People hot deals , People coupons results

Sponsor Deals

Ex. 60 days from print (Use zip 62946)$20 off any Fisher Price Baby Gear Swing Purchase of $139.99 or more
$10 off any Fisher Price Baby Gear Purchase of $49.99 or More
$5 off a Fisher Price Kick and Play Piano Gym
$5 off a Fisher Price Laugh and Learn Puppy House
$5 off any Little People Toy Purchase of $24.99 or more
$10 off any Fisher Price Laugh and Learn Fun with Friends Musical Table
$5 off any Fisher Price Laugh and Learn love to Play Puppy
$5 off any Imaginext Toy Purchase of $24.99 or more
$5 off any Fisher Price Sing and Giggle Mickey or Minnie
$5 off any Fisher Price Thomas and Friends Toy Purchase of $24.99 or morehttp://www.coupons.com/couponweb/Offers.aspx?pid=15493&zid=

This was covered many months ago, but I thought it might be a good idea to provide an update.If you're returning a rental car in Orlando, and are filling up the car near the airport, be sure to look at the pump price first.There are two gas stations very close to the airport that charge close to $6 per gallon and unfortunately some people don't realize how much they're paying until they are done pumping the gas, because they didn't have the common sense to check the price.There are many other stations only a few blocks away that charge normal prices that are at least $2 less per gallon than these two stations.This has been going on for years.Sun Gas
5600 Butler National Dr, Orlando - SE, FL
Cross: S Semoran BlvdSuncoast Energys
5928 Butler National Dr & S Semoran BlvdThis one is actually near the outlet mall and is currently charging $5.89 cash price...
Shell
8788 Vineland Ave near Apopka-Vineland Rd

free Timmy Bitties Dietary Supplement Drink SampleWhat is Timmy Bitties? Timmy Bitties is an all natural dietary supplement drink for weight watchers and health conscious people. It is rich in Vitamin C and contains several other nutrients. It also uses Stevia, the Zero Calories all natural sweetener. Timmy Bitties tastes great! For a limited time, we are offering a free sample to consumers in the USA and Canada!
http://www.timmybitties.com/free_sample.html

I know we have a ton of prediction threads, but this one is very narrowly specified.I am looking for FW finance forum member individual predictions on the US National Average Regular Grade gasoline price per gallon as reported by AAA. You can see the current value here:http://fuelgaugereport.opisnet.com/index.aspWhat I am looking for is your prediction time to hitting a price level. Price levels I would like you to predict for are as follows:- $5 a gallon,
- $6 a gallon,
- $8 a gallon,
- $10 a gallon.I have no scientific basis for my predictions, but I will make my predictions:- $5: 2013 Q3,
- $6: 2015 Q3,
- $8: 2017 Q3,
- $10: 2020 Q3.I am just curious how people think about this type of prediction.Then once we have some numbers in, I would like to propose an interesting twist.Thank you in advance for participating.

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This was been covered many months ago, but I thought it might be a good idea to provide an update.If you're returning a rental car in Orlando, and are filling up the car near the airport, be sure to look at the pump price first.There are two gas stations very close to the airport that charge close to $6 per gallon and unfortunately some people don't realize how much they're paying until they are done pumping the gas, because they didn't have the common sense to check the price.There are many other stations only a few blocks away that charge normal prices that are at least $2 less per gallon than these two stations.This has been going on for years.Sun Gas
5600 Butler National Dr, Orlando - SE, FL
Cross: S Semoran BlvdSuncoast Energys
5928 Butler National Dr & S Semoran BlvdThis one is actually near the outlet mall and is currently charging $5.89 cash price...
Shell
8788 Vineland Ave near Apopka-Vineland Rd

I'm looking to advance my career and make more money (i.e. That's why I posted this in the Finance forum). I live in a city of about 200,000 people with a very small newspaper.I'm trying to find some sort of robot that will scan the internet and email me anytime jobs are posted with the criteria I have established.I've already set up Careerbuilder & Monster to auto-notify me of positions that are posted on their websites. I would also like to get the same type of email notifications from our local newspaper, some companies nearby that I'm interested in and any other types of Careerbuilder/Monster websites that are popular today.Unfortunately our local newspaper doesn't have an "auto-notify" function, nor do the few companies in the area that I'm interested in.I need to do this quietly since I'm currently employed and would like to remain that way until I find another opportunity/job.I'm not actively looking, but it sure is nice to have Careerbuilder & Monster email me about postitions that might interest me.If anyone knows of some type of internet robot that will search as I've stated above please reply.Thank you.

LINKPost-it Notes Treasure Chest Value Pack for $49.99 (Coupon Code JTK drops it to $39.99 at checkout) with free shipping. It's the equivalent of 10,000 standard 3" x 3" Post-it Notes which cost $150 or more elsewhere.) Sales tax is added where applicable. This pack contains 10-lb of assorted Post-it notes in a variety of colors and sizes. Comes in a cardboard treasure chest for storage.4.7 out of 5 star reviews form 27 people

This is free for another several hours, then it will be over $20 to get these four fitness / exercise books. I'm feeling lazy right now, but this may motivate me to hit the gym tomorrow. At least I'll have some Sunday night reading material (or something to read Monday on the way to work, or at the gym). Most people will try anything to slim down spending hundreds/thousands a year. Now I have 4 (free) options, worth a shot.
The Natural Way: The Holistic Guide To Total Mind-Body Health & Fitness (super hot chick model in some nice poses)Fitness Training Steps to Success: How to Train EffectivelyHardcore Circuit Training for Men: Outdoor Hill WorkoutTurn On, Tune In, Get Fit

I have a question: I have carried personal umbrella insurance for many years. However, I'm beginning to wonder if Umbrella insurance really is truly all encompassing. For instance, I have a job which is a lifestyle profession. I'm not a doctor or a lawyer or anything like that, but the profession I work in has me dealing with lots of companies and individuals. I supervise many people. My job is an extension of my lifestyle. I live the way I work and work the way I live. With that being said, if I were to get caught up in any type of litigation which spilled over from my lifestyle job, would Umbrella insurance cover me? Or do I need some other type of insurance to cover for this risk?If I ended up with some type of on the job personal liability (not sure how that would happen, but I've heard of individuals getting sued for their corporate endeavors), would personal umbrella cover litigation costs or provide personal asset protection?
Added @ 12pm EST - haha, very funny. No, I do not run a brothel or escort service or anything of that nature. However, I am in entertainment (which is why I call it a lifestyle job). In any case, my main concern is IF/WHEN there are any suits brought against my employer (see, I am not a business owner) for any on-the-job actions, will my umbrella insurance protect any personal derivative lawsuits that come out of that? There are NO suits under way or being threatened, by the way, so this is really a vague question because I don't have any specifics on a real suit. I just want to know if I need broader coverage for asset protection. Thanks

This is free for another several hours, then it will be over $20 to get these four fitness / exercise books. I'm feeling lazy right now, but this may motivate me to hit the gym tomorrow. At least I'll have some Sunday night reading material (or something to read Monday on the way to work, or at the gym). Most people will try anything to slim down spending hundreds/thousands a year. Now I have 4 (free) options, worth a shot.
The Natural Way: The Holistic Guide To Total Mind-Body Health & Fitness (super hot chick model in some nice poses)Fitness Training Steps to Success: How to Train EffectivelyHardcore Circuit Training for Men: Outdoor Hill WorkoutTurn On, Tune In, Get FitAmazon Coupons

TextProduct Description:
Western Society is in confusion, the industrial world is teetering on collapse, and it looks like things could get worse. Agrarian Blogger, historian, and "plain" preacher Michael Bunker has been living off of the grid for many years, and he has some advice for those living in the industrial/consumerist economy living an off off-grid life is achievable. It has been done for thousands of years, and it can be done today... It is quite possible that many people who have relied on a failing system for their means of survival will very soon find that they have made a mistake of historic proportions. Historic, because every major "classical" culture went down the same road our society is on today. This book is about the lessons we should have learned, and what you can do to survive what history tells us must come next.Amazon Coupons

TextProduct Description:
Western Society is in confusion, the industrial world is teetering on collapse, and it looks like things could get worse. Agrarian Blogger, historian, and "plain" preacher Michael Bunker has been living off of the grid for many years, and he has some advice for those living in the industrial/consumerist economy living an off off-grid life is achievable. It has been done for thousands of years, and it can be done today... It is quite possible that many people who have relied on a failing system for their means of survival will very soon find that they have made a mistake of historic proportions. Historic, because every major "classical" culture went down the same road our society is on today. This book is about the lessons we should have learned, and what you can do to survive what history tells us must come next.Amazon Coupons

I'm having some really bad experience with a pre-paid debit card from YapSend. They were ok until another company purchased them called Mango. They claim they do not run a credit check but have asked multiple times for a copy of my passport in color, telephone bills, and a copy of my social security card. I have complied and we are still at an impasse. They have locked the account and no more deposits can be made. It's creepy the way they are behaving. I am now wondering what are they doing with all my personal info if they are not running a credit check.my goal was to use the pre-paid debt card as a way for clients to pay me. I have small part time business. It wouldn't be much money. It would be occasional $100 - $500 payments weekly. I was trying to make it easier to get paid by allowing people to make payments electronically that can be loaded to the pre-paid debit card rather than writing a check. I have started researching other pre-paid debit cards and many of these companies operate outside of the US. The fees are high. It would also be nice to transfer money to a bank account from the debit card and the other way around.Is there a better pre-paid debit card? what has been your experience?

In case people haven't heard, Congress has passed the payroll tax cut deal and Obama will immediately sign it. This means that all wage earners (W2'd and self-employed alike) will see a 2% Social Security tax cut through the end of the year.Regardless of how you feel about the appropriateness of this deal, from a purely financial standpoint, this is a pretty significant amount of money for all of us. If you are a couple each making over $110,100 (the Social Security wage cap in 2012), this deal will save you $4,404 in taxes this year, which is similar to the 2011 tax savings.

I move a lot of money (well, a lot by my standards) around into different investments in order to diversify as much as possible. I don't keep too much in savings since the banks don't pay much interest anymore. However, I do keep a sum of cash at home "just in case." How much do you guys generally stow away in your mattress (or wherever), and what's your reasoning behind it? I'm just trying to decide if I'm keeping too much cash on hand, and I'm curious what people think about it.I keep about $2,000 stowed away in a very secret hiding place. It's enough for me to cover about two-thirds of a month's expenses.

This is somewhat finance related, so I'll see what you guys suggest.The Jist:
My company offers an insurance prem. disc if you score high enough on certain health categories. (You provide a form filled out and signed by a dr)
I explained to the Dr office, I wanted the form filled out from the physical results and signed. I asked if there was a fee fo this. She said no.
Called a Dr office to schedule a physical.
I mentioned my insurance covers a physical 100% and THAT is the service I want.
Receptionist says appt in 2 weeks, come in 1 week early for blood work.
I go in 1 week early, and they call me back and take blood.
The following week I go in for physical.They do standard ht,wt, blood pressure, etc. assistant is doing all of this. She enters these on the form.
A bit later the Dr enters, reads the form, signs it and turns to leave.
I said aren't we finishing the physical. He said, you aren't here for a physical.End up having to speak with the office manager.
He agrees scheduling screwed up and put me down for a regular appt.
He finally agrees to do the EKG and bill for the physical so I wont get charged an office visit. (Didn't complete the physical).A few weeks later, Bill arrives, full price for the "visit" and blood work. Not billed as a physical. $387 due.
I call, go through 3 people, they agree to rebill it after verifying with the office manager.A few weeks later revised bill arrives, at $200 for all the blood work that was not attached to the newly billed "physical"
I call again, through several people, bill is resubmitted.A few weeks later new bill arrives at $112 due. Remaining portion of blood work not approved to be paid.
I call the insurance and discuss at length.
She explains items were tested for that are very unusual for a physical esp at my age unless a dr specificallys asks for them. (I've never seen nor met the Dr, and he didn't know I was coming for a physical a week later)
The insurance doesn't consider these rare items part of a paid physical.
Approx 12 coded items were unpaid.
Insurance lady explains that 3 codes will be paid if they submit them under the right code.
Insurance also says that the Dr office has access to know what is and is not covered by their plan.
I relay this to the dr office.
I again dispute the rest saying I requested my 100% insurance paid physical and whatever the insurance covered is what I intend to pay.They claim its not their place to check my policy and its my bill to pay.
The resubmit to get those 3 codes covered.
New bill arrives saying I owe $75.I call Dr office again to discuss how they want to handle the remainder.
Billing manager says she wont write off the bill.
She says she can only pass it up the chain to the CEO.
(CEO is quite an ass as while at my former job we designed one of his office buildings and he's a prick t owork with. I didnt know this was one of his Drs offices until recently)So, this has gone on now since last of Sept, and here we are mid Feb.
I told the lady, if this goes on my credit, that there will be a lawyer invovled (possibly a bluff, depending if I have a case).My case would be defamation of character (credit report)
but more importantly, insurance fraud because they have billed the insurance for a physical that they knowingly never finished.I think if she calls me back with the verdict I'll ask her to pull that report and tell me if it has all the parts of the physical completed or not.Not sure how else to handle this one.
Hope I'm not flamed, but there is principle involved here, and if I sue em, it wont be for $75 dollars. It would be for a H^^L of a lot more than that.

No more $0.99 additional kids for family mealFor ca bay area,
link
$7.29 lunch
$8.49 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
$0.99 kid's meal
$21.99 family mealFor Houston, TX,
link
$7.29 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
$0.99 kid's meal
$21.99 family mealFor other CA, TX area,
link
$7.29 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
$0.99 kid's meal
$19.99 family mealThanks to MISTERCHEAP's contribution, for people live near Orlando area: (no more Senior dinner, look below for coupon from regular area for senior coupon)
link
$6.99 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
$0.99 kid's meal
$19.99 family meal
2 for $12 Mon-Wed lunch, no beverages required.
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX LocationsFor people do not live in LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX.
link
$6.99 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
$0.99 kid's meal
$19.99 family meal
Senior dinner $6.99 dinner 3-6pm any day
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX Locations

One of the people I follow on Twitter is doing a free daily giveaway. Some good stuff too from what I can tell: coffeemaker, pots, a blender, etc. @Deerso is the profile. I think you just have to retweet their daily giveaway tweet and follow them to enter.
Deerso Twitter

On sale at BoogerBuyfor $129.99, Staples has it at $199. Do a PM to BoogerBuy, use your rewards and it's a great deal. I've got a $93 reward burning a hole in my pocket and I'm buying this bad boy in the AM!
Thanks to sumdude at sd.Dano
--------------
The Gateway FHD2303L brings such attention to detail!Life is a widescreen wonder. Your entertainment should be, too-movies and multimedia are essential elements of your daily world. And so is communication. The Gateway line of HD displays is crafted just for people like you, delivering the great design you covet, the clear readability you need and the immersive screen experience you desire. * 23" HD widescreen with LED backlight
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* 22.1"L x 6.1"W x 16.3"H, (9.2 lbs.)
* 1 year warrantyBest Buy Coupons

I know with a lot of mortgages they let you pay on the 16th and it is not considered late even though they say the 15th. Any other cons of doing this?
Some people say you will be paying extra interest for this and some not. Can anyone shed some light on this? Thanks

Not a lot of science here, but might stimulate a debate. So back in 2008 when the economy started to unravel, I was in an okay financial position (meaning: safe job, no debt). I concluded that I wasn't going to get much of a return on stocks for the next few years, and that a lot of people would need money fast. I decided to start loading up on collectibles (vintage comics books, collectible legos, trading cards, artwork, etc). I figured most people would need to sell these items in an economic downturn, and there wouldn't be nearly as much demand (leading to price drops).Fast forward to 2012. Late in 2011 I started to see some action on the sales of some of my items. Vintage comic books ($400-$1000) started to sell here and there. Old collectible toys sets started to skyrocket. Modern artwork (minor) began to climb. I attributed this to the return of disposable income. In the last two months I have seen a severe upturn in the sales of my goods, and many more buyers (raising demand, hence prices). Is this the sign of a bubble? The return of un-necessary spending? Or simply a curiousity?

Buy.com is having a sale on The Best of British TV DVDs with free shipping.If you havent seen the Alec Guinness version of Tinker, Tailor, Soldier, Spy (and the later - Smileys People) you have missed a real treat.LinkThere are many titles available .I highly recommend the Inspector Lewis series - a great successor to Morse.Buy.com Coupons

A couple months ago, I was planning to apply for a card for which someone could get $50 if they "referred" me. I posted here to offer someone the opportunity to refer me. A mod later pointed out that was a no-no. I just didn't know. For situations like this in the future, is there an acceptable way/site/forum to connect? (Craigslist Casual Encounters floated through my head. Eww.)
I imagine there are lots of opps for this kind of thing. (Thinking outside the box for what is probably a stupid idea: Could each of us FWF people set up a blog to refer each other through for stuff like signing up for SwagBucks or buying a book on Amazon? I think there is a kick-back available for that but I have absolutely no idea of how much.)
{Legal fine print: I am in no way suggesting or advocating creating sites to suck away Fatwallet business. Just trying to preempt this topic being taken down.}Also, any thoughts for connecting with people for refer-a-friend locally? I'm thinking for local banks, cable companies, etc. For a while, a community bank here had refer-a-friend and both parties got $20.

got this from SD. Mainly for people wants to watch Chinese TV.$199 TVPad-- Watch Hong Kong/Mainland/Taiwan Channels LIVE with NO monthly fees
For Chinese users, TVPad is a new device that allow you to watch Hong Kong/Mainland/Taiwan channels live without any monthly subscription. I bought it myself approximately 4 months ago and am extremely satisfied with it.In a new 2012 promotion, the originally price has been cut from $299 to $229. You can use the promotional code 14689307 at checkout of the official site to take off an extra $30.I made a recent purchase for some friends and realized that the coupon code is $30 off per unit, and not per order. In addition, there is a discount for purchasing multiple:Price per Unit based on quantity
1 unit -- 199
2-5 units -- 189
6+ units -- 179This is their official ordering website (it's in Chinese): http://www.tvpad.hk/tvpad/01/
Promo code 146899307 will get you discount on each unit.Just thought I should share a very useful product that isn't very well known yet.

I do not know if this question is too technical for FW but I thought I'd give it a shot. As most of us (at least those of us who've had to deal with suspended Passive Activity Losses) are aware, the entire suspended Passive Acitity Losses ("PAL") are released and can be applied against ordinary income in the year in which we dispose of our entire interest in the subject passive activity.My question here is under what circumstances does the sale of a business asset used in connection with a business generating passive income/losses rather than of the entire passive income/loss generating asset/business allow you to release suspended losses and apply them against your ordinary income? Here is the context for my question: we have a couple of rental properties and have suspended PAL's as we are way over the income limit. In the past I've taken standard mileage deductions in connection with those. Last year that car was sold (we replaced it with another one) but the rental properties remain. To my utter surprise, because of the car sale, the tax software is allowing me to release the entire suspended PAL's but only if the car sale resulted in a tax gain rather than a tax loss. I've had lengthy conversations with two of TurboTax's "tax experts" (TurboTax includes the option to consult with its tax experts for free this year) who both confirmed that this is accurate.For the life of me I don't understand why the fact that a business asset gets sold at a gain allows you to release the entire suspended loss but not if the same asset is sold at a loss. Even more importantly, depending on the reles related to this issue, this may be an interesting strategy allowing people to release suspended PAL's without disposing of the entire passive income producing asset.

Amazon prices change frequenly. Please verify price before purchasing
http://www.amazon.com/Truth-About-Managing-People-ebook/dp/B0014...Amazon Coupons

Get a FREE Gillette Venus Razor this is for the first 3500 people! Right now they are working on the technical issues and they will you know as soon as our app is ready to use again
https://www.facebook.com/gillettevenus?sk=app_144986658909702

We'll be arriving in Las Vegas on the morning of March 13 and leaving the morning of March 16.
2 people- My boyfriend and I
500 is about our budget. We are having the flight there and back covered by my boyfriend's employer and they are paying for one night (the 15th) at The Orleans hotel.
We're not really interested in any shows unless there's some for dirt cheap. We really want to go to the Grand Canyon maybe spend 20 bucks on slot machines and eat some good food. I've booked the 2 nights that we have to pay for at the Circus Circus. Seemed to be the cheapest I could get. It's 24 bucks a night with a 7 dollar a day resort charge. So around 70 bucks for the 2 nights. The cheapest bus tour to the Grand Canyon that I can find is this one Here it's 80 dollars a person and we would plan on doing it on the 14th of March.
I'm hoping that someone might know of a cheaper tour. I'd also love to hear recommendations on where to eat and what things we should do while we're down there that are free or close to free. Thanks!

Hello,I just recently found out that NACA is more than just helping people refinance out of high interest rates. They also provide a home buying program that features zero down, zero closing costs and a current rate of 3.875%, which is all around better than anything else I've see.I'm signed up for one of their workshops in the coming weeks, so I don't know much more about this program other than what I've been able to read about online, which is pretty vague.Does anyone here know about this group? Any experiences to share? Is it difficult to qualify? Any idea on their income requirements? Their site says qualifying is character based. Should I avoid wasting my time and stick with an FHA loan?Any comments/advice is appreciated.Thanks

YMMV
Kmart B&MFUNAI streaming video playerModel TB600FX2Was $69.99, now $39.99kmart link
amazon link From the ManufacturerStream digital movies, music, TV shows, pictures, and more to your television with the Funai Full HD Streaming Player. Wi-Fi enabled and equipped with an HDMI port, this device wirelessly streams digital media through your home network to your TV in exceptional Full HD quality. Use services such as Netflix, YouTube, Pandora, or Picasa, or even get Facebook and Twitter updates through the Vudu.Apps. The device comes with a remote control that makes it easy to browse through and search for movies and shows as well as pause, rewind, and fast-forward.Enjoy Netflix, Pandora, and More on Your TVWith the Funai Full HD Streaming Player, you can enjoy movies and TV shows from Netflix, music from Pandora, photos from Picasa, videos on YouTube, and more, right on your home television. This device gives you access to an ever-growing variety of digital media services, including YouTube, Blockbuster, Film Fresh, and Vudu. View movies and videos instantly.Through the Vudu.Apps, you can get sports scores and stock quotes, check your local weather, access your Facebook photos and friend updates, and see tweets from people you're following on Twitter.Note that, while some of these services are free, others require a subscription.
Use Wired or Wireless ConnectionsThe Funai Full HD Streaming Player features built-in Wi-Fi so that it can stream digital media wirelessly through your Internet router without futzing with cables.The device is also equipped with an HDMI port that allows you to stream movies and TV shows to your TV in optimal HD quality. Other terminals include composite video plus audio LR and an Ethernet jack.
Convenient Remote ControlThe Funai Full HD Streaming Player comes with a remote control that enables you to easily browse through and search for movies, music, TV shows, and more and select from the available choices. The remote also allows you to pause, rewind, and fast-forward--just like you would with a DVD player or an Internet video
Product and Warranty InformationThis device measures 1-1/5-by-4-1/2-by-4-7/10 inches (H x W x D) and weighs 6-7/10-ounces. It can sit on a shelf or tabletop or be mounted on a wall next to your HDTV.The Funai HD Streaming Player is backed by a 90-day labor warranty and a 1-year warranty on parts.
What's in the BoxFunai Full HD Streaming Player, remote control, AC adapter, audio/video cables, two AAA batteries, wall-mount bracket/screws, and setup manual. Kmart.com Coupons

Linkyinfo on newegg website (you can purchase from Newegg for $7.75 more assuming you have Shoprunner to negate the $4.99 sh)linky for rebate87.24 - $20MIR (AMEX gift card) = $67.24 FS @ Buy.com94.99 - $20MIR (AMEX gift card) = $74.99 + $4.99 SH (unless Shoprunner) @ Newegg.com
I found the rebate on Newegg but there is no restriction on it as to the purchase location. Buy.com is currently the cheapest on this bd-burner.Tip - neweggs reviews AVG 4 eggs out of 67 reviews, and some people said getting rebates from asus is a pain, buyer bewarep.s - cheapest bd burner drive I found in a quick searchBuy.com Coupons

Full ATX case. This has been posted before but it was after $50 rebate. This time it's 5 bucks out the door.Text
Note: This is a really ugly case, unless it's for a 9 year old who likes construction equipment. Or you plan to hide it in a closet. Not for something you want on display if you don't like people snickering behind your back. Hey, it's 5 bucks for a case.

* Page now says $5 credit for signing up through Sunday * I'm not sure where this goes - I got this email last night form Chase with a $20 credit offer to their new local deals site. I signed up - just got a thank you page. It says no deals are live yet. But, it did show that I had $20 credit. I posted this on SD as well (this is my first thread, so trying to follow correct ettiquette).Here's the link for anyone who wants to sign-up:https://chasemyoffers.com/joinAnd here's the email text:Introducing CHASE My Offers, your source for daily deals at your favorite local spots. * A program designed especially for Chase customers and their friends in Denver
that delivers daily e-mails with discounts for local restaurants, cultural activities and more. * Sign up now. The first 5,000 people to enroll get a $20 promotional credit for CHASE My Offers good on purchases through 3/9/12** Deals coming soon. We'll notify you as soon as the first daily deal is available. https://chasemyoffers.com/join*Limit one per person. Offer is only available for new CHASE My Offers members and offers cannot be combined. Promotional credits will be displayed in your CHASE My Offers account after enrollment. After 3/9/12, any unused promotional credits from this offer will be forfeited. Promotional credits have no cash value and cannot be redeemed for cash.

I was having a conversation with my co-workers at lunch and I was surprised to find out how many people had separate bank a/c from their spouse. I would say the split was 50/50. Most had a joint account that they would both fund to pay for common expenses, but had their own accounts otherwise. My question to you - do you have separate accounts? and if so, why?

http://centerfiresystems.com/SPR-45TACT.aspxDescription:
Includes the XD Gear System, which consists of a XD Gear belt holster, XD Gear double magazine pouch, XD Gear magazine loader, two magazines and a cable lock. Can a gun actually make you shoot better? No, But the right gun actually can allow you to shoot better. The XD is a perfect example. It is designed to work with your body, not against it - allowing you to reach your full potential as a shooter. Pick it up. Point it. Raise an XD naturally to eye level and you will be looking right down the sights. That's what we call Point & Shoot Ergonomics. Try this with some other popular pistols and you may be looking at the top of the slide instead -more like "Point and Adjust." With a pistol like that, you will always need to bend your wrist forward to compensate for the unnatural grip angle. The natural pointability of the XD, combined with the compact size and shape of its polymer grip, makes it feel more like a natural extension of your body than an object in your hand. That's why most people find they shoot better with an XD. Does the XD make them shoot better? No. But it allows them to shoot their best.
thanks alfred / mark

This question isn't for me, rather my wife. She has some interest from a potential employer and she would like to make the move. Their HR appears to have this standard procedure where they'll ask you a couple of questions about why you're interested in the position and of course one question asks for salary requirements. It explicitly states you have to put in a number or they'll toss your application. For this specific position we already managed to find out exactly what range the company is willing to pay. When she answered this question she put down a range of $10k for her answer, but the answer itself was within what the company was willing to pay, just on the higher end.She received a response from the HR lady today asking if she'd be willing to interview but wanted to know upfront if she'd be willing to come down by $10k on the low end of her salary requirements. My thinking is this is just the HR drone trying to do her job according to some dumb policy of lowballing everyone that applies. If she gets in front of the hiring manager and makes an impression, she should be able to negotiate from there. I suggested just asking how flexible they were on the salary, ask about bonuses and benefits, and then grudgingly agree just to get the interview at least.Does my suggestion seem sound or any other tips people could offer on how to handle this?

I'm deliberating buying a Whole Life insurance based on an advice from one an insurance agent belonging to one of the top tier mutual companies. The permanent nature of the insurance (versus term), supposedly high dividends, guaranteed cash value, bonds style secure investment, disciplined forced savings tool, non-guaranteed tax free returns at 3-6% interest rate (depending upon duration), ability to withdraw money when I need it ... all sound pretty good. Does $9,500 per year (with no additional riders/waivers) for a 600k whole life sound reasonable for a 39 year old male in very good health?I've heard people say "Buy Term and Inverst the Difference" ... but invest where? Which options give similar secured after tax returns for conservative portion of one's well diversified portfolio?

Last night we went to settlement on a refinance and one of the papers we had to sign had an option that would either let the escrow provider keep the interest, or for a $50 fee we could keep the interest.It seemed a little sneaky, as the page was blurry, small typed and slipped in near the end of the signing process where people probably get fed up and stop reading things.Bonus: The option to let the provider keep the interest had a hand written star next to it.I took the $50 option because even at crappy rates, I should recoup that in at least 2 years.Any thoughts on this subject?

Saw this at Wal-Mart earlier. Please don't come here with comments like "Oh that is a cheap brand." No crap, but 42" is pretty darn good for people who can't afford a really expensive TV to impress their friends. Not sure about when this will end.Walmart Coupons

Google is building a new panel to learn more about how everyday people use the Internet.The new project is called Screenwise. As a panelist, you'll add a browser extension that will share with Google the sites you visit and how you use them. What we learn from you, and others like you, will help us improve Google products and services and make a better online experience for everyone.What's in it for you? Up to $25 in gift cards. Our panel management partner, Knowledge Networks, will give you a $5 Amazon.com Gift Card code instantly when you sign up and download the Google Screenwise browser extension.1 Then youll get additional $5 Amazon.com Gift Card codes every three months for staying with it.2 It's our way of saying "Thank you."To be eligible to join, you must be 13 or older, have a Google Account (or sign up for one), and be ready to use the Google Chrome browser.
Info here.

My family has a small dog, and a couple of years ago she bit (broke the skin, but just barely) two people who had stooped down to pet her (on leash). This information got to our insurance company, which decided to not renew our umbrella policy. Now, 2 years later, we have received a letter of non-renewal of our entire homeowner's policy, on the basis of continuing to have the dog. This non-renewal will occur 2 months from now.After questioning our state insurance commission, we have reluctantly accepted the fact that the company has the right to do this.Should we pro-actively find a policy from another company before the existing policy expires, in order to avoid having a cancellation on our "record"?Any suggestions on how to find a new insurance company? We would really like to have both a standard homeowner's policy and an umbrella policy, with or without coverage for dog bites.[Edited to change "balloon policy" to "umbrella policy".]

Get a FREE Sample of Ecover Product -This is for the first 15,000 people.
Free sample will be Ecover Laundry Powder ZERO
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I'm not sure where this goes - I got this email last night form Chase with a $20 credit offer to their new local deals site. I signed up - just got a thank you page. It says no deals are live yet. But, it did show that I had $20 credit. I posted this on SD as well (this is my first thread, so trying to follow correct ettiquette).Here's the link for anyone who wants to sign-up:https://chasemyoffers.com/joinAnd here's the email text:Introducing CHASE My Offers, your source for daily deals at your favorite local spots. * A program designed especially for Chase customers and their friends in Denver
that delivers daily e-mails with discounts for local restaurants, cultural activities and more. * Sign up now. The first 5,000 people to enroll get a $20 promotional credit for CHASE My Offers good on purchases through 3/9/12** Deals coming soon. We'll notify you as soon as the first daily deal is available. https://chasemyoffers.com/join*Limit one per person. Offer is only available for new CHASE My Offers members and offers cannot be combined. Promotional credits will be displayed in your CHASE My Offers account after enrollment. After 3/9/12, any unused promotional credits from this offer will be forfeited. Promotional credits have no cash value and cannot be redeemed for cash.

more bad news this week, no more free kid's meal, now is $0.99For ca bay area,
link
$7.29 lunch
$8.49 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
$0.99 kid's meal
$21.99 family meal
$21.99 family meal with $0.99 additional kidsFor TX,
link
$7.29 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
$0.99 kid's meal
$21.99 family meal
$21.99 family meal with $0.99 additional kidsThanks to MISTERCHEAP's contribution, for people live near Orlando area:
link
$6.99 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
$0.99 kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
$19.99 family meal with $1.49 bag of cookie.
Senior dinner $6.99 dinner 5-6pm weekday
2 for $12 Mon-Wed lunch, no beverages required.
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX LocationsFor people do not live in LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX
link
$6.99 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
$0.99 kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
Senior dinner $6.99 dinner 5-6pm weekday
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX Locations

Get a FREE Sample of Ecover Product -This is for the first 15,000 people.
Free sample will be Ecover Laundry Powder ZERO
https://www.facebook.com/EcoverUS?sk=app_121121694568521

Last night we went to settlement on a refinance and one of the papers we had to sign had an option that would either let the escrow provider keep the interest, or for a $50 fee we could keep the interest.It seemed a little sneaky, as the page was blurry, small typed and slipped in near the end of the signing process where people probably get fed up and stop reading things.Bonus: The option to let the provider keep the interest had a hand written star next to it.I took the $50 option because even at crappy rates, I should recoup that in at least 2 years.Any thoughts on this subject?

Bid on 2 properties at a tax lien auction.Gotta wait 2 weeks for security deposit back. I bid on very small extremely prime property liens to learn the process but I saw a lot of the prime properties people actually bid to really low dollar amounts. Seems to work better for the counties for economic viability than the actual investors trying to gain returns.

Just got an email from Target that they are having a 3 hour online sale on Clothing and Accessories. From 6-9pm EST, you can use code TGTQC4PT to save an additional 25% off. Free shipping plus 5% off with the RedCard. Otherwise, you need to spend $50 for free shipping.Remember, this is Eastern Time, so people on the west coast will have to be prepared at 3pm.

See below Bloomberg coverage. Although passage in current political environment would seem unlikely, bad ideas tend to hang around waiting their turn at the front ...Sen. Baucus Eyes Inherited IRAs for $4.6B
By Richard Rubin - 2/6/2012
copyright BloombergSenate Finance Committee Chairman Max Baucus is proposing tougher requirements on inherited individual retirement accounts that would require younger beneficiaries to pay taxes over five years instead of spreading them over their lifetimes. The changes, to be considered by his committee today, would raise $4.6 billion for the Treasury over the next decade, according to a statement from the senators office. Baucus, a Montana Democrat, wants to use the money to help pay for a highway bill the panel is debating in Washington, according to the statement. Baucuss proposal would curtail a tax-planning technique that allows the buildup of tax-free gains inside inherited retirement accounts. Currently, holders of inherited IRAs can take their required taxable distributions over their anticipated lifespan. It would really change the whole playing field for retirement planning, said Ed Slott, an IRA adviser in Rockville Centre, New York. That would make things simpler, but it would really put a crimp in the whole legacy planning people do for IRAs. The proposal includes exceptions for the account owners spouse, beneficiaries within 10 years in age of the account owner, and disabled and chronically ill people, according to a summary by the nonpartisan Joint Committee on Taxation. Children would also be exempt from the new five-year rule until they reached adulthood. Taxable Distributions Owners of regular IRAs must begin taking taxable distributions at age 70 1/2, and they must be taken according to a life-expectancy calculation. Baucus proposal would take effect for people who die starting in 2013. Depending on how the bill is written, beneficiaries in some cases might be able to use rollovers into their own IRAs to avoid the required distributions, said Mary Ann Mancini, who leads the private client group at Bryan Cave LLP in Washington. Mancini said many of her clients dont use IRAs as an estate-planning tool because beneficiaries often want to spend their inheritances. If you can keep it in the IRA with tax-free growth, the longer you can keep it in the IRA, people can come out with millions, she said. The problem is people dont keep it in the IRA. Young people want the money. A Nonstarter Baucuss proposal would return IRAs to their intended purpose as a retirement savings tool and not an estate-planning tool known as a stretch IRA, Slott said. The change, if enacted, would cause people to spend the money in their IRAs rather than leave it as an inheritance for their children, he said. It sounds good, but I think its a nonstarter, Slott said. Theres too much invested in the whole stretch IRA concept. John Olivieri, a partner in the private clients group at White & Case LLP in New York, said the change could increase the taxable income of heirs each year for five years and may push them into a higher income tax bracket, he said. Another potential benefit to the federal government is that because distributions would be taken out faster, there would be less time for the money to accumulate in the IRA tax-free, Olivieri said. Once the money is out of the account it can no longer grow tax-free, he said. Thats where the government may be planning to get the most benefit from this.

If you got a contractor position where you left a FT job for but you realize it may not be the best fit, can the employer cut your contractor position off without going the full length? and without any repercussions? I've never worked with people who are this disrespectful who treat me like dirt/an outsider. They never took me "in". It was supposed to become a permanent role too. The contract was slated for 1 year.

Not sure if these work, but a lot of people rave about it.Seems like a good price:http://www.amazon.com/Philips-goLITE-BLU-Therapy-Device/dp/B001I...Good Luck!SteveGAmazon Coupons

Hello Folks, Need some advise. My company has been using my BofA account for Company transactions.. some random people keep depositing around 4000 to 6000 every month into my account.. and I need to withdraw and give it back to the owner. Should I be concerned of this activity?..Would it have any repercussions?Please help.. Thanks

List price 19.99. Free today only.
Kindle BookDescription:
Once, there was a remarkable person who led with love. Her company succeeded where its competitors struggled. Its customers were loyal, its employees loved to work there, and it was profitable year after year, for decades. This loving leader began her career as an executive secretary, yet the company's founder chose her to succeed him as president. When asked why, he said, "Because she knows how to love people to success." She is Colleen Barrett, President Emeritus of Southwest Airlines. Lead with LUV is an extraordinary, wide-ranging conversation between Barrett and the legendary Ken Blanchard, author of The One Minute Manager. Drawing on personal experience, Barrett and Blanchard reveal why leading with love is the most powerful way to lead and how it can help you achieve truly amazing levels of performance. Discover:What "love" really means in the organizational context.
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Was at meijer this evening and noticed the GM unloading a flatbed filled with iPads so I asked what was going on and he mentioned that meijer was having a sale on the iPads and that they were $70 off list price. Strangely enough, Meijers is NOT advertising this!! I looked on the meijer web site and couldn't find the iPad listed at all, however I did find the deal mentioned at another deal site by using google, so I guess it's companywide and not localized to Cincinnati, however until I have other people confirm it, this is strictly YMMV. I looked at the mperks (meijer coupon site) and couldn't find any additional savings, so looks like $70 is the best I can do.The best I've seen recently is the $50 discount that MicroCenter and others had on the iPad. So this beats those deals by $20. The only other deals that come close are either refurbs or previous generation iPads.Hope this helps someone!Meijer Coupons

The president and board of my HOA is ripping the place off big time. Our dues went up 12% this year and have gone up every year for the last 4 years. There is way more contracting work than necessary. Pool people are here 3 times a week. They throw away perfectly good furniture and replace it for no reason.Its a never ending thing with these people.Most of the residents are elderly and don't want to feel like they are being a bother. They vote because they like the guys and to go with the flow.The problem is that all five board members are friends and masons. The president is some sort of arch mason. Some of the contractors have mason logos on rings and bumper stickers. The president has even introduced bidders as being friends from the lodge. When they replaced the furniture in the rec room, the furniture salesmen asked the board in an open meeting what they would do with the old stuff. They said they didn't need it and then agreed when the salesman asked if he could take it back to the lodge as a donation.It is obvious that them and their mason buddies are working together to rip the homeowners off.The membership doesn't care but this has to be illegal, right? I don't know that I can prove quid pro quo without being in on whatever is said at their mason meetings. What I can prove is the costs are out of control and the number of mason contractors is more than coincidence.I can't afford to hire an attorney to sue them and there is no way I can win in an election. One honest guy on the board could not stop the other 4 anyway.Only one other home owner even cares. He told me this is what masons do and that he will put his house on the market as soon as he doesn't owe more than it is worth. He suggested I move as well. I also owe more than my home is worth.

Looking for the wide world of Fat wallet oppinion here.have a new job offer coming this week from a company in a different industry than i work currently. The offer should be roughly 25k more base salary than i get now. Also the bonus is 35% instead of 10% so there is significant financial impact going to the new company. In addition they offer stock options allowing for the full bonus amount to be used to purchase stock at 15% below the lower of either january 1 price or the december 30 price and the stock can be sold after 1 day of ownership.I dont have the offer yet but this is roughly what im expecting to see based on the discussions so far.Currently I have a base in the 60s and 6 weeks vacation. Promoted last year and well liked within the company. Im good at my job and i enjoy it, its low stress and i have the best boss ive ever had. I learn a ton from him and am good friends with him outside of work. Long story short im in a consulting arrangement where the contract has to be renewed with the host company roughly every 3 years or my position gets converted to full travel or moved to a client that is as close as possible. The contract was ending december 31 and around october nothing had been resigned, I got nervous and began looking. I didnt look terribly aggresively but looked at a few companies i wanted to work for. In doing so my resume was found by a recruiter. He didnt have anything back then but called me in december to see if i was interestd in a position thats about a 50 minute drive from my house, my current is about 25 minutes. At that point no contract had been resigned so i said yes. On December 20th or so the contract resigned. Then in early january o interviewed with the recruiters company, hit it off in the first interview and they invited me back to the 2nd interview, i beat out 4 other people and have been selected. the official offer will be here this week.The new position is in a new industry but utilizes alot of the skills i currently have. Im having a rough time with this because Money is not in short supply for me currently. In short some of my other endeavors and investments are paying off quite well right now. I see myself continuing in my other investments and in roughly 5 years dropping the 8-5 altogether. The new position may allow me to do that in 3 or 4 years instead. 4 years ago this would have been a no brainer as i was struggling with cash and needed to make more badly. Today i value my 6 weeks vacation highly and realize im not likey to get it at the new company. I also value that i like the people i work with and im good at the job. I have a relatively simple work life. Promotion opportunities are available at the current company but its likely that the pay will be +10-15% with each promotion Making it relatively difficult to get to the base offered. In addition since i was just promoted im likely 2 years away from another. Pay raises at the current company have been 1-3% for the last couple years and its likely to stay the same. Pros
New company pays roughly 55 to 75% more money based on how the bonus shaakes out, past performance has been greater than 100% payout for several years
New company has good stock option program
Gain new skills
no more worrying about resignature every 1-3 yearsCons
Lose guaranteed awesome boss
lose likely at least 3 weeks vacation
Double the drive to work
have to bust my horn for at least first year to prove myself (already proven at current job)
longer hours likely
new industry with unknown challengesSo the question is how do i handle this?Do i negotiate for as much as i can at the new job and just say screw it and go get paid?orApproach current bosses boss and explain the situation, (current boss isnt able to get me more cash, hes getting low balled too.) Explain that i wasnt looking because i was dissatisfied but rather concerned with the stability at the time. I cant ignore the offer now because the cash is so attractive. My boss knows im not a fan of the stress the resignatrure brings and after the new deal was signed he has pushed to get me a new position split on 2 parts of the account so i can constantly be under contract. Looks like this is 6-12 months out and no guarantee at this point anyway. Or do i just continue typing this impossibly long post until my computer battery dies?
Please dont quote this post as im going to delete some of the info in a few days

I like to gamble. May it be going to Vegas, the local casino (owned and run by the government, online Poker or sportsbetting). The question here concerns online sportsbetting. My method of deposit with my sportsbook was MasterCard. The procedure was to deposit money into checking account, then transfer it to MasterCard as a payment and use the MasterCard to deposit money in online sportsbook. That way, the funds are available instantly.The bank that issued the MasterCard called me up for interrogations as if I was a criminal. After winning big last year, naturally I started losing some money back. I had about $60-70K that was deposited into the checking account with that bank in ckunks of $500-3000 over several months, which were immediately transferred to my MasterCard in order for me to be able to deposit into the sportsbook. MasterCard's user agreement even mentions that online gaming transactions are treated as "cash advances" and will incur a fee of $2.50. So not only MC allows these type of transactions, they make money off of it. The bank however says that I can keep my MC but I will have to close my checking account because they does not "like" these type of in-and-out accounts. I told them everything, the entire truth. Everything that I did was 100% legit and legal, yet they still accuse me of possible money laundering, undeclared revenue and all kinds of other non-sense. Online gambling is legal in Canada. What do the banks want? They can't obligate me to use my debit card for "everyday purchases" if I prefer to use cash. I do not trust the banks enough to leave my bankroll in it. They cheat you, change user agreements left and right, tag you with hidden fees, play with words to suck every last penny they can, breach contracts at their discretion and even go around the law. They ask me stupid question like what is the source of the funds and can I prove it? WTF? This is CANADA and the bank is not the police to tell me what I can and cannot do with MY own money. And even though I was able to prove the source of funds, they did not want to hear about it. Their department in concern decided not even to look at my proofs of source of funds a to close my account based on subjective judgement.They had given me 30 days to close my account and I called the mediation department they told me to contact in case I wanted to contest the decision, I told them that I only used my checking account to make payments into my MasterCard and the MC, I use it for everything (hotel reservation, airlines, gas and of course, online gambling). Again, online gambling is not only legal but is mentioned in MasterCard's user agreement as something that they will PRETEND is a cash advance so that they can take $2.50 a pop. That would be a disaster for me if I cannot gamble using my MasterCard anmore. It's the only way that can allow you to get a bank wire withdrawal. Most banks VISA already don't allow online gaming transactions. I will still have my MC but I won't be able to deposit into my checking account from the outside and transfer to my MC for the funds to be available instantly. I will now have to pay off my MC directly and wait 48 for payment to clear. It is a very big deal to get kicked out of a major bank in Canada for not doing any wrong. Do I have any moved left?P.S.: I understand that not everyone will see online gambling the same way. It may not be "noble" for some people. However, it is 100% legal under Canadian laws as well as the MasterCard user agreement.

With all the talk about how much people are paying in taxes, I'm curious to see what effective tax rate everyone falls into.(Federal Only)I just finished my 2011 taxes and ended up at 5.4% (my gross income would put me into the 25% bracket). No fancy deductions just mortgage, 2 kids, and charity/tithe the main ones. I feel thats pretty good (though not as good as my 08 return where I made more money but had a 0% rate due to an adoption

Link

Just looking for peoples 0.02 worth. My wife and I are expecting our first child soon and I just want to make sure I can provide for them. Here is our situation:We make between 80-100k (one income)
Have no debt other than a mortgage.
Just bought our second house which was on the high side of our budget (399k; put 5% down)
Contribute 9% to a 401k (maxes out employer contribution)
Our budget has us saving ~1k/month
Only have ~5k in liquid savings at the moment
Have ~40k total in various retirement funds.
We are both in our late 20sThanks

February 5,
2012 Saint Valentines Day is an excellent time to remind all the special people in your life that you love them and really care for them. This jolly screensaver will give you tons of brilliant ideas and entertain you at the same time.

Watch as the little rascal known as Cupid shoots his very special arrows making more and more couples happy. Decorate your screen and set the right mood for this adorable holiday celebrating love and devotion!http://www.giveawayoftheday.com/valentines-day-screensaver/

As quite a few old threads in this forum show, people without any subjectivity in their tax situations (W2'd individuals and others who simply report information shown in tax statements that they receive from third parties) are unquestionably better off with simple tax software vs. a CPA, as the latter just costs more and cannot offer any value. Putting those people aside, have any of you with more complex tax returns come across any tax software issues that a CPA would be better equipped to handle? I am not necessarily asking about issues that require highly subjective calls, that a CPA would obviously be in the best position to make. Instead, I am wondering about situations that tax software has not handled well/made mistakes/provided poor or even incorrect guidance.

February 5,
2012 Saint Valentines Day is an excellent time to remind all the special people in your life that you love them and really care for them. This jolly screensaver will give you tons of brilliant ideas and entertain you at the same time.

Watch as the little rascal known as Cupid shoots his very special arrows making more and more couples happy. Decorate your screen and set the right mood for this adorable holiday celebrating love and devotion!http://www.giveawayoftheday.com/valentines-day-screensaver/

TextPay $138 for a two-night weekday stay (valid Sunday-Thursday) or $238 for a two-night weekend stay (valid Friday-Saturday) for two people in a studio suiteIncludes two spa access passes for Drift Spa, access to the fitness center, steam room, whirlpool, and saunaAdd up to two additional guests for a fee (kids 12 and under stay free)AAA-four diamond ratingContemporary suites feature views over Vegas, plasma TVs, kitchenette and moreBuy multiple Saves to extend your stayBuy with confidence: Full refunds available within 60 days. See Reservation Details belowMay buy multiple Saves; May be used consecutively to extend stayAt least one adult must be 21+ to book and check-inWeekday stay is valid Sunday-Thursday and weekend stay is valid Friday-SaturdayReservations must be made by 03/31/12; travel must be completed by 6/30/2012Please call ahead for reservations; subject to availability12% (of purchase price) tax and $15 nightly resort fee are not includedNot to be combined with other offers or used on existing reservationsRefer to the Reviews section of this Save for reservation detailsPromotional value expires on Jun 30, 2012.Voucher available 1 days after purchase at 12:00 PM EST.

coupon link$389.98
TIMING BELT Special
Reg. $789Includes:
Replace timing belt & water pump Replace drive belts & coolants Genuine Honda parts and laborSchedule an appointmentValid on Honda vehicles only. Must present coupon when order is written. Plus tax and any applicable shop supplies. In rare cases timing belt tensioner may be needed at additional $75.00. Cannot be combined with any advertised other offer.
-------------------------------------------------This thread is not for do it yourselfers. It's for people who want to pay someone to do the work.

For those of you in or around Milwaukee, Wisconsin get your free opening day Summerfest ticket!
Summerfest bills itself as the World's Largest Music Festival.
Opening day is Wednesday, June 27th, 2012.Tickets are to celebrate Summerfest's 45th anniversary and will be available to the first 45,000 people.
www.summerfest.com

I thought I would try this topic to see how it goes over in FWF Finance. First, this isn't a political discussion about arbitration - it isn't the place for it so please lets not go there. This is about arbitration in the workplace for those of you that are either under some sort of collective bargaining agreement, considering a job that involves one, or just have questions about it. You might be asking the following:- Why post this in FWF finance?
Because for quite a few people (although a shrinking number of people overall, I know) arbitrators have tremendous power over your pay, can overturn your employers decision to discharge you (or sustain it), determine your benefits, etc. Its as much of a finance topic as any employment related thread it.- Why are you qualified to talk about it?
For the past 4 years I've worked for an arbitrator part time that does public and private sector labor arbitration. Over the course of that time I have done everything but sit in the arbitrator's chair during the hearing. I have written around two dozen binding decisions(involving companies like Norfolk Southern, the Social Security Administration, various regional hospitals, etc.) - the position is sort of like a law clerk in that the judge sits on the bench but we all know the law clerks do much of the writing and generally know the inner-workings of the system.- And your legal credentials are?
Absolutely zero! I am not a lawyer, I make no claims to having anything but practical experience with this and about a semester's worth of law school classes that I took as electives in graduate school. Most of the arbitrators I've met are not lawyers - most of them do have a few masters degrees or a PhD though - subject doesn't seem to matter though. The arbitrator I work for has a PhD in political science. Most clients actually seem to prefer a non-lawyer arbitrator.I should note this does not cover consumer arbitration (I've never been a part to cases involving credit card arbitration or anything like that) - just workplace arbitration. We may not have enough people who care about this, in which I'll just let the thread die. Again, please, as a reminder: this is supposed to be a functional decision about arbitration and how it can effect your employment - how to handle it and that sort of thing. Please don't put your personal politics in here.

Basically free flatbread for filling in your info and signing up for their newsletter. It enters you in a contest to win a dinner for 20, but I assume that's just to get people to fill out the form. It does give everyone who enters a free flatbread though.http://promos.maggianos.com/20/I was already on their mailing list, so this was basically just a freebie for me.Tks, mods.

Basically free flatbread for filling in your info and signing up for their newsletter. It enters you in a contest to win a dinner for 20, but I assume that's just to get people to fill out the form. It does give everyone who enters a free flatbread though.http://promos.maggianos.com/20/I was already on their mailing list, so this was basically just a freebie for me.

http://www.midnightbox.com/?dealboxtabs=0Excellent deal for people who bought the panasonic ST series plasma from recent deals here.Amazon reviews
http://www.amazon.com/Xpand-X103-Universal-Shutter-Glasses/produ...

bad news again!!!!(in two weeks!!!!!), no longer have "buy 2 lunch get 4 people at $5 each MON-WED"For ca bay area, even more bad news, dinner raise from 8.29 to 8.49
link
$7.29 lunch
$8.49 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$21.99 family meal
$21.99 family meal with $0.99 additional kidsFor TX,
link
$7.29 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$21.99 family meal
$21.99 family meal with $0.99 additional kidsThanks to MISTERCHEAP's contribution, for people live near Orlando area:
link
$6.99 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
$19.99 family meal with $1.49 bag of cookie.
Senior dinner $6.99 dinner 5-6pm weekday
2 for $12 Mon-Wed lunch, no beverages required.
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX LocationsFor people do not live in LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX
link
$6.99 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
Senior dinner $6.99 dinner 5-6pm weekday
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX Locations

My friend, against advice to the contrary, moved into a two bedroom apartment in western PA with a friend. Long story short, her roommate is off his rocker. He's thrown things and been awfully aggressive. She feels threatened and has to structure her time away from her place in order to avoid him as much as possible.Her lease has 11 months to go. Aside from moving out and continuing to pay her part of the rent until the end of the lease (a last resort, albeit financially unwise), what options does she have? They're both on the lease, "assignment" (transferring the lease to someone else) is against the lease agreement, and so is subletting. Should the lease be violated, the agreement calls for payment of the rent due until the lease expires or until a new tenant takes over. Not sure how this would play out if the roommate doesn't move out right away.I suggested that she speak with the property owners and ask for one of the following:
1) To be removed from the lease, leaving the full payment to the existing roommate to decide what to do with (which I figure is unlikely/not legally feasible?)
2) Ask them to give them both an opportunity to exit the lease early after which she can approach the roommate with the idea
3) Ask for them to allow assignment, so that she can find someone else to take her spot
4) Negotiate paying a few months of rent in exchange for being released from the remaining months of the lease.Are there any other options? Thanks in advance.This is the most useful info a search brought up, but I thought I'd ask some of the more seasoned people here. Especially since some landlords can offer their perspective:
Google Search said: Here is what I have done in the past, in my personal experiences as a renter. YMMV:

Step 1: Verify there is actually a lease and your friend's name is actually on the lease.

Step 2: Read the lease. Standard leases should specify how early termination works. I have personally seen leases that (a) keep your deposit only, (b) require one or two months rent to break the lease, (c) require you to keep paying rent until a new lessee can be found or the original term of the lease is up, whichever comes first.

Step 3: Look up the Landlord-Tenant laws for your state/county. Your jurisdiction may have rules for how early termination works. Ensure the lease is compliant with those laws, and if not, you can use this in step 4.

Step 4: Talk with the landlord. Once you make it crystal clear you're leaving and its going to happen no matter what, even if the lease requires option (c) above, they will generally negotiate since it's better to get some money than no money. They will threaten debt collection, but will generally only do that as a last resort. Landlords like to get paid. So go negotiate and find out exactly how much it will cost to get him to agree to let her off the lease. Wheel and deal; use anything you can (e.g. are there code violations you might point out?).

Keep in mind most leases require 30days prior written notice you plan to move out. You don't have to give notice on the 1st of the month. If this is going to happen, give notice as soon as you can (step 4 is a good time). Make sure you give them written notice and keep a copy. Include the move-out date and a forwarding address.

http://ask.metafilter.com/143688/Getting-out-of-a-lease
As always, you should consult an attorney appropriate for this area, as I am not one.

I'm referring friends for the blue cash preferred card,
to refer i enter each friends email address on the AMEX website then they receive an email from AMEX with a link to apply. If two people apply through the same email will i receive a bonus for both? thanks in advance

Newegg Shell Shocker, $120 shipped: Samsung CX-3185 Color laser printer scanner AIONot as good a deal as $90 shipped from Buy.com a while ago, but still decent. People seem to like it. I bought one.
$190 on Amazon, $210 on eBay.

0 Posted By: FatWallette
Views: 336 Replies: 0



Groupon features a daily deal on the best stuff to do, see, eat, and buy in a variety of cities across the United States and has been recently featured on the Today Show, Good Morning America, and named the #1 Hottest Website for 2010 by Fox Business News!How It Works:1.Each day we feature something cool to do at an unbeatable price.2.You only get it if enough people join that day so invite your friends!3.Check back the next day for another awesome Groupon! 1.2% - 3.0% Cash Back Available Special Offers from Groupon:

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You think I'm a hardcore gold/silver bug? Well wait 'til you get a load of this guy. Yep, the little people, one by one are figuring out how to use this stuff as money. They're even doing it in Zimbabwe. Here's a real life scenario.

