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Textperfect time of year......
GuysI need to provide my kid a debit card that I can fill in every month (his allowance). I would like the ability to log on online and see transactionsCan someone recommend me a good card with no fees, etc? I want the ability to walk into a bank or pharmacy/store to provide cash and get the cardThanks
I want to get my extended family together and am looking for several rooms for a few days, but it sure looks expensive. There will be a few small children and I was looking at a couple of waterparks initially. Now I'm open to anything! Thanks!!
The Dividend Rates and Annual Percentage Yield are effective as of October 2, 2009, and are subject to change at any time. Minimum deposit $1,000, maximum deposit $1,000. Rate is 4.89%. Term is 12 months. At maturity the certificate will renew at Patelco's current yield for a regular 12-23 month share certificate. Penalty for early withdrawal. Available for a limited time. Funds deposited to this account must come from an institution other than Patelco. Account available to new members only-must open a new membership. One certificate per member. 1k min.Dividends paid monthly
awesome sale on tees from $5 and up hurry get your shirts
Threadless Tees
Threadless Tees
Here ya' go! $888 fOr a Toshiba 55" LED.Dano
I almost pulled the trigger on this when it was $1184.00 at the Panasonic EPP site a while back. I just saw this deal at Costco.com. The total price is a bit higher, but as everyone knows, there are huge advantages for buying from Costco. The 90 day return policy on televisions is unparalleled (except for Sam's Club), the extra year warranty when using your AMEX card, and dirt-cheap extended warranties if you so desire.So, this is a great price from a great store that usually doesn't have the best prices on televisions and they back what they sell to the hilt.Now I'm just wondering if this model has finally shown up at their brick and mortar stores to eliminate the $49.99 shipping fee.For purposes of comparison, this tv is currently $1552.50 at Amazon.Link to TV at Costco
http://www.woot.com/
http://home.woot.com/
http://kids.woot.com/
Link10% off w/ promo code SAP127, ends 1/31
http://www.officemax.com/office-supplies/shipping-mailing-suppli...
LinkText FRIES to 81229 for a free small Natural-Cut French Fries.Text BAKED to 81229 for a free Sour Cream and Chives Baked Potato with purchase of a regular size Chili.Text KID to 81229 for a free Kids' Meal with purchase of an Entre Salad.Text 242F to 81229 for any 2 small Frostys for $2 between 2pm and 4pm every day.Text 242D to 81229 for any 2 small Drinks for $2 between 2pm and 4pm every day.Text 10410 to 81229 to get these 10 items for $10 after 10PM:
Two orders of 5-piece Chicken Nuggets - choose from Spicy or Regular
Two orders of small French Fries
Two small Drinks
Four Value Sandwiches - choose from Jr. Hamburger, Jr. Cheeseburger, Cheesy Cheddarburger or Crispy ChickenText FEAST to 81229 for a Family Feast of 4 Combo Meals for $20! Create 4 Combo Meals with a Main, Side and Drink in each. Choose from:
Main: 10-piece Chicken Nuggets, Ultimate Chicken Grill, Asiago Ranch Chicken Club, Homestyle Chicken Fillet, Spicy Chicken Sandwich, Bacon Deluxe Double, Bacon Deluxe Single, Baconator Double, Baconator Single, 1/2 lb. Double, or 1/4 lb. Single
Side: Sour Cream & Chive Potato, small Chili, Caesar Side Salad, Garden Side Salad, or Small French Fries
Drink: Nestl Pure Life Bottled Water, small Wild Berry Lemonade, small All-Natural Lemonade, small Minute Maid Light Lemonade, small Nestea Unsweetened Iced Tea, small Nestea Sweetened Iced Tea, small Coke Zero, small Pibb Xtra, small Fanta Orange, small Barq's Root Beer, small Hi-C Flashin' Fruit Punch, small Sprite, small Diet Coke, or small Coca-Cola.By opting in to mobile alerts, you will receive up to 3 messages per week. Message & Data Rates May Apply. Reply HELP for help. Reply STOP to cancel.
