many hot deals , many coupons results

Sponsor Deals

I am eligible for a ~$30,000 grant to purchase a new home. There are many signs pointing to the local property market being over priced. I'd like to take advantage of the grant and was thinking getting a new place on a 3 year mortgage. Pay the 10% deposit and the interest only over the next 3 years. If the market goes up in the next 3 year remortgage the property and keep it. If it goes down. Well at the end of 3 years I hand the keys over to the bank and lose my deposit. My target price for a home is ~$100,000-$200,000. I need to live in the place for 6 months. So the most rent I can get will be 2.5 years. My aim is to have a risk free bet on the property market and maybe to pocket some of the grant money.Never owned a home before. So maybe I am making some naive mistakes about what I can do. This is not in the USA. Looking for some opinions. Thanks.

Fry's IPhone 4S 16GB $177 32GB $267 64GB $367 B&M only

Fry's Apple IPhone 4S 16GB $177 32GB $267 64GB $367 B&M onlyPrice good after instant activation savings with a two year contract for new and customers eligible for upgrade.Unfortunately there aren't that many details other than that on Fry's webiste. Clicking on the ad brings you to their store locator.I am assuming the deal is for AT&T , Verizon and Sprint since they are a reseller of all three carriersLINK

Free tub of tuscan style butter

We are excited to have you sample our Tuscan Style butter. Challenge Tuscan Style Spreadable Butter is a simple way to add old world charm to any meal. It's made with an exceptional blend of slow-roasted garlic, aromatic olive oil, and Italian herbs, rosemary, basil, oregano, and thyme. It's delicious, convenient, and even on the menus at many fine dining establishments. Only the first 1,000 entrants will receive a coupon.
Please fill out the form below to receive your coupon for a free 7-ounce tub of Challenge Tuscan Style Spreadable Butter. http://www.challengedairy.com/kgofreebie

Free Kindle Book: Puzzlebook: 102 Puzzle Quizzes (color and interactive!)

LinkProduct Description
This is Volume 3 of the Top Rated Puzzlebook series. In this brand-new puzzle collection you will find 102 pictorial, hand-crafted puzzle quizzes in different themes: visual, spatial, counting, geometry, matchstick, coins, searching, and much more. Be sure to check Puzzlebook: 100 Puzzle Quizzes and Puzzlebook: 101 Puzzle Quizzes for more!Hot News
Over 200 000 downloads for the Puzzlebook series! Discover why thousands of Kindle users are addicted to Puzzlebooks.Novelty
All puzzle quizzes are original creations by the Grabarchuk Family and delivered exclusively for Kindle.Interactivity
You can interactively answer and check a puzzle quiz by clicking the respective answer button. Only the correct answer leads to the solution page.Ranking
The collection is specially created for all kinds of solvers - beginners, skillful, and expert alike. The puzzles are arranged so that you start with the easy (*) puzzles and progress to the hard (*****) puzzles.Enjoy it in Color Too!
The book is created in full-color. Enjoy a colorful experience playing it in a Kindle app on iOS, Android, PC, Mac, etc.Happy Puzzling!
About the Author
During many decades our family is working in the Puzzle World. We create various puzzles; make their designs and carefully test them; bring them to the market; compile and publish our puzzle creations in different books, magazines, newspapers, and on the Web; produce interactive puzzles; solve hundreds puzzles a year; make puzzle researches and historical studies; and are involved into many other puzzle activities all over the World.

Free Kindle Book The 21st Century Constitution

http://www.amazon.com/The-21st-Century-Constitution-ebook/dp/B00...It was over 200 years ago when the Framers of our Constitution met in Philadelphia in the summer of 1787, and replaced the defective Articles of Confederation with a Constitution appropriate for the 18th and 19th centuries. But the onset of the 21st century has revealed latent structural defects in the framework of the 1787 Constitution, a Constitution which "ordained and established" a government that, due to the developments of modern society on anticipated by the framers, is no longer able to "promote the general welfare." The $13 trillion national debt, a debt which no branch of government is able to control, is only the most visible example of this institutional crisis -- a crisis which can only worsen over time.The 21st Century Constitution asks two critical questions: is the Constitution, drafted in 1787, a political document appropriate for the 21st century? And, if not, how does the Constitution need to be amended? The net result is the first book to analyze 1787 Constitution clause-by-clause, and to propose over 200 changes to that document appropriate for an Information Age, including previously discussed amendments such as term limitation and public financing amendments, as well as 21st-century amendments not previously considered, such as Citizen-approved National Objectives, a National Database consisting of freely searchable public materials such as government statistics and books, a Federal Academy, a Right to an Education, a National Poll, and many, many other provisions. The new Constitution builds on the central premises recognized by the Framers, and is one that they very well might have crafted had they met in the Philadelphia of 2001, and not 1787.With a form of government that works for America, and not against it, United States can obliterate entrenched waste, reclaim opportunities lost, and forge ahead to achieve the greatness that was always possible, but until now, never achieved.Amazon Coupons

Chase 1099-INT Letter

Not sure if many here have received this letter from Chase. It says the 1099-INT they may have sent me was incomplete or they didnt send it in by Jan 31st at all. So they're going to send me an additional/original 1099-INT by Feb 7th.If you've already filed your income taxes and need to amend it, please call us at the number below and we'll reimburse the fee for filing the amendment.This could be a great way to make money on your tax preparations!

Ting: New prepaid mobile phone plan from Sprint

Select you plans based on how many minutes, text messages and megabytes you think you will use. That's what we bill you. Next month you will be credited or charged the difference based on your actual usage.https://ting.com/plans

Fannie May Chocolates $40 gift tower for $15 shipped

Fannie May has a voucher up on Living Social that gives you $30 worth of chocolate for $15.
If you go to the coupon portion of FW there is a coupon code 31126 that gives 30% off your order.
Click through the link for 10% Cash Back. You can place the Valentine's Gift Tower in your cart for $39.99, go to checkout, apply the code, add in your living social voucher in the gift card box, and it covers the entire purchase including shipping so your total will be 0. You don't even need to enter a credit card on their site. It will work for many other items on the site, just keep the total around $40, and avoid fresh items as they require $24 overnight shipping.

Fanny May Chocolates $40 gift tower for $15 shipped

Fanny May has a voucher up on Living Social that gives you $30 worth of chocolate for $15.
If you go to the coupon portion of FW there is a coupon code 31126 that gives 30% off your order.
Click through the link for 10% Cash Back. You can place the Valentine's Gift Tower in your cart for $39.99, go to checkout, apply the code, add in your living social voucher in the gift card box, and it covers the entire purchase including shipping so your total will be 0. You don't even need to enter a credit card on their site. It will work for many other items on the site, just keep the total around $40, and avoid fresh items as they require $24 overnight shipping.

Free: Job Search Guide Book (kindle)

Job Search Guidebook Free (Kindle)
This weekend (Feb 3-5) you can get a free copy of Alison Doyle's Job Search Guide Book.From her Google+ profile: Alison Doyle is a job search and employment expert with many years of experience in human resources, career development, and job searching, with a focus on online job searching, social media, professional networking, and employment trends and technologies. She has covered job searching for About.com since 1998.

Barclay CLD due to too many accounts opened in past 6 months...

I applied for an US Airways World Premier MC as part of the US Airways 2011 Grand Slam Promo. I got CL of $10K after closing another CC (old BT offer). In Jan, they pull my TransUnion credit report and received a letter saying that they are decreasing the CL to $1K due to "Too many accounts opened in the past 6 months". I had applied for 6 cards since August 11 (2 CHASE, 2 CITI, Barclay, Discover).The letter also states that they obtained my credit score & used it in making the decision. At least, I got a free TU FICO score due to the CLD.Has anyone received such action from Barclay recently?I am also hoping that the card is still a World Premier MC in which case the CL shouldn't matter. I will call & check.

Heads Up: 1099-MISC from American Express for 2011 Holiday Gift Chain

I just received 1099-MISC from AMEX for $686.50 for the 2011 Holiday Gift Chain promo. I am sure many of you participated in this so be prepared for it. The amount is pretty close to what I estimated for my profit ($700). But definitely didn't expect the 1099-MISC. This is new even though this was all from CC-related transactions and mail-in letters. Based on my estimate & tracking, it doesn't seem like this is just for the mail-in letters that I did.We are getting into new territory now for these CC-related promos. Wonder what 2012 has in store.

($39 for $116) 2 Movie Tickets, $40 Flowers and $100 in Delicious Discounts good for half off at National Restaurants

Home Run Valentine Day Offer!
-Great promotion, which is actually worth over $166, they backed off the retail price because the Delicious Discounts are actually 2 for 1 offers, but they are still amazing deals you cant get anywhere else!Here's what you get:-2 unrestricted movie passes good for up to $13 apiece ($26 Total), redeemable at over 35,000 Screens Nationwide, with guaranteed theaters in every market in America. Theater brands include AMC, Regal, National Amusements, Cinemark, Rave Motion Pictures and thousands more!-$40 to spend at The Enchanted Florist, one of the Top 100 FTD florist in the nation!-$100 in Delicious Discounts powered by the Entertainment book. Delicious Discounts are redeemable at over 70,000 restaurants and dessert spots nationwide with savings up to 50% through 2-for-1 discounts at many of the nations favorites like TCBY, Hershey's, Marble Slab, McDonald's, Subway, and many local favorites as well!Check them out:
Delicious Discounts: Delicious Discounts Search By Zip
Flowers: The Enchanted Florist
Movie Tickets:Dinner and The Movies (Click on Find A Theater)

OCZ ZS Series 550W PSU Powersupply $24.99 Newegg AR/AGC Expires 2/5

I just bought one of these PSUs. Not that many reviews but it gets 5/5 on the ones posted. For $25 how could you go wrong? http://www.newegg.com/Product/Product.aspx?Item=N82E16817341047

Free $10 bonus with $100+ auto reload to Whole Foods gift card with Amex, with a free gift possible as well

Link
Not an amazing deal, but for Whole Foods shoppers, get an extra $10 bonus added to your Whole Foods gift card when you sign up for auto reload of $100 or more (10% bonus) with your AMEX card -- one time per cardholder. Also a not-as-great $5 bonus after every third reload of $100 or more (~1.67%).YMMV regarding if this charge is a grocery purchase or not -- my guess is no, but I'll find out in 3-4 days. Also YMMV regarding how many cards you can get the bonus on, and if AMEX gift cards would work. 6% bonus on top would be nice for the AMEX Blue Preferred cardholders, but I won't hold my breath.
Update: Pending charge for my initial $100 gift card order is "Merchandise & Supplies - Groceries" via my AMEX Blue Preferred card, still not sure about reloads."Receive a bonus when you sign up for Auto-Reload with yourAmerican Express Card!Here's how:
Register a Whole Foods Market gift card, or log in if you already have an account
Select "Auto-Reload," and schedule a reload amount of $100 or more
Receive a bonus of $10 on the card with the first reload
Receive an additional bonus of $5 every third time the card is loadedThe details: Cardmembers who have enrolled in auto-reload of their gift card with a value of $100 or more will be given a bonus of $10 for the first reload, and $5 for every third reload of $100 after that through the end of the year. This is limit one bonus per American Express card holder, even if you reload multiple gift cards. Cancellations of the auto-reload schedule will cancel the bonus schedule and make the credit card ineligible for further Whole Foods Market auto-reload bonuses. "In addition, there's currently a deal for a free coffee gift box with a $100+ gift card order, but it's "while supplies last."
https://www.wholefoodsmarket.com/giftcards/index.php
"*Free "The Perfect Sip" gift box with every gift card purchase of $100 or more. Online, new cards only (does not apply to reloads). Offer is only available in the U.S., while supplies last. Free gift box will be shipped to the billing address of gift card purchaser."

Free $10 bonus with $100+ auto reload to Whole Foods gift card, with a free gift possible as well

Not an amazing deal, but for Whole Foods shoppers, get an extra $10 bonus added to your Whole Foods gift card when you sign up for auto reload of $100 or more (10% bonus). Also a not-so-great $5 bonus after every third reload of $100 or more (~1.67%).YMMV regarding if this charge is a grocery purchase or not -- my guess is no, but I'll find out in 3-4 days. Also YMMV regarding how many cards you can get the bonus on, and if AMEX gift cards would work. 6% bonus on top would be nice for the AMEX Blue Preferred cardholders, but I won't hold my breath."Receive a bonus when you sign up for Auto-Reload with your
American Express Card!Here's how: Register a Whole Foods Market gift card, or log in if you already have an account
Select "Auto-Reload," and schedule a reload amount of $100 or more
Receive a bonus of $10 on the card with the first reload
Receive an additional bonus of $5 every third time the card is loaded
The details:Cardmembers who have enrolled in auto-reload of their gift card with a value of $100 or more will be given a bonus of $10 for the first reload, and $5 for every third reload of $100 after that through the end of the year. This is limit one bonus per American Express card holder, even if you reload multiple gift cards. Cancellations of the auto-reload schedule will cancel the bonus schedule and make the credit card ineligible for further Whole Foods Market auto-reload bonuses. "In addition, there's currently a deal for a free coffee gift box with a $100+ gift card order, but it's "while supplies last."
https://www.wholefoodsmarket.com/giftcards/index.php
"*Free "The Perfect Sip" gift box with every gift card purchase of $100 or more. Online, new cards only (does not apply to reloads). Offer is only available in the U.S., while supplies last. Free gift box will be shipped to the billing address of gift card purchaser."

CD Sale @ Amazon $.70 up. Pearl Jam, Journey, Black Crowes, Boston, Aerosmith, Destiny's Child, Broadway Cast albums &

$1.40 Ac/Dc High voltage. TextJust one example. Many, many others- to many to list.
You will have to search what you like.Get $1 in Amazon MP3 credit with qualifying purchase. Limited to one promotional credit per customer.All 70 Cents:
Aerosmith - Toys in the Attic
Aerosmith - Aerosmith's Greatest Hits
Aerosmith - Rocks
Aerosmith - Get Your Wings
Aerosmith - Aerosmith
Aerosmith - Live Bootleg
Alan Parsons Project - I Robot
Alice in Chains - Jar of Flies
Alice in Chains - Facelift
Alice in Chains - Dirt
Alice in Chains - Alice in Chains
Alice in Chains - Greatest Hits
Black Crowes - Greatest Hits
Blue Oyster Cult - Don't Fear the Reaper - Best of Blue Oyster Cult
Boston - Boston
Boston - Greatest Hits
The Clash - London Calling
The Clash - Combat Rock
The Clash - Give Em Enough Rope
The Clash - The Clash (UK)
The Clash - The Clash (US)
The Clash - Super Black Market Clash
Billy Joel - The Stranger
Billy Joel - Piano Man
Billy Joel - Greatest Hits Vol 3
Journey - Escape
Journey - Frontiers
Journey - Evolution
Judas Priest - Unleashed in the East
Judas Priest - Defenders of the Faith
Judas Priest - Screaming for Vengeance
Judas Priest - Hellbent for Leather
Judas Priest - Sin After Sin
Judas Priest - Point of Entry
Judas Priest - Painkiller
Judas Priest - British Steel
Kansas - Best Of
Kansas - Point of Know Return
Mad Season - Above
Meatloaf - Bat Out of Hell
REO Speedwagon - The Hits
REO Speedwagon - Hi Infidelity
Simon & Garfunkel - Bridge Over Troubled Water
Bruce Springsteen - Greetings from Asbury Park N.J.
Bruce Springsteen - The Wild, the Innocent & the E Street Shuffle
Bruce Springsteen - Darkness on the Edge of Town
Bruce Springsteen - Nebraska
Bruce Springsteen - Tunnel of Love
The Miseducation Of Lauryn Hill by Lauryn Hill [Amazon.com] $1.40
Alice in Chains [Amazon.com] $.70
Alan Jackson Freight Train [Amazon.com] $1.40
Outkast Atliens [Amazon.com] $1.40
The Tom Lehrer Collection [Amazon.com] $2.10
Star Wars Episode I: The Phantom Menace - The Ultimate Edition by John Williams [Amazon.com] $2.60
El Divo Siempre [Amazon.com] $1.40
Ozzy Ozbourne Black Rain [Amazon.com] $1.40
Black Crowes Shake Your Money Maker [Amazon.com] $.70
Judas Priest Unleashed in the East [Amazon.com] $.70
Tod Stewart Still the Same [Amazon.com] $1.30
Lefty Frizell Look What Thoughts Will Do [Amazon.com] $2.60
Outkast Stankonia [Amazon.com] $1.30
Rod Stewart It Had To Be You [Amazon.com] $1.30
Outkast Aquemini [Amazon.com] $1.30
Outkast Speakerboxxx [Amazon.com] $2.60
Fugees the Score [Amazon.com] $.70
The Miseducation Of Lauryn Hill [Amazon.com] $1.40
Outkast Southernplayalisticadillacmuzik [Amazon.com] $1.30
A Tribe Called Quest The Low End Theory [Amazon.com] $1.30
A Tribe Called Quest Midnight Marauders [Amazon.com] $1.30
Wu Tang Clan Enter Wu-Tang [Amazon.com] $1.30
Raekwon Only Built 4 Cuban Linx [Amazon.com] $1.30
Mobb Deep Infamous [Amazon.com] $1.30
Nas It Was Written [Amazon.com] $.70
Nas Stillmatic [Amazon.com] $.70
Run D.M.C. Greatest Hits [Amazon.com] $1.30
Whodini Greatest Hits [Amazon.com] $1.30
Heatwave Always & Forever [Amazon.com] $.70
Deniece Williams Gonna Take a Miracle [Amazon.com] $.70
Beyonce Dangerously in Love [Amazon.com] $1.30
Beyonce I Am Sasha Fierce [Amazon.com] $1.30
Destiny's Child Writings on the Wall [Amazon.com] $.70
TLC Crazysexycool [Amazon.com] $.70
Waiting to Exhale Soundtrack [Amazon.com] $1.30
The Bodyguard Soundtrack [Amazon.com] $1.30
Dirty Dancing Soundtrack [Amazon.com] $.70
Sleepless in Seattle Soundtrack [Amazon.com] $.70
Forest Gump Soundtrack [Amazon.com]$2.60
Love Actually Soundtrack [Amazon.com] $1.30
Serendipity: Music from the Miramax Motion Picture [Amazon.com] $1.30
August Rush: Music From The Motion Picture [Amazon.com] $1.40

Laptop Buddy Universal iPad / Tablet Stand for $5 + $3

Until February 1 at 10 am ET, Tanga offers the Laptop Buddy Universal iPad / Tablet Stand for $4.99 plus $2.99 for shipping. It holds tablets in both landscape and portrait positions, features rubber non-slip feet, and is compatible with many tablets, including the Apple iPad.
LINK

Free "Genius Is In/Out" shirt

Deal might work. You need a code, - maybe many can use it: BCXMHere is the link: http://www.epson.com/cgi-bin/Store/jsp/Landing/DesignerEditions....
Check your emails...Got this from sd

Everyday 100 minutes of free international calls

Download the smartphone (iphone only currently) app and you get 100 minutes to these 33 destinations. Argentina (Buenos Aires), Australia (Adelaide, Brisbane, Canberra, Melbourne & Sydney), Belgium, Canada, Chile (Santiago), China, Croatia, France, Germany, Greece, Hong Kong, Hungary, India, Ireland, Israel, Italy, Luxembourg, Mexico (Mexico City), Netherlands, New Zealand, Norway, Puerto Rico, Russia (Moscow & St. Petersburg), Singapore, South Korea, Spain, Sweden, Switzerland, Taiwan, Thailand (Bongkok), United Kingdom, USA and Venezuela (Caracas); and mobiles located in China, Hong Kong, India, Puerto Rico and Singaporelinkaroo

WAS $4.99, NOW $0.00 - Government Jobs in America: [2012] Jobs in U.S. States & Cities and Federal Agencies.. [eBook]

Government Jobs in America: [2012] Jobs in U.S. States & Cities and U.S. Federal Agencies with Job Titles, Salaries & Pension Estimates - Why You Want One, What Jobs Are Available, How to Get One [Kindle eBook]Kindle Price: $0.00
You Save: $4.99 (100%)Product Description
"Tell me how to get a State, City or U.S. Federal job. Why are government jobs so desirable? What jobs are available? Tell me what today's government jobs are like. What are the salaries? What are the pensions? How do I complete the application and hiring process?"This book covers all aspects of getting secure, high-paying government employment. It covers getting work in U.S. State, City, and Federal government agencies and departments."What Jobs are Available," shows job titles in U.S. States, Cities and U.S. Federal government agencies, including salaries, 5-year salary projections, and pension estimates. This presentation, in Chart form, permits the jobseeker to see the scope of government jobs. With the financial facts, the jobseeker can see why a government career makes sound financial sense. By seeing the range of job titles and salaries within individual States and Cities, and in U.S. Federal government, you can plan your job title approach, and estimate your career path. The reader will learn about jobs for people with disabilities, Veteran's preference, and corporate and mail processing jobs with the U.S. Postal Service.The section "The New Face of Government," shows why 21st Century government work is desirable. Technology in government has changed processes, eliminating many jobs, and creating a new class of employees with a higher class of salaries. You will learn about the Civil Service, public unionism for jobs, and the government job package, including benefits such as regular raises, employer repayment of Federal student loans, special training programs, and lifelong employer-paid pensions."Completing the Application and Hiring Process" provides a step-by-step guide to, obtaining an application, and preparing the resume or experience and education Knowledge-Skills-Abilities statement. It explains what happens after you respond to the job announcement or file to take an exam to be on a list for a job. You will learn about the resume review process, the test procedure if it applies, and the interview procedure. You will learn where to get an application and how to file."New Areas of Work" covers the new employment and career opportunities available in Information Technology, Homeland Security, and Environmental Protection. Jobs in these areas cut across many government agencies and departments. An up-to-date chart with "Information Technology Job Titles & Skill Sets" presents an array of specialties and skill sets, useful to put on a resume, in preparing an application for one of the many technical or non-technical jobs offered in IT.A "Model Knowledge-Skills-Abilities Statement" shows you how to prepare a KSA Statement in response to a job announcement. Charts show Salaries, 5-Year Salary Projections, and Pension Estimates for all job titles in U.S. Federal government, and for job titles in U.S. States and Cities. The Salaries, 5-year Salary Projections, and Pension Estimates are based on current published salaries, with 5-year raise averages, and published retirement system formulas.Government Keeps Hiring As Demand Grows. Career & Hiring Choices for Employer & Employee Expand. A New Workforce Model Presents Opportunities for Part-Time, Contracting, & High-Paid In-House Expertise. Jobs with Government Are Lively Stable, Secure, and Well-Paid. Jobs Are Available in Federal, State and City Government. Jobs Are Changing in Nature - More Managing. Experience Is an Acceptable Substitute for Education. Core Skills Include Business-Process Understanding - Critical Thinking - Communication. Government is Attracting & Retaining Experienced Workers. The Climate is Favorable for Entry Level & Experienced. Lucrative Jobs. Technical & `Non-Technical' Jobs Are Available.Product Details
Format: Kindle Edition
File Size: 375 KB
Publisher: Partnerships for Community (January 1, 2011)
Sold by: Amazon Digital Services
Language: English
ASIN: B004KAAZ3I
Text-to-Speech: Enabled
Lending: Enabled
8 customer reviews, most of them 5 out of 5 stars.Linky

home schooling for pay?

I was just talking to one of our church friends today and I mentioned that I didn't understand how a certain family can afford to take so many vacations every year.He mentioned this family does home schooling (in CA), and gets paid to do it (for their own children!) by the state.Can this really be true? How can I find out how to do this?