I landed a dream job and have been working there for 3 months. I'm very much new to the industry and role so I made some mistakes early on. The mistakes weren't anything terrible, I think it had more to do with not knowing answers to some questions as my manager likes to test people and he's one of the more difficult people to work with at the firm from what I hear. I think some bad mouthing got spread around by him behind closed doors to others and I feel neglected/ignored at work by him and others (this is my first time this happened to me btw). I tried to make it better but it seems hard to dig myself out of the hole and change the impression. Now I'm confused about what to do with my life. I thought this was the industry of my dreams and it still is but I'm doubting myself now. I am learning quite a lot (on my own) even though no one seems to want to teach me or get me involved and the pay is good. How can I even prove myself if no one gives me the time of day? Do I stick it out, keep my head down, try to learn what I can, or start my job search again after only 3 months?
The fit is obviously an issue right now and there's a feeling of constant paranoia at my job.

Weve all experienced the frustrating feeling of being on the other side of the house when the phone rings, knowing youll never get to it in time. Those missed calls are important. We use our phones to stay in touch with the people that matter most. Be it family, work, or the TV repairman.Uniden understands that something needed to be done. Thats why theyve made this cordless phone system with four handsets, so you can station them in different rooms all around the house. No more slipping on the tile in your socks as you dash into the kitchen to answer the phone. As a bonus, this set includes a submersible waterproof handset so you can stay in touch with friends and family by the pool, while doing dishes, or frolicking in the rain! Add in the other great features, like call waiting, speakerphones in each handset, caller ID, and the integrated digital answering machine, and youll start to wonder why you dont have a set of these already.Features Include: Uniden wireless/cordless phone system includes 3 standard handsets
1 rugged waterproof handset marine rated JIS7, which is submersible/floatable
Caller ID-capacity of up to 30 names/numbers
Answering system with 14 minute recording time
Phonebook capacity of 70 numbers per handset-transferable between handsets
Large orange blacklit 3-line LCD
1.9GHz frequency
DECT 6.0 standardsPackage Includes: Uniden DECT1580-4WXT
(3) DECT 6.0 Cordless Handsets
(1) DECT 6.0 Waterproof Cordless Handset
(1) Digital Answering Machine Base
(3) Charging Cradles
(4) Batteries
(4) Power Adapters
(1) Telephone Cable
User GuideSpecifications
Warranty 90 Day
Condition Factory Reconditioned
Packaging White Box
Manufacturer Uniden
Model Number DECT1580-4WXT
New Deals

LinkPHOTO INVADER IS FREE UNTIL SUNDAY OR THE FIRST 10000 DOWNLOADS, WHICHEVER COMES FIRST--SO GETTER WHILE THE GOINGS GOOD! "Whos in your photo? Howd they get in there? Now that is one funny photo!" Thats what everyone will be saying. Photo Invader is the easy way to spoof your photos or just flat out make them more interesting.So have some photo fun! Photo Invader (I-Phones) makes professional looking photo manipulation quick & easy. 1st: Choose from our growing catalog of models, cool people & weird animals to insert in your photo. 2nd: Distort the image with our simple to use fun photo editor; 3rd: Place the image in your photo, and resize and position it; and 4th Share the photo fun with your friends! Photo Invader, your easy pocket photo studio.Check us out at http://www.photoinvader.comWith the Photo Invader app, you will:
Access to photo manipulation, enhancement tools and fun photo editor.
Connect directly to Facebook from within the app to get photos to spoof.
Search for photos on the web to manipulate.
Utilize the camera function for hilarious spoofs on the fly!
Connect to Facebook from within the app to post your photo spoofs on your wall.
Share your fun photo effects by email or save them to your device.
Instant results.
And, of course, endless funny photos and excitement!

There's a couple threads on 1099k but this one is different as it's only to list payment processors who are reporting amounts LESS than the $20k/200 transaction requirement. This will serve as a "heads up" list so people know which processors to stay away from if they Want to avoid a 1099k

Hi I preordered Final Fantasy XIII-2 on ps3 the collectors edition like a month a go. Went to pick it up at my local bestbuy Chino Hills, CA today at 10AM waited and told me they dont have it in stock late shipment. Guy told me to come back at 2 but I kept calling every hour. They told me I am getting a $50 gift card for my troubles.They told me I might get the game later in the afternoon or tomorrow. Just letting people know if they are in the same situation like me check your local Bestbuy if you didnt get your copy yet for those who preordered.Have a nice day

Get a FREE Amys Light in Sodium Bean & Rice Burrito From Dr. Oz on February 1st at 3PM EST for the first 20,000 people!!http://www.doctoroz.com/videos/win-coupon-amys-light-sodium-bean...

Get a FREE Vaseline Limited-Edition Swarovski Crystal Jar this will go live on February 14th at 1PM EST for the first 100 people
Mark your calendars! On Feb. 14 @ 1pm ET/10am PT, were giving away 100 limited-edition Swarovski Crystal Vaseline Lip Therapy jars. Be one of the first 100 eligible entrants and one could be yours! Visit the Home Tab for more information.https://www.facebook.com/vaseline/posts/350224168335340

Link
For the first 500 people, so this will go very fast!

Hey folks,For those of you who have been enjoying and benefitting from Sears Outlet's Free Apparel Tuesdays, please go to their Facebook Page (Sears Outlets - Facebook Page) and "Like" their latest post so that they will do another one this Tuesday (1/31/12)!!They are currently at 881 and need to reach 1,025 before tomorrow morningEven if you can't/don't participate, I'm sure it would mean a lot to a lot of people if you would lend a helping click. Thanks!Sears Outlets - FB said:
Sears Outlet Stores http://www.facebook.com/Sears.Outlet.Stores
Lots of free apparel Tuesday comments this weekend. Want to keep Free Apparel Tuesday going at Sears Outlet Stores? If we can get 750 new likes on our page and 1,025 likes on this post, we'll post a coupon on our wall tomorrow. Like us and share!

Ok so this is what I found ... If you made a Wag.com account most likely with their 1/2 purchase then Soap.com has a great deal. Use the code SHOPSOAP10And it will get you 10 dollars off a 10 dollars purchase... there are also a good amount of clipper coupons you can add to the deal. Somehow mine got free shipping with the deal too, not sure if that was from the coupon code or what... here is what I puchased for about 2.50 shipped. Neosporin Neosporin Plus Pain Relief Antibiotic Cream, Maximum Strength-.5oz
1
$0.58 K-Y Personal Lubricant Jelly
K-Y K-Y Personal Lubricant Jelly
1
$0.20 Band-Aid Comfort-Flex Adhesive Bandages, Sheer
Band-Aid Band-Aid Comfort-Flex Adhesive Bandages, Sheer
Color: Sheer
1
$0.19 Clean & Clear Deep Cleaning Face Astringent
Clean & Clear Clean & Clear Deep Cleaning Face Astringent
1
$0.37 Red Cross First Aid Sterile Rolled Guaze, 3"
Red Cross Red Cross First Aid Sterile Rolled Guaze, 3"
1
$0.09 Olay Ultra Moisture Bar Soap with Shea Butter
Olay Olay Ultra Moisture Bar Soap with Shea Butter
1
$0.12 Vicks Cough Relief VapoDrops, Menthol
Vicks Vicks Cough Relief VapoDrops, Menthol
1
$0.06 Old Spice High Endurance Deodorant, Pure Sport
Old Spice Old Spice High Endurance Deodorant, Pure Sport
2
$1.02Make sure to use the coupons that are manufacture coupons... GL

http://www.amazon.com/Making-Sense-People-Personality-ebook/dp/B...

I have some extra 1-time use Redbox codes that expire on 1-31. Please PM me if you can use 1 or 2. They are good for 1 regular rental. Cannot be redeemed online, only at the kiosk.[I posted this message the other day in the Online Coupon Trading Forum, but not enough people responded so I still have codes to give away.]

Hey guys,I'm over 50 and taking advantage of the additional catch up allowance for 401K's at work. I'm putting in about 21K/year now and getting the traditional 50% match on first 6K.I was out and about listening to a local talk radio station on Saturday, and the finance guy (who paid for the time on the show, btw) was touting that people should only fund their 401ks with the minimum necessary to get the full company match. That would be 6K, in my case. He says the rest of your retirement investing should then be in a Roth IRA and then self-directed tax-free instruments. He mentioned certain "insurance"-type vehicles to get there, but I'm not sure if he meant annuities or whatever. (Note: I'm also fully-funding a Roth IRA each year).Aside from the fact that there's the obvious discipline factor at work here, where you'd have more take home pay each week and need to be good about reallocating it to investments, what do you guys think of his strategy? Sorry that I can't be more clear about exactly what instruments he's referring to. He wants to make money on advising clients and who knows -- might get some commission cut out of stuff he gets people to buy, I don't know. But his main case is that 401k's are tax-deferred, and that's going to cost you at distribution time. My thought is that my tax rate should be lower when I retire and not higher, hence the better play is to keep financing 401K to the max now tax-deferred. Of course, it goes without saying that self-directed investments have almost infinite choices and 401K vehicles have whatever the plan offers in the way of mutual funds/bonds.Here's the dude's bio who's touting the fund-to-the-match-only policy: http://www.wor710.com/pages/11587639.php

Government Jobs in America: [2012] Jobs in U.S. States & Cities and U.S. Federal Agencies with Job Titles, Salaries & Pension Estimates - Why You Want One, What Jobs Are Available, How to Get One [Kindle eBook]Kindle Price: $0.00
You Save: $4.99 (100%)Product Description
"Tell me how to get a State, City or U.S. Federal job. Why are government jobs so desirable? What jobs are available? Tell me what today's government jobs are like. What are the salaries? What are the pensions? How do I complete the application and hiring process?"This book covers all aspects of getting secure, high-paying government employment. It covers getting work in U.S. State, City, and Federal government agencies and departments."What Jobs are Available," shows job titles in U.S. States, Cities and U.S. Federal government agencies, including salaries, 5-year salary projections, and pension estimates. This presentation, in Chart form, permits the jobseeker to see the scope of government jobs. With the financial facts, the jobseeker can see why a government career makes sound financial sense. By seeing the range of job titles and salaries within individual States and Cities, and in U.S. Federal government, you can plan your job title approach, and estimate your career path. The reader will learn about jobs for people with disabilities, Veteran's preference, and corporate and mail processing jobs with the U.S. Postal Service.The section "The New Face of Government," shows why 21st Century government work is desirable. Technology in government has changed processes, eliminating many jobs, and creating a new class of employees with a higher class of salaries. You will learn about the Civil Service, public unionism for jobs, and the government job package, including benefits such as regular raises, employer repayment of Federal student loans, special training programs, and lifelong employer-paid pensions."Completing the Application and Hiring Process" provides a step-by-step guide to, obtaining an application, and preparing the resume or experience and education Knowledge-Skills-Abilities statement. It explains what happens after you respond to the job announcement or file to take an exam to be on a list for a job. You will learn about the resume review process, the test procedure if it applies, and the interview procedure. You will learn where to get an application and how to file."New Areas of Work" covers the new employment and career opportunities available in Information Technology, Homeland Security, and Environmental Protection. Jobs in these areas cut across many government agencies and departments. An up-to-date chart with "Information Technology Job Titles & Skill Sets" presents an array of specialties and skill sets, useful to put on a resume, in preparing an application for one of the many technical or non-technical jobs offered in IT.A "Model Knowledge-Skills-Abilities Statement" shows you how to prepare a KSA Statement in response to a job announcement. Charts show Salaries, 5-Year Salary Projections, and Pension Estimates for all job titles in U.S. Federal government, and for job titles in U.S. States and Cities. The Salaries, 5-year Salary Projections, and Pension Estimates are based on current published salaries, with 5-year raise averages, and published retirement system formulas.Government Keeps Hiring As Demand Grows. Career & Hiring Choices for Employer & Employee Expand. A New Workforce Model Presents Opportunities for Part-Time, Contracting, & High-Paid In-House Expertise. Jobs with Government Are Lively Stable, Secure, and Well-Paid. Jobs Are Available in Federal, State and City Government. Jobs Are Changing in Nature - More Managing. Experience Is an Acceptable Substitute for Education. Core Skills Include Business-Process Understanding - Critical Thinking - Communication. Government is Attracting & Retaining Experienced Workers. The Climate is Favorable for Entry Level & Experienced. Lucrative Jobs. Technical & `Non-Technical' Jobs Are Available.Product Details
Format: Kindle Edition
File Size: 375 KB
Publisher: Partnerships for Community (January 1, 2011)
Sold by: Amazon Digital Services
Language: English
ASIN: B004KAAZ3I
Text-to-Speech: Enabled
Lending: Enabled
8 customer reviews, most of them 5 out of 5 stars.Linky

http://www.udacity.com/CS 101: BUILDING A SEARCH ENGINE
Learn programming in seven weeks.
We'll teach you enough about computer science that you can build a web search engine like Google or Yahoo! CS 373: PROGRAMMING A ROBOTIC CAR
In seven weeks you'll learn how to program all the major systems of a robotic car,
by the leader of Google and Stanford's autonomous driving teams.

http://www.newegg.com/Product/Product.aspx?Item=N82E16820220627Use Shoprunner for free shipping.People with Newegg/Google Offer promo can essentially cash out if they haven't found anything they want to buy before 2/26. The math comes out to be: $20 paid for $40 credit, spend $42 on 3 of them, get back $21 dollars. I'm from CA, and I still end up paying barely $5 for 3x16gb of 2-year-warrantied flash storage. Good deal on generic storage?FYI: Rebate expires end of this month.

I have some extra 1-time use Redbox codes that expire on 1-31. Please PM me if you can use 1 or 2. They are good for 1 regular rental. Cannot be redeemed online, only at the kiosk.[I posted this message the other day in the Online Coupon Trading Forum, but not enough people responded so I still have codes to give away.]

There was some discussion in another thread About this , but this is an important enough subject to warrant it's own thread. Many people are getting nowhere with their lenders when asking for a loan mod, and principal reductions are still very uncommon. There is a way to force lenders to Reduce principal on underwAter homes, or even Remove junior liens such as helocs entirely. It requires filing for chapter 13 bankruptcy , so this isn't a strategy for everyone , but for those who feel they need this option they should be aware of it, as it is not widely known or publicizedIf your first mortgage is greater than your homes current market value , a bk 13 can work to force principal reduction (lien stripping) by removing junior liens and paying them off with your other unsecured debts http://www.nolo.com/legal-encyclopedia/rid-second-mortgage-chapter-13-bankruptcy.htmlFor investment and rental properties, Even first mortgages can be reduced to current market value via cramdownhttp://www.nolo.com/legal-encyclopedia/mortgage-cramdowns-chapter-13-bankruptcy.htmlPlease use these links , and speak to a qualified attorney in your area if you think this is right for you. I will not be able to answer any specific questions related to your situation and am not your attorney or providing any legal advice. These general topics are presented for the financial education of fwf readers and you should not take any action without first speaking to your own attorney .

We currently have two children under the age of two, and my wife is a stay-at-home mom. She is going to school for a business degree, but online, and does most of the work in the evenings and during weekends while I'm home.She's mentioned several times that she's considering advertising to babysit, to earn some extra money. This would let us get some credit card debt paid off much sooner, and pay down other debt, such as student loans.We live in ohio, and a quick google search turns this up -
http://jfs.ohio.gov/cdc/page2.stmLooks like as long as we only took in one additional kid under two, and no more than 4 all together, we wouldn't require any licensing or anything unless she wanted to take government money, for people that get assistance paying for childcare. I'm not sure what the license requirements are, but I'm sure it wouldn't be too difficult or something our home or my wife wouldn't pass.
I have suggested to her that we pay the $125 for her to get an LLC and get a business checking account, as a means to reduce liability.
Then, purchase an umbrella insurance policy, in case a kid breaks a leg and she gets sued. This would also let us do things like get business accounts with things like Costco or Sams club, and she could write off a lot of expenses, such as any mileage she puts on her car for the business.Are there any other suggestions on things to look into, or look out for?

Enter code: 10KPEOPLE at checkoutwww.cardstore.com

http://www.amazon.com/gp/goldboxAmazon.com Review
The 7 Habits of Highly Effective People: Powerful Lessons in Personal Change was a groundbreaker when it was first published in 1990, and it continues to be a business bestseller with more than 15 million copies sold. Stephen Covey, an internationally respected leadership authority, realizes that true success encompasses a balance of personal and professional effectiveness, so this book is a manual for performing better in both arenas. His anecdotes are as frequently from family situations as from business challenges. Before you can adopt the seven habits, you'll need to accomplish what Covey calls a "paradigm shift"--a change in perception and interpretation of how the world works. Covey takes you through this change, which affects how you perceive and act regarding productivity, time management, positive thinking, developing your "proactive muscles" (acting with initiative rather than reacting), and much more. This isn't a quick-tips-start-tomorrow kind of book. The concepts are sometimes intricate, and you'll want to study this book, not skim it. When you finish, you'll probably have Post-it notes or hand-written annotations in every chapter, and you'll feel like you've taken a powerful seminar by Covey. --Joan Price

There doesnt seem to be a thread strictly dedicated to credit cards with frequent flyer mile bonuses, and I thought it would be nice to have a one stop shopping experience for Frequent Flyer Mile (Not) Arbitrage. I just completed a FFM AOR, but had to search tirelessly through different threads and Google searches to find some of the better deals. I literally did hundreds of searches and cruised through countless threads for an entire day at work.This thread is for people who want the following:
- Bonus Miles of 25k or greater
- Maximum spend requirement of $3k within three months (ideally after first purchase)
- First year annual fee waived, or maximum of $100 for first yearThe following are nice, but since these are often not our primary cards, and we will probably cancel the card before the first annual fee, they dont matter a great deal to us:
- Low purchase APR
- No foreign exchange fees
- Points per $1 spentIdeally, this will be a self-sustaining topic: the Member Summary gets updated by FatWallet Members as deals come and go. With that in mind, lets try to limit the Member Summary to cards with the above wants.Ive got the list started with the best of the best I was able to scrounge up. Today I applied for United MileagePlus Explorer (app being reviewed), Southwest Rapid Rewards Premier (app being reviewed), and the Citi ThankYou Premier Card (instant approval). I basically applied for 150k bonus miles, with only a $99 annual fee on SW, and total spend minimum of $2,500 within 3 months. With a credit score of over 800, I dont ever recall not getting instant approval, so while this hurt, I am still hopeful and will keep you updated. Last year my 3 card FFMA AOR successfully yielded me 130k miles with no annual fees, and $2,500 spend within 4 months.In summary, this thread is for people who just love to travel and want serious bonus miles! So to continue our glorious free trips, I need you FatWallet members to help me, help you.Master List that I will update:Citi ThankYou Premier Card:
50,000 bonus ThankYou Points after you make $2,500 in purchases within the first 3 months.
Annual Fee: $125, waived for the first year.United MileagePlus Explorer (Chase):
50,000 bonus miles after your first purchase.
Annual Fee: $95, waived for the first year.
Important: to see the offer, you need to make sure that you first login to your United Mileage Plus account, and that you have miles in the account (any minimal amount is OK). Then, the homepage at United should show that 60k offer. Without these steps, you will only be seeing a 40k offer.Southwest Airlines Rapid Rewards Premier Card (Chase):
50,000 bonus points after your first purchase - that's over $800 in Wanna Get Away Fares that can be redeemed for 2 free roundtrip flights.
Annual Fee: $99.Chase Sapphire Preferred:
50,000 bonus points after you make $3,000 in purchases within the first 3 months.
Annual Fee: $95, waived for the first year.Gold Delta SkyMiles (Amex):
30,000 bonus miles after you make $500 in purchases within the first 3 months.
Annual Fee: $95, waived for the first year.Citi Platinum Select AAdvantage Visa Signature:
30,000 AAdvantage bonus miles after you make $750 in purchases within the first 4 months.
Annual Fee: $85, waived for the first year.Citi Platinum Select AAdvantage Visa Signature:
50,000 AAdvantage bonus miles after you make $3,000 in purchases within the first 4 months. $150 travel credit, 2 AA club passes.
Annual Fee: $85, waived for the first year.

Received this email from bzzagent today:Invite friends to join BzzAgentWere getting ready to launch a campaign for a brand new premium electric shaver, and hoping you can help us find the best people to join. If you know any gents between the ages of 13 and 20, invite them to become a BzzAgent for a chance to participate in the program.Send them to bzzagent.com/go/shaver to learn more and join.What could they get?People participating in the campaign will get a brand new wet/dry electric shaver, plus coupons to share with others. But they have to sign up soon!THE BOTTOM LINE
Send the 13 20 year old males you know to bzzagent.com/go/shaver to sign up they could get a free premium electric shaver!

There doesnt seem to be a thread strictly dedicated to credit cards with frequent flyer mile bonuses, and I thought it would be nice to have a one stop shopping experience for Frequent Flyer Mile Arbitrage. I just completed a FFMA AOR, but had to search tirelessly through different threads and Google searches to find some of the better deals. I literally did hundreds of searches, and cruised through countless threads for an entire day at work.This thread is for people who want the following:
- Bonus Miles of 25k or greater
- Maximum spend requirement of $3k within three months (ideally after first purchase)
- First year annual fee waived, or maximum of $100 for first yearThe following are nice, but since these are often not our primary cards, and we will probably cancel the card before the first annual fee, they dont matter a great deal to us:
- Low purchase APR
- No foreign exchange fees
- Points per 1$ spentIdeally, this will be a self-sustaining topic: the Member Summary gets updated by FatWallet Members as deals come and go. With that in mind, lets try to limit the Member Summary to cards with the above wants.Ive got the list started with the best of the best I was able to scrounge up. Today I applied for United MileagePlus Explorer (app being reviewed), Southwest Rapid Rewards Premier (app being reviewed), and the Citi ThankYou Premier Card (instant approval). I basically applied for 150k bonus miles, with only a $99 annual fee on SW, and total spend minimum of $2,500 within 3 months. With a credit score of over 800, I dont ever recall not getting instant approval, so while this hurt, I am still hopeful and will keep you updated. Last year my 3 card FFMA AOR successfully yielded me 130k miles with no annual fees, and $2,500 spend within 4 months.In summary, this thread is for people who just love to travel and want serious bonus miles! So to continue our glorious free trips, I need you FatWallet members to help me, help you.

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DISCLAIMER NOTICE:
==================
ALL DISCOUNTS LISTED HERE ARE ONLINE DISCOUNTS ONLY THRU CEDAR POINT. DISCOUNTS ARE NOT VALID AT PARK GATE UNLESS SPECIFIED OTHERWISE. PRICES AND DISCOUNTS CAN CHANGE WITH OR WITHOUT NOTICE. I LIST THESE DEALS AS A COURTESY FROM ONE RIDE LOVER TO ANOTHER. THIS WEBPAGE IS UPDATED WEEKLY. CEDAR POINT CHARGES A $5.00 TICKET FEE "PER TRANSACTION ONLINE". I AM NOT AFFILATED IN ANY WAY WITH CEDAR FAIR, CEDAR POINT NOR DO I WORK FOR ANY ORGANIZATION. CEDAR POINT trademark and logo are registered trademarks of CEDAR FAIR, Inc. All Rights Reserved. All other trademarks are the property of their respective owners. NEW FOR 2012 - DINOSAURS ALIVE AND PROMOTIONAL CODES(*)
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DINOSAURS ALIVE - On Adventure Island, a prehistoric attraction that will feature more than four dozen life-sized animatronic dinosaurs that will roar and move and 12 themed exhibits. Dinosaurs Alive! will cost approximately $1 million to build. In addition to Dinosaurs Alive!, Cedar Point will also add a mat-racer slide complex to the Soak City waterpark located adjacent to the park. $5.00 Additional Charge to enter exhibit + Gate Admission. PROMOTIONAL CODES - Cedar Point now offers promotional codes for the 2012 season, A good way to find promo codes is to go to google.com type in "cedar point 2012 promotional promo codes discount" go to Upper right corner of ANY cedar point page and enter code(s), which is also listed below. 
2012 OPENING & CLOSING DATES:
=============================
CEDAR POINT.......MAY 12 - OCTOBER 28, 2012
SOAK CITY.........MAY 26 - SEPTEMBER 23, 2012
CHALLENGE PARK....MAY 11 - OCTOBER 28, 2012 REGULAR CEDAR POINT "GATE PRICES" - 2012 SEASON** (*)
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ADULTS...................$51.99
MILITARY w/ID............$36.99
SENIORS..................$26.99
KIDS 3 & UP..............$26.99
KIDS 2 & UNDER...........FREE
DINOSAUR ALIVE (NEW).....$05.00 + GATE ADMISSION
STARLIGHT................$32.99 (5PM - 10PM)
STARLIGHT 2 & UNDER......FREE (5PM - 10PM)
** There is NO Discounts for Non-Riders. 
REGULAR CEDAR POINT "ONLINE PRICES" - 2012 SEASON(*)
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ADULTS...................$44.99* ($7.00 Savings)
ADULTS...................$29.99 (EVENING 5PM - 10PM)
MILITARY w/ID............$36.99*
SENIORS..................$26.99*
KIDS 3 & UP..............$26.99*
KIDS 2 & UNDER...........FREE
DINOSAUR ALIVE (NEW).....$05.00 + GATE ADMISSION** There is NO Discounts for Non-Riders.  ONE DAY SOAK CITY REGULAR ADMISSION PRICES (*)
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ADULTS.........$32.99 - Persons 4 Feet or taller in bare feet*
JUNIOR.........$18.99 - Persons under 4 Feet*
SENIOR.........$18.99 - Persons age 62 & older*  
DAILY PARKING FEE - PAY-AT-PARK (*)
===============================
CARS.....................$12.00
MOTORCYCLES..............$12.00
TRUCKS...................$17.00
CAMPERS..................$17.00
TRAILERS.................$17.00
TRUCKS...................$17.00
PLATINUM PASS HOLDERS....$FREE*Daily parking fees includes a $.50 toll charge.  CEDAR POINT DISCOUNT TICKETS
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CEDAR POINT RESORTS DISCOUNT TICKETS(*)
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BEST VALUE -
ADULTS..........$32.00 PER PERSON - SAVE $19.00 PER PERSON
KIDS/SENIORS....$21.00 PER PERSON - SAVE $05.00 PER PERSON*STAY AT ANY CEDAR POINT RESORT REQUIRED BELOW, C.P. Admission for Children 2 & under are FREE. Includes 1 Hour Early entry into park.* Hotel Breakers (2)
* Sandcastle Suites (2)
* Lighthouse Point (3)
* Camper Village (3)
* Breakers Express (3)
* Castaway Bay (3)(2) Reviews courtesy of yelp.com
(3) Reviews courtesy of tripadvisor.com
RESORT DISCOUNT LINKY 
PAY ONCE VISIT TWICE - CEDAR POINT & SOAK CITY (*)
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$77.99 per person - (SAVE $27.00) - For guests 48" in height or taller in shoes. Valid for admission to Cedar Point AND Soak City on any two separate public operating days through October 30, 2012. Days do not have to be consecutive. Ticket must be used by the SAME person on each day. ALL SALES FINAL. NO REFUNDS. ONLINE ONLY, OFFER NOT VALID AT PARK. Discount Linky 
COMING SOON - 4-PACK CEDAR POINT TICKET SPECIAL
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2nd BEST VALUE! Four one-day Cedar Point admission tickets for $156.00 ($39.00 each)!
A savings of $10.99 per ticket.
4 TICKETS........$156.00
5 TICKETS........$195.00
6 TICKETS........$234.00
7 TICKETS........$273.00
8 TICKETS........$312.00
Valid for anyone between the ages of 3-61 who is 48" or taller in shoes. Each ticket valid any one Bonus Weekend or HalloWeekends Saturday or Sunday between September 10-October 30, 2012. Minimum purchase of 4 required. Maximum allowable purchase is 8 tickets. Please adjust quantity accordingly. ONLINE EXCLUSIVE. Not available at the park. Check other offers you may get a CHEAPER deal on this site. 4-Pack discount linky   COMING SOON - 2012 FRIGHT FEAST COMBO REGULAR - SPECIFIC DATES
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Valid for one all-day admission to Cedar Point and one All-You-Can-Eat Meal. Meal served in the Coral Courtyard (5:00-6:30 p.m). You MUST choose the date of your visit when purchasing this ticket. All sales final. No refunds. Price includes tax. LINKY$53.90.....ADULTS....AGES 3-61.....ADMISSION + MEAL
$33.70.....SENIORS...AGES 61+......ADMISSION + MEAL
$14.90.....ADULTS....AGES 3-61.....MEAL ONLY**** C.P. Admission Required.  COMING SOON = FAMILY SAVINGS GAME PACK
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OFFER ENDS: 10/30/12 - Receive ten (10) $1.00 games vouchers PLUS one sheet of discount coupons which includes: save $2.00 on a ride photo; save $15.00 at North Coast Parasail; get 10% off at Park Plaza, Snoopy Boutique & Lotsapalooza; get 50% off a CP hat; save $5.00 at Olde Time Photo and more! Valid any day Cedar Point is open to the public during the 2011 operating season. PLUS Discount also available at park admission booths, Not valid for park admission. Family Savings Game Pack Linky LINKY 2 COMING SOON - HALLOW WEEKENDS - FRIDAY & SUNDAYS
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Ages 3-61, 48" or taller......$31.99 Per PersonFRIDAYS...6:00 PM - 12:00 AM**
SUNDAYS...4:00 PM - 9:00 PM** Except Sunday, Oct. 9 when Starlight begins at 5 p.m. Valid any one Friday or Sunday evening through Oct. 30, 2012. All sales final. No refunds. **Limited ride availability on Fridays. Hallow Weekends open on Saturday WITHOUT Discount.
Hallow Weekends Discount Linky 
HALLOW WEEKENDS INFORMATION
===========================
■ Sept. 17-Oct. 30 (Friday nights, Saturdays and Sundays)■ With outdoor scare zones and haunted houses to live entertainment and themed children's attractions, HalloWeekends, Cedar Point's annual fall festival of frights and fun, will haunt the peninsula for the 15th year. HalloWeekends combines the park's unmatched collection of rides and roller coasters with a broad assortment of Halloween attractions that have made it a Halloween tradition for many families. You know what else is SCARY? All of this is FREE WITH ADMISSION!■ Four haunted houses, five tremendously terrifying nighttime attractions, special entertainment and decorations, a parade and lots of daytime fun for kids  2012 PLATINUM SEASON PASS - ALL PARKS & FREE PARKING
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Your Cedar Fair Platinum Pass is valid for unlimited season-long admission* ■ Cedar Point & Soak City in Sandusky, OH
■ Kings Island & Boomerang Bay in Cincinnati, OH
■ Canada's Wonderland in Vaughan, ON
■ Dorney Park & Wildwater Kingdom in Allentown, PA
■ Worlds of Fun & Oceans of Fun in Kansas City, MO
■ Kings Dominion in Doswell, VA
■ Carowinds in Charlotte, NC
■ Knott's Berry Farm in Buena Park, CA
■ California's Great America in Santa Clara, CA
■ Geauga Lake's Wildwater Kingdom in Aurora, OH
■ Valleyfair in Shakopee, MN
■ Michigan's Adventure in Muskegon, MI
■ Soak City Water Parks in San Diego, Buena Park and Palm Springs, CA
■ Gilroy Gardens in Gilroy, CA* Additional MEMBER ONLY BONUSES include: Free Parking at all Parks, 1 Hour Ride Entry Before Park Opens to Public, 1 Hour Ride Entry after park closes (Select Dates), Family/Friend Ticket Discounts (Select Dates), Member Discounts on Games, Meals, Drinks, Hotel. 50% Off RipCord, Skyscraper, Challenge Golf, Challenge Racing, Northcoast Parasail. Children 2 & under are FREE. 2012 Platinum Passes are valid January 1, 2012 through December 31, 2012. Platinum Passes are not valid at any seasonal events at which an additional admission fee is charged. NEW - Now you can make four (4) Easy payments or pay all at once and receive your platinum pass tickets instantly thru your home computer.
$169.00 PER PERSON..........2012 Cedar Fair Platinum Pass ADULTS - Height Over 4 Feet
$096.00 PER PERSON..........2012 Cedar Fair Platinum Pass SENIORS - Age 62+
$096.00 PER PERSON..........2012 Cedar Fair Platinum Pass JUNIORS - Height Under 4 Feet
$169.00 PER PERSON..........2012 Cedar Fair Platinum Pass INSTANT RENEWAL
$656.00 FAMILY 4-PACK.......2012 Cedar Fair Platinum Pass - SAVE $20.00
2012 Season Pass Questions - Click Here  
2012 CEDAR POINT ONLY SEASON PASS
=================================
The Cedar Point Season Pass is valid for unlimited season-long admission to CEDAR POINT ONLY. It does not include parking, perks or admission to Soak City or other Cedar Fair parks across the U.S. and Canada. 2012 Cedar Point Season Passes are valid any public operating day for the duration of the 2012 season.
$109.00 PER PERSON..........2012 Cedar Point Season Pass ADULTS - Height Over 4 Feet
$069.00 PER PERSON..........2012 Cedar Point Season Pass SENIORS - Age 62+
$069.00 PER PERSON..........2012 Cedar Point Season Pass JUNIORS - Height Under 4 Feet
$109.00 PER PERSON..........2012 Cedar Point Season Pass INSTANT RENEWAL
$139.98 FAMILY 2-PACK.......2012 Cedar Point Season Pass - SAVE $20.00
$279.96 FAMILY 4-PACK.......2012 Cedar Point Season Pass - SAVE $20.00
2012 Season Pass Questions - Click Here   CEDAR POINT GROUP TICKETS INCENTIVES
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These discounts apply to people with groups of 15+ And paid for their tickets at least 1-3 weeks in advance. 1 FREE CEDAR POINT TICKET FOR EVERY FIFTEEN (15) TICKETS PURCHASED.
GROUP HOTEL ACCOMMODATIONS - Stay close to the action with the Cedar Point Resorts! Discounted packages are available. For more information, call 419.609.5669 or click "I'm interested in overnight accommodations" when you place your online ticket order and they'll contact you!
GROUP CATERED MEALS - Get your group together to dine and they'll help you plan the perfect meal. Our all-you-can-eat meals starting at just $12.35 per person, plus tax. Download our menu here - PDF FILE
GROUP MEAL VOUCHERS - Give your group the flexibility of eating what they want, when they want. Pay one low price and your group can choose one of our four delicious meals available at select locations. Minimum purchase of 15 meal vouchers per day. Meal vouchers are $9.99 per person ($10.38 tax included). Download our meal voucher information here.
GROUP DRINK WRISTBANDS - Quench your thirst with an all-you-can-drink wristband. Show your wristband at select locations and receive FREE Pepsi fountain beverages all day long (includes all carbonated and non-carbonated beverages dispensed from the fountain). Drink wristbands are available to GROUPS ONLY and must be purchased for the entire group. Quantity must be equal to or greater than the amount of tickets purchased. Not sold individually. All-You-Can-Drink Wristbands are $7.00 per person, plus tax. (Regular price for 1 Large Drink is $4.00+Tax.) 
CORPORATE GROUP TICKET DEALS - VALID 1 DATE ONLY
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Size of Group......Price per person*, per ticket.......Percentage saved off gate price
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15 - 149...........$33.00..............................30%
150 - 999..........$31.00..............................34%
1,000 - 4,999......$29.00..............................38%
5,000 - 9,999......$25.00..............................47% *For guests 48" & taller in shoes. Members of your group who are under 48" tall or age 62 & older are eligible for a Junior/Senior ticket for only $18.00 each. Children 2 & under are always FREE at Cedar Point & Soak City. You must pick a date to visit. This ticket option valid on date printed on ticket only. No Enchanges, No Refunds. Check other deals listed in this posting as they're may be cheaper ticket options available then this one. Group Meals available check links on this Fatwallet posting below.
CORPORATE DISCOUNT LINKY - SPECIFIC DATE CORPORATE GROUP CEDAR POINT TICKET DEALS - GOOD ANY 1 DATE
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Under this program, Cedar Point offers you discounted tickets that can be used any ONE (1)date of the operating season. The members of your group do not have to visit the park on the same day. Minimum purchase 100 Tickets. Check other deals at top as they're may be cheaper ticket options available then this one. Group Meals available check links on this Fatwallet posting.
Regular Ticket...........$37.00......SAVE $12.99
Soak City Ticket.........$24.99......SAVE $7.00 **CLOSED**
Ride & Slide Ticket......$69.99......SAVE $7.00
Junior/Senior Ticket*....$18.00......SAVE $6.99CORPORATE GROUP TICKETS - GOOD ANY DAY 2012 SEASON - CLICK HERE  OTHER DISCOUNT OPTIONS
======================AAA (American Automobile Assoc).They offer discount tickets to their members, in their Travel Department, Also available online. Not available thru Cedar Point box office.
MILITARY DISCOUNT..............$36.99. Valid ID required. Discount applies to active, retired or honorably discharged military personnel and immediate family members. Discount must be purchased in person. Types of Military ID's include: Active Duty ID, Retired Personnel ID, VA Medical System Picture ID OR copy of DD-214 discharge papers (please do not bring the original) along with a photo ID (drivers license, etc) for confirmation.
SENIOR DISCOUNT................$22.00. Valid ID required, Age 62+
meijer STORES..................Coupons/Purchase Tickets at Customer Service Desk.
KROGER STORES..................Coupons/Purchase Tickets at Customer Service Desk. eBay AUCTIONS.................Several people will sell their unused tickets for a savings to you.
PARKS & RECREATION CENTERS....Several cities offer a discount whether or not your a resident of their city
PEPSI CANS....................Back of 12 Oz cans, Save $8.00 Off Regular Price.
NEAR-BY HOTELS................Hotels near Cedar Point want your business too, They will offer discount and even Free tickets based on the number of nights of stay.
SANDUSKY TOURISM BUREAU.......They usually offer a discount book for Cedar Point.
BURGER KING RESTRAUNTS........Located in NorthEast Ohio offer Cedar Point Ticket Coupons for $42.99 at counter inside restaurant.
CREDIT UNIONS.................Offer discounted tickets to its members.
CEDAR POINT GROUP SALES......Several options here, For every 15 people who are paid-in-advance, You can receive 1 (one) Free Cedar Point Ticket a savings of $46.99 Each Ticket. for more info go to: LINKY
CEDAR POINT RESORT DISCOUNTS..http://resorts.cedarpoint.com/public/packages.cfm
CEDAR POINT GETAWAY GUIDE.....C.P. Coupons for all ages, Tickets, Food, Games, Hotel, everything. register online 3 weeks to arrive or contact: 1-419-627-2350. Getaway Guide will come by U.S. Snail Mail.
http://www.cedarpoint.com/public/visit/brochures.cfm
REST AREA TRAVEL BUREAU.......Open during the day on select weekends offering discount tickets (OH,MI,KY)
GOOGLE.COM....................Type in "Cedar Point Amusement Discount Tickets" for great discounts.
CONTESTS / GIVEAWAYS..........Local Radio Stations give away Free tickets if you are picked, look under contests or giveaways thru Radio Station website/Google/Yahoo Search.
COUPONS BY MAIL/ONLINE........Cedar point advertises heavily thru Coupon companies both by mail and online.
COLLEGE DISCOUNTS.............Participating colleges offer discounts to their students and family members.  CEDAR POINT JOBS LINKS
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SUMMER JOBS (MAY-AUGUST)
HALLOWEEKEND JOBS (AUGUST-OCTOBER) - COMING SOON
YEAR-ROUND JOBS (JANUARY-DECEMBER)LIVE AUDITIONS JOBS (MAY-OCT)
NON-PROFIT ORGANIZATIONS FUNDRAISER JOBS MAY-OCTOBER OTHER CEDAR POINT'S USEFUL LINKS
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CEDAR POINT LIVE WEBCAMS - ALL YEAR ROUNDCEDAR POINT'S MY PARK SMARTPHONE APPSEE PEOPLE RIDE THE TOP THRILL DRAGSTER AT CEDAR POINT LEARN ABOUT THE HISTORY OF CEDAR POINT INCLUDING THRILL RIDES & RETIRED RIDES - INFO COURTESY OF: Wikipedia.orgGUESTS WITH SPECIAL NEEDS/DISABILTIES - INFORMATIONCEDAR POINT FUN TIMES NEWSLETTER - FUNtimes members get special advance notice of special offers and occasionally offers are made exclusively to FUNtimes members! - FREEGUEST AMENTIES - Family Care Center, KidTrack, Parent Swap, Rentals, Lockers, Pet Chek  CEDAR POINT AMUSEMENT PARK
1 Cedar Point Drive
Sandusky, OH 44870
General Information (419) 627-2350
www.mapquest.com

https://www.google.com/offers/home?x=PQAAAM8BAWw_KGTxiGNVaXdQGF2...It's the Google Boston offer, and you have to make a google account to get it - but I think it will work for people everywhere? I hope so!Can apply it to the state return too, if you choode the free federal edition!

Together with out friends we are travelling to Paris, France in April of 2012. We've heard that the cheapest way to stay there is to rent an apartment. We are two families with nine people, four adults and five children.Where do people here look for apartments in Paris? We would like to stay as close to the downtown as possible for reasonable price.

Assumptions:
1. we are not a country prepared to let people die on the steps of hospitals for lack of funds for treatment;
2. the government pays for approximately 60% of all health care expenditures already, and that is steadily increasing;
3. we have some of the most technologically advanced health care in the world and we want to preserve that, including research;
4. we have some of the highest costs in the world, and that is not sustainable;
5. health care delivery is overly complex;
6. many of our dissatisfactions with health care are due to poor health outcomes associated with poor lifestyle decisions;
7. others stem from our country's complex and heterogenous population;
8. health care costs are the elephant in the room with regards to both our debt and deficit, and solving health care will again make the US one of the best places in the world to do business;
9. a mentally and physically healthy population is a national security issue, because a bunch of obese, diabetic, drug addicts make poor soldiers.
10. health care insurance, as it were, can only work when healthy people participate in the pool.OK, here we go.1. phase out medicare and Medicaid over 30 years.2. eliminate the Medicare payroll and investment taxes.3. rather than mandating insurance, the government provides, for free, basic health insurance to every US citizen.4. basic health insurance is basic. generic meds only. no fancy-schmancy stuff. prenatal visits and annual physicals and stuff that makes sense and is proven to work is covered. everything else is not. simvastatin is covered; Crestor is not. citalopram is covered; Lexapro is not. You get the idea. A multi-year, transparent process to develop the covered procedure/medication list will be required (but see below)5. the federal government offers 'take it or leave it' pricing to providers. Providers are not required to accept this insurance, but will be incentivized due to volume. Providers will know, in advance, what is covered, and what is not. They may cover additional services as they see fit, but they will not be reimbursed by the feds. Patients might have their own private insurance (see below). The insurance will offer higher pricing to critical access providers to increase likelihood of acceptance, ie, underserved communities.6. in addition to this basic insurance, a national marketplace for 'add-on' insurance will be created. This marketplace will operate completely in the free market. It will be purchased by individuals, or by corporations for their employees. This would be like 'medigap' insurance. The only requirements for these plans is 1. the costs and benefits of each plan must be clearly spelled out and 2. once an individual has been approved for and purchased into a plan, that individual can NEVER be droopped from the plan or have their premium increased by more than the average rate of premium increase for all plans, SO LONG as they make their monthly premium payment and remain an active member of the plan. Other than that, prices are set by the insurers without restriction. No more taking money from the healthy, then dumping patients when they get sick.7. the tax deduction for employer-sponsored health care will be eliminated.8. if you are not a US citizen, you are not eligible for the free federal coverage. You may purchase insurance in the national marketplace described above.9. malpractice reform is necessary to protect providers from not providing uncovered care. In other words, providers must be protected from witholding uncompensated care; they cannot be forced to work for free. They may choose to, out of charity or compassion, but they cannot be forced to.10. a cash bonus is given for lifestyle changes with proven cost reduction outcomes. We pay people to quit smoking. We pay people to lose weight and keep it off. We pay people to stay clean off opiates. It is cheaper in the long run than having these folks show up years later with COPD, diabetes, neuropathy, nephropathy, and cardiovascular disease. It's time to be honest about preventative medicine and that means incentizing behavior change.11. by eventually winnowing down employer-based health care, employees are freer to leave work. This means the young old can retire without fear of going naked. This frees up jobs for younger employees. It improves the environment for entrepreneurship, allowing employees to take risks on business ventures without fear of losing insurance or becoming uninsurable.12. how to pay for it. A national sales tax (of whatever is required - say 10%) - on every retail purchase except for food, gas, and medicine. This tax must be dedicated solely to the federal insurance program, with the exception that 10% of the fees collected are dedicated to non-profit research. It must fully pay for the program costs each year; it cannot run a deficit. It can be adjusted up or down by the will of Congress, ostensibly representing the will of the people, as the people demand more or less health care, or more or less taxes. For instance, if the people are not satisfied with the level of coverage provided by the insurance plan, they may persuade Congress to increase the tax to 12%. If they feel their taxes are too high, they may persuade Congress to lower the tax to 8% - and receive fewer services in the insurance plan. This funding mechanism has several advantages over our current system. First, it is dedicated. Second, it is transparent: there is a direct link between level of taxation and level of service. Third, it is shared by everyone including the healthy but moderately progressive in that it excludes food, gas, and medicine and the wealthy spend more money than the poor.13. charity care by providers and social service agencies will attempt to fill the gaps between the basic federal plan the private plans... just like we do now.14. we publicly acknowledge that we cannot afford unlimited health care for every patient.This system does away with complex formulas governing eligibility, reimbursement, and cost-sharing for programs like Medicaid and Medicare. It replaces that with a single, shared, but very basic health care plan which will use the power of the federal government to negotiate lower prices, over time, with providers. It has dedicated, sustainable, and transparent funding for health care, and the level of service (and taxation) can be clearly adjusted by the people as they see fit. It automatically increases the pool of participants to make health insurance actual insurance. It gets rid of all the risks around preexisting conditions, uninsurable patients, and insurers dropping ill patients. It will result in lower prices across the board as providers compete with each other for the largest chunk of business, and with each other for cash-paying customers and national insurers. It provides a basic level of humane health care without promising 'the world' to everyone. It removes some of the inequitability of the employer-health care tax deduction. It offers a true, free-market insurance solution available to everyone. It provides for continued research to support technological advances. It recognizes the need for individual responsibility in managing lifestyle diseases and incentivizes change in a cost-effective way which benefits our health and our national security. It supports the formation of small businesses and it provides 'through-put' for the labor force to increase employment for younger workers. It will be cheaper and by definition will be non-deficit-generating.I think that's it for now.OK... hit me. what's wrong with this plan?

For expensive area
link
$7.29 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$21.99 family meal
$21.99 family meal with $0.99 additional kids
buy 2 lunch get 4 people at $5 each MON-WEDThanks to MISTERCHEAP's contribution, for people live near Orlando area:
link
$6.99 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
$19.99 family meal with $1.49 bag of cookie.
buy 2 lunch get 4 people at $5 each MON-WED
Senior dinner $6.99 dinner 5-6pm weekday
2 for $12 Mon-Wed lunch, no beverages required.
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX LocationsFor people do not live in LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX
link
$6.99 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
buy 2 lunch get 4 people at $5 each MON-WED
Senior dinner $6.99 dinner 5-6pm weekday
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX Locations

**** FATWALLET MODERATOR THIS PAGE IS BEING UPDATED DAILY FOR DISCOUNTS PLEASE BE PATIENT FOR COMPLETE UPDATES, THANK YOU ***
DISCLAIMER NOTICE:
==================
ALL DISCOUNTS LISTED HERE ARE ONLINE DISCOUNTS ONLY THRU CEDAR POINT. DISCOUNTS ARE NOT VALID AT PARK GATE UNLESS SPECIFIED OTHERWISE. PRICES AND DISCOUNTS CAN CHANGE WITH OR WITHOUT NOTICE. I LIST THESE DEALS AS A COURTESY FROM ONE RIDE LOVER TO ANOTHER. THIS WEBPAGE IS UPDATED WEEKLY. CEDAR POINT CHARGES A $5.00 TICKET FEE "PER TRANSACTION ONLINE". I AM NOT AFFILATED IN ANY WAY WITH CEDAR FAIR, CEDAR POINT NOR DO I WORK FOR ANY ORGANIZATION. CEDAR POINT trademark and logo are registered trademarks of CEDAR FAIR, Inc. All Rights Reserved. All other trademarks are the property of their respective owners. NEW FOR 2012 - DINOSAURS ALIVE (*)
==============================
Dinosaurs Alive! on Adventure Island, a prehistoric attraction that will feature more than four dozen life-sized animatronic dinosaurs that will roar and move and 12 themed exhibits. Dinosaurs Alive! will cost approximately $1 million to build. In addition to Dinosaurs Alive!, Cedar Point will also add a mat-racer slide complex to the Soak City waterpark located adjacent to the park. $5.00 Additional Charge to enter exhibit + Gate Admission. 
REGULAR CEDAR POINT "GATE PRICES" - 2012 SEASON* (*)
================================================
ADULTS...................$51.99
MILITARY w/ID............$36.99
SENIORS..................$26.99
KIDS 3 & UP..............$26.99
KIDS 2 & UNDER...........FREE
DINOSAUR ALIVE (NEW).....$05.00 + GATE ADMISSION** There is NO Discounts for Non-Riders. 
REGULAR CEDAR POINT "ONLINE PRICES" - 2012 SEASON(*)
================================================
ADULTS...................$44.99* ($7.00 Savings)
ADULTS...................$29.99 (EVENING 5PM - 10PM)
MILITARY w/ID............$36.99*
SENIORS..................$26.99*
KIDS 3 & UP..............$26.99*
KIDS 2 & UNDER...........FREE
DINOSAUR ALIVE (NEW).....$05.00 + GATE ADMISSION** There is NO Discounts for Non-Riders.  ONE DAY SOAK CITY REGULAR ADMISSION PRICES (*)
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ADULTS.........$32.99 - Persons 4 Feet or taller in bare feet*
JUNIOR.........$18.99 - Persons under 4 Feet*
SENIOR.........$18.99 - Persons age 62 & older*  DAILY PARKING FEE - PAY-AT-PARK - 2012 SEASON (*)
================================================
CARS.....................$12.00
MOTORCYCLES..............$12.00
TRUCKS...................$17.00
CAMPERS..................$17.00
TRAILERS.................$17.00
TRUCKS...................$17.00
PLATINUM PASS HOLDERS....$FREE*Daily parking fees includes a $.50 toll charge.  CEDAR POINT DISCOUNT TICKETS
============================ 
CEDAR POINT RESORTS DISCOUNT TICKETS - 2012 SEASON(*)
=======================================
BEST VALUE -
ADULTS..........$32.00 PER PERSON - SAVE $19.00 PER PERSON
KIDS/SENIORS....$21.00 PER PERSON - SAVE $05.00 PER PERSONSTAY AT ANY CEDAR POINT RESORT REQUIRED BELOW, C.P. Admission for Children 2 & under are FREE. Includes 1 Hour Early entry into park.* Hotel Breakers (2)
* Sandcastle Suites (2)
* Lighthouse Point (3)
* Camper Village (3)
* Breakers Express (3)
* Castaway Bay (3)(2) Reviews courtesy of yelp.com
(3) Reviews courtesy of tripadvisor.com
RESORT DISCOUNT LINKY  COMING SOON - 2012 PAY ONCE VISIT TWICE - CEDAR POINT
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$78.99 per person -(PRICE INCREASED BY $9.00) SAVE $20.00 - For guests 48" in height or taller in shoes. Valid for admission to Cedar Point on any two separate public operating days through October 30, 2011. Days do not have to be consecutive. Ticket must be used by the SAME person on each day. Soak City Waterpark admission NOT included. ALL SALES FINAL. NO REFUNDS. ONLINE ONLY, OFFER NOT VALID AT PARK. Discount Linky 
COMING SOON - 4-PACK CEDAR POINT TICKET SPECIAL
=======================================
2nd BEST VALUE! Four one-day Cedar Point admission tickets for $156.00 ($39.00 each)!
A savings of $10.99 per ticket.
4 TICKETS........$156.00
5 TICKETS........$195.00
6 TICKETS........$234.00
7 TICKETS........$273.00
8 TICKETS........$312.00
Valid for anyone between the ages of 3-61 who is 48" or taller in shoes. Each ticket valid any one Bonus Weekend or HalloWeekends Saturday or Sunday between September 10-October 30, 2012. Minimum purchase of 4 required. Maximum allowable purchase is 8 tickets. Please adjust quantity accordingly. ONLINE EXCLUSIVE. Not available at the park. Check other offers you may get a CHEAPER deal on this site. 4-Pack discount linky   COMING SOON - 2012 FRIGHT FEAST COMBO REGULAR - SPECIFIC DATES
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Valid for one all-day admission to Cedar Point and one All-You-Can-Eat Meal. Soak City is closed for Season. Meal served in the Coral Courtyard (5:00-6:30 p.m). You MUST choose the date of your visit when purchasing this ticket. All sales final. No refunds. Price includes tax. LINKY$53.90.....ADULTS....AGES 3-61.....ADMISSION + MEAL
$33.70.....SENIORS...AGES 61+......ADMISSION + MEAL
$14.90.....ADULTS....AGES 3-61.....MEAL ONLY**** C.P. Admission Required.  COMING SOON = FAMILY SAVINGS GAME PACK
========================
OFFER ENDS: 10/30/12 - Receive ten (10) $1.00 games vouchers PLUS one sheet of discount coupons which includes: save $2.00 on a ride photo; save $15.00 at North Coast Parasail; get 10% off at Park Plaza, Snoopy Boutique & Lotsapalooza; get 50% off a CP hat; save $5.00 at Olde Time Photo and more! Valid any day Cedar Point is open to the public during the 2011 operating season. PLUS Discount also available at park admission booths, Not valid for park admission. Family Savings Game Pack Linky LINKY 2 COMING SOON - HALLOW WEEKENDS - FRIDAY & SUNDAYS
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Ages 3-61, 48" or taller......$31.99 Per PersonFRIDAYS...6:00 PM - 12:00 AM**
SUNDAYS...4:00 PM - 9:00 PM** Except Sunday, Oct. 9 when Starlight begins at 5 p.m. Valid any one Friday or Sunday evening through Oct. 30, 2012. All sales final. No refunds. **Limited ride availability on Fridays. Hallow Weekends open on Saturday WITHOUT Discount.
Hallow Weekends Discount Linky 
HALLOW WEEKENDS INFORMATION
===========================
■ Sept. 16-Oct. 30 (Friday nights, Saturdays and Sundays)■ With outdoor scare zones and haunted houses to live entertainment and themed children's attractions, HalloWeekends, Cedar Point's annual fall festival of frights and fun, will haunt the peninsula for the 15th year. HalloWeekends combines the park's unmatched collection of rides and roller coasters with a broad assortment of Halloween attractions that have made it a Halloween tradition for many families. You know what else is SCARY? All of this is FREE WITH ADMISSION!■ Four haunted houses, five tremendously terrifying nighttime attractions, special entertainment and decorations, a parade and lots of daytime fun for kids  2012 PLATINUM SEASON PASS - ALL PARKS & FREE PARKING
====================================================
Your Cedar Fair Platinum Pass is valid for unlimited season-long admission* ■ Cedar Point & Soak City in Sandusky, OH
■ Kings Island & Boomerang Bay in Cincinnati, OH
■ Canada's Wonderland in Vaughan, ON
■ Dorney Park & Wildwater Kingdom in Allentown, PA
■ Worlds of Fun & Oceans of Fun in Kansas City, MO
■ Kings Dominion in Doswell, VA
■ Carowinds in Charlotte, NC
■ Knott's Berry Farm in Buena Park, CA
■ California's Great America in Santa Clara, CA
■ Geauga Lake's Wildwater Kingdom in Aurora, OH
■ Valleyfair in Shakopee, MN
■ Michigan's Adventure in Muskegon, MI
■ Soak City Water Parks in San Diego, Buena Park and Palm Springs, CA
■ Gilroy Gardens in Gilroy, CA* Additional MEMBER ONLY BONUSES include: Free Parking at all Parks, 1 Hour Ride Entry Before Park Opens to Public, 1 Hour Ride Entry after park closes (Select Dates), Family/Friend Ticket Discounts (Select Dates), Member Discounts on Games, Meals, Drinks, Hotel. 50% Off RipCord, Skyscraper, Challenge Golf, Challenge Racing, Northcoast Parasail. Children 2 & under are FREE. 2012 Platinum Passes are valid January 1, 2012 through December 31, 2012. Platinum Passes are not valid at any seasonal events at which an additional admission fee is charged.
$159.00 PER PERSON...2012 Cedar Fair Platinum Pass ADULTS - Height Over 4 Feet
$096.00 PER PERSON...2012 Cedar Fair Platinum Pass SENIORS - Age 62+
$096.00 PER PERSON...2012 Cedar Fair Platinum Pass JUNIORS - Height Under 4 Feet
$149.00 PER PERSON...2012 Cedar Fair Platinum Pass INSTANT RENEWAL
2012 Season Pass Questions - Click Here  
2012 CEDAR POINT ONLY SEASON PASS
=================================
The Cedar Point Season Pass is valid for unlimited season-long admission to Cedar Point only. It does not include parking, perks or admission to Soak City or other Cedar Fair parks across the U.S. and Canada. 2012 Cedar Point Season Passes are valid any public operating day for the duration of the 2012 season.
$099.99 PER PERSON...2012 Cedar Point Season Pass ADULTS - Height Over 4 Feet
$069.99 PER PERSON...2012 Cedar Point Season Pass SENIORS - Age 62+
$069.99 PER PERSON...2012 Cedar Point Season Pass JUNIORS - Height Under 4 Feet
$095.00 PER PERSON...2012 Cedar Point Season Pass INSTANT RENEWAL
2012 Season Pass Questions - Click Here   CEDAR POINT GROUP TICKETS INCENTIVES
====================================
These discounts apply to people with groups of 15+ And paid for their tickets at least 1-3 weeks in advance. 1 FREE CEDAR POINT TICKET FOR EVERY 15 TICKETS PURCHASED.
GROUP HOTEL ACCOMMODATIONS - Stay close to the action with the Cedar Point Resorts! Discounted packages are available. For more information, call 419.609.5669 or click "I'm interested in overnight accommodations" when you place your online ticket order and they'll contact you!
GROUP CATERED MEALS - Get your group together to dine and they'll help you plan the perfect meal. Our all-you-can-eat meals starting at just $11.65 per person, plus tax. Download our menu here - PDF FILE
GROUP MEAL VOUCHERS - Give your group the flexibility of eating what they want, when they want. Pay one low price and your group can choose one of our four delicious meals available at select locations. Minimum purchase of 15 meal vouchers per day. Meal vouchers are $9.75 per person ($10.38 tax included). Download our meal voucher information here.
GROUP DRINK WRISTBANDS - Quench your thirst with an all-you-can-drink wristband. Show your wristband at select locations and receive FREE Pepsi fountain beverages all day long (includes all carbonated and non-carbonated beverages dispensed from the fountain). Drink wristbands are available to groups only and must be purchased for the entire group. Quantity must be equal to or greater than the amount of tickets purchased. Not sold individually. All-You-Can-Drink Wristbands are $7.00 per person, plus tax. (Regular price for 1 Large Drink is $4.00+Tax.) 
CORPORATE GROUP TICKET DEALS - VALID 1 DATE ONLY
================================================
Size of Group......Price per person*, per ticket.......Percentage saved off gate price
--------------------------------------------------------------------------------------
15 - 149...........$33.00..............................30%
150 - 999..........$31.00..............................34%
1,000 - 4,999......$29.00..............................38%
5,000 - 9,999......$25.00..............................47% *For guests 48" & taller in shoes. Members of your group who are under 48" tall or age 62 & older are eligible for a Junior/Senior ticket for only $18.00 each. Children 2 & under are always FREE at Cedar Point & Soak City. You must pick a date to visit. This ticket option valid on date printed on ticket only. No Enchanges, No Refunds. Check other deals listed in this posting as they're may be cheaper ticket options available then this one. Group Meals available check links on this Fatwallet posting below.
CORPORATE DISCOUNT LINKY - SPECIFIC DATE CORPORATE GROUP CEDAR POINT TICKET DEALS - GOOD ANY 1 DATE
==========================================================
Under this program, Cedar Point offers you discounted tickets that can be used any ONE (1)date of the operating season. The members of your group do not have to visit the park on the same day. Minimum purchase 100 Tickets. Check other deals at top as they're may be cheaper ticket options available then this one. Group Meals available check links on this Fatwallet posting.
Regular Ticket...........$37.00......SAVE $12.99
Soak City Ticket.........$24.99......SAVE $7.00 **CLOSED**
Ride & Slide Ticket......$69.99......SAVE $7.00
Junior/Senior Ticket*....$18.00......SAVE $6.99CORPORATE GROUP TICKETS - GOOD ANY DAY 2012 SEASON - CLICK HERE  OTHER DISCOUNT OPTIONS
======================AAA (American Automobile Assoc).They offer discount tickets to their members, in their Travel Department, Also available online. Not available thru Cedar Point box office.
MILITARY DISCOUNT..............$36.99. Valid ID required. Discount applies to active, retired or honorably discharged military personnel and immediate family members. Discount must be purchased in person. Types of Military ID's include: Active Duty ID, Retired Personnel ID, VA Medical System Picture ID OR copy of DD-214 discharge papers (please do not bring the original) along with a photo ID (drivers license, etc) for confirmation.
SENIOR DISCOUNT................$22.00. Valid ID required, Age 62+
meijer STORES..................Coupons/Purchase Tickets at Customer Service Desk.
KROGER STORES..................Coupons/Purchase Tickets at Customer Service Desk. eBay AUCTIONS.................Several people will sell their unused tickets for a savings to you.
PARKS & RECREATION CENTERS....Several cities offer a discount whether or not your a resident of their city
PEPSI CANS....................Back of 12 Oz cans, Save $8.00 Off Regular Price.
NEAR-BY HOTELS................Hotels near Cedar Point want your business too, They will offer discount and even Free tickets based on the number of nights of stay.
SANDUSKY TOURISM BUREAU.......They usually offer a discount book for Cedar Point.
BURGER KING RESTRAUNTS........Located in NorthEast Ohio offer Cedar Point Ticket Coupons for $42.99 at counter inside restaurant.
CREDIT UNIONS.................Offer discounted tickets to its members.
CEDAR POINT GROUP SALES......Several options here, For every 15 people who are paid-in-advance, You can receive 1 (one) Free Cedar Point Ticket a savings of $46.99 Each Ticket. for more info go to: LINKY
CEDAR POINT RESORT DISCOUNTS..http://resorts.cedarpoint.com/public/packages.cfm
CEDAR POINT GETAWAY GUIDE.....C.P. Coupons for all ages, Tickets, Food, Games, Hotel, everything. register online 3 weeks to arrive or contact: 1-419-627-2350. Getaway Guide will come by U.S. Snail Mail.
http://www.cedarpoint.com/public/visit/brochures.cfm
REST AREA TRAVEL BUREAU.......Open during the day on select weekends offering discount tickets (OH,MI,KY)
GOOGLE.COM....................Type in "Cedar Point Amusement Discount Tickets" for great discounts.
CONTESTS / GIVEAWAYS..........Local Radio Stations give away Free tickets if you are picked, look under contests or giveaways thru Radio Station website/Google/Yahoo Search.
COUPONS BY MAIL/ONLINE........Cedar point advertises heavily thru Coupon companies both by mail and online.
COLLEGE DISCOUNTS.............Participating colleges offer discounts to their students and family members.  CEDAR POINT JOBS LINKS
======================
SUMMER JOBS (MAY-SEPT)
HALLOWEEKEND JOBS (AUG-OCT) - COMING SOON
YEAR-ROUND JOBS (JAN-DEC)LIVE AUDITIONS JOBS (MAY-OCT)
NON-PROFIT FUNDRAISER JOBS SEPT-OCT OTHER CEDAR POINT'S USEFUL LINKS
================================
CEDAR POINT LIVE WEBCAMS - ALL YEAR ROUNDCEDAR POINT'S MY PARK SMARTPHONE APPSEE PEOPLE RIDE THE TOP THRILL DRAGSTER AT CEDAR POINT LEARN ABOUT THE HISTORY OF CEDAR POINT INCLUDING THRILL RIDES & RETIRED RIDES - INFO COURTESY OF: Wikipedia.orgGUESTS WITH SPECIAL NEEDS/DISABILTIES - INFORMATIONCEDAR POINT FUN TIMES NEWSLETTER - FUNtimes members get special advance notice of special offers and occasionally offers are made exclusively to FUNtimes members! - FREEGUEST AMENTIES - Family Care Center, KidTrack, Parent Swap, Rentals, Lockers, Pet Chek  CEDAR POINT AMUSEMENT PARK
1 Cedar Point Drive
Sandusky, OH 44870
General Information (419) 627-2350
www.mapquest.com