Two orders of 5-piece Chicken Nuggets - choose from Spicy or Regular
Two orders of small French Fries
Two small Drinks
Four Value Sandwiches - choose from Jr. Hamburger, Jr. Cheeseburger, Cheesy Cheddarburger or Crispy ChickenText FEAST to 81229 for a Family Feast of 4 Combo Meals for $20! Create 4 Combo Meals with a Main, Side and Drink in each. Choose from:
Main: 10-piece Chicken Nuggets, Ultimate Chicken Grill, Asiago Ranch Chicken Club, Homestyle Chicken Fillet, Spicy Chicken Sandwich, Bacon Deluxe Double, Bacon Deluxe Single, Baconator Double, Baconator Single, 1/2 lb. Double, or 1/4 lb. Single
Side: Sour Cream & Chive Potato, small Chili, Caesar Side Salad, Garden Side Salad, or Small French Fries
Drink: Nestl Pure Life Bottled Water, small Wild Berry Lemonade, small All-Natural Lemonade, small Minute Maid Light Lemonade, small Nestea Unsweetened Iced Tea, small Nestea Sweetened Iced Tea, small Coke Zero, small Pibb Xtra, small Fanta Orange, small Barq's Root Beer, small Hi-C Flashin' Fruit Punch, small Sprite, small Diet Coke, or small Coca-Cola.By opting in to mobile alerts, you will receive up to 3 messages per week. Message & Data Rates May Apply. Reply HELP for help. Reply STOP to cancel.
xbox 360PS3Free shipping
http://www.giveawayoftheday.com/flv-to-mp3-converter/
The program is available for $39.95, but it will be free for our visitors as a time-limited offer. January 28, 2012FLV To MP3 Converter is a windows application that fast convert FLV To MP3 audio format. FLV To MP3 Converter also supports MP4, MPG, FLV, WMV, MOV and more video formats to MP3, WMA, WAV, OGG, and FLAC audio formats conversion.
The program is available for $39.95, but it will be free for our visitors as a time-limited offer. January 28, 2012FLV To MP3 Converter is a windows application that fast convert FLV To MP3 audio format. FLV To MP3 Converter also supports MP4, MPG, FLV, WMV, MOV and more video formats to MP3, WMA, WAV, OGG, and FLAC audio formats conversion.
http://www.amazon.com/gp/goldboxAmazon.com Review
The 7 Habits of Highly Effective People: Powerful Lessons in Personal Change was a groundbreaker when it was first published in 1990, and it continues to be a business bestseller with more than 15 million copies sold. Stephen Covey, an internationally respected leadership authority, realizes that true success encompasses a balance of personal and professional effectiveness, so this book is a manual for performing better in both arenas. His anecdotes are as frequently from family situations as from business challenges. Before you can adopt the seven habits, you'll need to accomplish what Covey calls a "paradigm shift"--a change in perception and interpretation of how the world works. Covey takes you through this change, which affects how you perceive and act regarding productivity, time management, positive thinking, developing your "proactive muscles" (acting with initiative rather than reacting), and much more. This isn't a quick-tips-start-tomorrow kind of book. The concepts are sometimes intricate, and you'll want to study this book, not skim it. When you finish, you'll probably have Post-it notes or hand-written annotations in every chapter, and you'll feel like you've taken a powerful seminar by Covey. --Joan Price
The 7 Habits of Highly Effective People: Powerful Lessons in Personal Change was a groundbreaker when it was first published in 1990, and it continues to be a business bestseller with more than 15 million copies sold. Stephen Covey, an internationally respected leadership authority, realizes that true success encompasses a balance of personal and professional effectiveness, so this book is a manual for performing better in both arenas. His anecdotes are as frequently from family situations as from business challenges. Before you can adopt the seven habits, you'll need to accomplish what Covey calls a "paradigm shift"--a change in perception and interpretation of how the world works. Covey takes you through this change, which affects how you perceive and act regarding productivity, time management, positive thinking, developing your "proactive muscles" (acting with initiative rather than reacting), and much more. This isn't a quick-tips-start-tomorrow kind of book. The concepts are sometimes intricate, and you'll want to study this book, not skim it. When you finish, you'll probably have Post-it notes or hand-written annotations in every chapter, and you'll feel like you've taken a powerful seminar by Covey. --Joan Price
Genesis Collection for PSPFree Shipping
http://www.newegg.com/Product/Product.aspx?Item=N82E16826621030
I found this nice looking tea tumbler like the one in Teavana and it is now 40% off. Total end up about $10 cheaper than Teavana.Use coupon code: DRAGONYRhttp://www.amazon.com/gp/offer-listing/B00637XX30/ref=dp_olp_new...
Found this while getting my set of six Firefly mason jar glasses. Free Firefly lipbalm.Here is a direct link: http://76.12.189.94/merchant2/merchant.mvc?
This week only 1/25-1/31. Ralphs has Kleenex Facial Tissue select varieties , 50-184 ct for 99cents each when you buy any 10 participating products~~
here is a Tiger Direct rebate for the Snow Lizard POWER TEK 7000mAh portable charger. $20 off the regular price!http://www.tigerdirect.com/applications/SearchTools/item-details...