Two Dozen (24) Red Roses for Valentine's Day $19.99 Proflowers.com Plus S&H After $10 coupon Add $5 for red vase YMMV

Okay, this deal might not last for awhile and may get pulled by ProFlowers or maybe not if they like the volume.I have used ProFlowers for many years. If there was ever a problem, you can get the flowers replaced when calling. Sometimes, it is 'too late' for date specific issues like Valentine's Day, but that is the nature of these businesses.You cannot get any CashBack on this deal either. If you play tricky and try to use a FW CashBack link, the $10 coupon will likely disappear.If you use the $10 coupon, you will likely not get a free vase no matter what the site header banner might says. When you get to the final checkout with the $10 off, the free vase will likely be charged for and you will have to start over with no vase in order to remove it.This deal is for One Dozen Red Roses + 12 FREE (product code #40901) and requires two steps.UPDATE: RADa5SAURUS was able to tinker with the URL to combine both the "hidden" product and the ENT discount. This one link should bring you to a shopping cart/order review subtotal of $19.99 (before shipping/add-ons/vase/tax). Remember, ignore free vase banner.http://products.proflowers.com/roses/One-Dozen-Red-Roses--12-FRE...If the link above does not easily work for you, you can try the two-step method below.First, here is the link for the roses (no referral code in the link I posted, FW might add their referral part): http://products.proflowers.com/roses/One-Dozen-Red-Roses--12-FRE...I recommend skipping the vase. Even if it was free, the shipping add-on likely covers the cost of the 'free' vase.If you want to specify either Feb 13 or Feb 14 directly, you are charged an extra $4.99 on top of the $9.99 standard delivery charge. If you have to have it on Tuesday, Feb 14th, so be it, but instead I recommend clicking the Flexible Delivery bar on the graphic calendar and then clicking "Click Here" for Delivery on Feb 13 OR Feb 14 at our standard rates. FedEx or UPS are not charging more to ProFlowers for either date, so it will just depend on where the delivery is going and will allow ProFlowers to use 2-day delivery method at a lower cost if needed.You add it to the cart.Next, type this link into your browser into another tab: http://proflowers.com/ENT (copy/paste - do not CLICK) (this is the Entertainment Book discount, no book needed. It requires $29 purchase for $10 off. Again, even if there is a free vase banner header, it will not be free.)Click to View Cart (with 1 item) in the top center of the page and you should see Subtotal (after discount): $19.99.Proceed through the rest of the pages of Checkout. Don't forget to check the address and ensure your card message is well written! I would skip the add-ons (chocolate/toys) and buy them somewhere, but if you need to ship them, so be it.There is a $2.99 handling charge with the $9.99 delivery charge (and additional $4.99 if you did not select Flexible). Tax in some states too.If you need to order multiple flowers, do each one separately, there is no quantity discount on the flowers or shipping anyway. So, you can get the $10 coupon off each separate order (it is allowed per the fine print). You also cannot search for this particular bundle via the ENT site, it does not come up, so this is why you have to use two Proflower sessions to combine the discounts (which also removes any free vase option).RasheedUPDATE 2: If you really want a vase, here is a deal that gets you the same flowers with a $5 premium RED RUBY VASE ($24.99 after coupon but before S&H/tax charges). This saves you $4.99 off the regular price of the RED RUBY vase. This link "combines" the ENT and discounted flowers into one link.http://products.proflowers.com/flowers/Two-Dozen-Red-Roses-with-...

Jos A. Bank - 3 Suits + 2 Shirts + 2 Ties = $563 Shipped w/ CB - 1/29 ONLY

Jos A. BankBuy Any Suit (Including Separates) - Many are $595
- Get 2 Suits FREE plus
- 2 Dress Shirts FREE plus
- 2 Silk Ties FREEUse code FATW10
= 591.985% CB with ShopDiscover or FatWallet
= $562.39Free Shipping!No tax on clothes in NJ!All items can be exchanged/tailored in store.

Principal reduction / wiping out mortgages via lien stripping and cramdown. Requires bk13 filing

There was some discussion in another thread About this , but this is an important enough subject to warrant it's own thread. Many people are getting nowhere with their lenders when asking for a loan mod, and principal reductions are still very uncommon. There is a way to force lenders to Reduce principal on underwAter homes, or even Remove junior liens such as helocs entirely. It requires filing for chapter 13 bankruptcy , so this isn't a strategy for everyone , but for those who feel they need this option they should be aware of it, as it is not widely known or publicizedIf your first mortgage is greater than your homes current market value , a bk 13 can work to force principal reduction (lien stripping) by removing junior liens and paying them off with your other unsecured debts http://www.nolo.com/legal-encyclopedia/rid-second-mortgage-chapter-13-bankruptcy.htmlFor investment and rental properties, Even first mortgages can be reduced to current market value via cramdownhttp://www.nolo.com/legal-encyclopedia/mortgage-cramdowns-chapter-13-bankruptcy.htmlPlease use these links , and speak to a qualified attorney in your area if you think this is right for you. I will not be able to answer any specific questions related to your situation and am not your attorney or providing any legal advice. These general topics are presented for the financial education of fwf readers and you should not take any action without first speaking to your own attorney .

Dual XDM6351 Car HD Radio $59.99 shipped - new model

My wife and I have been looking for a good deal on a pair of car HD radios since we sold our Buick that I had installed a Dual HD radio in a couple of years back. Seems like prices had gone up, because every time I checked, car stereos with both HD radio built in and front USB seemed to be going for $115 or more. Then I found this:Dual XDM6351 It is a newly released model from Dual that has front audio line in jack, front USB, an internal SDHC card reader (up to 32GB) and of course CD player. What really sold me was two buttons on the front:"mono" - there have been many times when driving cross country where I was going out of range of a particular station, and wanted to be able to listen just a bit longer. I remember being able to manually switch my first car radio over to mono, which allowed you to listen to faint stations. This radio has this!"loc/(distance)" - this was my biggest complaint on my first HD radio. When driving out away from metro areas, there would inevitably be an area where the HD signal was not quite strong enough, and the radio would keep switching back and forth between the standard def (SD) and high def (hd) signals. Trouble was, these are often off by a second or so, which makes listening to that particular station impossible at that point. I always wished there was some sort of button to simply tell it whether to use the HD signal or SD signal at that point. This radio gives you the choice! The internal SDHC card reader is, of course, a big bonus. It means I can always have my favorites loaded into the radio and available, even when somebody else has their favorites inserted on a flash drive. No need to later fumble around looking for your flash drive of favorites that they took out to play theirs. Here's the manufacturer page: (see at the bottom, in the middle, where it says "new"
http://www.dualav.com/mobileaudio/receivers.php
(manual is also available there for download)

What starter rewards credit card to apply for a friend?

At this point all this thread is going to be in a long winded way of asking "What credit card should my friend get?" It may grow into more. In reviewing the FAQ for that specific topic, I believe that thread is a little more advanced than he needs.This thread was a good start and almost identical situation
http://www.fullofdeals.com/forums/finance/156993/but I wanted to start a specific discussion on it.As with many of us advanced members it is actually quite hard to go back to the beginning. I honestly dont remember how I got started in credit it was forever ago. I hope this might be an interesting thread because it's almost a clean credit history and we can all think back on what I would do if I had to start over, but with our experience and knowledge.
I just hope I can avoid sarcastic flamers and get some real advice.Background: I've done my share of AORs, I've learned to manipulate my credit by knowing when issuers post balances and can regularly maintain close to an 800 credit score by doing so. I am extremely successful selling stuff for a living, my house is paid off, I have substantial savings to account for unexpected etc etc. I'm satisfied with my financial standing in life.I reconnected with my best friend, the best man at my wedding, someone I trust implicitly. He has not been as successful at life financially ($12/hour dead end job in his mid 30s) and given my position in life I want to "teach him to fish." A lot of retailers/vendors I buy from limit me, so having another name/SSN/billing address I can (help him) make significant money with that asset providing he has credit.His credit history is as followsNon reward Chase card with $2000 limit open since 2008 (never late)
Non reward Chase card with $700 limit open since 2008 (never late)
Some Bank I never heard of $500 limit open since 2007 shows OPEN/never paid late
HSBC card with $200 limit open from 2007-2008 paid/closed never late
No other history or types of loans.NO RECENT INQUIRIES 2 years.
I do not have the exact score.His 2 chase cards were MAXED out a few months ago. I paid them off for him so that he could charge product and earn that money back. He has done this and has earned back the $2700. So current credit report shows a $100 balance on the $2000 limit card and the statement on the $700 card closed at $402 (that is what was reported).At this point I would like him to apply for a respectable rewards card (1% unlimited would be a good starting point). Given the income he earned in that short period, I am going to have him claim a 70K annual income. The only obstacle to making good money is getting some respectable credit cards.Any opinions on likeliest issuer to approve?I'm thinking NOT AMEX to start out.
Discover card is not accepted at a couple key retailersWhich issuer should we go for first?
Chase, he already has 2 cards and a very limited credit history, should I really start there?
Citi
cap one (3 credit pulls still right?)
BOA/FIA
Is one of these obscure credit unions that issue their own cards a good idea?Let me know your thoughts, thanks.

Home Office Tax Deduction?

I work for a rather large company and have been a full time telecommuter for several years now. Even though I work at my home office full time, I have never taken a home office deduction mainly because of the fear of getting audited. Through the years, I have read that home office deductions usually raise suspicion with the IRS and I wanted to avoid the stress of an audit. Whether that is actually true or not, I have no proof. I really have nothing to hide so I think this year I will go ahead and claim my home office. With that, I wonder how many of you have claimed or do claim a home office deduction on your federal income taxes.

Two Dozen (24) Red Roses for Valentine's Day $19.99 Proflowers.com Plus S&H After $10 coupon YMMV

Okay, this deal might not last for awhile and may get pulled by ProFlowers or maybe not if they like the volume.I have used ProFlowers for many years. If there was ever a problem, you can get the flowers replaced when calling. Sometimes, it is 'too late' for date specific issues like Valentine's Day, but that is the nature of these businesses.You cannot get any CashBack on this deal either. If you play tricky and try to use a FW CashBack link, the $10 coupon will likely disappear.If you use the $10 coupon, you will likely not get a free vase no matter what the site header banner might says. When you get to the final checkout with the $10 off, the free vase will likely be charged for and you will have to start over with no vase in order to remove it.This deal is for One Dozen Red Roses + 12 FREE (product code #40901) and requires two steps.First, here is the link for the roses (no referral code in the link I posted, FW might add their referral part): http://products.proflowers.com/roses/One-Dozen-Red-Roses--12-FRE...I recommend skipping the vase. Even if it was free, the shipping add-on likely covers the cost of the 'free' vase.If you want to specify either Feb 13 or Feb 14 directly, you are charged an extra $4.99 on top of the $9.99 standard delivery charge. If you have to have it on Tuesday, Feb 14th, so be it, but instead I recommend clicking the Flexible Delivery bar on the graphic calendar and then clicking "Click Here" for Delivery on Feb 13 OR Feb 14 at our standard rates. FedEx or UPS are not charging more to ProFlowers for either date, so it will just depend on where the delivery is going and will allow ProFlowers to use 2-day delivery method at a lower cost if needed.You add it to the cart.Next, type this link into your browser into another tab: http://proflowers.com/ENT (copy/paste - do not CLICK) (this is the Entertainment Book discount, no book needed. It requires $29 purchase for $10 off. Again, even if there is a free vase banner header, it will not be free.)Click to View Cart (with 1 item) in the top center of the page and you should see Subtotal (after discount): $19.99.Proceed through the rest of the pages of Checkout. Don't forget to check the address and ensure your card message is well written! I would skip the add-ons (chocolate/toys) and buy them somewhere, but if you need to ship them, so be it.There is a $2.99 handling charge with the $9.99 delivery charge (and additional $4.99 if you did not select Flexible). Tax in some states too.If you need to order multiple flowers, do each one separately, there is no quantity discount on the flowers or shipping anyway. So, you can get the $10 coupon off each separate order (it is allowed per the fine print). You also cannot search for this particular bundle via the ENT site, it does not come up, so this is why you have to use two Proflower sessions to combine the discounts (which also removes any free vase option).Rasheed

Boyi DBoys AK74 Airsoft AEG RK03 - Airsplat for $139.99

Airsplat put their Boyi DBoys AK74 Airsoft AEG RK03 on clearance! http://www.airsplat.com/Items/ERM-BI-74-RK03.htmReg price: $164.99, sale price: $139.99They still have a free shipping code on orders over $75, code: ILUVASThis airsoft gun has a metal side folding stock AND metal front & rear sling mount. Not to mention, it also comes with a steel body and receiver. With so many non-plastic parts, it will definitely be a lot sturdier than other guns. It has pretty good FPS too (380 feet per second) and has a mag capacity of 450 rounds.

Facebook IPO

According to the WSJ, Facebook could be filing for it's IPO on Wednesday. Being that most of us do not have the connections to get these shares at the IPO price, I wanted to gauge how many astute FW investors would buy in at the open? I'm asking because I've been witness to quite a few stocks that I've been gun-shy to buy these hot IPOs at the open(Google, Visa)only to watch these stocks zoom much higher post IPO. What would be your strategy to get a piece of Facebook if you can't subscribe at the IPO price? Bearing in mind that if you want to wait for a pull-back, it might never happen, as you watch the back of the Facebook express leave the station.
http://finance.yahoo.com/news/facebook-may-file-ipo-wednesday-18...
Facebook could file for its long-awaited initial public offering as early as Wednesday, the Wall Street Journal reported Friday.The social-networking company is expected to pick Morgan Stanley (NYSE: MS - News) as the lead underwriter for the IPO, the Journal said. The Wall Street bank has been the most popular choice among internet IPOs in recent years.The company is currently looking at a valuation of $75 billion to $100 billion, according to the report.

Baggage Fee Information for Most Airlines

I have seen many posts inquiring about baggage fees. The cost of baggage sometimes becomes a serious consideration when you are trying to calculate the actual total cost of airfare (e.g., Spirit Airlines, whose "base airfare" is sometimes cheaper, but their fees for baggage, including carry-on baggage, is much higher).One of my vendors posted a very useful page that outlines the baggage fee for most (if not all) the major carriers. Please refer to the following link for this information:
Baggage FeesThe good news is that when you click on a link for a particular airline, it takes you directly to the airline's website - so, all the information should be current.Of course one could easily Google this information as well, but, I hope having it all in one place is useful.Hope this helps!

CEDAR POINT AMUSEMENT PARK Discount Tickets - 2012 Season - Updated weekly

**** FATWALLET MODERATOR THIS PAGE IS BEING UPDATED DAILY FOR DISCOUNTS PLEASE BE PATIENT FOR COMPLETE UPDATES, THANK YOU ***
DISCLAIMER NOTICE:
==================
ALL DISCOUNTS LISTED HERE ARE ONLINE DISCOUNTS ONLY THRU CEDAR POINT. DISCOUNTS ARE NOT VALID AT PARK GATE UNLESS SPECIFIED OTHERWISE. PRICES AND DISCOUNTS CAN CHANGE WITH OR WITHOUT NOTICE. I LIST THESE DEALS AS A COURTESY FROM ONE RIDE LOVER TO ANOTHER. THIS WEBPAGE IS UPDATED WEEKLY. CEDAR POINT CHARGES A $5.00 TICKET FEE "PER TRANSACTION ONLINE". I AM NOT AFFILATED IN ANY WAY WITH CEDAR FAIR, CEDAR POINT NOR DO I WORK FOR ANY ORGANIZATION. CEDAR POINT trademark and logo are registered trademarks of CEDAR FAIR, Inc. All Rights Reserved. All other trademarks are the property of their respective owners. NEW FOR 2012 - DINOSAURS ALIVE AND PROMOTIONAL CODES(*)
=======================================================
DINOSAURS ALIVE - On Adventure Island, a prehistoric attraction that will feature more than four dozen life-sized animatronic dinosaurs that will roar and move and 12 themed exhibits. Dinosaurs Alive! will cost approximately $1 million to build. In addition to Dinosaurs Alive!, Cedar Point will also add a mat-racer slide complex to the Soak City waterpark located adjacent to the park. $5.00 Additional Charge to enter exhibit + Gate Admission. PROMOTIONAL CODES - Cedar Point now offers promotional codes for the 2012 season, A good way to find promo codes is to go to google.com type in "cedar point 2012 promotional promo codes discount" go to Upper right corner of ANY cedar point page and enter code(s), which is also listed below.
2012 OPENING & CLOSING DATES:
=============================
CEDAR POINT.......MAY 12 - OCTOBER 28, 2012
SOAK CITY.........MAY 26 - SEPTEMBER 23, 2012
CHALLENGE PARK....MAY 11 - OCTOBER 28, 2012 REGULAR CEDAR POINT "GATE PRICES" - 2012 SEASON** (*)
================================================
ADULTS...................$51.99
MILITARY w/ID............$36.99
SENIORS..................$26.99
KIDS 3 & UP..............$26.99
KIDS 2 & UNDER...........FREE
DINOSAUR ALIVE (NEW).....$05.00 + GATE ADMISSION
STARLIGHT................$32.99 (5PM - 10PM)
STARLIGHT 2 & UNDER......FREE (5PM - 10PM)
** There is NO Discounts for Non-Riders.
REGULAR CEDAR POINT "ONLINE PRICES" - 2012 SEASON(*)
================================================
ADULTS...................$44.99* ($7.00 Savings)
ADULTS...................$29.99 (EVENING 5PM - 10PM)
MILITARY w/ID............$36.99*
SENIORS..................$26.99*
KIDS 3 & UP..............$26.99*
KIDS 2 & UNDER...........FREE
DINOSAUR ALIVE (NEW).....$05.00 + GATE ADMISSION** There is NO Discounts for Non-Riders.  ONE DAY SOAK CITY REGULAR ADMISSION PRICES (*)
==========================================
ADULTS.........$32.99 - Persons 4 Feet or taller in bare feet*
JUNIOR.........$18.99 - Persons under 4 Feet*
SENIOR.........$18.99 - Persons age 62 & older*
DAILY PARKING FEE - PAY-AT-PARK (*)
===============================
CARS.....................$12.00
MOTORCYCLES..............$12.00
TRUCKS...................$17.00
CAMPERS..................$17.00
TRAILERS.................$17.00
TRUCKS...................$17.00
PLATINUM PASS HOLDERS....$FREE*Daily parking fees includes a $.50 toll charge.  CEDAR POINT DISCOUNT TICKETS
============================