I like BOA. In fact I use them for lots of Balance Transfers, but I recently had this experience with them and thought I would offer it up as a cautionary tale to BT neophytes and veterans alike:I had two Transfers on the same account. One due in March (~15,000 @ 1.99%) and one due in November (~5,000 @ 0.0%). Since I'm about to pay off my March balance, I decided to do a test in January to see how they would apply the payments. The new law as well as the terms of my agreement state that any payment in excess of the minimum will be applied to the balance with the highest interest rate first. I made a $5000 payment expecting to see the new balance of the higher rate be just above 10K (the minimum payment was about 250). Instead what I saw was new balance about $12,500. It looks like what they did was split the excess payment in half and applied it evenly to both balances. I called and resolved the issue, but when I asked how this could happen and sited the new law, he just said, they probably haven't updated the software yet to apply the payments correctly. I'm paranoid about that kind of stuff, so I anticipated that there would be a snag. I could see how someone could get caught paying tons of unneeded interest if they weren't careful or at the very least having to clean up a mess once the interest posted. Again, I like BOA and I am not sure if this was an honest mistake or if they are trying to catch people off guard, but in any event I thought I'd share and say, "Be Diligent!"

My husband and I plan to buy a house soon, probably in the $500-$600K range. I'm considering getting a real estate license to save on commission and allow me to view properties without making arrangements with another agent to show the houses. If I became an agent I would have to work with a broker, since I'm not yet eligible for a broker's license. I don't want to represent other people in buying/selling houses, but we might buy 5-10 houses for ourselves investments in the next few years. Right now, investments in rentals look pretty good in the area I'm considering. They should break even or be cash flow positive after taking into account reasonable vacancy and expenses. I'm not 100% sure I want to be a landlord, though.What is a typical percentage that a newbie agent shares with their broker?
Other than the initial coursework and licensing fees, what other expenses does an agent have?
Would a broker even allow someone to work with them who was not actively recruiting clients and buying or selling lots of houses?Right now, I can find an agent who will rebate 15% of the buyer's agent commission (so $2250 on a $500K house). I haven't found anyone who will rebate a higher percentage. I'm trying to figure out if it would be worth it for either scenario -- if I'm just buying a house for our family, or if I buy our house + a few houses for investments. Also, when you are investing in houses, do sellers view offers from agents differently from a normal buyer? Are they more likely to view it as an offer from an investor and be less willing to negotiate, for example?

Here is a great power supply by Cooler Master for those of you building a high end system. 850W, 80 Plus Gold, and fully modular at this price is pretty good. This model also has the world's first PSU integrated 7V fan port, an Auto Fanless mode under 200W loading, and a 5.25" drive bay fan controller for both the PSU and five system fans.

This is the cheapest price I have seen on this particular model which had only been out for a couple of months now.product link$30 rebate linkShipping is $4.99 but I am assuming many of us have free Shoprunner from the holidays so it will be free 2 day for many people.Amazon.com has it for ~$186 here

Many prescription plans offer you the choice between getting your prescription drugs order from a mail order pharmacy (90 day fill) versus a Retail Pharmacy (30 days or sometimes 90 days).On the surface, it appears to many people that "mailorder" is the way to go, many times it is, however, many times it is not!Many mail order pharmacies have a "minimum" $ amount assigned to fill any given prescription. For instance, if you take generic Synthroid or generics for Naproxen (high dose), etc a 90 day prescription might cost you $15-50 depending on your mail order company and insurance plan.However, many medications that are generic, may actually be lots cheaper using the "retail" route. Say a $5 co pay for 30 days (or $15 for 90, versus more than $15 on the mail order). Additionally, some retail phcy's acutally have deals on 90 day fills like WalMart and Target, sometimes as low as $8-12 for 90 days for a generic.On brand name medications: there are many drug company sponsored programs which may actually give you a $0 copay per 30 days if you use one of their savings coupons. If this program is ongoing, you can get 90 days of supply (3 seperate RX's at 30 day fills each month) for $0 co pay vs the $50-75 you might be paying via mail order. As mail order DOES NOT accept these coupons typically, you are definitely saving more via Retail.use this website, which is an amazing resource of drug company offers FOR BRAND NAME drugs (asthma, blood pressure, diabetes, kids meds, sleep aids, etc...every disease known to man!)www.internetdrugcoupons.com to search for possible offers on the drugs you are already taking. If the offer lowers your co-pay to $0-20 per month, it might be a better deal to go the retail route for these medications than mail order. Typically, you'll need to sign up and print out the savings coupon (sometimes you have to register the offer over the phone as well, so read the fine print carefully. Some states may be prohibited as are most gov't funded RX programs)The downside--yes, you have to "schlep" to the store every month to pick up your prescriptions, but if you're a deal hunter already, you're probably going to Rite Aid or CVS or Walgreens, etc at least once per month anyway. Also, at Rite Aid, you get 25 wellness points for EACH RX filled w/well ness card. So if you have just two medications per month filled there, you'd earn 600 wellness points in 12 months.
At CVS, you earn .50 ECB for each RX filled with your card. These earnings print out quarterly.

The deal even includes insurance in case of bad weather which is nice.
This is a smoking deal. I've been here and can vouch for the top shelf service and liquor!
Yes, top shelf liquor is included as well as some of the best food I've ever had.
The food is awesome and the grounds are stunning.
Worth the $ IMHO
TextThis is not for single people. It's for couples. No kids allowed. NOT a singles/swingers adult only resort. If you're looking to "meat" someone here, bring your wife/gf/bf/etc.

0 Posted By: FatWallette
Views: 367 Replies: 0



Groupon features a daily deal on the best stuff to do, see, eat, and buy in a variety of cities across the United States and has been recently featured on the Today Show, Good Morning America, and named the #1 Hottest Website for 2010 by Fox Business News!How It Works:1.Each day we feature something cool to do at an unbeatable price.2.You only get it if enough people join that day so invite your friends!3.Check back the next day for another awesome Groupon! 2.0% - 3.0% Cash Back Available Special Offers from Groupon:

One For The Money Movie Tickets for $6 (up to $15 value each) Limit 1 per person. Valid as long as movie is in theaters. Valid only for option purchased. One-ticket option valid only for 1 adult admission (up to $15 value); Two-ticket option valid only for 2 adult admissions (up to $30 value)






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Im not one of those spiritual people at all but this is FREE today only (normally 9.99) so I got it and I have already picked up at least 4 to 5 ideas on how to make my life better. At least my mind will feel better.Eight 5-star reviews, very current, easy to read. - Create a deeper understanding of what you want
- Manage stress
- Have a life/work balance
- Relax and find joyTo me this is a risk-free dive into emotional and spiritual growth. For $0.00 its worth a download.LINK TO FREE ZEN PATH EBOOK

I bought these a couple of times and it has worked for me so thought i'd share this. I got them for a little bit more when they were on sale. Just got this coupon by email:1) Go to [url]http://www.dentalogica.com/products/fierce-white-3-day-whitening...[/url]
2) Add the whitening kit to your cart and use coupon "Smile85"
3) the Numbers = $99 - 85% coupon = $14.85
4) shipping is free and a free lip balmCoupon is good for anything -- if you want to try the other stuff. I've tried the travel retouch and liked those. I gave the lip balm to my gf bc she liked the flavor (I use unscented unflavored when I need it). Can't comment on the others.Based on the reviews I've read online, people really love it or hate it. I like Dentalogica because it doesnt irritate the hell out of my teeth like all the other strips (like white strips and the expensive gosmile). I stopped trying to whiten for a while because of thatGoogle Shopping has it ranging from $62-90
[url]https://www.google.com/search?q=dentalogica&tbm=shop&hl=en&aq=f[/url]

Hope this is the correct forum to post. Please move if not.
This post is a heads-up for those who have received (or will receive) The National Household Education Survey through the mail.Do Not Throw Out Before Opening...There is a brand new crisp $5.00 bill included in the survey envelope.survey info:The Department of Education wants to understand the condition of education in the United States. This survey is the only way that the Department of Education can learn about schooling and child care arrangements from your perspective.How was your household chosen? Your address was randomly selected from among all of the home addresses in the nation. It was selected using scientific sampling methods to represent other households in the U.S. The sample is designed so that interviews with only a few thousand people will accurately describe the educational experiences of almost all Americans. Some households will be selected to receive a second survey that asks more specific questions about the educational experience of children in the house.Can I complete the survey on the web?No web option is available for this survey. Please complete the form that was mailed to your address. If you have misplaced your form, call the U.S. Census Bureau toll-free at 1-888-840-8353 to request a replacement survey.More information can be found at nces.ed.gov/nhes.

The 1099-K a new form created by the IRS for people who sell on Amazon or eBay and amass $20,000 in sales. (More specifics in link)
It's linked to Amazon Payments and Paypal specifically. but I suspect Square and others will participate.http://cashmoneylife.com/1099-k-form-reporting-requirements/Edit : Must be 20k AND 200+ transactions. So if you sell 1 thing for 20k don't expect a 1099-k

Is there any tax advantage or any other advantages if you do a lot of trading (stocks and options) individually vs doing it as a company (LLC)? It will still be a one person company and it won't be using other people's money..just my own.When you open an account at a broker they ask you whether its individual, joint or corporate and I was wondering if there was an advantage to just registering a LLC and then trading on the company account?

Hey Everyone, We're helping our local golf partner giveaway free tee times. We're basically giving away one a day. When the deal goes live, if you are the first to claim it, it's yours (There's a countdown to help you know when its going live for the day) It's good for up to 4 people to play together.IMPORTANT: Right now it's limited to Deep Cliff Golf Course in the San Francisco Bay area. So if you're not nearby please don't claim it and prevent others from doing so.Get the deal here: http://cadee.co/courses/profile/7072Cheers!
Stephen

1 Posted By: FatWallette
Views: 429 Replies: 0



Loehmann's gives you the edge on designer fashion with prices 30% to 65% off department stores everyday. It's the store for people who love to save on straight-from-the-runway fashion from today's leading designers. With 40 stores in eleven states, plus our online store, we offer the most exciting discount shopping experience, tailor made for fashion aficionados. Womens sportswear, shoes, handbags, accessories and mens, too. 5.0% Cash Back Available

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For you tinkers and electronics hobbyists out there:iTeadstudio has 10x 5cm by 5cm for $8.19 (standard registered mail shipping is $4), bringing your final total to $12.81 for TEN professional quality PCBs.
Starting price is $9.90 but apply coupon code 5444b85392 to your cart upon checkout to get 11% off to bring the price down to $8.81.LinkMain Features:
Green Masking
100% e-test (this is big because most places only do 50% e-test and charge you more for 100%)
2-layer
Not ROHS-complaint (that costs an extra $5) (not important for most people when just making prototypes, important later for final products).
Ships from China so standard shipping can take a while.Keep in mind these are fully professional circuit boards with solder mask, silk screening etc.Note: The above coupon code seems to work on anything in their store.

Grabbed this unique drawer during the holidays for 60$ on Amazon.
they went fast and couldnt find it since.Im kind of a Keurig addict like some people are with wine so to me this was a deal.
Amazon now has it listed for 39.98 bought one more for my office since I'm not sure how many the vendor actually has listed.its unique and one of a kind, not sure how much its worth but I couldn't find it in any retail store. Its actually a well made product so I paid a little extra for the nice design.
Glass Keurig Drawer

Let me preface this by saying I think undergraduate college is a huge bubble in this country, and I think students and parents are getting scammed for huge sums of money. Here is my personal story and why I am posting right now. I am going to be very specific about schools and costs.
My relative has a full ride to University of Connecticut, certainly a good school, but obviously not IVY. She is clearly very smart, full rides are rare. My feeling is that anyone who graduates from a school like UConn, and distinguishes themselves with good grades and impressive activates, can compete with anyone for any job coming from a very good private school. Now here is the rub.My relative decided to go to Boston University, a good private but very expensive school. In my mind, networking opportunities aside, I dont see BU as that different of a school than UConn. The difference is cost, however, is roughly $130,000. To make matters worse she is studying to become a teacher.
I think her parents gave her very bad advice, and I am sure this same scenario is being played out all over the country. She is not getting value for her $130,000. Moreover, this debt will saddle her for a good part of her entire life. She is paying for the experience of Boston, and she is too young to realize how high a price she is paying. At $60,000 a year, I think a fair estimate of what she can expect to average over a 10 year teaching span, that debt and interest can easily represent 40% of her entire take home pay. College costs are crazy, and way too many people are going to college. I think the old liberal arts degree is going to be a thing of the past. I went to the University of Michigan, obviously a great school, but again not IVY. If I wanted to send my kids there from out of state it would cost me over $200,000! They can literally go FCK themselves! God help you if you are middle to upper middle class and want to send your kids to school, be prepared for them to want all your lives savings.
On a side note, since Obama has taken office the amount of school debt, a debt that can never be discharged and will follow you to the grave, had doubled! We are saddling our kids with debt at their most vulnerable point in life. Be prepared to live with your grown up kids well into their 30s if not longer.

Updated - Jan. 22, 2012http://www.cflticketxchange.com/Here is the story:I am going to Orlando from Los Angeles on a vacation with my dad. Long story short, we want to go to DisneyWorld and Universal Studios IoA. I came across this site on craigslist and they sell tickets about 40% off retail which is the average CL seller (except this is a "company" and not a person). They say its not a time share or ticket broker, but they just buy tickets in bulk and can sell it for cheap.Part that worries me:
To buy tickets, you must call them and buy tickets over the phone (no online ordering) and they ONLY accept greendot card which is a prepaid giftcard basically that you buy from your local WalMart/Walgreens etc... Once you pay for it giving your prepaid card number, they email you a confirmation with your tickets that you pick up at will call at the park. So my question is, is this site legit or should I stay away? I tried researching the site for fraud sales or happy customers but I came up empty handed. Is it worth the risk to try it out if I find no feedback? I would be saving about $400 which is a lot for this trip. I don't really trust meeting with people because on CL, there are a lot of fraud reports from other users. Anyone have any suggestions?
EDIT: UPDATE 1-22-12Ok, I am not back in Los Angeles from an amazing trip. This is how I saved money at the parks just in case you wanted the best price tickets....
Pirate Dinner Show
This one I thought I got a bargain by getting $15 off each adult ticket and getting BOGO free drink coupons by going to my hotels ticket booth and sweet talking my way into getting a lower price. I then found UCT had it for $20 off face value but no drink coupons so I call it a wash there. Show was alright, more for children IMO because they grab kids from the audience to help with a lot of the show and go on stage. No amazing stunts or acrobats or even choreography that was good. Food that was included was so so. You don't get to chose, they give you salad/soup, rice chicken and pork. We got to take pictures with the cast though afterwards which was fun.WonderWorks Museum
We got these tickets also from my hotel which was $22 per person plus 10 free tokens plus 1 free glow in the dark maze coupon which saved us about $10 each. Retail is $25 just for entry and about $7 for the maze. This place is a must see for all ages. They have many hands on activities to do and see. Really fun time, and bring a camera here! I couldn't find any better deals but was told AAA office might have it for $15 but we didn't want to drive all the way there on a gamble.Disney World
I bought these tickets by driving to the Kissimmee Florida Hospital and going to their gift shop at 9:30am (they open at 9am). I was told that they receive Disney World 1 day base tickets once in a while and gift them out if you make a $70 donation or greater but they sell FAST. I called at 9am and they said they got a batch in but won't last until 10am so we drove their and arrived by 9:30am. We donated $300 and got 4 tickets. No tax or anything here, could've done it for $280 if I wanted. They give you hard tickets here that state on the tickets they are from the hospital and good for 1 day (NO UPGRADES ALLOWED AT PARK). But we didn't want park hoppers anyways...
Universal
The cheapest way I found these tickets were by going to guest relations and letting them know my dad has trouble walking (he is 65 and had some surgeries) and they gave us a 15% discount on the tickets we bought. They stated that they do this for any handicapped or disability person or group (no proof was required but I don't know if we just got a nice girl or not). 15% off was cheaper than any broker I saw online including undercovertourist (UCT). Now, I am not saying go lie to them and make something up, but if you legitimately have someone with any type of disability, then they should honor it up to 6 people in the group. Inside the park, AAA card came in handy and got us 10% off everything we bought. My mini review coming from Disneyland/Universal in CA... (skip this if you care only about prices and savings)
First, just a little about me so you know where I am coming from. I am a 25 year old male who enjoys rides as well as shows and loves theme park hopping. I will try to be as unbiased as possible. I do enjoy extreme coasters (like Magic and Knotts) as well as detailed, theme rides (Disney or universal). I go to Disneyland about 3-4 times a year, Universal about 3-4 times a year in CA.Animal Kingdom - Much like the LA zoo, its a giant zoo with a few rides. If you are a ride enthusiast, skip this park. The 3 decent rides they had were Everest, Dinosaur and a safari ride.
Everest is EXACTLY like "The Mummy" ride at universal studios, except duller. A very short roller coaster ride that you go forwards on, then backwards for a few drops. This is suppose to be their "big" main ride. Or you can compare it to Matterhorn in Disney, but 1/8th of the track time and a short backwards part. Has the same Yeti snow mountain theme.
Dinosaur was a bit better for me. This is basically Indiana Jones except with a dinosaur theme and shorter as well (all the rides are sooo short!!). You sit in a jeep like Indy and go trying to find a dinosaur while the jeep is taking you on bumps and sharp turns. No spears get thrown at you though and no steep drops under a boulder.
Safari ride is an enjoyable family ride that takes you out on the back side of the park through their little "Africa" while the tour guide points out animals and facts. This is very similar to the tram ride at universal except instead of Hollywood sets, you are looking at animals. My tour guide sucked unfortunately and was driving fast so pictures were hard (we caught up to the tram in front of us while no tram was behind us). And he was not delivering his lines well (which is understandable, its a hit or miss at any park).
I did go on ALL the rides, but I am not gonna waste my time riding about the others.
The shows, on the other hand, were AMAZING. 2 big shows, Finding Nemo the musical and Lion King were both great! The only thing in CA that I can compare these to would be the Aladdin show in California Adventure. Finding Nemo I enjoyed much more, I would have actually PAID to see this, about $40 I would say. Its a full set, full production show about 40 minutes long. I have never seen the movie, but this show was still amazing. Its people holding full size props while singing and controlling them. After a while, you don't even notice the people, but focused on the props! Lion King was also great and funny. They sing all the traditional songs from the movie (which I loved when I was a kid) so it really brought back memories. Lion King is performed in the center of the room so you sit in a circle around it, no bad seat in the house.Animal Kingdom, although was disappointed in the rides, made up with it in the shows.Epcot
I won't go into detail on the rides here because most overlap with Diseyland/CA (soarin, test track, american adventure, captain EO). I skipped all those because I assume they were the same. The new rides were also great and wish they brought some to the west coast. Spaceship Earth and Mission space were both really fun and unique rides. This park is a solid B+ overall. They have a good variety of rides and great photo moments and food from all parts of the world as well as buildings in the little "countries" they created. What I enjoyed most and also found most interesting is the workers! They actually fly over people from their native countries and pay them to live and work there for a year! I had a chat with one of the girls who they brought from Morocco and she said they flew her out to just talk and be there. Each country has workers to make it more real. All the food was great too! I recommend you eat as little as possible to try all the variety of foods they offer from the different parts of the world. The only thing this park lacked was shows which I can't blame them. They fit so much into an already big park which is tough to do in one day.
Universal - Islands of AdventureBy far, the BEST theme park I have EVER been to. I wish they had IoA in CA. Each ride there is so unique and unlike anything else. I don't want to write to much because this isn't my blog and none of you probably care, but the 2 best rides I have ever been on are Spider-Man and Harry Potters Hogwarts castle. I would like to meet the geniuses who designed these rides.
Spiderman is a 3D moving ride that includes not only a 3D movie, but real props as your car moves through the track. I thought it was going to be like Simpsons the ride (stationary 3D ride that just moves the car on a fixed spot). But no, this ride takes you through an entire rollercoaster style ride while involving fire, water, smoke and taking you through an adventure.I thought it couldn't get any better but then I sat on Harry Potter! Oh boy, this is similar to Spiderman but version 2.0! Although no 3D, it takes you flying through the air also involving movie screens in spots as though you are flying in the air while playing quidditch, and then taking you through real props as you fly away from demontors, dragons, the whompping willow! I can not describe the thrill these rides brought when I thought the best thrills I got were from my previous favorite rides (Riddlers Revenge and Goliath at Magic Mountain). But these rides, although not intense roller coasters, brought more joy and more thrill in me than any other ride. I can ride these multiple times (in fact, I did ride each twice). The Hulk was their intense roller coaster, and although not as big or scary as Magic Mountains, did provide that feeling of fear when it shoots you at the start going upwards (which is similar to Superman at MM). Also got to give a shout out to the other rides, Ripsaw Falls (this puts splash mountain to shame!) and Pop Eye and Blutos water ride (this also puts roaring rapids and bigfoot waters to shame!) The rides at universal were just other rides I've been on but on steriods! BRING SPARE CLOTHES OR A PANCHO IF YOU GO ON THE POP EYE RIDE AND TAKE YOUR SHOES AND SOCKS OFF!!!! You will get drenched no matter where you sit.
Anyways, had a blast!

I know most people on FWF avoid Mortgage Insurance, but this may be useful for someone you know ...If you had an FHA-insured mortgage, you may be eligible for a refund from HUD/FHA.Also more Unclaimed Property

1. This deal is at BED BATH AND BEYOND B&M. appears to be nationally, stock availability from store to store WILL vary but prices s/b the same. (see photos attached)2. This deal requires the 20% off one item coupon that are snail mailed to people (or the $5/15 coupon some get also). Most stores allow one 20% off coupon per item (and most take expired) YMMV on store to store policies.3. BBB is clearing out all the Autumn/Holiday themed KCups. These include (but not a full list)18ct Apple Cider, select Hot Cocoa, Gingerbread Coffee, Holiday Roasts/Pumpkin Spice (most green mountain brand, other brands too) at $7.99 (less 20% ac is $6.39 or .355 per)48 ct HOLIDAY VARIETY PACKS are $19.99 less 20% ($15.99 or .333 per kcup)
4. Keep in mind, expirations on these MAY BE SHORT (March or April 2012)

And the hatchet falls again...People of FT report getting tax bills for checking/savings opening bonuses for AA miles valued at ridiculous 2.5 cents per mile.Information in taxes for TYPs is less conclusive so far.As usual no taxes for CC or ongoing banking TYPs.Stay away! Only take cash bonuses! I'm really surprised people get suckered in again and again, I think this is third year in a row.

I am curious, driving daily I see a lot of rear bumpers and very often you can spot a small sticker advertising a dealership where that car evidently was purchased. How do dealerships get away with it? Do they give a discount for advertisement?
Do people simply not care?
Will a dealership remove the sticker per your request?Thanks.

I'm surprised this hasn't been posted yet....There are two toy coupons at http://hasbro.promo.eprize.com/deals/coupon.html; $5 off Hungry Hungry Hippos Game and $8 off Kre-O Transformers Optimus Prime Construction Set. (They should be on the first page).The regular price for the Hungry Hungry Hippos is $4.99 and the price for the Kre-O Transformers is $7.99. IE. they are both free after coupons. (The HHH is the travel edition I believe.)
You can find them at Target or WalMart, if any are left in the store by now.
To get your coupons (2 copies of each), go to the link above. You will have to give them "an" email to register and sign in before printing.
Yes, they are manufacturer coupons printed through Bricks. No, we cannot send you a PDF just because you are lazy or paranoid. (If you've never used it before, yes, it's safe.)
Note- some people have reported having some trouble using these because of cashiers/managers being skeptical (which frankly they should be)...you can try explaining that you printed them directly through the manufacturer's website and that the coupons are unique....also, try printing in good enough quality that they are easily readible
*picture borrowed from gizoogle

http://www.eversave.com/boston/staples-and-canvas-people$32 for both a 16 x 20-inch custom photo canvas and a $10 Staples gift card

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Staples Gift Card does not expire; promotional value of Canvas People code expires on 7/31/2012

I know Fatwallet generally focuses on "higher end" types of travel. However I found an extremely odd result when "Playing" on Greyhound.com that I feel obligated to share.At some point I may need to fly into Jacksonville airport to vist my Father in Nowhere, Fl (Palatka, FL). Greyhound is rarely/never cheap enough IMO to make it worth the hassle. For comparative purposes I thought I'd see what it would cost to get from Jacksonville to Palatka, Fl. The results were as follows:
Advanced Purchase: $20.25
Web Only: $20.25
Standard Fare: $2.00
Refundable $27.50Am I missing something here? It's only $2 for nearly a two hour trip (A little less if you drove yourself of course). I get the $2.00 fare whether I'm reserving for the very next day or a month away. I tried Jacksonville to Daytona as a test, and received a typical fare. Any Ideas?Is this typical for Greyhound? Is this an error? Perhaps Nowhere, FL wants people to come there? Any other search I perform: the "Standard Rate" is the highest. Making my guess: "Pricing error".Update: I added possible 5% CashBack by paying at 7-Eleven. It's possible 7-Eleven might be strict about the "Cash Payment" rule. But I have a feeling that it is worth a shot.

I know Fatwallet generally focuses on "higher end" types of travel. However I found an extremely odd result when "Playing" on Greyhound.com that I feel obligated to share.At some point I may need to fly into Jacksonville airport to vist my Father in Nowhere, Fl (Palatka, FL). Greyhound is rarely/never cheap enough IMO to make it worth the hassle. For comparative purposes I thought I'd see what it would cost to get from Jacksonville to Palatka, Fl. The results were as follows:
Advanced Purchase: $20.25
Web Only: $20.25
Standard Fare: $2.00
Refundable $27.50Am I missing something here? It's only $2 for nearly a two hour trip (A little less if you drove yourself of course). I get the $2.00 fare whether I'm reserving for the very next day or a month away. I tried Jacksonville to Daytona as a test, and received a typical fare. Any Ideas?Is this typical for Greyhound? Is this an error? Perhaps Nowhere, FL wants people to come there? Any other search I perform: the "Standard Rate" is the highest. Making my guess: "Pricing error".

First post so please be gentle. Just wanted to let people know I just ordered this TV from Newegg -- Free Shipping!!!

While looking for alternatives to the Insignia 37" $350 deal posted by Farside here, I noticed that BBY just started selling a weird 39" size with similar specs. Looks like only 2 HDMI and some other light de-contenting, but for $350 for basically a 40" TV, looks like a nice deal. Same price as the 37" model on sale.I have no idea why they wanted to offer a 39" size, but have a couple theories:1. A 39" will show up in a generic retail website search for TVs 30"-39", where a 40" would roll up into the next bracket. Easy up-sell for people searching for smaller TVs.
2. A 39" will just barely fit inside an old-school entertainment center (which I have), while not a single 40" will. This is a nice alternative to the excellent Insignia 37" for the exact same price.Insignia 39"

link1. like our page
2.share this link on your wall
3. comment on this post that you shared. That's it! We will send you this mug, absolutely free!
*limited to first 20 people who share .
Offer ends 1/23/12.

This week, Regal gave us a new way to access coupons, opening up some deals to people without browser-enabled phones, too:If you sign up for a Regal eNewsletter, theyll send you a weekly coupon. https://www.regmovies.com/regflix/sub.aspxFor a limited time, you can download & print this weeks coupon: $2 buys a Zap Pack at participating Regal Cinemas; expires January 31, 2012. http://community.regmovies.com/email2012/?wssac=58&wssaffid=1187...On Regals Facebook page, youll see a Regal Weekly Coupons tab. When you click on it, itll show you the current weeks deal (through January 22, 2012, you can get a $2 off a hot dog). If you want the coupon, enter your cellphone number, and theyll text you a link to the coupon. You will need both a browser-enabled mobile phone + Facebook to get the deal. And theres no way to skip that; no printed version will be accepted.https://www.facebook.com/RegalEntertainmentGroup?sk=app_25529432...

The purpose of this discussion thread is to gather info from past foreclosure auction buyers. I have read some reports that shill bidders from the auction company will be present to drive up the prices, and thus increase their commissions. Is this true? Is it legal? Im hoping that people who bought foreclosed or trustee sale homes can share their experience and advice. If they were engaged in shill bidding, it's unlikely they would admit to it.Common sense would seem to dictate that if the realized selling prices were low, the auction company would want to publicize it. If final prices are high, they would not want to publicize it. There was a recent chat, where the AUCTION.COM agent indicated flimsy excuses for not reporting final selling prices for their auctioned properties. She claimed AUCTION.COM was not permitted to report sold prices, at the same time admitting the prices paid were public record.Please wait while we find an agent to assist you...
You have been connected to Vicky.
Vicky: Welcome to our Live Chat service.AUCTION HOME BUYER: where can i find a list of properties you recently sold with the final selling prices?Vicky: The recording of a deed is a matter of public record as well as transfer taxes paid on the total purchase price. We are not permitted to provide such information at the request of our clients. Once the property closes, in about 45 days, you can obtain the information directly from the county recorder's office, multiple listing service, or zillow.com.AUCTION HOME BUYER: do your representatives perform shill bidding?Vicky: we do not have shill biddingAUCTION HOME BUYER: if its a matter of public record, then why would your clients not permit reporting the final auction price? that makes no sense
AUCTION HOME BUYER: its public info, as you stated, not privateVicky: it takes 30-45 days for public records by that time we have move on to other auction events
Vicky: but since the information is public records at that time, you are more then welcome to check with them directlyAUCTION HOME BUYER: id like to comment that the fact that you dont report the final auction prices makes auction.com seem shady. if auction.com is the one collecting the winning bids, obviously it would be simple for them to report final sales. that they choose to hide it is a big red flag. anyway, thanks for your timeVicky: as stated above we do not administrate sale price information for the sellers

For expensive area, bad news, family meal increase from $19.99 to $21.99:
but note that the $19..99 family meal coupon here did not exclude CA and TX, so maybe your local sweet tomatoes will do you a favor for accepting the $19.99 coupon?
link
$7.29 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$21.99 family meal
$21.99 family meal with $0.99 additional kids
buy 2 lunch get 4 people at $5 each MON-WEDThanks to MISTERCHEAP's contribution, for people live near Orlando area:
link
$6.99 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
$19.99 family meal with $1.49 bag of cookie.
buy 2 lunch get 4 people at $5 each MON-WED
Senior dinner $6.99 dinner 5-6pm weekday
2 for $12 Mon-Wed lunch, no beverages required.
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX LocationsFor people do not live in LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX
link
$6.99 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
buy 2 lunch get 4 people at $5 each MON-WED
Senior dinner $6.99 dinner 5-6pm weekday
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX Locations

The white and pink tablets are going for 167.20 with code EMPLOYEEPRICE0119. Stumbled on this when I was checking out the deal on another thread. Made a new thread so people can take advantage of the deal.White
http://shop.lenovo.com/SEUILibrary/controller/e/web/LenovoPortal...Pink
http://shop.lenovo.com/SEUILibrary/controller/e/web/LenovoPortal...Came out to 188.27 after tax.Visit Fatwallet.com for more Lenovo coupons and cash back shopping!

Do you often feel the need to have the first thing people see when they look at you be your bright watch band? Perhaps you get sick of always having to look at the same wrist to see what time it is. Now you can have a second watch on the other wrist for when you need it. Behold, today's must buy Groupon: http://www.groupon.com/deals/slap-gear-minneapolisNote: Limited Quantity Available. Buy now.

I am a long-time fatwallet finance forum fan. I signed up under a new name to ask some personal questions.My fiance and I initially planned to get married. He is a resident of a state that has no state tax and I live in a state where state tax is high (highest bracket 11%). Both are community property states. After talking to his CPA, we realized that if we get married, half of his income will be subject to the 11% state tax. This means his income will be reduced 5.5%. This usually is not a problem. However, his income is expected to increase significantly in the next 5 years so this can add to a big number. Being a true fatwallet girl, I agreed to not marry right away to save on tax. I read through the "Divorce for Fun and Profit" thread and picked some good ideas. Assuming that we are very secure with our relationship, I am listing the pros and cons of staying single:Pros--
1. We save 5.5% of his income for state tax
2. We each have a child from previous relationships and do not plan to have more children. If we stay unmarried, we both can claim head of household.
3. I earn considerably less and can claim child credit
4. I can fund Roth IRA and he can fund traditional IRA.
5. Our credit reports stay separated. We can churn AARP card by paying each other without raising suspicion as a couple.Cons--
1. Social Security. I've worked 10 years and plan to continue working. So this shouldn't affect too much.
2. Health Insurance. We each have our own health insurance from work
3. My work offers an excellent pension plan. If I die, he cannot enjoy the survivor benefit.
4. Estate Tax. If one of us dies, the estate tax can be big? Can this be avoided with a properly set up will and trust?
5. I am not protected by law financially should we break up down the road. For now, I feel secure enough but I am not sure how I will feel a couple of years later.
6. Emotional comfort a marriage provides.He's been generous and supportive to me all our relationship. Since he gives money to me anyways, I am thinking of ways to shift his income to me since I am at a lower tax bracket (slightly lower since I do pay state tax at 6%). He has some rental properties out of my state. One way to do it is for him to put the rental company under a company and hire me as an employee to manage the rental properties. He doesn't have to pay tax for my salary and I will pay tax on it at a lower rate. We do plan to get married eventually so we are eagerly looking for tax sheltering ideas. I know income from rental properties acquired prior to marriage is not subject to state income tax. He owns his own business so there is some flexibility in the way he is paid. I would greatly appreciate if people can bounce ideas on this. Thank you!

I tried to post a question that's close to this one in another forum. Unfortunately people that are replying to it I don't think have the same knowledge as those that read this forum. So I'm going to try to ask the question here.If a person works all his life, or his parents WORK all their life and leave their kid some money, isn't that "ordinary income" that will be taxed at the "income" tax rate during the "working" years?From there the person would have two choices. Spend their money, or save and invest it.Now if they decided to save and invest it, they would pay "capital gains" tax on it, right? And that rate is around 15%.So if this person who invested became a multi-millionaire and most of his/her annual income now came from his/her investments, then they would be paying 15%.So why does everyone get so upset about this? They feel that the multi-millionaire shouldn't pay only 15% capital gains tax and that it isn't fair.Why is that?????Also for the person that spends their paycheck they only pay state sales tax on what they purchase (6% in my state). Yet the guy that invests pays 15% on gains. So the "investor" is still paying more than the spender.Am I thinking of this right, or am I missing something?Thanks everyone!

-1 Posted By: FatWallette
Views: 375 Replies: 0



Logitech seamlessly connects people to the digital world and keeps them engaged and immersed with products that work like second-nature. Logitechs key categories of personal peripheral products include: mice, keyboards, webcams, video security systems, home + PC speakers, iPod/mp3 accessories, network music players, universal remotes and gaming accessories. Visit Logitech.com for site-exclusive promotions and products. 3.0% Cash Back Available

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0 Posted By: FatWallette
Views: 397 Replies: 0



Logitech seamlessly connects people to the digital world and keeps them engaged and immersed with products that work like second-nature. Logitechs key categories of personal peripheral products include: mice, keyboards, webcams, video security systems, home + PC speakers, iPod/mp3 accessories, network music players, universal remotes and gaming accessories. Visit Logitech.com for site-exclusive promotions and products. 3.0% Cash Back Available

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Found this in a Newegg 48-hour specialCorsair Nova 60GBPrice starts at $65.99 and then a $10 mail in rebate.
Rebate LinkSpeed is 270MB/sec read, 240MB/sec write.
Corsair Nova 2 series, model # CSSD-V60GB2This model includes RAID support. so one could buy a pair and using RAID get performance simular to the latest/faster drives but for a few dollars less.The closest I could find describing what chipset it used is a form posting saying it was a "Phison" but I wouldn't call it an authoritative source. The reviews on Newegg are very mixed, so YMMV with this drive. The early reviews felt it was great and then later the reviews become more negative.
Not clear if it is quality control issues or user error after the more tech savvy early adopters used it, leaving the people who need extra assistance to leave reviews.
Still, if someone has a super tight budget this could be a good deal.

So after spending some time in the archives I wasn't able to find a solid thread dedicated to a FW Honeymoon. I've been looking for tips online on how to save the most money on the honeymoon and have found some valuable suggestions already, but I figured that I may ask some of the most savvy people on the earth and hope for positive feedback! My Honeymoon1. No pics.2. Projected to be mid-August.3. I'll be paying for it, neither families can help with this.. Trying to keep the budget under $3000, but have 100k Southwest RR's and 140k Delta Skypesos I'd be thrilled to use.4. We both are fairly naive when it comes to traveling to luxurious beach locations.5. Looking for a resort-like location, doesn't need to have included meals since I think that'd inflate the price.6. Again, no pics.7. Packages seem like the worst possible route to go so far by comparing prices.8. I don't know quite what she wants in a honeymoon, but everytime we've talked it seems like just a beach get-away would suffice. Some time for "romance," this could include a few fun activities, as in, places to go or things to see, but nothing like rock climbing or mountain biking. (we get enough of that in Colorado..)9. Military Discounts?---I am not looking for you to do my homework for me, I'm simply looking for suggestions and tips. To me there are 1000 places I could choose from and I really have no clue where to start.Thanks in advance!

For those who missed last weeks deal, or had your ordered cancelled, here's another chance.

Visit Quill.comFirst, if you don't have a BUSINESS account, create one.
TIP: Make sure you use a DIFFERENT business name when registering, as opposed to your first and last name. According to their policy, in-home businesses do not count for business accounts, but I had no problem using my home address for billing and shipping.Search for 24 count packages of K-Cups.Add 6 you your basket (77.94)During check-out, use codes SVP (25 off 75) and UGW (15 manufacturer rebate).
SVP code states "For intended recipients only", so YMMV for this code, and creating a "valid" business account.
I ordered some last week and used the code UGW, which is supposed to be a one-time use code. I'll update this post as soon as I get an order confirmation or cancellation.Good Luck!Attached is my order summary showing discounted prices and the $15 discount.Update
People are saying that the site is only accepting one of these two codes, now.I received my order confirmation about an hour ago, and the UGW code had been removed. I'm not going to call and cancel the order as it's still an OK price at 0.37/cup. Not a great price, but still not bad.

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One voucher per visit Enter your voucher code during checkout at legalzoom.com to receive 15% off any service
TroopSwap bucks cannot be earned by sharing this deal.

Get a FREE Suave Professionals Keratin Infusion Sample - Next Week for the first 50,000 people! As soon as Suave posts the details we will update this post. We will also post a reminder for this. **You can also Follow Us on Facebook to never miss a Freebie.http://www.facebook.com/SuaveBeauty?sk=app_300858586615866

Xbox kinect Dance Central 2 available at Amazon and Bestbuy for 30 bucks.
Most people save on taxes with Amazon but you get instant gratification with Bestbuy in-store pickup for a couple bucks more.

Panda Express - Single Serving "Firecracker Chicken Breast" FREE w/ Coupon (NO PURCHASE NESSECARY). on January 23rd (Chinese New Year)
https://www.pandaexpresssocialmedia.com/2012cny/CNY2012.pdf?wall
Saw this on the Panda Express FB page and figure i give a heads up. Also for the people that don't like facebook, but i was able to get the direct link to the coupon page so you dont need FB to get it :]January 23rd (next Monday) is Chinese new year and Panda Express is giving free fooooodd :]
ShiosX / op

I had this on my wish list when the price was lowered from 9.99 to 3.99. I just checked today and its $0.00. No risk, all I had to lose was some pounds. eBook looks good to me... "Even in times as tough as these, you can still shape up like a celebrity, and you can do it without having to earn a celebrity paycheck. With over twenty years of experience in the field of fitness, Cornel Chin has used his unique training methods to train the likes of Leonardo DiCaprio, Colin Firth, Audrey Tautou, and Tilda Swinton. Now, with this book, he unlocks the keys to low-cost or no-cost exercise solutions.As a gym member, youll spend an average of 3% of your annual salary on the cost of your yearly membership. For many people, this is a high cost that can no longer be afforded or justified. With this book, you can still achieve that drop dead gorgeous celebrity body youve always admired and desired without having to break the bank. "Cornel gave me the lean look I needed. His training methods are second to none. --Leonardo DiCaprioI was no great fan of exercise until I met Cornel. He has given me a way of working out that is enjoyable, sustainable and effective. I'm enormously grateful to him for converting me. --Colin FirthHere is the link: http://www.amazon.com/Cost-Fitness-Routines-Celebrity-ebook/dp/B...

Pretty good deal for this SATA III at $1/gb. Corsair Force 3 SSD.$150 - $30 prepaid visa rebate = $120. You can probably get about $2 back via FatCash, and some people received a 10% off Newegg coupon recently (I didn't).link for SSD

I've had health issues for over the past two years that have limited my ability to go to college and work. Without getting into the boring details, I am not going to be able to go back to work or attend college for many months. I know that alot of people make fun of University of Phoenix, but I am sick and tired or just waiting around and hoping for things to change and get better. I would definitely be able to complete online courses at my convenience. That being said, does anyone have any experience with the University of Phoenix or any other online college? I'm interested in Accounting and would like to get an Associate's or a Bachelor's in Accounting. Financial aid or any other tips to knock down the cost would be nice too.Thanks for your help.

just got back from my local Shaws in MA an picked up a bunch of Red Bull single cans at 50% off. just putting it out there for the people in the area that Shaws Supermarkets are in. Happy gitters.

http://www.cflticketxchange.com/Here is the story:I am going to Orlando from Los Angeles on a vacation with my dad. Long story short, we want to go to DisneyWorld and Universal Studios IoA. I came across this site on craigslist and they sell tickets about 40% off retail which is the average CL seller (except this is a "company" and not a person). They say its not a time share or ticket broker, but they just buy tickets in bulk and can sell it for cheap.Part that worries me:
To buy tickets, you must call them and buy tickets over the phone (no online ordering) and they ONLY accept greendot card which is a prepaid giftcard basically that you buy from your local WalMart/Walgreens etc... Once you pay for it giving your prepaid card number, they email you a confirmation with your tickets that you pick up at will call at the park. So my question is, is this site legit or should I stay away? I tried researching the site for fraud sales or happy customers but I came up empty handed. Is it worth the risk to try it out if I find no feedback? I would be saving about $400 which is a lot for this trip. I don't really trust meeting with people because on CL, there are a lot of fraud reports from other users. Anyone have any suggestions?

Similar to the Rosewill METAS deal, this deal involves one of the coupon code that I received from a targeted customer loyalty email promo. YMMV, but some people from the other thread have reported success without receiving promo email.Fujitsu ScanSnap S1500M Duplex Scanner for Macintosh (N82E16838115051) = $402.00
10% off All Document Scanner Promo Code (BTENJNA42)* Max $100 discount, Expire 01/15/12 = -$40.20TOTAL COST = $361.80 with Free ShippingUse Newegg CB for an additional 1.3% or $4.70 savings.Manufacture Product Link => S1500M
- ScanSnap Manager V3.0 (For Mac)
- ScanSnap Manager V5.0 (For Windows)
- Cardiris 3.6 for ScanSnap
- ABBYY FineReader for ScanSnap 4.0 Mac Edition
- 1 DVD-ROM set (Adobe Acrobat 8 Professional) (For Mac)
If you are looking the PC/Windows version of the scanner, the S1500 model is also available. The good news is that both models have identical hardware and only differ in color (black=PC, White=Mac). The S1500 model comes with a copy of Acrobat X Standard for Windows. The additional support software (ScanSnap Manager, drivers, etc.) CD contains both version for Mac/PC.Fujitsu ScanSnap S1500 Duplex Scanner for Windows (N82E16838115052) = $414.49
10% off All Document Scanner Promo Code (BTENJNA42)* Max $100 discount, Expire 01/15/12 = -$41.45TOTAL COST = $373.04 with Free ShippingUse Newegg CB for an additional 1.3% or $4.85 savings.Manufacture Product Link => S1500
- ScanSnap Manager V5.0 (For Windows)
- ScanSnap Manager V3.0 (For Mac)
- ScanSnap Organizer V4.0
- CardMinder V4.0
- ABBYY FineReader for ScanSnap 4.0
- Scan to Microsoft SharePoint
- Rack2-Filer V5.0 (Trial)
- 1 DVD-ROM (Adobe Acrobat X Standard) (For Windows)

Don't think this belongs in free stuff since the lodge and pass to another resort are not even close to being free, but this is especially nice for people who haven't gotten out much because there isn't any snow.You must show your pass to a resort in the US/Canada
3 night stay in the lodge required (with prices starting at $82/night)
1 lift pass per night of lodging.Grand Targhee

I've heard increasing reports of people experiencing adverse action from their financial institutions as a result of sending or receiving online bill payments to/from third parties. Since several FWFers may have faced similar situations, I thought it might be useful to share information on the problem.To clarify, the scenario I'm describing is when party A uses a bank's billpay system (e.g. checkfree, BofA billpay, metavante, etc.) to send large sums to the accounts of unrelated party B. The cases of AA I'm hearing about tend to involve paying B's credit card or loan account. I think this is because payments to loan accounts often often greenlit to be transferred quickly via ACH, while payments to 3d parties deposit accounts will typically get held for long periods, reducing the fraud risk to the bank. I've heard multiple accounts now of AA being taken on both ends of these transactions: i.e., on A's deposit accounts only, on B's accounts (credit or deposit), and on both A's and B's accounts. This has not effected me or my family/business, and I haven't had occasion to dwell much on it. But at first glance, it seems to me that if you need to transfer large sums of money, "best practics" for doing so probably involve doing a wire and paying the fee, or at least using a bank-approved "person to person" payments system, or a deposit-to-deposit account billpay payment (that's subject to a hold). All three have their own greater security, and they avoid the perception of trying to "bank door" money transfers, ala money laundering.
What do the rest of you think about this?Anyone have any pertinet data points or other evidence they'd like to share? TIA.

I bought my home 3 years ago in the Bay Area, Ca. Our neighbor stopped by and introduced themselves when we moved in. They also asked if we ever needed gardening services, that his father-in-law did it on the side. Several people on the block currently use his services.Two months ago, I gave up doing my own lawn and contacted my neighbor for bi-monthly lawn service. He is charging me $30 each time to cut and rake my front and back lawns. Our gardener is fairly old (around early 60's). Do you think I should get umbrella insurance? What happens if he gets hurt on my property? I'm paying him by personal check.What do you guys think?

I thought this may be interesting to some:
http://business.ftc.gov/blog/2012/01/keeping-upromisesLesley Fair said: What's more, in some cases, Upromise's toolbar collected and transmitted credit card and account numbers, expiration dates and security codes, user names and passwords for access to secure sites, and any Social Security numbers people entered on those pages.Edited to change title and correct typo

I am resident of one of the rental apartment. The management staff (2 people) changed around 1 yr ago. This new staff is very rude and tries to give trouble to resident in name of rules and often threaten for legal proceeding and calling their lawyers (for every small things).
Last time they told my wife that she is living illegally here as her name is not in lease. This happened after she been living there for 2 yr. When I went to talk with them they were loud and offensive. I explained them since she dont have SSN the previous staff put her as permanent visitor. They forced us to sign a new lease and deposit for her background check etc.
Now this time they send me a notice about having my account delinquent for not paying proper rent and asking me for late payment fee also. They took some deposit for using the common hall for birthday party and told us to detect that from next month rent which we did and now made a big scene about it.
BTW, lot of people have left these apartment since they have joined, have seen staff yelling on kids in pool in front of their parent for safety rules etc etc
Is there any housing department which can help in case they really go wilder?

I just got a check for $18 in the mail yesterday that I almost threw out. It's postcard sized and looks like junk mail. I think it's from an AMEX foreign currency fee class action settlement for anyone using their card overseas from 2000-2006. Watch your mail - most people in my house, and many at work got them too ... we hadn't done anything other than use our credit cards previously to be eligible for this.

One of the many articles highlighting this freebie can be found here.Be sure to call your local Starbucks to determine if they are participating (unless Starbucks is a routine stop during the day for you), and ask if there is a particular time(s) they will be offering the sample. I have heard a few different stories from friends: some have mentioned the sample is dixie-cup-sized while others have said their Starbucks offered them a full-sized drink (tall) absolutely free. I also read on Starbucks.com that some people who received emails about it showed up at their local Starbucks to discover the samples were only given out in the morning.While you're at Starbucks, be sure to grab cards with codes for free iTunes apps and songs, then post your extra codes in this thread.