Garden & Gun Magazine Subscription http://www.tanga.com/products/garden-gun-magazine-subscription--...Code garden
My first post. So please be gentle. I have tried to search forums but not able to find this topic.Few days ago, while I was hunting for Coleman folding table for $11 in my local HD, I found this grill. I was not able to find it online from Home Depot web site. The closest one I found was this.The SKU# for the grill is 536-935. I think the original price was around $49.The cooking area is 350 square inches.
Searched for this but didn't see it. "Like" El Torito on Facebook and get a $10 off $20 coupon. This is much better than their standard $10 off $30 coupon, and does not have to be surrendered. Expires 29 January.
http://www.deepdiscount.com/How do you save a bundle on the multi-set of the 2009 "Sherlock Holmes" with Robert Downey Jr., Jude Law and Rachel McAdams? Why, it's elementary, my dear Watson. Order the Blu-ray, DVD and Digital Copy multi-set today for only $10.99! By George, that's a jolly good bargain! Action-packed and loads of fun, save 45% today.
SHERLOCK HOLMES
(Blu-ray + DVD + Digital Copy)Why Pay $19.98?
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SHERLOCK HOLMES
(Blu-ray + DVD + Digital Copy)Why Pay $19.98?
Our Price!
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Free ShipT-Shirt Link
HP 2000-410US Laptop Computer With 15.6" LED-Backlit Screen & Intel Pentium B960 Processor, Dark Gray
http://www.officedepot.com/a/products/766534/HP-2000-410US-Lapto...
http://www.officedepot.com/a/products/766534/HP-2000-410US-Lapto...
Duke Nukem Forever = $4.99Tomb Raider 2 =$4.99Neverwinter Nights 2 =$4.99
This one is a bit unfortunate since I posted one about this game previously. Didn't know they'd drop the price to $4.99 as opposed to last time deals of $14.99. Sorry guys =(.Prey =$4.99
Deals are good only for this weekend!Happy Gaming fellow Mac gamers!
This one is a bit unfortunate since I posted one about this game previously. Didn't know they'd drop the price to $4.99 as opposed to last time deals of $14.99. Sorry guys =(.Prey =$4.99
Deals are good only for this weekend!Happy Gaming fellow Mac gamers!
Mossberg International's new lightweight Tactical .22 combines the look and feel of today's AR-style platforms with Mossberg International's reliable and affordable .22 autoloader. Taking cues from the proven 702 autoloader, the Tactical .22 matches an 18" barrel to a quad-rail forend, giving any shooter the opportunity to easily customize the Tactical .22 with lights, lasers or any number of AR accessories currently in the marketplace. The Tactical .22 is available in two stock configurations; a fixed stock with a standard 13" length of pull or a six-position polymer adjustable stock that offers a 10-3/4" - 14.5" LOP that accommodates smaller shooters as well as adults. The Tactical .22 features an integrated A2-style carry handle with rear sight and includes an optional handle-mount Picatinny rail which allows versatility in mounting scopes and other optics while providing the clearance necessary to utilize the open sights. Other features included with the Tactical .22 are sling mounts and a ten round magazine.LinkA decent price for a 'tactical' (if there is such a thinh in .22ca) rifle.
http://www.dailysteals.com/
http://mobile.dailysteals.com/
http://toys.dailysteals.com/
http://1saleaday.com/flash/
TV Mounts 10" To 63" $15 To $50 Shipped
This is just a heads up, There are 20 sizes.Free shipping on all flash items Pyle Flat Mount 32"-55"
List Price $75.99 Savings $56.00 (74%) Our Price $19.99
View Product Pyle Flat Mount 23"-37"
List Price $68.99 Savings $44.00 (64%) Our Price $24.99
View Product Pyle Flat Mount 36"-65"
List Price $88.99 Savings $64.00 (72%) Our Price $24.99
View Product Pyle Flat Mount 23"-50"
List Price $126.99 Savings $97.00 (77%) Our Price $29.99
View Product Pyle Thin Mount 23"-37"
List Price $62.99 Savings $43.00 (69%) Our Price $19.99
View Product Pyle Artic. Mount 26"-42" List Price $108.99 Savings $79.00 (73%) Our Price $29.99
View Product Pyle Artic. Mount 23"-42"
List Price $157.99 Savings $118.00 (75%) Our Price $39.99
View Product Pyle Artic. Mount 32"-50"
List Price $173.99 Savings $134.00 (78%) Our Price $39.99