CEDAR POINT RESORTS DISCOUNT TICKETS(*)
====================================
BEST VALUE -
ADULTS..........$32.00 PER PERSON - SAVE $19.00 PER PERSON
KIDS/SENIORS....$21.00 PER PERSON - SAVE $05.00 PER PERSON*STAY AT ANY CEDAR POINT RESORT REQUIRED BELOW, C.P. Admission for Children 2 & under are FREE. Includes 1 Hour Early entry into park.* Hotel Breakers (2)
* Sandcastle Suites (2)
* Lighthouse Point (3)
* Camper Village (3)
* Breakers Express (3)
* Castaway Bay (3)(2) Reviews courtesy of yelp.com
(3) Reviews courtesy of tripadvisor.com
RESORT DISCOUNT LINKY
PAY ONCE VISIT TWICE - CEDAR POINT & SOAK CITY (*)
==============================================
$77.99 per person - (SAVE $27.00) - For guests 48" in height or taller in shoes. Valid for admission to Cedar Point AND Soak City on any two separate public operating days through October 30, 2012. Days do not have to be consecutive. Ticket must be used by the SAME person on each day. ALL SALES FINAL. NO REFUNDS. ONLINE ONLY, OFFER NOT VALID AT PARK. Discount Linky
COMING SOON - 4-PACK CEDAR POINT TICKET SPECIAL
=======================================
2nd BEST VALUE! Four one-day Cedar Point admission tickets for $156.00 ($39.00 each)!
A savings of $10.99 per ticket.
4 TICKETS........$156.00
5 TICKETS........$195.00
6 TICKETS........$234.00
7 TICKETS........$273.00
8 TICKETS........$312.00
Valid for anyone between the ages of 3-61 who is 48" or taller in shoes. Each ticket valid any one Bonus Weekend or HalloWeekends Saturday or Sunday between September 10-October 30, 2012. Minimum purchase of 4 required. Maximum allowable purchase is 8 tickets. Please adjust quantity accordingly. ONLINE EXCLUSIVE. Not available at the park. Check other offers you may get a CHEAPER deal on this site. 4-Pack discount linky   COMING SOON - 2012 FRIGHT FEAST COMBO REGULAR - SPECIFIC DATES
================================================
Valid for one all-day admission to Cedar Point and one All-You-Can-Eat Meal. Meal served in the Coral Courtyard (5:00-6:30 p.m). You MUST choose the date of your visit when purchasing this ticket. All sales final. No refunds. Price includes tax. LINKY$53.90.....ADULTS....AGES 3-61.....ADMISSION + MEAL
$33.70.....SENIORS...AGES 61+......ADMISSION + MEAL
$14.90.....ADULTS....AGES 3-61.....MEAL ONLY**** C.P. Admission Required.  COMING SOON = FAMILY SAVINGS GAME PACK
========================
OFFER ENDS: 10/30/12 - Receive ten (10) $1.00 games vouchers PLUS one sheet of discount coupons which includes: save $2.00 on a ride photo; save $15.00 at North Coast Parasail; get 10% off at Park Plaza, Snoopy Boutique & Lotsapalooza; get 50% off a CP hat; save $5.00 at Olde Time Photo and more! Valid any day Cedar Point is open to the public during the 2011 operating season. PLUS Discount also available at park admission booths, Not valid for park admission. Family Savings Game Pack Linky LINKY 2 COMING SOON - HALLOW WEEKENDS - FRIDAY & SUNDAYS
=======================================
Ages 3-61, 48" or taller......$31.99 Per PersonFRIDAYS...6:00 PM - 12:00 AM**
SUNDAYS...4:00 PM - 9:00 PM** Except Sunday, Oct. 9 when Starlight begins at 5 p.m. Valid any one Friday or Sunday evening through Oct. 30, 2012. All sales final. No refunds. **Limited ride availability on Fridays. Hallow Weekends open on Saturday WITHOUT Discount.
Hallow Weekends Discount Linky
HALLOW WEEKENDS INFORMATION
===========================
■ Sept. 17-Oct. 30 (Friday nights, Saturdays and Sundays)■ With outdoor scare zones and haunted houses to live entertainment and themed children's attractions, HalloWeekends, Cedar Point's annual fall festival of frights and fun, will haunt the peninsula for the 15th year. HalloWeekends combines the park's unmatched collection of rides and roller coasters with a broad assortment of Halloween attractions that have made it a Halloween tradition for many families. You know what else is SCARY? All of this is FREE WITH ADMISSION!■ Four haunted houses, five tremendously terrifying nighttime attractions, special entertainment and decorations, a parade and lots of daytime fun for kids  2012 PLATINUM SEASON PASS - ALL PARKS & FREE PARKING
====================================================
Your Cedar Fair Platinum Pass is valid for unlimited season-long admission* ■ Cedar Point & Soak City in Sandusky, OH
■ Kings Island & Boomerang Bay in Cincinnati, OH
■ Canada's Wonderland in Vaughan, ON
■ Dorney Park & Wildwater Kingdom in Allentown, PA
■ Worlds of Fun & Oceans of Fun in Kansas City, MO
■ Kings Dominion in Doswell, VA
■ Carowinds in Charlotte, NC
■ Knott's Berry Farm in Buena Park, CA
■ California's Great America in Santa Clara, CA
■ Geauga Lake's Wildwater Kingdom in Aurora, OH
■ Valleyfair in Shakopee, MN
■ Michigan's Adventure in Muskegon, MI
■ Soak City Water Parks in San Diego, Buena Park and Palm Springs, CA
■ Gilroy Gardens in Gilroy, CA* Additional MEMBER ONLY BONUSES include: Free Parking at all Parks, 1 Hour Ride Entry Before Park Opens to Public, 1 Hour Ride Entry after park closes (Select Dates), Family/Friend Ticket Discounts (Select Dates), Member Discounts on Games, Meals, Drinks, Hotel. 50% Off RipCord, Skyscraper, Challenge Golf, Challenge Racing, Northcoast Parasail. Children 2 & under are FREE. 2012 Platinum Passes are valid January 1, 2012 through December 31, 2012. Platinum Passes are not valid at any seasonal events at which an additional admission fee is charged. NEW - Now you can make four (4) Easy payments or pay all at once and receive your platinum pass tickets instantly thru your home computer.
$169.00 PER PERSON..........2012 Cedar Fair Platinum Pass ADULTS - Height Over 4 Feet
$096.00 PER PERSON..........2012 Cedar Fair Platinum Pass SENIORS - Age 62+
$096.00 PER PERSON..........2012 Cedar Fair Platinum Pass JUNIORS - Height Under 4 Feet
$169.00 PER PERSON..........2012 Cedar Fair Platinum Pass INSTANT RENEWAL
$656.00 FAMILY 4-PACK.......2012 Cedar Fair Platinum Pass - SAVE $20.00
2012 Season Pass Questions - Click Here
2012 CEDAR POINT ONLY SEASON PASS
=================================
The Cedar Point Season Pass is valid for unlimited season-long admission to CEDAR POINT ONLY. It does not include parking, perks or admission to Soak City or other Cedar Fair parks across the U.S. and Canada. 2012 Cedar Point Season Passes are valid any public operating day for the duration of the 2012 season.
$109.00 PER PERSON..........2012 Cedar Point Season Pass ADULTS - Height Over 4 Feet
$069.00 PER PERSON..........2012 Cedar Point Season Pass SENIORS - Age 62+
$069.00 PER PERSON..........2012 Cedar Point Season Pass JUNIORS - Height Under 4 Feet
$109.00 PER PERSON..........2012 Cedar Point Season Pass INSTANT RENEWAL
$139.98 FAMILY 2-PACK.......2012 Cedar Point Season Pass - SAVE $20.00
$279.96 FAMILY 4-PACK.......2012 Cedar Point Season Pass - SAVE $20.00
2012 Season Pass Questions - Click Here   CEDAR POINT GROUP TICKETS INCENTIVES
====================================
These discounts apply to people with groups of 15+ And paid for their tickets at least 1-3 weeks in advance. 1 FREE CEDAR POINT TICKET FOR EVERY FIFTEEN (15) TICKETS PURCHASED.
GROUP HOTEL ACCOMMODATIONS - Stay close to the action with the Cedar Point Resorts! Discounted packages are available. For more information, call 419.609.5669 or click "I'm interested in overnight accommodations" when you place your online ticket order and they'll contact you!
GROUP CATERED MEALS - Get your group together to dine and they'll help you plan the perfect meal. Our all-you-can-eat meals starting at just $12.35 per person, plus tax. Download our menu here - PDF FILE
GROUP MEAL VOUCHERS - Give your group the flexibility of eating what they want, when they want. Pay one low price and your group can choose one of our four delicious meals available at select locations. Minimum purchase of 15 meal vouchers per day. Meal vouchers are $9.99 per person ($10.38 tax included). Download our meal voucher information here.
GROUP DRINK WRISTBANDS - Quench your thirst with an all-you-can-drink wristband. Show your wristband at select locations and receive FREE Pepsi fountain beverages all day long (includes all carbonated and non-carbonated beverages dispensed from the fountain). Drink wristbands are available to GROUPS ONLY and must be purchased for the entire group. Quantity must be equal to or greater than the amount of tickets purchased. Not sold individually. All-You-Can-Drink Wristbands are $7.00 per person, plus tax. (Regular price for 1 Large Drink is $4.00+Tax.)
CORPORATE GROUP TICKET DEALS - VALID 1 DATE ONLY
================================================
Size of Group......Price per person*, per ticket.......Percentage saved off gate price
--------------------------------------------------------------------------------------
15 - 149...........$33.00..............................30%
150 - 999..........$31.00..............................34%
1,000 - 4,999......$29.00..............................38%
5,000 - 9,999......$25.00..............................47% *For guests 48" & taller in shoes. Members of your group who are under 48" tall or age 62 & older are eligible for a Junior/Senior ticket for only $18.00 each. Children 2 & under are always FREE at Cedar Point & Soak City. You must pick a date to visit. This ticket option valid on date printed on ticket only. No Enchanges, No Refunds. Check other deals listed in this posting as they're may be cheaper ticket options available then this one. Group Meals available check links on this Fatwallet posting below.
CORPORATE DISCOUNT LINKY - SPECIFIC DATE CORPORATE GROUP CEDAR POINT TICKET DEALS - GOOD ANY 1 DATE
==========================================================
Under this program, Cedar Point offers you discounted tickets that can be used any ONE (1)date of the operating season. The members of your group do not have to visit the park on the same day. Minimum purchase 100 Tickets. Check other deals at top as they're may be cheaper ticket options available then this one. Group Meals available check links on this Fatwallet posting.
Regular Ticket...........$37.00......SAVE $12.99
Soak City Ticket.........$24.99......SAVE $7.00 **CLOSED**
Ride & Slide Ticket......$69.99......SAVE $7.00
Junior/Senior Ticket*....$18.00......SAVE $6.99CORPORATE GROUP TICKETS - GOOD ANY DAY 2012 SEASON - CLICK HERE  OTHER DISCOUNT OPTIONS
======================AAA (American Automobile Assoc).They offer discount tickets to their members, in their Travel Department, Also available online. Not available thru Cedar Point box office.
MILITARY DISCOUNT..............$36.99. Valid ID required. Discount applies to active, retired or honorably discharged military personnel and immediate family members. Discount must be purchased in person. Types of Military ID's include: Active Duty ID, Retired Personnel ID, VA Medical System Picture ID OR copy of DD-214 discharge papers (please do not bring the original) along with a photo ID (drivers license, etc) for confirmation.
SENIOR DISCOUNT................$22.00. Valid ID required, Age 62+
meijer STORES..................Coupons/Purchase Tickets at Customer Service Desk.
KROGER STORES..................Coupons/Purchase Tickets at Customer Service Desk. eBay AUCTIONS.................Several people will sell their unused tickets for a savings to you.
PARKS & RECREATION CENTERS....Several cities offer a discount whether or not your a resident of their city
PEPSI CANS....................Back of 12 Oz cans, Save $8.00 Off Regular Price.
NEAR-BY HOTELS................Hotels near Cedar Point want your business too, They will offer discount and even Free tickets based on the number of nights of stay.
SANDUSKY TOURISM BUREAU.......They usually offer a discount book for Cedar Point.
BURGER KING RESTRAUNTS........Located in NorthEast Ohio offer Cedar Point Ticket Coupons for $42.99 at counter inside restaurant.
CREDIT UNIONS.................Offer discounted tickets to its members.
CEDAR POINT GROUP SALES......Several options here, For every 15 people who are paid-in-advance, You can receive 1 (one) Free Cedar Point Ticket a savings of $46.99 Each Ticket. for more info go to: LINKY
CEDAR POINT RESORT DISCOUNTS..http://resorts.cedarpoint.com/public/packages.cfm
CEDAR POINT GETAWAY GUIDE.....C.P. Coupons for all ages, Tickets, Food, Games, Hotel, everything. register online 3 weeks to arrive or contact: 1-419-627-2350. Getaway Guide will come by U.S. Snail Mail.
http://www.cedarpoint.com/public/visit/brochures.cfm
REST AREA TRAVEL BUREAU.......Open during the day on select weekends offering discount tickets (OH,MI,KY)
GOOGLE.COM....................Type in "Cedar Point Amusement Discount Tickets" for great discounts.
CONTESTS / GIVEAWAYS..........Local Radio Stations give away Free tickets if you are picked, look under contests or giveaways thru Radio Station website/Google/Yahoo Search.
COUPONS BY MAIL/ONLINE........Cedar point advertises heavily thru Coupon companies both by mail and online.
COLLEGE DISCOUNTS.............Participating colleges offer discounts to their students and family members. CEDAR POINT JOBS LINKS
======================
SUMMER JOBS (MAY-AUGUST)
HALLOWEEKEND JOBS (AUGUST-OCTOBER) - COMING SOON
YEAR-ROUND JOBS (JANUARY-DECEMBER)LIVE AUDITIONS JOBS (MAY-OCT)
NON-PROFIT ORGANIZATIONS FUNDRAISER JOBS MAY-OCTOBER OTHER CEDAR POINT'S USEFUL LINKS
================================
CEDAR POINT LIVE WEBCAMS - ALL YEAR ROUNDCEDAR POINT'S MY PARK SMARTPHONE APPSEE PEOPLE RIDE THE TOP THRILL DRAGSTER AT CEDAR POINT LEARN ABOUT THE HISTORY OF CEDAR POINT INCLUDING THRILL RIDES & RETIRED RIDES - INFO COURTESY OF: Wikipedia.orgGUESTS WITH SPECIAL NEEDS/DISABILTIES - INFORMATIONCEDAR POINT FUN TIMES NEWSLETTER - FUNtimes members get special advance notice of special offers and occasionally offers are made exclusively to FUNtimes members! - FREEGUEST AMENTIES - Family Care Center, KidTrack, Parent Swap, Rentals, Lockers, Pet Chek  CEDAR POINT AMUSEMENT PARK
1 Cedar Point Drive
Sandusky, OH 44870
General Information (419) 627-2350
www.mapquest.com

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http://www.giveawayoftheday.com/PDF protector, splitter and merger is a best software to protect PDF files by using 128-bit encryption, split PDF files into many PDF files with various options and merge thousands of PDF files into single PDF file.

Lowest Price $199: CalMAN software w/ essentially FREE i1Display2 meter webinars

SpectraCal has their CalMAN DIY calibration software w/ i1Display2 colorimeter + pattern disc for $199. Includes everything you need to calibrate your TV and you're essentially getting a free meter for their DIY software is still at $199. Email linkYou also get two unique codes to register for both their Video and PC calibration training webinar for free. That's $160 worth of classes, so you get the equipment and the training to use it!I bought their software and the higher-end OEM i1Display to calibrate my VT30 two months ago and recommend it. A significant improvement in picture quality and that's saying something for the VT30. Good tech investment that will save you a lot of money over time since you can calibrate as many TVs as many times as you need rather than paying $200-300 each time to hire a professional. If you spent over $900 for a new TV, I highly recommend getting yourself a personal calibration kit.

Free Enfamil Formula Can at Walmart *Coupon

Many WalMart stores have Enfamil Formula 8 oz. Cans for $4.77, plus there is a $5 off Enfamil Formula Printable Coupon, making it free plus overage after coupon, which can be applied to other items in your cart.
For more than 100 years, generations of parents have trusted us to develop, produce and deliver the safest, highest-quality infant nutrition products available.
We'd like to thank you for being part of that long legacy of confidence in Enfamil.
That's why we're offering you $5.00 off your next Enfamil product purchasehttp://www.enfamilalerts.com/enfamilcoupon/

Military - 1 Day Free Admission to Anheuser Busch Amusement Parks through "Here's to the Heroes 2012"

LINKAny active duty, activated or drilling reservist, or National Guardsman is entitled to free admission under the Here's to the Heroes program.

Valid for one complimentary single-day admission per person, per year, during the regular operating schedules at one of the following:
SeaWorld Orlando, San Diego, or San Antonio
Busch Gardens Tampa Bay or Williamsburg Sesame Place
Water Country USA
Adventure Island
(Busch Gardens Williamsburg, SeaWorld San Antonio and Sesame Place are seasonal operations that will remain closed until spring 2012) As many as three direct dependents of military personnel also are entitled to free admission. Dependents may take advantage of the offer without their service member, though an adult must accompany minor dependents, and dependent ages 10 and over must present valid dependent I.D.

My health care solution. What do you think?

Assumptions:
1. we are not a country prepared to let people die on the steps of hospitals for lack of funds for treatment;
2. the government pays for approximately 60% of all health care expenditures already, and that is steadily increasing;
3. we have some of the most technologically advanced health care in the world and we want to preserve that, including research;
4. we have some of the highest costs in the world, and that is not sustainable;
5. health care delivery is overly complex;
6. many of our dissatisfactions with health care are due to poor health outcomes associated with poor lifestyle decisions;
7. others stem from our country's complex and heterogenous population;
8. health care costs are the elephant in the room with regards to both our debt and deficit, and solving health care will again make the US one of the best places in the world to do business;
9. a mentally and physically healthy population is a national security issue, because a bunch of obese, diabetic, drug addicts make poor soldiers.
10. health care insurance, as it were, can only work when healthy people participate in the pool.OK, here we go.1. phase out medicare and Medicaid over 30 years.2. eliminate the Medicare payroll and investment taxes.3. rather than mandating insurance, the government provides, for free, basic health insurance to every US citizen.4. basic health insurance is basic. generic meds only. no fancy-schmancy stuff. prenatal visits and annual physicals and stuff that makes sense and is proven to work is covered. everything else is not. simvastatin is covered; Crestor is not. citalopram is covered; Lexapro is not. You get the idea. A multi-year, transparent process to develop the covered procedure/medication list will be required (but see below)5. the federal government offers 'take it or leave it' pricing to providers. Providers are not required to accept this insurance, but will be incentivized due to volume. Providers will know, in advance, what is covered, and what is not. They may cover additional services as they see fit, but they will not be reimbursed by the feds. Patients might have their own private insurance (see below). The insurance will offer higher pricing to critical access providers to increase likelihood of acceptance, ie, underserved communities.6. in addition to this basic insurance, a national marketplace for 'add-on' insurance will be created. This marketplace will operate completely in the free market. It will be purchased by individuals, or by corporations for their employees. This would be like 'medigap' insurance. The only requirements for these plans is 1. the costs and benefits of each plan must be clearly spelled out and 2. once an individual has been approved for and purchased into a plan, that individual can NEVER be droopped from the plan or have their premium increased by more than the average rate of premium increase for all plans, SO LONG as they make their monthly premium payment and remain an active member of the plan. Other than that, prices are set by the insurers without restriction. No more taking money from the healthy, then dumping patients when they get sick.7. the tax deduction for employer-sponsored health care will be eliminated.8. if you are not a US citizen, you are not eligible for the free federal coverage. You may purchase insurance in the national marketplace described above.9. malpractice reform is necessary to protect providers from not providing uncovered care. In other words, providers must be protected from witholding uncompensated care; they cannot be forced to work for free. They may choose to, out of charity or compassion, but they cannot be forced to.10. a cash bonus is given for lifestyle changes with proven cost reduction outcomes. We pay people to quit smoking. We pay people to lose weight and keep it off. We pay people to stay clean off opiates. It is cheaper in the long run than having these folks show up years later with COPD, diabetes, neuropathy, nephropathy, and cardiovascular disease. It's time to be honest about preventative medicine and that means incentizing behavior change.11. by eventually winnowing down employer-based health care, employees are freer to leave work. This means the young old can retire without fear of going naked. This frees up jobs for younger employees. It improves the environment for entrepreneurship, allowing employees to take risks on business ventures without fear of losing insurance or becoming uninsurable.12. how to pay for it. A national sales tax (of whatever is required - say 10%) - on every retail purchase except for food, gas, and medicine. This tax must be dedicated solely to the federal insurance program, with the exception that 10% of the fees collected are dedicated to non-profit research. It must fully pay for the program costs each year; it cannot run a deficit. It can be adjusted up or down by the will of Congress, ostensibly representing the will of the people, as the people demand more or less health care, or more or less taxes. For instance, if the people are not satisfied with the level of coverage provided by the insurance plan, they may persuade Congress to increase the tax to 12%. If they feel their taxes are too high, they may persuade Congress to lower the tax to 8% - and receive fewer services in the insurance plan. This funding mechanism has several advantages over our current system. First, it is dedicated. Second, it is transparent: there is a direct link between level of taxation and level of service. Third, it is shared by everyone including the healthy but moderately progressive in that it excludes food, gas, and medicine and the wealthy spend more money than the poor.13. charity care by providers and social service agencies will attempt to fill the gaps between the basic federal plan the private plans... just like we do now.14. we publicly acknowledge that we cannot afford unlimited health care for every patient.This system does away with complex formulas governing eligibility, reimbursement, and cost-sharing for programs like Medicaid and Medicare. It replaces that with a single, shared, but very basic health care plan which will use the power of the federal government to negotiate lower prices, over time, with providers. It has dedicated, sustainable, and transparent funding for health care, and the level of service (and taxation) can be clearly adjusted by the people as they see fit. It automatically increases the pool of participants to make health insurance actual insurance. It gets rid of all the risks around preexisting conditions, uninsurable patients, and insurers dropping ill patients. It will result in lower prices across the board as providers compete with each other for the largest chunk of business, and with each other for cash-paying customers and national insurers. It provides a basic level of humane health care without promising 'the world' to everyone. It removes some of the inequitability of the employer-health care tax deduction. It offers a true, free-market insurance solution available to everyone. It provides for continued research to support technological advances. It recognizes the need for individual responsibility in managing lifestyle diseases and incentivizes change in a cost-effective way which benefits our health and our national security. It supports the formation of small businesses and it provides 'through-put' for the labor force to increase employment for younger workers. It will be cheaper and by definition will be non-deficit-generating.I think that's it for now.OK... hit me. what's wrong with this plan?

Tampa: Admission to Super Bowl Party with All-You-Can-Eat Pizza and All-You-Can-Drink Draft Beer $15.00

http://www.livingsocial.com/cities/52-tampa/deals/239762-admissi... Buy as many as you'd like Limit one per person per visit Must be 21+ with valid ID to drink alcohol The deal is valid only for tickets on the date[s] of the event as listed and may not be exchanged or redeemed for any other dates Entire value must be used in a single visit Other conditions apply PAID VALUE DOES NOT EXPIRE PROMOTIONAL VALUE EXPIRES ON February 5, 2012