I got my first traffic ticket yesterday and would appreciate your help for my questions.I was speeding 78 on 65.1. When will I get to know the actual charge?2. Will I have the option to go to court and plea for reduced charges? 3. I want to take the traffic class online. Will i get this option even if i take option 2? i.e. Can i take the traffic class (online) AND get reduced charges by appearing in court?4. The court address on the back of the paper i got from cop has the Homestead
-Santa Clara address? Is this where I need to go? I thought south bay people have to go to Palo Alto?Thanks

I live in Apartment with 800+ units. The apartment management sent out notice that they will be working in apartment (plumbing) for 7 to 8 days from 8AM to 5PM. Workers will enter in my apartment and start working at 8AM. Kitchen and bathroom will not be available during this time. In the notice they offered alternate accommodation in other vacant apartment. When I called for alternate apartment, they told me that they have very limited vacant apartments and lot of tenants are affected with this project. They will provide to alternate apartment to people with medical problems. There is already a long waiting list and I will not get alternate apartment.My wife is home all day with kid. If she cannot cook, cant use bathroom and workers will be working in apartment whole day it will be great inconvenience. Apartment management expects us to do our own arrangement. All I am asking for is alternate arrangement, either in another vacant apartment or in hotel room or at least rent rebate for 7 days rent.Is there any legal recourse for me? I live in California.

What are positive and negative for purchasing Apartment complex as an investment?
What should one watch for?
What should be an ideal size for the first time investor in this category?I would love to hear from people who has done it in the past.Thanks.

The Amazon MP3 Daily Deal for Thursday, January 12, 2012 is: Come Through For You [+Digital Booklet], by Javier Colon, for $3.99.
Reviews, track-samples and purchase-link here.Track-list: 1. Life Is Getting Better 3:21 2. Runnin 3:41 3. Raise Your Hand 4:23 4. As Long As We Got Love 3:15 5. Happy Sinner 4:06 6. Come Through For You (Album Version) 4:15 7. 1,000 Lights 3:19 8. Ok, Here's The Truth 4:32 9. How Many People Can Say That 3:3110. Stand Up 3:0711. Echo 3:51

For expensive area:
link
$7.29 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
buy 2 lunch get 4 people at $5 each MON-WEDThanks to MISTERCHEAP's contribution, for people live near Orlando area:
link
there are 4 different coupons:
$6.99 lunch
Senior dinner $6.99 dinner 5-6pm weekday
$19.99 family meal with $1.49 bag of cookie.
2 for $12 Mon-Wed lunch, no beverages required.
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX LocationsFor people do not live in LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX
link
there are 2 different coupons:
$6.99 lunch
Senior dinner $6.99 dinner 5-6pm weekday
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX Locations

Southwest Rapid Rewards CC 1000 bonus points for paying two utility bills Southwest Rapid Rewards CC 1000 bonus points for paying two utility bills
Just received this email. Seems pretty easy to make 1000 points by paying two bills with your Southwest Rapid Rewards card. Image of e-mail is attached and I put the terms in the Wiki.It says its targeted so for now YMMV but it won't hurt to try as more people should hopefully receive the email.Quote :
Enjoy your next free flight sooner:
Earn 1,000 bonus points by using your card for monthly utility bills You can now enjoy your next free flight sooner. Just use your Southwest Airlines Rapid Rewards Credit Card to pay monthly bills. You'll be on the beach in no time!
Here's how it works:
1 Use your Rapid Rewards Credit Card to pay any of the bills listed to the right.
2 Make any 2 utility bill payments before April 30, 2012.
3 Earn 1,000 bonus points! These are in addition to the points you already earn with your card.
Your credit card is a quick, convenient way to pay monthly bills. You can pay bills automatically each month...even at the last minute.Choose your bills.
Get 1,000 bonus points. Just use your Rapid Rewards Credit Card to make at least 2 payments of any of the following types of utility bills:
Cable/Satellite TV
Satellite Radio
Internet
Telephone or Wireless
Electricity
Heat/AC
Water
Sanitation
Pull from S/D thanks to inm8num2 the OP

Hi FW,Are there any tax people out there. My wife and I just got married in November so this is the first year that we will be able to file joint returns. I was wondering if anyone had any guidelines on whether it is better to file jointly or separately. Here are some facts around our circumstances:My wife is a dentist, she currently doesn't have a practice and just works as an employee. She makes around 100k and has negligible business expenses.
She does not have any major deductions.
She does have school loans that she is still paying off.I am a regular employee at a company and make around 140k.
I own a house with a mortgage, most of the mortgage is interest.
Mortgage interest and property taxes are my major deductions.We plan to buy a practice in the near future, so will have major business expenses related to that most likely.
We live in CA.I can't think of any other key facts. If you have any questions let me know. Based on my own research so far, it most people say in general filing jointly is better for most people. But I'm not sure what the exceptions to that might be. Any tips or guidelines that you know of?Thanks for sharing your wisdom.

Some may wonder why I'm asking a career type question on a finance forum. Its because I believe that many of the people on this forum are highly intelligent, and would be some of the best around at providing great input. Also it is finance related, due to the cost of college, the salary benefit, etc.Is there any way for a person who possesses very good technical skills, very scientific minded, and with a passion for the science/technology/engineering field to get their foot in the door in the industry, with a good paying job and possibility for advancement, based on self knowledge rather than a college degree? I have always been a very technical minded person, and really just have a passion for it. Getting into a job helping engineer new technology, or studying aerodynamics in a wind tunnel, or other similar things is something I think I could really excel in. I actually find myself studying all sorts of various things in the science/technology/engineering/computer field a couple hours every day, just because that's what I'm interested in. I'd be confident to say I probably have the equivalent level of education and technical ability as many people who do have bachelors or 4 year degrees in these general fields. The problem is I can never seem to get my foot in the door without that piece of paper. I do have a new plan of action, which is outside of the box. I haven't had much of a chance to try it yet, but so far it seems promising. Perhaps you guys who may be in the field can tell me what you think, and if you have any advice towards my plan.My plan is to do away completely with the typical resume. Resumes are so boring. And in my case with no degree, and my current trade being construction, a resume is almost worthless. Instead I'm thinking of trying to get more of a portfolio to employers. One with pictures and descriptions of things I do to catch their eye and provide proof that I do have good technical ability. I want it to basically give the idea of "look, I don't have a official degree, but I have the equivalent level of knowledge, and I'm smart enough to learn anything you throw at me". Plus, just because someone has a college degree, doesn't mean they are smart or know much, they may have just smoked pot, partied, cheated on tests, and just squeaked by only to forget most of what they've learned. With a portfolio, it demonstrates proof of competency and ability.Here are some examples of a couple portfolio pages I made slightly related to a recent position. These are by no means the top of my ability since most of these projects were thrown together in only a few hours. I'm plenty capable of bigger, more complex projects. They are simply things I did for fun.Remote control self stabalizing tricopter
http://i1097.photobucket.com/albums/g355/skydivecarl/Projects/pr...High Speed camera flash controller.
http://i1097.photobucket.com/albums/g355/skydivecarl/Projects/pr...Pistol size leaf blower
http://i1097.photobucket.com/albums/g355/skydivecarl/Projects/Pr...High Efficiency LED shop lighting
http://i1097.photobucket.com/albums/g355/skydivecarl/Projects/Pr...Remote control finger for camera shutter
http://i1097.photobucket.com/albums/g355/skydivecarl/Projects/pr...
What do you guys think? Think its a good approach? Any ways to expand this idea, or do some other outside the box idea to break into the industry in a good paying career without the official degree? In general most people I know or run into always assume that I am an engineer, they think I'm joking when I say I'm a construction worker. I've also been told that I'm "one conversation away from a great career, if I just get a chance to network with the right person". I may likely continue education sometime, but at this moment in time getting a degree is out of the question.

I received one of their usual limited-time coupons promotion email, which are targeted to only work with the recipient. Among the various coupons was a 20% off all Rosewill external enclosure. You can buy multiple enclosures and receive the 20% discount (max $200 per order) as well as a $20 GC with each enclosure. YMMV! Some people have reported in the past successfully using codes with which they never received the promo email.Rosewill METAS 3.5" USB 3.0 & eSATA External Enclosure (N82E16817182245) = $44.99
20% off All Rosewill External Enclosure Promo Code (BTENJNA24)* Expire 01/15/12 = -$9.00
Newegg Promotion Gift Card - Expire 01/22/12 = -$20.00TOTAL COST = $35.99 OTD with Free Shipping & $20 Newegg Gift Card
Use Newegg CB for an additional 1.3% or $0.47 savings.Manufacture Product Link => METASSupport up to 3TB (Windows Vista/ 7)
Fan strength control switch for internal cooling
OS supports Win2000/ ME/ XP/ Vista/ 7
Power: 100-240 AC Adapter with 12V/ DC output
SATA to USB3.0, Backward compatible to USB2.0/1.1
Plug & Play
Support SATA I/II to eSATA interface
Material: Rigid Aluminum Body and ABS plastic top cover
Dimension (L*W*H): 200*122*50.3(mm)

taken from SD...believe it is targeted but worth a shot for people who go to BWWCoupon

Hi,
I am reading up on creating a living trust and a will. From what I have learned so far,
-a living trust is a must if you own a home, stocks etc.
-a will is a must if you have kids
-read /heard warning about doing it yourself, mainly saying, it might be worse than not having a trust or will in the first place, iff you end up not making the trust/Will properly. But, then these were also sites or people giving seminars or teaching public and at the same time selling their services to create trusts/will. So, don't know how much to believe them.
So, would love to get feedback on how you created and if you went via lawyers, how did you narrow down, there are so many...referrals, any thing else to look for when hiring one? typical cost?
Thanks.

Get a FREE Suave Professionals Keratin Infusion Sample - Next Week for the first 50,000 people! As soon as Suave posts the details we will update this post. We will also post a reminder for this. **You can also Follow Us on Facebook to never miss a Freebie.https://www.facebook.com/SuaveBeauty/posts/10150492614534690

I am scheduled to have $4000 in dental work done and have the option to put the cost on Care Credit for 0% interest if paid within 12 months. I would prefer to do it this way since it's interest free. I've googled CC and there are negative reviews but as everyone knows people are more likely to speak out when they are mad, then when they are satisfied. Does anyone have any experience using this credit card? www.carecredit.com

Text When We Left Earth, The NASA Missions DVD Set
SKU ID #3940-84943
http://store.discovery.com
Sale Price: $19.99
List Price: $69.95
You Save: $49.96 71% off
Format: DVD
Number of Discs: 4
Run Time: 8 hours 18 minutes
Go exploring with the When We Left Earth the NASA Missions Blu Ray Set, and be lifted into John Glenns Mercury mission. Walk alongside Neil Armstrong as he takes his first steps on the moon and glory in the visual explosion of NASAs historic missions as you hear exclusive interviews with historys celebrated astronauts. The When We Left Earth Blue Ray DVDs are a collection to capture the attention of the most avid astronomer or a hobbyist with their eyes to the sky.
3...2...1...prepare for lift-off in the When We Left Earth The NASA Missions DVD Set with this stunning, high-definition six-part series chronicling the inside story of NASA's most epic endeavors. Commemorating the space agency's 50th anniversary, follow John Glenn's Mercury mission to orbit the earth, Neil Armstrong's first historic steps on the moon, unprecedented spacewalks to repair the Hubble stories, and more!The When We Left Earth DVDs celebrate mankind's greatest missions with stories that are literally out of this world, shown in stunning clarity and told by the astronauts and engineers who were there, including exclusive interviews with celebrated astronauts such as John Glenn, Buzz Aldrin and Charlie Duke, plus newly-digitized, original mission footage from NASA's secret film vaults.
Buy the When We Left the Earth, the NASA Missions Blu Ray Set and be lifted into a world where only astronauts dare to go as you follow the missions, mistakes and miracles of NASA.Features: Six complete episodes
Four DVDs
Four hours of bonus features including digitally restored NASA film highlights, mission clips, and astronaut interviews.
Part 1: Ordinary Supermen
NASA selects seven men to become the first astronauts, all test pilots who are prepared to risk their lives. No one has ever survived a vertical launch on top of a rocket, but it's believed to be the only way to put an astronaut into earth orbit. NASA and America's first astronauts, the Mercury Seven, are on a journey into the unknown. Six of the men ride into space, each launch taking NASA further forward in their quest to conquer the cosmos.Part 2: Friends and Rivals
Nine new astronauts arrive at NASA. Their mission? Test all of the procedures required to land men on the moon and bring them safely back to earth. Each Gemini mission launches two men into space, leading to some of NASA's greatest moments: Ed White's spacewalk, the first orbital rendezvous of Gemini 6 and 7, and Neil Armstrong's first space docking.Part 3: Landing the Eagle
The Apollo program is set to achieve the ultimate prize of the Space Race, landing men on the moon. But a fire breaks out in the pressurized capsule of Apollo 1, resulting in the deaths of three beloved astronauts. However, NASA rebounds, launching men into deep space and landing Neil Armstrong and Buzz Aldrin on the moon.Part 4: The Explorers
Apollo 13 puts the astronauts to the ultimate test, returning a damaged spacecraft back safely to earth. Apollo 17 sends man for the longest mission yet to the surface of the moon, but it's the last lunar mission for generations. Now, it's time for a new phase in the program: converting an unused Saturn V rocket, NASA launches Skylab, America's first space station.Part 5: The Shuttle
For its first 20 years, NASA launches capsules carrying a maximum of three people. But new requirements for a bigger cargo bay prompt a breakthrough in spacecraft design. The development of the re-usable shuttle leads to a revolutionary approach to space travel. Meanwhile, the pioneers of NASA's manned programs are leading the way into the modern era of the space age. Part 6: A Home In Space
One of the most complex instruments ever built, the Hubble Space Telescope is expected to transform our understanding of the Universe. But once it is in orbit NASA discovers a serious problem, a defective main mirror. NASA sends a team of astronauts to fix the problem in its greatest and highest profile mission since the Apollo era. It gives NASA the confidence to begin construction on the International Space Station. Related Categories:
DVD's for Dad, Discovery Channel, Shows, Shows, When We Left Earth, Subjects, Earth & Space, Science, Engineering & Flight, Earth & Space, Science, Science Channel, Sale, DVDs and Books, $20-$29.99, Astronomy, Astronomy, Gifts Under $50, DVDs & Books, Gift Sets, Gift Sets, Space, Monday, DVDs & Books, DVDs, Sale, Father's Day Deals, Velocity, DVDs and Books by Subject, Earth and Space, Science, Sale, Earth and Space, DVD and Books, Discovery Kids, Science, Earth and Space, Engineering and Flight, Science, Space, DVDs, Discovery Education Exclusions

From the Manufacturer
The MasterVision 5 LED cap light is a lightweight, compact cap light that is engineered to withstand extreme conditions and rugged use. This cap light is powered by 2 lithium coin cell batteries for hours of ultra bright white light from 5 LED bulbs with more than 100,000 hours of burn time. It weighs only 1.24 ounces with batteries, is water resistant, and attaches to the brim of a cap for the most powerful hands-free light source available. This cap light is an essential tool for the professional and recreational outdoorsman, mechanic, hobbyist, or anyone who needs a ultra bright, hands-free light.
Product Description
A great multi-purpose light for around the home, in the garage or outdoors. Light weight, compact cap light engineered to withstand extreme conditions and rugged use. Powered by 2 lithium coin cell batteries for hours of ultra bright white light from 5 LED bulbs with 100,000 + hours of burn time. Weighs only 1.24 ounces with batteries, is water resistant and attaches to the brim of a cap for the most powerful hands-free light source available. This cap light is an essential tool for the professional and recreational outdoorsman, mechanic, hobbyist or anyone who needs a ultra bright hands free light. This lightweight, compact MasterVision cap light is a departure from ordinary hands-free head lights. There are no straps to adjust, heavy battery packs to carry or bulbs to burn out. MasterVision cap light's triple LED elements provide a diffuse bright white light that is ideal for close-up work. Ideal for hunters and trackers, night fishing, detail work, mechanical work, hiking and camping. Building inspectors and trades people appreciate the convenience of having a simple light to snap onto the brim of a hat, but which doesn't cast an odd-shaped bright spot like ordinary flashlights. EDITED DUE TO SHIPPING ERRORText

http://www.noisetrade.com/rosiethomasAbout: One night in suburban Detroit, a twelve-year-old Rosie Thomas lay sleepless in her bed, obsessively dwelling on what she perceived to be her lack of life purpose. Then, well after 2 AM, it suddenly hit her. She sprung out of bed and raced down the hall. Daddy, Daddy, I know what my mission in life is, Rosie exclaimed, poking her father. I just want to entertain people. These Friends of Mine is a gathering of friends, collaborative creation, and, in the end, a sincere celebration of music and people The album includes the appearance of friends Sufjan Stevens, Damien Jurado, David Bazan (Pedro the Lion), and Denison Witmer. On February 14, 2012, Rosie will release her first full-length record in four years, With Love. Hailed by The New York Times as a sweet-voiced singer, Thomas makes her return to the studio with a band featuring David Bazan (Pedro the Lion), Blake Wescott (Damien Jurado), brother Brian Thomas, Sam Beam (Iron & Wine) and Jenn Wood (The Postal Service).For Fans Of: Iron & Wine, Sufjan Stevens, Joni Mitchell, Patty Griffin, Norah Jones1 If This City Never Sleeps
2 Why Waste More Time?
3 One I Love
4 Much Farther to Go
5 Paper Doll
6 Kite Song
7 Songbird
8 All the Way to New York City
9 Say Hello
10 These Friends of Mine

PS3 Move bundle on sale for $90 on Best Buy. Thought hey I never used Plastic Jungle before but see people mention it often on FWF. Bought 3 $25 (5% off = $23.75 each) Best Buy eCodes (Using FW CB and 2% AMEX). After several hours no codes, per their normal response time. Call up and they tell me it will take 24-48 hours, their website says "If you purchased an eCODE, it will be delivered as soon as your payment is processed - usually within a few hours." So this morning I get three email notifications of my eCodes. Login and there is only one $25 eCode. Try to call and they say they are not within their normal business hours but they are. Is this normal for Plastic Jungle or have I been unlucky?

http://www.self.com/jumpstart The first 5,000 people who sign up at 10:01AM eastern on Tuesday will get it

24 hours of Free TV from any computer/ Tablet/Smartphone [Starts Feb 1]
Starting Feb. 1, TV viewers can visit Linky [dish.com] from a computer, tablet or smartphone and sign up.This is so you can taste dish for free without being a customer.
LAS VEGAS Jan. 9, 2012 [NASDAQ: DISH] DISH Network L.L.C., the third largest pay-TV provider, is introducing DISH Test Drive, giving Americans the ability to sample TV Everywhere technology from DISH and watch a selection of popular TV programming online or on mobile devices at no charge for 24 hours. Starting Feb. 1, TV viewers can visit www.dish.com/testdrive from a computer, tablet or smartphone and sign up. DISH made the announcement at the 2012 International CES.DISH was the first pay-TV provider to introduce TV Everywhere technology and give subscribers the ability to watch all of their live and recorded television programs on compatible smartphones, tablets and computers. DISH is now demonstrating to prospective customers how convenient and easy it is to watch TV while on the go."As people continue to buy millions of tablets and smartphones, they will want to enjoy their favorite TV and movie shows on their tablets," said Vivek Khemka, vice president of Product Management at DISH. "DISH Test Drive makes it easy to experience the magic of our entertainment and technology on smartphones, tablets and online, commitment free.DISH is the only pay-TV provider to allow consumers to "try before they buy." With DISH Test Drive, prospective customers can watch live TV, recorded programs and on-demand content, including a cross-section of family and movie channels available from a variety of popular networks. DISH believes consumers will want to subscribe after enjoying its innovative TV Everywhere technology and the extensive choices for entertainment packages, all offered at attractive prices.Visit www.dish.com for complete details. A logo for the DISH Test Drive is available http://press.dishnetwork.com/Pres...to-Library.
CREDIT GOES TO Phaenon at SD

I thought this may be interesting to some:
http://business.ftc.gov/blog/2012/01/keeping-upromisesLesley Fiar said: What's more, in some cases, Upromise's toolbar collected and transmitted credit card and account numbers, expiration dates and security codes, user names and passwords for access to secure sites, and any Social Security numbers people entered on those pages.

People have been asking in finance what is the best used cars for under $10,000
Yahoo published a list.
Get a Load of #2 (It basically validates every FWer who has said Crown Vic)
I happen to like the Vibe because it's a Toyota Matrix.
2008 Kia Rio, $7,8952004 Ford Crown Victoria, $7,9702003 Mazda Protege5, $7,3602002 Toyota Tundra Standard Cab, $5,9252003 Ford Escape, $7,5602004 Scion xA, $7,8052004 Pontiac Vibe, $7,6302002 Toyota Corolla, $6,1252002 Infiniti G20, $5,9652004 Honda Civic, $7,970
http://autos.yahoo.com/news/kelley-blue-book-names-top-10-used-c...

The Amazon MP3 Daily Deal for Monday, January 9, 2012 is: Ladysmith Black Mambazo & Friends, by Ladysmith Black Mambazo, for $3.99.
Reviews, track-samples and purchase-link here.Track-list: 1. Knocking On Heaven's Door (with Dolly Parton) Ladysmith Black Mambazo 5:39 2. Weeping (with Josh Groban & Vusi Mahlasela) Ladysmith Black Mambazo 4:44 3. Homeless (with Paul Simon) Ladysmith Black Mambazo 3:48 4. Ain't No Sunshine (with Des'Ree) Ladysmith Black Mambazo 3:47 5. Diamonds On The Soles Of Her Shoes Paul Simon featuring Ladysmith Black Mambazo 5:41 6. Shosholoza (with L. Dube/B. Luthful/H. Msaekela/V. Mahlasela) Ladysmith Black Mambazo 4:51 7. World In Union (with PJ Powers) Ladysmith Black Mambazo 3:50 8. Passage To Promise Andreas Vollenweider featuring Ladysmith Black Mambazo 2:28 9. Amazing Grace / Nearer My God To Thee (with Emmylou Harris) Ladysmith Black Mambazo 3:2810. Chain Gang (with Lou Rawls) Ladysmith Black Mambazo 3:4811. Rain Rain Beautiful Rain (with Natalie Merchant) Ladysmith Black Mambazo 3:0112. Jabulani "Rejoice" (with The English Chamber Orchestra) Ladysmith Black Mambazo 3:3313. Swing Low Sweet Chariot (with China Black) Ladysmith Black Mambazo 3:4714. Bread Of Heaven "Wales Forever" Michael Ball with Ladysmith Black Mambazo, The Llanelli Male Voice Choir and the Wales Squad Choir 3:2615. Dlondlobala Njalo (Soul Drummers Mix) Ladysmith Black Mambazo 4:43 1. Homeless (with Sarah McLachlan) Ladysmith Black Mambazo 4:12 2. Diamonds On The Soles Of Her Shoes (with Melissa Etheridge & Joe McBride) Ladysmith Black Mambazo 5:42 3. Hello My Baby (with Zap Mama) Ladysmith Black Mambazo 4:56 4. People Get Ready (with Phoebe Snow) Ladysmith Black Mambazo 5:53 5. Abezizwe (Uniting Nations Together) (D'Influence Mix) Ladysmith Black Mambazo 3:50 6. Paradise Road Jannie Moolman featuring Ladysmith Black Mambazo 4:33 7. One Blood Mbongeni Ngema featuring Ladysmith Black Mambazo 5:33 8. O Happy Day (with Betty Griffin) Ladysmith Black Mambazo 5:41 9. River Of Dreams (with Bill Champlin) Ladysmith Black Mambazo 5:2810. Mbude (with Taj Mahal) Ladysmith Black Mambazo 3:5811. I'll Take You There (with The Golden Gospel Singers) Ladysmith Black Mambazo 6:3712. Inkanyezi Nezazi (Spiral Staircase Remix) Ladysmith Black Mambazo 4:0713. Sohlabele Hasana (with Nana "Coyote" Motijoane) Ladysmith Black Mambazo 4:0514. Angimboni Ofana Naye (With Sabc Choir) Ladysmith Black Mambazo 4:1115. Mamizolo (Women Of Mambazo) Ladysmith Black Mambazo 3:25

FOR THOSE OF U WHO GET THE SUNDAY PAPER: please don't throw out the page in the coupon section that has bonus points for the Labels For Education program. Send the sheet to school w/ your child, and if u don't have a child in school, drop the sheet off at an elementary school. It's a free program and his is how these companies have chosen to support children around the country...If u have any questions about the program, u an either check their websites or send me a PM and I'd be happy to explain it to you! It's a lot like the more popular Box Tops for Education program, but instead of the 10 cents (cash) you get per Box Top (which adds up quickly), you get points in a catalog of things from crayons to smart boards and with school budgets hit hard nationwide, these free programs are a help, BUT ONLY IF WE PARTICIPATE. I apologize for putting this on this forum, but I feel strongly about not throwing out something in a free program run nationwide that can help our children and grand-children. moderator: PLEASE don't delete this message. It's sunday evening and not many people will be reading it anyway...Thanks for your understanding and support. The children u help, thank u!!!For a list of participating products: http://www.labelsforeducation.com/How-to-Earn/Participating-Prod...

Possibly only the e-Savings account, but I didn't see any threads mentioning BB&T, so just in case people like paper statements (like me) and don't want the $3 fee. I did not see this mentioned, so I apologize if this is a repostThe statement had the following:"Effective February 12, 2012, a chance will occur to your BB&T e-Savings account. Your account will be assessed a $3.00 Paper Statement Fee per statement cycle that you receive a paper statement.
To avoid the Paper Statement Fee, simply enroll in online-only statement."I don't know if the fee is waived if the account is linked to a checking. I could not find anything mentioned online regarding this yet. (Student checking also has the $3 fee, but none of the others yet...)I hope this might help save a BB&T customer from the $3 fee. Thank you for reading

product link
It is proved to be useful during my last year's travel(casual and business)
also note that USB output is only 500mA: review
For people has chase freedom credit card, there is 5% back till march. Do not forget to register your card at https://creditcards.chase.com/freedom/Activate.aspx

Dear Real Estate Adviser,
My friends' son committed suicide, leaving a huge financial mess. He owned his own home, which will go to them once it clears probate (he was single, no children). My friends have their own home and cannot afford to maintain a second. They will have to sell it, but the son's house is seriously underwater. What options do they have?
-- Tessa
Dear Tessa,
My condolences to your friends and their family for their loss
Unless your friends served as co-signers, they are likely not responsible for their deceased son's mortgage. Unlike some other countries, there is no "feudal bondage" here that obligates people to honor financial arrangements made by adult members of the immediate family. One exception is the obligation of spouses to their husband's or wife's mortgage debt in some community property states.Expanded answer is here.

Acme PA has the Star Kist (water or oil) 2.5oz POUCH Chunk Light Tuna on sale $1ea.There was a .50/1 coupon in last Sunday's inserts or .50/1 Printables.Acme Doubles, so each coupon will take $1 off making these free.
People are also selling these coupons on eBay._________________________________________________________________________________Also, Barilla Pasta Sauce is on sale 2.29 ea (all variety). there are .75/1 printables here in coupons, doubled to $1.50, makes these .79ea.

I am very confused how anyone be even reasonably confident of getting a good career through college? It just seems like such a huge gamble with the odds against you.I know so many people that are worse off going to college, than if they didn't. Because after getting out, they only end up in jobs making like $15-$18 an hour, and have $40k+ in debt with accruing interest. I don't really know any people personally who have got their degree and went on doing something they like, and making $60K-$120K a year, like the popular belief is supposed to be.I look through the course brocures at community colleges, and 90% of the so called courses they will teach, are in fields that do not likely pay well, like baker, child care, mechanic, etc. Sure, maybe major universities are better, but unless you are lucky as a child and your parents run a good college fund, the average person can't just put everything in life aside to go to a university mid point in their life.Also, many fields that seem to require degrees have such widely ranging payranges, that how are you supposed to have a clue what to expect? I've "heard of" I.T. guys, network programmers, etc making 6 figure incomes, but ones I've met make dirt. There are a lot of fields like that where you don't know if the pay will be $10 an hour or $40, since its so widely ranging.Most colleges to me seem more concerned about taking your money, since they are a business, than actually getting you into a good career.I've worked quite a few jobs without college, and generally would make more than anyone I knew with a 2-4 year degree. Generally jobs could range from $20-$35 an hour. Currently at about $35, however I don't really like the career, and its also being hit hard by the economy, not getting full hours. I'd be willing to take night classes, get a degree, etc if I was reasonably assured that I would be successful in getting a career that pays at least $30-$40 an hour, but it just seems to me like the odds of that are slim, and the more likely outcome would be racking up massive student loans, finding out that whatever claimed lucrative field I studied, only has low paying jobs available.How does anyone win this gamble?

http://www.giveawayoftheday.com/The program is available for $19.99, but it will be free for our visitors as a time-limited offer. January 7, 2012Inpaint reconstructs the selected image area from the pixel near the area boundary. Inpaint may be used to remove undesirable objects from still images. Delete any unwanted object from your photo, such as extra power-line, people, text The program will automatically inpaint the selected area to erase it.

It is alarmingly simple to use. Draw a selection around the object you wish to remove from the picture, and run smart remove selection. Inpaint will fill the selection area with intelligently generated texture drawn from the surrounding image data.

Hawaii - Jamba Juice Printable Coupons: Fit 'n Fruitful Smoothie $3, Probiotic Fruit & Yogurt Blends $2, The Coldbuster Smoothie $3
For the Hawaii people that were excluded from the national Jamba coupons posted earlier, Jamba Juice Hawaii has coupons specifically for the Hawaii market, although priced higher, valid 1/6/2012 to 1/19/2012.Fit 'n Fruitful Smoothie (sixteen-ounce size): $3
Probiotic Fruit & Yogurt Blends (twelve-ounce size) $2
Coldbuster Smoothie (sixteen-ounce size) $3http://www.jambahawaii.com/jamba-new-year-couponHawaii Jamba Juice Locations:
http://www.jambahawaii.com/locator If you live on one of the 8 hawaiian islands stop by and say Hi....
Yes I know a few of the islands you cant live on.... thanks alohajoe op

Let me start off by saying that I've been reading for about 2-3 weeks, and this forum has some very brilliant people when it comes to finances. I look forward to becoming more financially smart and sound with time.With that in mind... I suppose I should get to the point. My wife and I (both 23, young and stupid) have not been good with our money (at all).
I am trying to use FWF tactics to slowly but surely dig us out of the hole we are in.
Our debt total: $88,XXX.XX
Credit Card 1$1,416.39 23.24%
Credit Card 2$950.26 23.24%
Student Loan 1$5,917.11 6.75%
Credit Card 3 $1,549.89 20.99%
Credit Card 4$1,000.17 19.99%
Student Loan 2$4,859.82 9.375%
Student Loan 3$2,929.75 9.375%
Student Loan 4$4,822.50 6.80%
Student Loan 5$13,502.23 6.80%
Auto Loan $11,486.00 16.57%
Student Loan 6$18,552.82 6.98%
Student Loan 7 $9,929.52 9.15%
Collection Agency$10,000.00 ???
Student Loan 8$1,353.35 26.22%
Credit Card 5$281.99 17.90%
Credit Card 6$196.13 20.99%
These debts are both of ours. I finished my degree (BSME) and I currently make 51k/year. My wife is a stay at home mom with our 4 month old son.As you can see, we're boned. We have one car.Emergency Fund 100
401k 93.96
Rent 625
Renters Ins 12.42
Electric 90
Water 30
Cell Phone 142
Grocery 200
Car Payment 300
Gas & Oil 120
Car Insurance 166.98
Health Ins 240
Credit Card 1 49
Credit Card 2 34
Credit Card 3 46.36
Credit Card 4 42
Credit card 5 20
Student Loan 1 45.22
Student Loan 4 107.88
Student Loan 5 38.53
Student Loan 2 105.13
Student Loan 3 62.48
Student Loan 6 132
Student Loan 8 50
Collection Agency50
Student Loan 7 125
Credit Card 6 30


Total $3057.96
My take home after taxes is: $3131.76 
Any suggestions guys? I plan to take advice here very seriously, so I appreciate *constructive* criticism.

$37 for a photo printing on 16x20 canvas via Canvas PeopleYou can get also get a $5 credit if you're new to Yp.com...http://dealoftheday.yellowpages.com/deal/usa-canvas-people-3

To not hijack another thread about doctors going broke, I responsed to a post about a distrust of government solutions to financing health care, health care system options, and thoughts about what's being currently discussed in the media...PennState95 said:   Fix the damn system....universal healthcare ISN'T the answer. When has the government done ANYTHING right? We all know the insurance and pharmaceutical industries feed the politicians' campaigns coffers, so don't hold your breath that it will get fixed anytime soon.You want the system fixed, but don't trust the government to do it -- so who then? That is the purpose of government, to take competing interests and come up with a system that's tries to be fair to everyone. Since the insurance and pharmaceutical lobbyists have their say on Capital Hill, and your voice and people like you are against all solutions, effectively your interests are out of the equation.We are being manipulated by advertisements being financed by the same insurance and pharmaceutical industries aimed at making us angry and untrusting of universal coverage and socialized medicine, leaving those industries in control and highly profitable. We have socilaized military, education, police, firefighters, health inspections, pollution control, and public transportation, all being managed by the government with tax dollars, and yet you don't want socialized medicine, a single payer system, or even universal coverage, like they have in all other industrialized countries. We are often told how unhappy patients are in those other countries, and yet when asked, they are very satisifed, and definely don't have the financial problems that you and most others suffer with. Sure, nothing is ever perfect in a human world, but we only hear about exaggerated claims and false issues, while facts are pushed aside.We have media successfully convincing us to lobby against our own interests and settle for much less so others can have much more. Everyone who was against health care reform or allowed the loss of the cost controlling governement regulated single payer option as an alternative to private insurance put us in this mess. We needed this option to keep the private payer profits under control and as a insurer of last resort. States have been regulating similar options in property and auto insurance, such as the state run Citizens Property Insurance of Florida or New York State Automobile Assigned Risk Pool, which acts as a ceiling to high rates for those that might otherwise be uninsurable.As for universal coverage, this nonsense about being required to have health insurance is somehow socialized is just plain false. The US has been one of the only industrialized countries not to recognize the right to health care. You have a car, you have insurance to cover accidents and damage. You have a body, you need insurance to cover the same. Otherwise the system will go broke paying for those who show up at a hospital without any coverage and are then covered by our tax dollars. A well-regulated universal health coverage system would be a more efficient use of our limited health resourses, and much better than what we have now...Edit: fixed topic and updated post to better reflect the issues involved and remove the politics...

For LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX Locations, refer to taf's post here. Same as last week.Thanks to MISTERCHEAP's contribution, for people live near Orlando area:
link
$6.99 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
buy 2 lunch get 4 people at $5 each MON-WED
Senior dinner $6.99 dinner 5-6pm weekday
$19.99 family meal with $1.49 bag of cookie.
2 for $12 Mon-Wed lunch, no beverages required.For people live in other areas:
link
$6.99 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
buy 2 lunch get 4 people at $5 each MON-WED
Senior dinner $6.99 dinner 5-6pm weekday

This will go live Everyday at 11am EST for the first 5,000 people!http://www.hearos.com/index/trial

QQ-Tech Green Red Blue / Violet / Purple Beam Laser Pointer Combo 3 Laser Light Pens 5mw 532nm 650nm 405nm Triple Colors Astronomy PowerfulThis listing includes 3 lasers: one green / one red / one blue violet laser pointer! laser pointers emit unique laser pointers that use the latest technology.They are absolutely lot fun for you to play or use in astronomy,and Perfect for office presentations, It's amazingly bright with a targeting distance of more than 2 miles. Its military grade and is insanely powerful. Press the push button to turn it on or push button to shut if off and release it to deactivate automatically. Warning: Please never shoot laser to any people (eyes), and never shoot to aircrafts; never leave it to children. THIS IS NOT A TOY! SELLER IS NOT RESPONSIBLE FOR ANY INJURIES DURING THE USE OF THIS LASER! LASER IS NOT SUITABLE FOR CHILDREN 10 AND UNDER! KEEP AWAY FROM EYES!! Text

Free digital (tablet, android, ipad, etc) magazine subscriptions for print subscribers...All You
Coastal Living
Cooking Light
Entertainment
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Health
InStyle
Money
People
People StyleWatch
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Sports Illustrated Kids
Sunset
This Old House
Time
Time For Kids

https://www.facebook.com/GoEnergyX?sk=app_123077107711598Get FREE Energy-X Gum, Lip Balm, T-Shirts, Hats and More on Friday January 6th! Energy-X is doing a giveaway tomorrow morning Friday 1/6/2012 on the Facebook page
Be sure to check out their Facebook Page for the announcement.
They didnt say how many they would be giving away or if its for the first so many people.
They will be giving away Gum, Lip Balm, T-Shirts, Hats and more.

I was wondering whether someone could help me. I have a claim against the university I graduated from 3 years ago for about 2000 dollars. I was wondering whether people think it would be a bad financial decision to sue. Will prospective employers see the lawsuit and pick someone else? Will I have trouble if I need help from alumni? Will I have trouble getting transcripts if I need them in the future? Are there any other financial issues to take into account?

Long time user, created new account because I want to be kinda detailed in post.Wife and I are at a point to where we are generating a good amount of extra cash each year. Personal Stats
Early 30s, total household income is around 180k a year before taxes
We already have a house(owe around 290 left on mortgage, house worth much less than loan..yeah for crappy market)
2 young kids(no plans on having more)
College education for kids taken care of(prepaid plan)
Good cars(no plans on replacing them for awhile)Now with that all said, we are looking for ideas for other investments. We currently have the following.
Around 200k in 401k accounts
15k in company stock
35k in savingsWe are putting around 12% of our income into 401k, maxing out company matching.
So we are finally looking into what else we should be doing with our income. We have a couple CDs as part of the 35k in savings(returning 3% rate at the moment). We have finally look at a Roth IRA, but it looks like because of our income we will not be able to do much with it before we are prevented from adding money to it.What else do people in our position do? I am leery of dumping more money into the market outside of our 401k. We are continuing the CDs, but feel that we should be doing something else. Figure there are plenty of people in here who are at the same situation, or close to it.Will stop typing now, because if I put to much more, I am pretty sure people will just red me.Thanks.

0 Posted By: FatWallette
Views: 501 Replies: 1



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Make $80 in OfficeMax rewards on two GLEE II MID-BACK MANAGER CHAIR, BLACK From OfficeMax,com only Online
Ok here is a great deal everyone for OfficeMax Rewards customers. I purchased two GLEE II MID-BACK MANAGER CHAIR, BLACK 22250403 and I made an extra $80 in OfficeMax Rewards credit. Most people figure at the start of the week this was an Instore deal only however I now can confirm this is an Online promo which I assume is an error as the chair retails for $89.99 instore not $49.99. Here is the math-OfficeMax.com is offering the chair on sale this week for $49.99 however in store there are offering $89.99 OfficeMax rewards credit. I purchased this char online and received the instore credit. I assumed I would as the Ad clearly states you can purchase the chair online or instore and receive the reward. I have posted the screen shots of my order and the OfficeMax perks credit of $179.98So I spend $99.98 on two chairs and got back $179.98 in rewards. Pretty sweet. LINKI'm in the Boston area so my product shows in ad 1 cent after maxperk rewards. Some people are seeing different amounts based on region. Many feel this is a regional deal. This is a part I'm not certain of as the chair shows for me online at $49.99 and it should show at the retail price and not the $49.99 price. In my OM weekly ad it shows the rewards as instore and online, however it doesn't show on the product page online that it has maxperks bonus rewards. I did in fact receive the rewards posted to my account today which is the day after receiving the chairs.

$10.00 off any size order from mpix.com | Even covers shipping
Was ordering a few pictures for a frame we received for xmas and went looking around for a coupon code. Using code TENDOLLARS gives you a $10.00 credit off your final cost(this is after shipping is added). My order was $3.59 including shipping and it ended up being $0.00.Mpix is one of the best places for ordering actual hard copy pictures from digital pictures. A photographer friend of ours recommended it.Just thought I would pass along since there are probably some people wanting to get their holiday photos from digital to paper. I did a search for the coupon code and also mpix before posting, so hopefully not a repost. Enjoy! thanks Runvus

Thanks to ongoing discussion at Flyertalk, it is confirmed that the 60k offer is available again for everyone (except some few unlucky people!!). The 60k miles offer was only available to CO and UA elites but is now open to everyone.To see the offer, you need to make sure that you first login to your United Mileage Plus account, and that you have miles in the account (any minimal amount is OK). Then, the homepage at United should show that 60k offer. Without these steps, you will only be seeing a 40k offer. You can call 1-888-338-2586 for status.Offer Details:- Earn 50,000 bonus miles after first use. Plus earn 10,000 after you spend $25,000 on your Card within a calendar year.
- Pay no annual fee for the first year you are a Cardmember, a $95 value.
- Check your first bag for free.
- Enjoy priority boarding privileges.
- Visit the United ClubSM with two passes every year.
- Earn double miles on United purchases.

Make $80 in OfficeMax rewards on two GLEE II MID-BACK MANAGER CHAIR, BLACK From OfficeMax,com only Online
Ok here is a great deal everyone for OfficeMax Rewards customers. I purchased two GLEE II MID-BACK MANAGER CHAIR, BLACK 22250403 and I made an extra $80 in OfficeMax Rewards credit. Most people figure at the start of the week this was an Instore deal only however I now can confirm this is an Online promo which I assume is an error as the chair retails for $89.99 instore not $49.99.
Here is the math-OfficeMax.com is offering the chair on sale this week for $49.99 however in store there are offering $89.99 OfficeMax rewards credit. I purchased this char online and received the instore credit. I assumed I would as the Ad clearly states you can purchase the chair online or instore and receive the reward. I have posted the screen shots of my order and the OfficeMax perks credit of $179.98So I spend $99.98 on two chairs and got back $179.98 in rewards. Pretty sweet. LINK
Note- I know you see $179.99 on my maxperks statement but i promise you i was charged $99.98 plus tax thats why I included my order information.

http://www.steepandcheap.com/steepcheap/sacHurry before quantities are gone. Items sell fast on this site! Be sure to choose "Economy Shipping" over the default "Standard Shipping" to save a few dollars.The Champion Plus measures just 3-1/2 inches long and contains over 30 useful tools. Champion Plus Features:
Large blade, small blade
Corkscrew, can opener, bottle opener
Small screwdriver, large screwdriver
Reamer, punch
Key ring, tweezers, toothpick
Scissors, multi-purpose hook
Wood saw, fish scaler
Hook disgorger, ruler
Nail file, nail cleaner
Metal file, metal saw
Fine screwdriver, chisel/scraper
Phillips screwdriver
Magnifying glass, straight pen
Pressurized ball point pen
Mini screwdriver, sewing eye
Needle (near the corkscrew)
Micro Small Screwdriver within the corkscrew
Metal saw, Wood saw From the renowned company that created the Swiss Army Knife a century ago comes the Champion Plus, a complete set of tools for campers, hikers, hunters, fishers, picnic enthusiasts, and people all trades--all neatly contained in a single implement. Measuring just 3-1/2 inches long, the Champion Plus is stylishly cased in the famous red Swiss Army body that's recognized around the world. More importantly, the pocket knife contains 30 stainless-steel tools appropriate for just about any occasion. The standard camping tools include a large blade, a small blade, a corkscrew, a can opener, a bottle opener, a small screwdriver, a large screwdriver, a Phillips screwdriver, scissors, tweezers, and a toothpick. And that's just the beginning, as the Champion Plus also offers a punch reamer, multipurpose hook, wood saw, fish scaler, and hook disgorger. In short, there's no better accessory for camping, hunting, and fishing trips.Should the basic tools not cut it, the Champion Plus steps up with a host of extras, including a metal file, metal saw, fine screwdriver, mini screwdriver, and chisel scraper. Add in such tools as a ruler, nail file, nail cleaner, magnifying glass, pressurized ball point pen, straight pen, sewing eye, and key ring and you're well equipped for everything from repairing holes in tents to reading the fine print on instructions.As with all Victorinox items, the Champion Plus is made to exacting standards, with 60-plus individual parts and 450 steps going into its construction. Victorinox attends to every detail, from selecting the finest materials to performing the final inspection. In addition, each individual tool has been hardened in a different way to stand up to its designated use. Such care is unmatched, and is why the Champ series is recognized by such international experts as the New York Museum of Modern Art and the State Museum of Applied Art in Munich, both of which have selected it for their "excellence in design" collections. Outfitted with a nylon handle and an aluminum housing, the Champion Plus carries a lifetime warranty.About Swiss Army Knives:
In 1884, Swiss cutler Karl Elsener set up shop in Ibach-Schwyz, installing a waterwheel in Tobelbach Brook to run his grinding and polishing machines. Thus began what would become the international brand name Victorinox, a combination of Victoria, for Elsener's mother, and "inox," or stainless steel. Today, Victorinox produces watches, luggage, clothing, and, famously, Swiss Army Knives. The original product dates to 1897, when Elsener patented the Swiss Officer's and Sports Knife he supplied to the Swiss Army. Following World War II, American servicemen and women shopping in PX stores shortened the name to Swiss Army Knife, which lives on in English-speaking countries around the world and has become a metaphor for versatility.

Only applicable to people of Indian origin (aka NRIs)
The US$/INR exchange rate is at an all-time high, and banks are offering a 9+% interest on NRE fixed-deposits, It may be time to give NRE deposits a consideration. Check out http://smariner.blogspot.com/2012/01/introduction-to-nre-fixed-d... for an intro to these deposits

I'm turning 70-1/2 on May of this year. I read that I could defer drawing RMD until April of next year but I was told by my investment counselor that even if I wait until April 2013 to start my withdrawal, I still have to withraw my RMD for 2012 and my RMD also for 2013 which will increase our earned income in 2013. Is this accurate? Would I still be able to contribute to my 401K while im drawing my RMD? If so how much or is it the same $6,000.00 max for people over 50? What would be some of the good investment to place my RMD? Annuity is notin my plan. I Appreciate all the help and advice from you. Thank you in advance.

First of all, I still cant believe people love these things as much as they do. For those of you that do, 13 deals has a 2 pack (random blue or green) for $6.99 + $3.99 shipping. Shipping is decent on multiple orders. I was weary about posting this since the site says that it's almost sold out, but it seems like it's marketing since all of their products say the same thing... I put it in my cart and it said max quanitity 228...Link

"Open Electric Orange and make a total of 3 Card purchases or Person2Person Payments (or any combo of the two) within 45 days of account opening.Your $50 bonus will automatically be deposited into your account on day 50."https://www.ingdirect.com/nofees/

Another of their pages said: "As part of the account opening process, we will obtain information about you from a consumer reporting agency. Based on that information, we may or may not open Electric Orange for you."They were offering $107 in November: http://www.fullofdeals.com/forums/finance/1141927/. People in that thread said that there's an inquiry to Experian. Reportedly, this bonus is offered once per customer, so it may be more advantageous to wait until they again offer a larger bonus.

Just curious if anyone has input on retirement planning when one is not paying social security tax. My employer has opted employees out of SS but we are required to make a contribution to 401a/414h vehicle which the employer matches. Without SS I have no defined benefit plan (if one can view SS as such) but do have multiple defined contribution plans. My spouse does pay into SS and max-outs a 401K with 6% employer match. When I first was hired I figured not paying into SS was great since who knows what it will look like decades from now when I retire. Now that I have been opted out for over a decade, I now wonder if being opted out is a good idea. My understanding is that a lot of people who are opted out are in defined benefit plans as opposed to defined contribution plans. In other words, there is some guaranteed income in retirement (either a defined benefit or SS). I guess I am looking for experiences from others who are not part of SS, especially for those of you who have retired. We save a lot, basically living on one income. But I wonder what experiences others have had being opted out.

Posted this in the I-bonds : 3.06% for 6 months if you buy Nov 1 - Apr 30 thread, but thought people may not see it there.Found this on Bogleheads:Treasury Department Sets Online Savings Bond Annual Purchase Limit at $10,000 per Series
FOR RELEASE AT 10:00 AM
January 4, 2012The annual purchase limit for online United States Savings Bonds is $10,000 per series, effective January 4, 2012, the Department of the Treasury announced today. The new limit applies to Series EE and Series I savings bonds purchased through TreasuryDirect at http://www.treasurydirect.gov. Under the new rules, an individual can buy a maximum of $10,000 worth of electronic savings bonds of each series in a single calendar year, or a total of $20,000.Since 2008, investors could buy a maximum of $5,000 in each series and in each form (paper or electronic). So a single owner could buy $20,000 in one year. As of January 1, 2012, paper bonds are no longer being sold through financial institutions. With today's announcement, the total amount an individual can purchase in online savings bonds in one calendar year is $20,000. An investor still can purchase up to $5,000 annually in Series I paper savings bonds using his/her tax refund and IRS Form 8888.Savings bond purchases have been subject to an annual limit since Series E Bonds were first issued in 1941. Over the years, limits have been adjusted by the Treasury Department several times and have ranged from a low of $3,750 for Series E bonds from 1941 through 1947 to the $30,000 limit for both Series EE and Series I bonds from 2003 through 2007.For more information about savings bonds, visit http://www.treasurydirect.gov.

Text
If you don't know what a pop filter is used for:The big puffs of noise that happens when people big of the microphone that makes things unclear and uncomfortable to hear are called plosives. They usually occur when speaking B's, P's, and with certain people F's depending on speech patterns.I know a bunch of you are planning weddings, so if your budget has you MC'ing with an amateur, grab this to help with plosives at the microphone.If you are NOT an amateur, you KNOW this is a good deal on a dual screen Pop.

I seem to be getting a few more of these after the Christmas deals including the AMEX gift chain (several 10s and 20s) and the Mastercard promotion for spending 200 online. Some software rebates are also coming back on these gift cards. Most have expiration dates so using them as they come in before they end in the sock drawer. You also do not want to end up with a small balance on them that you will lose. I wanted to combine ideas on how to deal with them. You obviously want to use them where you normally shop and get the lowest Cash Back. (i.e. It does not make sense to use for gas since you should be getting at least 5% for using your credit card).Ideas:1. Make a payment to a utility online. I have done that several times for my phone bill. 2. Buy a store gift card where you shop already. I have had good luck with buying Wal-Mart gift cards online with these so I can use at Sam's Club. The nice thing about Wal-Mart is that you can then combine these again online (can use 3-4 gift cards) to combine into another gift card. Have also went to the service desk at the Store.3. Splitting payments. I have seen people standing in line trying to explain to a cashier and holding up the line with these cards. Probably not the best.4. Paypal/Serve Services....if want cash. Might be better for larger gift cards. Also have seem some reports of account closure over this.Avoid: Pay at the pump since it will not work (You end up with an authorization hold over the card balance).
Archived ThreadI searched and found this one with some useful information...

One of my resolutions is to plan and document things better in my business and personal life, so I was hunting for something unique and flexible and ran right into this.Daily Muse calendars have pages of added information for general interest and a pretty picture in the lower corners of every page. They include quotes and whatnot. These are not your standard journals, but rather planners/journals with a little somethin' somethin' added. They also make excellent gifts.TextFleabayers are getting $13+ for these and at $6.99 it gives the flexibility of buying a couple and deciding with them in your hot little hand.Here is a rundown of the choices in the Daily Muse collectionAudubon Songbirds
Series: Daily Muse Calendar | Publication Date: August 1, 2011 A jewel-like gift for birders, this lovely datebook spotlights the songbirds that brighten our lives with beauty and music, and offers fascinating information for bird enthusiasts: songs and calls, best avian websites, bird counts, and more. Keep track of each days appointments in the generously sized week-at-a-glance grids. Embellishing every spread is a full-color photograph of a sprightly backyard songster.Cats 2012
Series: Daily Muse Calendar | Publication Date: August 1, 2011 Its the daily planner that speaks to the spirit of the cat lover. For every week, Cats offers a roomy grid to fill with appointments and general goings-on. At the bottom of the spread is a full-color portrait of a tabby, Abyssinian, Persian, calico, or other feline charmer. The calendar opens with useful reference thats chock-full of fascinating information and lore: breed characteristics, confounding feline behavior explained, most popular names, and more. Theres no better gift for your favorite cat person.1000 Places to See Before You Die
Series: Daily Muse Calendar | Publication Date: August 1, 2011 New for 2012, 1,000 Places to See Before You Die is an elegant day planner for people with a passion for travel. Reflecting all the obsession and authority of the runaway #1 New York Times bestselling book, it combines a year of illustrated week-at-a-glance grids with practical information for when youre ready to stop dreaming and get going. Twelve classic trips that never disappoint. How to pack for a weekin a carry-on bag. Roman Holiday, Lost in Translation, and other movies that will make you want to book a flight. Plus Grand Hotels in Major World Cities, Iconic Shopping Districts, Where and How to Haggle, and the best travel websites and other resources.Shoes 2012
Series: Daily Muse Calendar | Publication Date: August 1, 2011 Sleek, stylish, and filled with more fabulous footwear than the shoe lovers closet, Shoes marries a practical datebook format with pure obsession. The week-at-a-glance spreads are spacious; at the bottom corner of each is a drop-dead gorgeous shoe in full color. Swoon over classic pumps, sexy mules, groovy platforms, plus great sandals, boots, slingbacks, and stilettos. Up front is a lively miscellany for footwear fanatics: a shoe time line, iconic designers, sizing charts, and more.Writer's Diary
Series: Daily Muse Calendar | Publication Date: August 1, 2011 The datebook thats muse, encouragement and lively diversion for the writer, all year long. Writers Diary is a stylish week-at-a-glance planner that combines roomy grids (perfect for jotting down appointments, reminders, and moments of inspiration) with entertaining information: The 10 Best Books on Writing. Tried and True Cures for Writers Block. Blogging: How and Why. Three Poems to Memorize. Writers on Twitterand writers who still dont use computers. Plus cocktails named after writers, famous last lines, and more. Illustrated with archival photographs of first editions, little-known arcana (want to know what the real Mr. Darcy looked like?), and intimate portraits of writers at work.Dogs 2012
Series: Daily Muse Calendar | Publication Date: August 1, 2011 An elegant and irresistible gift, Dogs combines a year of practical week-at-a-glance spreads with information to feed the passion of the dog person. Here are the most popular breeds; rescue dog information; a glossary of canine terms; diet, health, and care tips; canine body language and behaviors. With the roomy, write-in grids, its easy to keep track of where you need to be and what you need to do. Embellishing each spread of the planner is a photograph of a lovable dog in full colora lanky Lab, a pudgy Bulldog, a gentle Golden, a fluffy Pomeranian, a one-of-a-kind mutt. With text by the author of the 365 Dogs Calendar.

We have been in a home for nearly 18 months (Texas). We're now on month-to-month lease. My lease is with a property manager, not the owner. Around 3 months ago, a seizure notice from the constable shows up on the door related to a lawsuit against the owner. 2 months ago, notices from the bank and people knocking on the door looking for the owner. Clearly the property is being defaulted on.Property manager has now told me I can stop paying all rent, and wait until a bank or someone comes knocking asking us to leave. In my mind, this is great - I see foreclosure taking 60-120 days before anyone comes knocking asking us to leave, and with other laws potentially another 90 days above that. Any other advice for me in this situation?Thank you

Several sites have IHOP coupons either printable or digital on your cell phone for BOGO with 2 beverage purchases (Max coupon value = $8.00). (LIMIT ONE COUPON PER TABLE)
We have been to two different local IHOPs. Both accepted the digital on cell phone versions. Most recently Jan 2, 2012.ValPak has printable and digital. ValPak APP has it too. ValPak has YMMV type disclaimer for digital coupons.FOURSQUARE APP has it.Sis found this offer on her cell phone (DEC 31) with a GOOGLE search for IHOP COUPONS. She said it was on RETAILMENOT.com. but I didn't see it there.===
Alternatively, several sites have 20% OFF your check coupon both digital or cell phone.Retailmenot
ValPak (printable) and ValPak APP (digital)Depending on your party and how you do things this may beat the $8.00 BOGO with 2 beveragesw / or / Root Tooty offer value here has valuse of $7.49.YMMV: Dec 31 ... waitress let us split the ticket into two tickets for 4 people. Savings was $8.00 on first ticket and $7.49 on the second ticket.