View Product Pyle Artic. Mount 32"-42" List Price $171.99 Savings $122.00 (71%) Our Price $49.99
View Product Pyle Artic. Mount 42"-65"
List Price $186.81 Savings $136.82 (74%) Our Price $49.99
View Product Pyle Artic. Mount 32"-50"
List Price $244.99 Savings $185.00 (76%) Our Price $59.99
View Product Pyle Artic. Mount 42"-65"
List Price $359.99 Savings $260.00 (73%) Our Price $99.99
View Product Pyle Tilt Mount 32"-50"
List Price $84.99 Savings $60.00 (71%) Our Price $24.99
View Product Pyle Tilt Mount 42"-65"
List Price $108.99 Savings $84.00 (78%) Our Price $24.99
View Product Pyle Tilt Mount 42"-63"
List Price $97.99 Savings $73.00 (75%) Our Price $24.99
View Product Pyle Flush Mount 36"-55"
List Price $102.99 Savings $78.00 (76%) Our Price $24.99
View Product Pyle Flat Mount 36"-55"
List Price $53.99 Savings $39.00 (73%) Our Price $14.99
View Product Pyle Flat Mount 23"-46"
List Price $51.99 Savings $32.00 (62%) Our Price $19.99
View Product Pyle Arm Mount 10"-24"
List Price $68.99 Savings $49.00 (72%) Our Price $19.99
View Product Pyle Arm Mount 15"-24"
List Price $48.99 Savings $29.00 (60%) Our Price $19.99
TV Mounts 10" To 63" $15 To $50 Shipped
This is just a heads up, There are 20 sizes.Free shipping on all flash items Pyle Flat Mount 32"-55"
List Price $75.99 Savings $56.00 (74%) Our Price $19.99
View Product Pyle Flat Mount 23"-37"
List Price $68.99 Savings $44.00 (64%) Our Price $24.99
View Product Pyle Flat Mount 36"-65"
List Price $88.99 Savings $64.00 (72%) Our Price $24.99
View Product Pyle Flat Mount 23"-50"
List Price $126.99 Savings $97.00 (77%) Our Price $29.99
View Product Pyle Thin Mount 23"-37"
List Price $62.99 Savings $43.00 (69%) Our Price $19.99
View Product Pyle Artic. Mount 26"-42" List Price $108.99 Savings $79.00 (73%) Our Price $29.99
View Product Pyle Artic. Mount 23"-42"
List Price $157.99 Savings $118.00 (75%) Our Price $39.99
View Product Pyle Artic. Mount 32"-50"
List Price $173.99 Savings $134.00 (78%) Our Price $39.99
View Product Pyle Artic. Mount 32"-42" List Price $171.99 Savings $122.00 (71%) Our Price $49.99
View Product Pyle Artic. Mount 42"-65"
List Price $186.81 Savings $136.82 (74%) Our Price $49.99
View Product Pyle Artic. Mount 32"-50"
List Price $244.99 Savings $185.00 (76%) Our Price $59.99
View Product Pyle Artic. Mount 42"-65"
List Price $359.99 Savings $260.00 (73%) Our Price $99.99
View Product Pyle Tilt Mount 32"-50"
List Price $84.99 Savings $60.00 (71%) Our Price $24.99
View Product Pyle Tilt Mount 42"-65"
List Price $108.99 Savings $84.00 (78%) Our Price $24.99
View Product Pyle Tilt Mount 42"-63"
List Price $97.99 Savings $73.00 (75%) Our Price $24.99
View Product Pyle Flush Mount 36"-55"
List Price $102.99 Savings $78.00 (76%) Our Price $24.99
View Product Pyle Flat Mount 36"-55"
List Price $53.99 Savings $39.00 (73%) Our Price $14.99
View Product Pyle Flat Mount 23"-46"
List Price $51.99 Savings $32.00 (62%) Our Price $19.99
View Product Pyle Arm Mount 10"-24"
List Price $68.99 Savings $49.00 (72%) Our Price $19.99
View Product Pyle Arm Mount 15"-24"
List Price $48.99 Savings $29.00 (60%) Our Price $19.99
Go here: http://www.clarisonic.com/registration/index.php and register your Clarisonic product. They will give you a code for $25 off $50.Get your code, then Google Clarisonic, there will be a link for free shipping and a $40 gift with any purchase at the top of the page. Click through that.There is a box on the front page that talks about the Sonic Savings Program. Click the link there. It will show you products that are eligible for the program. Add two brushes, and it will give you the box to check to enroll in their program. Enroll. The brushes will show up in the cart for $32.50. Add enough other stuff to get to $50. Put in the $25 off $50 promo code, and done. Should cost $25 for two brushes plus whatever other filler you can find. The box that comes up says you can cancel at anytime by calling 1-888-525-2747.I haven't done this yet, my Clarisonic won't be here until next week, but I was trying to figure out how to get a good deal on brushes, and came across all this stuff, I did as much as I could without a code to put in, but there is a box for the code, so hopefully it works. If you try it please report back!