CEDAR POINT AMUSEMENT PARK Discount Tickets - 2012 Season

**** FATWALLET MODERATOR THIS PAGE IS BEING UPDATED DAILY FOR DISCOUNTS PLEASE BE PATIENT FOR COMPLETE UPDATES, THANK YOU ***
DISCLAIMER NOTICE:
==================
ALL DISCOUNTS LISTED HERE ARE ONLINE DISCOUNTS ONLY THRU CEDAR POINT. DISCOUNTS ARE NOT VALID AT PARK GATE UNLESS SPECIFIED OTHERWISE. PRICES AND DISCOUNTS CAN CHANGE WITH OR WITHOUT NOTICE. I LIST THESE DEALS AS A COURTESY FROM ONE RIDE LOVER TO ANOTHER. THIS WEBPAGE IS UPDATED WEEKLY. CEDAR POINT CHARGES A $5.00 TICKET FEE "PER TRANSACTION ONLINE". I AM NOT AFFILATED IN ANY WAY WITH CEDAR FAIR, CEDAR POINT NOR DO I WORK FOR ANY ORGANIZATION. CEDAR POINT trademark and logo are registered trademarks of CEDAR FAIR, Inc. All Rights Reserved. All other trademarks are the property of their respective owners. NEW FOR 2012 - DINOSAURS ALIVE (*)
==============================
Dinosaurs Alive! on Adventure Island, a prehistoric attraction that will feature more than four dozen life-sized animatronic dinosaurs that will roar and move and 12 themed exhibits. Dinosaurs Alive! will cost approximately $1 million to build. In addition to Dinosaurs Alive!, Cedar Point will also add a mat-racer slide complex to the Soak City waterpark located adjacent to the park. $5.00 Additional Charge to enter exhibit + Gate Admission.
REGULAR CEDAR POINT "GATE PRICES" - 2012 SEASON* (*)
================================================
ADULTS...................$51.99
MILITARY w/ID............$36.99
SENIORS..................$26.99
KIDS 3 & UP..............$26.99
KIDS 2 & UNDER...........FREE
DINOSAUR ALIVE (NEW).....$05.00 + GATE ADMISSION** There is NO Discounts for Non-Riders.
REGULAR CEDAR POINT "ONLINE PRICES" - 2012 SEASON(*)
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ADULTS...................$44.99* ($7.00 Savings)
ADULTS...................$29.99 (EVENING 5PM - 10PM)
MILITARY w/ID............$36.99*
SENIORS..................$26.99*
KIDS 3 & UP..............$26.99*
KIDS 2 & UNDER...........FREE
DINOSAUR ALIVE (NEW).....$05.00 + GATE ADMISSION** There is NO Discounts for Non-Riders.  ONE DAY SOAK CITY REGULAR ADMISSION PRICES (*)
==========================================
ADULTS.........$32.99 - Persons 4 Feet or taller in bare feet*
JUNIOR.........$18.99 - Persons under 4 Feet*
SENIOR.........$18.99 - Persons age 62 & older*  DAILY PARKING FEE - PAY-AT-PARK - 2012 SEASON (*)
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CARS.....................$12.00
MOTORCYCLES..............$12.00
TRUCKS...................$17.00
CAMPERS..................$17.00
TRAILERS.................$17.00
TRUCKS...................$17.00
PLATINUM PASS HOLDERS....$FREE*Daily parking fees includes a $.50 toll charge.  CEDAR POINT DISCOUNT TICKETS
============================
CEDAR POINT RESORTS DISCOUNT TICKETS - 2012 SEASON(*)
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BEST VALUE -
ADULTS..........$32.00 PER PERSON - SAVE $19.00 PER PERSON
KIDS/SENIORS....$21.00 PER PERSON - SAVE $05.00 PER PERSONSTAY AT ANY CEDAR POINT RESORT REQUIRED BELOW, C.P. Admission for Children 2 & under are FREE. Includes 1 Hour Early entry into park.* Hotel Breakers (2)
* Sandcastle Suites (2)
* Lighthouse Point (3)
* Camper Village (3)
* Breakers Express (3)
* Castaway Bay (3)(2) Reviews courtesy of yelp.com
(3) Reviews courtesy of tripadvisor.com
RESORT DISCOUNT LINKY  COMING SOON - 2012 PAY ONCE VISIT TWICE - CEDAR POINT
==========================================
$78.99 per person -(PRICE INCREASED BY $9.00) SAVE $20.00 - For guests 48" in height or taller in shoes. Valid for admission to Cedar Point on any two separate public operating days through October 30, 2011. Days do not have to be consecutive. Ticket must be used by the SAME person on each day. Soak City Waterpark admission NOT included. ALL SALES FINAL. NO REFUNDS. ONLINE ONLY, OFFER NOT VALID AT PARK. Discount Linky
COMING SOON - 4-PACK CEDAR POINT TICKET SPECIAL
=======================================
2nd BEST VALUE! Four one-day Cedar Point admission tickets for $156.00 ($39.00 each)!
A savings of $10.99 per ticket.
4 TICKETS........$156.00
5 TICKETS........$195.00
6 TICKETS........$234.00
7 TICKETS........$273.00
8 TICKETS........$312.00
Valid for anyone between the ages of 3-61 who is 48" or taller in shoes. Each ticket valid any one Bonus Weekend or HalloWeekends Saturday or Sunday between September 10-October 30, 2012. Minimum purchase of 4 required. Maximum allowable purchase is 8 tickets. Please adjust quantity accordingly. ONLINE EXCLUSIVE. Not available at the park. Check other offers you may get a CHEAPER deal on this site. 4-Pack discount linky   COMING SOON - 2012 FRIGHT FEAST COMBO REGULAR - SPECIFIC DATES
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Valid for one all-day admission to Cedar Point and one All-You-Can-Eat Meal. Soak City is closed for Season. Meal served in the Coral Courtyard (5:00-6:30 p.m). You MUST choose the date of your visit when purchasing this ticket. All sales final. No refunds. Price includes tax. LINKY$53.90.....ADULTS....AGES 3-61.....ADMISSION + MEAL
$33.70.....SENIORS...AGES 61+......ADMISSION + MEAL
$14.90.....ADULTS....AGES 3-61.....MEAL ONLY**** C.P. Admission Required.  COMING SOON = FAMILY SAVINGS GAME PACK
========================
OFFER ENDS: 10/30/12 - Receive ten (10) $1.00 games vouchers PLUS one sheet of discount coupons which includes: save $2.00 on a ride photo; save $15.00 at North Coast Parasail; get 10% off at Park Plaza, Snoopy Boutique & Lotsapalooza; get 50% off a CP hat; save $5.00 at Olde Time Photo and more! Valid any day Cedar Point is open to the public during the 2011 operating season. PLUS Discount also available at park admission booths, Not valid for park admission. Family Savings Game Pack Linky LINKY 2 COMING SOON - HALLOW WEEKENDS - FRIDAY & SUNDAYS
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Ages 3-61, 48" or taller......$31.99 Per PersonFRIDAYS...6:00 PM - 12:00 AM**
SUNDAYS...4:00 PM - 9:00 PM** Except Sunday, Oct. 9 when Starlight begins at 5 p.m. Valid any one Friday or Sunday evening through Oct. 30, 2012. All sales final. No refunds. **Limited ride availability on Fridays. Hallow Weekends open on Saturday WITHOUT Discount.
Hallow Weekends Discount Linky
HALLOW WEEKENDS INFORMATION
===========================
■ Sept. 16-Oct. 30 (Friday nights, Saturdays and Sundays)■ With outdoor scare zones and haunted houses to live entertainment and themed children's attractions, HalloWeekends, Cedar Point's annual fall festival of frights and fun, will haunt the peninsula for the 15th year. HalloWeekends combines the park's unmatched collection of rides and roller coasters with a broad assortment of Halloween attractions that have made it a Halloween tradition for many families. You know what else is SCARY? All of this is FREE WITH ADMISSION!■ Four haunted houses, five tremendously terrifying nighttime attractions, special entertainment and decorations, a parade and lots of daytime fun for kids  2012 PLATINUM SEASON PASS - ALL PARKS & FREE PARKING
====================================================
Your Cedar Fair Platinum Pass is valid for unlimited season-long admission* ■ Cedar Point & Soak City in Sandusky, OH
■ Kings Island & Boomerang Bay in Cincinnati, OH
■ Canada's Wonderland in Vaughan, ON
■ Dorney Park & Wildwater Kingdom in Allentown, PA
■ Worlds of Fun & Oceans of Fun in Kansas City, MO
■ Kings Dominion in Doswell, VA
■ Carowinds in Charlotte, NC
■ Knott's Berry Farm in Buena Park, CA
■ California's Great America in Santa Clara, CA
■ Geauga Lake's Wildwater Kingdom in Aurora, OH
■ Valleyfair in Shakopee, MN
■ Michigan's Adventure in Muskegon, MI
■ Soak City Water Parks in San Diego, Buena Park and Palm Springs, CA
■ Gilroy Gardens in Gilroy, CA* Additional MEMBER ONLY BONUSES include: Free Parking at all Parks, 1 Hour Ride Entry Before Park Opens to Public, 1 Hour Ride Entry after park closes (Select Dates), Family/Friend Ticket Discounts (Select Dates), Member Discounts on Games, Meals, Drinks, Hotel. 50% Off RipCord, Skyscraper, Challenge Golf, Challenge Racing, Northcoast Parasail. Children 2 & under are FREE. 2012 Platinum Passes are valid January 1, 2012 through December 31, 2012. Platinum Passes are not valid at any seasonal events at which an additional admission fee is charged.
$159.00 PER PERSON...2012 Cedar Fair Platinum Pass ADULTS - Height Over 4 Feet
$096.00 PER PERSON...2012 Cedar Fair Platinum Pass SENIORS - Age 62+
$096.00 PER PERSON...2012 Cedar Fair Platinum Pass JUNIORS - Height Under 4 Feet
$149.00 PER PERSON...2012 Cedar Fair Platinum Pass INSTANT RENEWAL
2012 Season Pass Questions - Click Here
2012 CEDAR POINT ONLY SEASON PASS
=================================
The Cedar Point Season Pass is valid for unlimited season-long admission to Cedar Point only. It does not include parking, perks or admission to Soak City or other Cedar Fair parks across the U.S. and Canada. 2012 Cedar Point Season Passes are valid any public operating day for the duration of the 2012 season.
$099.99 PER PERSON...2012 Cedar Point Season Pass ADULTS - Height Over 4 Feet
$069.99 PER PERSON...2012 Cedar Point Season Pass SENIORS - Age 62+
$069.99 PER PERSON...2012 Cedar Point Season Pass JUNIORS - Height Under 4 Feet
$095.00 PER PERSON...2012 Cedar Point Season Pass INSTANT RENEWAL
2012 Season Pass Questions - Click Here   CEDAR POINT GROUP TICKETS INCENTIVES
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These discounts apply to people with groups of 15+ And paid for their tickets at least 1-3 weeks in advance. 1 FREE CEDAR POINT TICKET FOR EVERY 15 TICKETS PURCHASED.
GROUP HOTEL ACCOMMODATIONS - Stay close to the action with the Cedar Point Resorts! Discounted packages are available. For more information, call 419.609.5669 or click "I'm interested in overnight accommodations" when you place your online ticket order and they'll contact you!
GROUP CATERED MEALS - Get your group together to dine and they'll help you plan the perfect meal. Our all-you-can-eat meals starting at just $11.65 per person, plus tax. Download our menu here - PDF FILE
GROUP MEAL VOUCHERS - Give your group the flexibility of eating what they want, when they want. Pay one low price and your group can choose one of our four delicious meals available at select locations. Minimum purchase of 15 meal vouchers per day. Meal vouchers are $9.75 per person ($10.38 tax included). Download our meal voucher information here.
GROUP DRINK WRISTBANDS - Quench your thirst with an all-you-can-drink wristband. Show your wristband at select locations and receive FREE Pepsi fountain beverages all day long (includes all carbonated and non-carbonated beverages dispensed from the fountain). Drink wristbands are available to groups only and must be purchased for the entire group. Quantity must be equal to or greater than the amount of tickets purchased. Not sold individually. All-You-Can-Drink Wristbands are $7.00 per person, plus tax. (Regular price for 1 Large Drink is $4.00+Tax.)
CORPORATE GROUP TICKET DEALS - VALID 1 DATE ONLY
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Size of Group......Price per person*, per ticket.......Percentage saved off gate price
--------------------------------------------------------------------------------------
15 - 149...........$33.00..............................30%
150 - 999..........$31.00..............................34%
1,000 - 4,999......$29.00..............................38%
5,000 - 9,999......$25.00..............................47% *For guests 48" & taller in shoes. Members of your group who are under 48" tall or age 62 & older are eligible for a Junior/Senior ticket for only $18.00 each. Children 2 & under are always FREE at Cedar Point & Soak City. You must pick a date to visit. This ticket option valid on date printed on ticket only. No Enchanges, No Refunds. Check other deals listed in this posting as they're may be cheaper ticket options available then this one. Group Meals available check links on this Fatwallet posting below.
CORPORATE DISCOUNT LINKY - SPECIFIC DATE CORPORATE GROUP CEDAR POINT TICKET DEALS - GOOD ANY 1 DATE
==========================================================
Under this program, Cedar Point offers you discounted tickets that can be used any ONE (1)date of the operating season. The members of your group do not have to visit the park on the same day. Minimum purchase 100 Tickets. Check other deals at top as they're may be cheaper ticket options available then this one. Group Meals available check links on this Fatwallet posting.
Regular Ticket...........$37.00......SAVE $12.99
Soak City Ticket.........$24.99......SAVE $7.00 **CLOSED**
Ride & Slide Ticket......$69.99......SAVE $7.00
Junior/Senior Ticket*....$18.00......SAVE $6.99CORPORATE GROUP TICKETS - GOOD ANY DAY 2012 SEASON - CLICK HERE  OTHER DISCOUNT OPTIONS
======================AAA (American Automobile Assoc).They offer discount tickets to their members, in their Travel Department, Also available online. Not available thru Cedar Point box office.
MILITARY DISCOUNT..............$36.99. Valid ID required. Discount applies to active, retired or honorably discharged military personnel and immediate family members. Discount must be purchased in person. Types of Military ID's include: Active Duty ID, Retired Personnel ID, VA Medical System Picture ID OR copy of DD-214 discharge papers (please do not bring the original) along with a photo ID (drivers license, etc) for confirmation.
SENIOR DISCOUNT................$22.00. Valid ID required, Age 62+
meijer STORES..................Coupons/Purchase Tickets at Customer Service Desk.
KROGER STORES..................Coupons/Purchase Tickets at Customer Service Desk. eBay AUCTIONS.................Several people will sell their unused tickets for a savings to you.
PARKS & RECREATION CENTERS....Several cities offer a discount whether or not your a resident of their city
PEPSI CANS....................Back of 12 Oz cans, Save $8.00 Off Regular Price.
NEAR-BY HOTELS................Hotels near Cedar Point want your business too, They will offer discount and even Free tickets based on the number of nights of stay.
SANDUSKY TOURISM BUREAU.......They usually offer a discount book for Cedar Point.
BURGER KING RESTRAUNTS........Located in NorthEast Ohio offer Cedar Point Ticket Coupons for $42.99 at counter inside restaurant.
CREDIT UNIONS.................Offer discounted tickets to its members.
CEDAR POINT GROUP SALES......Several options here, For every 15 people who are paid-in-advance, You can receive 1 (one) Free Cedar Point Ticket a savings of $46.99 Each Ticket. for more info go to: LINKY
CEDAR POINT RESORT DISCOUNTS..http://resorts.cedarpoint.com/public/packages.cfm
CEDAR POINT GETAWAY GUIDE.....C.P. Coupons for all ages, Tickets, Food, Games, Hotel, everything. register online 3 weeks to arrive or contact: 1-419-627-2350. Getaway Guide will come by U.S. Snail Mail.
http://www.cedarpoint.com/public/visit/brochures.cfm
REST AREA TRAVEL BUREAU.......Open during the day on select weekends offering discount tickets (OH,MI,KY)
GOOGLE.COM....................Type in "Cedar Point Amusement Discount Tickets" for great discounts.
CONTESTS / GIVEAWAYS..........Local Radio Stations give away Free tickets if you are picked, look under contests or giveaways thru Radio Station website/Google/Yahoo Search.
COUPONS BY MAIL/ONLINE........Cedar point advertises heavily thru Coupon companies both by mail and online.
COLLEGE DISCOUNTS.............Participating colleges offer discounts to their students and family members. CEDAR POINT JOBS LINKS
======================
SUMMER JOBS (MAY-SEPT)
HALLOWEEKEND JOBS (AUG-OCT) - COMING SOON
YEAR-ROUND JOBS (JAN-DEC)LIVE AUDITIONS JOBS (MAY-OCT)
NON-PROFIT FUNDRAISER JOBS SEPT-OCT OTHER CEDAR POINT'S USEFUL LINKS
================================
CEDAR POINT LIVE WEBCAMS - ALL YEAR ROUNDCEDAR POINT'S MY PARK SMARTPHONE APPSEE PEOPLE RIDE THE TOP THRILL DRAGSTER AT CEDAR POINT LEARN ABOUT THE HISTORY OF CEDAR POINT INCLUDING THRILL RIDES & RETIRED RIDES - INFO COURTESY OF: Wikipedia.orgGUESTS WITH SPECIAL NEEDS/DISABILTIES - INFORMATIONCEDAR POINT FUN TIMES NEWSLETTER - FUNtimes members get special advance notice of special offers and occasionally offers are made exclusively to FUNtimes members! - FREEGUEST AMENTIES - Family Care Center, KidTrack, Parent Swap, Rentals, Lockers, Pet Chek  CEDAR POINT AMUSEMENT PARK
1 Cedar Point Drive
Sandusky, OH 44870
General Information (419) 627-2350
www.mapquest.com

Tips to meet min purchase limits for these reward cards i.e 3k for chase Sapphire

Hey All,With so many good $500 dollar and up sign up bonuses, what tips and techniques are you using to meet the min purchase requirements? Since the gold coins is dead, and the Amazon payments may result in a 1099, are there any safer ways to meet to limits? My natural CC purchases are close to 1k a month but want to see what other options there are.Thanks!

Optimum Nutrition 100% Whey Gold Standard Protein 5lb 43.99 24hr B&M

At 2 of the 24 hour fitnesses I frequent (Austin-Great Hills and Austin-Lake Creek), they currently have 50% off of the ON 100% Whey Gold Standard Protein 5lb tubs. I've purchased it as low as $42.82 in the last 2 months at Amazon, however it is currently $50+ there. I purchased at 24 hour today and it was 43.99 OTD, I guess there is no Tax on this stuff (not sure why). So it is not the best price it has ever been, but it is the best price I could currently find for any flavor (where the price at Amazon often varies by flavor). I like the extreme milk chocolate and double chocolate. There was a fairly large sign in front of it in the standard 24 hour "style" so I assume it is for many locations, but obviously YMMV.

COOLER MASTER Silent Pro Hybrid 850W 80 Plus Gold & Fully Modular Power Supply PSU $139.99 AR Newegg

Here is a great power supply by Cooler Master for those of you building a high end system. 850W, 80 Plus Gold, and fully modular at this price is pretty good. This model also has the world's first PSU integrated 7V fan port, an Auto Fanless mode under 200W loading, and a 5.25" drive bay fan controller for both the PSU and five system fans.

This is the cheapest price I have seen on this particular model which had only been out for a couple of months now.product link$30 rebate linkShipping is $4.99 but I am assuming many of us have free Shoprunner from the holidays so it will be free 2 day for many people.Amazon.com has it for ~$186 here

MANY FREE AFTER REBATE ITEMS AT FRYS.COM

mostly software but there are a few other items as well...worth a look
linky

Maximizing your RX Savings (Mail Order versus Retail) Hints and Coupons

Many prescription plans offer you the choice between getting your prescription drugs order from a mail order pharmacy (90 day fill) versus a Retail Pharmacy (30 days or sometimes 90 days).On the surface, it appears to many people that "mailorder" is the way to go, many times it is, however, many times it is not!Many mail order pharmacies have a "minimum" $ amount assigned to fill any given prescription. For instance, if you take generic Synthroid or generics for Naproxen (high dose), etc a 90 day prescription might cost you $15-50 depending on your mail order company and insurance plan.However, many medications that are generic, may actually be lots cheaper using the "retail" route. Say a $5 co pay for 30 days (or $15 for 90, versus more than $15 on the mail order). Additionally, some retail phcy's acutally have deals on 90 day fills like WalMart and Target, sometimes as low as $8-12 for 90 days for a generic.On brand name medications: there are many drug company sponsored programs which may actually give you a $0 copay per 30 days if you use one of their savings coupons. If this program is ongoing, you can get 90 days of supply (3 seperate RX's at 30 day fills each month) for $0 co pay vs the $50-75 you might be paying via mail order. As mail order DOES NOT accept these coupons typically, you are definitely saving more via Retail.use this website, which is an amazing resource of drug company offers FOR BRAND NAME drugs (asthma, blood pressure, diabetes, kids meds, sleep aids, etc...every disease known to man!)www.internetdrugcoupons.com to search for possible offers on the drugs you are already taking. If the offer lowers your co-pay to $0-20 per month, it might be a better deal to go the retail route for these medications than mail order. Typically, you'll need to sign up and print out the savings coupon (sometimes you have to register the offer over the phone as well, so read the fine print carefully. Some states may be prohibited as are most gov't funded RX programs)The downside--yes, you have to "schlep" to the store every month to pick up your prescriptions, but if you're a deal hunter already, you're probably going to Rite Aid or CVS or Walgreens, etc at least once per month anyway. Also, at Rite Aid, you get 25 wellness points for EACH RX filled w/well ness card. So if you have just two medications per month filled there, you'd earn 600 wellness points in 12 months.
At CVS, you earn .50 ECB for each RX filled with your card. These earnings print out quarterly.

FCP Groton 20% Off - All Auto Parts (American/European/Imports) thru 2/24/12

Max Rossi, VP of Customer Service at FCP Groton (a discounter online auto parts supplier) is offering 20% off from their 3 websites for the next 30 days. Besides the high quality selections, many of their parts offer a lifetime warranty, on top of the manufacturer warranties. Visit www.fcpgroton.com, www.fcpeuro.com, www.fcpimport.com.Enter coupon code: "maxrossi20" at checkout for savings.

401K question

A few of us at work have been pushing the owners to consider offering a 401K. They are resistant but have looked at it. The latest reason why is that there is no tax benefit to the employee above what one can get on their own by doing an IRA. I always thought that there was a pre-tax advantage to a 401K. However, the accountants have advised the owners that there is none. In this case, there would be no employer match since the company already provides a profit sharing plan. Considering that, is it correct that there is no tax advantage?I understand that a 401K would provide the possibility of a larger contribution. There is a concern in general that the 401K would be difficult to implement as it is a small company and many of the entry level workers would likely not participate.Thanks for your insight!

Ladies S-XL Graphic Tees NOW $6 (values $19-$25 ) Free Shipping Delias

Ladies S-XL Graphic Tees NOW $6 (values $19-$25 ) Free Shipping Deliashttp://store.delias.com/browse.do?categoryID=533&sidenavTrack=dc...free shipping - FREEALL
(NO MINIMUM -GOOD SITEWIDE through 1/26/12) Many styles, Sizes S-M-L XL3% FatWallet CashBack-> http://www.fullofdeals.com/dELiAscOm-coupons/

OCZ ZS Series 650W 80PLUS Bronze High Performance Power Supply = 44.99 after 25 rebate/20 promo card @ Newegg Exp. 2/5

1st post so hopefully I haven't messed up too badly. Wanted to share this deal with you all! I'm very glad I found it and ordered it up right away.Regular price is 89.99. I'm building my little brother a computer and am looking to use good parts but not the most expensive either. I've looked at many that were cheaper but most aren't too efficient and they don't include more than 1 pcie cable. It's not modular but for the price it blows all others out of the water from what i've seen!Newegg Link

Summer airfare, Miami to Dusseldorf (Paris layover possible) - $755 RT

Hey gang...this is my first FW post, but I could hardly contain my excitement.I've been "stalking" the internet the last few weeks looking for affordable airfare for my family for a summer cruise in the Mediterranean. Anyway, I just found (and purchased) tickets from Delta from Miami to Dusseldorf for $760 RT -- in July! There seems to be a lot of similar priced flights in the summer on Delta, but the key is flying to Dusseldorf, Germany.Another possibility for the adventurous types is to choose the flights with 24hr+ layovers in Paris if you want to see the city for a day.I used http://matrix.itasoftware.com/search.htm to search different travel periods/cities and narrowed it down from there.Good luck!

Tenant's dog injures neighbors dog

I just received a letter that a tenant's pitbull attacked a neighbors dog last November, resulting in $5k of veterinary bills. The neighbor attached the vet bills, and is seeking remittance. This is in CA. What is my liability? I've searched the internets, and this is what I've found:In general, when a tenant's dog injures someone, courts hold the landlord liable only if the landlord:
1. knew the dog was dangerous and could have had the dog removed;
2. or"harbored" or "kept" the tenant's dogthat is, cared for or had some control over the dog.I've been around the pitbull many times when working on the backyard, and the dog has never been dangerous. The house is completely gated. Actually, every time i visit the house, I have to walk inside the gate into a long drive way, with the dog walking right next to me the entire distance of the driveway.I intend to seek a lawyer for advice and a response, but wanted to ping the community for insight.NOTE: I am sorry that the neighbor's dog is injured, but this is a business and I don't think I should be liable.

Ario HE3270 32" LED Backlit LCD HDTV $199 + $5 shipping

1SaleADay is selling an Ario HE3270 32" LED Backlit 720p HDTV for $199 + $5 shipping. A Google price search shows a lowest price of $495.00 at Buy.com. I know there are many out there that are haters on 1SaleADay. My experiences have been positive. Though it may take a while to get some things, they have all came and worked fine. This is the price you pay sometimes for a cheap price. Woot is no different.Text

Amazon Andriod Free App of the day - Keeptrack pro

http://www.amazon.com/mobile-apps/b?ie=UTF8&node=2350149011I found this useful to me, now it is free. Also you can try it on your computer.Product Features * Organization tracking app
* User-defined categories and fields
* Clean and easy-to-use interface
* Robust customization options
* Intelligent and intuitive designProduct Description
KeepTrack Pro
KeepTrack Pro
Easily track information and see detailed statisticsOrganizing and tracking different areas of your life couldn't be easier with KeepTrack Pro. Turn your Android device into a personal assistant that can help you stay on-time, meet your goals, and track what is important to you. KeepTrack Pro helps you get a handle on aspects of your life that require careful attention.
Track What's Important to YouKeepTrack Pro lets you track any details you wish over time. Keep tabs on serious details, such as the medication you're taking, and more whimsical details, such as how many buses you see each day. You decide what you wish to track, how often, and what to do with the information. The app's clean interface makes it easy to create new fields and enter data into existing ones. Keep Track Pro also provides helpful graphs and statistics if you wish to examine what you're tracking in greater detail.
Easy, Intelligent InterfaceTo start, add a new task by identifying it with a name, selecting the values data type, setting a default value, name the value units, choose the increment/decrement amount, and identify the goal, if any. Choose from the following data values:
KeepTrack Pro
Customize tracking with intuitive interface Numeric: Decimal numbers are great for entering weight, distance, etc. Text: Free text, which is ideal for reminders, ideas, and more Boolean: Yes or No option to track simple questions, e.g., 'did I work out today?' Marker: Includes a specific time so you can track occurrences Group: Perfect for using multiple data values to track your task
Make the Most of Your EffortsOnce you've been tracking the items that are important to you, use the data to make improvements, adjustments, or to simply keep yourself informed. Click on a specific task to see the data breakdown. View a pie chart, statistics, and calendar. For those difficult to remember tasks, KeepTrack Pro features an alarm setting to remind you.KeepTrack Pro makes it easier than ever to track information that is important to you in a way that works for you.

( FREE ) Likno Web Accordion Builder 2.0, Free Download Today Only ( $59.95 Value ) @ giveawayoftheday

http://www.giveawayoftheday.com/The program is available for $59.95, but it will be free for our visitors as a time-limited offer. January 24, 2012 A Web Accordion is useful to show hidden content by expanding or collapsing multiple sections (panes) in your website page, one at a time or many at a time, see how it works here.

You can now use a rich and powerful Windows interface (GUI) to easily create any type of Accordion or Slider for your sites, such as: vertical accordion, horizontal accordion, accordion menu, collapsible panels, etc. Likno Web Accordion Builder is using the popular open source jQuery library to power your Accordions, for all browsers, CMS platforms (Joomla, Drupal, WordPress, etc.) and website tools (Dreamweaver, Expression Web, etc.).

Add accordion controls to your pages with minimal effort and code. Use text, HTML, images, videos (YouTube, etc.), Flash, animations, entire pages (ajax accordions, URL) as content in your accordions and more!

Another CU raising penalty for early withdrawal on existing CDs

Link to story.Citizens Equity First Credit Union raised penalties for early withdrawal of CDs on existing CDs, based on the catch-all clause in the account disclosure allowing them to change terms at any time. They are allowing withdrawals until March 15 under the current penalties. Fort Knox FCU increased their EWD penalties last year and also applied the new penalties to existing CDs. The NCUA ruled FKFCU was within their rights to do it based on the language in their membership agreement.

I've seen many recommendations for the Ally Bank 5-year CD because it has a tiny 60-day interest penalty for EWD. After reading the Ally Bank disclosure, I note it includes the option for Ally to change terms at any time, and I suspect nearly all disclosures have similar language. We've never imagined it would be used to change existing CDs, but now I have to wonder if banks and CUs might find it appealing to make similar changes if it suits them financially, or if the next step could be disallowing the option for EWD altogether.

Free Up & Up Pantiliners at Target

Many Target stores have Up & Up Pantiliners for $0.89,
Use the $1/1 Up & Up Feminine Care print coupon found here to make them freehttp://coupons.target.com/

Harmony Backless Car Booster Seat - $9.88+ tax+ free in-store pickup

In many states (like mine) kids have to use a Booster seat until age 8! It's always good to have an extra on hand for play-dates, car pools, etc. This Harmony Juvenile is an "IIHS 2010 Best Bet Booster." Description from WalMart.com: For children 4-10 years old, from 30-100 lbs. and 34" to 57" tall
Forward facing only
Exceeds US FMVSS 213 standards
Extended weight range ready for new ASTM standard
Ultra-plush, durable fabrics made with comfort foam throughout seat for comfort
Full-wrap premium micro suede seat pad is removable for machine washing
Seat-saver design
Visually pronounced belt guides promote correct installment of the seat belt
Belt path design prevents child from sliding under the lap belt upon impact
Shoulder belt guide included
Assembled product weight is 2.55 lbs.Arrange for in-store pickup and pay $0 in shipping! Harmony Juvenile Car Seat Booster

Amazon Free App of the day - Keeptrack pro

Glass Keurig Station Drawer for 39.98 down from 60$ on Amazon

Grabbed this unique drawer during the holidays for 60$ on Amazon.
they went fast and couldnt find it since.Im kind of a Keurig addict like some people are with wine so to me this was a deal.
Amazon now has it listed for 39.98 bought one more for my office since I'm not sure how many the vendor actually has listed.its unique and one of a kind, not sure how much its worth but I couldn't find it in any retail store. Its actually a well made product so I paid a little extra for the nice design.
Glass Keurig Drawer

Cooking with California Food in K-12 Schools - Free Download in English and Spanish

Text PDF of the Cookbook in EnglishPDF of the Cookbook in SpanishEven if you are not in California and even if you do not have kids, the cookbook / food guide has some really cool recipes and tips included that may help with your own take-to-work meals.
When you follow the first link, you can scroll to the bottom and download free Nutrition Education Cards and Hospitality Training for School Nutrition Services Staff, if that is applicable to your situation. I know many on this forum homeschool and maybe could use some of this as well.Enjoy!