Given all the recent tax software deals starting to crop up now, I thought it would be helpful to consolidate them in one place (people can just subscribe to this thread for updates). Mods, please feel free to sticky this until 15 April (or whenever the deals dry up).Please update the Quick Summary with any new tax software deals and remove the expired ones.H&R Block At Home Deluxe Federal + State
Target = $29TurboTax Deluxe NO State
Costco = $29.99TurboTax Deluxe NO State
TurboTax = $19.45TurboTax Deluxe with State
Costco = $39.79
AAFES = $26.95 or $19.95TurboTax Premier with State
Costco = $59.49TurboTax Home & Business with State
Costco = $69.99MAC OS X - FREE TurboTax Basic, Deluxe, Premier and Home & Business with State

A friend who was away for the holidays was informed there were multiple people killed at his residence in which he rents. He is scheduled to go back tomorrow. I am seeking advice in terms of hazmat cleaning services. I have a few questions and I'd like to keep the details to a minimum for now. Obviously I understand some questions are difficult without more details, dependent on policy/lease, a lawyer may be necessary, etc. This was in CA.1. Is this something local authorities typically handle, homeowners policy, renters, or out of pocket? 2. If my friend is responsible for cleanup, does anyone have any recommendations of a national cleaning service or a state one in CA and an approximate price range he should expect?3. I also realize state laws vary, but is it typical to break a lease in unfortunate circumstance such as this without financial repercussions?***Thank you FWF. Happy New Year. Be Safe and Merry!

5% Fixed Dividend Every MonthThis has scam written all over it. So, why then do 7 out of 10 people trust this website? Go figure!I guess 7 out of 10 people are the type to get taken to the cleaners by Bernie Madoff types.

This will go live on January 1st at 3am Eastern Time and this is for the first 150 people each month
http://allnaturalbullysticks.com/freesampleform/

I am looking for a prepaid credit card that will let me verify my Paypal account but I have heard from many people that some works and some don't. Can someone tell me which one works or not and tell me where to buy it? Looking for the lowest domination. Just need a Paypal with an American verified address as my Canadianone won't work.

http://www.amazon.com/Mega-Bloks-08465W-Maxi-Classic/dp/B000M8G2... http://www.amazon.com/Fisher-Price-Little-People-Builders-Classi...

I doubt this story directly affects the typical FW Finance reader, but this is an interesting article about a relatively new practice. Debt Collectors are dangling new credit cards to people who have old balances whose statue of limitations has expired. The catch is that the new card comes with a portion of the old debt already included. Some folks are jumping on it, because it means they can finally get a credit card again. Charges of deceptive practices are following close behind. This sounds like offering AA attendees membership in the wine a month club....From the WSJ
No one was more surprised than Thomas Carpenito with the credit-card invitation that landed in his mailbox earlier this year.

The 27-year-old deli owner from White Plains, N.Y., had about $10,000 in old debts and a credit rating 200 points below "good." He recalled thinking the post office had delivered the letter to the wrong house.

Far from a mistake, the offer was part of a controversial and growing partnership between debt collectors and banks that profits both. To get the new credit card, Mr. Carpenito agreed to repay $400 on a seven-year-old debt that had expired under New York's statute of limitations.
Full Article:
http://online.wsj.com/article/SB10001424052970204058404577106841027702670.html?mod=WSJ_hp_LEFTTopStories

http://www.bigdogs.com/Category/Crazy_Dog_Deals
Big Dogs Wearable Blanket

Regular: $29.99 Now: $9.99       
Big Dogs Wearable Blanket

Regular: $29.99 Now: $9.99       
Fantasy Football New Breed T-Shirt

Regular: $17.99 Now: $5.99        
Stay Off The Field Football T-Shirt

Regular: $17.99 Now: $5.99       
Freakin' People Person Football T-Shirt

Regular: $17.99 Now: $5.99       
Big Dog Football T-Shirt

Regular: $17.99 Now: $5.99        
Heroes T-Shirt

Regular: $17.99 Now: $5.99       
Run With Football T-Shirt

Regular: $17.99 Now: $5.99       
Lead, Follow Printed Flannel Boxers

Regular: $14.99 Now: $5.99        
Bad Dog Printed Flannel Boxers

Regular: $14.99 Now: $5.99       
Dogs and Initials Printed Flannel Boxers

Regular: $14.99 Now: $5.99       
Just Do it Tomorrow Printed Flannel Boxers

Regular: $14.99 Now: $5.99        
Run With The Big Dogs Printed Flannel Boxers

Regular: $14.99 Now: $5.99       
Women's Lazy Bones Flannel Boxers

Regular: $14.99 Now: $5.99       
Bad Dog Printed Flannel Boxers

Regular: $14.99 Now: $5.99        
I Am The Big Dog Printed Flannel Boxers

Regular: $14.99 Now: $5.99       
Unleash The Big Dog Printed Flannel Boxers

Regular: $14.99 Now: $5.99       
Yarn Dyed Flannel Underdog Boxers

Regular: $14.99 Now: $5.99        
Don't Fetch Printed Flannel Boxers

Regular: $14.99 Now: $5.99       
Women's Smiley Faces Flannel Boxers

Regular: $14.99 Now: $5.99       
Women's It's Five O'Clock Somewhere Flannel Boxers

Regular: $14.99 Now: $5.99        
Women's Athletic Flannel Boxers

Regular: $14.99 Now: $5.99       
Women's Bite Me Flannel Boxers

Regular: $14.99 Now: $5.99       
Who's Yer Daddy Printed Flannel Boxers

Regular: $14.99 Now: $5.99

so my kids mow my rental property (held as personal property / not an LLC) and bill me for it and this year they cross over the $500 level - do they owe for self employment tax? The side issue is they contribute most of it to a ROTH IRA & I'd like to keep that working.Next year I'd like them to be able to Mow the property of an LLC of which we are a 25% partial owner, or even other people's property.
I understand mowing in the neighborhood vs mowing a business may cross the child labor line? How do I avoid the self employment tax?
not create undo liability issues for non-residential or my partial LLC? Can I become a mowing company (non incorporated family business) and hire my kids under the family business or will that break some child labor law (if we mowed for some other entity)? I'd like to be able for them to maximize income, for me I'd like to absorb and take all the business expenses. (right now the kids are 12 & 11)

I tried searching and didn't really come up with anything. I'm mainly starting this topic for discussion purposes, as I don't really have any insight into the best way to lease a car, yet I "hear" things all the time about how there are great lease deals available if you're willing to dig around and do your homework. Things like loss-leader "ad cars," outgoing model year closeouts, unpopular/ugly models (Chevy HHR anyone?), car companies having "issues" (e.g. Toyota in early 2010).Obviously, conventional wisdom is that leasing (or even buying a car brand new) is a "bad deal." Just like "credit cards are a bad deal," which we on FWF know to be false, if you have the financial sense to make the product work for you. I know people on this forum as well as bogleheads have mentioned having ~$100/mo leases, presumably with nothing or minimal down. Are these type of deals even possible other than dumb luck? Anyone have any insight into how to score a deal so good on a lease that its better than hanging on to your beater car that will likely need more than $100/month in repairs over its remaining life?I would presume that any type of deal would probably require going with whatever model happens to be available at the best price, rather than the car that you might "really want." For example, I'm in the market for a new car, and considering the new SkyActiv Mazda3 models. But if I could lease, say, a base-model Civic or Corolla for $100/mo, I'd probably just go with that as that is even cheaper than I expect to spend maintaining and repairing my existing vehicle with about 100K miles on it.Please no stupid comments like "leasing is never a good deal" etc., we know that's the case most of the time, I'm looking specifically for the cases where you can come out ahead leasing a new car vs. buying used or maintaining an existing vehicle. I realize that with proper research and negotiation one can also get an equivalently good deal buying a new car, but for now lets stick to leasing as for many situations there is value in the guarantee of being able to dump the car easily after a set time period.

Early 2011 13.3" Macbook Pro (MC700LL)-LIKE NEW Condition @ Amazon Warehouse Deals:NOW $805.47 shipped
Hi all,
I got in on this deal about a month ago, so I figured I'd pay it forward to anyone who missed last months' deal or wasn't aware of it.For those who aren't aware, from time to time, "Like New" Macbook Pro's show up on the "Warehouse Deals" Section of Amazon's site. I've been told that these are typically customer returns which have little or no usage. For reference, I purchased 3 of these the last time around, and 1 had 0 battery cycle charges, 1 had 1 cycle, and the other had 3. Regardless, this means that none of the computers were used much at all. All 3 were in immaculate cosmetic condition. I literally couldn't find any scratches, marks, or cosmetic blemishes on the models. Just as a reference, I believe the refurb versions of these went for $929+tax+S&h (where applicable), so those probably went for ~$1030+....IMO this seems like a better deal than the refurb Apple (if they come back in stock) or the open box Best Buy deal. Also, if you receive one that's in unacceptable condition, you should have no issue returning them back to Amazon. This is why I ordered 3 from the initial deal, so I could inspect, and keep the one in best condition. Honestly, none of them were discernible from New, other than being charged once or 3 times.
Here's the link to the page:
Here Is The Link....Scroll down to the ~5th option under sellers, which shows "Amazon Warehouse Deals" as the seller.Figured I'll list the specs of this model as well:2.3GHz dual-core Intel Core i5 processor
320 GB Hard Drive, 8x DVD/CD SuperDrive, 4 GB DDR3 RAM, Precision aluminum unibody
13.3 inch LED-backlit display, 1280-by-800 resolution
Intel HD Graphics 3000 with 384MB of DDR3 SDRAM shared with main memory
High Speed Thunderbolt Port, FaceTime HD Camera, Mac OS X v10.7 LionI haven't done so myself yet, but many people mentioned registering the full apple warranty to their mbp by sending the Amazon receipt to Apple customer care.

http://www.tanga.com/products/people-think-im-quiet-because-im-s...

This year more fake site and listing to these sites by Fake members seems to be growing. Be careful. There are lots of free and very good offers, but there many fake site which will sell your information. Here is a current list of Fake sites.
http://www.haydeechocolatier.com
http://www.heavenly-recipes.com
http://www.helpudiet.com
http://www.cubebix.com/giveaway.html
http://www.ganoderma-research.info/
http://www.powerfulyou.com/gano/SamplePageHCT.htm
http://www.Hermitandfriends.com
http://www.hotexas.com
http://www.holidaysathome.com
http://www.freenerds.com/
http://www.goldenteacompany.com/form1.html
http://www.egiftsite.com/free-personalized-velcro-bib/
http://www.egiftsite.com/free-personalized-key-chain-first-3500/
http://www.rugspakings.com/promotion.htm
http://www.maxanimalhospital.com/536016.html
http://www.smithsonelectrical.com/free-usb-christmas-tree.html
http://www.up-pics.com/giveaway.php
http://www.beautyherbalspa.com/GiftIdeas.html
http://www.flushdoggy.com/Free_Sample.html
http://rossodesigns.com/register.php
http://www.oasiscd.com/ecorequest/bottletray.asp
http://www.treatpeople.com/free-sample.php
http://www.usbforfree.com/orderform.html
http://www.sunvibesspa.com/product_sponge_sample.php
http://www.variouspackaging.com/samples.php
http://www.incustomrailings.com/samplerequest.html
http://www.k9fullflex.com/
http://www.cl9udsalonspa.com/handmade-lotion/
http://www.cl9udsalonspa.com/handmade-bath-salt
http://www.fwmodular.com/catalogrequest2010.php
http://www.erik-prautsch.com/smoothsmooth_sample.php
http://www.salonanddayspa.org/freehandmadepeachsoap.html
http://www.salonanddayspa.org/freebodyscrub.html
http://www.flixsticks.com/
http://www.flixinterdental.com/sandwich/#freesample
http://www.newhillpromotions.com/index.html
http://www.ginnero.com/free-sample
http://www.freeopks.com/
http://www.fertibella.com/
http://www.superiorgraphicengraving.com/product-sample.html
http://www.choosehealthycoffee.biz/
http://www.myhealthyinfo.com/survey/GANOXL/index.php
http://www.formbuddy.com/cgi-bin/formdisp.pl?u=cafeyes&f=freecof...
http://www.iaacm.org/freeozonetest.html
http://www.mybeautyreviews.com/?p=464
http://www.flyingshare.com/freedrive.php
http://www.flyingshare.com/christmasusb.php
http://www.ecophotoimaging.com/html/services_requestfreeframe.ht...
http://www.baby-barn.com/washlotioncombosample.php
http://www.aramdek.com/promo_pack.html
http://www.hallmanstailor.com/content/speciality/index.php
http://www.hostohost.com/stencil_ruler.php
http://www.facebook.com/?ref=home#!/popchips?v=wall&story_fbid=1...
http://www.poshbomb.com/freegift.html
http://www.petmaxi.com/free-gift/
http://weavefieldmills.com/kitchentowelsample.htm
http://www.laruh.com/gifts.php
http://www.carvedstoneusa.com/contact.html
http://www.holidaysathome.com/free-christmas-ornament.html
http://www.egiftsite.com/free-mini-christmas-tree/
http://www.quick-weight-loss-principles.com/xlr8-thermogenic-fre...
http://www.eight76records.net/forms/movement.htm
http://www.freebeermug.com/orderform.html
http://www.alicewoodrumsalon.com/other.php?action=free_stuff
http://www.pipefabricatorsps.com/mousepadform.php?showForm=1
http://www.freestressball.com/orderform.html
http://www.freenourifusion.com/wst_page6.html
http://www.hotexas.com/freesamples.htm
http://www.deliciochocolates.com/gourmet_chocolate.php
http://www.ohshot.com/form1.html
http://www.travelusa.com/freeshirt.html
http://www.studiobeautywarehouse.us/hawaiitickets.html
http://www.sungoddess.us/freesample.html
http://www.sunlaboratories.com/freesample.html
http://www.freesamplecd.com/index.html
http://www.scoopex.com/scoopex_free_sample2.html
http://comarketing.inquisiteasp.com/cgi-bin/qwebcorporate.dll?id...
http://www.emro.who.int/umd/requestcd.htm
http://www.teachef.com/request_sample.html
http://www.yourbeautyrep.com/free_beauty_product_samples.html
http://www.kiwimagonline.com/freebies/Head/head.php
http://www.freeguitarpick.com/
http://www.selfoodsales.com/
http://www.under-tec.com/index.php
http://www.total-effects.com/sample/OLD_GATOR_clothsample.shtml
http://www.petrix.com/shirt/
http://www.poshbomb.com/freegift.html
http://www.superwipes.com/html/sample.html
http://www.free-thongs.com/
http://www.splendiddelites.com/Free_sample.htm
http://www.vibevixen.com/fabfinds/
http://www.bobbleheadies.com/freebobble.html
http://www.freebeermug.com
http://www.free-boxers.com
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http://www.free-lipstick.com
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http://www.free-beauty-samples.com/
http://www.ashleycardell.com/gourmet_chocolate.html
http://www.buybeauty.com/Survey1.aspx
http://www.candy-lovers.com
http://www.shopfree.com/offersrequest.asp?shopid=shopfree_usa&pa...
http://www.hottestmomonline.com/magnet.php
http://www.databuddha.com/reach.cfm
http://www.divainabox.com/request.html
http://www.buydehydratedwater.com/free.htm
http://www.kcweb.com/candy.htm
http://www.kcweb.com/herb/freegift.htm
http://www.kcweb.com
http://www.cleanyourscreen.com/
http://www.geocities.com/freeeachmonth/freecd.html
http://www.americanpregnancy.org/pregnancykit/
http://www.myhealthyinfo.com
http://www.billybee.com/en/survey/survey.shtml
http://www.oxygennutrition.net/freesample.asp
http://www.freepettreats.com/form/?p=subscribe&id=1
http://www.frrfood.com/freesample.html
http://www.chinaslantern.com/packages.html
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http://www.ultraskincare.com/free.html
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https://www.expressbitandblade.com/catalog/survey.html
http://www.actenergy.org/
http://www.energizingdrink.com/KR116/signup.php
http://www.e-comprofits.com/freesamples.html
http://www.gr8solutions.com/free_sample.htm
http://www.carol.drinkactbuilders.com/qom
http://www.ecommercegroup.net/magicherbs/freetrials.html
http://www.memoflurry.zor.org/
http://www.naturalsolutionsmag.com/index.cfm/fuseaction/samples....
http://www..id281.securedata.net/joycraft/test.html
http://www.mymiraclegrip.com/offers.html
http://www.scalarcore.com/themes/main_pages/main_page56.asp?REFE...
http://www.jollycook.com/free-jolly-cookbook.html
http://www.perpster.com/promo.php
http://www.thehopecross.com/cross_request.htm
http://www.jjmartinclothing.weebly.com/freebie.html
http://www.noworms.com/giveaway_form/index.cfm
http://www.trupearls.com/go/Pearls/pubSample.aspx?alias=Pearls&t...
http://www.freedesklamp.com/lamp.html
http://www.nickysfolders.com/index.jsp?action=show_teacher
http://www.funtasticmedia.com/fever_pacifier.asp
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http://www.cheirinhodebebe.com/servlet/Register
http://www.pintjacket.com/contact_us.htm
http://www.eucerinus.com/aquaphor_newsletter0506/?
http://www.gramandco.com/promotion2007.php
http://www.aj-tuning.com/gift.html
http://www.stock23.com/Stock23-Fgifts.html
http://www.kepoosport.com/Gift.html
http://www.mayco-sales.com/request.html
http://www.mswindowsguru.com/launch_usa.html
http://www.homecleaningsquad.com/clorox_offer.html
http://www.cadillaceyewear.com/styleyes/register.cfm
http://www.marthababysteps.com/reqform.php
http://www.candy-lovers.com/
http://www.theultimateloanguy.com/contactus
http://www.freeproteinsamples.com/
http://www.extremepcgarage.com/home.html
http://www.nashville-hotels.us/free-tshirttu.php
http://www.cardinalglass.com/requestsample.php
http://www.stock23.com/Stock23-Fgifts.html
http://www.bottlecapgroup.com/free_stuff.php
http://www.hiimsarah.com/sp_001.php
http://www.nikond90.org/
http://www.knockoutbadbreath.com/site/1395773/page/567211
http://www.ringtonica.com/aps/shop_content.php?coID=211
http://www.ringtonica.com/aps/free_stuff.php
http://www.digilake.com/free-dvdr.html
http://www.digilake.com/as/shop_content.php?coID=46
http://www.digilake.com/free-pencil.html
http://www.digilake.com/as/shop_content.php?coID=47
http://mailfinity.net/free-magnetic-clip.html
http://mailfinity.net/free-eraser-set.html
http://www.digilake.com/free-mouse.html
http://survey.cusa.canon.com/Pub/2W6C4/Link.html
http://www.bridalgroup.com/0710/engaged.cfm
http://www.competitivesociety.com/notepad.html
http://www.hornygoatbrewing.com
http://www.squeezeyourstress.com/
http://www.stock23.com
http://www.sunusb.com
http://www.sutterscreek.com (aka Blue Bayou, LLC)
http://www.Unlimitedgiftshop
http://www.usbforfree.com
http://www.weirdfragrances.com
http://www.winperfume.com
http://www.yourproductsamples.com
http://www.hendricksons.com/emailformV2.asp?Dept_ID=0&NavButton=...
http://www.footlongspromotion.com/
http://suzzly.com/snuggiepromo.html
http://www.babiesonestep.com/feb_giveaway.html
http://freefirsthug.com/
http://agrimarks.com/sample.html
http://teenfreeway.com
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http://www.e1kaye.com/ShopdirectFREESAMPLES.html
http://www.chinaslantern.com/packages.html
http://www.clay-skincare.com/clayessentialssample.html
http://www.cravetesters.com/r/steve/home.html
http://www.cryogel.com/thermal_storage_technical_support.htm
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http://www.pollenpower.com
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http://www.ozzytshirts.com/free-aromatherapy-candle-serenity/
http://www.celebdish.net
http://www.clearancecrazy.com
http://www.cool-free-samples.com
http://www.dailyhousetips.com
http://www.flaverco.com
http://www.flutterBugs.piczo.com
http://www.foreverlitesandgifts.com
http://www.freebeachball.com
http://www.free-beauty-samples.com
http://www.freestressballs.com
http://www.freewebs.com/babyretreat
http://www.freewebs.com/bloominbarnyard
http://www.freewebs.com/ourforevergifts
http://www.goofygiggles.com
http://www.holiday-giveaways.com
http://www.householdsavingsclub.com
http://www.IMIBN.com
http://www.kcweb.com
http://www.keyeni.com
http://www.littlethings.myphotoalbum.com
http://www.lose-weight-online.com
http://www.lost-survivors.com
http://www.lowcarbtina.com
http://www.mailfinity.net
http://www.metelle.com/lipbalm.php
http://www.mirthfulchildren.com
http://www.NameSecure.com
http://www.ohshot.com
http://www.petrix.com/shirt/items.htm
http://www.pixustudio.com
http://www.shop/angelaledcke.com
http://www.simplicityshop.biz
http://www.splendiddelites.com/Free_sample.htmThere are many more so be careful. Have a Happy New Year.

Note: This is just a consolidation thread to save time from searching around for deals you've missed. Do your own homework on each deal to make sure you are not violating any rules or will be hit with fees. Companies are offering these to make money and probably some off of people who forget about fees that could be charged, so buyer beware - I'm not giving legal advice here by listing out terms of the deals, I'm just helping people be able to filter through them quickly.$100 Betterment - Deposit $10,000, get $100 bonus. http://www.fullofdeals.com/forums/finance/1138003/$75 Sharebuilder (ING Company) - Deposit $100, get $75 bonus, no trades required, available for withdrawal after 120 days http://www.fullofdeals.com/forums/finance/1154341/$50 Nationwide Buxx - Deposit $25 onto a prepaid CC, get a $50 bonus. You will need to get the card, activate it, withdraw money, and then close it in order to avoid monthly fees. http://www.fullofdeals.com/forums/finance/1151513/$25 Betterment - Deposit $250, get $25 bonus. http://www.fullofdeals.com/forums/finance/1096056/$20 AMEX Serve - Open an account and get $10, then play an online game and get another $10 free. No deposits needed. http://www.fullofdeals.com/forums/finance/1145919/Dell LCD Monitor @ Options House - Open an account and make a deposit of $5k or greater and get a free LCD monitor. http://www.fullofdeals.com/forums/finance/1090882/ Post any other links here and I'll update the thread.

Greetings and Happy Holidays to All! It's time to get the 2011 Career Thoughts and Compensation Thread rolling. I started doing these threads annually on the FW Finance board in 2006. When I originally started this thread five years ago, I thought it could serve as a great resource for people to learn about the ups and downs of various careers, including information such as salaries and benefits. I have always found these threads particularly informative and interesting.Last year's thread seemed to have a lot of good information, even though it only stayed active for a couple of months. Hopefully this year's thread can remain active for longer. Now gang, here's a reminder of the rules, which 99.9% of you have been great at following over the past four years:If you participate, please try to keep this a positive, informative thread, and let's not get into any arguments about how one's career/education/compensation makes him/her superior/inferior to other people. Contribute as much or as little information as you're comfortable sharing, but please be honest so that this may serve as a truly informative thread for people mulling their career options.So, now that the ground rules have been set, how did your job go this year? Did things go well or not so well? How well were you compensated for 2011? Did the poor economy have a serious effect on your career? Maybe each person can give a brief description of themselves, their job, their education levels, and their salaries, present and maybe even projected salaries for the future. As always, since I'm starting the thread, I have to bite first:
Gender: MaleAge: 39Location: Northern NJOccupation: Urban Educator (My fancy title for a teacher in a city of low socioeconomic standing)Education: M.A., plus 33 additional credits2011 Compensation: $90,000 (Base Pay + a little extra money taking on extra duties.) Base salary for the 2011-2012 school year is about $88,000 right now, but should be more, since we do not have a current contract right now. (More on that in a minute.) My compensation this year is pretty much the same as it was last year, although last year's figure was inflated a bit due to a pretty large amount of retro pay due to me.Future Salary Projection: When our contract is settled (very soon hopefully), my base pay should be in the 100K range. This is the top of the teachers' guide in our district, so future raises are going to be smaller after this, maybe 2K to 3K per year more for the foreseeable future. Benefits: Full medical, although teachers in NJ now have to pay a percentage of their salaries for their medical benefits. (It's currently 1.5% of base salary, but it's going up even more in the new year.) We get modest dental, generous sick and personal time, a decent pension plan (at least if the state doesn't default on the benefits), tremendous job security once you achieve tenure (but virtually none before that, and even with tenure, you can still have the daylights menaced out of you. Also keep in mind that not all states offer tenure, in which case you can pretty much be fired at will no matter how much time you have in a particular district.) In almost all districts in NJ, you can accumulate sick time from year to year. What's the job like?Very difficult and getting more difficult by the year. Tremendously long hours, almost no down time during the school day (I don't take lunch very often),lots of work at home, deplorable working conditions, with some classrooms reaching temperatures of 90+ degrees and others below freezing. Prepare to adopt some small scurrying pets who have made your classroom their home in older buildings in urban districts. You will also most likely need to spend a decent amount of money on supplies for students because your school won't provide them, even though they insist on your using them. Very little respect and support from most supervisors, parents, and students. I do it for the good kids and because I love teaching. Massive budget cuts have made the job even more difficult. Many teachers (myself included) are now finding themselves doing two jobs for the price of one due to massive retirements and staffing cuts.Would you recommend the career to others?Every year, it's become harder and harder for me to recommend teaching as a career. Public employees all over the U.S. have taken a real bashing over the past couple of years, and teachers seem to be Public Enemy #1 of the group. This is not an easy job. If you're doing it correctly, it's at least a 50-60 hour a week job, and it's 50-60 hours of grueling work. Teachers in urban districts in particular have taken a real beating. They are expected to be miracle workers, solving all of our society's ills. On top of that, there seems to be a growing chorus of people calling for teacher salaries and benefits to be cut to the bone. And, unfortunately for new teachers, your benefits are going to vanish before the benefits for the veteran teachers will. Once the teacher bashing subsides, I may be able to recommend teaching again as a profession. But for right now, it might be better to see what else is out there.

For expensive area:
link
$7.29 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
buy 2 lunch get 4 people at $5 each MON-WEDThanks to MISTERCHEAP's contribution, for people live near Orlando area:
link
there are 4 different coupons:
$6.99 lunch
Senior dinner $6.99 dinner 5-6pm weekday
$19.99 family meal with $1.49 bag of cookie.
2 for $12 Mon-Wed lunch, no beverages required.
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX LocationsFor people do not live in LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX
link
there are 2 different coupons:
$6.99 lunch
Senior dinner $6.99 dinner 5-6pm weekday
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX Locations

Direct link to Coupon hereFood police and 'I always get it for this price' winey people can move on to the next thread to complain.
These burgers are usually $3.39 each in my town.
Yes, they have shrunk down to .2 lbs raw meat instead of the old .25 lb...BUT THEY STILL TASTE GREAT!

Next year I'll have a one-time sale of stock for a very large gain. I live in a flat-tax state that'll take about 5% of the net from the sale. I'm in a transitional period in terms of housing (renting), can move to any state next year at any time during the year, and my job is a telecommute across the country. I can choose when to exercise the sale. As far as I can tell, I should be taxed at the state level on this "unearned income" only in the state I live in -- for some suitable definition of "live" -- at the time of the sale. What would stop me from moving to New State (NS) next year in November, closing up shop in Old State, registering my cars in NS, registering to vote in NS, etc., selling my stock, and then moving back to OS in the following year (or, for that matter, some small number of days later)? I see a whole lot of posts for capital gains on home sales (not very relevant), for people who have earned income concerns (not relevant), things regarding "intent" (I would certainly _intend_ to live in NS for a few months), "domicile" and "residency" and how these things seem to be defined differently in each state, situations where people have property in both states, situations where people live in RVs, and so on. But I can't really find any forum threads where someone's concluded that this strategy is legit, or any accounts from someone who's done it and said "yep, worked great" (or the opposite), or pretty much anything to give me much confidence.Thoughts? Good idea? Dumb idea?

As of yesterday 12/27/11, T-Mo and Wal-Mart began offering Unlimited Web to the $45 plan. Granted it's only 200mb of 3g, then throttled, alot of people don't need a whole lot if you are around alot of Wifi. My typical month is about 200mb and I use my android alot for surfing... NOT downloading, or hotspotting.After 12/27/11 ($45 plan)
Unlimited Talk
Unlimited Text
Unlimited Web (First 200mb @ 3g Speed) then throttlehttps://www.myfamilymobile.com/Support/DeviceSupport/DeviceSuppo...They also now offer the Optimus One with Android 2.2. I just don't know if you can bring your device... If you can chime in...

0 Posted By: FatWallette
Views: 337 Replies: 0



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These were a great hit this year. They come with nice sleeves, shipping envelopes and stickers.
save for next year.
The music is nice too!
I had to re-order when my co-workers got a bit miffed when some people raved about the cd and others did not get any. Yikes!
http://www.christianbook.comChristmas CD Greeting Cards (Pack of 10) Twin Sisters Productions / Compact disclinked
$5.99 (CBD Price)Retail: $29.99 Save: $24.00 (80%)Availability: In StockCBD Stock No: WW006958Product Description

Twin Sisters presents this heartwarming collection of 12 cherished Christmas classics, performed by studio musicians, packaged in a beautiful keepsake box. Includes 10 music CD/greeting cards, 10 festive seals and 10 sturdy mailing envelopes.
Requires 2 postage stamps for delivery within the United States. Check with your local post office for delivery rates outside the US.

Product Information
 Format: Compact disc
Vendor: Twin Sisters Productions
ISBN: 1599227630
ISBN-13: 9781599227634
Availability: In Stock  1. Rise Up- Shepherd- and FollowStudio Musicians 2. O Come- All Ye FaithfulStudio Musicians
3. What Child Is This?Studio Musicians4. Angels We Have Heard On HighStudio Musicians
5. The First NoelStudio Musicians
6. For Unto UsStudio Musicians
7. O Little Town Of BethlehemStudio Musicians 8. The Birthday Of A KingStudio Musicians
9. Let's CelebrateStudio Musicians 10. O Come- O Come EmmanuelStudio Musicians
11. O Holy NightStudio Musicians 12. Away In A MangerStudio Musicians

link to home pageTrade in unused gift cards from 400+ retailers and use the cash to fund your GoalMine account! After you enter your information, send the cards to us. We'll process them in 7 - 10 days and apply the values to your account.

Get 150% of the first $50 of card value on your first card if you're opening a new account, and market value for the rest. link to GC to investment offer
This holiday season, were doing something new. A lot of people receive gift cards during the holidays, and end up never using them. So we thoughtwouldnt it be cool if you could take that unused cash and invest it instead?Beginning December 19 through the end of January 2012, youll be able to do just that with gift cards from more than 400 retailers. If youre opening a new account, well even give you 150% of the value of your first card! You can read more about it here.The program wont be ready until December 19, but if youd like to get a reminder when its ready, you can enter your email here (dont worry, we wont spam you). Well post here again when its ready!
I Don't know if they give you decent rates for GC exchange, also note they have a 150% value bonus for first $50 of GC value

With Promo Code EMCJHHC25 for newsletter subscribers.
LinkSolid enclosure supporting up to 3TB drives with USB 2.0 and eSATA support. Actively cooled with an 80mm fan. 4 egg average over 1053 reviews. I've read a lot of examples of people using these as enclosures for eSATA DVR expanders. The fan can help if the drive needs to sit near a hot DVR box.I have one and it feels solidly built and went together easily. The fan isn't too loud and the piece of mind that the drive is staying cool is a plus for me. The LED isn't too annoying, but it'd be nice to have a shutoff. I might buy an extra to keep around.This enclosure has been available for $25 this Christmas season but this is the lowest price I've seen and was well worth the $30 I paid.

Hi everyone, I found a pretty good deal if you didn't get that Nook Color under the tree this year. It's not the best bargain I've seen, but if you're having Nook envy it's not a bad deal.It's $179 (free shipping) on eBay sold directly by Barnes and Noble. Let's keep this post friendly (it is the Holidays for goodness sake!!): Please no 'Nook Color vs. Kindle Fire vs. iPad' wars. They're all good products. I just wanted to post this for the people that were thinking about buying the Nook Color.I hope this is helpful and Happy Holidays!Nook Color on eBay

My parents are going to be in the US for a little over a year and are trying to figure out the most cost effective way to get a car during that period. They're currently living overseas, will be returning to the United States for approximately a year and then moving overseas again. They have a car that they're happy with but they can't get it shipped to and from the US for the brief period that they're going to be here. They're the sorts of people who drive fairly economical cars (think Hondas, not BMWs) but please no suggestions for 10-year old Crown Vics. With current high used car prices the option that seems to make the most sense would be to buy a car that holds its value well and then sell it when they move a year later. Something like a Honda Fit won't take too much of a depreciation hit unless the used car market suddenly implodes. I thought about recommending a lease but as far as I know leases are usually for three years. Is it possible to get a one year lease for a new or lightly used car?

Great add-on for all you people who got tablet computers for Christmas (at least the ones that have memory card slots).
http://www.amazon.com/dp/B004G6002M

I saw this on another site and thought some people here may be interested.Looks like the shipping option is out of luck, but Ico/Shadow of the Colossus is $20 at K-Mart, still available for in store pickup my area, YMMV.I'd purchased this game as a gift for some people at BestBuy.com over Christmas (because it's an incredible set of games) and was able to call up and pricematch, so if you've purchased it recently, give the price match policies a look and you could be due some money back.Here's a link
http://www.kmart.com/shc/s/p_10151_10104_018W003150809001PThanks!
Jmchain

This router retails for $90. It was last posted as a $60 deal eight months ago. $70 at Newegg for comparison (with 3-star rating). Reviews vary -- some people think it's great, others think it's unreliable. Feature set looks great to me for $50.If you spend $0.03 more at TigerDirect, you should qualify for FS.Buy.com also has, sold by Circuit City, which is part of the TigerDirect store front. Use your preferred link to reduce S&H costs and maximize FW cash.TigerDirect.com: http://www.tigerdirect.com/applications/SearchTools/item-details...
Buy.com: http://www.buy.com/retail/product.asp?sku=216605874&listingid=17...
CircuitCity.com: http://www.circuitcity.com/applications/SearchTools/item-details...Enjoy!

This router retails for $90. It was last posted as a $60 deal eight months ago. $70 at Newegg for comparison (with 3-star rating). Reviews vary -- some people think it's great, others think it's unreliable.If you spend $0.03 more at TigerDirect, you should qualify for FS.TigerDirect.com: http://www.tigerdirect.com/applications/SearchTools/item-details...
Buy.com: http://www.buy.com/retail/product.asp?sku=216605874&listingid=17...Enjoy!

Hi Everyone,Didn't see this posted anywhere, but saw this deal and ordered one. $57.95 - $20 Rebate = $37.95 + Tax (NY with free shipping
Product Link
Rebate Link (Exp 12/31)Reviews are patchy, with many people having problems with it on the 7D especially when shooting video:
Amazon Reviews
B&H ReviewsI'll be using this on a 5D mkII. I take video every now and then. I decided to take the plunge as I am one of those who feel that reviewers are much more likely to write lengthy negative reviews than to write positive ones when all is going well. Just my take on it. I haven't had much experience with Kingston rebates.

Amazon has Panasonic Lumix DMC-GF3 Digital Camera with Panasonic 14-42mm/3.5-5.6 Lumix G Vario Mega OIS Zoom Lens for $475 - $175 with code B5724RNG = $300 with free shipping, it's pretty good deal, but not hot as what I got myself last night, was too late to post the deal I done @3.00am, but this deal is good too for the people who just want 14-42mm lens.PS: the coupon code only work with Brown color.
I bought it last night, GF3 with 14mm pancake $399.99, get free16GB class 10 Amazon SDHC card (was $18.99) + free Amazon DSLR backpack (was $32.99), and I bought the panasonic 14-42mm for $39.61($139.61-$100 promotion), so the total is $439.60 for GF3 +14mm +14-42Mm +16GB class 10 +Amazon DSLR backpack..Then I call in Amazon, asking to add one more lens for the that $100 off pormontion (the promotion is only for one lens, is won't workout when you add more than one lens, it will be still $100 off ONLY), so I added panasonic 45-200mm for $152.99 ($252.99-$100).This order included 4 promotion, Now my total is $592.59 and the items included areGF3 with 14mm pancake lens
Panasonic 14-42 mm OIS zoom lens
Panasonic 45-200mm OIS zoom lens
16GM class 10 Amazon SDHC card
Amazon DSLR backpack

See page 2 of weekly ad 12/25/11 - 12/31/11.$279.90Item: 410451
Model: A5F13UA#ABAOwn a genuine HP 2000-361NR notebook. Now easier than ever!
No more relying on other people for computer access for work, play, and online living: the new HP is priced within reach. And what value: for a low price you get all the essentials plus support for HD video and Altec Lansing stereo speakers for great entertainment. Integrated wireless Internet lets you connect while within range of a WiFi hotspot. A large hard drive holds plenty of work, homework, music, photos, and videos. Take it wherever you go with confidence in HPs design and reliability. Get true freedom: the new HP 2000 notebook.Intel Celeron Processor B800 (1.50GHz)
2GB installed memory
320GB hard drive
15.6" diagonal HD BrightView LED-backlit Display (1366 x 768)
SuperMulti DVD burner
802.11b/g/n WLAN

Hi! I am working as a HR- Assistant Manager in SGFX Financial Ltd. I contradict to many peoples comments which were posted earlier. Since, its a start-up company, initially for a month, it took time to set up systems, departments, procedures and policies. But since months have passed, our company is doing excellent in terms of its functioning. Being the HR I am aware that my employees are satisfied with the company. Even as an employee myself, I feel that my official documents are in place, my salary is credited on time, we have a proper professional way of functioning.
I am ambitious and pretty hopeful about my career with this company. As the company grows, I see myself at a height.

6pm discounts a selection of men's, women's, and kids' shoes and accessories, as listed below. Plus, all orders qualify for free shipping with no minimum purchase required. That puts many items at or near the lowest total price we could find. Sales end December 26. The deals:Lucky Brand and Free People: 18% to 80% off, deals from $10.33
Men's Shoes and Eyewear (GUESS, Steve Madden, more): 22% to 75% off, deals from $18
Women's and Girls' Knit Boots (Muk Luks, Skechers, more): 6% to 70% off, deals from $12
Men's and Women's Boots (DKNY, Charles, more): 24% to 77% off, deals from $24.99
Women's Clogs (Hunter, Frye, more): 20% to 88% off, deals from $19.99

The discount is only good until 12/25 -- but the certificate is good forever (according to the T&C). While there are varied (and often questionable) Fandango deals around, this one seems reasonable and worked for me. Basically you get a $50 Fandango credit for $35 through your corporateperks. Normally this isn't so great because 1) Fandango doesn't allow you to use "free ticket" promos on Imax and 2) There is a $2 fee / ticket. BEFORE YOU DO THIS MAKE SURE YOUR THEATERS PARTICIPATE.So here is my math, yours will vary ... I used it to take the family to see Tintin @ 3D Imax$35 for $50 credit$12 x 2 for children
$15 x 2 for adult
$2 x 4 for nonsense service fees
--
$62 (or $54 if you didn't use Fandango).So with the discount, you are in for $47 out the door. That is a decent cut and pretty good if you were to do it through Fandango. You'd still be in for $54 at the box office so it is _STILL_ better than the box office. But since there is a service fee, it is best to amortize that over the highest price tickets (which are typically 3d-imax or real3d).Anyway happy holidaysBTW, I took the fam to see the movie at a 10am showing. *MAYBE* 20 people in the whole theater.EDIT: I clarified the expiration of the deal/certificate.

The Amazon MP3 Daily Deal for Friday, December 23, 2011 is: Music Is Better Than Words [+Digital Booklet], by Seth MacFarlane, for $3.99.Seth MacFarlane is the creator of "Family Guy" and "American Dad". He's also a credible singer--from his Wikipedia page:http://en.wikipedia.org/wiki/Seth_MacFarlane#Personal_lifeHe is a skilled pianist and singer who, in his early years, trained with Lee and Sally Sweetland, Barbra Streisand and Frank Sinatra's vocal coaches. He signed a record deal with Universal Republic Records and released a big band/standards album in 2011.Reviews, track-samples and purchase-link here.Track-list: 1. It's Anybody's Spring 2:56 2. Music Is Better Than Words (Album Version) 3:20 3. Anytime, Anywhere 4:00 4. The Night They Invented Champagne 2:37 5. Two Sleepy People 4:26 6. You're The Cream In My Coffee 2:23 7. Something Good 4:16 8. Nine O'Clock 3:12 9. Love Won't Let You Get Away 3:5210. It's Easy To Remember 5:0511. The Sadder But Wiser Girl 2:5512. Laura 5:2813. You And I 3:4114. She's Wonderful Too 2:59

I am going to be going from NY to ABQ on 6/30 and returning 7/12.
I can fly out of anywhere in NYC, Newark NJ, Newburgh NY, White Plains NY, Albany NY, or Danbury CT.
This'll be a group of 10+ people so I expect to be able to use some sort of a group discount. I do not need a hotel/rental car/etc.
The cheapest airfare I've been able to find is in the range of ~$350. I use the AAdvantage miles program (usually fly American) but I couldn't care less which airline I use as I'm just looking to save some money.
I flew this same route in 2010 for ~$300 (no group fare).If anyone has any tips/discounts/etc. please let me know
Thanks in advance

December 21-27, 2011FREE AIRPORT WI-FI
Skype is offering FREE Wi-Fi at more than 50 airports across the U.S. People traveling through any of the select airports will be able to log on to a Skype Wi-Fi connection via their PC, Mac, or Apple iOS device to make a video or voice call.The gift package includes airports in some of the country's major hubs, such as Atlanta; Boston; Washington, D.C.; Miami; Chicago; Detroit; San Francisco; and New York City, with all the airports displayed on a map in a recent Skype blog post.Skype users can tap in to the free Wi-Fi via the following steps:
* Sign in to Skype.
* Go to Tools | Options | Skype Wi-Fi Access.
* Click the check box to Enable Skype Wi-Fi Access.
* Connect to a Wi-Fi public hot spot.
* In the Skype menu bar, click Tools | Skype Wi-Fi Access.
* Follow the instructions to join a compatible public Wi-Fi network.The free Wi-Fi can come in handy, especially around the holidays. Though more airports have been adding Wi-Fi coverage, some offer it only in certain terminals or specific areas.
Click here for participating Airports, Scroll over Skype Logo for your state.

Im new to pampers points but for people that have been collecting for awhile these may be duplicates. All codes worked as of 12/22/11.10 PointersGTGWELCOME10PTS
CONGRATS2NEWMOM
WELCOME2VILLAGE
10PTSFREECODE4U
CAREFORNEWBORNS
GTGCOUPONPOINTS
WELCOMEGTGPTS10 50 PointersJOINNOW4REWARDS
GIFTSTOGROW4MOM
2BEGINEARNING50
Found the points here: http://www.hotbuzz4u.com/free-pampers-gifts-grow-codes/

Souplantation and Sweet Tomatoes Holiday hour: 11am-3pm Dec 24, close Dec 25For expensive area:
link
one less coupon than last week: missing "buy one get free breakfast"(because they close on Sunday)
$7.29 lunch
$8.29 dinner
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
buy 2 lunch get 4 people at $5 each MON-WEDThanks to MISTERCHEAP's contribution, for people live near Orlando area:
link
there are 4 different coupons:
$6.99 lunch
Senior dinner $6.99 dinner 5-6pm weekday
$19.99 family meal with $1.49 bag of cookie.
2 for $12 Mon-Wed lunch, no beverages required.
Also one less coupon than last week: missing "buy one get free breakfast"(because they close on Sunday)
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX LocationsFor people do not live in LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX,
link
there are 2 different coupons:
$6.99 lunch
Senior dinner $6.99 dinner 5-6pm weekday
Also one less coupon than last week: missing "buy one get free breakfast"(because they close on Sunday)
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX LocationsPlease also note that Souplantation and Sweet Tomatoes facebook has one day coupon deal going on: link to facebook

Obihai OBI-110 available at Amazon for $44.88 ACSale Ends on Sunday (12/25)!Use Coupon Code: OBIGREAT at Amazon.com checkout.The OBi110 VoIP telephone adapter is now on-sale for $44.88 OBi110 from Amazon (with Free Shipping). Use the OBi110 device to set-up a super-low-cost (or free*) VoIP service with your broadband Internet router and any regular home telephone. Click Here and use coupon code, OBIGREAT at checkout on Amazon.com.Use an OBi Device to Get Free* Home Phone Service with Google Voice
The Google Voice communications service can be used on OBi devices affording the user a home or small business phone service that can be used to place and receive calls on a regular home phone. Calls to the USA and Canada are free thru 2012. Calls to other counties can be made for incredibly low rates.Sprint Users: Enjoy the Comfort of a Using Your Mobile Number on Your Home Phone with an OBi
If you are one of the +50 million people using Sprint as your mobile phone service, you can now use Google Voice and an OBi device to enable free* calling from a regular home phone that does not use your mobile air-time minutes. Calls to the USA and Canada are free. International calls receive Google Voices amazingly low rates.Transform the Way You Communicate with OBi
Obihai is here to make it more convenient for you to communicate, share and save money a lot of money on mobile and land line (or VoIP) phone calls. Additionally, by using OBi VoIP endpoints to make calls and bridge services, we aim to open up a new world of communication possibilities with applications on smart phones and tablets as well as in "The Cloud" e.g. OBiTALK.com. Ultimately, the Internet becomes the communication fabric with which OBi users can save BIG while optimizing how they connect to friends, loved ones, business colleagues and customers.(edits were for typos)

The Amazon MP3 Daily Deal for Wednesday, December 21, 2011 is: A Holiday Carole (Amazon MP3 Exclusive Version), by Carole King, for $3.99.
Reviews, track-samples and purchase-link here.Track-list: 1. My Favorite Things 3:20 2. Carol Of The Bells 1:55 3. Sleigh Ride 2:30 4. Christmas Paradise 3:25 5. Everyday Will Be Like A Holiday 3:07 6. Chanukah Prayer 3:09 7. Have Yourself A Merry Little Christmas 2:33 8. I Got My Love To Keep Me Warm 2:52 9. Christmas In The Air 3:1810. Do You Hear What I Hear 3:3311. This Christmas 3:1712. New Year's Day 3:5513. Welcome Home (Amazon MP3 Exclusive) 3:1714. One Fine Day (Amazon MP3 Exclusive) 2:3015. Good Mountain People (Amazon MP3 Exclusive) 3:3716. In The Name Of Love (Amazon MP3 Exclusive) 3:04

Hey FWF,I posted a few months ago that I was going to quit my corporate job and pursue a startup. There was some interest in me posting periodic updates on startup life.I ended up moving down to San Francisco in late October to work on the startup. My co-founders and I just received seed funding from a startup accelerator a couple weeks ago. While this in no way means we'll be successful (the odds are still very much stacked against us) it was a great validation of the direction we were moving towards as a company. It also provided me with some personal validation with respect to my decision to leave my corporate job. Even with the seed money, we're still not taking any salary and rolling it all into business costs which are mainly server costs as we're still working out of one of our apartments. We all have enough personal runway to last a while.The process for getting seed funding happened very quickly. We created our prototype in 3 weeks and presented it to the investors who grilled us on our vision and direction. They liked what we pitched and we got a phone call the next day saying they'd like to fund us. The funding process for startups is broken up into a few main rounds: seed/angel, series A, series B, etcAt the seed and angel stage, startups are typically looking for <$1MM in funding and is usually taken within the first 6 months to a year of the startup's life. From the investors' perspective, they know there's a huge failure rate for startups at this stage. What they are looking for are startups with high betas. They don't particularly care about companies with limited growth potential but would otherwise be a profitable enterprise. They really want to catch the next Facebook, AirBnb or Dropbox. For better or for worse, this mentality permeates the Valley. That being said, if you're looking to do a tech startup there's no other place to be. All other things being equal, a startup in the Valley will do better than a startup elsewhere simply because there's a huge pool of technical talent and investors here. Every week there's at least one startup party or networking event which leads to meetings and coffee with potential investors. At the very least you meet a bunch of very smart and very interesting people.

Hello FWF Crowd. Since you all provided me such great advice and wisdom on my last thread, I thought I would come back for a second helping.I have received a job offer from a new company and would appreciate any and all advice relating my current position versus the new one.Current Job:
-Financial Analyst (a lot of financial reporting, forecasting and general accounting)
-Division of Emerson Electric (aka: behemoth company)
-$41,200/year - little opportunity for raise or bonus
-Employer will consider paying for an MBA (with a 2 year payback period after)
-15 minute commute from current apartmentNew Job:
-Risk Analysis (figuring out consumer cost of credit for a boutique lender)
-Small boutique finance company that has recently been bought by a large hedge fund (more on this below)
-$58,000/year + profit sharing (Likely between 3-10% yearly)
-No tuition reimbursement for an MBA (small chance in the future, I was told not to bet on it)
-45 minute commute, would likely move to a new apartment for a shorter commuteMy concerns are as follows:1. I would be moving from a giant worldwide division of a bigger worldwide company to a small company that does business in about half the U.S. states. What are the benefits of being a bigger fish in a smaller pond, versus a minnow in an ocean?2. The company I work for is relatively stagnant with no major opportunities for market growth. The new job has internal projections of 20-40% growth and conservatively doubling in size in 5 years. Since it's a private company, I have no visibility into their operations through news sources, internet, etc.3. The MBA I am considering is around $30,000. Objectively, I can take the new job and pay for it in cash, have no payback period to anybody. On the other hand, $30,000 tax free (tuition reimbursement being tax free) is objectively a $35-40k raise over 4 years.4. Having little information about the new employer, it's hard to tell if they really are growing like they claim to be. That being said, they were just bought by a large private equity group (most FWF'ers would know the name) and that reassures me that those people don't make bad investments.5. I am currently in a very defined career path. People at my company who are in Finance stay in Finance until they either leave or die. The new job is a brand new position, they have no idea what the career path is and they are fine with me building my own whether that is building a department for myself or going into another part of the business.6. Obviously I am being offered a very healthy raise (and who couldn't use more cash?) but as it is, I have no debt, drive a paid off car with plenty of life left in it, and live a very comfortable lifestyle. What I really want is to make the smartest long term decision, what is $20,000 now versus hundreds of thousands one way or another later?7. I have a chronic health condition so medical insurance is very important. What are the best questions to ask to ensure that the health insurance at the new company is as good (or better) than my current insurance? It would be possible that with worse insurance I could be suddenly paying thousands more out of pocket.So, answer as few or as many as you want, I'll answer any question I can to give more detail.

Very easy to use camera for a cheap price.http://www.groupon.com/ch/goods/deals/gg-ge-camera$5.95 shipping, 15% CB at ShopDiscover or 10% FW CashBackYes, I know it's not the best, but for those people that only want a single button to press and a single connection to worry about, this is pretty good.Amazon info:
http://www.amazon.com/GE-CRE00-BK-Digital-Optical-2-7-Inch/dp/B0...

I was just at TARGET and the $60 itunes giftcard bundle ( 4-$15 cards) was on sale for $52.
Not exactly a SUPER HOT deal but a nice deal if you want some lower Itunes cards for gifts for different people.
This makes each $15 card come out to $13 each.I guess a decent deal since the lower cards aren't usually on sale and it's usually the SINGLE higher priced cards on sale.http://www.target.com/p/Apple-iTunes-Card-Multi-Pack-60-00/-/A-1...

0 Posted By: FatWallette
Views: 415 Replies: 2

Groupon features a daily deal on the best stuff to do, see, eat, and buy in a variety of cities across the United States and has been recently featured on the Today Show, Good Morning America, and named the #1 Hottest Website for 2010 by Fox Business News!How It Works:1.Each day we feature something cool to do at an unbeatable price.2.You only get it if enough people join that day so invite your friends!3.Check back the next day for another awesome Groupon!10.0% Cash Back Available! Special Offers from Groupon:

50-90% off Local Deals

Groupon Getaways





Groupon Coupons & Cash Back
10.0% Cash Back Available!

Cash Back sale ends 12/25/2011. 10.0% on all orders.2.6% on Groupon gift card purchase.Cash Back sale ends 12/25/2011.Cash Back not available on orders using Groupon bucks or rewards. Cash Back not available on Epic Deals through Grouponicus.


Receive the Hot Deals and Offers Added Each Day by Email!
Subscribe to the FatWallet Daily Email

For those of you (and me) who unfortunately missed out on the Missoni at Target collection earlier this year because it flew off the shelves in record time, we can still pick up some stuff! :bounce:Target has some Missoni Iphone & Ipad cases on sale for 30% off!Iphone 4 cases for $20.98 (reg $29.99):
http://www.target.com/p/Missoni-Jagged-Case-for-iPhone-4-Black-W...
http://www.target.com/p/Missoni-Colorful-Horizontal-Case-for-iPh...Ipad 2 cases for $41.98(reg $59.99)
http://www.target.com/p/Missoni-Leather-Case-for-iPad-2-Brown-AS...
http://www.target.com/p/Missoni-Leather-Case-for-iPad-2-White-AS...
http://www.target.com/p/Missoni-Leather-Case-for-iPad-2-Black-AS...I'm super excited that these are still available! I almost picked up plates and cups just so I could have something from the collection! You can't show everyone your dinnerware, but you can show people your cellphone/ipad case!

So, my business is basically a car-finder/negotiation service. My website is here. You tell us what you're looking for, and then we line up some deals for you, and negotiate a good price for you before you get to the lot. Then you can go look at a couple of cars, and if you like one, you buy it. You don't have to drive around town to look for a car, you don't have to deal with salespeople, etc.I realize this won't appeal to the average FWF reader because you guys probably have negotiating skills/the ability to research a good deal, etc. I've been doing this for a little under a year, and had about a dozen people commit to working with us, so our marketing has been going about as well as I expected. Here's the problem: people don't buy the cars we set up. And it's not like they're finding good deals, they're buying horrible deals!Client 1: Wanted a new car, MSRP 16,900, Invoice 16,300, we set her up with a deal at 15,200. She tells me "I don't want any extra options, I'm on a fixed income, and I just need a very basic car, I want this exact model" etc. So, a few days after I call her to tell her about the deal I set up, she tells me she bought one of these cars for over $19k with total bullshit options she didn't need or even want until some salesman talked her into them ($1000 "power package" when power windows and locks are standard?!), bought a full extended warranty, weatherproofing, all at full price. Didn't even call to consult me.Client 2: Wanted to spend about $5000 on a car. Said she wanted a Focus, I got her a great deal, but then she wanted a Jetta with a manual transmission, so I got her a nice 2004 with leather seats and a bunch of nice options, low mileage, etc. for under $5000. She turns around and buys a 2000 with high miles for about $5000, automatic (not what she wanted). Dealer probably made around $4000 off of her.My service charges 20% of what our client saves from either MSRP (new) or KBB (used). So, if I get a dealer to come $1000 off of MSRP, I charge $200.My clients don't appear to be pissed off at me, the ones that buy the cars I set up are really happy and actually refer people, while the people who don't buy the cars always tell me "Man, I really appreciate all your help, but I just found this great deal!" (which isn't actually a great deal).Now, please brutally criticize everything about my business: is it a fundamentally flawed approach to working with consumers? Is this a great theoretical solution that doesn't work with gullible people? Should I switch to a flat fee? Should I charge up front? Should I be much more picky with who I do business with so I don't waste my time and only work with high-margin clients?Feel free to criticize ANYTHING, all I ask is that you suggest a better way of doing it.