And, there is no indication what the $40 gift is, that is quoted from the google link...
And, there is no indication what the $40 gift is, that is quoted from the google link...
I saw this posted for UK but not sure why you wouldn't just order here in the good old USA and save some pennies.LinkSide question why is Lucas still trying to kill us for $80 on the 6 movies of Star Wars - sad
=http://reg.e.staples.com/c/s/tagfrm/hBPIlmCB7SHGCB8fplVEMpak6yG/coupon.html?n=1585&COUPON_1=66471=Valid in store only.
Take an extra $50 OFF
all clearance laptops, desktops, or tablets.*Models vary by store. While supplies last.Associate scan UPC before completing sale:In-store Coupon Code: 66471Online or by phone coupon code: 26684*Valid through 2/4/12 in Staples U.S. stores only. Discount applies to clearance laptops, desktops and tablets only. Models vary by store. While supplies last. Limit one per customer. Each item purchased can only be discounted by one coupon, applied by cashier in order received and prior to tax. Coupon not valid if purchased or sold and must be surrendered. No cash/credit back. Not valid on prior purchases or purchases made with Staples Procurement Cards or Convenience Cards.
Take an extra $50 OFF
all clearance laptops, desktops, or tablets.*Models vary by store. While supplies last.Associate scan UPC before completing sale:In-store Coupon Code: 66471Online or by phone coupon code: 26684*Valid through 2/4/12 in Staples U.S. stores only. Discount applies to clearance laptops, desktops and tablets only. Models vary by store. While supplies last. Limit one per customer. Each item purchased can only be discounted by one coupon, applied by cashier in order received and prior to tax. Coupon not valid if purchased or sold and must be surrendered. No cash/credit back. Not valid on prior purchases or purchases made with Staples Procurement Cards or Convenience Cards.
HP Notebook Projection Companion DLP Projector $106 plus shipping at Datavision
Datavision Computer Video is selling the HP AX325AA Notebook Companion Projector for $110.89 plus shipping (around $8 from NY to CA)Save $5 with coupon code DATAVIS5http://www.datavis.com/HP-Notebook-Projection-Companion.html
Tiger Direct link for more info:http://www.tigerdirect.com/applications/SearchTools/item-details...ofacto / op / sd
Datavision Computer Video is selling the HP AX325AA Notebook Companion Projector for $110.89 plus shipping (around $8 from NY to CA)Save $5 with coupon code DATAVIS5http://www.datavis.com/HP-Notebook-Projection-Companion.html
Tiger Direct link for more info:http://www.tigerdirect.com/applications/SearchTools/item-details...ofacto / op / sd
I almost pulled the trigger on this when it was $1184.00 at the Panasonic EPP site a while back. I just saw this deal at Costco.com. The total price is a bit higher, but as everyone knows, there are huge advantages for buying from Costco. The 90 day return policy on televisions is unparalleled (except for Sam's Club), the extra year warranty when using your AMEX card, and dirt-cheap extended warranties if you so desire.So, this is a great price from a great store that usually doesn't have the best prices on televisions and they back what they sell to the hilt.Now I'm just wondering if this model has finally shown up at their brick and mortar stores to eliminate the $49.99 shipping fee.For purposes of comparison, this tv is currently $1552.50 at Amazon.Link to TV at Costco
Textperfect time of year......
Hi FWF members,I need your advice in this matter. I am NH resident. Back in Feb 2011, I received speeding citation in MA, which I contested. The way MA system works is, I need to mail the citation stating I am not guilty and I need magistrate hearing. Then the date gets mailed out to me and I need to go there to present my case.In my case, I did receive court date somewhere in May 2011. In MA, you can request to extend magistrate hearing one time. I called them up to extend the hearing and the clerk said, RMV scheduled the date in wrong jurisdiction, so she will mark the case as "resolved" and I'll receive another hearing date from the correct court. But I never received another hearing date. Instead today I received letter from RMV, that I've defaulted on that citation and if I don't pay the fine (+ additional $100 administrative fee) my driving license will be suspended. Since today is Friday, I cannot talk to them until Monday. I want your advice to figure out how should I approach this? What are my options here.Any help will be appreciated.
HiI'm trying to adopt a child and our lawyer suggested we setup a 1-800 number that forwards to a cell phone. Does anyone have any recommendations as for a company that is reliable where I can setup a 1-800 number? Thanks
http://www.amazon.com/Pistol-Rifle-Flashlight-Weaver-Mount/dp/B0...The price is $17.79 With FSSS
Go to the 32 new tab.