Boost Nutrition Drink - $2 Coupon link

Week of January 8, many Sunday coupon segments had $3.00 coupons for a six pack. IF you cannot scrounge some of those, BOOST website $2.00 manufacturer coupon Coupon expiration YMMV I think it adds about 4 weeks to date of printing.Manufacturer's coupon valid where product is sold.

Amazon Free App of the day - Keeptrack pro

Family member has 35k in credit card debt - how to help

Found out today that my cousin was 35k in the hole in credit cards. When I talked to them yesterday, she only thought it was 20k - so suffice to say, not the best grasp on finances. How you forget about 15k in credit card debt... moving on.Resides in Pennsylvania, married, no real assets (2 cars, one is paid off, other has 3k left on the loan, car is likely worth less). Renting. Owns a timeshare. Has a decent job with benefits - husband is a cop, keeps getting scheduled for 39 hours a week so the department doesn't have to give him full-time benefits.I'd like to help, in two ways -- one, to help her figure out the best option, which I'm thinking is probably bankruptcy. She made an agreement with one of those credit consolidation places (how many bad financial decisions are we up to now?), nut is $830 a month, debt will be completely gone in 6 years. That $830 though puts a serious strain on their finances and she's unsure if she can keep up with it. One kid. They'll basically have to get by for 6 years with no financial cushion - I don't think that's realistic. Some sort of unexpected expense is going to come in, they'll miss payments, rates get jacked back up, and they are probably forced into bankruptcy when they could have just gone that route from the start and saved up.The second way I'd like to help is trying to educate them so they don't get themselves back in this situation. This is probably much much harder.I told her to at least call a bankruptcy attorney tomorrow and talk to them. She has one of these $830 payments coming up Wednesday, and if it's in her best interest to skip it, she probably should. $830 is a lot of money up here in rural PA.Thanks for any advice.

Neewer Macro Ring LED Light - $31.26 - FS - Amazon

Fits many brands and sizes of lenses. 32 LEDs. Double duty power.LinkDecent Reviews

PenFed Fixed HELOC / Regular HELOC / Mortgage / 0% BT

This is the first time I've started a thread here, I've been educating myself here for a while. As many readers here have attested, this is an amazing source of information. At first it was AORs, 2% Schwab, then the 5% AARP visa, funding a bank accounts with credit cards, of course the mint counts, then the bazillion signup bonuses in 2011 (including the American Airlines ones)), all along reading, reading, reading.I've amazed myself at the mountains of dumb financial decisions I've made in the past, but looking to make smarter decisions going forward.Anyway, here is what I'm looking at.Current mortgage balance: $29k @ 5.875% with 10 years remaining. Our financial situation is such that we can't afford to pay much more than the regularly scheduled payments.I bought the home in 2007 with a regular mortgage and $185k HELOC (dumb decision). I paid off the HELOC (it has $0 balance, $185k credit line) and it's just sitting there. Every now and then I get a statement from the bank stating that my balance is zero, and I usually just read the first page then file it away. I had forgotten about the interest rate on it (dumb, I know).Now, I'm reading about 0% BT CC, refinancing mortgages, and other things of that sort. Honestly I have to say one not insignificant factor was wanting to put my mortgage onto a HELOC so I can have an easy zero % BT, even though it's probably not going to make that much $$$. I just can't stand the thought of easy money of this sort not being made BY ME. I get the feeling I'm not alone in that sentiment.Anyway, with interest rates so low I read that I can refi my mortgage into a fixed rate PenFed HELOC @ 4.24%. Great, I look into it, since I'm a PenFed member (also NFCU fwiw). The Penfed 60 month deal looks great but we can't afford the 60 month payment plan currently. Then I get the statement from my $185k HELOC bank. It is 3.25% APR, variable rate. Obviously, the low rate is attractive, but the variable APR scares me. I'd like to pay off the house in 10 yrs or less without increasing our monthly payment too significantly. I also don't want to get hit with a rate hike. Going with PenFed 4.24% APR 10 yr fixed HELOC will allow us to accomplish this. Another factor I'm considering is that I'd like to roll DWs student loans into this. Hers are at 2.625% and she has about $34k remaining. I project about 13 yrs remaining at the current rate we're paying (which is just barely more than the minimum monthly rate on her plan). My FICO is above 800. DW is somewhere in the 700s, haven't checked in a while. So - that's my story. I'm long winded.What do the FWF folks think I should do?

Taking out loans for college, good idea? Also getting value.

Let me preface this by saying I think undergraduate college is a huge bubble in this country, and I think students and parents are getting scammed for huge sums of money. Here is my personal story and why I am posting right now. I am going to be very specific about schools and costs.
My relative has a full ride to University of Connecticut, certainly a good school, but obviously not IVY. She is clearly very smart, full rides are rare. My feeling is that anyone who graduates from a school like UConn, and distinguishes themselves with good grades and impressive activates, can compete with anyone for any job coming from a very good private school. Now here is the rub.My relative decided to go to Boston University, a good private but very expensive school. In my mind, networking opportunities aside, I dont see BU as that different of a school than UConn. The difference is cost, however, is roughly $130,000. To make matters worse she is studying to become a teacher.
I think her parents gave her very bad advice, and I am sure this same scenario is being played out all over the country. She is not getting value for her $130,000. Moreover, this debt will saddle her for a good part of her entire life. She is paying for the experience of Boston, and she is too young to realize how high a price she is paying. At $60,000 a year, I think a fair estimate of what she can expect to average over a 10 year teaching span, that debt and interest can easily represent 40% of her entire take home pay. College costs are crazy, and way too many people are going to college. I think the old liberal arts degree is going to be a thing of the past. I went to the University of Michigan, obviously a great school, but again not IVY. If I wanted to send my kids there from out of state it would cost me over $200,000! They can literally go FCK themselves! God help you if you are middle to upper middle class and want to send your kids to school, be prepared for them to want all your lives savings.
On a side note, since Obama has taken office the amount of school debt, a debt that can never be discharged and will follow you to the grave, had doubled! We are saddling our kids with debt at their most vulnerable point in life. Be prepared to live with your grown up kids well into their 30s if not longer.

UPDATED 1/22/12 - My trip to Disney World and Universal Stuidios and how I saved money...

Updated - Jan. 22, 2012http://www.cflticketxchange.com/Here is the story:I am going to Orlando from Los Angeles on a vacation with my dad. Long story short, we want to go to DisneyWorld and Universal Studios IoA. I came across this site on craigslist and they sell tickets about 40% off retail which is the average CL seller (except this is a "company" and not a person). They say its not a time share or ticket broker, but they just buy tickets in bulk and can sell it for cheap.Part that worries me:
To buy tickets, you must call them and buy tickets over the phone (no online ordering) and they ONLY accept greendot card which is a prepaid giftcard basically that you buy from your local WalMart/Walgreens etc... Once you pay for it giving your prepaid card number, they email you a confirmation with your tickets that you pick up at will call at the park. So my question is, is this site legit or should I stay away? I tried researching the site for fraud sales or happy customers but I came up empty handed. Is it worth the risk to try it out if I find no feedback? I would be saving about $400 which is a lot for this trip. I don't really trust meeting with people because on CL, there are a lot of fraud reports from other users. Anyone have any suggestions?
EDIT: UPDATE 1-22-12Ok, I am not back in Los Angeles from an amazing trip. This is how I saved money at the parks just in case you wanted the best price tickets....
Pirate Dinner Show
This one I thought I got a bargain by getting $15 off each adult ticket and getting BOGO free drink coupons by going to my hotels ticket booth and sweet talking my way into getting a lower price. I then found UCT had it for $20 off face value but no drink coupons so I call it a wash there. Show was alright, more for children IMO because they grab kids from the audience to help with a lot of the show and go on stage. No amazing stunts or acrobats or even choreography that was good. Food that was included was so so. You don't get to chose, they give you salad/soup, rice chicken and pork. We got to take pictures with the cast though afterwards which was fun.WonderWorks Museum
We got these tickets also from my hotel which was $22 per person plus 10 free tokens plus 1 free glow in the dark maze coupon which saved us about $10 each. Retail is $25 just for entry and about $7 for the maze. This place is a must see for all ages. They have many hands on activities to do and see. Really fun time, and bring a camera here! I couldn't find any better deals but was told AAA office might have it for $15 but we didn't want to drive all the way there on a gamble.Disney World
I bought these tickets by driving to the Kissimmee Florida Hospital and going to their gift shop at 9:30am (they open at 9am). I was told that they receive Disney World 1 day base tickets once in a while and gift them out if you make a $70 donation or greater but they sell FAST. I called at 9am and they said they got a batch in but won't last until 10am so we drove their and arrived by 9:30am. We donated $300 and got 4 tickets. No tax or anything here, could've done it for $280 if I wanted. They give you hard tickets here that state on the tickets they are from the hospital and good for 1 day (NO UPGRADES ALLOWED AT PARK). But we didn't want park hoppers anyways...
Universal
The cheapest way I found these tickets were by going to guest relations and letting them know my dad has trouble walking (he is 65 and had some surgeries) and they gave us a 15% discount on the tickets we bought. They stated that they do this for any handicapped or disability person or group (no proof was required but I don't know if we just got a nice girl or not). 15% off was cheaper than any broker I saw online including undercovertourist (UCT). Now, I am not saying go lie to them and make something up, but if you legitimately have someone with any type of disability, then they should honor it up to 6 people in the group. Inside the park, AAA card came in handy and got us 10% off everything we bought. My mini review coming from Disneyland/Universal in CA... (skip this if you care only about prices and savings)
First, just a little about me so you know where I am coming from. I am a 25 year old male who enjoys rides as well as shows and loves theme park hopping. I will try to be as unbiased as possible. I do enjoy extreme coasters (like Magic and Knotts) as well as detailed, theme rides (Disney or universal). I go to Disneyland about 3-4 times a year, Universal about 3-4 times a year in CA.Animal Kingdom - Much like the LA zoo, its a giant zoo with a few rides. If you are a ride enthusiast, skip this park. The 3 decent rides they had were Everest, Dinosaur and a safari ride.
Everest is EXACTLY like "The Mummy" ride at universal studios, except duller. A very short roller coaster ride that you go forwards on, then backwards for a few drops. This is suppose to be their "big" main ride. Or you can compare it to Matterhorn in Disney, but 1/8th of the track time and a short backwards part. Has the same Yeti snow mountain theme.
Dinosaur was a bit better for me. This is basically Indiana Jones except with a dinosaur theme and shorter as well (all the rides are sooo short!!). You sit in a jeep like Indy and go trying to find a dinosaur while the jeep is taking you on bumps and sharp turns. No spears get thrown at you though and no steep drops under a boulder.
Safari ride is an enjoyable family ride that takes you out on the back side of the park through their little "Africa" while the tour guide points out animals and facts. This is very similar to the tram ride at universal except instead of Hollywood sets, you are looking at animals. My tour guide sucked unfortunately and was driving fast so pictures were hard (we caught up to the tram in front of us while no tram was behind us). And he was not delivering his lines well (which is understandable, its a hit or miss at any park).
I did go on ALL the rides, but I am not gonna waste my time riding about the others.
The shows, on the other hand, were AMAZING. 2 big shows, Finding Nemo the musical and Lion King were both great! The only thing in CA that I can compare these to would be the Aladdin show in California Adventure. Finding Nemo I enjoyed much more, I would have actually PAID to see this, about $40 I would say. Its a full set, full production show about 40 minutes long. I have never seen the movie, but this show was still amazing. Its people holding full size props while singing and controlling them. After a while, you don't even notice the people, but focused on the props! Lion King was also great and funny. They sing all the traditional songs from the movie (which I loved when I was a kid) so it really brought back memories. Lion King is performed in the center of the room so you sit in a circle around it, no bad seat in the house.Animal Kingdom, although was disappointed in the rides, made up with it in the shows.Epcot
I won't go into detail on the rides here because most overlap with Diseyland/CA (soarin, test track, american adventure, captain EO). I skipped all those because I assume they were the same. The new rides were also great and wish they brought some to the west coast. Spaceship Earth and Mission space were both really fun and unique rides. This park is a solid B+ overall. They have a good variety of rides and great photo moments and food from all parts of the world as well as buildings in the little "countries" they created. What I enjoyed most and also found most interesting is the workers! They actually fly over people from their native countries and pay them to live and work there for a year! I had a chat with one of the girls who they brought from Morocco and she said they flew her out to just talk and be there. Each country has workers to make it more real. All the food was great too! I recommend you eat as little as possible to try all the variety of foods they offer from the different parts of the world. The only thing this park lacked was shows which I can't blame them. They fit so much into an already big park which is tough to do in one day.
Universal - Islands of AdventureBy far, the BEST theme park I have EVER been to. I wish they had IoA in CA. Each ride there is so unique and unlike anything else. I don't want to write to much because this isn't my blog and none of you probably care, but the 2 best rides I have ever been on are Spider-Man and Harry Potters Hogwarts castle. I would like to meet the geniuses who designed these rides.
Spiderman is a 3D moving ride that includes not only a 3D movie, but real props as your car moves through the track. I thought it was going to be like Simpsons the ride (stationary 3D ride that just moves the car on a fixed spot). But no, this ride takes you through an entire rollercoaster style ride while involving fire, water, smoke and taking you through an adventure.I thought it couldn't get any better but then I sat on Harry Potter! Oh boy, this is similar to Spiderman but version 2.0! Although no 3D, it takes you flying through the air also involving movie screens in spots as though you are flying in the air while playing quidditch, and then taking you through real props as you fly away from demontors, dragons, the whompping willow! I can not describe the thrill these rides brought when I thought the best thrills I got were from my previous favorite rides (Riddlers Revenge and Goliath at Magic Mountain). But these rides, although not intense roller coasters, brought more joy and more thrill in me than any other ride. I can ride these multiple times (in fact, I did ride each twice). The Hulk was their intense roller coaster, and although not as big or scary as Magic Mountains, did provide that feeling of fear when it shoots you at the start going upwards (which is similar to Superman at MM). Also got to give a shout out to the other rides, Ripsaw Falls (this puts splash mountain to shame!) and Pop Eye and Blutos water ride (this also puts roaring rapids and bigfoot waters to shame!) The rides at universal were just other rides I've been on but on steriods! BRING SPARE CLOTHES OR A PANCHO IF YOU GO ON THE POP EYE RIDE AND TAKE YOUR SHOES AND SOCKS OFF!!!! You will get drenched no matter where you sit.
Anyways, had a blast!

OfficeMax $0.01 after rewards on select case paper, ream paper, labels, and writing products 01/22-01/28

OfficeMax $0.01 after rewards on select case paper, ream paper, labels, and writing products 01/22-01/28
To see the offer: OfficeMax.com MaxPerks page
January 22, 2012 thru January 28, 2012:
$0.01 after rewards items (in-store, online and via phone):$41.98 Bonus Reward on BOISE X-9 8.5x11 Multiuse Paper, 10-Ream Case (item# 21403152) $41.99, limit 2, maximum $83.96 Bonus Reward per member. LINK$6.98 Bonus Reward on OfficeMax 8.5x11 Multipurpose Paper, 500-Sheet Ream (item# 20157465) $6.99, limit 2, maximum $13.96 Bonus Reward per member. LINK$26.98 Bonus Reward on Avery 5160 Laser Mailing Labels, 3,000 Pack (item# 07001497) $26.99, limit 1, maximum $26.98 Bonus Reward per member. LINK
$0.01 after rewards items ONLINE ONLY:$4.58 Bonus Reward on select Expo, Paper Mate, and Sharpie writing products (items# 10022664, 20909769, 20909778, 20201425, 21011405, 10014824) online only, limit 2 per item, maximum $9.16 Bonus Reward per item per member. LINK
--- Sharpie Accent Tank-Style Highlighters, Fluorescent Yellow, Chisel, 4 pack [10022664] $3.39 LINK
--- Sharpie Accent Tank-Style Highlighters, Assorted, Chisel, 5 pack [20201425] $4.29 LINK
--- Paper Mate Profile Retractable Ballpoint Pens, 4 Black Ink Pens [20909769] $3.89 LINK
--- Paper Mate Profile Retractable Ballpoint Pens, 4 Colored Ink Pens [20909778] $3.89 LINK
--- Expo Low Odor Dry Erase Pen-Style Markers, 4 Assorted Markers [21011405] $4.59 LINK
--- Expo Low Odor Chisel Tip Dry Erase Markers, 4 Assorted Markers [10014824] $5.59 LINK
$0.01 after rewards items IN-STORE ONLY:$8.28 Bonus Reward on Sharpie Black Fine-Point Permanent Markers, 12 pack [10000722] $8.29, limit 1, maximum $8.28 Bonus Reward per member
--- See first page of weekly flyer
--- Not included in the online terms because in-store only item
Other:$50 Bonus Reward on Kodak EasyShare Z990 12 MP, 30X Optical Zoom Digital Camera (item# 23036420) $224.99, online only, limit 2, maximum $100 Bonus Reward per member. LINK
Note 01: The item maybe be "discontinued" until it is made available forsale (usually around 3 AM eastern). The "discontinued" state can occur sporadically through out the day on Sunday.Note 02: While the product pages above might link to a multi-product page, only the specific items listed above qualify for the bonus rewards.Note 03: Member's MaxPerks ID card number must be scanned/entered at the time of purchase; no Bonus Rewards adjustments will be made after purchase.Note 04: The item limits are usually applied per SKU.
-----------------------TERMS:*Bonus Rewards are available only for items marked as a MaxPerks Bonus Reward offer. All Bonus Reward offers are available 1/22/12 thru 1/28/12. Limits may apply; see product offer for details. $41.98 Bonus Reward on BOISE X-9 8.5x11 Multiuse Paper, 10-Ream Case (item# 21403152) limit 2, maximum $83.96 Bonus Reward per member. $6.98 Bonus Reward on OfficeMax 8.5x11 Multipurpose Paper, 500-Sheet Ream (item# 20157465) limit 2, maximum $13.96 Bonus Reward per member. $26.98 Bonus Reward on Avery 5160 Laser Mailing Labels, 3,000 Pack (item# 07001497) limit 1, maximum $26.98 Bonus Reward per member. $4.58 Bonus Reward on select Expo, Paper Mate, and Sharpie writing products (items# 10022664, 20909769, 20909778, 20201425, 21011405, 10014824) online only, limit 2 per item, maximum $9.16 Bonus Reward per item per member. $50 Bonus Reward on Kodak EasyShare Z990 12 MP, 30X Optical Zoom Digital Camera (item# 23036420) online only, limit 2, maximum $100 Bonus Reward per member. Items and related Bonus Rewards are available while supplies last. Member's MaxPerks ID card must be presented at time of purchase; no Bonus Reward adjustments will be made after purchase. All Bonus Reward offers valid in store, online and/or via phone order, unless otherwise indicated. Bonus Rewards issued are based upon price actually paid by Member, as advertised price can be reduced by any applicable coupon or discount. Bonus Rewards for these offers, along with any other rewards a Member may have earned during the same period, will be issued in the next statement cycle in the form of a MaxPerks Reward Card redeemable toward future purchases at OfficeMax. Reward Cards expire 90 days from date of issuance, except in Florida where they expire one (1) year from date of issuance. See OfficeMax.com/maxperksterms for full details.-----------------------
bpvh's UNOFFICIAL MAXPERKS FAQ (vers. 2012.01.21):This is a work in progress.
01. Is membership in a MaxPerks Rewards program required to take advantage of these bonus offers?
02. What are MaxPerks Rewards and what can MaxPerks Rewards purchase?
03. Can only businesses and teachers join the MaxPerks Rewards programs?
04. If a bonus rewards item is paid for with rewards will the bonus rewards still be awarded? Do rewards "roll"?
05. Does using coupons impact the rewards payout?
06. Any other payment concerns?
07. How many rewards card can be used on a single purchase?
08. What "date" does the MaxPerks Rewards site use as the date of record for online transactions?
09. The offer is not advertised in my region. Is the offer valid in my region?
10. The item's online price does not match the item's price in the advertisement. Will the rewards payout be the advertised price or the purchase price?
11. When will the rewards be noted on the rewards account?
12. How and when will the rewards / bonus rewards be paid out?
13. Do rewards expire?
14. Can rewards be used to purchase gift cards?
15. What is the best way to cash out the Rewards?
16. Does the purchase of an item with an 100% back in rewards or a fixed value rewards offer count toward the purchase requirement for the ink/toner recycling program?
17. The terms and conditions of the MaxPerks Rewards for Business program appear to have a $500 purchase requirement before rewards payout? Do I have to purchase $500 worth of items at OfficeMax before MaxPerks pays out the bonus rewards?
01. Is membership in a MaxPerks Rewards program required to take advantage of these bonus offers?Yes, membership is required. To join either fill out an application in-store or online at www.officemaxperks.com.
02. What are MaxPerks Rewards and what can MaxPerks Rewards purchase?MaxPerks Rewards are effectively OfficeMax store credit with an expiration date. MaxPerks Rewards can be used to purchase most items in-store, online and by phone except they "are not redeemable for gift cards, general use pre-paid cards, phone cards and are not redeemable for cash unless otherwise required by law."**
03. Can only businesses and teachers join the MaxPerks Rewards programs?Anyone who meets the following requirements can join: "MaxPerks is open to legal residents of the 50 United States (and D.C., Puerto Rico, and the U.S. Virgin Islands) age eighteen (18) years and older who have internet access to manage their MaxPerks account."**Teachers may sign-up for the MaxPerks Rewards for Teachers program. The main advantage of the Teachers rewards program is the higher standard rewards payout ($10 for every $75 in qualified purchases for Teachers versus $25 for every $500 in qualified purchases for Business). The main disadvantage of the Teachers rewards program is that the rewards are paid out quarterly.Everyone else should sign-up for the MaxPerks Rewards for Business program. Where the business application requests "Business Name" enter first and last name.
04. If a bonus rewards item is paid for with rewards will the bonus rewards still be awarded? In other words, do rewards "roll"?Yes, to date, with one exception.Paying for 100% back in bonus rewards, $0.01 after bonus rewards and fixed value (buy X, get $Y in rewards) bonus rewards offers with rewards have earned rewards so at least for those three types of bonus rewards offers, MaxPerks rewards have "rolled".The one type of bonus rewards offer that does not roll is "Get X% Back in MaxPerks Rewards on most everything". The offers' terms noted the exception:"*20% MaxPerks Bonus Rewards offer valid in-store from June 20, 2010 thru June 26, 2010. Saving pass, phone promo code or online promo code and member's MaxPerks ID card must be presented at time of purchase. No Bonus Reward adjustments will be made after purchase. Not valid on computers, gift cards, general use prepaid cards, phone cards, purchases with a Retail ConnectSM card, sales tax, OfficeMax private label ink, toner and ink refills, Sprint monthly price plans and purchases made prior to enrollment and purchases with a MaxPerks Reward Card."
05. Does using coupons impact the rewards payout?It depends on the type of bonus rewards offer:---- if it's a 100% back bonus rewards offer, then using a coupon will reduce the rewards payout. Dollar off coupons are still useful in reducing the initial outlay, the eventual rewards payout, and the amount of sales tax paid if applicable.
---- if it's a fixed value net $0.01 after bonus rewards offer, then using a coupon will reduce the rewards payout. Dollar off coupons are still useful in reducing the initial outlay, the eventual rewards payout, and the amount of sales tax paid if applicable.
---- if it's a fixed value (buy X get $Y in rewards) bonus rewards offer, then using a coupon has not impacted the rewards payout to date although the recent offer terms change suggests using a coupon may reduce the rewards payout.
06. Any other payment concerns?Cash, credit cards, gift cards and merchandise : Earn both bonus rewards (100% back offers, $0.01 after rewards, buy X get $Y in rewards offers) and standard rewards (business: $25 for every $500, teacher: $10 for every $75)Rewards cards: Earn bonus rewards (100% back offers, $0.01 after rewards, buy X get $Y in rewards offers) but NOT standard rewards (business: $25 for every $500, teacher: $10 for every $75)
07. How many rewards card can be used on a single purchase?In-store and phone: According to the program's terms, up to three Rewards Cards can be used on a single transaction for in-store and phone purchases. The last time I tried using more than three Rewards cards on a single transaction in-store -- admittedly this past June -- the cash register did not prevent using more than three.Online: The limit is one Rewards Card (or gift card) per transaction.
08. What "date" does the MaxPerks Rewards site use as the date of record for online transactions?The MaxPerks Rewards site generally uses the date the item ships as the date of record (the "Transaction Date") for an online order. If this date falls outside the offer period it is possible that the system will not automatically credit the reward. If the reward is not automatically credited, contact MaxPerks Rewards customer service to have the reward credited.
09. The offer is not advertised in my region. Is the offer valid in my region?This appears to be YMMV. Some have reported that non-advertised bonus rewards offers worked for them while others have reported that they have not. My experience is that bonus rewards offers are not valid out of the targeted region(s).
10. The item's online price does not match the item's price in the advertisement. Will the rewards payout be the advertised price or the purchase price?Some offers have a "maximum reward amount" attached but to date it does not appear that the maximum award amount is being enforced.Otherwise, for 100% back in rewards offers the rewards payout has been the purchase price regardless of whether the purchase price is less than or greater than the advertised price.
11. When will the rewards be noted on the rewards account?Please note that the transaction might update in stages.For an in-store purchase, the transaction information for the purchase should update within several days of purchase. The rewards for the transaction might not update for several days after that.For an online purchase, the transaction information for the purchase should update within several days of the order's shipment. The rewards for the transaction might not update for several days after that. If the purchase is shipped in several shipments, the transaction and rewards will be updated individually for each shipment.
12. How and when will the rewards / bonus rewards be paid out?Rewards are paid out via a rewards card (unlimited use until funds exhausted) that can be printed from the MaxPerk's rewards site.For Business program members, rewards are paid out monthly and are generally paid out in the middle to latter half of the month in the month after the transaction. So, the bonus rewards for the purchase of a bonus rewards item in January will generally be paid out in February.For Teacher program members, rewards are paid out quarterly and are generally paid out in the middle to latter half of the month in the month following the end of the quarter. So, the bonus rewards for the purchase of a bonus rewards items in January thru March will be paid out in April.If the rewards will be paid out at a different time it will be noted in the offer's terms.
13. Do rewards expire?Yes. Rewards expire the last day of the month 3 months following the month in which they are made available on the MaxPerks rewards website. The expiration date is not determined by accessing the online rewards account or printing the rewards certificates.
14. Can rewards be used to purchase gift cards?No. Effective July 28, 2011, MaxPerks rewards certificates can no longer be used to purchase third party gift and third pary prepaid cards. It has been reported that the cash registers are no longer allowing such a sale."Reward Cards are not redeemable for gift cards, general use pre-paid cards, phone cards and are not redeemable for cash unless otherwise required by law."**"Effective July 28, 2011, Reward Cards are no longer redeemable for purchases of any gift cards OfficeMax sells, including third party gift cards (i.e. restaurant, music, travel, or entertainment gift cards, other merchants gift cards, etc.), general use pre-paid cards (i.e. Visa gift cards, MasterCard gift cards, and American Express gift cards), phone cards, or for OfficeMax brand gift cards."**
15. What is the best way to cash out the Rewards?Unlike Office Depot and Staples, OfficeMax does not offer free after rebate items which leaves purchasing items that are needed or that can be flipped.
16. Does the purchase of a bonus rewards item count toward the purchase requirement for the ink/toner recycling program?Yes, as long as the purchase is otherwise a qualifying purchase, the purchase of a bonus rewards item does count toward the purchase requirement for the ink/toner recycling program at the item's purchase price net of coupons, rewards (paid on the purchase not received because of the purchase), sales tax and shipping.Qualifying PurchaseQualifying purchases are any products or services in our stores, catalogs or web site except for computers, tablets, eReaders, gift cards, general use pre-paid cards, phone cards, Sprint service plans, sales tax, purchases with a Retail ConnectSM card, purchases made prior to the date of enrollment, and purchases made with your MaxPerks rewards. You will start earning credit for purchases made with your MaxPerks member ID the day you sign up.**Example:100% back in bonus rewards on a widget priced at $60.00. Purchase paid for with a $10 off coupon, $20 in rewards and the remainder ($30 net of sales tax) on a credit card.This purchase will earn $50 in bonus rewards ($60 - $10 coupon) and will count as $30 ($60 - $10 coupon - $20 rewards) toward the recycling program's purchase requirement.
17. The terms and conditions of the MaxPerks Rewards for Business program appear to have a $500 purchase requirement before rewards payout? Do I have to purchase $500 worth of items at OfficeMax before MaxPerks pays out the bonus rewards?No, the $500 purchase requirement does not apply to bonus rewards.The OfficeMax MaxPerks rewards programs have two types of rewards: standard and bonus.The standard reward for the business program members is $25 for every $500 in qualified purchases. The standard reward for the teacher program members is $10 for every $75 in qualified purchases).Bonus rewards are special deals offered throughout the year. The bonus reward payouts are not linked in any way to standard rewards payouts. See the following from the program's terms and conditionsHow To Earn RewardsFrom time to time, OfficeMax may also offer its members MaxPerks Bonus Reward opportunities in which members can earn extra rewards (which may vary in amount) for purchasing specified products or completing a required action. To take advantage of the MaxPerks Bonus Rewards special purchase offers, you must have your MaxPerks member ID number at the time of purchase and it must be applied to that purchase. From time to time, these types of offers will also require a coupon code, in addition to your member ID to qualify for the Bonus Reward. No MaxPerks Bonus Reward adjustments will be made after purchase. MaxPerks Bonus Rewards will be issued in the next statement cycle regardless of your qualified purchase balance, unless another timeframe is noted for that specific offer.**
(*) - quote from the MaxPerks Rewards for Business FAQs(**) - quote from the MaxPerks Rewards for Business Terms and Conditions
DISCLAIMER:The UNOFFICIAL MAXPERKS FAQ is a compilation of information found not only in the official MaxPerks Rewards for Business Terms and Conditions and the accompanying MaxPerks Rewards for Business FAQs but also through my own personal experience and the personal experiences of others as posted to SD and FW.