Hi everybody, Long-time reader, new poster, so bear with me please. My mother was recently sued by a credit card company to the tune of about $8,000. It also turns out she had another $7,000 in credit card debt that did not go to collections yet, but the delinquency letters were coming in the mail. We hired an attorney to file for bankruptcy to clear her credit card debt. She recently had a court hearing and everything was discharged. For those wondering, she incurred the bulk of the debt while she was raising my sister and I as a single parent. Even with this credit card debt essentially gone as of right now, she is still living paycheck to paycheck and just barely scrapping by. I paid for the attorney, I just paid her taxes for the year ($2,000 +), and occasionally pay her mortgage (about 3-4 times a year), phone bill, and auto insurance. My mother is 55 and makes about $27,000 a year and has a very minimal retirement savings (less than $5,000). Financially, I can't keep helping her out. I was wondering if anybody knew of any programs for low income people in which she may qualify? As far as I know, her income is considered "too high" for many government programs that I am aware of. Thanks

I know this is limited to certain people as its a regional supermarket, but for anyone living near a ShopRite, they currently have 30 Packs of AA or AAA batteries on sale for $4.99 each (with shopping card). Or about 16 cents per battery.Sale is only good through tomorrow night (12/17). But they still had a ton in stock at my store when I was there tonight. The limit is 4 per variety.

new coupons http://garden-fresh.s3.amazonaws.com/emails/dec2011/coupons-tx_c...I buy the $50 gift card at sweet tomatoes first, then I pay for the meals for my family using the gift card and I also use their online coupons with the gift card.I get a ticket for a free meal to use another time with no expiration date.On my sales slip, I get a 2 lunch or dinner with drinks for $16.99 coupon if I come back in the next few days to use it.I eat there every few days if I can make it there in time to use that discount.I use the 2 person coupon for 2 people and I use the online coupons for the rest of my group.They now have a small cup price and a giant cup price that costs more for people that want to make fewer trips to refill their drinks. I think that is strange and I wonder how many people get the giant cup option because it seems like a waste of money.

new coupons http://garden-fresh.s3.amazonaws.com/emails/dec2011/coupons-tx_c...I buy the $50 gift card at sweet tomatoes first, then I pay for the meals for my family using the gift card and I also use their online coupons with the gift card.I get a ticket for a free meal to use another time with no expiration date.On my sales slip, I get a 2 lunch or dinner with drinks for $16.99 coupon if I come back in the next few days to use it.I eat there every few days if I can make it there in time to use that discount.I use the 2 person coupon for 2 people and I use the online coupons for the rest of my group.They now have a small cup price and a giant cup price that costs more for people that want to make fewer trips to refill their drinks. I think that is strange and I wonder how many people get the giant cup option because it seems like a waste of money.

on American Apparel FB page:We'll have tens of thousands of American Apparel garments at up to 90% off.
Our previous events this year have been attended by thousands of people who bring home bags and bags of great pieces at great prices.
Inventory will be constantly replenished all day, every day, throughout the sale but get there early! RSVP to this event page to receive updates, tips, and be the first to know when new styles arrive!766 Avenue of the Americas (6th Ave)
between W. 25th and 26th
New York, NY 10010Friday, Dec. 16: 9am to 9pm
Saturday, Dec. 17: 9am to 9pm
Sunday, Dec. 18: 9am to 9pm
Monday, Dec. 19: 9am to 9pm
Tuesday, Dec. 20: 9am to 9pm
Wednesday, Dec. 21: 9am to 9pm
Thursday, Dec. 22: 9am to 9pm
Friday, Dec. 23: 9am to 9pm
Saturday, Dec. 24: 9am to 6pm
Sunday, Dec. 25: CLOSED
Monday, Dec. 26: 9am to 9pm
Tuesday, Dec. 27: 9am to 9pmFree admission
Cash, credit, and debit accepted
All items are FINAL SALETo get further discount on this warehouse sale:
$40for$50
or
$80for$100Due to offer popularity, I saw some complaints on FB of ppl not being able to get their vouchers. Good luck!

LINKEarlier deal posted by sars here, now improved with $10 coupon code AXX51184 (exp. 12/18) and free econoship. Now $69.99 OTD (+ tax in TX, SD, NC, IL, ID, GA, FL ) - $3.50 FWCB.Magellan GPSs don't seem to excite a lot of people, but with lifetime maps I think this is a pretty good deal for a 5" screen, even for a refurb.

I buy the $50 gift card at sweet tomatoes first, then I pay for the meals for my family using the gift card and I also use their online coupons with the gift card.I get a ticket for a free meal to use another time with no expiration date.On my sales slip, I get a 2 lunch or dinner with drinks for $16.99 coupon if I come back in the next few days to use it.I eat there every few days if I can make it there in time to use that discount.I use the 2 person coupon for 2 people and I use the online coupons for the rest of my group.They now have a small cup price and a giant cup price that costs more for people that want to make fewer trips to refill their drinks. I think that is strange and I wonder how many people get the giant cup option because it seems like a waste of money.

10 days of free Full size P&G products giveaway at random time daily for limited number of people *facebook*
This Giveaway started yesterday and it goes on till dec21st.P&G beauty will post at random time daily for limited number of people Free full size products link.Yesterday it was for olay body wash.Today the giveaway started and it is for a charitable cause-
https://www.facebook.com/PGUnited...1157216340As per their wall-P&G BEAUTY
Ten days of giveaways starts today! But the exact starting time for each day will stay my little secret. So keep an eye out every day for your chance to win a gift for yourself, or give one to a charitable cause.
https://www.facebook.com/PGUnited...1157216340

Ok so I'm in a dilemma. Ultimately I know this question comes down to personal preference but I want peoples opinions.I'm in the military and get a 900$ housing allowance on top of my regular pay. I found an awesome place that I like for about 950$ a month (I'd pay the 50 outta pocket), but there's also a guy I work with who just bought a brand new 2 story house (just built it this year) and offered me a room to move into for 400$ a month.I'd be living with him and his friend and also one week out of the month another one of his friends that comes to the city on business. They seem like cool guys but idk if the privacy of my own place is worth giving up. Plus I'd want a pet that I wouldn't be able to have in the house.I keep thinking about the money though, I'll be here for about 3 years and it's literally an 18,000$ savings over 3 years if I move in with them...a lot of money.What would u guys do?

This does not interest me, but I know a few people are on the look out for these. Here is the email that I got.Thank you for signing up to be alerted to HP TouchPad inventory updates.

We last contacted you about the HP TouchPad bundles in early
November. Those bundles sold out in mere minutes.

We just received a small shipment of HP TouchPads that will be
made available, Thursday, December 15th, at 2:30pm Eastern Time.

They will only be available on our website by going to the following link:
www.tigerdirect.com/sectors/campaigns/hp/touchpad_available.asp?...


Our call center does NOT have access to this inventory. Again,
you can only purchase the TouchPads online by going to
www.tigerdirect.com/sectors/campaigns/hp/touchpad_available.asp?...

Now, we DO NOT have enough HP TouchPads to satisfy everyone who
has signed up to get these HP TouchPad alerts. So, we wanted to
give you a quick heads up before it goes live Today at 2:30pm ET.
Remember, it's likely to sell out within about 30 minutes, if not
sooner.
www.tigerdirect.com/sectors/campaigns/hp/touchpad_available.asp?...


In the event you try to purchase and it sells out, just know
we're continuing to try to source more HP Touchpads bundles. As
soon as we get more, we will send you a quick email to let you
know. Be assured we are working aggressively to get more.

===============================
WHAT DO I GET?

- HP 32GB TouchPad
- Belkin 10.1" Tablet Case
- Creative Labs D80 Bluetooth Speakers

All for just $249.99.
www.tigerdirect.com/sectors/campaigns/hp/touchpad_available.asp?...
===============================

EXPECTATIONS
Due to overwhelming demand for this product, it's expected to
sell out in less than 30 minutes. That means that it may say
"SOLD OUT" before 3pm. Also, we're limiting this inventory to
one unit per customer. Sorry. No rainchecks. No backorders.
Once we sell out, that's it.

===============================
QUICK RECAP:

Limited Quantity of HP TouchPads

Available at 2:30pm eastern 12/15/11

Only available online at:
www.tigerdirect.com/sectors/campaigns/hp/touchpad_available.asp?...
===============================


Regards,

TigerDirect.com
Deal Alert Team

This is a decent deal especially so close to Christmas. An Amazon Marketplace seller that is selling the VSB200 recertified for 64.99 with free shipping. Has really good feedback rating, and a lot of people give him 5 stars for the sound bar especially. He also ships with FedEx Home Delivery as default.Thank you so much for shopping with Just Great Deals! To celebrate the holidays and reward your friends and family, I'm offering a free shipping coupon for my customers on the VSB200 by Vizio! When you check out, enter the coupon: LOVEUALL and you will receive free shipping on the VSB200! Shipped with FedEx Home Delivery so it should make it to your door just in time for the holidays! The free shipping is for today only starting at 4 PM P.S.T. and ends at 11:59 PM! Thank you so much for shopping with me!LINK TO JUST GREAT DEAL'S AMAZON STORE INSTRUCTIONSClick on the VSB200, add to cart, enter the code: LOVEUALL when you check out.
If you did it right, it should look like this:Order Summary
Items: $64.99
Shipping & Handling: $13.53
XMAS FREE SHIPPING: -$13.53
Total Before Tax: $64.99
Estimated Tax To Be Collected:* $0.00
Order Total: $64.99Qualifying offers:XMAS FREE SHIPPING

A bunch of people's orders got canceled during the F&F 40% off event that happened Dec 2nd-5th.As an apology, Puma sent out this email:Due to the overwhelming response of our Friends & Family promotion we experienced some order processing and inventory issues that unfortunately resulted in our being unable to fulfill part or all of your order. We know this is disappointing and apologize for any inconvenience this may cause. We'd like to extend an opportunity to you to shop again on Puma.com with the same Friends & Family 40% off offer, sweetened with free next-day delivery (where available). Please be assured we have taken the necessary steps to prevent such technical errors from recurring in the future.Just use coupon code DEC12PUMA40 on Shop.Puma.com to take advantage of this offer. Act fast, as this code expires at midnight on 12/16/11. Please see detailed terms and conditions below. This code works for anyone and select overnight shipping and it will show up as free on the last page before you complete your order.

For every 50 new likes Airsplat gets on their Facebook page, they will give away a JG P90 TR Airsoft Electric Gun AEG Rifle!You can find a link to directions/rules on their FB page, but here is the link to their rules blog post as well: http://airsoftgunwarehouse.blogspot.com/2011/12/airsplat-holiday...The more Facebook page likes they get, the more guns they are going to give away. To enter, all you have to do is comment on their giveaway post on FB telling them you're entering. Currently a lot of people are joining the giveaway, but the more prizes the better!Here is their facebook page if you are interested in joining the giveaway: http://www.facebook.com/airsplatThe JG 990 airsoft rifle is worth up to $129.99! It has a built in rail system so you don't need to get the rail separately. It also comes with battery and charger! I really hope one of us wins it. It'll be the best Christmas ever! Good luck to us!

1 Posted By: FatWallette
Views: 234 Replies: 0



Groupon features a daily deal on the best stuff to do, see, eat, and buy in a variety of cities across the United States and has been recently featured on the Today Show, Good Morning America, and named the #1 Hottest Website for 2010 by Fox Business News!How It Works:1.Each day we feature something cool to do at an unbeatable price.2.You only get it if enough people join that day so invite your friends!3.Check back the next day for another awesome Groupon! 5.0% Cash Back Available Special Offers from Groupon:

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LinkyEligible for Free Super Saver ShippingAuthentic detail; dressed by British designers
Limited Edition Collectible Doll - 10,000 pieces globally; each box is individually numbered
Replica of Duchess of Cambridge Wedding Dress with attachable train
Gift of the Year 2011
A perfect, very special gift for girls who love to play Royal Wedding Dolls; dressable, lots of play value, a Real Princess doll!In the USA, high profile press coverage has included the USA Today, NBC 'The Today Show', People Magazine, CNN, The Wall St. Journal, Time, Life, USA
Today, Forbes, Perez Hilton, CBS, New York Post and The Washington Post.Great Christmas gift for girls!

Whole, Bone-In, Dry Cured, Genuine Country Style Ham 13 lbs. minimum weight
Hickory smoked and then carefully aged for six months
Does not require refrigeration immediately upon arrival
Store in a cool, dry place, wrapped in butcher paper
For best enjoyment, use within 3 months of delivery
Salt curing gives a smoky salty flavor like Prosciutto
This is not like an "Ordinary Grocery Store Ham" item
Slice thin like you would for a Prosciutto style hamItem # 424194bought 1 last year for about $100 and it was delicious. just bought another for $50 shipped. also, this ham is ready to eat like sliced prosciutto, not like a ham where people bake and eat by big slice.

The Grafton Inn, an historic Vermont country inn located in Grafton, VT in the southeast corner of the state, announced a new program to serve the rural nature of the inn through a new Designated Driver program. For driving parties of four or more who dine at The Old Tavern restaurant, the designated driver will eat free.

To partake in the Designated Drivers Eat Free program at The Old Tavern restaurant, reservations are necessary and can be made by calling 802-843-2231. The driver must be identified at the time of reservation. Diners must arrive in a vehicle (i.e., program not valid for guests staying at the inn). Parties must be a minimum of four people. The program is offered through March 17, 2012.http://www.oldtavern.com/

AD SCAN 12/26 to 12/31ECB DEALSGet $5.99 ECB wyb Zyrtec 24-hr tablets 5ct. $5.99 Limit 1 FREE
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Free $10 CashCard DealGet a Free $10 CVSCash Card when you spend $30 or more on select CVS Brand products as shown and more.
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BOGO DEALSAll Nature Made Vitamins or Supplements
Edy's Ice Cream 48oz selected varieties.
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Charmin Basic 12 pk, Ultra Strong or Ultra Soft 9 pk bathroom tissue $5.49
2x Ultra Gain or Tide Liquid 19-32 loads, Gain powder 31-40 loads or fabric softener 51 oz $5.99
All Sally Hansen Cosmetics B1G1 50% off
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Aussie or Herbal Essences Shampoo, conditioner 10.1-13.5 oz or styler 6-14 oz 3/$9.99
All Almay Cosmetics B1G1 50% off
$2.99 Revlon ColorSilkl Hair color (excludes twin packs)
All CoverGirl Eye B1G1 50%
24 Pack Purified Water 16.9 oz bottles $2.88
Pepsi 2 liter bottle selected varieties 2/$3
Tostitos 9-13 oz or Lay's Chips 10-10.5 oz selected varieties (excludes baked) 2/$6
Happy New Year Party Accessories, Party hats, noisemakers, plates, napkins or party kit for 10 people.
Mars Chocolate or Hershey's Singles Assorted 1.08-2.15oz $.79 limit 9
Holiday Fragrance Gift Sets or Select Fragrance Stocking Stuffers, Selection may vary by store. 50% off
50% off Christmas Candles, Home Decor, Trim-a-Tree, Animation, Outdoor Lighting, Select Gifts or Appliances (excludes red Hot Deal items, light sets or boxed cards)
Folgers Country Roast coffee 43.5oz $6.99
DiGiorno 12" pizza where available 2/$10
Pepsi 12 cans 12 pk select varieties 3/$11
Kellogg's Raisin Bran, Corn Flakes, Apple Jacks, Froot Loops, Cocoa or Rice Crispies cereal 8.7-15 oz 2/$4Get a FREE CVS Glass Scale when you spend $30 or more on weight loss products:Dexatrim max 60ct, Full Fast Appetite Control Spray or All SlimQuick $19.99
Kellogg's Special K Protein Shake 4pk or bar 6pk 2/$11
Right Size Smoothie drink mix 18.5-20.5oz $24.99
Hollywood 48-Hour Miracle Diet 32 oz or cookies 16.9oz $14.99
Pounds Lost Shot 2pk $3.99
Offer valid from 12/26/11 through 1/28/12. Coupon for a free scale will print immediately following qualifying purchase of $30 or more. Limit 1 Free scale per cardholder per week, while supplies last, no rainchecks
A huge thanks to Didie & WifetoWalid at WUC for posting the ad scan and type ups! johnnie111/sd

I will be visiting Beijing for 5 days in Feb. We have booked the flights but nothing else. Our party will have 8 people. 4 adults, and 4 kids.Please share your experience in booking hotels and tours. Should I book them separately or as a package? Any reliable sites/agencies you have experience with?Any help would be very appreciated.

0 Posted By: FatWallette
Views: 292 Replies: 0



1-800-BASKETS.COM crafts our gift baskets with dedicated artistry, so the presentation will always be perfect. Our gift baskets are a sensory experience, filled with high-quality gourmet foods, wines, gifts and even fresh fruit. At 1-800-BASKETS.COM, we are passionate about connecting people through thoughtful gift giving. 10.0% Cash Back Available!

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Views: 495 Replies: 1



Logitech seamlessly connects people to the digital world and keeps them engaged and immersed with products that work like second-nature. Logitechs key categories of personal peripheral products include: mice, keyboards, webcams, video security systems, home + PC speakers, iPod/mp3 accessories, network music players, universal remotes and gaming accessories. Visit Logitech.com for site-exclusive promotions and products. 3.0% Cash Back Available

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Views: 496 Replies: 1

Groupon features a daily deal on the best stuff to do, see, eat, and buy in a variety of cities across the United States and has been recently featured on the Today Show, Good Morning America, and named the #1 Hottest Website for 2010 by Fox Business News!How It Works:1.Each day we feature something cool to do at an unbeatable price.2.You only get it if enough people join that day so invite your friends!3.Check back the next day for another awesome Groupon! 4.0% Cash Back Available Special Offers from Groupon:

$15 for a Splash Signature Folio Case for iPad 2 from Blue Harbor Online ($59.99 Value)

$19 for a Rabbit Swirl Aerating Pourer and Wine Stopper with Zippered Case ($35 Value). Shipping Included.

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Free iphone/ipad app this week from starbucks Here is link (StarWalk)http://itunes.apple.com/us/app/star-walk-5-stars-astronomy/id295...This app has 5 star rating in the app store, i haven't used it though.Code: RA76JKTNPKYYThis code is can be used for only one download i guess so people who don't have starbucks nearby can use this.Enjoy.

Baen Books has a number of its titles available for free. They call it surprisingly enough: the Baen Free Library. Books can be downloaded in one of several formats. An explanation of why they do this, which books/authors, etc is here. A link to the list of books available is here. Books are always available, but the selection can change anytime. There are well over 100 books listed, so I'm not going to list them all here. They seem to cover the Scifi/Fantasy spectrum: space, vampires, different worlds, magic, dragons, robots, etc.Some of the authors in the catalog:
Mercedes Lackey
David Weber
Jerry Pournelle
Larry Niven
Gregory Benford
Harry Turtledove
Andre Norton
Roberta Gellis
...and many more
I think this a great way to introduce people to an unfamiliar author - I know I will be exploring a number of authors new to me. I will also be buying more books from them as a way of supporting this library and encouraging more authors to participate.

links
There is government assisted program, however many of us can be qualified, sorry if repost. For those who complained that free lunch get by people who own iPhones, do not bother, this program doesn't cover iPhone.

Not sure why they moved my thread to travel discussions.
Here is the link:
Spirit Sale
Fares are actually .01 + fees. Of course they rob you for baggage and reserved seating however, with 1 checked bag and 3 people I got round trip from Dallas to Fort Lauderdale for $176. $56 of that was my bag.
* 'Each way' fares are based on required roundtrip purchase. Additional taxes, fees, and restrictions may apply.
Atlanta To: Fares From Dates Available
Dallas/Fort Worth $9* each way 2/13, 2/15, 2/25, 2/28, 2/29, 3/3, 3/6, 3/7Boston To: Fares From Dates Available
Dallas/Fort Worth $9* each way 3/27, 3/28, 4/3, 4/4, 4/11, 4/17, 4/18, 4/24Chicago (O'Hare) To: Fares From Dates Available
Dallas/Fort Worth $9* each way 1/5, 1/8, 1/9, 1/13, 1/15, 1/17, 1/20, 1/23Dallas/Fort Worth To: Fares From Dates Available
Atlanta $9* each way 2/9, 2/14, 2/15, 2/22, 2/28, 2/29, 3/6, 3/7
Boston $9* each way 3/27, 3/28, 4/3, 4/4, 4/10, 4/11, 4/17, 4/18
Chicago (O'Hare) $9* each way 1/5, 1/6, 1/11, 1/12, 1/15, 1/19, 1/22, 1/24
Fort Lauderdale $9* each way 1/6, 1/8, 1/9, 1/10, 1/11, 1/15, 1/16, 1/17
Las Vegas $9* each way 1/7, 1/11, 1/14, 1/16, 1/28, 2/6, 2/8, 2/12
New York (LaGuardia) $9* each way 2/9, 2/12, 2/14, 2/15, 2/28, 2/29, 3/6, 3/7
Orlando $9* each way 3/26, 3/27, 3/28, 4/11, 4/16, 4/17, 4/18, 4/24Fort Lauderdale To: Fares From Dates Available
Dallas/Fort Worth $9* each way 1/10, 1/12, 1/13, 1/18, 1/19, 1/20, 1/25, 1/30Las Vegas To: Fares From Dates Available
Dallas/Fort Worth $9* each way 1/10, 1/11, 1/18, 1/19, 1/24, 2/8, 2/9, 2/11New York (LaGuardia) To: Fares From Dates Available
Dallas/Fort Worth $9* each way 2/9, 2/10, 2/13, 2/14, 2/21, 2/29, 3/6, 3/7Orlando To: Fares From Dates Available
Dallas/Fort Worth $9* each way 3/27, 3/28, 3/29, 4/4, 4/5, 4/11, 4/12, 4/17

For people who bought the $300 32inch Panasonic Viera HDTVs to make your TV wi-fi.I did not wait long enough, bought the refurbished Netgear WNDA3100v2 for $23 at eBay, and has issue with the Netflix streaming. Not sure if this one is better. Don't want to spend more money though.http://www.amazon.com/Panasonic-DY-WL10-Wireless-Adapter-Blu-ray...

Serif Photo Plus 10 (free 24 hours) Photo Editing SoftwareHere is the product-
http://www.serif.com/IPC/Powerful enhancement tools
Correct common image problems like lighting and red eye. Plus, remove people and object with PhotoPlus clone tool.
Layer management
Edit non-destructively using layers and create layer groups to help manage complex compositions.
Easy Image extraction
Use edge detection tools to cut out people and objects from your photos quickly and easily.
Artistic effects
Create instant art by transforming your photos into a water colour, oil painting or pencil sketch.
Wide file compatibility
PhotoPlus 10 works with all common image formats including RAW and Adobe Photoshop files.
Batch processing
Save time by processing groups of photos in one operation or recording macros to automate multiple edits.
System Requirements:
Microsoft Windows 98, 2000, XP, Vista or 7 operating system
128MB RAM
130MB free hard disk space

Fares are actually .01 + fees. Of course they rob you for baggage and reserved seating however, with 1 checked bag and 3 people I got round trip from Dallas to Fort Lauderdale for $176. $56 of that was my bag.

Spirit Sale* 'Each way' fares are based on required roundtrip purchase. Additional taxes, fees, and restrictions may apply.
Atlanta To: Fares From Dates Available
Dallas/Fort Worth $9* each way 2/13, 2/15, 2/25, 2/28, 2/29, 3/3, 3/6, 3/7Boston To: Fares From Dates Available
Dallas/Fort Worth $9* each way 3/27, 3/28, 4/3, 4/4, 4/11, 4/17, 4/18, 4/24Chicago (O'Hare) To: Fares From Dates Available
Dallas/Fort Worth $9* each way 1/5, 1/8, 1/9, 1/13, 1/15, 1/17, 1/20, 1/23Dallas/Fort Worth To: Fares From Dates Available
Atlanta $9* each way 2/9, 2/14, 2/15, 2/22, 2/28, 2/29, 3/6, 3/7
Boston $9* each way 3/27, 3/28, 4/3, 4/4, 4/10, 4/11, 4/17, 4/18
Chicago (O'Hare) $9* each way 1/5, 1/6, 1/11, 1/12, 1/15, 1/19, 1/22, 1/24
Fort Lauderdale $9* each way 1/6, 1/8, 1/9, 1/10, 1/11, 1/15, 1/16, 1/17
Las Vegas $9* each way 1/7, 1/11, 1/14, 1/16, 1/28, 2/6, 2/8, 2/12
New York (LaGuardia) $9* each way 2/9, 2/12, 2/14, 2/15, 2/28, 2/29, 3/6, 3/7
Orlando $9* each way 3/26, 3/27, 3/28, 4/11, 4/16, 4/17, 4/18, 4/24Fort Lauderdale To: Fares From Dates Available
Dallas/Fort Worth $9* each way 1/10, 1/12, 1/13, 1/18, 1/19, 1/20, 1/25, 1/30Las Vegas To: Fares From Dates Available
Dallas/Fort Worth $9* each way 1/10, 1/11, 1/18, 1/19, 1/24, 2/8, 2/9, 2/11New York (LaGuardia) To: Fares From Dates Available
Dallas/Fort Worth $9* each way 2/9, 2/10, 2/13, 2/14, 2/21, 2/29, 3/6, 3/7Orlando To: Fares From Dates Available
Dallas/Fort Worth $9* each way 3/27, 3/28, 3/29, 4/4, 4/5, 4/11, 4/12, 4/17

IndieRoyale is back with their Xmas Bundle with 6 games, which add up to a $55 value.Simply pay at least the minimum price (currently $3.67) to get them. The minimum price rises as more people buy. Or, pay over the minimum to support the developers. Pay enough over the minimum and you earn a star, which drops the minimum price and earns you a bonus!http://www.indieroyale.com/
http://www.indieroyale.com/newsletter/92The Blackwell Trilogy: Remastered
Episode 1: The Blackwell Legacy
Episode 2: Blackwell Unbound
Episode 3: Blackwell Convergence
available on: windows, desura, steam (pc)
A supernatural adventure game series.
WORLD PREMIERE inc. new voices, commentary!Eets
available on: windows, desura, steam (pc and mac)
Cult 2D puzzle platformer from the makers of Shank, often referred to as a neat blend of Lemmings and The Incredible Machine. Dino D-Day
available on: steam (pc)
Fight Velociraptors and Nazis in this Source Engine-powered FPSThe Oil Blue
available on: windows, desura
Overlooked, satirical oil-drilling action simNOTE: Pay up to a 'Star' level and drop the price, and get Rush Coil's '8-Bit Christmas' chiptune album as a bonus!
http://rushcoil.bandcamp.com/
Metacritic reviews:
http://www.metacritic.com/game/pc/the-blackwell-legacy
http://www.metacritic.com/game/pc/eets
http://www.metacritic.com/game/pc/dino-d-day

I have a 94 Acura Integra - 115K miles, mostly highway / easy driving. Runs smoothly, no mechanic problems. Just had brakes (pads & rotors) replaced. Interior is in excellent condition, however there is water leak in the truck and a bit rusting around the wheel wells. I know this car is worth very little due to its age despite how well it drives and that it'll last many years to come. Recently, after my last routine visit to get my oil change/brakes done, I discovered the latch to the hood is broken (not the cable but the lever inside the hood). So now I can't get the hood open at all. Estamate cost to fix is $300 to 450.I really don't want to sink another couple hundred into this car since I've been wanting to get another car anyway. Wondering whether my best option is to sell it on my own (Craigslist) or trade-in at dealer. A friend of mine who lives close by sold the same car (his Integra is a 96) in the last few months for $1500 private party thru CL. I looked up mine in Edmunds and found that it should be worth about $1200. I'm concerned that with the hood not being able to open, private sales will be difficult since most people want to see what's under the hood. What about the dealer - since they take it to auction anyway (my guess), will they care about the hood and try to buy the car for almost nothing? I've never traded-in a car before so I have no experience how the trade-in negotiation looks like.The donation route only gets me about $500 in tax deduction which doesn't do me much good since I don't itemize my tax return.

MacMall has just posted new $50 mail-in rebates on the previous model MacBook Airs that they have remaining in stock. The rebate is good through December 16, 2011. Here are the best deals:1. MacBook Air 11.6" Core 2 Duo 1.6 GHz, 4 GB RAM, 128 GB SSD: $822.99 shipped after MacMall and 3% FatWallet rebates
2. MacBook Air 13.3" Core 2 Duo 2.13 GHz, 4 GB RAM, 256 GB SSD: $1064.52 shipped after rebatesThese are brand new machines, in factory-sealed boxes. The current model machines with equal RAM and SSD capacities have list prices of $1199 and $1599 respectively. So you're getting a steep discount for buying the previous model. Primary improvements in the new model are faster CPUs, addition of a Thunderbolt port, and a backlit keyboard. There's one notable disadvantage with the current model: it only runs Mac OS X 10.7. The previous model machines come with Mac OS X 10.6 and a free upgrade to 10.7. Mac OS X 10.6 was the last version to run older PowerPC-only software such as Quicken for Mac.These are very, very good value machines if the improvements in the newer model don't matter (or don't matter enough) to you. For most people that's probably very true.

TextHere's the previously posted link for lots of other free kindle books.And here's another list of limited-time kindle freebies.

LinkI'm sure many people have heard of plastic jungle by now, but just in case you were planning on giving one of these cards, this is a pretty good xmas deal.

Sorry if a repost. I swear I did a search before posting this. It seems Google Voice is going to be free for 2012. This has been confirmed by many major voip blogs and a banner is floating around with this information. Just another reason to not pay more to your wireless provider as Google voice will give free calls and texts to everyone fro one more year. It might not mean much to some people but for many it is a major deal. I personally use Google Voice for texting and it saves me $5 a month for unlimited text from ATT.Here is one of the sources that I follow:
Google voice is free for one more year, till the end of 2012

New HTC EVO View 4G 32gb $240This deal was alive a few weeks ago and people got theirs new and and fast so the seller is a highly recommended seller.http://cgi.ebay.com/Sprint-HTC-EVO-View-32GB-WiFi-7in-Tablet/160...
This tablet is great as it has GPS, Bluetooth.Regards,Shahhere

I am a long time forum reader, and was wondering if other business owners on here could offer some advice. I own a small/medium business, and we am in need of some outside accounting audits for the purpose of raising a funding round. We have never raised any capital before, and all accounting is done inside. There are a couple of bids from what appear to be legitimate, respected accounting firms in the Bay Area. However, there are absolutely no reviews of them that I was able to find anywhere. Is there a site that offers reviews of accounting firms? People's experience with them, etc. Any help would be appreciated.

Have a friend who is a store manager at Columbia and she was nice enough to share this with everyone on Facebook, I figured Id pass it along to my friends at Fatwallet.Here is the details of what the Photo below says:For the first time ever we are offering a discount you can share with all your friends, family and business partners, to help them with their holiday gift giving (and to make sure they are wearing the right product on the slopes this season). The codes below give the shoppers 30% off everything on our website and our stores (US Only), including items already marked down, today through December 18th, 2011To shop online, enter this code at checkout - EYXMDW411 - on any of the following websiteswww.columbia.com
www.sorel.com
www.mountainhardware.com
www.montrail.comTo shop in one of our Columbia Stores or Outlets, you must present this email with the barcode below*barcode*This deal cant be combined with other offers or discounts. It cant be used on gift cards, shipping and handling or taxes. Its only good at US websites and stores (except our employee stores) and cant be applied to prior purchases. There is also a purchase limit of $2000 in our outlet store.Spread the cheer!Attached is the image of it, Im working on getting the email so people can print it off and shop in store.

Over on SD, people are saying that this set includes a voucher to see the 4th movie in theaters
Same set costs $28 on Amazonhttp://www.bestbuy.com/site/Mission+Impossible+Giftset+Collectio...

http://www.bloomberg.com/news/2011-12-01/raise-taxes-on-the-rich...The opinion is written by Nick Hanauer,, an entrepreneur who created several successful businesses. He saysAs an entrepreneur and venture capitalist, Ive started or helped get off the ground dozens of companies in industries including manufacturing, retail, medical services, the Internet and software. I founded the Internet media company aQuantive Inc., which was acquired by Microsoft Corp. (MSFT) in 2007 for $6.4 billion. I was also the first non-family investor in Amazon.com Inc. (AMZN)

Even so, Ive never been a job creator. I can start a business based on a great idea, and initially hire dozens or hundreds of people. But if no one can afford to buy what I have to sell, my business will soon fail and all those jobs will evaporate.

Thats why I can say with confidence that rich people dont create jobs, nor do businesses, large or small. What does lead to more employment is the feedback loop between customers and businesses. And only consumers can set in motion a virtuous cycle that allows companies to survive and thrive and business owners to hire. An ordinary middle-class consumer is far more of a job creator than I ever have been or ever will be. I have always been holding the view that a thriving middle class is a necessary condition of a strong economy, (which was ultimately the real reason we won WW2 and the cold war, if you ever wonder what a strong economy is good for). Entrepreneurs, investors, consumers are all key ingredients of success. This article is yet another voice from the top that is saying the tax policy pendulum is swinging too far in favor of the top and at the expense of the middle class consumers.

Best Buy's is clearancing their 2011 Garmin nMaps Onetime North America NT Map Update DVD
Model: 010-10989-03 SKU: 9939832 UPC/EAN: 753759105785
Price is 14.99 at my BB's Store in Orange, CA.FYI, the 2011 update dvd looks just like the 2012 version. You'll know it's the 2011 one if you see a big orange "C" sticker indicating it's a clearance item. Also, on the back of the box, you'll see that it is for 2011 map update.For those who have a good internet connection, this DVD entitles you to the latest map update. So when doing the installation for the maps, you can choose instead to have the latest 2012 maps installed onto your Garmin. I REPEAT, when doing the dvd setup, you will have the option to either install from dvd or download the LATEST map update. Choose to download the latest map update will give you 2012 maps if they are available.Not a bad deal since a single online map update might cost $50 from Garmin's website. This would be handy for people with older Garmin GPS's who would like a cheap alternative to updating their maps.

For expensive area:
link
same as last week
$7.29 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
buy 2 lunch get 4 people at $5 each MON-WEDFor people do not live in LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX,
there are 2 different coupons (same as last week):
link
$6.99 lunch
Senior dinner $6.99 dinner 5-6pm weekday
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX Locations

Has anyone else noticed that Bank of America doesn't show debit card charges online (and subtract from the available balance) until the charge actually posts? What's interesting is that as soon as the charge is made, the available balance that shows online is reduced by the amount of that charge. Then, the next day, the available balance goes back up to what it would've been and the pending charge disappears from the online account page.This is probably the most egregious attempt I've seen by a bank to get people to overdraft their accounts. In my opinion, it's even more egregious than posting the big charges first.

I know there have been previous discussions related to the marriage penalty tax (no point in discussing this again since it DOES exist at mid-high level income brackets), but I wanted to start a deeper conversation on other financial implications of getting married (both pros and cons). Here's some background info on myself and my "live-in" partner.- CA residents
- AGI 130K me and 90K her
- I own a property in my name (purchased 7 years ago)We did a ceremony about 2 years ago and I didn't bother with the marriage certificate since we were planning to purchase a new property. There was a tax credit at the time and only people who did not own a property qualified (if married, both people could not have owned a property). We didn't end up purchasing a property so I guess there was no benefit there.For taxes, I noticed only about a 1k savings between filing us both filing single vs. married/joint. The only other benefit I noticed was that I could contribute 5k to a Roth IRA for her. If we were married, neither of us would be eligible.For health insurance, both of our companies offer great insurance so getting married does not really benefit us. I know this is a huge benefit if one person does not have insurance or if one persons plan isn't that great.I'm also looking into rental property and noticed that there is no distinction in limits for married vs. single in order to take rental property losses. In other words, you can only deduct a loss if your MAGI is <150k. If we are married, we would be disqualified from this deduction.Now for the benefits of being married. The only one I can think of is if something happens to one of us there would be a lot less paperwork to handle in terms of finances and medical decisions.Are there any other benefits or limitations that I'm missing?

So, just got word that they are doing an awesome preview of the new Dark Knight Rises movie.I wanted to give SD's people the heads up. It looks like this is only a 6 minute preview, but could be worth it for the hardcore fans out there. There are multiple locations doing screenings. To find out if there is a theater hosting this near you, you will go to:http://www.operationearlybird.com/map.htmlYou will have to create an account with http://www.gofobo.com to get the tickets. My co-worker just did this, and was given the option of 1 or 2 tickets at the very end of checkout. Link to more information - http://www.firstshowing.net/2011/tdkr-operation-early-bird-viral...I will continue to update this thread as I get more information  The Dark Knight Rises - Prologue
Synopsis: You are invited to a special advance screening of The Dark Knight Rises - PrologueRelease Date: Opens in Theaters Tuesday, December 13, 2011Rating: PG-13: Parents Strongly CautionedScreening Info:
December 13, 2011 at 10:00PM
Universal City, CASpecial InstructionsPLEASE NOTE: PHOTO ID IS REQUIRED FOR THIS SCREENING. Your full first and last name (no initials) must appear on your pass and match your ID for admittance to this screening. Thank you for your cooperation.

Here is a CNBC article that I think some people here may be interested in reading. To me it seems fairly balanced with none of the usual hysteria and obvious bias that you often see in these types of articles as of late. The article can be found here: http://www.cnbc.com/id/45599691Here are a couple of snippets:
After half a decade of withering sales and slumping prices, there are strong and diverse signs that the single-family housing market is poised for a rebound. In some metropolitan areas, the market has bottomed, with both sales and prices on the rise and foreclosures on the decline. It has become increasingly apparent to us that the pieces for a housing rebound next year are beginning to fall into place, declared Barclays Capital analyst Stephen Kim in a recent note to investors. Proponents admit that the nascent rebound could easily be derailed, but stress that after years of government efforts to support sales and prices as well as the volatile impact of foreclosures, the market has regained a measure of normalcy. With the exception of really hard-hit markets, the vast majority is ready to turn around, adds Jerry Howard, president and CEO of the National Association of Home Builders, NAHB. "The Washington, D.C., area is not only ripe for recovery, they need to start building units.Nevertheless, skeptics overwhelmingly outnumber the optimists, given the false-starts of previous years, the economys sub-par performance, a new wave of distressed properties and the capacity for the European debt crisis to spook business, consumers and investors. I think its premature, says Richard Smith, CEO of Realogy, the nations largest real estate company, whose brands include Century 21, Coldwell Banker and Sotheby's International. We see little indications here and there. Transaction volume is improving. Prices are still under pressure. This isnt going to be one of those spiked robust recoveries. Smith is echoing the conventional industry calculus: that price increases follow sales growth amid consistently strengthening demand. Theres been little conventional, however, about this housing slump, which is one reason it's had so many false bottoms. Among its many firsts housing starts fell through 1 million annual units, foreclosures topped 2 million in three consecutive years, and home prices declined on a national basis. The catalysts to recovery are mostly the same: for potential buyers, residential rents have now risen enough to consider buying; existing-home inventory is the lowest in five years, while that of new homes is at a 40-year low; affordability is at a record high; delinquencies have peaked; consumer confidence is on the rise ; and job growth is accelerating. For investors, with a continuation of the gold rally in question, real estate is beginning to look like a viable inflation hedge alternative, while rising rents mean greater profits. A turnaround in the housing market will require continued improvement in the job market.The economy has created jobs 13 months in a row for a total of almost 1.9 million. Weekly jobless claims have been routinely below the key level of 400,000, and the national jobless rate is down to 8.6 percent. There are already signs in some markets that an improving employment picture is boosting housing demand and sale prices.In cities such as Tampa, Fla., South Bend, Ind., Grand Rapids, Mich., Raleigh, N.C., Wichita, Kan., and Green Bay, Wis.., the median sales price of an existing single family home increased 1-2 percent in the third quarter, during which time the jobless rate and/or payrolls growth improved dramatically. Even in the Cape Coral-Fort Myers, Fla. metropolitan area considered the epicenter of the foreclosure crisis a few years ago prices were just 1.4 percent lower in the third quarter than the previous year.Optimists say most of the uncertainty and fear is gone. The major driver of negative sentiment was that prices were going down across the market by large amounts, says Kim of Barclays. Buyers need to see a stabilization. A contributing element to that is the unwinding of government intervention whether to artificially spur demand as was the case with the first-time buyer tax incentive program of 2009 and 2010 and/or to retard and prevent foreclosures. Many regard those efforts as largely ineffective, if not counter-productive because they delayed the inevitable a deep descent to a market bottom, which has finally been touched.The numbers youre looking at you can trust, says Kim. "There are no exogenous factors. Though tight lending conditions and forthcoming regulations of the Dodd-Frank legislation are still an issue for some, sweeping housing finance reform is off the agenda for at least the next year. Youre back to the natural forces of the market, says Howard of the builders association.

We are planing Disney Dec. 24th 2011 , we are 10 people and all are adult. I'm planing to buy ticket from http://www.undercovertourist.com , I would like to know if any one has any experience with them buying tickets. Are those genuine company? They are not BBB member business, So I'm not sure if i should buy from them or not, They are offering 4 days Disney ticket for price of 3 days. ( Buy 3 days ticket get 1 day free)If you guys know any other place to buy cheap ticket please let me know.Thanks,P.S.. I'm planing to buy ticket over this weekend.

Theres a new mix of songs on the People Country Special playlist. You can download 10 country holiday songs free on iTunes.https://styleentertainment.timeinc.net/people/countryplaylist/The playlist:Randy Travis, O Holy Night
Steel Magnolia, Its Christmas Time
Phil Vassar, What Child Is This
Skaggs Family, Christmas Times A Coming
Joey + Rory, Remember Me
Carters Chord, Up On The House Top
Jacob Lyda, Tis the Season To Be Lonesome
Mandy Barnett, This Time of Year
Attwater, All I Want For Christmas Is You
Andy Gibson, The Christmas Song You will be given a unique promo code when you click on the link to open the site. It will load automatically if iTunes is already installed on your computer & you click through from the People Country Special site. The download expires on December 31, 2011.

I always have one time use coupons I never use. Sometimes they are just a couple bucks and sometimes they are pretty hefty. Can anyone tell me where I could post these so someone could get some use?Examples of unused onetime codes that expired wiyhout me using lately......Dell 10% extra off a purchase.... One time use.... I had 2 of these that expired recently
Staples $25 off $100 one time use.....i actually had 3 of these the last two weeks that expired.
CVS 25% off.... One time use
And believe it or not 2 $600 travel vouchers for a big airline!!!! They finally expired after 365 days! We couldn't use them and I didn't have anyone that could use them at the time. 
I see people selling codes but I really would just someone to get the use if I can't use them.

I have a People's United Reward's Checking Account and need to make 12 transactions to qualify for the higher interest rate.Is it possible to just pay a phone or water bill multiple times on the same bill? Like I would pay $1.01, $1.02, $1.03, $1.04 up to $1.12 and then pay the balance of the bill? All my transactions done for the month this way
Let me know! Thanks

Decent price for either Kingston drive with NO REBATE. Deal offers two options:For the "I don't want a cap on my flash drive because I will lose it" crowd:Link to capless drive priced at $7.14For the "I want a drive with no moving parts" crowd:Link to no moving parts drive priced at $6.99You pays your money, you makes your choice. Both drives have free shipping. Both drives are Kingston which is decent quality. There is not enough price difference to make a difference. People will decide depending on a style preference.Me? I prefer the drive with a cap. But it's just MHO.ETABoth drives carry a 5 year Kingston warranty. However:The capless drive is a G2 (generation 2) drive while the no-moving-parts drive is a G3 (generation 3) drive.

I know a lot of people don't like ComputerGeeks since they tend to carry outdated products but they do have some harder to find stuff or just unique (junk) items which may be worth picking up since they have free shipping on almost every item now with no minimum order and no code needed. Cheap cables, case fans, cases and the list goes on, it may be worth checking out if you wanted something small but the shipping had killed the desire to purchase it in the past. ComputerGeeks Website

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Use the code "HOLIDAY" when you download the app and get $25 free credit towards your hotel stay.iphone download: http://itunes.apple.com/us/app/hotel-tonight-last-minute/id40769...Android: https://market.android.com/details?id=com.hoteltonight.android.p...
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I started a thread last year on Dec. 20th I had received my gift a cool ball Ice cube tray. thread is archived and closed http://www.fullofdeals.com/forums/free-stuff/1057866/
This years gift should be coming soon I went to the ambassador website and logged in just so they would see I did, Could not hurt. http://www.makersmark.com/
I know a lot of people signed up last year but did not get the gift and most people that were already members got theirs.
So I thought I would put this up early and maybe it is not too late for this year for people to sign up.
I have received a gift for the last 4-5 years.

I posted for some advice here about 2 years ago as BofA was screwing my friends and they close my accounts that I had with them for 10 years for trying to help my friend resolve his situation.It finally got resolved and I thought some people would appreciate to know the resolution of this. I hate it when people ask for help and never follow up what happened.I don't know how to update the original thread as I think it is archived or something. Anyone know how I can do that?You can read the original thread here (110 posts!)http://www.fullofdeals.com/forums/finance/956427/Anyway, BofA is the worst bank. Here is to briefly summarize the old post. A bunch of people that are on a summer work visa program in US did their tax returns and got their money back on a single bofa checking account. They called the IRS to ask if IRS is OK with that before doing so. As soon they did that BofA closed the account claiming fraud. Since people were abroad they couldn't do anything as BofA was requesting for all of them to come in person to a BofA bank. There was like 19 of them. No certified letter or phone call could resolve this. They individually called IRS and tried to work with IRS to get the money back to IRS so they could get it via check but no budge from Bofa. IRS was willing to work and help but not BofA!Anyway finally my friend who was the account owner saved up money, was able to get a visa again, went back to US in Maryland this summer. He spent two months going to the same bofa branch and asking them to give him the money that is on his account. After making him go over bunch of weird security steps and him giving them the same paperwork for about 5 times, that he already provided 2 years ago they finally mailed him a cashiers check. He was at the bofa bank branch with IRS on the phone, certified letter for other people and the money has been sitting in the bank for 2 years and they still took two months to give him the money. His Visa almost expired. Unbelievable! My account is still closed as I was trying to help my friend resolve this and provided my contact information as a BofA customer.... I was guilty without the ability to prove that I am innocent and I had nothing to do with that! Go figure.For my friends they learned their lessons, they are just getting their IRS check mailed to them abroad and paying a fee to cash them at a local bank. They should have done this to begin with.Happy Holidays everyone and I hope other people don't get into any kind of similar situation.

All times marked are PST.Automotive5:00 AM - Decade Motorsport Street Gloves (Black and Gray, Large/X-Large) 8:00 AM - Race Ramps RR-FS Flatstopper (Pack of 4) 11:00 AM - Equus 3030 Innova Diagnostic Code Reader for OBDII Vehicles 2:15 PM - Park Zone PZ-1600 Precision Parking Aid 6:00 PM - PIAA 5196 ATP Intense White Lamp Kit Baby6:00 AM - Aprica Presto Stroller 8:00 AM - Mobicam DL Digital Monitoring System 10:00 AM - Cosco Flat Fold High Chair 12:00 PM - Safety 1st Alpha Omega Elite Convertible Car Seat Beauty3:00 AM - Remington CI95AC/2 Tstudio Salon Collection Pearl Digital Ceramic Curling Wand Books8:00 AM - Get Real and Stop Dieting! [Paperback] 12:00 PM - Kardashian Konfidential: New! Inside Kim's Wedding with Never-Seen Pix, Plus a New Chapter! [Hardcover] Clothing & Accessories6:00 AM - Free Country Mens Fcx 3 In 1 System Detachable Hood Jacket 6:00 AM - HKNB Heidi Klum for New Balance Womens Loose Fit Cargo Pant 6:00 AM - Puma - Kids Boys 4-7 Little Logo Tricot Set 6:00 AM - IZOD Mens Beacon Multi Ripstop Vest 6:00 AM - Pacific Trail - Kids Boys 8-20 Board Jacket with Plaid Piecing 6:00 AM - DC Men's Basic Grade Hoodie Sweater 10:00 AM - Geoffrey Beene Men's Soft Acrylic Crew 10:00 AM - Nautica Men's Melton Zip Front Coat with Fur Collar 10:00 AM - Isotoner Women's Water And Stain Repellent Hybrid Glove 10:00 AM - Nautica Freeboard Two Piece Luggage Set 10:00 AM - La Fiorentina Women's Chunky Infinity Muffler 2:00 PM - Pink Angel Baby-girls Infant Kitty Tee
Electronics4:15 AM - Case Logic SLR Sling 4:15 AM - Kodak Pulse 7-Inch Wi-Fi Digital Frame with Custom e-Mail Address for Immediate Sharing 5:15 AM - Joby GorillaPod Hybrid Gray 6:15 AM - ViewSonic VFA720W-10 7-Inch Digital Picture Frame - Wooden 7:15 AM - Sony DSC-WX10 Cyber-Shot 16.2 MP Exmor R CMOS Digital Still Camera with 7x Wide-Angle Optical Zoom G Lens and Full HD 1080/60i Video (Black) 8:15 AM - Kodak Pulse 10-Inch Wi-Fi Digital Frame with Custom e-Mail Address for Immediate Sharing 9:15 AM - Numark NPM5 Studio Monitor System 9:15 AM - MoviePix Kids Digital Video Recorder (Blue) / (Red) 9:45 AM - Transcend 32 GB Class SDHC 10 Flash Memory Card TS32GSDHC10E 10:15 AM - Viewsonic VFM1536-11 15-Inch Multimedia Digital Photo Frame 11:15 AM - Case Logic SLR Camera/Laptop Backpack 12:15 PM - Kodak P86 8-Inch Digital Picture Frame - Black
1:15 PM - Kodak EasyShare MD55 14 MP Digital Camera with 5x Optical Zoom and 2.7-Inch LCD (Black) 1:45 PM - Corsair CA-HS1ANA Gaming Audio Series HS1 Analog Gaming Headset 2:15 PM - Manfrotto MB SSC3-1BB AGILE I Sling Bag (Black) 3:15 PM - AmazonBasics Leather Camera Case for Digital Cameras (Black) 3:45 PM - Logitech Trackman Marble Mouse 4:15 PM - Imagelab FS9T 9 MP Slide and Negative Scanner with 2.4-Inch Tft LCD Screen 5:15 PM - Kata DR-466i Digital Rucksack (Black) Grocery & Gourmet Food6:00 AM - Wine.com The Best of Ghirardelli Gift Basket, 1.85-Pounds 7:00 AM - Ghirardelli Intense Dark Collection, 0.375 ounce 27-Count 8:00 AM - Broadway Basketeers Chocolate Heaven Gourmet Christmas Gift Tower 9:00 AM - Q-Ginger, 8-Ounce Glass Bottles (Pack of 24) 10:00 AM - Q Tonic Soda Water (Pack of 24) 11:00 AM - Ghirardelli 4 Tier Caramel Celebration Box [Amazon.com]12:00 PM - Hometown Favorites 1970's Nostalgic Candy Gift Box, Retro 70's Candy, 3-Pound 1:00 PM - Broadway Basketeers Chocolate Photo Gift Box 2:00 PM - Hometown Favorites 1980's Nostalgic Candy Gift Box, Retro 80's Candy, 3-Pound 3:00 PM - Ghirardelli Gracious Holiday Box, 3-Pounds 4:00 PM - Wine.com Godiva Connoisseur Gift Basket 5:00 PM - Broadway Basketeers Christmas Gift of Dried Fruit Round Basket (Medium) Gift Basket Health & Personal Care11:00 AM - Dreft Powder Detergent, 91 Ounce 7:00 PM - Remington HC5350AM Professional Cord/cordless Rechargeable Beard Trimmer and Haircut KitHome & Kitchen12:00 AM - Oneida Chateau 3-Piece Child Set 6:00 AM - WMF Children's Animals 5-Piece Flatware Set8:00 AM - Char-Broil Patio Bistro Infrared Electric Grill8:00 AM - Royal Albert Old Country Roses 5-Piece Place Setting, Service for 1 8:00 AM - Crock-Pot SCCPBP600S 6-Quart Oval Programmable Slow Cooker, Brushed Stainless Steel 12:00 PM - Beka Cookware Vita 11" Nonstick Fry Pan 12:00 PM - Sunbeam FPSBPP7310-000 Theatre-Style Popcorn Maker, Red 12:00 PM - Intex Easy Set 15-Foot-by-42-Inch Round Pool Set 12:00 PM - Oster 2534 Inspire Handheld Mixer with Bonus Attachments 1:00 PM - Oster 20-Cup Saute Rice Cooker 2:00 PM - Hunter 34357 3-1/2-Gallon CareFree Plus Humidifier with PermaWick Filter 2:00 PM - Two's Company Bee Happy Dancing Solar Flower, Set of 2 3:00 PM - Cuisinart 10-Piece Premium Grilling Set 3:00 PM - Chia Obama Handmade Decorative Planter 4:00 PM - George Foreman GR0215G Hot Zone Electric Nonstick Countertop Griddle Jewelry6:00 AM - Heather Benjamin "Of the Sea by HB" Necklace with Quartz 8:00 AM - Italian Sterling Silver Bracelet with Turquoise Blue Murano Glass and Crystal Beads, 7.5" +1" Extender 9:00 AM - Women's Sterling Silver Diamond Pendant Necklace (0.02 cttw, I-J Color, I2 Clarity), 18" 10:00 AM - 14k Yellow Gold Orange and Tanzanite Cubic Zirconia Drop Earrings 11:00 AM - Rhodium Plated Sterling Silver Synthetic Blue and White Corundum Oval Pendant, 18" 12:00 PM - Women's Sterling Silver Skate Pendant Necklace (0.03 cttw, I-J Color, I2 Clarity), 18" 1:00 PM - Sterling Silver White Freshwater Pearl 7-8mm Necklace and Bracelet with 8-9mm Earrings and 8.5-9mm Ring Set 2:00 PM - Sterling Silver Angel Pendant (1/5 cttw, I-J Color, I3 Clarity), 18" 3:00 PM - Sterling Silver Created Pink Sapphire and Amethyst Heart and Key Pendant Necklace, 18" 4:00 PM - Sterling Silver and Round Created Pink Sapphire Diamond Angel Wing Pendant Necklace, 18" 5:00 PM - Heather Benjamin "Of the Sea by HB" Leaf Shape Gold Earrings 6:00 PM - Sterling Silver Freshwater Cultured Pearl and Diamond Pendant Necklace, 18" 7:00 PM - Sterling Silver with Gold Plated Diamond Heart and Flower Pendant Necklace, 18" 8:00 PM - Rhodium Plated Brass Pave Tear Drop Earrings with White Pearls   Movies & TV7:30 PM - Santa Claus Is Comin' To Town [Blu-ray] (1970) 7:30 PM - The Original Christmas Classics Musical Instruments9:00 AM - M-Audio Axiom 25 Advanced 25-Key USB MIDI Controller, 2nd Gen 10:00 AM - Tascam Vocal and Instrumental Trainer/Recorder Shoes6:00 AM - FitFlop Men's Shuv Felt Clog 8:00 AM - Seychelles Women's All Dressed Up T-Strap Pump 11:00 AM - crocs Men's Bowen Brights Lace-Up 1:00 PM - Calvin Klein Men's Neil Loafer 3:00 PM - Puma Speeder Illuminescent V Suede Fashion Sneaker (Toddler/Little Kid/Big Kid) Sports & Outdoors6:00 AM - Voit 48-Inch Table Soccer Game 6:00 AM - InStep Quick N EZ Double Bicycle Trailer 10:00 AM - Polara Ultimate Straight XS Self Correcting 3 Piece Golf Balls (1 Dozen) 12:00 PM - Schwinn 20-Function Bike Computer 2:00 PM - Pure Fun 13-Foot Trampoline 4:00 PM - Kelsyus Recline Backpack Beach Chair with UV Canopy 6:00 PM - Playseat World Rally Championship Gaming Seat Tools & Home Improvement6:00 AM - RIKON 70-050VS 12-Inch by 16-Inch Mini Lathe 3 Variable Speed Ranges 6:30 AM - Shop-Vac 4050010 Shop Sweep Indoor/Outdoor Vacuum 6:30 AM - Gerber 22-80012 Infinity Ultra Task LED Flashlight, Black 12:00 PM - Brite Strike BD-198-HLS-2C Tactical Blue Dot Series 198-Lumen Hi Lo Strobe 2-Cell LED Flashlight
2:00 PM - Kidde PI9010 Battery-Operated Dual Ionization and Photoelectric Sensor Smoke Alarm Video Games2:15 AM - Splatterhouse 3:15 AM - Catherine 4:15 AM - Deadliest Catch 5:15 AM - No More Heroes: Heroes' Paradise 6:15 AM - iCarly: iJoin the Click! 7:15 AM - Super Street Fighter IV: 3D Edition Watches6:00 AM - Tissot Men's T008.414.11.031.00 PRC100 Silver Dial Chronograph Watch 10:00 AM - Laurens Women's GW70J903Y Swarovski Crystal Bezel Pink Dial Leather Watch 2:00 PM - Geneva Women's AMZ1014 Gold Tone Analog Bracelet Watch Possible Mystery Deals
5:00 AM - Cars 2 Radiator Springs Playtown 5:45 AM - Corel PaintShop Pro X4 Ultimate 6:00 AM - Fisher-Price Little People Airport Playset 7:00 AM - Keep your projects on the level with this self-leveling line laser from DEWALT 7:00 AM - Monster High Super Sketch Portfolio 7:59 AM - Hot Wheels RC Stealth Rides Racing Car - Black with Red Flames 8:00 AM - Protect your hearing without missing a beat with WorkTunes 9:00 AM - Tackle any mess with this wet/dry vacuum from DEWALT9:00 AM - Playskool Weebles Playground 10:00 AM - Take measurements with laser precision at distances of up to 500 feet.10:45 AM - Anime Studio Debut 8 11:00 AM - Prepare like Bear Grylls with this ultimate survival pack 12:00 PM - Top-Rated Zojirushi Breadmaker 12:00 PM - Disney Princess Royal Princess Tea Party Playset 12:45 PM - Avery Easy Peel White Mailing Labels for Laser Printers, 1 x 2.62 Inch, Box of 3000 Labels
(5160)1:00 PM - Trapdoor Checkers 1:45 PM - Learn to Speak Spanish Deluxe 1:59 PM - Uncle Milton Fireworks Light Show 2:00 PM - Watch as your favorite memories come alive in this cheerful and bright photo frame2:00 PM - Wine Chiller and Electric Opener3:00 PM - Air Hogs R/C Eagle Ray Redeco 3:00 PM - Easily cut wood, metal, and plastic with this Black & Decker jig saw.4:00 PM - Ice-Cold Cocktail and Liquor Chiller.5:45 PM - Swingline 3-Hole Paper Punch, Pink 6:00 PM - 18-piece titanium bit set for drilling into metal, wood, and plastic6:00 PM - 7:00 PM - Have your own weather station.8:00 PM - Blow the Joneses away with this handheld yard tool

Here is the scenario...3.5 years ago I purchased a 4 bedroom house with a buddy (I know, please don't remind me of the poor "well thought out" decision. The initial plan was to both live in the house, and possibly rent out the other 2 bedrooms. We put 2 months of rehab into it, and then right before we were moving in he decided to move in with his girlfriend. About that time we had a buddy move in that paid rent, and then another one moved in so 3/4 of the house was occupied. However, my co-owner kept pressing the issue to rent the 4th bedroom. So 3.5 years of continued discussions and debates, fast forward to December 2011 and now both tenants moved out leaving just me. Now my co-owner insists I find people off craigslist to rent the other rooms to, or pay an additional $500 a month. The economics of the house are everything is split 50/50 and PITI are $2,100. I don't believe I should have to rent out the rooms, or pay anything extra since I would have to deal with the daily hassles of roommates. My co-owner doesn't agree and left me with the option to rent rooms, pay the extra portion for the mortgage, or move-out and rent out the whole house. Our estimate is we could get about $2,000 a month for it, so it would cover our costs. The issue is I don't want to move, I've been here for 3.5 years, and I am over the roommate situation. My co-owner has a place all to himself and doesn't want to move in here. How do you suggest we proceed? Does he have an claims to push roommates on me from CL?It's obviously strained the relationship, and we both have our own motives. I just think having put up with roommates for the last 3.5 years, it's my option to live here on my own, and continue to split everything 50/50.