Go to the 32 new tab.
WalMart.com has the Samsung Galaxy S2 Skyrocket (LTE version) from ATT for $139.99. I can't seem to get the link directly to the phone so you will have to choose ATT as the carrier and select the Samsung Galaxy S2 Skyrocket. Finally, click to see the price and enter your zip code which may vary the price. I was able to price match it at BestBuy and use reward zone certificates to drop the price even more.http://www.walmart.letstalk.com/product/browse.htm?pgId=100
http://www.amazon.com/dp/B001VLFE7G/
Only in the NYC area, no where else in the country sku # is 428-230, check for availability
Samsung (UN46D7000) 46" 1080p 3D LED HDTV w/ Built-in WiFi $1,099.99 After Coupon & Free Shipping at TigerDirect
46" 1080p LED Backlit LCD Display
240Hz Refresh Rate
15M:1 Dynamic Contrast Ratio
4 HDMI Inputs
Built-In WiFi
41.3 x 26.9 x 10.9 Inches (w/ stand)
1-Year Limited Warranty
Normally $1,399.99, now $1,099.99 after $300 off coupon code "FZK53248" (exp. 1/28) and free shipping. (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
46" 1080p LED Backlit LCD Display
240Hz Refresh Rate
15M:1 Dynamic Contrast Ratio
4 HDMI Inputs
Built-In WiFi
41.3 x 26.9 x 10.9 Inches (w/ stand)
1-Year Limited Warranty
Normally $1,399.99, now $1,099.99 after $300 off coupon code "FZK53248" (exp. 1/28) and free shipping. (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
In order to get the free shipping you'll have to order basically $32 worth of product. In addition to the 3-wick candles, which retail for $19.50 each, they also have:Antibacterial Hand Soap 6 for $20 (retail $5.50 each) or
Signature Lotions, Buy 3, Get 2 Free (retail $10.50 to $11 each) or
Fragrance Mists for $4 (retail $12 each)Use code MYPOINTS1 at checkout to save 20%Go through FW for 3.5% CashBack or Ebates for 6% CashBackLINK
Signature Lotions, Buy 3, Get 2 Free (retail $10.50 to $11 each) or
Fragrance Mists for $4 (retail $12 each)Use code MYPOINTS1 at checkout to save 20%Go through FW for 3.5% CashBack or Ebates for 6% CashBackLINK
here is a Tiger Direct rebate for the Snow Lizard POWER TEK 7000mAh portable charger. $20 off the regular price!http://www.tigerdirect.com/applications/SearchTools/item-details...
Text message: FRIES to 81229 on your cell phone to get the coupon.
Its valid for 7 days from when you send it
Its valid for 7 days from when you send it
We recently bought a new home. I had 20% down payment but at the last moment went with FHA loan since I was afraid with the Florida housing market. THis is our primary home. The lender assumed I did my homework and didn't question my move from 15 yr conventional to FHA loan. He thought I did my homework and just mentioned about the 1% FHA fee that is bundled into the loan. We thought this is fine since we are doing only 3.5% down payment.
My lender knew my credit score is 732 but still didn't question my move from conventional to FHA at the last moment.So we did the closing and I started working out plan for next 2 years. I always assumed that I'll wait for the market to steady in next 6-12 months and payoff to reach 78% LTV so that the FHA MIP goes away. Now, the following came as a big surprise to me1) The FHA MIP doesn't go away for 5 years
2) The FHA MIP amount stays the same even though the principal goes down every yearI am really upset about my move to FHA and I want to get out of it asap. Loan is $283K and 3.75% fixed interest FHA
P+I = $1274
MIP = $259I asked my lender that he should have atleast advised me to do 5% conventional with PMI. That PMI would have been $165 plus I would anytime give away remaining principal to reach 78% LTV and get rid of PMI. Also, my lender told me that I shouldn't be that upset because conventional interest rates are more than FHA. I really need some guidance here as I am a first time home buyer and went wrong with my first big financial move.Should I refinance to 15-year conventional right away or refinance to 15 year FHA which gives me the option to pay off and get rid of MIP?Please advice!! Thanks
My lender knew my credit score is 732 but still didn't question my move from conventional to FHA at the last moment.So we did the closing and I started working out plan for next 2 years. I always assumed that I'll wait for the market to steady in next 6-12 months and payoff to reach 78% LTV so that the FHA MIP goes away. Now, the following came as a big surprise to me1) The FHA MIP doesn't go away for 5 years
2) The FHA MIP amount stays the same even though the principal goes down every yearI am really upset about my move to FHA and I want to get out of it asap. Loan is $283K and 3.75% fixed interest FHA
P+I = $1274
MIP = $259I asked my lender that he should have atleast advised me to do 5% conventional with PMI. That PMI would have been $165 plus I would anytime give away remaining principal to reach 78% LTV and get rid of PMI. Also, my lender told me that I shouldn't be that upset because conventional interest rates are more than FHA. I really need some guidance here as I am a first time home buyer and went wrong with my first big financial move.Should I refinance to 15-year conventional right away or refinance to 15 year FHA which gives me the option to pay off and get rid of MIP?Please advice!! Thanks