Possible Free Puppy or Kitten Food if You Are a Breeder or Owner of 5 or More Dogs or Cats

For your kitten or puppy, with a starter kit. And For your adult cat or dog, when you redeem weight circles for checks. While the adult food requires a purchase to get the free food, the kitten or puppy food is free with no purchase required. I was trying to find any kitten freebies for my niece who got a kitten for Christmas. I came upon this and realized that between my sister and I, we could register our household for the Pro Club Cat program. I requested a Kitten Chow starter kit and a Pro-Plan kitten starter kit, and the kits arrived Friday. Each kit came with a handy folder with files to store medical records, photos, etc. There are medical charts included to record vaccinations, surgeries, etc. Each kit came with a coupon for a free 3.5 lb bag of kitten food. Kitten Chow came with one kit, Pro-Plan Kitten food came with the other. There is also a $2 off coupon in each kit as well. You do have to qualify, this is the qualifications from the website:Purina Pro Club said: If you personally care for 5 or more dogs, 5 or more cats or breed one litter per year, you're eligible to join the Pro Club Inner Circle. Please note that Pro Club is a program for individual breeder/enthusiasts, not institutional organizations, such as rescue groups, humane societies or animal shelters. It's free and easy to sign up. Just fill out the form below, click "Next" and start taking advantage of the many benefits.The club also provides a points program, save the weight circles from bags of Purina food and earn points that you can redeem for checks that can be used towards future food purchases and other items. So you could get free food as well in the future. Hopefully this will be useful to those of you with large numbers of dogs and/or cats living in your household.

Ends Tomorrow: Half Price All-Inclusive Sale! BookIt.com (Travel)

BookIt.com SaleThere are less than 48 hours remaining in the BookIt.com 99-Hour Half Price All-Inclusive Sale, which features savings of 50% OFF or more on all-inclusive resorts, plus BookIt.com extras.***AVAILABILITY UPDATE: BookIt.com is receiving reports of sell-outs and rising flight/hotel rates for high-demand dates now thru March in many of our top destinations throughout the Caribbean and Mexico. For best availability and pricing, we recommend booking as soon as possible.***To browse the deals and book, click here.99-Hour Half Price All-Inclusive Sale deals must be booked by 11:59PM tomorrow (Sunday, Jan. 22).Up to 3% FW Cash Back.What the heck does the up to mean exactly?

childss inflatable at walmart for 19.00

i don't know how to do this, being a peon, but will try. my grand
daughter is 21/2, so we go thru inflatables.... at least when they
refuse to stay inflated, if you purchase from walmarts, you can
get a refund, or they will replace item, as many times as you take it
back . i really searched the net for this. you can only purchase the
mickey mouse 1 2 3, so you don't have much choice. my grand daughter
won't care, and ypu get free, pick up from your WalMart, shipping.
here goes my first shot at pasting the link:
Your Choice Disney Princess, Dora The Explorer, or Disney Mickey Inflatable Ball Pit

See larger image
From $19.00
List Price: $29.88
Final price depends on the options you choose. Base price subject to availability.
You Save: $10.88(36%)
ONLY AT WalMart
In Stock
Site to Store
Ship to home
See estimated arrival date
Choose options
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Product Information Top of page
Your little girl will have all her dreams come true in the Disney Princess A Magical Dance. This beautifully decorated play environment includes 20 soft fl
Read More
Pricing Policy: Prices shown are for online purchases only, and may differ and vary from store to store.
WalMart.com full site | Store Finder | Feedback | Cart | Terms of use
2011 Wal-Mart Stores. Inc.

H&R Block At Home Tax Software at $ Tree

My local Dollar Tree has several displays of H&R Block At Home Basic tax software.
I've gotten this from Dollar Tree for about 7 years now, so I watch for it to come in.
I've been very happy with it.
Doesn't have state, but don't need it in Texas.
Includes efile, not sure how many, but I only ever use one.

$5 off $20 on your first Web Pickup orders in Walgreens stores until 1/30/2012

Coupon code CURBSIDE5 valid through Jan 30, 2012. Dates subject to change. Valid in Walgreens stores where Web Pickup is available through Jan 30, 2012. Purchase of $20 or more is calculated before taxes and after all other Walgreens coupons and discounts are applied. Tax charges pre-coupon price where required. Offer valid for both walk-in and curbside pickup. General dollars off offers not valid on prescriptions, tobacco, dairy products, liquor, liquor department items, phone cards, newspapers, magazines, stamps and gift cards or where otherwise limited by law. Also not valid toward Prescription Savings Club membership fees. Limit one coupon per customer per purchase.**Curbside pickup available at many locations.

Macy's Tie Clearances B&M $4.99. YMMV

Macy's has a huge clearance on many ties with prices up to 91% off at your local B&M for $4.99. YMMV of course. Even the workers were surprised at the price and they saved some for themselves. Spend $100 today and get 25% off at the Macy's private sale too.

SPRINT--Extra Line Price Increase for many - Changing T&C again (Feb2012) - Get out of Contract ETF free

Sprint Changing T&C again (Feb2012) - Get out of Contract ETF free
Chance to End Your Current Sprint Contract with NO ETF. or at least get some concessions from these fools!
Sprint Discount Policy Change - February 2012 Billing cycle
In your invoice now.Log in to your account & check this month's invoice.
This notice appears bottom of your on-line invoice under the link:
Important Information Relating To Your Sprint Bill
Discount Policy Change Notice
Effective your February bill cycle, Family and Business Share monthly plan charges will be billed differently.
Discounts will only apply to the monthly recurring charge of the primary line.
Line 2 will be billed at the applicable Add-a-Phone rate and will not be discount eligible. Basically - Math:Currently:
L1 + L2 = $129.99 - 27% discount (plug yours here) = $94.89Going Forward:
L1 = $110.00 - 27% discount = $80.30
L2 = $19.99 - 0 discounts = $19.99 (same as L3-L5)
========================= $100.29 - YOUR RATES WENT UP!!!call now: *2 Cancel or 1-800-927-2199 which handles customers receiving corporate discounts on their accounts.
f1racer-sd

AMMO, 1000 rds - 45 ACP / Auto 230 GR FMJ Brass Case Aguila Ammo $289 + $25 Shipping @SGAmmo

Link50 rounds per box, 20 boxes per factory caseSpecial deal, a friend just cut me a special deal on another shipment of this ammo and wants us to move this ammo ASAP so other investments can be made. In-stock and shipping now. Don't miss out on reloadable brass case ammo for about the same price as steel case RussianAguila brand ammo features copper jacketed non-magnetic bullets and reloadable brass case. This is high quality target ammo similar Remington UMC or Winchester white box. We have sold this brand off and on when the price is right for many years and its always been great performing stuff, you will be satisfied.

Barclays Bank lowers my available credit after doing app-o-rama!

Some key background information: I was discharged in a Chapter 7 bankruptcy about 18 months ago (with Barclays Bank being a defaulted creditor to the tune of about $14K, and a total default of $140K.) Up until the app-o-rama, I had a score of about 635.A month ago, I applied for an received a credit card from Barclays Bank ($1900 available.) Wanting to take advantage of the clean hard credit pull history, I then applied for about 25 other cards, of which I got approved for 3 (Discover, for $1K, and 2 dinky store only cards.) I recently got rejected for a HELOC, with the reason given that I did not have enough open credit lines (I was told to wait until I was 4 years post discharge, and have 4-6 open lines of credit.) The one constant reason I got for being rejected by all of those other accounts is the bankrupcty ... which is understandable - I have a history of being a deadbeat.So now I come to find out that Barclays Bank has unilaterally lowered my available credit to $1000! How dare they! That $1000 is so low, I can't even buy a transatlantic airline ticket (they have been running about $1200 round trip for the pair of cities I use.) Evidently the reason is because I have too many open credit accounts and too many inquiries.I guess because I am a "loser" when it comes to credit, can I expect to be mistreated by any of my creditors at any time, and with no advance notice, even if I've done nothing wrong? I can understand it if I miss a payment with that account, or even with any other account, but how can my desire to get other credit be considered bad? What should my MO be going forward?

SIGMAC LE55ABD 55" 3D LED 1080p HDTV with 3D Glasses $699 Frys B&M

From a local Frys ad (2 day sale 1/18-19) for Orange County, CA, I see a 3D LED HDTV with 3D glasses for $699. However, it does not say what brand, nor how many glasses.Good luck to those interested.Update: stoned99 has provided info that the brand is SIGMAC. he also provided a link from his post. Thanks, stoned99!

Amazon Chocolate Truffles $12.69 prime Valentines Day is coming.

Amazon Chocolate Truffles $12.69 prime Valentines Day is coming.http://www.amazon.com/Chocmod-Truffettes-France-Truffles-1000-Gr...All brandshttp://www.amazon.com/s/ref=nb_sb_ss_i_3_5?url=search-alias%3Dgr...Are you looking for something in our Grocery & Gourmet Food department? If so, you might be interested in these items.
Chocmod Truffettes de France Natural Truffles, Plain, 1000-Gram Boxes (Pack of 2)
by Chocolate List Price: $103.39
Price: $24.99 ($0.01 / gr)
You Save: $78.40 (76%)
Sold by: D&J Shopping Connection Chocmod Truffettes de France Natural Truffles, Plain, 1000-Gram Boxes
by Chocolate List Price: $42.89
Price: $12.69 ($0.01 / gr)
You Save: $30.20 (70%)
Sold by: PlatinumBuys Donchels Cocoa Dusted Belgian Chocolate Truffles - 1 LB Box
by Donckels Price: $14.50
Sold by: AlwaysDirect Chocmod Truffettes de France Natural Truffles, Plain, 1000-Gram Boxes (Pack of 4)
by Chocolate List Price: $171.59
Price: $38.64 ($0.01 / gr)
You Save: $132.95 (77%)
Sold by: The Natural Health Shoppe
Donchels Cocoa Dusted Belgian Truffles - 48oz
by Donckels Price: $24.90
Sold by: D&J Shopping Connection Truffettes de France All Natural French Truffles Dusted with Cocoa Powder - 2.2 lbs
by Truffettes de France Price: $11.50
Sold by: smartlife4ever
Lindt Lindor Truffles Assorted ~ 5 Flavors ~ 50ct Gift Bag
by Lindt List Price: $26.58
Price: $16.99
You Save: $9.59 (36%)
Sold by: Eauction KIRKLAND Signature PREMIUM CHOCOLATES of the WORLD ASSORTMENT JAR NET WT 2 Lb (907 g) (From Italy Germany, Spain, Switzerland, Canada and Belgium)
by KIRKLAND Signature Price: $16.99
Sold by: D&J Shopping Connection

Net10 - Unilimited talk/ text/ web (non-smartphone) - $30/month with auto refill

www.net10.comThen click on Buy Phones and More, then Net10 phones, enter your zip code (works with Atlanta area zip codes and I'm sure many others)Also - for the first purchase - 15% CashBack I believe!This was a Black Friday deal from 2011, but I just wanted to let everyone know that its still available and that I think its a pretty good deal. $30/month on the T401G is a great deal if you don't need smartphone features, though its web surfing wasn't very good. In my area - in Atlanta, GA, Talk and Text service was perfect - never dropped a call or anything. The phone also suffered repeated bruising.$70.00
Samsung T401GIncludes Net10 Unlimited Airtime Card (Unlimited Talk, Text, Web/Email, and calls to 411and 30 days of service) now only $30.00 (was $50.00)
To continue to receive the special price of $30.00 a month for up to 12 months, on your Unlimited Plan you must enroll in Auto Refill on your Unlimited Plan at www.NET10.com within 25 days of activation.WEB EXCLUSIVE - LIMITED TIME OFFER- WHILE SUPPLIES LAST! Earlier deal:
http://www.fullofdeals.com/forums/hot-deals/1142698/

Best way to use Chase Ultimate Rewards points (Sapphire, Freedom, Bold for Business)

A number of Chase credit and debit cards use Ultimate Rewards points as their reward currency. Among them are Chase Freedom, Sapphire (and Saphire Preferred) and Bold for Business (aka Ink Rewards card). Many of these cards offer generous signup bonuses, including 50K for Sapphire Preferred and 40K for Chase Ink Biz.These points are transferrable between any Chase cards with this reward program, as long as you know the destination card number and cardholder's last name. To transfer between cards linked to the same profile, you do not need to enter the card number. Transfers are free and instant.Points are always redeemable for check or statement credit in any increments starting with $20, or redeemable for gift cards to many merchants. Occasionally some merchant gift cards are at 10% or even 20% discount, for example, currently AMC Theaters and Land's End are at 20% off and a number of others at 10%.What Sapphire Preferred has and other cards don't is the ability to transfer to their partners: Amtrak, British Airways, Continental/United, Hyatt, Korean Air, Marriott, Southwest and Priority Club. In all cases, 1000 points = 1000 points or miles, and transfers are in 1000 point increments, free and nearly instant. You need to know first name, last name and frequent flyer/guest number of the party you are transferring to. Other options include Airline lounge one day passes.Both miles and passes are probably the best value one could get out of Ultimate Rewards points. If you have no travel plans, perhaps you know or could find someone who does.See also: Best way to use Citi Thank You Points

How I found and sold $2 million of 'junk' on eBay and Amazon, And you can too, using your phone (Book)

Barcode Booty: How I found and sold $2 million of 'junk' on eBay and Amazon, And you can, too, using your phoneKindle Price: $0.00
You Save: $9.99 (100%)
Product Description
Learn how to use your cellphone as a treasure detector, and find items to resell at big profits. Find out which apps are the best, and how to use them.
Check prices instantly, and know your potential profits before risking a dime. Learn to resell on eBay and Amazon, and rake in the profits.
Find bargain inventory virtually anywhere--yard sales, retail stores, outlet malls, warehouse clubs, wholesale dealers, bargain basements, and online bulk suppliers. Learn to specialize in books, videos, games, toys, electronics, grocery, fashion, health and beauty, auto parts, niche regional products--or take them all!
Many books promise to teach you how to start an online business. Look closely, though, and you'll see that very few are written by someone who's really done it. Author Steve Weber has been a full-time, five-star seller on Amazon.com and eBay for 10 years!Feed your e-commerce business with a continual stream of hot products.
Learn how to leverage the "Long Tail" of retail for low-risk, high-return profits.
Uncover niche products online shoppers want to buy.
Diversify your product line.
Learn to minimize sales taxes and write off the business use of your home office and car.
Find new and hard-to-find products from real wholesalers.
Know exactly how much potential inventory is worth, and how quickly it sells.
Get dirt-cheap warehouse space.
Get the best product research tools available for your phone.
Outsource your fulfillment and customer service tasks.
Benefit from advice from the most experienced, profitable online sellers.Product Details
Format: Kindle Edition
File Size: 1357 KB
Print Length: 158 pages
Page Numbers Source ISBN: 1936560062
Publisher: Weber Books (April 18, 2011)
Sold by: Amazon Digital Services
Language: English
ASIN: B004X6UN4K
Text-to-Speech: Enabled
Lending: EnabledAverage Customer Review: 4.5 out of 5 stars (21 customer reviews)Linky

How I found and sold $2 million of 'junk' on eBay and Amazon, And you can too, using your phone [$0.00, You Save: $9.9]

Was 99.99 now 49.95 Adjustable Retro Bar Stools

My first post so bare with me I bought these retro bar stools for my salon from Clearance office chairs. They are really well made and have the gas adjustable mechanism. Free shipping also. Not sure how long the sale last or how many they have, when I called customer service they said they had several at the time and that was about a week ago.Link

Platimum eCOST Membership $39.95 for Up to 90% off Computers Electronics + Free Shipping!

-1 Posted By: FatWallette
Views: 460 Replies: 1

eCOST is a multi-category online discount retailer of new, limited quantity close-out and recertified brand-name merchandise. Product categories include: computers and accessories, GPS, home electronics, TVs and monitors, house wares, DVD movies and cellular service from leading manufacturers such as Apple, Canon, Denon, Hewlett-Packard, Onkyo, Sony, Garmin, Toshiba, Cuisinart and many more. 2.0% Cash Back Available

Special Offers from eCOST:

Platinum Premium Membership for Up to 90% off & Free Shipping - $39.95

eCOST Coupons & Cash Back
2.0% FatWallet Cash Back Available! Gift Card Details: Cash Back not available on purchase or redemption of gift cards.

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Over 370 of Free Kindle Business & Investing Books, Sorted by Avg Customer Review

http://www.amazon.com/s/ref=sr_nr_n_14?rh=n%3A133140011%2Ck%3Afr...Some of the titles:The Complete Idiots Guide to LinkedIn MarketingUp, Down, or SidewaysHow To Get Things Done: Lessons In Living To Your Maximum Productivity Potential (Effective Ways To Get Things Done)The Myth of the Garage Club College: Why So Many Universities Look Like Resorts The Ultimate Investment, Achieving Life's Highest Returns, An Allegory ($0.99 now)How to Save More Money: 349 Tips to Help You Keep Your Hard Earned Cash How To Make Lots Of Money Doing What You Love (Effective Ways To Make Lots Of Money Doing What You Love) The Budget of Your Life: Breaking the Chains of Debt HOW TO START A VENDING BUSINESSBit Literacy: Productivity in the Age of Information and E-mail Overload (132 reviews)and many many more

Free Kindle book ($0.00) today only! 'No cost fitness routines' by Leo DiCaprio's trainer

I had this on my wish list when the price was lowered from 9.99 to 3.99. I just checked today and its $0.00. No risk, all I had to lose was some pounds. eBook looks good to me... "Even in times as tough as these, you can still shape up like a celebrity, and you can do it without having to earn a celebrity paycheck. With over twenty years of experience in the field of fitness, Cornel Chin has used his unique training methods to train the likes of Leonardo DiCaprio, Colin Firth, Audrey Tautou, and Tilda Swinton. Now, with this book, he unlocks the keys to low-cost or no-cost exercise solutions.As a gym member, youll spend an average of 3% of your annual salary on the cost of your yearly membership. For many people, this is a high cost that can no longer be afforded or justified. With this book, you can still achieve that drop dead gorgeous celebrity body youve always admired and desired without having to break the bank. "Cornel gave me the lean look I needed. His training methods are second to none. --Leonardo DiCaprioI was no great fan of exercise until I met Cornel. He has given me a way of working out that is enjoyable, sustainable and effective. I'm enormously grateful to him for converting me. --Colin FirthHere is the link: http://www.amazon.com/Cost-Fitness-Routines-Celebrity-ebook/dp/B...