Gentlepeople,My wife and daughter (adults) are planning to have a vacation trip for 1 week from Buffalo to Dominica.Can someone advise where to start our search...

ECS A880GM-M7 (V2.0) AM3 AMD 880G Micro ATX AMD Motherboard
Average Rating
(4 reviews)
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In stock.
$69.99
$39.99 after mail-in rebatehttp://www.newegg.com/Product/Product.aspx?Item=N82E16813135278&...
5/3/2011 10:43:05 AM
Tech Level:
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A Fine Board
Pros: Worked right the first time. 6 SATA jacks.Cons: Nada1 out of 1 people found this review helpful. Did you?
legend69
3/28/2011 4:51:32 PM
Tech Level:
Ownership:
Verified Owner
Great board for a basic build - supports basic OC option.
Pros: Good price point for a basic build. Supported the AMD Phenom II X4 840 (95 watt TDP) out of the box. Good incremental voltage increases for the CPU (1.44 runs the 840 @ 3.8 GHz all day long). Two slots for ram - runs ram @ 1600 8-8-8-24 1T without looking back.Cons: No sideport memory onboard for the onboard 4250 video, so requires used of share memory. Knew that going into it, I'm just saying...4 out of 4 people found this review helpful. Did you?
N/A
2/16/2011 9:03:42 PM
Tech Level:
Ownership:
Verified Owner
Impressed
Pros: Very solid board. Wasn't expecting such a quality product. Nice feature set. Dropped a sempron in, unlocked and oc'd to 3.4 on stock hsf! Oh, and 6 sata ports if you're drive crazy like me...Cons: Bios doesnt show current cpu speed. But ehh, no biggieOther Thoughts: Would buy agai

Amazon Lightning Deals Rundown - 12/5/11
All times posted are PST. Arts, Crafts & Sewing12:00 PM -Brother CP-6500 Computerized Sewing Machine
Automotive5:00 AM -Raider 02-1402 Snow Thrower Cab8:00 AM -Duracell DRINVP175 175-Watt Pocket Inverter with 2.1-Amp USB Port11:00 AM -Turtle Wax T-240KT Headlight Lens Restorer Kit3:00 PM -PLX Devices Kiwi Bluetooth Wireless OBDII Scanner6:00 PM -Heininger 3052 PortablePET Twistep Dog Hitch Step
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Jewelry2:00 AM -10k White Gold Pear Shape Pendant Necklace (3/8 Cttw I-J Color, I3 Clarity), 18"2:00 AM -Sterling Silver Heart Diamond Pendant (1/5 cttw, I-J Color, I2-I3 Clarity), 18"7:00 AM -Italian Sterling Silver Bracelet with Pink Murano Glass and Crystal Beads, 7.5" +1" Extender8:00 AM -Sterling Silver Iridescent Swarovski Crystallized Elements Stud Earrings9:00 AM -14k Two-Tone Diamond Accent Circle with Small Circle Pendant Necklace, 18"9:00 AM -14k White Gold Round Diamond Stud Earrings (1/3 cttw, I-J Color, I1-I-2 Clarity)10:00 AM -Sterling Silver Diamond Snowflake Pendant Necklace(1/6 cttw, H-I Color, I2 Clarity), 18"11:00 AM -Large Stainless Steel Red Glass Twist Cable Cuff Bracelet12:00 PM -Sterling Silver White, Pink, Pistachio, Grey, Chocolate and Black Freshwater Pearl 6 Pair Earrings Set (6-7mm)1:00 PM -18k Yellow Gold Plated Sterling Silver Multi-Gemstone and Diamond Flower Bangle Bracelet2:00 PM -Sterling Silver Black Diamond Windows Drusy and Cubic Zirconia Pendant Necklace, 18"3:00 PM -Sterling Silver Blue and White Cubic Zirconia Pendant Necklace, 18"4:00 PM -Women's Sterling Silver Brown Enamel Pendant Necklace (0.02 cttw, I-J Color, I2 Clarity), 18"5:00 PM -14k Gold Plated Sterling Silver Oxidized Circle Shape Pearl Pendant Necklace, 18"6:00 PM -5-Row Garnet Bead Stretch Bracelet 7.5"7:00 PM -Sterling Silver Blue Goldstone Bracelet, 7.5"8:00 PM -Joanna Laura Constantine Black and Crystal Gold Adjustable Ring, Size 79:00 PM -Sterling Silver Abalone Heart-Shaped Bali Inspired Pendant, 18"
Musical Instruments2:00 AM -Pacific Drums DW X7 Shell Pack, Maple, Silver to Black Fade4:00 AM -DW Drum Workshop Delta II Double Turbo Pedal with Case7:15 AM -Dean Exotica 12-String Acoustic-Electric Cutaway Guitar with Tuner Preamp, Tiger Eye8:15 AM -Barrington Model BR CL236 Bb Standard Clarinet ABS w/Nickel Plated Keys & Metal Adjustable Thumb Rest8:15 AM -Kohala Soprano Ukulele9:15 AM -Barrington Model BR AS206 Standard Alto Saxophone Lacquer w/High F# Key9:15AM -Alvarez RC210 Regent Series Classical Guitar, Natural10:15 AM -Barrington Model BR FR213 Single French Horn in F Lacquer Finish12:15 PM -Takamine G Series EG530SC Dreadnought Acoustic Electric Guitar, Natural Shoes6:00 AM -DC Women's Aura Action Sports Shoe10:00 AM -Stride Rite Harlow Sneaker (Toddler/Little Kid)11:00 AM -Naturino 3345 Mary Jane (Toddler/Little Kid)2:00 PM -Columbia Sportswear Women's Lone Rock Trail Running Shoe4:00 PM -Lucky Women's Northview Boot7:00 PM -Wild Diva Women's Lorane-01 Pump
Sports & Outdoors12:00 AM -Voit 60-Inch Air Hockey Table2:00 AM -Schwinn Thrasher Adult Micro Bicycle Helmet (Adult)4:00 AM -Intech Beta Ti Golf Balls (36 Pack)6:00 AM -Mountain Boy Sledworks Ultimate Flyer 52-Inch Sled8:00 AM -Airwalk SWELL Body Board, Red, 45-Inch9:00 AM -Topeak Hexus II Multi-tool10:00 AM -TRAINERmat Yoga10:00 AM -FINIS Swimsense Performance Monitor
11:00 AM -Medicus Power Meter11:00 AM -Go Pong 8-Foot Portable Folding Beer Pong / Flip Cup Table11:00 AM -Macgregor Batting Tee1:00 PM -Schwinn Girl's 12-Inch Petunia Bike3:00 PM -Sport-Brella X-Large Umbrella4:00 PM -Wild Game Innovations 6.0MP Digital Scouting Camera (Camo)5:00 PM -Heat Factory Outdoor Warmer Pack (6 Pair Hand Warmers, 3 Pair Toe Warmers, 3 Large Body Warmers)6:00 PM -Shaun White Supply Co. 20" Thrash 3.0 BMX Bike8:00 PM -Ektelon Strobe Protective Racquetball Glasses9:00 PM -Seac Diving Regulator + Octopus + Console 2 Complete Set with Bag
Watches6:00 AM -Baume & Mercier Men's 8731 Classima Automatic Strap Watch10:00 AM -Kenneth Cole REACTION Men's RK5105 HOLIDAY-Box Set Round Bracelet Extra Strap Watch2:00 PM -TAG Heuer Men's CAV511B.BA0902 Grand Carrera Chronograph Calibre 17 RS Watch6:00 PM -Stuhrling Original Men's 345.3345K2 Classic Jupiter Swiss Quartz Day and Date Brown Watch Mystery Deals - 2:00 AM - Watch it drive across the floor with the control of a unique and easy to use remote control wand6:00 AM - A smartphone accessory that allows a more interactive computer-like experience6:00 AM - A high-energy and fully customizable motion-based game offering a thrilling personal training experience that will help you achieve...6:00 AM -8 Spy Tools in a Custom Case7:45 AM -Scotch Heavy Duty Shipping Tape8:00 AM - One of the most memorable moments is the magical transformation into a Disney Princess8:00 AM - This game gives global soccer fans a truly realistic, immersible and a delightfully playable take on the beautiful game.8:45 AM -Audio Recorder 2.0 Plus10:00 AM -Works with all Chuggington interactive products10:00 AM -Get in shape and have fun and with the entire family by cycling on the Wii!12:00 PM - For over 40 years,Rudolph The Red-Nosed Reindeerhas delighted and captured the hearts of children everywhere. Now for the...12:00 PM -BLYTHE and her petsare going shopping!12:45 PM -Post-it Self-Stick Easel Pad, 2 Pack, 30 sheets each1:00 PM - A monstrous 17 inches tall and is packed with electronic features1:00 PM - For over 40 years, Rudolph The Red-Nosed Reindeer has delighted and captured the hearts of children everywhere. Now for the...1:45 PM -Manga Studio EX 4 (Win/Mac)2:00 PM - A full function radio control car with a touch screen radio transmitter2:00 PM -Sequel to the #1 Fitness Franchise for Kinect3:45 PM -Avery Easy Peel Address Labels for Inkjet Printers, 1 x 2.625 Inches, Clear, Pack of 750 (08660)4:00 PM - An ancient evil stirs in the black lands of Mordor, and the people of Middle-earth speak of a terrible doom approaching from the east.4:00 PM - Tap into the Zumba dance-exercise craze that has swept the nation with this hit game!Zumba Fitness, Console Unknown5:00 PM - With this case for iPhone 4, worrying about scratches, bumps, and shocks will be completely unnecessary5:45 PM -Swingline SmoothGrip Handheld Stapler6:00 PM - Following the worldwide best-selling original, this game for the Wii builds on that phenomenal success while elevating the ex...6:00 PM - This soft and cuddly puppy makes a wonderful gift for anyone6:00 PM - See in the dark with spotlight binoculars9:00 PM - Limited edition top of the line headsets
Credit to Costelloc at SD

Sears has done it again! I did this the last time this deal became available, and it DOES work!So, what have they done? Why do they need to hire eCommerce IT people with a clue? Check this deal out!Add the Canon T3 w/ kit lens here: Link1
Add the EF75-300mm lens here: Link2
Add the 55-250mm f/4-5.6 IS lens here: Link3Now go to your cart and look at what Sears has done...
/facepalmMake sure that you choose delivery on the lenses and store pickup on the T3 kit!Why? We are separating the receipts to keep them clean for an easy return. Why? Canon has an instant rebate when you purchase specific zoom lenses with DSLR cameras. What has Sears done? They have applied the two discounts to the T3 (They only apply 1 discount to the T3, so the deal is not anywhere near as crazy as this. It's good, but not HOT!) So they are discounting the T3 kit by $250 and haven't tied the discount to the lenses required to get the discount! So what does this mean to YOU? It means that your receipt for the lenses is a clean invoice with zero discounts, and once you have picked up your T3 kit, you can return the lenses to your local Sears store for a full refund, and get the T3 kit for only $217!!!!!!!! Yes, this works. Yes, I've done it. Yes, I expect that Sears will finally catch on after a lot of folks take advantage of their stupidity. So hurry and get in on this deal while you can!My Cart:Canon Lens (EF75-300mm) for All SLR Canon Cameras
Sold by Sears
Item #00341407000 Mfr. Model #EF75-300mm/6473A003 Pick Up FREE
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Need it by Christmas Eve? Order by 4:00pm (CST) 12/19 for Ground shipping or upgrade to Expedited shipping.

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Canon Telephoto Zoom Lens, 55-250mm f/4-5.6 IS
Sold by Sears
Item #00341433000 Mfr. Model #EF-S 55-250 lS / 2044B002 Pick Up FREE
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Need it by Christmas Eve? Order by 4:00pm (CST) 12/19 for Ground shipping or upgrade to Expedited shipping.

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Canon EOS Rebel T3 18-55IS 12.2 Megapixel Digital SLR Camera Kit
Sold by Sears
Item #00353399000 Mfr. Model #5157B002 Pick Up FREE
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Need it by Christmas Eve? Order by 4:00pm (CST) 12/19 for Ground shipping or upgrade to Expedited shipping.

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For people who do not need the uber-super processing power of i5 or i7 CPU, this is a really nice deal. I know you can get the same cheaper for 799 etc, but none of those are new, either those are refurbished or they are open box items. This is a brand new Macbook Air. Just that it is not the newest version, just the one previous to the newest version.1.6GHz Intel Core 2 Duo,4GB DDR3 SDRAM, 128GB Flash Storage, NVIDIA GeForce 320M, 11.6" LED-backlit glossy widescreen display, AirPort Extreme Wi-Fi 802.11n, Bluetooth 2.1, FaceTime camera, Built-in battery, Precision aluminum unibody - $899.99Linkazooom [Amazon.com]Technical Details
Processor: 1.6 GHz Intel Core Duo
Number of Processors: 1
RAM: 4 GB
RAM Type: DDR SDRAM
Hard Drive: 256 GB Serial ATA

For people who do not need the uber-super processing power of i5 or i7 CPU, this is a really nice deal. I know you can get the same cheaper for 799 etc, but none of those are new, either those are refurbished or they are open box items. This is a brand new Macbook Air. Just that it is not the newest version, just the one previous to the newest version.1.6GHz Intel Core 2 Duo,4GB DDR3 SDRAM, 128GB Flash Storage, NVIDIA GeForce 320M, 11.6" LED-backlit glossy widescreen display, AirPort Extreme Wi-Fi 802.11n, Bluetooth 2.1, FaceTime camera, Built-in battery, Precision aluminum unibody - $899.99Linkazooom [Amazon.com]Technical Details
Processor: 1.6 GHz Intel Core Duo
Number of Processors: 1
RAM: 4 GB
RAM Type: DDR SDRAM
Hard Drive: 256 GB Serial ATA

http://www.amazon.com/gp/product/B004290MF8/ref=ox_sc_act_image_...Best Price for the Quality;
Most Helpful Customer Reviews9 of 9 people found the following review helpful:
5.0 out of 5 stars An exceptional value, February 11, 2011
By Cindi - See all my reviews
Amazon Verified Purchase(What's this?)
This review is from: Jessie G. Women's Three-Quarter Down Parka Coat with Removable Hood in Black or Brown (Apparel)
I ordered this coat as an afterthought. Couldn't decide if I really needed another coat, but I didn't have one
that was 3/4 length. On the sub-zero days (or nights) of Wisconsin winters, my legs get cold with my other jacket.
I was looking for a good sale so I could justify the purchase.
Found this one and ordered it. My daughter-in-law has one similar to it from Eddie Bauer that cost a lot more.
I checked Lands End, and LL Bean---they were all more expensive also.
This one is just as stylish, just as warm, and the fit is great!
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10 of 11 people found the following review helpful:
4.0 out of 5 stars Russia, February 18, 2011
By Janelle - See all my reviews
This review is from: Jessie G. Women's Three-Quarter Down Parka Coat with Removable Hood in Black or Brown (Apparel)
I bought this coat to wear to Russia while I study abroad here. Today it was -17F and I was not cold in any places that the coat covered.
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7 of 7 people found the following review helpful:
5.0 out of 5 stars Great coat, March 27, 2011
By Dmh13 - See all my reviews
Amazon Verified Purchase(What's this?)
This review is from: Jessie G. Women's Three-Quarter Down Parka Coat with Removable Hood in Black or Brown (Apparel)
I ordered this longer coat to wear at my children's soccer games to try and keep warm and I really love this coat. I normally wear a small (5'1 and I wear a 4) but I ordered a medium so I could wear layers under it and fits good. The material is very soft and the coat is not to puffy. I was pleasantly surprised how much I like this coat!

Little People Dance & Twirl Palace

This is not for everyone but for the right person the deal is GREAT...Purchase $500 in gift cards. The cards can be in any denomination from $25-500.For free you get...
1 $50 gift card
A box (contains 4) knives of their steak knives in a nice wooden looking case. They sell these normally for $85 I believe.Gift cards (both the purchased and bonus) can be used on your next visit. If you have a group of people going it is a great way to save on the bill. If not the $50 bonus and the knives made good gifts.Update: I guess Capital Grille, Red lobster and Olive Garden are all the same company and accept each-other's gift cards. So you could go to CG and buy a ton of $25 GC and use them at Olive Garden and Red Lobster. If you are a frequent visitor to those restaurants then this would be a way to sweeten the deal.

So as we all know coupons.com has a print limit of 2 coupons per computer.If I had 10 computers I could legally print 20 of the same coupons like some people do....but I don't have 10 computers.I am close to figuring out how to legally print more than 2 coupons from coupons.com per computer but I need help.I now have a DSL modem rather than a broadband modem and with a DSL modem I can easily change my IP address by just unpluggling my moden and plugging it back in.So I experimented tonight with 4 steps and got very close to bypassing coupons.com's print limit per computer.Step 1: uninstall coupons.com's print software
Step 2: delete all cookies and browsing history
Step 3: If you have a DSL modem like me....just unplug it and then plug it back in and you will get a new IP address!
Step 4: re-install coupons.com print software.After experimenting for and hour and doing all this I came very close to printing coupons I had already printed. It no longer said:"print limit reached" right off the bat but it said it again after I re-installed coupons.com's printer.I am getting close! I am not a "hacker" by any means but I am computer savvy and know that the problem is coupons.com is hiding some log file on computers keeping track of what coupons are being printed so even when it's uninstalled the tiny little log file stays in some random system folder!I need to know where that log folder is so I can delete it! Again...I am not doing anything illegal...I have every right to install/uninstall apps over and over/I have every right to delete internet cookies/I have every right to unplug my modem and plug it back in...just like people have the right to own 100 computers if they want!Anyway I am computer savvy and there is some system folder that keeps track of coupons printed that I need to find!

Link
these will all go live at Noon Eastern Time and they are for the first 500 people!

* Dec. 5 FREE Suave Waterless Foam Shampoo
* Dec. 6 FREE Bliss The Youth As We Know It Night Cream
* Dec. 7 FREE HydroPeptide Lips and Lashes
* Dec. 8 FREE StriVectin-EV Get Even Serum

This is not for everyone but for the right person the deal is GREAT...Purchase $500 in gift cards. The cards can be in any denomination from $25-500.For free you get...
1 $50 gift card
A box (contains 4) knives of their steak knives in a nice wooden looking case. They sell these normally for $85 I believe.Gift cards (both the purchased and bonus) can be used on your next visit. If you have a group of people going it is a great way to save on the bill. If not the $50 bonus and the knives made good gifts.

Studio: Warner
Release Date: 12/18/2007
Original Release Date: 1982
Catalog ID: 114483
UPC: 00085391144830
Number of Discs: 4Special Features:Disc One
RIDLEY SCOTT'S ALL-NEW "FINAL CUT" VERSION OF THE FILM
Commentary by Ridley Scott
Commentary by executive producer/co-screenwriter Hampton Fancher and co-screenwriter David Peoples; producer Michael Deely and production executive Katherine Haber
Commentary by visual futurist Syd Mead; production designer Lawrence G. Paull, art director David L. Snyder and special photographic effects supervisors Douglas Trumbull, Richard Yuricich and David DryerDisc Two
DOCUMENTARY DANGEROUS DAYS: MAKING BLADE RUNNERDisc Three
1982 THEATRICAL VERSION
1982 INTERNATIONAL VERSION
1992 DIRECTOR'S CUTDisc Four: A lot more stuff! Buy.com

Receive an Extra 20% off Your Entire Order w/Coupon PEOPLEVIP. Exclusions apply. Free Shipping on all orders
www.reebok.com

HOT for doll collectors and kids aged 3+ Royal Wedding Dolls $69.95 ( WAS $159.95)
56% DISCOUNT! )

$69.95 on Amazon & this item ships for FREE with Super Saver ShippingAuthentic detail; dressed by British designers
Limited Edition Collectible Doll - 10,000 pieces globally; each box is individually numbered
Replica of Kate Middleton Duchess of Cambridge Wedding Dress with attachable train
Prince William Doll wearing military uniform with detailed replica medals
A perfect, very special gift for girls who love to play Royal Wedding Dolls; dressable, lots of play value, a Real Princess doll!
As seen in USA Today, NY Post, US NBC The Today Show, People Magazine, CNN, Wall St Journal, Time, Life, USA Today, Forbes, Perez Hilton, CBS and The Washington Post.

LinkRegularly $124.95. On sale at Amazon for just $84.00. It's a pretty good deal as I've seen it as high as $148.24. I know pocket watches aren't a huge seller now a days, but it's a great gift for those hard to buy for people.

For expensive area:
link
same as last week
$7.29 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
buy 2 lunch get 4 people at $5 each MON-WEDFor people do not live in LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX,
there are 2 different coupons (same as last week):
link
$6.99 lunch
Senior dinner $6.99 dinner 5-6pm weekday
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX Locations

Now through December 7th, order Souplantation gift cards online, and we'll ship you your gift card(s) order for *FREE. (Ground shipping 5-7 business days)Plus, get a complimentary meal pass for every $50 you purchase in gift cards through December 31st. It's the easiest, most delicious way to give this holiday.If there are many people in your group, you can use a meal pass and other family members can use weekly coupon.Souplantation Gift Card

Woof!Get a FREE Sample of Best Bullys Dog Treat This will go live on December 1st at 3am Eastern Time and this is for the first 150 people each month.

http://www.wallforalldecals.comThese are perfect gifts for people of all ages. My kids love them!15% off their entire site with coupon code: HOLIDAY15Also, free shipping on all orders, no minimum.

Guys,Got email from Chase today.2012 BONUS CALENDAR
Activate every three months for 5% Cash Back on up to $1,500 spent each quarter!Jan-Mar: Gas Stations
Amazon.com

Apr-Jun: Grocery Stores
Movie TheatresJul-Sep:Gas Stations
RestaurantsOct-Dec:Hotels
Airlines
Bestbuy
KohlsThey must have done mining before launching this new calender, they know people are more interested in Gas Stations/Amazon.com/Bestbuy

If you order from EntirelyPets, Prime is not needed for free shipping.Mr. Bill Multipet Plush Dog Toy $6.00Product Features
Pattern Name: Mr. Bill
Mr. Bill plush toy
Says "Ohhh Noooo" when squeezed
Plush filled
Great for fetch and play

I've seen this around a few places recently while researching a recent change to my credit card so I thought I would share my results. I had a BofA Platinum Visa card that was recently "upgraded" without my consent to their Signature flexible account (I forgot their exact terminology). This negatively effected my credit score because the flexible credit cards do not report your credit limit to the credit reporting agencies. So even if I had a 10k actual limit, but I was using $500, it looked like I was using $500 of a $500 limit, thus 100% utilization.I called them and said I want to downgrade my card because it is having a negative impact on my account. The agent said the reporting agencies know about these types of cards and it will not negatively effect my credit score. I told her that it did negatively effect my score and after researching I found that hundreds of other people had the same problem as me. Then she just said "Ok, I will downgrade your card bad to Platinum."I was surprised that I did not get more push back. So if you also were upgraded, you can probably call and get it changed back easily.

Burt's Bees Giveaway"Like" then click the "Unwrap my gift" link under the "You've been naturally nice" headline.There is a possibility you will get nothing BUT you can try once a day. There are 37,000 gifts possible. Most people I know got a chapstick, cuticle cream, or 1oz lotion. Some people got a screen saver or nothing.
If you win it asks for your address to send the gift to you.Sorry if this doesn't belong in free stuff but currently the odds are good!

So I just found out I am a victim of identity theft and now I need to call these a$$holes to make sure I dont have anything else messed up with my credit report. I have it printed out and everything. Now i just put a fraud alert on my name and I'm trying to reach a LIVE person to talk with to see what else I applied for lately. I called all of these assholes numbers and they all goto an automated system. These guys are totally screwing us over once we get in trouble as there doesnt seem to be an easy way to get to a live person. I mean what the hell are we paying these credit agencies for? Talk about the powers that be.Does anyone have an updated # to reach a live person? From what I notice they change their numbers or system routinely to deter people from reaching them with numbers that get published online.Thanks!

http://www.midnightbox.com/
Deal 3
$10.94 shipped
NewDescriptionPower blackouts leave millions of people exposed and vulnerable every year. And traditional batteries may not help when it's time to power up the emergency essentials such as flashlight and cellphone.The Medis Fuel Cell Power Emergency Kit is built around the world's first personal fuel cell, delivering emergency power when a user needs it most. Unlike batteries, the Medis Fuel Cell does not self-discharge over time, so it's always ready to deliver instant power.Users simply activate the Medis Fuel Cell Power Pack to access 20 watt-hours of instant energy for charging the user's cell phone multiple times and the powerful 14-LED flashlight (included) for up to 100 hours, along with other portable devices.Thanks to the Fuel Cell's long shelf life, users can stock up on multiple Power Packs for the home, office, car and boat, knowing that they'll always be ready for use.Medis' patent-pending fuel cell technology is an electrochemical energy source that generates its own energy without the need for outlets, charging, or limitations of batteries. Unlike the toxic contents of batteries, it's a green, eco-friendly, and recyclable energy source with full UL and CE approval.Disaster can strike at any moment. Be prepared with the Medis Fuel Cell Power Emergency Kit.Number of charges may vary depending upon phone or device and amount of energy available in device battery.Features * The world's first fuel cell Power Pack in an all-in-one emergency kit
* Better than battery power -- doesn't go flat on the shelf, doesn't need charging from the wall and doesn't contain toxic, hazardous chemicals
* Instant power -- get emergency light and phone access the moment you need them.
* Versatile -- compatible with many standard mobile phones, MP3 players, Bluetooth accessories and more; includes connector tips for Nokia phones, Mini USB and Micro USB devices.
* Long shelf life -- stock up with multiple Power Packs for home or office.
* Green, eco-friendly, clean, alternative energy source -- It's one of the greenest sources of backup power in the world and it's recyclable.Whats in the Box * Medis 24/7 Power Pack Fuel Cell Energy Source
* Advanced 14 LED Flashlight
* Standard Charger Cable with Standard Nokia Tip
* Additional Tips include Mini USB, Micro USB, Nokia (2mm)

US Airways, Delta, SPG, and Best Buy are teamed with Audience Rewards to allow people to earn miles/points with the purchase of Broadway show tickets. The kicker is there are free weekly trivia questions that can be answered to earn 8-12 miles. US Airways Audience Rewards
Delta Audience Rewards
SPG Audience Rewards
Best Buy Reward Zone Audience RewardsAmtrak is also partners with Audience Rewards, but currently does not offer free points via trivia.

It's A Wonderful Life Blu-ray - Amazon Cyber Week Deal - $13.99 TODAY ONLY - 11/29/11 LinkRetail is $29.99One of the greatest Christmas movies of all time! "Mary did it, George! Mary did it! She told a few people you were in trouble and they scattered all over town collecting money." Uncle Billy

I just bought $100 worth of Amazon GC at safeway and it automatically printed out $10 off 50 safeway Discount coupon at safeway . This was at the Kensington store in MD.Just as a word of precaution: Its a 10 off 50 coupon that you get is redeemable at safeway. It has an expiry date of 1 week from the date of purchase. If you are there to buy groceries anyway, first buy the Amazon GCs in a transaction and then the groceries in second transaction be be able to redeem your coupon. Its not the best deal out there, but its something, specially on Amazon GCs. I did see the safeway deal posted in another thread but it did not mention Amazon GCs - I thought this deserved a thread of its own, lest people miss it.( I am not sure if you can use the 10 off 50 for another purchase of Amazon GCs - I should have tried that ! ) Someone pl post if that works.....

I have been looking for a guitar for a gift in the under $300 range or so for a while and have been disappointed by the Black Friday guitar deals so far. I have tried a number of Epiphone SG/Les Paul, Agiles and have investigated the cheap (under $150) guitars as well. I saw that Sam Ash has the Ibanez AS73 on sale. I went and took a look at one and was very pleased with the quality of the guitar, especially for one made in China. This was easily the best guitar that I have looked at for under $300. These guitars are very well reviewed at their normal $400 price point. Sam Ash has it for $259.99 with limited quantities available. You should be able to pricematch this at MusiciansFriend or music123 for $247.99 delivered.
Ibanez AS73 at Sam AshAdditionally, MusiciansFriend has the AF75 on sale at $249.99 to pricematch at music123. Technically this model is the AF75D (D indicates the orange finish, why D indicates orange, who knows) but both MusiciansFriend and music123 label it as the AF75 so it shouldn't be a problem to pricematch.Ibanez AF75 at MusiciansfriendI hope this helps some people looking for guitars for Christmas.

0 Posted By: FatWallette
Views: 248 Replies: 0



Logitech seamlessly connects people to the digital world and keeps them engaged and immersed with products that work like second-nature. Logitechs key categories of personal peripheral products include: mice, keyboards, webcams, video security systems, home + PC speakers, iPod/mp3 accessories, network music players, universal remotes and gaming accessories. Visit Logitech.com for site-exclusive promotions and products. 3.0% Cash Back Available

Special Offers from Logitech

5 Day Best Deals of the Year Sale






Logitech Coupons & Cash Back
3.0% FatWallet Cash Back Available!


Receive the Hot Deals and Offers Added Each Day by Email!
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0 Posted By: FatWallette
Views: 303 Replies: 0



Groupon features a daily deal on the best stuff to do, see, eat, and buy in a variety of cities across the United States and has been recently featured on the Today Show, Good Morning America, and named the #1 Hottest Website for 2010 by Fox Business News!How It Works:1.Each day we feature something cool to do at an unbeatable price.2.You only get it if enough people join that day so invite your friends!3.Check back the next day for another awesome Groupon! 8.0% Cash Back Available Special Offers from Groupon:

Exclusive: $25 for $50 at The Sharper Image Online






Groupon Coupons & Cash Back
8.0% FatWallet Cash Back Available!
Cash Back not available on orders using Groupon bucks or rewards. Cash Back available on gift card redemption, not purchase.
Receive the Hot Deals and Offers Added Each Day by Email!
Subscribe to the FatWallet Daily Email

0 Posted By: FatWallette
Views: 329 Replies: 0



Groupon features a daily deal on the best stuff to do, see, eat, and buy in a variety of cities across the United States and has been recently featured on the Today Show, Good Morning America, and named the #1 Hottest Website for 2010 by Fox Business News!How It Works:1.Each day we feature something cool to do at an unbeatable price.2.You only get it if enough people join that day so invite your friends!3.Check back the next day for another awesome Groupon! 8.0% Cash Back Available Special Offers from Groupon:

$94 for Sony Bloggie Touch MP4 Camera ($179.99 Value)






Groupon Coupons & Cash Back
8.0% FatWallet Cash Back Available!
Cash Back not available on orders using Groupon bucks or rewards. Cash Back available on gift card redemption, not purchase.
Receive the Hot Deals and Offers Added Each Day by Email!
Subscribe to the FatWallet Daily Email

0 Posted By: FatWallette
Views: 446 Replies: 2



Cell phones you love, rate plans you want. T-Mobile offers the best deals on cellular phone service, prepaid cell phones, cell phone accessories, free cell phones & more! The value of our plans, the breadth of our coverage, the reliability of our network and our award winning customer service are meant to do one thing: help you stick together with the people who matter most. $7.50-$37.50 Cash Back Available

Special Offers from T-Mobile:


Free T-Mobile myTouch or myTouch Q w/ 2yr Eligible New or Upgrade Contract






T-Mobile Coupons & Cash Back
$7.50-$37.50 FatWallet Cash Back Available! $7.50 per device on prepaid phone orders.$37.50 per plan for 2-year service agreements activation.Cash Back available on new activations and equipment only.Cash Back on 2nd and subsequent phones will be reported at a later date than 1st phone.Cash Back not available for data only plans.


Receive the Hot Deals and Offers Added Each Day by Email!
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www.sparkfun.com is giving out roughly $200K of codes on January 11th, in $100 chunks.For those of you new to the boat, this is the third year they've done this. This year the codes will be given out randomly, no quiz. The post is a little light on the details of how it'll happen, but it states "We will allow people to try for the prize as many times as they'd like", which implies to me refreshing the page throughout the day in some manner. I'm sure we'll get more details as the day approaches.Here's the post announcing it:link

http://c2r.microsoft.com/consumerC2R/en-us/14.0.4763.1000/setupc...DIRECT LINK TO MICROSOFT DOWNLOAD!
FAQWhat is Office Starter?Office Starter consists of Word Starter and Excel Starter only, reduced functionality versions of Microsoft Word and Excel with advertising. It does not contain Microsoft PowerPoint, OneNote, or Outlook.How do I get Office Starter?Office Starter is only (normally) available as preloaded software on select new PCs.Is Office Starter a trial?Office Starter is not trial software you can continue to use it as long as you need. When youre ready to move up to PowerPoint, Outlook and the many rich functionalities in a full Office version, upgrading is just a few clicks away.Are Word Starter and Excel Starter different than full Word and Excel?Yes, Word Starter and Excel Starter are reduced functionality versions of the full versions of Microsoft Word and Microsoft Excel. Word Starter and Excel Starter include features for basic authoring and editing, but lack more powerful features like the ability to track comments and changes in your documents; password protect your documents; create tables of contents, footnotes, citations or bibliographies; perform advanced data analysis such as with pivot tables; and the ability to customize the Ribbon and Quick Access Toolbar.Is Office Starter compatible with other Office suites?Yes, Office Starter has the same file support as full Office 2010. You will be able to easily send documents back and forth from Office Starter to other people using the full versions of Word and Excel and vice versa. Starter provides full fidelity viewing, so people who are using Office Starter will still be able to see features that are not included in Office Starter.Is Office Starter compatible with older versions of Office?Yes, similar to other editions of Office 2010, Office Starter is compatible with older versions of Office.

Hi all,Wondering what is the most effective way to benefit the truly needy as the holidays come along. Salvation Army? Third world development? Ect. I'm trying to be more intentional about giving - being that my impression is that people are more likely not to give these days and helping organizations are cash strapped (more than normal). No need to boast here. But where do you like to give? What do you think works?Thanks.

ONLY WORK FOR SELECTED ITEMS. IT DID NOT WORK FOR ME AT FIRST, BUT I CALL IN TO CUSTOMER SERVICE AND THEY TRANSFERRED ME TO THE JEWELRY DEPARTMENT, AND THEN THEY WERE ABLE TO APPLY THE 30% OFF FOR ANY ITEM FOUND BELOW. HOWEVER, I SPOKE WITH 5 REPS BEFORE FINDING ONE THAT WILL APPLY THE DISCOUNT FOR ME. REMEMBER, ONLY THE JEWELRY DEPARTMENT PEOPLE WILL BE ABLE TO APPLY THE DISCOUNT. I GOT A DIAMOND RING FOR A GOOD PRICE. FRUSTRATING BUT WORTH THE WORK.PLEASE POST FOR US IF THIS DEAL WORK FOR YOU!!

http://www.amazon.com/gp/search/ref=sr_in_-2_p_6_1?rh=n%3A336758...

if you haven't climbed before I say give it a go. Its a great work out. Get out from behind those computers and live a little! I don't work for them nor am I affiliated with them, I am just a member there that is a little pissed I missed out on the deal and I hope that someone else here can benefit from it.I am a member at Brooklyn Boulders rock climbing gym and I felt a bit sad when I saw this deal since I just bought a membership 3 weeks ago and paid the registration fee and bought shoes.Normal price of membership is $89 per month with $35 registration fee. This deal is smoking hot for the right people.Brooklyn Boulders deal!!

Direct Air WebsiteFor 3 people from Niagara Falls to West Palm it is $465 including all taxes.BOGO Sale!Tis the season to be jolly and our "Buy One Get One Sale" is sure to bring joy and also save a lot of green too. Book your reservations between Thursday, November 24th and Wednesday, November 30, 2011. (sale ends 11:59 pm Novembers 30, 2011)Must use promo code: 2for1 Valid on online sales only. Both flights must be booked on the same day.Direct Air offers nonstop flights to Myrtle Beach from Niagara Falls, Newark, Pittsburgh, Plattsburgh, Columbus, Worcester, and Springfield/Central IL. Fly direct to Ft. Myers/Punta Gorda from Worcester, Kalamazoo, Plattsburgh, Toledo, Springfield IL, Rockford, Allentown, and Niagara Falls, or to Orlando/Sanford from Kalamazoo and Worcester. Direct Air flights to Palm Beach/Boca Raton, FL from Worcester, Niagara Falls, Rockford, and Kalamazoo. Now you can fly to our newest destination Orlando/Lakeland from Niagara Falls, NY, Springfield/Central, IL, and Plattsburgh, NY.

For expensive area:
link
same as last week
$7.29 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
buy 2 lunch get 4 people at $5 each MON-WEDFor people do not live in LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX,
there are 2 different coupons (same as last week):
link
$6.99 lunch
Senior dinner $6.99 dinner 5-6pm weekday
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX Locations

I just want people's input on this. Please dont red me, Im just seeking input or ideas.I am planning to go my home country next month. I recently purchased a property there.Question:
I wired $70K recently and got a horrible exchange rate. Now for the remaining $70K, I am thinking of carrying it with me. By doing so, I will save $2K in exchange rates. I know its most likely not advisable to do so, but would anyone here in this forum carry $70K cash on a 20 hour flight to save $2K?Is it unsafe? Yes, possibly. I have once carried $20K cash before and it was fine. I know most likely I would just wire the money, just seeking ideas.
Please dont suggest all those remit2India etc, as I am not from India. (and for my country, the rates arent that great). When you bring cash to a money changer in my country, they offer fantastic exchange rates.Is it legal to bring out that much amount: yes. Is it legal to bring in that much into my country: yes.FYI: $70K = 700 $100 bills. 350 pieces on one pocket and 350 in the other. Jeans.

First time to post, sorry if I missed anything:http://www.amazon.com/Kingston-SandForce-Technology-SH100S3B-240...no shipping and tax for most people.
rebate valid from 11/25/11 to 11/28/11.Enjoy

Just a heads up... when in Kohl's today, the cashier asked if I was using my Kohl's card and I asked if they were running a discount promotion.
She said not advertised but they've been permitted to manually enter a 15% discount at the register.She made it sound like this is something that had been communicated for a short time only. Maybe to counter the 10% discover Cash Back, to keep people using Kohl's charge?Anyhow, I know it's YMMV but it's worth a shot if you're there anyway!

linkylooGreat price for a great set! The quality is much better than any Hot Wheels or Matchbox garage. Recommended ages 3+ but we got this when my son turned 2 and it's always been a big hit whenever any kids come over. It has a working elevator, ramps, etc. The ramps don't work too great with most Hot Wheels, but some of the heavier ones do work; Also Disney Cars work great, they will go down without flying off. It comes with wood cars.KidKraft Garage Playset. A fun, interactive Set with tons of play options! This double-decker Garage Playset will keep your kids entertained for hours at a time! Has all the amenities of a state-of-the-art garage, with a kid-style spin... comes with a helipad, moving elevator, car was and more! Features a winding ramp that goes from the top floor to the ground level... cars can soar all the way down without stopping! Comes with 6 cars / trucks and 4 townspeople for tons of fun! Park right here: Comes with helicopter and helipad; Car wash has moving scrubbers; Ticket booth with exit / entry arm; Garage door opens and closes; Molded rubber bumpers keep cars from rolling off the side; Durable, sturdy medium-density fiberboard (MDF) construction; Garage structure measures 30 x 17 1/2 x 25"; Beep! Beep! Hurry up and order this Playset now! KidKraft Garage Playset

-1 Posted By: FatWallette
Views: 552 Replies: 0



Logitech seamlessly connects people to the digital world and keeps them engaged and immersed with products that work like second-nature. Logitechs key categories of personal peripheral products include: mice, keyboards, webcams, video security systems, home + PC speakers, iPod/mp3 accessories, network music players, universal remotes and gaming accessories. Visit Logitech.com for site-exclusive promotions and products. 3.0% Cash Back Available

Special Offers from Logitech

Black Friday Sale






Logitech Coupons & Cash Back
3.0% FatWallet Cash Back Available!


Receive the Hot Deals and Offers Added Each Day by Email!
Subscribe to the FatWallet Daily Email

I'm not a big Kodak camera fan, but for $38.99 it would be hard to go wrong with this. It's refurbished and would make a great camera for most people. Plus you'll get some FW Cash Back.http://www.ecost.com/p/Kodak-Digital-Cameras/product~dpno~886669...Kodak EasyShare C182


A big, beautiful display is now
incredibly affordable.
12 MP for prints up to 30 40 in. (76 102 cm) 3X optical zoom 3 in. (7.6 cm) LCD Smart Capture feature Face detection Blur reduction







Exceptional quality prints with 12 MP12 MP means you can make stunning prints up to 30 40 in. (76 102 cm)More megapixels means you can crop and enlarge and still have great picture qualityHowever you choose to print -- at home, at retail, or online -- trust Kodak for picture quality thats truly exceptional and for memories that will last



3X optical zoom lens3X optical zoom (35 mm equivalent: 3296 mm) gets you closer to your subjects without reducing image qualityThe KODAK AF Optical Zoom Lens captures crisp detailsZoom in close and capture long-distance shots





True HD quality: Capture pictures in brilliant detail
HD picture capture
Take stunning HD pictures in 16:9 format
View your pictures in high definition on an HDTV or other HD devices*KODAK Theatre HD Player (optional device) Finally, something everyone will want to watch.
Enjoy your new pictures and videos on your HDTV instantly, right from your cameras memory card
Access pictures from your PC, camera, and online photo sharing sites, wirelessly
Wirelessly send and receive pictures with Kodaks Picture Mail feature
Create slideshows to your favorite songs
Experience YouTube like never before -- videos are brilliantly displayed on your HDTV
Access Internet radio, podcasts and other web content on your HDTV



Takes great pictures, makes them even betterWhen the perfect picture taking opportunity arises, well make sure youre ready -- with features like Smart Capture, blur reduction, face detection, and many others. And after you take the shot, do even more. Turn your pictures into an on-camera slideshow.



Kodak's Smart Capture featureBecome a better photographer with a smarter camera. Kodaks innovative Smart Capture feature automatically identifies the scene and adjusts camera settings for a great picture in just about any environment.
Intelligent scene detection -- detects and analyzes scene conditions Intelligent capture control -- automatically sets camera settings including exposure, focus and ISO for clear, sharp pictures even in low light and challenging situations Intelligent image processing -- reduces noise and clears up dark shadows for vibrant, crisp details and true-to-life colors




Face detectionCatch those great smiles -- face detection locates faces and automatically adjusts camera settings for great shots of friends and family.
Blur reduction Reduce blur caused by camera shake, subject movement, or fast-action situationsThe camera automatically minimizes the effects of camera shake to deliver clearer, sharper pictures
Indoor/outdoor color displayView your pictures with brilliance and clarity on the 3 in. (7.6 cm) color display. Shoot video with ease Record life in motion with continuous VGA video featuring audio capture and playback and on-camera editingEnjoy video print options including 1 or 9-up prints, plus view and share single framesScene and color modes
Get great shots time after time with multiple scene modes, including auto, sport, portrait, snow, fireworks, and backlightHave fun with 3 different color modes: color, black & white, and sepiaOn-camera slideshowRelive your memories with the on-camera slideshow feature.
High ISOCapture all the details in low light conditions and fast action situations with high ISO (up to 1000).Picture enhancing and editing features Achieve your perfect shot with on-camera features such as cropping, undo-delete, picture rotation, and self-timerNever forget the details of your pictures with on-camera text tagging and multi-field search





The simple way to share The C182 is part of the KODAK EASYSHARE System, so sharing your pictures is
amazingly simple. Just press Share.  One button upload via Share button Sharing starts right on the back of the camera Upload and share your favorite pictures and videos to YouTube and Kodak Gallery via the Share button and KODAK EASYSHARE SoftwareKODAK EASYSHARE Software (included)The simplest way to organize, edit, create, and share.  Organize your pictures with your own tags and star ratings then use the search feature to quickly find any picture in your collection Edit your pictures with ease -- select from a variety of simple tools that reduce red-eye, improve lighting, remove wrinkles and blemishes, and add text Create personalized photo projects online or at home -- choose from hundreds of templates and designs to create photobooks, cards, invitations, and much more Share your pictures and videos with family and friends at the Kodak Gallery or YouTube

Free copy of Battlefield 1943 for Battlefield 3 owners (Playstation 3) Dec 10th
This may not be a deal but many people that own Battlefield 3 for PS3 may not know about this. EA originally promised to include a free copy of Battlefield 1943 with new copies of Battlefield 3 on PS3. They didnt until after the game came out say that they were no longer including it. They have know decided to make good on there word and starting December 10th you can get a voucher for your free copyhttp://1943redemption.battlefield.com/Quote :
- Activate your Battlefield 3 Online Pass for the PlayStation 3 using the voucher included in the game (see step #5 for additional instructions).- Visit 1943redemption.battlefield.com on or after the dates outlined above for your region and log in with your Origin ID and password. Click here if you need help with retrieving your account information.- Select your territory. Note vouchers do not work across regions.- You will then receive a PlayStation 3 voucher for Battlefield 1943. Input your voucher into the PlayStation Network store. Instructions below.- From the XMB (cross media-bar) of the PlayStation 3 connected to a network, choose [account management] under the [PlayStation Network].- Enter voucher and select continue.- Download Battlefield 1943.
Thanks DiarrheaRobusto

WiFi memory cards are not cheap and not for everyone because of the cost.
They do work great for certain types of photographers. The new X2 cards let you download photos from your camera directly to your Android or Apple smartphone or tablet so you can upload them to the internet from anywhere that you have a cell connection. That's perfect for journalists or bloggers who are afraid that your camera and prize photos will get confiscated or destroyed by the authorities (wherever you are in the world).These cards are also great if you're photographing people in a studio and want to instantly review your photos on your large tablet computer or laptop. No need to hook up wires; the photos are transferred and displayed wirelessly and immediately.These cards were recently selling on Amazon for $40 to $50. Price dropped to $29.99 today. Good chance that it will sell out at this price.http://www.amazon.com/dp/B003DV4234

Retails for $700.LinkyThis is the full version, for people that don't have an older version to upgrade from.Happy Thanksgiving everybody.

Sony BDV-E280 3D Blu-ray Disc Home Theater System. $199 Newegg w/Free ShipOk, its like $197 after FW CB, but as much as people scoffed at the Newegg pre-BF just released, this seemed to be a pretty good deal on a home theater. Not only is it one of the lowest price points into 3D in a home theater system, but it also has 2 HDMI input ports and support a pretty wide range of formats on the USB as well. Audio gets pretty good reviews too, so pretty solid system for $199 when you compare it to the other theater deals. Not smokin hot perhaps, but hot enough for me to pull the trigger and check off the home theater from my list.Linky

Just noticed this when looking at the 'customers also bought' listing so I'm not sure if this is Black Friday pricing or just run of the mill discount. It's only 2x 2GB, but some people run 32bit OS and don't need more.$14.99 after $10 mail-in rebate
This is 1.65V memory, if that matters, model KHX1600C9AD3B1K2/4G
Kingston Hyperx blu 1600 C9 2x 2GBRebateOffer good on purchase of specified Kingston product only at Newegg.com or NewEggBusiness.com from November 19, 2011 through December
2, 2011. LIMIT TWO rebate award(s) per product/person/household/receipt and address.

So, for any fellow phone dorks out there like me, I just found via XDA Developers that the HTC Rezound battery, which is a stock 1620 mah (vs the 1400 in a stock TBolt battery) fits in the Thunderbolt w/o a new battery cover needed.Same "size" battery but with a little more juice.DO NOT LOG INTO your VZW account it seems to work all the time if you do NOT log into the account. Go here: Linky Doo shows as 39.99 but once you click "add to cart" it should show up as 19.99People over at XDA seem to have an issue getting the price if they log into their account first, but it seems to work if you don't log in. Worked for me for 19.99 w/o logging in, free shipping, just a little state sales tax (boo) and on its way to me.If you can't get it to come up at 19.99 maybe try clearing cookies as is suggested over at XDA.good luck and happy juice!

Frys has the Hitachi Touro 3TB external hard drive for $129. other deals have had it for ~$110 but none currently. The reason this is a good deal is that this has a 7200 RPM drive inside (SEEKING CONFIRMATION), great for people that want to use it internally in their PC or for RAID where slower or "green" drives have TLER timing mechanisms that make the RAID fail.http://www.frys.com/product/6887116Shipping says unavailable and the limit is 1 per household... B&M only looks like...

Frys has the Hitachi Touro 3TB external hard drive for $129. other deals have had it for ~$110 but none currently. The reason this is a good deal is that this has a 7200 RPM drive inside, great for people that want to use it internally in their PC or for RAID where slower or "green" drives have TLER timing mechanisms that make the RAID fail.http://www.frys.com/product/6887116Shipping says unavailable and the limit is 1 per household... B&M only looks like...

Got this in an email this morning. 5% off of their already low prices is a nice bonus. I've never been able to get a lower price even with bigger coupons from others like Advance or autoparts123:Thank you for being a www.RockAuto.com customer! To show our appreciation, we have a special discount for you.Your discount code is:76101116299096Using Your Discount Code
Enter the code above in the "How did you hear about us" line of the shopping cart. If you are using our traditional HTML catalog, please click the "Apply" button to the right of the field. Your discount will automatically appear, subtracted from your order total. Orders using discount codes must be placed online. Phone orders are not eligible for discounts.Please note: We sometimes get calls from people who put the word "discount" in front of their code and do not get the discount. Please enter ONLY the discount code, no other words or numbers.The discount takes 5% off our already-low prices. There's no limit on order size or the number of orders. Use the code for your next order, and share the code with friends, neighbors, relatives, the guy at the corner garage--anyone you know who works on cars or trucks.This discount code expires on January 22, 2012; so don't wait!

STOK 4 Burner GrillConvert this STOK Quattro 4-Burner Liquid Propane Gas Grill to cook a variety of foods using its STOK Grilling Insert System that accommodates interchangeable pizza stone, griddle, vegetable tray and other STOK grill inserts (not included) for versatility. Your favorite dishes will sizzle over its durable, porcelain-coated cast iron grates thanks to 48,000 BTUs of heating power. The grill's heat tent design reduces flare-ups and helps maintain even grilling temperatures for thorough cooking.600 sq. in. cooking area provides ample space to whip up large quantities of your favorite foods
4 stainless steel burners provide durability and help evenly distribute heat for thorough cooking
48,000 BTU cooking system delivers powerful heat and performance; built-in heat thermometer lets you conveniently monitor interior cooking temperatures
Stainless steel grill frame and porcelain-coated cast iron cooking grates for long-lasting and frequent use; heat tent grill design reduces flare-ups and helps maintain even grilling temperatures
Built-in wheels allow easy portability between venues
Built-in cabinet with spice racks and cooking insert storage, side shelf and towel bars provide a place to store grilling tools, seasonings and other grilling accessories, keeping them within easy reach
STOK Grilling Insert System lets you use interchangeable pizza stone, griddle, vegetable tray or other STOK grill inserts (not included) to convert the grill to cook a variety of dishes
Electric ignition system eliminates labor-intensive startup
MFG Brand Name : STOK
MFG Model # : SGP4330SB
MFG Part # : SGP4330SB
Savings Center : New Lower Prices The CSR looked a bit surprised, thinking I meant the "Island" grill but happily took the last floor model once she realized the price reduction.It's available online for In-Store pick up! IMHO, it looks much sturdier than the Brinkmann Black Friday $149 deal. So, why wait? Just added YMMV to the title, since some people are seeing $199. The in-store CSR thought it was $199 also, until she watched the cashier ring up $99. Then she claimed one for herself.

UPDATE: Sold out on Newegg, but Amazon is also selling this set for $34.99 + free shipping (no tax in CA)Newegg is selling the CORSAIR DDR3 8GB 1600MHz DUAL CORSAIR VENGEANCE CMZ8GX3M2A1600C9 DESKTOP MEMORY 1.5V $34.99 with no rebate. This set is supposed to run 1600MHz at 1.5V--not 1.65V.Price: $44.99 - $10 COUPON (EMCJJHJ26) = $34.99 + tax & free shippingThis set received 5 out of 5 Eggs on Newegg as of November 21, 2011.CORSAIR high performance Vengeance desktop memory module 8GB (2x4GB) 1600MHz 9-9-9-24, 1.5V for motherboards using AMD, Intel dual channel processors and 2nd Generation Intel Core platforms. Vengeance desktop memory modules provide users with outstanding memory performance and stability. Each module is built using carefully selected DRAM to allow excellent overclocking performance.I searched and didn't find this deal other than the one I posted from Frys, but some people loath rebates. If it has already been posted, my apologies. Please don't hurt me!

Newegg is selling the CORSAIR DDR3 8GB 1600MHz DUAL CORSAIR VENGEANCE CMZ8GX3M2A1600C9 DESKTOP MEMORY 1.5V $34.99 with no rebate. This set is supposed to run 16000MHz at 1.5V--not 1.65V.Price: $44.99 - $10 COUPON (EMCJJHJ26) = $34.99 + tax & free shippingUPDATE: Amazon is also selling this set for $34.99 + free shipping (no tax in CA)This set received 5 out of 5 Eggs on Newegg as of November 21, 2011.CORSAIR high performance Vengeance desktop memory module 8GB (2x4GB) 1600MHz 9-9-9-24, 1.5V for motherboards using AMD, Intel dual channel processors and 2nd Generation Intel Core platforms. Vengeance desktop memory modules provide users with outstanding memory performance and stability. Each module is built using carefully selected DRAM to allow excellent overclocking performance.I searched and didn't find this deal other than the one I posted from Frys, but some people loath rebates. If it has already been posted, my apologies. Please don't hurt me!

these stores went from 5% to 10% so just a thought for those buying onlineshort list of stores that i think people usebest buy
Dell
jcp
hsn
Kmart
macy
Sears
target
there are about 40 stores so check on discover if the store you want isnt listed
requirements must use discover card and clicking at discovercard.com

The Amazon MP3 album Daily Deal will actually be for 6 MP3 albums every day this Black Friday week.
Today's--and maybe all of them--are $4.99/each.Today's six are:Ashes and Fire by Ryan Adams
Beg for Mercy by Adam Lambert
Words for Snow by Kate Bush
The Muppets (new Muppets movie soundtrack, it appears)
Watch the Throne by Jay-Z
Torches by Foster the PeopleLink.