There doesnt seem to be a thread strictly dedicated to credit cards with frequent flyer mile bonuses, and I thought it would be nice to have a one stop shopping experience for Frequent Flyer Mile (Not) Arbitrage. I just completed a FFM AOR, but had to search tirelessly through different threads and Google searches to find some of the better deals. I literally did hundreds of searches and cruised through countless threads for an entire day at work.This thread is for people who want the following:
- Bonus Miles of 25k or greater
- Maximum spend requirement of $3k within three months (ideally after first purchase)
- First year annual fee waived, or maximum of $100 for first yearThe following are nice, but since these are often not our primary cards, and we will probably cancel the card before the first annual fee, they dont matter a great deal to us:
- Low purchase APR
- No foreign exchange fees
- Points per $1 spentIdeally, this will be a self-sustaining topic: the Member Summary gets updated by FatWallet Members as deals come and go. With that in mind, lets try to limit the Member Summary to cards with the above wants.Ive got the list started with the best of the best I was able to scrounge up. Today I applied for United MileagePlus Explorer (app being reviewed), Southwest Rapid Rewards Premier (app being reviewed), and the Citi ThankYou Premier Card (instant approval). I basically applied for 150k bonus miles, with only a $99 annual fee on SW, and total spend minimum of $2,500 within 3 months. With a credit score of over 800, I dont ever recall not getting instant approval, so while this hurt, I am still hopeful and will keep you updated. Last year my 3 card FFMA AOR successfully yielded me 130k miles with no annual fees, and $2,500 spend within 4 months.In summary, this thread is for people who just love to travel and want serious bonus miles! So to continue our glorious free trips, I need you FatWallet members to help me, help you.Master List that I will update:Citi ThankYou Premier Card:
50,000 bonus ThankYou Points after you make $2,500 in purchases within the first 3 months.
Annual Fee: $125, waived for the first year.United MileagePlus Explorer (Chase):
50,000 bonus miles after your first purchase.
Annual Fee: $95, waived for the first year.
Important: to see the offer, you need to make sure that you first login to your United Mileage Plus account, and that you have miles in the account (any minimal amount is OK). Then, the homepage at United should show that 60k offer. Without these steps, you will only be seeing a 40k offer.Southwest Airlines Rapid Rewards Premier Card (Chase):
50,000 bonus points after your first purchase - that's over $800 in Wanna Get Away Fares that can be redeemed for 2 free roundtrip flights.
Annual Fee: $99.Chase Sapphire Preferred:
50,000 bonus points after you make $3,000 in purchases within the first 3 months.
Annual Fee: $95, waived for the first year.Gold Delta SkyMiles (Amex):
30,000 bonus miles after you make $500 in purchases within the first 3 months.
Annual Fee: $95, waived for the first year.Citi Platinum Select AAdvantage Visa Signature:
30,000 AAdvantage bonus miles after you make $750 in purchases within the first 4 months.
Annual Fee: $85, waived for the first year.Citi Platinum Select AAdvantage Visa Signature:
50,000 AAdvantage bonus miles after you make $3,000 in purchases within the first 4 months. $150 travel credit, 2 AA club passes.
Annual Fee: $85, waived for the first year.
- Bonus Miles of 25k or greater
- Maximum spend requirement of $3k within three months (ideally after first purchase)
- First year annual fee waived, or maximum of $100 for first yearThe following are nice, but since these are often not our primary cards, and we will probably cancel the card before the first annual fee, they dont matter a great deal to us:
- Low purchase APR
- No foreign exchange fees
- Points per $1 spentIdeally, this will be a self-sustaining topic: the Member Summary gets updated by FatWallet Members as deals come and go. With that in mind, lets try to limit the Member Summary to cards with the above wants.Ive got the list started with the best of the best I was able to scrounge up. Today I applied for United MileagePlus Explorer (app being reviewed), Southwest Rapid Rewards Premier (app being reviewed), and the Citi ThankYou Premier Card (instant approval). I basically applied for 150k bonus miles, with only a $99 annual fee on SW, and total spend minimum of $2,500 within 3 months. With a credit score of over 800, I dont ever recall not getting instant approval, so while this hurt, I am still hopeful and will keep you updated. Last year my 3 card FFMA AOR successfully yielded me 130k miles with no annual fees, and $2,500 spend within 4 months.In summary, this thread is for people who just love to travel and want serious bonus miles! So to continue our glorious free trips, I need you FatWallet members to help me, help you.Master List that I will update:Citi ThankYou Premier Card:
50,000 bonus ThankYou Points after you make $2,500 in purchases within the first 3 months.