CVS gt; Boost Nutrition Drink $6.99 - $1.00 rewards to spend on next CVS purchase anything + $2 Coupon link

CVS has 6 packs of BOOST nutrition drink (4 varieties) on sale at $6.99. Store claims savings of $2.50 off regular prices. Rewards toward future purchase = $1.00 /six pack. Maximum = Three one dollar reward per CVS card.Week of January 8, many Sunday coupon segments had $3.00 coupons for a six pack. IF you cannot scrounge some of those, BOOST website $2.00 manufacturer coupon expires 02/14/2012 Coupon expiration YMMV I think it adds about 4 weeks to date of printing.Manufacturer's coupon valid where product is sold and is NOT limited to CVS.

Financial Aid/University of Phoenix/Costs?

I've had health issues for over the past two years that have limited my ability to go to college and work. Without getting into the boring details, I am not going to be able to go back to work or attend college for many months. I know that alot of people make fun of University of Phoenix, but I am sick and tired or just waiting around and hoping for things to change and get better. I would definitely be able to complete online courses at my convenience. That being said, does anyone have any experience with the University of Phoenix or any other online college? I'm interested in Accounting and would like to get an Associate's or a Bachelor's in Accounting. Financial aid or any other tips to knock down the cost would be nice too.Thanks for your help.

CVS gt; Boost Nutrition Drink $6.99 - $1.00 rewards to spend on next CVS purchase anything. Coupon link

Canon IP 3600 Printer @ STAPLES B&M Clearance $13.50 YMMV

I found this printer on the shelf with all the other printers at Staples in Ramsey NJ on RT 17 Friday evening. This one was in box. There was one more on display. I do not know about additional stock as I did not want to draw attention to the item.Salesclerk mentioned he had stocked it on Thursday. Here's the Staples online catalog page with the regular price noted.I do not know much about this printer as I went into the store for another item. This item shows as delivery only on the website so I could not link the "in store availability" page for you. As usual, don't call the store. When the beautiful, friendly, salesgirl at this store saw the price, she almost (almost) swooned into my arms as she went back to check the price. So, if you do call, and they have it, you can bet the employees with jump on it before you get there.
Update (Sunday 1/15/12: I have tried many zip codes using the backdoor inventory checker provided in a message below. I have not found this item showing as available in any store. I hypothesize these printers are NOT normally stocked in B&M and that (this is a guess) some have been sent to stores to move them out quickly at this price. I cannot imagine Staples would just send a very small number to one or two stores as the item still shows in stock on line at the regular price. It was listed in the in-store inventory when I paid.

Extra 15% off Many Items Including Select Clearance (15% off) @ Macy's

$6 CABLES UNLIMITED PCM-2299-R12 12 ft. High Speed Rotating HDMI Cable with Ethernet M-M

linkyNewegg has
CABLES UNLIMITED PCM-2299-R12 12 ft. High Speed Rotating HDMI Cable with Ethernet M-M for $10 - $4 (promocode: EMCNJJG27) = $6 shipped With 3D Rotating HDMI connectors on both ends. Rotates vertically 180 degree and horizontally 90 degree. Ideal for reducing the space between your HDMI device and the wall or furniture. Perfect for use in those hard-to-reach areasMeet the latest HDMI specification. HDMI ATC certified cables. Backwards compatible to all HDMI versions and devicesFully supports 3D over HDMI feature for true 3D gaming, 3D TV, and 3D home theater applicationsDolby True HD and DTS-HD Master Audio bitstream capableHDMI Ethernet Channel: Add high-speed networking to an HDMI link, allowing users to take full advantage of their IPenabled devices without separate Ethernet cableAudio Return Channel: Allows an HDMI connected TV with a built-in tuner to send audio data "upstream" to a surround audio system without a separate audio cable4K Video Support: Enables video resolutions far beyond 1080p, supporting next- generation display that will rival the next digital cinema system used in many commercial movie theatersAdditional Color Spaces: Adds supports for additional color models used in digital photography and computer graphicsSupports 480i, 480p, 720p, 1080i, 1080p, and up to 2160p resolution

Sennheiser HD 800 Top of the Line Headphones (factory refurb) for $1100 + FS @ Crutchfield

This deal might not be for many here, but considering that these cans sell for $1500 and don't get discounted, this is a hot deal.You also get the full manufacturer 2 year warranty.My guess is that most of these are units that were purchased, sampled, then returned via the generous no penalty return policies of some vendors - with Crutchfield being one. I don't know for sure, but I could see the manufacturer negotiating deals with vendors to take back returns, much like Costco does with their returns. I doubt that these have much time at all on the drivers...besides, it is recommended that you exercise the drivers for 100 hours or so to break them in for better sound.You have to add the product to the cart to get the price.Link at CrutchfieldYou can probably also find a "refer a friend" $20 coupon online to drop the price to $1080....but you can't post referral coupons. Also, referral coupons don't work on some items, and I don't know if this is one of these items.<edit>
Not sure how to post a photo inline, but here's what they look like on the head:http://thewelltemperedcomputer.com/Pictures/Hardware/Headphone/S...

Free Sample Of ZarBee's Cough Syrup * Facebook

ZarBee's Cough Syrup was developed by Dr. Zak Zarbock in 2008. As a practicing pediatrician, Dr. Z noticed parents were confused about which cough medicines to give to their children. Dr. Z only used proven, all-natural ingredients when formulating ZarBee's and it has paid off. Parents want a simple ingredient list wit...h ingredients they know work. More pharmacies and pediatricians are now recommending ZarBee's to their patients and retailers are adding ZarBee's to their cough and cold aisles. Dr. Z's vision of offering parents the safer, more effective cough syrup is becoming a reality as parents and professionals are discovering the difference between ZarBee's and the other cough syrups out there. ZarBee's is or will be sold in the following retailers: Walgreen's SuperValu Store Jewel-Osco Wegman's Food City Harmon's Macey's HEB meijer Bartell Drug Dan's Food Winn Dixie Albertsons LLC Save Mart Markets And Many Independent Pharmacies Nationwide Many more to come!!!
http://www.facebook.com/Zarbees?sk=app_357260710956336
We need to confirm your email address!
'Bee' sure to confirm...

Stuck with Disney gift-cards? Use this weekend!

While anywhere in Disneyworld (Downtown or any resort), Disney Vacation Club signs you for quickish tour. It's so lo-pressure that they don't even insist on seeing ID or credit card. They also say you can attend as many times as you wish. Which is true. We go every school break, the whole group. Every body, including baby, gets $15 giftcard. Once over a year ago - when I succeeded at a resort to get $100 card override - the sales person who paid at the end said he hoped I don't look for $100 reward in the future; so that "extra" is YMMV.Other than that, you get updated re:upon-coming property offers (they're flaunting Hawaii right now, and Grand Floridian condo is coming soon, etc), kids play games/watch movies on laptops, get ice-cream, printed photos, etc. Very convenient aspect is that you can ask to be picked-up by van anywhere and be dropped off anywhere afterwards.For those stuck with extra giftcards: an extra 30% off (for total 70% off some items) is available at online store this weekendhttp://www.disneystore.com/mn/1001152/?LSID=361116%7C10676026%7C...Any pointer appreciated!

Target Clothing Clearance Sale: Extra 15% off Clearance Apparel + additional 10% off Code + Free shipping

Receive an extra 15% off all mens, womens, and kids clearance apparel.
Discount will be automatically applied in cart.
Plus also receive an additional 10% off w/Coupon TGTHTT5Z.
Free shipping on your orderTextSome of the many deals
Merona Womens Ultimate Scoop Neck Tee - White/Grey for $4.54 - 15% off - 10% off = $3.46
Xhilaration Juniors Challis Kimono Dress - Purple/Orange Print for $7.00 - 15% off - 10% off = $5.35
Cherokee Boys Maze Glove - Black/Blue for $4.48 - 15% off - 10% off = $3.42

AMEX Check IN YOUR MAIL for $18. Looks like Junk mail. Postcard sized. Open it!

I just got a check for $18 in the mail yesterday that I almost threw out. It's postcard sized and looks like junk mail. I think it's from an AMEX foreign currency fee class action settlement for anyone using their card overseas from 2000-2006. Watch your mail - most people in my house, and many at work got them too ... we hadn't done anything other than use our credit cards previously to be eligible for this.

Stuck with Disney gift-cards? Use this weekend!

OfficeMax $0.01 after rewards on select case paper, storage boxes, Avery binders and (IN)PLACE filing items 01/15-01/21

OfficeMax $0.01 after rewards on select case paper, storage boxes, Avery binders and (IN)PLACE filing items 01/15-01/21
From the Weekly Ad page, see "Next Week's Ad". Front page for items. Page 11 for terms. Appears to be valid in-store, online and via phone.More information to follow.
January 15, 2012 thru January 21, 2012:Boise X-9 Multiuse Paper, 10 ream case [2140-3152] $41.99 - $41.98 in rewards = $0.01 after rewards, limit 2OfficeMax Storage Boxes, 10 pack [2015-1540] $15.99 - $15.98 in rewards = $0.01 after rewards, limit 2(IN)PLACE Heavy-Duty View Binders [all]:
--- for example, 1" Heavy Duty View binder [2193-4524] $7.49 - $7.48 in rewards = $0.01 after rewards, limit 4(IN)PLACE Filing supplies [select]:
--- for example, Monthly Expanding File [2168-6178] $16.99 - $16.98 in rewards = $0.01 after rewards, limit 2
Note 01: The item maybe be "discontinued" until it is made available forsale (usually around 3 AM eastern). The "discontinued" state can occur sporadically through out the day on Sunday.Note 02: While the product pages above might link to a multi-product page, only the specific items listed above qualify for the bonus rewards.Note 03: Member's MaxPerks ID card number must be scanned/entered at the time of purchase; no Bonus Rewards adjustments will be made after purchase.Note 04: The item limits are usually applied per SKU.
-----------------------TERMS:TO FOLLOW
-----------------------
bpvh's UNOFFICIAL MAXPERKS FAQ (vers. 2012.01.05):This is a work in progress.
01. Is membership in a MaxPerks Rewards program required to take advantage of these bonus offers?
02. What are MaxPerks Rewards and what can MaxPerks Rewards purchase?
03. Can only businesses and teachers join the MaxPerks Rewards programs?
04. If a bonus rewards item is paid for with rewards will the bonus rewards still be awarded? Do rewards "roll"?
05. Does using coupons impact the rewards payout?
06. Any other payment concerns?
07. How many rewards card can be used on a single purchase?
08. What "date" does the MaxPerks Rewards site use as the date of record for online transactions?
09. The offer is not advertised in my region. Is the offer valid in my region?
10. The item's online price does not match the item's price in the advertisement. Will the rewards payout be the advertised price or the purchase price?
11. When will the rewards be noted on the rewards account?
12. How and when will the rewards / bonus rewards be paid out?
13. Do rewards expire?
14. Can rewards be used to purchase gift cards?
15. What is the best way to cash out the Rewards?
16. Does the purchase of an item with an 100% back in rewards or a fixed value rewards offer count toward the purchase requirement for the ink/toner recycling program?
17. The terms and conditions of the MaxPerks Rewards for Business program appear to have a $500 purchase requirement before rewards payout? Do I have to purchase $500 worth of items at OfficeMax before MaxPerks pays out the bonus rewards?
01. Is membership in a MaxPerks Rewards program required to take advantage of these bonus offers?Yes, membership is required. To join either fill out an application in-store or online at www.officemaxperks.com.
02. What are MaxPerks Rewards and what can MaxPerks Rewards purchase?MaxPerks Rewards are effectively OfficeMax store credit with an expiration date. MaxPerks Rewards can be used to purchase most items in-store, online and by phone except they "are not redeemable for gift cards, general use pre-paid cards, phone cards and are not redeemable for cash unless otherwise required by law."**
03. Can only businesses and teachers join the MaxPerks Rewards programs?No. "MaxPerks is open to legal residents of the 50 United States (and D.C., Puerto Rico, and the U.S. Virgin Islands) age eighteen (18) years and older who have internet access to manage their MaxPerks account."**Teachers should sign-up for the MaxPerks Rewards for Teachers program.Everyone else should sign-up for the MaxPerks Rewards for Business program. Where the business application requests "Business Name" enter first and last name.
04. If a bonus rewards item is paid for with rewards will the bonus rewards still be awarded? In other words, do rewards "roll"?To date, yes, with one exception. Paying for 100% back in bonus rewards and fixed value (buy X, get $Y in rewards) bonus rewards offers with rewards have earned rewards so at least for those two types of bonus rewards offers, MaxPerks rewards have "rolled".The one type of bonus rewards offer that does not roll is "Get X% Back in MaxPerks Rewards" on most everything and the offers' terms noted the exception:"*20% MaxPerks Bonus Rewards offer valid in-store from June 20, 2010 thru June 26, 2010. Saving pass, phone promo code or online promo code and member's MaxPerks ID card must be presented at time of purchase. No Bonus Reward adjustments will be made after purchase. Not valid on computers, gift cards, general use prepaid cards, phone cards, purchases with a Retail ConnectSM card, sales tax, OfficeMax private label ink, toner and ink refills, Sprint monthly price plans and purchases made prior to enrollment and purchases with a MaxPerks Reward Card."
05. Does using coupons impact the rewards payout?It depends on the type of bonus rewards offer:---- if it's a 100% back offer, then using a coupon will reduce the rewards payout. Dollar off coupons are still useful in reducing the initial outlay, the eventual rewards payout, and the amount of sales tax paid if applicable
---- if it's a fixed value (buy X get $Y in rewards) offer, then using a coupon has not impacted the rewards payout to date.
06. Any other payment concerns?Cash, credit cards, gift cards and merchandise : Earn both bonus rewards (100% back offers, $x back on purchasing Y offers) and standard rewards (business: $25 for every $500, teacher: $10 for every $75)Rewards cards: Earn bonus rewards (100% back offers, buy X get $Y in rewards offers) but NOT standard rewards (business: $25 for every $500, teacher: $10 for every $75)
07. How many rewards card can be used on a single purchase?In-store and phone: According to the program's terms, up to three Rewards Cards can be used on a single transaction for in-store and phone purchases. The last time I tried using more than three Rewards cards on a single transaction in-store -- admittedly this past June -- the cash register did not prevent using more than three.Online: The limit is one Rewards Card (or gift card) per transaction.
08. What "date" does the MaxPerks Rewards site use as the date of record for online transactions?The MaxPerks Rewards site generally uses the date the item ships as the date of record (the "Transaction Date") for an online order. If this date falls outside the offer period it is possible that the system will not automatically award the reward. If the reward is not automatically rewarded, contact MaxPerks Rewards customer service to have the reward awarded.
09. The offer is not advertised in my region. Is the offer valid in my region?This appears to be YMMV. Some have reported that non-advertised 100% back in rewards offers worked for them while others have reported that they have not. My experience is that 100% back in rewards offers are not valid out of the targeted region(s).
10. The item's online price does not match the item's price in the advertisement. Will the rewards payout be the advertised price or the purchase price?Some offers have a "maximum reward amount" attached but to date it does not appear that the maximum award amount is being enforced.Otherwise, for 100% back in rewards offers the rewards payout has been the purchase price regardless of whether the purchase price is less than or greater than the advertised price.
11. When will the rewards be noted on the rewards account?For an in-store purchase, the transaction information for the purchase should update within several days of purchase. The rewards for the transaction might not update for several days after that.For an online purchase, the transaction information for the purchase should update within several days of the order's shipment. The rewards for the transaction might not update for several days after that. If the purchase is shipped in several shipments, the transaction and rewards will be updated individually for each shipment.Please note that the transaction might update in stages.
12. How and when will the rewards / bonus rewards be paid out?Rewards are paid out via a rewards card (unlimited use until funds exhausted) that can be printed from the MaxPerk's rewards site.For Business program members, rewards are paid out monthly and are generally paid out in the middle to later half of the month after the transaction. So, the bonus rewards for the purchase of a bonus rewards item in September will generally be paid out in October.For Teacher program members, rewards are paid out quarterly and are generally paid out in the middle to later half of the month in the month following the end of the quarter. So, the bonus rewards for the purchase of a bonus rewards items in July thru September will be paid out in October.If the rewards will be paid out at a different time it will be noted in the offer's terms.
13. Do rewards expire?Yes. Rewards expire the last day of the month 3 months following the month in which they are made available on the MaxPerks rewards website. The expiration date is not determined by accessing the online rewards account or printing the rewards certificates.
14. Can rewards be used to purchase gift cards?No, not any more. Apparently OfficeMax's corporate office sent out an email stating that effective 7/28/2011, MaxPerks rewards certificates can no longer be used to purchase third party gift and third pary prepaid cards. It has been reported that the cash registers are no longer allowing such a sale."Reward Cards are not redeemable for gift cards, general use pre-paid cards, phone cards and are not redeemable for cash unless otherwise required by law."**"Effective July 28, 2011, Reward Cards are no longer redeemable for purchases of any gift cards OfficeMax sells, including third party gift cards (i.e. restaurant, music, travel, or entertainment gift cards, other merchants gift cards, etc.), general use pre-paid cards (i.e. Visa gift cards, MasterCard gift cards, and American Express gift cards), phone cards, or for OfficeMax brand gift cards."**
15. What is the best way to cash out the Rewards?Unlike Office Depot and Staples, OfficeMax does not offer free after rebate items which leaves purchasing items that are needed or that can be flipped.
16. Does the purchase of an item with an 100% back in rewards or a fixed value rewards offer count toward the purchase requirement for the ink/toner recycling program?As long as the purchase is otherwise a qualifying purchase, then yes.Qualifying PurchaseQualifying purchases are any products or services in our stores, catalogs or web site except for computers, tablets, eReaders, gift cards, general use pre-paid cards, phone cards, Sprint service plans, sales tax, purchases with a Retail ConnectSM card, purchases made prior to the date of enrollment, and purchases made with your MaxPerks rewards. You will start earning credit for purchases made with your MaxPerks member ID the day you sign up.**Using coupons does reduce the qualifying purchase amount.
17. The terms and conditions of the MaxPerks Rewards for Business program appear to have a $500 purchase requirement before rewards payout? Do I have to purchase $500 worth of items at OfficeMax before MaxPerks pays out the bonus rewards?No, the $500 purchase requirement does not apply to bonus rewards.The OfficeMax MaxPerks rewards programs have two types of rewards: standard and bonus.The standard reward for the business program members is $25 for every $500 in qualified purchases. The standard reward for the teacher program members is $10 for every $75 in qualified purchases).Bonus rewards are special deals offered throughout the year. The pay out from the bonus reward deals is not in anyway linked to the $25 standard reward for every $500 in qualified spending. See the following from the program's terms and conditionsHow To Earn RewardsFrom time to time, OfficeMax may also offer its members MaxPerks Bonus Reward opportunities in which members can earn extra rewards (which may vary in amount) for purchasing specified products or completing a required action. To take advantage of the MaxPerks Bonus Rewards special purchase offers, you must have your MaxPerks member ID number at the time of purchase and it must be applied to that purchase. From time to time, these types of offers will also require a coupon code, in addition to your member ID to qualify for the Bonus Reward. No MaxPerks Bonus Reward adjustments will be made after purchase. MaxPerks Bonus Rewards will be issued in the next statement cycle regardless of your qualified purchase balance, unless another timeframe is noted for that specific offer.**
(*) - quote from the MaxPerks Rewards for Business FAQs(**) - quote from the MaxPerks Rewards for Business Terms and Conditions
DISCLAIMER:The UNOFFICIAL MAXPERKS FAQ is a compilation of information found not only in the official MaxPerks Rewards for Business Terms and Conditions and the accompanying MaxPerks Rewards for Business FAQs but also through my own personal experience and the personal experiences of others as posted to SD and FW.

Stargate SG-1: The Complete Stargate SG-1 Series Collection (54-Disc) (Widescreen) for $70.00

Free ship to store or 97 ship to home (or work or wherever)All 214 episodes, of all 10 seasons4 disks of nothing but bonus features such as:* SG-1 Video Diary: Richard Dean Anderson Paradise Lost
* Richard Dean Anderson: "My Life as a Mime"
* Stargate SG-1: True Science
* The Last Day of Teal'C
* Bra'tac vs. Ronan: Designing the Fight
* Sci Fi Inside: Stargate SG-1's 200th Episodeand many more.I love this series

Starbucks is offering free samples of their new Blonde Roast coffee through 1/14

One of the many articles highlighting this freebie can be found here.Be sure to call your local Starbucks to determine if they are participating (unless Starbucks is a routine stop during the day for you), and ask if there is a particular time(s) they will be offering the sample. I have heard a few different stories from friends: some have mentioned the sample is dixie-cup-sized while others have said their Starbucks offered them a full-sized drink (tall) absolutely free. I also read on Starbucks.com that some people who received emails about it showed up at their local Starbucks to discover the samples were only given out in the morning.While you're at Starbucks, be sure to grab cards with codes for free iTunes apps and songs, then post your extra codes in this thread.

My Chase Mortgage Refinance Experience

I found this great site by doing a Google search on Chase Refinance Experience and found the thread on on Chase Refinance Kind of Rocks. After more search I never did find a detailed account of the process. In effort maybe to help others who have some of the same questions I have I would like to use this thread to document my experience. If this against forum rules or if there is a better place for this please let me know.BTW this is a great board. I have found so many good suggestions on money saving tips. I wish I would have found this earlier..My story so farRefinance Process with Chase
December 29th Filled out an online Pre-Approval application with Chase to see if we qualified for refinancing. We are currently paying 6.125%. Same day we are contacted and got all the loan details. Talked over the details and said we are being offered a rate of 4.375% with a 30 Year Term. There was a $395 fee but would be used toward closing cost (around $2,000 + Escrow Insurance needed). Essentially we will be adding 4 years to our mortgage and financing about $4,000 more. We will be saving ab
This is part of a streamline process with Chase and said they would send an email package and the only things I would need to send back is a couple of documents: Copy of DL of Wife and I, Right to disclose, ok to pull tax information, and proof of home owners insurance.
Original person at Chase called us and said we did not go through the automatic process because there was a bankruptcy that was showing up. My wife and I freaked. Immediately called him back, got copies of credit report, and contacted our credit union to see if they saw anything about a bankruptcy. Everything came out clean. I emailed our Chase contact and said we do not want to proceed and pay the non-refundable fee if we are going to be denied because somewhere on his system a bankruptcy is showing up. In an email he said we will be refunded if the loan does not go through.At this point we are freaked out about the bankruptcy thing and asked our Chase contact to get us more information on this if possible. Other than that the process has been painless and smooth. Our initial Chase contact was great to work with. January 4th Chase sent these documents via email and received the official package. We filled out the required docs and send right away. We were then emailed giving us a name of a new contact who will work with our loan this point forward. Transition was clear of who was doing what and where we should send any questions. January 9th Got an email from Chase with our credit scores. All looked good as we expected and confirmed there was no bankruptcy of any kind.January 10th My wife gets a call from Chase leaving a message for a guy named Kevin in regards to the refinancing he was doing. She immediately calls back as asks if this was in regards to our refinance and the guy who called apologized and said it was not for us. With the bankruptcy thing still in mind and not hearing anything if the received our paperwork my wife emails them asking for a follow up.January 11th NothingJanuary 12th - Get a call from our new Chase contact saying she has not received the paperwork for her to proceed. Of coursehere we go! I immediately resent the email with all the information I sent on the 4th and followed up with a call but got her voicemail. I also asked for confirmation when she gets the documents and attached a confirmation of receipt on the email. Guess we will see.. Hoping not to become one of those Chase horror stories you read about all over the internet. In the package it said we had 3 days to return the information so I am wondering if our rate lock is still in place or how this will impact the process other than being delayed.

Soulo Karaoke App and Wireless Mic for iPhone / iPad for $85 + free shipping

MegaMacs offers the Soulo Karaoke App and Wireless Microphone for iPhone 4 / iPhone 4S / iPad / iPad 2, model no. AM71, for $84.99 with free shipping. It features pitch enhancement, reverb, and echo. You can choose 10 Soulo song files to get your karaoke collection started, then continue adding to it from the many more available for download via in-app purchase for 99 cents each. It's compatible with iPhone 4, iPhone 4S, iPad, and iPad 2. Deal ends January 19 at 1 pm ET.
LINK

Powerbag by Ful $55.99 at Office Max YMMV

Powerbags by Ful at Office Max is now on sale for $99.00 (messenger, backpack and sling). Price Match F.Y.E for $69.99 I was able to use the 20% brown bag discount bringing my total to $55.99 plus tax. Great Deal for this bag. F.Y.E also has the backpack for $69.99 for PM.
TextRemovable, lightweight rechargeable 3000mAh battery:The built-in battery system charges the average smartphone twice and includes Apple, Micro-USB and Mini-USB connectors and a USB port. Charge literally hundreds of devices including smartphones, eReaders and many tablets. Tablets must be charged with their own USB cable through Powerbags on-board USB port.