A few weeks ago, a(nother) major financial company -- MF Global -- went bankrupt. When the bankruptcy was announced, its customers found that at least $600 million of the money they had deposited with the firm had disappeared. Customers' money was supposed to have been completely segregated from money owned by the firm, but now phrases like "poor accounting", "lack of internal control", etc are being bandied about. All sorts of folks who were supposed to be accounting and regulating are looking at their shoes, examining their bow ties, checking for spots on the wall and generally hoping that nobody digs too deep into the mess. Jon Corzine, former Governor of New Jersey (the most honest state in the nation!) and US Senator, and head of MF Global has not been arrested. Thousands of customers are still trying to get their money back. That is the background, now on to the real question:Many people use the CurrencyShares Exchange Traded Funds (ETFs) to invest in foreign currencies. Each share is intended to represent 100 units of currency -- 1 share of FXA represents 100 Australian dollars, 1 share of FXE represents 100 Euro, etc. I expect that most people are OK with the currency risk, but don't expect any counterparty risk. The CurrencyShares ETFs are organized as trusts which are held by JP Morgan Chase. The CurrencyShares prospectus for FXA includes the following text:If the Depository becomes insolvent, its assets might not be adequate to satisfy a claim by the Trust or any Authorized
Participant. In addition, in the event of the insolvency of the Depository or the U.S. bank of which it is a branch, there may be
a delay and costs incurred in recovering the Australian Dollars held in the Deposit Accounts.as well asShareholders do not have the protections associated with ownership of a demand deposit account insured in the United States
by the Federal Deposit Insurance Corporation nor the protection provided for bank deposits under English law.Does anyone with a legal background know what would happen to these shares if JP Morgan were to go the same direction as MF Global? Obviously, the FDIC would pay for FDIC insured accounts at Chase... but would they seize assets like those in the trust to minimize the harm to the taxpayer? Similarly, what would happen if the assets went "missing" through some feat of accounting magic?

For expensive area:
link
same as last week
$7.29 lunch
$8.29 dinner
buy one get free breakfast
$14.99 dinner for 2 with 2 beverage purchase MON- THUR
free kid's meal
$19.99 family meal
$19.99 family meal with $0.99 additional kids
buy 2 lunch get 4 people at $5 each MON-WEDFor people do not live in LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX,
there are 2 different coupons (same as last week):
link
$6.99 lunch
Senior dinner $6.99 dinner 5-6pm weekday
Not valid at Express, LA, Orange County, Riverside, Bay Area, Fresno(CA) or TX Locationsfree meal pass with $50 gift card purchase
For every $50 purchased in gift cards, get a complimentary meal pass now thru Dec. 31st! Complimentary meal pass will be sent to the gift card recipient.

Starting Sunday, Fred Meyer will have the Mr Coffee Single Serve Keurig Brewer on sale for $79.99 with a $20 Gift Card. There is a coupon in the in-store ad for $10 off $50. That will bring the price down to $49.99 if you include the Gift Card. On Tuesday, you can add a 10% additional discount for people over 55.
If you don't know what Fred Meyer is, please move on and don't give red. Fred Meyer is mainly located in WA, OR, ID, and AK.

Borrowed from SD...THE DEAL LINK"Pre-Black Friday Sale" Washburn Pro Series Les Paul Body Flamed Top Duncan Pickups Set neck $295
MSRP $712.00
Reg $449.99
(Coupon -$155.00)
W/ Coupon $294.99Coupon Code: RockmyProFree Shipping!!!!!!!!!!!!!!!!!!!!!MANUFACTURER'S PAGEThe top guitar pictured is the one."Long known for great high end features and outstanding playability, Washburn's Idol Series guitars have been favorites among discerning players for years. The WINPROLITEFTSB is no exception. Sporting the latest Idol body design the PROLITE is slim and sleek and ultimately comfortable to play. The thin body provides all of the tone that mahogany is famous for while maintaining a low weight that makes a big difference when the guitar is hanging on your shoulder for hours at a time. The single cutaway design is timeless in its beauty and the Tobacco Sunburst finish has a cool vintage vibe. Perfect for any style of music, the WINPROLITE is right at home in any players arsenal. Mahogany body
Single Cutaway Design
Carved Canadian Maple Top
Flame Maple Top Veneer
Mahogany Set Neck
Rosewood Fingerboard With Natural Maple Binding
Maple Bound Headstock With Mother Of Pearl Washburn Logo And Stylized W Inlay
Mother of Pearl Wing Position Inlays
24.75" scale
Chrome Tune-O-Matic bridge
Chrome Stop Tailpiece
Chrome Grover Exclusive 18:1 Ratio Tuners
Specially Designed Duncan USM Open Coil Humbucking Pickups
Black Speed Knobs
Classic Tobacco Sunburst Finish "INFORMATION FROM WMS (the seller) as posted on SD:"(disclosure: I work for WMS) For clarification purposes I am posting the following:1) these are the Light version. The difference between the pro and pro light is only in the body weight / thickness, and also that the light version is a close out. Washburns reason was there was too many models in the line and they are thinning it down. standards, standard light, deluxe, pro, pro light, win14, etc... then the same thing in WI, WMI, and WIM was just too many models. Speaking on the phone with the Washburn Rep today, I made absolutely sure I was 100% accurate... The Pro Light and the Pro are 100% identical except the Pro has a thicker body and is a bit heavier. I said to him... you know people will ask how thick, and what is the measurment difference. He said there is no spec on that because you could measure the thickness in countless places and get countless different measurments, but the difference he said was not that big a deal, and thus why they are thinnig down the line. 2) We wanted to use that factory image even though it was not a light version, but we put this up after washburn closed and did not want to post an image if there was a possibility of there being any form of difference. The sales manager finally called us back this morning and said that using that image is fine because you are only looking at the front. the images on our site were taken quick to get on the site as quick as possible. You are correct, the image on our site does not doit justice. We have a really nice camera that decided to stop working a couple days ago. Jason ""(I work for WMS.) Please allow me to correct. The pic is not wrong. There is a WIN model [4 knobs] and then there is a WMI model [2 knobs which is another model] this has 4 knobs and is a WIN PRO LIGHT. The PRO has a thick body and the PRO LIGHT is not as thick. See why it is a close out? Too many guitars that are too similar to each other, so they are thinning down their model offering.Jason "THIS DOES NOT INCLUDE A CASE. You can get a Washburn GB40 gig bag for $19.90 + shipping HERE.

Belk is giving out gift cards to the 1st 250 people on 11-25. 250 free cards at each Belks store. $5-$1000.http://www.bizjournals.com/triad/news/2011/11/18/belk-plans-gift...

40% Off General Admission At Miami Seaquarium Facebook Coupon - up to 6 peopleGood for up to 6 people. Coupon not value with any other discount, promotion or 12-month pass purchase. No cash value. COUPON EXPIRES ON-Dec 25, 2011How to redeem your coupon- Coupon must be presented to cashier at time of purchasecoupon here- https://apps.facebook.com/promotionshq/contests?contest_format=c...Miami Seaquarium website here- http://www.miamiseaquarium.com/visitor_info/visitor_info.aspRegular price Daily Rates
General Admission$38.95 with coupon $ 23.37
Children (3 to 9)$28.95 with coupon $ 17 .37

Get a Secret Scent Express Cocoa Butter Kiss Body Splash first 5400 people!! Hurry this will go fast!https://www.facebook.com/secret?sk=app_179507738732294

I love fatwallet and following the advice really helped my wallet become thick. Literally too, by increasing the number of cards I carry in my wallet.
I pay all of them in full, so I am not complaining about that. But 'optimization of CashBack' that I learnt from fatwallet that is driving the number of cards up.
I still carry 1. the 5% gas groceries card from HSBC(still working, don't know for how long).
2. the 2% fidelity AMEX that use for most of my purchases (recent replacement for 2% charles schwab cardRIP)
3. the chase freedomcard to get the 5% occssional categories.
4. discover card for the 5% occassional categories.This is in addition to the cards that I carry (probably nothing to do with FW)1. company's corporate card for travel
2. costco AMEX + membership card
3. AAA card (not credit card)
4. other cards I gave up on are different loyality cards.and unavidable IDs (license, health insurance etc).Now you know why my wallet is fat.
I am starting this tread to learn how what strategies people are using to reduce the number of cards in your wallet. Pros and Cons.

LinkThis is the current GoldBox Lightening Deal. 36% claimed right now, ~2hrs left. Yes, I know some places have had $100gc recently, but Amazon doesn't charge tax for many people so factor that in and could be a better deal.

Some interesting numbers on this article. Did you know that... 50. From 1948 until 2007, the average duration of unemployment was 13.5 weeks. Today, it's 40.5 weeks.49. In 1982, a 30-year mortgage carried an interest rate of 17.6%. Today, it's 4.1%. On a $250,000 loan, that's the difference between a monthly payment of $3,686 versus $1,210.48. In 2000, 69% of businesses offered workers health insurance. By 2009, just 60% did, according to the Kaiser Family Foundation.47. In 1952, corporate taxes were 6.1% of GDP, and employment taxes were 1.8% of GDP. In 2009, corporate taxes were 1% of GDP, and employment taxes were 6.3% of GDP.46. The day after Standard & Poor's downgraded U.S. Treasuries was the second best day for Treasuries in modern history.45. "Just 1 in 7 U.S. workers is of normal weight without a chronic health problem," according to The Wall Street Journal, citing Gallup data.44. Adjusted for inflation, nationwide home prices have dropped 8.5% since 1979. Unrelated: 60% of homeowners say a major reason they bought a home is because they think it will make a good retirement investment.43. The markup AT&T (NYSE: T ) charges for a single text message ($0.20) compared with a standard mobile data package ($25 for 2 gigs) is roughly 10 million percent.42. Tax evasion has added an estimated $3 trillion to the national debt over the past decade, according to David Callahan of Demos, citing Internal Revenue Service data.41. According to The Wall Street Journal, "every year 17,000 American-trained masters and doctoral students leave the U.S. to find work elsewhere."40. Over the past 25 years, college tuition has increased at nearly four times the rate of broader inflation.39. Health care for an average family now runs $19,393 a year, according to the Milliman Medical Index. It was about half that much in 2002.38. Power to the people! According to The Los Angeles Times: "Some 75% of respondents said they were following the [California] budget debate, yet only 16% were aware that state spending has shrunk by billions of dollars over the last three years."37. California will spend $5.7 billion on its main public universities this year, and $9.6 billion on prisons, according to The Bay Citizen.36. The labor force participation rate for men has dropped from 87% in 1948 to 71% today. 35. The personal savings rate in August was 4.5%. Since 1959, it has averaged 7%. Returning to that level would divert more than $200 billion a year from consumer spending into saving.34. 5.5 million Americans are unemployed and not receiving unemployment benefits. Last year, that number was 1.4 million.33. The U.S. government provides health care for a minority of its population (elderly and poor) at a greater cost per citizen than many European countries spend on universal coverage.32. As a percentage of GDP, federal taxes in 2010 were the lowest since 1950.31. Between 2007 and 2009, those with a bachelor's degree saw the employment-to-population ratio fall by just 0.5%. For those without a bachelor's degree, it fell by more than 2%.30. Household debt payments as a percentage of income are now at the lowest level since 1994.29. Despite record federal deficits, total debt throughout the economy -- public plus private -- as a percentage of GDP has been dropping since 2008. Households are shedding debt faster than the government can go into it.28. Just not student debt: Total student loans outstanding are expected to reach $1 trillion this year. The average student now leaves college with nearly $23,000 of debt. As Time pointed out, "Students today are borrowing double the amount they did ten years ago -- after adjusting for inflation.27. Total state and local pension shortfalls now equal $4.4 trillion, according to State Budget Solutions.26. In 2000, interest payments on the national debt totaled $222 billion. By 2009, the debt had more than doubled, but interest payments were $186 billion. Lower interest rates have saved taxpayers trillions of dollars.25. According to The New York Times, only 23% of Americans benefit from the mortgage interest tax deduction, yet 93% support it.24. For every $1,000 decline in home values, Americans reduce spending by $20 to $70 a year, according to the Congressional Budget Office.23. Without mortgage equity withdrawal -- people using their homes as ATMs -- the U.S. economy would have been in recession for most of the 2001-2006 period.22. The percentage of Americans covered by health insurance fell from 86.9% in 2000 to 83.7% in 2010. It has declined in eight of the past 10 years.21. Nationwide real estate values have declined by about $7 trillion since 2006.20. CEOs of S&P 500 companies are entitled to receive an average of $22 million upon being fired, according to GMI. "In total, it would cost shareholders $10.8 billion to fire the CEOs of all of the companies in the S&P 500," it writes.19. One percent of households captured 52% of all income gains from 1993-2008.18. Just 400 people earned 10% of all capital gains in 2007. Between 2000 and 2007, the top 400 taxpayers captured about 2% of all economic growth.17. People spend their money on different sets of goods and services. The richest 10% of Americans had an inflation rate that was about 6% higher than the bottom 10% between 1994 and 2005.16. According to former White House budget advisor Peter Orszag: "In 1990, about 63 percent of business income in the U.S. took the form of wages and other types of labor compensation. ... By 2005, that figure had dropped to 61 percent. And by the middle of this year, it had fallen to 58 percent. ... The difference from 1990 to today -- about 5 percentage points or so of private-sector income -- amounts to more than $500 billion a year."15. Private jobs growth over the past two years has been faster than it was from 2001-2003. Public job losses have been a major factor in our current jobs crisis.14. If federal, state, and local governments hadn't been slashing jobs since 2009, today's unemployment rate would be nearly a full percentage point lower.13. The White House -- famously optimistic throughout all administrations -- forecasts that the unemployment rate won't return to pre-recession levels until 2016.12. According to the National Review, "[General Motors (NYSE: GM ) ] has 96,000 employees but provides health benefits to a million people."11. While gold hit record highs this summer, the yield on Treasury Inflation-Protected Securities, or TIPS, implied a forecast of near record low inflation.10. According to author Matt Ridley, it took an average person 4,700 hours of work to afford a Ford (NYSE: F ) Model T in 1908. Today, it takes an average person 1,000 hours of work to afford an ordinary car.9. Adjusted for inflation, the first Apple (Nasdaq: AAPL ) Macintosh cost $5,440. Today's iPad costs $500, and is outrageously more advanced.8. About half of all Tweets are derived from 20,000 people -- or just 0.05% of Twitter members.7. UBS estimates that illegal lending in China amounts to $630 billion a year, or about 10% of the country's gross domestic product.6. Only 2.7% of what Americans spend their money on are goods and services from China. 88.5% is on American-made goods and services.5. Cash flow among S&P 500 companies set a new all-time record last year, at $1.2 trillion.4. Between dividends and buybacks, S&P 500 companies returned $4.3 trillion to shareholders from 2003 to 2010.3. According to the Hedge Fund Research index, hedge funds as a group returned 19.6% between March 2009 and May 2011. Broad stock market indexes in the developed world returned 114% during that period.2. Food prices invariably come up when people talk about inflation. But average disposable income has risen twice as fast as food prices over the past 50 years. There's been fairly steady food deflation over time.1. America is still by far the largest economy in the world, nearly three times the size of China's or Japan's economy, and nearly five times the size of Germany's. We have the best schools, the deepest financial system, the most advanced innovation, and the brightest entrepreneurs.50 Amazing Numbers About the Economy

Hi, one of my friends has a kind of a situation and I wanted to ask the experts for their opinion if anything can be done.
My friend bought his house in NJ a few years ago for 720k by putting 20% down and has been paying down his mortgage fine since then. The current principle is around 570k and current mortgage is at 5.375% which is to reset in 2015. The current monthly payment is 5k which includes mortgage and property tax escrow. The value of the house is about 550k (with some planned upgrades it was appraised for 600k)
He has been paying the mortgage on time, never late and can afford to pay the mortgage (even when 5k monthly payment is a little too much and he would like to get that reduced if possible) so that is not really a problem. He also like the house and plans to live there for the foreseeable future. The problem is even with the current economic scenario with historically low interest rates, he is not able to refinance because of LTV. He will have to put almost 100k to the table to bring the LTV down, which he does not want to do at this moment.
My question for folks around here is if there is any suggestions for him. What would you do in this scenario. He is not complaining but just curious if there is some HARP which applies to people like him so he can get advantage of the lower rates. Thanks to all

Joseph, Mary and Baby Jesus share the stable with their animal friends. Place the angel atop the stable to activate the lighting star and hear the holiday favorite "Away in a Manger" play. Also includes stable, donkey, camel, sheep, cow and much more. (3 AA batteries required)Measurements: 30" x 12 "x 12"little people nativity setFS to store-Family Christian or .99 cent economy shipping (also FS on orders over 35.00)Use code: 126380110 to receive 40% off

I got an email from RecycleBank:Recyclebank has branched out and now you've got even more ways to earn points! Now you can earn Recyclebank Points for signing up with a green partner, making eco-friendlier purchases, going paperless and there will be more on the way. Start earning right now at Barnes & Noble, Kids Konserve, Living Green Now, ShopSanity, ChooseUP, PeopleTowels, and Greenfeet.Check for it in your inbox!

http://www.groupon.com/deals/university-of-florida-alumni-associ...
Sending alumni dues to a university helps the school improve its image almost as effectively as dressing up as its mascot to fight crime each night. Unmask your loyalties with today's Groupon to the UF Alumni Association. Choose between the following options:For $20, you get a single annual membership valid for one year (a $40 value).
For $25, you get a joint annual membership for two people valid for one year (a $50 value).The UF Alumni Association, established by the class of 1906, connects University of Florida grads and their supporters in an ever-widening network of events, outreach, and discounts. Available to grads, family, and general supporters of the academic bulwark, alumni membership grants a staggering array of benefits, including covering protection fees to alligator-run mafias. Benefits range from free admission to the Orange & Blue spring football game and discounted Miami Dolphins tickets to bargains on car rentals and spa packages and at a slew of restaurants. Members also flip through four installments of the association's UF Today magazine, keeping current on campus news and staff research. Local Gator Clubs, free with this deal, bring fellow fans together, like teleportation gone horribly wrong, for Gator football parties and help organize outreaches and Gator-themed escapades. This offer is redeemed online by visiting this website.The UF Alumni Association offers a discounted rate for recent University of Florida graduates, but this Groupon still offers the best deal available.

The Target pre-BF ad is over 30 pages. Will have a few threads. This will be TOYS related. Will post an electronics and household thread as well.11/20 to 23 ONLY______________________________________________________________________________________________________________________________________________________LEGO SETS $14 (Creator 276, NINJAGQ 2260, and CITY 173)
Classic Board Games 2 for $11 after $5/2 coupon in ad (Connect 4, Jenga, Operation, Monopoly, Twister, Battleship, Trouble, many others)Nintendo 3DS Game System $145 (in blue or black)TEN Bags of MOON DOUGH in Super Value Pack $5DQ BLIZZARD MAKER $15Paper Jamz Pro Series Guitar $29.99 
COUPONS IN AD AS FOLLOWS:$5 off $19+ any Disney Princess toy(s)$5 " " any Barbie toys (Barbie Big Box Furniture Gift Set $24.99 ac)$5 " " any Nerf Blaster (Dart Tag Blaster $14.99ac)$5 " " any Hot Wheels Toy (Wall Tracks Set $22.99 ac)$5 any Little People Toy by Fisher Price20% off any Laugh/Learn Toy by FP

I have been going through the forums to see how people reduce their gross income on tax forms. Didn't find anything applicable. We are a two-income family salaried jobs in large corporations. Once we deduct our 401k and a few other miscellaneous items from the gross income, the AGI still remains high such that we cannot even deduct anything. I went through the 1040 forms and checked every line item to reduce gross income. For the valid ones such as tuition expense, we dont qualify also. We dont have a business. Our expenses our high (two kids) but none of them are deductible or are very limited in nature (such as 5k towards dependent care). Just want to know what do the FW members do about reducing the tax. Would be great if you could share some ideas?

DEERFIELD, Ill., Nov. 17, 2011 - In what many expect to be a breakout holiday season for mobile shopping, Walgreens (NYSE: WAG) (NASDAQ: WAG) is adding scannable coupons to its award-winning mobile applications, offering exclusive discounts to its smartphone customers beginning Black Friday, Nov. 25.Coupons will range in value from 50 cents to $5 and will be good toward a variety of products including beauty items, gifts, consumables and everyday essentials, such as diapers. Scannable coupons provide optimal convenience with no clipping or printing required. Cashiers simply scan a coupon straight from a users smartphone.With mobile scanning capabilities at all of the more than 7,700 Walgreens stores nationwide, this is the largest retail mobile coupon program in the U.S.Were enhancing the shopping experience by giving our mobile customers greater convenience and exclusive savings during the holiday season, said Sona Chawla, Walgreens president of E-commerce. Through our mobile application, no matter where people are, they can find an easy way to save next time they come to Walgreens just download the app and youre ready to shop.Coupons will be offered through the Walgreens mobile application from Nov. 25 through Dec. 24. Details regarding post-Christmas coupon programs are not yet available.Other Walgreens mobile shopping features include: * View the weekly ad and the latest sales
* Shop directly from any smartphone
* Browse products and check in-store availability
* Receive text alerts regarding special offers and exclusive dealsThe Walgreens mobile application is free and can be downloaded by searching for Walgreens in smartphone application stores or marketplaces for iPhone, Android and BlackBerry. Standard data and text messaging rates may apply, internet connectivity is required at time of transaction for coupon to be accessible.

http://www1.macys.com/shop/juniors?id=16904&edge=hybrid&cm_mmc=M...
Brands

6 Degrees (8)
Ali & Kris (17)
Almost Famous (3)
American Rag (89)
Angie (7)
Anxiety (1)
Apple Bottoms (14)
Ariya (3)
As U Wish (6)
At Last (3)
B Darlin (8)
baby phat (31)
BCX (50)
Be Bop (14)
Belle Du Jour (14)
Betsey Johnson (10)
Buffalo Jeans (6)
Celebrity Pink Jeans (13)
Coco Rave (1)
Columbia (2)
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In the original HARP plan, many homeowners were unable to refi due to the restriction of PMI-mortgage insurance. If you have any PMI on your property, lenders can flat disqualify you based on that alone.From what I have read on the new revisions, owner paid PMI may be accepted now. But lender paid mortgage insurance will still disqualify you. I have spoken to Bank of America and QuickenLoans to confirm this.So basically, any borrower who put down less than 20% at the loan's origination is out of luck- unless they can pay the principal down to 80% LTV. At the current home values, this move would be financial suicide for most people. The problem here involves more than the lenders. It seems that unless the rules for the mortgage insurance companies are revised, the HARP revision is just a slightly larger bandaid for a wound that requires a tourniquet.

Don't know how great of a deal this is as I posted this also in Deal Discussion to find out if this was a good value/quality but thought I would also post it here in case people feel it's a Hot Deal.AblePlanet's Award Winning Noise-Canceling Headphones Online DealFull information can be found on the company's site here.Cnet review here.

We are looking at buying my wife's new car from a dealer in Georgia using the PenFed buying service, since I can't find any dealer around here that has exactly what we(she) wants and the "no-haggle" price is matching up to some of the better deals I have read people were getting after haggling. I am under the impression I will pay no taxes in Georgia at the time of purchase and must pay all taxes in AL when I register the vehicle. However, I have read horror stories of dealerships claiming to collect the tax and then send to the state prior to your registration. Of course, they never follow through and it is essentially a money grab from the dealer, so you end up getting double-taxed.Has anyone else specifically purchased a new vehicle from GA and registered it in another state. Did you pay any taxes to the GA dealer? I know some states have reciprocity and it will vary, but I just want to get all the info I can. I have not been able to come across a GA tax document yet that answers my question. TIA

1 Posted By: FatWallette
Views: 513 Replies: 1



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My Coke Rewards (MCR) Holiday Catalog
Every winter holiday season, My Coke Rewards offers some items that are reduced in points compared to the usual stuff the rest of the year. They just posted their offerings this year and I figure there's always a lot of people who don't check the site regularly but would love to use up their points on gift cards. Here's what they have this year: http://www.mycokerewards.com/catalog.do?searchType=keyword&filte...
The Season of Giving Holiday Rewards Catalog
50% off regular point value. Limited quantities available. While supplies last.$50 Nike E-Gift Card Code 1000 points (Limit 3 per MCR member per week)
$50 Best Buy Gift Card 1000 points (Limit of two redemptions per member)
$10 Subway Card 200 points (Limit of one redemption per member)
$25 Southwest Gift Card 500 points (Limit of two redemptions per member)
$25 TJX Gift Card 500 points (Limit of one redemption per member)
$25 Home Depot Gift Card 500 points (Limit of one redemption per member)
White Coca-Cola T-Shirt (XL) 225 points
Have a Coke and a Smile T-shirt (XL) 225 points
2 AMC Theatres Silver Experience Movie Tickets and 2 Free Large Fountain Drinks 470 points (Limit of two redemptions per member)
Free 12-Pack sparkling coupon 120 points (Limit of four redemptions per member)
$50 Bass Pro Shops Gift Card 1000 points (Limit of one redemption per member)
Red Coca-Cola Script Ball Cap 200 points
frogmore-sd

Got an email from CardCash regarding some promos they have going.They currently have 20% off gift cards for JC Penney, Boston Market, Cold Stone Creamery, Callaway Golft, and SpaFinder. Perfect time to do holiday shopping. Combine these with sales and coupons the stores will be having for Black Friday... profit! JC Penney probably hast he most potential for savings, since they sell stuff there most people can actually give as gifts. Cards are also free shipping.Click here for their website

Best deal I've seen on these tents this year.Tents include both gear loft and footprints. Limelight 3 available in both pale pumpkin/terracotta and hatch/dark cedar. Limelight 2 only pale pumpkin/terracotta. Recommend as always size 1 person up from your plans (3 person for 2 people). Apply coupon FALLSAVE20 at checkout for $20 off listed prices.Marmot Limelight 2Marmot Limelight 3Remember to purchase through fatwallet for 3% FatCash back. Awesome deal for those that stacked money into a gift card on the recent google REI deal. My net cost on this tent was $78.90 because of that deal and that's BEFORE REI dividends coming back next year to make my final cost $59.90 on this tent with $30 still left on gift card.Remember, you also have REI's great return policy if not satisfied with the tent for any reason.
I love FatWallet!!!

Newegg is offering the SanDisk Cruzer 32GB USB 2.0 Flash Drive Model SDCZ36-032G-B35 for $28.99 as a Shell Shocker.Coupon code BTEJJJF32 takes 10% off all USB flash drives.$28.99
-$2.90
------
$26.09 shipped.
No rebates.Might have to be a Newegg newsletter subscriber to use the coupon code. OR you might have to be among the people who received the special coupon code by e-mail. Sorry if it doesn't work for you.Don't forget the FatCash!

Best deal I've seen on these tents this year.Tents include both gear loft and footprints. Limelight 3 available in both pale pumpkin/terracotta and hatch/dark cedar. Limelight 2 only pale pumpkin/terracotta. Recommend as always size 1 person up from your plans (3 person for 2 people). Apply coupon FALLSAVE20 at checkout for $20 off listed prices.Marmot Limelight 2Marmot Limelight 3Remember to purchase through fatwallet for 3% FatCash back. Awesome deal for those that stacked money into a gift card on the recent google REI deal. My net cost on this tent was $78.90 because of that deal and that's BEFORE REI dividends coming back next year to make my final cost $59.90 on this tent with $30 still left on gift card.Remember, you also have REI's great return policy if not satisfied with the tent for any reason.
I love FatWallet!!!

I just saw on CAG that people are reporting this game listed for $40 at some walmarts. Other have it listed at full price but rings up at $40 when scanned. This has been reported at Walmarts all across the country so this is not a regional deal. They've even posted receipt scans. This is for both PS3 and Xbox360It's still listed at full price on WalMart.com and there have been a few people saying it didn't work in-stores so put the YMMV tag on there.

PEOPLE which NEVER is on sale....$55.68 for one year (53 issues)start at EBATES for 52% Cash Backpay $116 up front, get back approx $60.40 in CB...net is $55.68 for 53 issues

Rite Aid Deal Scenario (valid through 11/19)
Almay Cosmetics Buy 1 Get 1 50% Off
Buy 2 Almay Makeup Remover Towelettes 25 ct. or 2 Almay Eye Makeup Remover Pads 80 ct. $5.99 each
Pay $8.99
Get back 2 $4 +Up Rewards (limit 2 offers)
Submit for $2 Single Check Rebate #25 (limit 1 rebate)
Final Cost FREE + $1.01 moneymaker! I thought this was worthy of it's own thread since it's well into the sales week and people may not be reading the weekly thread who've done their RA runs already.

BJ'S

Monster Wheel 4x4 R/C ATV w/Rider - $59.99 K-Mart$10 Off Any $50 Fisher-Price Purchase - $10 Off
$10 Off Purchase of $50 Fisher-Price Purchase - $10.00 Off
12' Trampoline w/Flash Zone - $249.99
2-In-1 Discovery Table - $34.99
3-in-1 Smart Wheels - $35.99
Air Hogs Blue Sky Hawk Eye RC Airplane - $49.99
Air Hogs Fly Crane - $29.99
Air Hogs Hyperactives RC Vehicles - $39.99
Apples To Apples Party Box - $21.99
Baby Alive Baby All Gone (African American) - $19.99
Baby Alive Baby All Gone (Blonde) - $19.99
Baby Alive Baby All Gone (Brunette) - $19.99
Bakugan Mechtogan Destroyer - $26.99
Barbie And Ken I Can Be A Dance Star - $19.99
Barbie, Chelsea And Tawny Ride Together Gift Set - $26.99
Barbie Designable Hair Extensions And Doll - $26.99
Barbie Doll And Glam Convertible - $14.99
Barbie Family Camper - $74.99
Barbie Glam Vacation House - $29.99
Barbie Hair Extension Refill Pack - $10.99
Barbie Hairtastic Color Wash Doll (African American) - $26.99
Barbie Hairtastic Color Wash Doll (Caucasian) - $26.99
Barbie Holiday Doll (African American) - $39.99
Barbie Holiday Doll (Caucasian) - $39.99
Barbie Princess Charm School Blair Doll (African American) - $19.99
Barbie Princess Charm School Blair Doll (Caucasian) - $19.99
Barbie Princess Charm School Playset - $34.99
Barbie Puppy Water Park Playset (African American) - $24.99
Barbie Puppy Water Park Playset (Caucasian) - $24.99
Battleship - $14.99
Beat The Parents Board Game - $12.99
Beyblade Battle Tops - $9.99
Beyblade Launcher Set - $19.99
Beyblade Master IR Spin Control Tops - $29.99
Beyblade Metal Masters Triple Battle Set w/Coupon - $29.99
Big Power Hand - $17.99
Bop It XT - $19.99
Bratz All Glammed Up Designer Streaks Doll - $15.99
Bratz Holiday Doll - $8.99
Bratz Masquerade Doll - $16.99
Bratz On The Mic Doll - $29.99
Bratz On The Mic Tour Bus - $39.99
Bravo Pulse Slither Scooter - $54.99
Brilliant Creations Laptop - $29.99
Buck Hunter Safari/Buck Hunter Pro - $32.99
Captain America Basic Figures - $7.99
Captain American Disk Launching Shield - $19.99
Cars 2 Action Agent Battle Station Playset - $32.99
Cars 2 Activity Ride-On - $29.99
Cars 2 Air Hogs 1:24 Scale RC - $19.99
Cars 2 Air Hogs Firing Finn McMissile 1:16 Scale - $34.99
Cars 2 Air Hogs Real Lightning McQueen - $49.99
Cars 2 Blast Towtin Mater - $59.99
Cars 2 Bubble Mater - $24.99
Cars 2 Character 2-Pk - $8.99
Cars 2 Fully Loaded McMissile - $32.99
Cars 2 Geotrax Big Ben - $24.99
Cars 2 Geotrax Eiffel Tower - $24.99
Cars 2 Geotrax RC Vehicle - $19.99
Cars 2 Laptop - $29.99
Cars 2 Monopoly Lightning McQueen Race Track Game - $17.99
Cars 2 Operation Game - $17.99
Cars 2 Shake N' Go Vehicles - $12.99
Cars 2 Shake N' Go World Grand Prix Raceway - $44.99
Cars 2 Spiral Speedway - $24.99
Cars 2 Spiral Track - $25.99
Cars 2 Starter Set - $7.99
Cars 2 Tokyo Spinout Track Set - $27.99
Cars 2 Walkie Talkies - $12.99
Cars Holiday Garage And McQueen Pit Crew - $44.99
Celebrate 20" Girl's Bike - $69.99
Chuck & Friends 15-Pk. Vehicle Set - $24.99
Chuck & Friends Firestation Value Pack - $29.99
Chuck & Friends Race Along Chuck And Free DVD w/Coupon And $20 Purchase - $34.99
Chuck & Friends Rumblin' Chuck And Free DVD w/Coupon And $20 Purchase - $34.99
Chuggington Training Yard w/Loop Playset - $29.99
Connect Four Launchers Game - $17.99
Cook And Teach Kitchen - $19.99
Crayola 3-In-1 Art Easel - $34.99
Crayola Crayon Maker - $29.99
Crayola Glow Book - $24.99
Crayola Glow Dome - $24.99
Crayola Model Magic Jewelry Maker - $24.99
Crayola Story Studio Cars - $9.99
Crayola Story Studio Princess - $9.99
Crayola Story Studio Superman - $9.99
Crib Life Deluxe Doll - $17.99
Decay Boy's Bike - $79.99
Deluxe Doll Stroller - $16.99
Diego 16" Bike - $69.99
Diego Dinosaur Transport - $19.99
Diego Rescue Adventure - $21.99
Disney Cars Junior Skate Combos - $17.99
Disney Faries Junior Skate Combos - $17.99
Disney Guitar - $34.99
Disney Jungle Junction Roadway Playset - $39.99
Disney Mickey's Blast Off Rocket - $34.99
Disney Minnie Loves You Plus - $19.99
Disney Minnie's House - $27.99
Disney Minnie's Princess Bowtique - $16.99
Disney Prince And Princess Gift Set - $24.99
Disney Princess Cinderella's Carriage - $34.99
Disney Princess Hair Accessory Set - $14.99
Disney Princess Laptop - $19.99
Disney Princess Play Tent - $15.99
Disney Rock Star Mickey - $49.99
Dora 16" Bike - $69.99
Dora Activity Ride-On - $29.99
Dora Fiesta Favorites Kitchen - $89.99
Dora Junior Skate Combos - $17.99
Dora Magical Fairy - $24.99
Dora's Pet Shop Playset - $19.99
Dora's Talking Backpack - $19.99
Dora's Tunes Guitar - $19.99
Double Pogo Stick - $29.99
DQ Blizzard Maker - $24.99
Entire Stock Of 1:10 Scale RC Trucks - $49.99
Entire Stock Of Thomas & Friends Big Friends - $12.99
Evolution 20" Boy's Mountain Bike - $79.99
Evolution 20" Girl's Mountain Bike - $79.99
Evolution 24" Boy's Mountain Bike - $79.99
Evolution 24" Girl's Mountain Bike - $79.99
Evolution 26" Men's Mountain Bike - $79.99
Evolution 26" Women's Mountain Bike - $79.99
Family Feud DVD Game - $9.99
Fijit Interactive Toy - $44.99
Fisher Price Big Action Construction Sites Assortment - $17.99
Fisher Price Big Action Construction Site w/Remote Control - $49.99
Fisher Price iXL Learning System - $49.99
Fisher Price iXL Learning System Software - $19.99
Fisher Price Kid Tough See Yourself Camera - $59.99
Fisher Price Learn Through Music Touchpad - $44.99
Fisher Price Lil' Zoomers Rattle And Go Racer - $19.99
Fisher Price Lil' Zoomers Spinnin' Sounds Speedway - $29.99
Fisher Price Little People Wheelies Stand 'N Play Rampway - $39.99
Fisher Price Little People Zoo Talkers Animal Sounds Zoo - $29.99
Fisher-Price Loving Family Grand Dollhouse - $69.99
Fisher Price Musical Acitvity Walker - $24.99
Fisher Price Poppity Pop Musical Dino - $24.99
Fisher-Price Smart Cycle - $59.99
Fisher Price Smart Cycle Software - $19.99
Fisher Price Stride To Ride Dino - $39.99
Fisher Price Topsy Tumblers Twirlin' Whirlin' Fun Park - $39.99
Fisher Price Tumblin Trio 3-Pk. - $4.99
Flip Bounce Back Racer w/Coupon - $24.99
Free Play-Doh 4-Pk. w/Ice Cream Shop Purchase - $0.00
Free Play-Doh 4-Pk. w/Pizza Twirl Playset Purchase - $0.00
Get Out N' Grill - $34.99
Golden Tee Golf - $32.99
Green Lantern Capture Claw - $12.99
Green Lantern Colossal Cannon - $29.99
Green Lantern Test Pilot Pack - $16.99
Halo Active Camo Spartan - $9.99
Halo Drop Pods - $12.99
Hasbro Furreal Friends Cookie, My Playful Pup - $44.99
Hasbro Furreal Snuggimals - $7.99
Head Shotz RC - $14.99
Hedbanz Board Game - $12.99
Hello Kitty Plush - $12.99
Hero World DC Super Friends Basic Figures - $9.99
Hex Bug Nano Glow - $7.99
Hex Bug Nano Hive Habitat Set - $29.99
Hot Wheels 10-Car Pk. - $10.99
Hot Wheels 4-Lane Elimination Race - $21.99
Hot Wheels Dune Racer - $229.99
Hot Wheels Nitro Speeders RC Cars - $27.99
Hot Wheels Rev Up Revolution Race - $39.99
Hot Wheels Sky Jump Playset - $34.99
Hot Wheels Video Racer Camera Car (Black) - $49.99
Hot Wheels Video Racer Camera Car (White) - $49.99
Hot Wheels Wall Tracks Starter Kit - $26.99
Huffy Green Machine - $89.99
I Am T-Pain Microphone - $34.99
Imaginext Bat Cave - $44.99
Imaginext Dino Tech Value Pack - $24.99
Imaginext Mega T-Rex - $44.99
Imaginext Motorized Batmobile - $19.99
Imaginext Super Friends Value Pack - $24.99
Imaginext Toy Story 3 Tri Country Landfill - $44.99
Innotab Learning App Tablet Software (Cars 2) - $21.99
Innotab Learning App Tablet Software (Dora) - $21.99
Innotab Learning App Tablet Software (Mickey) - $21.99
Innotab The Learning App Tablet (Blue) - $79.99
Innotab The Learning App Tablet (Pink) - $79.99
Justin Bieber Singing Doll - $19.99
Just Kidz 2-In-1 Tea Cart Set - $20.00
Just Kidz Electronic Drum Set - $15.00
Just Kidz Electronic Pad - $15.00
Just Kidz Radio Control 13" Big Wheel - $10.00
Just Kidz Ride-On - $25.00
Just Kidz Shopping Cart - $15.00
Kidkraft My Dreamy Dollhouse - $119.99
Kidkraft Rising City Train - $119.99
Kreo Transformers Deluxe Bumblebee - $19.99
Kreo Transformers Deluxe Optimus Prime - $49.99
La Baby Nursery 11" Doll (African American) - $8.99
La Baby Nursery 11" Doll (Caucasian) - $8.99
Lalaloopsy Mini Doll - $6.99
Lalaloopsy Silly Hair Doll - $29.99
Laugh & Learn ABC Train - $14.99
Laugh & Learn Dance And Play Puppy - $34.99
Laugh & Learn Learn And Move Music Station - $49.99
Laugh & Learn Learning Kitchen - $39.99
Laugh & Learn Learning Letters Mailbox - $24.99
Laugh & Learn Learning Table - $34.99
Laugh & Learn Learning Workbench - $24.99
Laugh & Learn Mower - $19.99
Laugh & Learn Say Please Tea Set - $17.99
Laugh & Learn Smart Phone/Learning Book Gift Set - $19.99
Laugh & Learn Smart Screen Laptop - $17.99
Laugh & Learn Sweet Sounds Picnic - $17.99
Laugh & Learn Vacuum - $19.99
Lazer Stunt Chaser RC Vehicle - $34.99
Leappad Explorer Learning Tablet w/Built-In Camera (Green) - $99.99
Leappad Explorer Learning Tablet w/Built-In Camera (Pink) - $99.99
Leapster 2 Learning System (Green) - $39.99
Leapster 2 Learning System (Pink) - $39.99
Leapster Explorer Learning System (Green) - $59.99
Leapster Explorer Learning System (Pink) - $59.99
Leapster Explorer Software (Cars 2) - $21.99
Leapster Explorer Software (Dora) - $21.99
LEGO Alien Conquest Alien Mothership - $49.99
LEGO Alien Conquest UFO Abduction - $29.99
LEGO City Power Boat Transporter - $34.99
LEGO Fishing Boat - $19.99
LEGO Ninjago Earth Dragon Defense - $34.99
LEGO Ninjago Skull Truck - $59.99
Lightning McQueen Power Wheels - $219.99
Light-Up Kick Scooter - $34.99
Little Mommy Dancy Dancy Doll - $36.99
Littlest Pet Shop Sparkle Pets - $4.99
Littlest Pet Shop Walking Pets - $6.99
Little Tikes Super Chef Kitchen - $69.99
Little Tikes Wagon - $89.99
Liv Spa Doll - $14.99
Liv Styling Head - $24.99
Logo Board Game - $19.99
Loopz Game - $29.99
Lots To Love Lovable Baby - $14.99
Lucky The Spring Horse - $89.99
Matchbox Mega Rig Shark Ship Adventure Play Set - $34.99
Matchbox Smokey The Fire Truck - $49.99
Matchbox Squid Sub - $16.99
Mattel Polly Pocket Stunt And Style Jet - $36.99
McTwist Skateboard And Helmet Combo - $29.99
Mindflex Duel - $79.99
Mini Lalaloopsy Treehouse Playset - $34.99
Mobigo Software (Cars 2) - $14.99
Mobigo Software (Dora) - $14.99
Mobigo Touch Learning System (Blue) - $49.99
Mobigo Touch Learning System (Pink) - $49.99
Mongoose Freestyle BMX 20" Axe Bike - $149.99
Mongoose Freestyle BMX 20" Raid Bike - $149.99
Mongoose XR-250 26" Men's Mountain Bike - $199.99
Monopoly Crazy Cash Board Game - $17.99
Monopoly Electronic Banking Board Game - $19.99
Monster High Dance Doll - $16.99
Monster High Dead Tired Doll - $12.99
Monster High Hydration Station - $34.99
Motovox Gas 2-Wheel Scooter - $299.99
Motovox Gas Mini Bike - $299.99
Moxie Girlz Horse Riding Club Dolls - $12.99
My Baby Alive (African American) - $29.99
My Baby Alive (Blonde) - $29.99
My Baby Alive (Brunette) - $29.99
My Discover House - $15.99
My First Airzone Trampoline - $79.99
My First Craftsman 30-Pc. Toolbox Set - $10.99
My First Craftsman Chainsaw w/Goggles - $19.99
My First Craftsman Excavator - $34.99
My First Craftsman Workbench w/Lights And Sounds - $59.99
My First Kenmore 2-In-1 Upright Vacuum - $22.99
My First Kenmore Apron Set - $10.99
My First Kenmore Refrigerator - $89.99
My First Kenmore Washer/Dryer - $89.99
My First Kenmore Wooden Kitchen - $109.99
My Little Pony RC Vehicle - $17.99
My Own Story Time Pad - $24.99
Nerf Barricade - $17.99
Nerf DT Speed Load 6 - $16.99
Nerf Raider - $29.99
Nerf Scout 2-Pk. - $19.99
Nerf Vortex Nitron Blaster w/Nerf Vortex Ammo - $49.99
Nerf Vortex Praxis Blaster - $29.99
Operation - $14.99
ORBEEZ Jewelry Maker - $15.99
Paper Jamz Pro Drum - $34.99
Paper Jamz Pro Guitar - $34.99
Paper Jamz Pro Microphone - $24.99
Picnic Basket - $15.99
Pictionary Bend-A-Clues Board Game - $17.99
Play-Doh Magic Swirl Ice Cream Shop - $14.99
Play-Doh Pizza Twirl Playset - $14.99
Playskool Alphie - $29.99
Playskool Alphie Software - $7.99
Power Rangers Deluxe Sword - $24.99
Power Rangers Megazord - $24.99
Power Wheels Barbie Jammin' Jeep Wrangler - $239.99
Power Wheels Dora's Lil' Quad - $69.99
Power Wheels Lil' Quad - $69.99
Power Wheels My First Craftsman Ford F-150 - $159.99
Princess Toddlers Doll - $16.99
Pulse Charger Electric Scooter (Black) - $89.99
Pulse Charger Electric Scooter (Pink) - $89.99
Pulse Kick N' Go - $39.99
Quelf Board Game - $19.99
Radica Girl Tech Password Journal - $19.99
Radio Flyer Boy's My 1st Scooter - $34.99
Radio Flyer Girl's My 1st Scooter - $34.99
Razor E100 Electric Scooter (Pink) - $114.99
Razor E100 Electric Scooter (Red) - $114.99
Razor Sweet Pea Pocket Mod Euro-Style Electric Scooter - $229.99
RC Sports Car Assortment w/Full Function Touch Screen Controls - $24.99
Redakai Basic Figures - $6.99
Redakai Championship Battle Tin - $24.99
Redakai Deluxe Figures - $14.99
Redakai Starter Set - $12.99
Red Rover - $17.99
Rosie Girl's Bike - $79.99
Schoenhut Baby Grand Piano (Black) - $109.99
Schoenhut Baby Grand Piano (Pink) - $109.99
Schwinn Windwood 24" Girl's Cruiser Bike - $129.99
Schwinn Windwood 26" Men's Cruiser Bike - $129.99
Schwinn Windwood 26" Women's Cruiser Bike - $129.99
Scrabble - $14.99
Scrabble Alphabet Scoop - $17.99
Scrabble Flash - $24.99
Sesame Street 2-Pk. Figures - $5.99
Sesame Street Count 'N Crunch Cookie Monster - $24.99
Sesame Street Let's Rock Elmo - $59.99
Sesame Street Let's Rock Guitar - $19.99
Sesame Street Let's Rock Keyboard - $19.99
Sesame Street Let's Rock Microphone - $14.99
Sesame Street Neighborhood Playset - $29.99
Sesame Street Talking Plush - $19.99
Simon Flash - $24.99
Skylanders Spyro's Adventure Single Character Pack (Wave 1) - $7.99
Smart Strikes Bowling - $19.99
Sorry Sliders Board Game - $17.99
Spider-Man Junior Skate Combos - $17.99
Spinmaster Bizu Ultimate Design Studio - $17.99
Spinmaster Doctor Dreadful Zombie Lab - $19.99
Spinmaster Moon Dough Snack Shop - $17.99
Spy Video Car - $59.99
Squinkies Bubble Pack - $9.99
Squinkies Deluxe Playset - $16.99
Star Wars Basic Figures - $9.19
Star Wars B-Wing Fighter Vehicle - $39.99
Star Wars Electronic Helmet - $19.99
Star Wars Ultimate FX Lightsaber - $34.99
Step 2 All Star Climber - $89.99
Step 2 Flip And Doodle Easel - $59.99
Step 2 Motorcycle - $19.99
Step 2 Neat And Tidy Cottage - $149.99
Step 2 Push around Buggy - $34.99
Stratego Board Game - $14.99
Strawberry Shortcake RC Vehicle - $17.99
Street Surfing 360 Caster Board - $69.99
Street Surfing Sl Caster Board - $49.99
Street Surfing Whiplash Caster Scooter - $54.99
Tag Jr Reading System (Green) - $24.99
Tag Jr Reading System (Pink) - $24.99
Tag Reading System (Green) - $34.99
Tag Reading System (Pink) - $34.99
Tangled Light Up Rapunzel - $32.99
Tapz Game - $29.99
Tech Deck Skate And Go Park - $24.99
Thomas & Friends Busy Day On Sodor Deluxe Set w/Coupon - $54.99
Thomas & Friends Cranky And Flynn Save The Day - $69.99
Thomas & Friends Free Wheeling Discover Thomas - $6.49
Thomas & Friends Rumbling Gold Mine Run - $36.99
Thomas & Friends Tidmouth Sheds - $36.99
Tonka Ricochet RC - $69.99
Tonka Ricochet Stunt Pro RC - $69.99
Tonka Ricochet Tricksters RC - $19.99
Tonka Titans Light And Sound Fire Engine - $49.99
Transformers Cyberverse Ark Set - $24.99
Transformers Human Alliance Figure Set - $29.99
Transformers Mechtech Deluxe Assortment - $11.99
Transformers Mechtech Leader - $39.99
Transformers Mechtech Ultimate Optimus Prime - $69.99
Transformers Mechtech Voyager - $21.99
Transformers Rescue Bots - Optimus Prime - $9.99
Trio Batcave - $32.99
Trio Hot Wheels Super Stunt Builder - $34.99
Trio Hot Wheels Vehicle Assortment - $10.99
Turbulent 20" Boy's Bike - $69.99
Ultimate Easy-Bake Oven - $39.99
Uno Attack Game - $24.99
Uno Moo - $19.99
Uno Roboto Game - $29.99
Voice Rockrz - $22.99
V-Reader Interactive E-Reading System (Blue) - $49.99
V-Reader Interactive E-Reading System (Pink) - $49.99
V. Reader Software (Princess) - $14.99
V. Reader Software (Sponge Bob) - $14.99
Whac-A-Mole Molehill Mania - $17.99
What A Doll 18" Doll (African American) - $29.99
What A Doll 18" Doll (Blonde) - $29.99
What A Doll 18" Doll (Brunette) - $29.99
What A Doll 3-Pc. Accessory Set - $12.99
What A Doll Doll Outfits - $12.99
What A Doll Doll Trundle Bed - $54.99
What A Doll Hair Care Set - $12.99
What A Doll Salon Chair - $24.99
WowWee Light Strike Rifle - $34.99
WowWee Light Strike Single Target - $10.99
WowWee Lite Sprite Wand, Prisma And Pod - $24.99
WWE Colossal Crashdown Arena - $32.99
WWE Elite Collection - $15.99
WWE Figures 3-Pk. - $19.99
WWE Mini Figures 2-Pk. - $7.49
WWE Tables Ladders Chairs Playset - $51.99
WWE Transforming Rumble Rig Playset - $34.99
Xploderz XRanger 2000 - $29.99
Yahtzee Flash - $24.99
Zoobles Mamas And Babies - $10.99
Zoobles Mamas And Babies Playsets - $19.99Sears12' Angry Birds Assortment w/Sound - $21.99
8-Pc. Battery Powered Sir Topham Fig. Set - $59.99
Air Hogs Cars 2 Real Lightning McQueen - $64.99
Baby Alive My Baby Alive (African-American) - $34.99
Baby Alive My Baby Alive (Brunette) - $34.99
Baby Alive My Baby Alive (Caucasian) - $34.99
Barbie Doll And Convertible - $14.99
Barbie Glam Vacation House - $29.99
Barbie Hairtastic Color Wash Doll (African- American) - $24.99
Barbie Hairtastic Color Wash Doll (Caucasian) - $24.99
Barbie Holiday Doll (African-American) - $39.99
Barbie Holiday Doll (Caucasian) - $39.99
Barbie Puppy Water Park (African-American) - $24.99
Barbie Puppy Water Park (Caucasian) - $24.99
Beyblade Metal Masters Triple Battle Set - $34.99
Bizu Carousel - $19.99
Bop It Extreme - $19.99
Dora's Dress Up Collection Doll - $39.99
Dora's Fiesta Favorites Kitchen - $89.99
Dora's Talking Backpack - $19.99
Easy Store Table w/Umbrella - $69.99
Fijit - $44.99
Fisher-Price Doodle Bear - $19.99
Flexible Flyer Sled - $79.99
Furreal Friends Cookie, My Playful Pup - $44.99
Gears! Gears! Gears! Super Set - $49.99
Get Out N Grill - $34.99
Hot Wheels Wall Tracks Starter Kit - $31.99
Imaginext Batcave - $39.99
Imaginext Mega T-Rex - $39.99
Imaginext Sky Racers Large Planes - $12.99
Just Kidz 13' Doll w/Carrier - $20.00
Just Kidz Electronic Drum Set - $15.00
Just Kidz Excel Pro Laptop - $20.00
Just Kidz Road Rocker - $15.00
Just Kidz Saxophone - $10.00
Just Kidz Truck Carry Case - $20.00
KidKraft Bright Toaster Set - $29.90
KidKraft My Dreamy Dollhouse - $129.99
KidKraft Train Table - $119.99
Lalaloopsy Silly Hair Doll - $29.99
LeapFrog My Pal (Scout) - $19.99
LeapFrog My Pal (Violet) - $19.99
Leappad Explorer Learning Tablet w/Built-In Camera (Green) - $99.99
Leappad Explorer Learning Tablet w/Built-In Camera (Pink) - $99.99
LEGO Alien Conquest Mothership - $49.99
LEGO Fire Helicopter - $39.90
LEGO Hogwarts Castle - $129.99
LEGO imperial V-Wing Starfighter - $19.99
LEGO Ninjago Skull Trick - $59.99
LEGO Satellite Launch Pad - $19.99
Let's Rock Elmo - $56.99
Let's Rock Guitar - $19.99
Let's Rock Keyboard - $19.99
Little Tikes Home And Garden Playhouse - $149.99
Little Tikes Swing A long Castle - $119.99
Melissa & Doug Abby & Emma Magnetic Dress-Up - $19.99
Melissa & Dough Deluxe Wooden Standing Easel - $59.99
Melissa & Doug Shape Sorting Clock - $12.99
Melissa & Doug Stacking Train - $16.99
Melissa & Doug Travel Games Assortment #1 - $12.99
Melissa & Doug Wooden Food Assortment - $19.99
Minnie's Beach Bowtique Figure Set - $11.99
Minnie's Birthday Party Bowtique Figure Set - $21.99
Monster High Draculara & Clawd Gift Set - $29.99
My First Craftsman Chainsaw w/Goggles - $19.99
My First Craftsman Deluxe Workbench w/Lights & Sounds - $64.99
My First Craftsman Excavator - $39.99
My First Craftsman Rolling Tool Storage - $27.99
My First Craftsman Toolbox w/Tools - $10.99
My First Craftsman Wooden Workbench - $79.99
My First Kenmore 20-Pc. Dinnerware Set - $19.99
My First Kenmore 2-In-1 Upright Vac - $24.99
My First Kenmore Apron Set - $10.99
My First Kenmore Microwave Oven - $22.99
My First Kenmore Refrigerator - $99.99
My First Kenmore Washer & Dryer - $99.99
My First Kenmore Wooden Kitchen - $119.99
Play-Doh Cake Maker - $16.99
Play-Doh Twirl 'N Top Pizza Shop - $14.99
Power Wheels Barbie Jammin' Jeep Wrangler - $249.99
Power Wheels Cadillac Escalade - $299.99
Power Wheels Rubicon Jeep - $199.99
Radio Flyer Big Red Classic All Terrain Wagon - $159.99
Radio Flyer Classic Red Tricycle w/Push Handle - $79.99
Radio Flyer Ultimate Family Wagon - $149.99
Redakai Championship Battle Tin - $24.99
Rock Star Mickey - $49.99
Rush Hour Jr - $17.99
Savannah Dollhouse - $199.99
Spy Net Watch 2 - $59.99
Step 2 Front Porch Playhouse - $299.99
Step 2 Neighborhood Fun Center - $299.99
Step 2 Sweetheart Playhouse - $299.99
Tat Edward The Blue Engine - $19.99
Teaching Cash Register - $49.99
Thomas - Cranky's Great Delivery - $79.99
Tonka Chuck And Friends Race Along Chuck - $29.99
Tonka Chuck And Friends Rumblin' Truck - $29.99
Vortex Nitron Blaster - $49.99
Vtech Innotab Learning Tablet (Blue) - $79.99
Vtech Innotab Learning Tablet (Pink) - $79.99
Vtech Kidizoom Camera - $34.99
Vtech Mobigo Touch Learning System - $49.99
Vtech Tote n' Go Laptop - $21.99  Thyanks blackfriday.info