Annual Fee: $125, waived for the first year.United MileagePlus Explorer (Chase):
50,000 bonus miles after your first purchase.
Annual Fee: $95, waived for the first year.
Important: to see the offer, you need to make sure that you first login to your United Mileage Plus account, and that you have miles in the account (any minimal amount is OK). Then, the homepage at United should show that 60k offer. Without these steps, you will only be seeing a 40k offer.Southwest Airlines Rapid Rewards Premier Card (Chase):
50,000 bonus points after your first purchase - that's over $800 in Wanna Get Away Fares that can be redeemed for 2 free roundtrip flights.
Annual Fee: $99.Chase Sapphire Preferred:
50,000 bonus points after you make $3,000 in purchases within the first 3 months.
Annual Fee: $95, waived for the first year.Gold Delta SkyMiles (Amex):
30,000 bonus miles after you make $500 in purchases within the first 3 months.
Annual Fee: $95, waived for the first year.Citi Platinum Select AAdvantage Visa Signature:
30,000 AAdvantage bonus miles after you make $750 in purchases within the first 4 months.
Annual Fee: $85, waived for the first year.Citi Platinum Select AAdvantage Visa Signature:
50,000 AAdvantage bonus miles after you make $3,000 in purchases within the first 4 months. $150 travel credit, 2 AA club passes.
Annual Fee: $85, waived for the first year.
Wife gets the FR call today. She has a few accounts with 30+ CL. I also have several cards. Will complying trigger an FR for me? Our income on our last tax return was <45K. Should all the cards be cancelled, or go along with it. I know this has been covered on several other websites, I just want the FWF advice...
1 Posted By: FatWallette
Views: 708 Replies: 1
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Views: 708 Replies: 1
A social beauty store that's revolutionizing the way you buy beauty products. Personalize your shopping experience with Best4You recommendations based on unbiased feedback from women who are your beauty matches. 6.0% Cash Back Available!
Special Offers from Bloom.com:
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Nestle Butterfinger Funsize, 12.5-Ounce Bags (Pack of 6) $11.61 AmazonThat's 75 ounces (or 4.69 lbs.)of chocolate for you!
Butterfinger deal on AmazonI bought these to take to a Super Bowl party. No way do I want to keep these laying around my house. LOL
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WALKERS from Scotland is providing 50% off today on their short bread special tin items...and use code LOVE2012 in the first page of checkout on top left hand corner of the pagelink to the three items...see on top of pagePath to the Hills (Assorted Shortbread) Regular price: 12.99$...Today's price: 6.49$
Chocolate Chip Shortbread Regular price: 12.99$...Today's price: 6.49$Robert Burns (Assorted Shortbread) Regular price: 14.99$...Today's price: 7.49$add one more of these tin items to bring your total over 25$ and then in the check out first page add LOVE2012 code to get free shipping......HURRY IT'S STOCKING TIME...EXPIRY DATE: END OF FEB 2013
Chocolate Chip Shortbread Regular price: 12.99$...Today's price: 6.49$Robert Burns (Assorted Shortbread) Regular price: 14.99$...Today's price: 7.49$add one more of these tin items to bring your total over 25$ and then in the check out first page add LOVE2012 code to get free shipping......HURRY IT'S STOCKING TIME...EXPIRY DATE: END OF FEB 2013
Amazon has Seagates 3tb Expansion at $169.99. Lowest this has been in about 2 months. check it out. Good deal if you are in the market.http://www.amazon.com/Seagate-Expansion-Desktop-External-STAY300...
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Use code BLUE12 at checkout.* Terms & Conditions:
* Offer valid on full-price jewelry items excluding sale merchandise, loose diamonds, Build Your Own Diamond Jewelry, watches, gift certificates, and polishing cloth purchases. Reference code BLUE12 MUST be entered in cart or mentioned over phone at time of purchase. Offer may not be combined with any other offer and cannot be applied retroactively. Void where prohibited. Offer valid through midnight PT on Sunday, February 5, 2012.