External one-touch battery level indication and power button:The logo button turns Powerbag on or off when you press and hold for 2 seconds. Or press the logo button once quickly to see how much power you have left.Water-resistant AC adapter charging port: When its time to recharge Powerbag simply connect the included AC adapter and plug it into a wall outlet.

Left or right side strap: Versatile strap can be worn on either side and is adjustable for maximum comfort

Free Album Download "Growing In The Cold" by Jess Penner (Noise Trade)

Jess Penner is a singer songwriter from Los Angeles California whos infectiously joyful songs have been featured in many commercial campaigns, movies, and tv shows here in the US as well as abroad. Growing in the cold is earning praise as a catchy and creative blend of folk and quirky electro pop. Songs that capture the sweetness of life and the complexity of love. Honest music from a hopeful heart.For Fans OfIngrid Michaelson, Stars, Regina Spektor, Jimmy Eat World, Rilo Kileyhttp://noisetrade.com/jesspenner1. Let Go 2. Colorful 3. Life Is Rosy 4. Everywhere I Go 5. Blue Bird 6. Fly Away 37. Paradise 8. I Won't Change 9. Bring Me The Sunshine 10. Built To Break 11. The Lucky One 12. White Light

Refinancing Timeshare

Hi FW,
I'm a longtime member... but mostly lurking (reading and researching).Anyway, my friend recently bought into a Timeshare program. It's currently under their (The company's) financing which is very high (around 15-18% IIRC).
Anyway, can someone share some friendly advice as to how to go about re-financing this?The bank just gave 9.15% APR rate (interest rate 9.06%) over 5 years.
I'm wondering if I can help do better.Please keep this topic/thread on topic. I know that many FW'ers don't feel that timeshares are worthwhile, and I sometimes agree. But this person has set their mind for now.

Jimmy Jazz Com Mens, Mens Big and tall many to 4x and 6x Ladies,save up to 60% footwear 65% clothing $6.97 shipping

http://www.jimmyjazz.com/?mr:adGroup=1291615863&mr:ad=9824032713...
plus save 80% clearanceand for ladies plus promo code HP888 take off extra 40% off down jacketsLadies Jeans from 12.99 Ladies Levis
1-13
http://www.jimmyjazz.com/womens/clothing/jeansLadies all jeans
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Ladies Shoes size 12http://www.jimmyjazz.com/womens/clearance/footwear/12Ladies Shoes size 11.5
http://www.jimmyjazz.com/womens/clearance/footwear/11.5
Ladies size 11http://www.jimmyjazz.com/womens/clearance/footwear/11Ladies size 10http://www.jimmyjazz.com/womens/clearance/footwear/10
Mens Shoes low to highhttp://www.jimmyjazz.com/mens/footwear?sort=low-highMens Jeans from $14.95
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Mens clothinghttp://www.jimmyjazz.com/mens/clothing?sort=recommended
Mens big an tall m-6x from $4http://www.jimmyjazz.com/mens/big-and-tall?sort=low-high&ppg=225Levis
Jeans Mens and Ladies 47 styles.
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Kids Shoes and boots from $14http://www.jimmyjazz.com/footwear/kids?sort=low-high&ppg=500

USB Safely Remove 4.7, Free Download Today Only @ giveawayoftheday

http://www.giveawayoftheday.com/The program is available for $19.90, but it will be free for our visitors as a time-limited offer. January 12, 2012USB Safely Remove is a replacement for Safely Remove Hardware tool aimed to save time on active work with USB devices and keep your gadgets safe.

The program gives a fully customizable menu to manage USB devices, displays what programs prevent stopping a device, lets you stop devices with hotkeys, hides drives of empty card reader slots, allows to return a stopped devices back and many more. Supports SATA and Firewire as well.

Amazon 01/12 MP3 album Daily Deal: "Come Through For You [+Digital Booklet]" by Javier Colon, $3.99

The Amazon MP3 Daily Deal for Thursday, January 12, 2012 is: Come Through For You [+Digital Booklet], by Javier Colon, for $3.99.
Reviews, track-samples and purchase-link here.Track-list: 1. Life Is Getting Better 3:21 2. Runnin 3:41 3. Raise Your Hand 4:23 4. As Long As We Got Love 3:15 5. Happy Sinner 4:06 6. Come Through For You (Album Version) 4:15 7. 1,000 Lights 3:19 8. Ok, Here's The Truth 4:32 9. How Many People Can Say That 3:3110. Stand Up 3:0711. Echo 3:51

Amazon PC Games on Sale: Space Siege for $3.45 and Many More

Up to 93% off on Amazon PC Games. Free Shipping w/$25+ Order.
Company of Heroes for $4.99
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Stranglehold for $6.03
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Kane and Lynch 2: Dog Days for $4.50
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Section 8 for $5.49
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Darksiders for $4.18
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Shift 2- Unleashed for $7.64
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Space Siege for $3.45
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Prince Of Persia Sands of Time Trilogy [Old Version] for $3.99
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NBA 2K11 for $6.67
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The Godfather II for $4.84
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Get Motivated Seminar - $1.95 / ticket or $9.95 / group (Unlimited Tickets)

Don't know if anyone is interested in a motivation seminar. I'll share anyway. The GET MOTIVATED Seminar -
Hear inspirational stories and valuable career advice from great leaders with speakers like Rudy Giuliani, Colin Powell, Dan Marino, Laura Bush and many others. All of us can learn from the event as they discuss time management, team building, leadership, personal development, goal achievement, sales training, negotiation skills, financial management, investing, relationships, health and fitness, spiritual success, business strategies, motivation, customer service, communication skills, productivity, and much, much more! Upcoming events:
Las Vegas
Thomas & Mack Center
January 24, 2012
LinkTucson
Tucson Arena
January 18, 2012
LinkHonolulu
Hawaii Convention Center
January 31, 2012
LinkTulsa
BOK Center
February 13, 2012
LinkOklahoma City
Chesapeake Energy Center
February 16, 2012
Link
Link for Executive level tickets @1.95 instead of $39
(you can try to replace 7.0000 within the link for other cities for this upgrade.)Miami
American Airlines Arena
February 29, 2012
Link

New York Electricity Deregulation - ESCO's

Hi. Wanted to discuss New York Energy deregulation. As many of you know, there have been firms soliciting switching energy providers such as Energy Plus which often gives miles thru rewards programs or firms approaching customers trying to drum up business. All these firms seem to have the opposite effect on the consumer, ie exist for profit of the business to grow with Multi Level Marketting tactics all the while the consumer winds up paying a higher price for energy.In price shopping out the ESCO market for NY, I have only found 2 companies with fixed rate programs which were competitive:Con Edison Solutions which is actually owned by the reregulated arm of the existing power company which offers a Fixed rate and renewable energy options so I wouldn't really call this competition.And the other was Energetix, owned by Iberdrola USA which actually owns the upstate power companies Rochester Gas and Electric and NYSEG. Con Edison Solutions gave a 9.1 cent fixed rate for 12 months while Energetix's offering is now 08.785 cents per kWh for 12 months fixed rate. Energetix's offering had a $35 cancellation fee if cancelled early, and gives a $25 new customer incentive after 8-10 months. Looking at energy supply graph curves, it looks like energy prices are going down from the utilities for supply right now and its unclear if Energetix would be a favorable deal or not since one can't predict future market pricing. Has anyone actually used Energetix as their energy supplier or are there other ESCO's in the market which I may have missed with could potentially have lower rates?I am wondering if I should switch to Energetix next month and if other NY'ers follow suit if they to would see savings.

Possible to get a good career in science/technology/engineering field without a degree?

Some may wonder why I'm asking a career type question on a finance forum. Its because I believe that many of the people on this forum are highly intelligent, and would be some of the best around at providing great input. Also it is finance related, due to the cost of college, the salary benefit, etc.Is there any way for a person who possesses very good technical skills, very scientific minded, and with a passion for the science/technology/engineering field to get their foot in the door in the industry, with a good paying job and possibility for advancement, based on self knowledge rather than a college degree? I have always been a very technical minded person, and really just have a passion for it. Getting into a job helping engineer new technology, or studying aerodynamics in a wind tunnel, or other similar things is something I think I could really excel in. I actually find myself studying all sorts of various things in the science/technology/engineering/computer field a couple hours every day, just because that's what I'm interested in. I'd be confident to say I probably have the equivalent level of education and technical ability as many people who do have bachelors or 4 year degrees in these general fields. The problem is I can never seem to get my foot in the door without that piece of paper. I do have a new plan of action, which is outside of the box. I haven't had much of a chance to try it yet, but so far it seems promising. Perhaps you guys who may be in the field can tell me what you think, and if you have any advice towards my plan.My plan is to do away completely with the typical resume. Resumes are so boring. And in my case with no degree, and my current trade being construction, a resume is almost worthless. Instead I'm thinking of trying to get more of a portfolio to employers. One with pictures and descriptions of things I do to catch their eye and provide proof that I do have good technical ability. I want it to basically give the idea of "look, I don't have a official degree, but I have the equivalent level of knowledge, and I'm smart enough to learn anything you throw at me". Plus, just because someone has a college degree, doesn't mean they are smart or know much, they may have just smoked pot, partied, cheated on tests, and just squeaked by only to forget most of what they've learned. With a portfolio, it demonstrates proof of competency and ability.Here are some examples of a couple portfolio pages I made slightly related to a recent position. These are by no means the top of my ability since most of these projects were thrown together in only a few hours. I'm plenty capable of bigger, more complex projects. They are simply things I did for fun.Remote control self stabalizing tricopter
http://i1097.photobucket.com/albums/g355/skydivecarl/Projects/pr...High Speed camera flash controller.
http://i1097.photobucket.com/albums/g355/skydivecarl/Projects/pr...Pistol size leaf blower
http://i1097.photobucket.com/albums/g355/skydivecarl/Projects/Pr...High Efficiency LED shop lighting
http://i1097.photobucket.com/albums/g355/skydivecarl/Projects/Pr...Remote control finger for camera shutter
http://i1097.photobucket.com/albums/g355/skydivecarl/Projects/pr...
What do you guys think? Think its a good approach? Any ways to expand this idea, or do some other outside the box idea to break into the industry in a good paying career without the official degree? In general most people I know or run into always assume that I am an engineer, they think I'm joking when I say I'm a construction worker. I've also been told that I'm "one conversation away from a great career, if I just get a chance to network with the right person". I may likely continue education sometime, but at this moment in time getting a degree is out of the question.

ASUS TF101-A1 TABLET for $279.90 at OM huge YMMV, B&M only.

I am sure many FWers already know about 20% discount bag at OM due to Kindle Fire/tablet deal posted earlier. (now in expired deal for some reason) I walked into OM today to buy Acer Iconia for $279.90 but they had 0 in stock and told me they had to transfer it from another store. Then the guy just asked me, "Why do you want it? Is it because of price or you like the model?" I said both. He then asked me whether I would be willing to buy Asus TF if the price was same while checking the inventory. It seemed like they were trying to get rid of tablet in general. Anyway I took the offer and he price matched it to Iconia and gave me 20% since they had one in stock.There weren't too many Iconia showing up for inventory check. Most stores had 0 and a few stores had 1-2. I remember Downey store had 2 units so don't go there unless you want to buy Iconia. So if you were to go to any store with NO Iconia, you can try asking for possible price match of Asus TF to Iconia. It appears that there are more Asus TF available than Iconia due to higher listed price.Either that or you can just wait for Asus MeMO370T 7" tab w/ Tegra 3 for $249 in Q1-Q2 which is another great deal in its own right but smaller screen, better performance, few months of wait, and $~30 cheaper.

Living Trust and Will: Did you do it yourself or lawyer- feedback

Hi,
I am reading up on creating a living trust and a will. From what I have learned so far,
-a living trust is a must if you own a home, stocks etc.
-a will is a must if you have kids
-read /heard warning about doing it yourself, mainly saying, it might be worse than not having a trust or will in the first place, iff you end up not making the trust/Will properly. But, then these were also sites or people giving seminars or teaching public and at the same time selling their services to create trusts/will. So, don't know how much to believe them.
So, would love to get feedback on how you created and if you went via lawyers, how did you narrow down, there are so many...referrals, any thing else to look for when hiring one? typical cost?
Thanks.

2012 Wall/Desk Calendar Clearance at CALENDARS.com 50%/Free Ship AC on MANY (Cats, Dogs, Sports Teams. Travel) +12% CB

[url]http://www.calendars.com/ALL-SALE/cat430040/[/url]choose categories on left at link to "narrow" search to what interests you.FREE SHIP no minimum with coupon code Enter BA12FS before checkout for free shipping on every order in the US. No minimum purchase required.be sure to use FW click thru for 12% Cash Back.

Buy $30 get $10 MIR - Neutrogena

Probably only worthwhile for those who use many of their products, but I thought I'd share this:Buy $30 of Neutrogena products, get $10 mail in rebate
http://www.neutrogena.com/category/event/rebate.do *Offer valid on eligible product purchases totaling $30 or more, made 1/08/12 through 2/08/12. Rebate requests must be postmarked on or before 3/08/12.
Offer limited to U.S. residents only. Must be 18 years or older to participate. Offer not valid where prohibited by law. Limit one rebate per name, address, or
envelope. Please allow 6-8 weeks for rebate delivery. No P.O. Boxes, only street or rural addresses are acceptable (except in N.D.). Fraudulent submissions
could result in federal prosecution under the U.S. Mail Fraud Statutes (18 U.S. Code Section 1341 and 1342). This form must accompany your request.
Neutrogena is not responsible for any errors or problems, typographical or computer or otherwise related to this offer. All requests become the property of
Neutrogena. Not responsible for lost, late, damaged, misdirected, delayed, incomplete, inaccurate, or undelivered responses or rebate checks; all of which will
be void. Proof of mailing is not proof of receipt. Not redeemable at the retail store. Includes regular, sale and clearance priced items. Purchase requirement
calculated before taxes and after other discounts have been applied.

PNC Cash Builder Visa - 1.25-1.75% Cash Back

PNC Cash Builder VisaBase rate of 1.25% CB on all purchases.Earn 1.50% Cash Back when you make adjusted purchases totaling $2,000-$3,999.99.Earn 1.75% Cash Back when you make adjusted purchases totaling $4,000 or more.The higher tiers can also be hit with a checking relationship.Earn 1.75% Cash Back - the best level of reward - with a PNC Performance Select checking accountEarn 1.50% Cash Back with a PNC Virtual Wallet with Performance Spend or PNC Performance checking account
No annual fee.This isn't quite as good as the 2% straight from the Fido AMEX, but it is a Visa and there are no goofy rotating categories, for those of us who don't like micromanaging what we carry from month to month.PNC is a prime issuer, unlike Cap1 or HSBC.The 1.5% tier is easily achieved with a checking relationship with direct deposit. The virtual wallet's savings interest rate is competitive, albeit not with aggressive RCA. Many of us may still have virtual wallet checking accounts from when they aggressively promoted the $100 signup bonus.Not stellar, but simple.

Clairol Natural Instincts Vibrant Hair Color $0.78 after ECB at some CVS YMMV

Clairol Natural Instincts Vibrant Hair Color is reduced at many CVS to $ 5.28 (50% OFF). Some CVS, it has been reduced to $4.99 where this deal does not work. Some CVS, it is reduced by 25% of 10.56. I checked in few CVS in Metro Detroit Area and confirmed this deal in at least 3 stores where the price is reduced to either 5.28 or by 25%. You can check the price at the kiosk available in every CVS. The price rings up 2.62 (50% off of 5.28!!). The register also prints extrabucks rewards for $2 valid till second week of Feb on any purchase at any CVS (some restrictions apply - like no Alchohol etc..). Including tax, the cost works out to 0.78.This does not work at CVS where the price is reduced to 4.99. There does not seem to be any limit on quantity, but to be on the safe side - Buy One At A Time and Do Not Use The Extra Buck to pay for your purchase.Great Deal - May be local - Does not hurt trying if you have CVS in your vicinity. YMMV. Good Luck.

Rockport Works RK6611 Fury Tactical Boots $39.95+FS Botachtatical

Many sizes still available, but not mine.
Sizes 5-9 including Wides, and 11.5 at time of posting
Link
Other boots at good prices in more limited sizes.

Rite Aid also started 75% OFF Christmas Merchandise and candies

75% Off on Christmas Merchandise and candies at Rite Aid too. Lot of good stuff like 9 piece Emerson Haircut kit for 3.25, Lindor Lindt Chocolates for 1.49, tons of radio control cars, toys and dolls under 2.49. Too many items to list, certainly better collection than Walgreens (75% off on only candies) or CVS (75% off on holiday merchandise - candies excluded in some stores).

IKEA "Family" - New membership with Benefits Plus free Coffee/tea with each visit - Free Service

http://info.ikea-usa.com/FAMILY/Get more from IKEA every time you visit. JOIN IKEA FAMILY.*Get discounts on many of your favorite items in the store
*Save on IKEA FAMILY products with your membership card
*Be entered for a chance to win a $100 IKEA Gift Card every time you scan your card at checkout*
*Take a break and enjoy free coffee or tea every time you visit our restaurant
*Give your kids more Smland time 30 extra minutes (capacity-depending)
*Get a personal web portal filled with shopping lists and special featuresBest of all, its FREE!For more info, see link. Seems to be limited to certain stores. Worked for Schaumburg, IL

Mortgage Application denied due to disputed account

We disputed a Verizon account last year. Last month, we paid it off anyway to prepare mortgage application.
However, the remark for the account still has "disputed". So the mortgage application was halted two days before closing.
Called Verizon and TransUnion(the other two agencies have no such remarks) many times. Verizon agreed and submitted the request to all agencies electronically, also faxed me the letter regarding the account. TrnasUnion said they asked Verizon for confirmation and won't take the Verizon letter enough to remove the remark.
Almost a week passed, still no hope to get this resolved. If I lose the house and the deposit, what rights I have?
Any class action about similar cases?

SafeCo Insurance company - How to choose a good insurance company

I am a Georgia resident and currently have a home/auto insurance policy with Traveler's. I have had this policy for the past 4 years. As I am nearing renewal, I contacted my insurance agent to verify that we are receiving the best rates. He found better rates and more coverage through an insurance company called SafeCo. We will be saving roughly $550 annually. I'd like to know if anyone can steer me in the right direction for obtaining reviews for insurance companies. It seems that the insurance review sites that I have found, only contain the comments and ratings of angry customers. I disagreed with many of the complaints on other insurance companies that I would have rated highly due to my personal experiences with the companies, therefore I find these review sites to be unreliable.Besides saving money, what are some considerations that need to be accounted for when choosing an insurance company?
Has anyone had any positive/negative experiences with SafeCo?

Big Fish Games: Any PC or Mac game download for $3 for new customers

Today only, Big Fish Games offers new customers any game download for Windows or Mac for $2.99 via coupon code "NEW299". (Many games are regularly $9.99.) Collector's editions are excluded.
LINK

Bloomingdales sale and DC metro store B&M closing

http://www1.bloomingdales.com/shop/sale?id=3977&cm_sp=HP-_-SUBME...
Men low to high
http://www1.bloomingdales.com/shop/sale/categories/men?id=4879#!... ladies dresses many $27
http://www1.bloomingdales.com/shop/sale/categories/women/dresses...
Ladies size 16 dresses
http://www1.bloomingdales.com/shop/sale/categories/women/dresses...
Babys and kidshttp://www1.bloomingdales.com/shop/sale/categories/kids?id=5320#...

Labels for Education Bonus Points in today's Coupon inserts nationwide!

FOR THOSE OF U WHO GET THE SUNDAY PAPER: please don't throw out the page in the coupon section that has bonus points for the Labels For Education program. Send the sheet to school w/ your child, and if u don't have a child in school, drop the sheet off at an elementary school. It's a free program and his is how these companies have chosen to support children around the country...If u have any questions about the program, u an either check their websites or send me a PM and I'd be happy to explain it to you! It's a lot like the more popular Box Tops for Education program, but instead of the 10 cents (cash) you get per Box Top (which adds up quickly), you get points in a catalog of things from crayons to smart boards and with school budgets hit hard nationwide, these free programs are a help, BUT ONLY IF WE PARTICIPATE. I apologize for putting this on this forum, but I feel strongly about not throwing out something in a free program run nationwide that can help our children and grand-children. moderator: PLEASE don't delete this message. It's sunday evening and not many people will be reading it anyway...Thanks for your understanding and support. The children u help, thank u!!!For a list of participating products: http://www.labelsforeducation.com/How-to-Earn/Participating-Prod...

McDonalds coupons worth $23 and Quiznos BOGO Sub w/Drink in Many Sunday Papers Today 1/8 (ymmv on regional distribution)

Free McMuffin wyb McMuffin of equal or greater value
Free Bagel Sandwich wyb Bagel Sandwich of equal or greater value
Free Biscuit Sandwich wyb Biscuit Sandwich of equal or greater value
Free small hot McCafe wyb Breakfast Sandwich
Free Big Mac wyb Big Mac
Free Quarter Pounder w/ Cheese wyb Quarter Pounder w/ Cheese
Free Angus Third Pounder wyb Angus Third Pounder
Free Large Fries or Hash Browns (10 pm- 5am)PHOTO OF MCD INSERT today 1/8
QuiznosBOGO Sub with drink purchase flyers as well. (again, ymmv on areas)

Amazon 46 Silk Scarves 50% off or more Prime Shipping many fulfilled by Dalalia

http://www.amazon.com/s/ref=clo_snd_ppp_25dahlia?ie=UTF8&rh=n%3A...

Capital One Gave me a surprised bill

Hi All,Like many of you on this forum trying to cut down their credit card debt, I paid off all of my Capital One credit card debt or so I thought. Knowing that there might be some "billing cycle" lag, I did check with my online statement frequently to make sure that I do not have any surprise interest fees. Thinking I was safe, I haven't been checking my CO online account for couple months and today I got a "friendly reminder" that I have missed two payments and they are going to close my account down. I call them up trying to keep my account open and willing to pay $35 dollar late fee + interest (30% interest fee lol) and those aholes are not willing to work with me at all. They say just pay the fee, we close your account, send back any money you overpay, and report you to the credit bureau and you should hope for the best, basically. I have been with them for 10 years with no late payment ever until today. So much for customer loyalty. My credit score is 780-800 and I am wondering how much is this going to hurt my score? Thanks. Have a great day.

$434 Canon EOS Rebel T3 18-55IS 12.2 Megapixel Digital SLR Camera kmart.com

$434 EOS Rebel T3 18-55IS 12.2 Megapixel Digital SLR Camera Kmart.com TextOnline Only! Free Standard Shipping on DSLR cameras Sold by Kmart. Discount seen in cart Offer ends 31-Jul-2012 See details.
Extra $100 off! Buy Canon EOS Rebel T3 18-55IS SLR Camera and Canon Lens EF75-300mm. See Details. Offer ends 07-Jan-2012Extra $100 off! Buy Canon EOS Rebel T3 18-55IS SLR Camera and Canon Lens EF75-300mm. See Details. Offer ends 07-Jan-2012. Hide Details Sold by Kmart. Discount applied in cart. Buy Camera (020W032973220001P)and Lens (020W965176110001P) must be purchased together in order for savings to be applied. Final price for both items in cart will reflect $649.98. Internationally Shipped Orders are excluded. Offer good through 07-Jan-2012 http://www.kmart.com
Product Description Canon EOS Rebel T3 - Digital camera - SLR - 12.2 Mpix - 3 x optical zoom Canon EF-S 18-55mm IS II lens - black
Perfect for photographers ready to make the move to digital SLR photography, the EOS Rebel T3 delivers beautiful photos and video, speed, simplicity and fun. It features a 12.2 Megapixel CMOS Image Sensor and Canon DIGIC 4 Image Processor for richly detailed images and quick camera response. It has Canon's amazing 63-zone, Dual-layer metering for accurate exposures and features Canon's Basic+ function, HD video recording and Live View shooting, plus a convenient in-camera Feature Guide. The EOS Rebel T3 is as beautiful as the pictures it takes.
Technology for outstanding images
Canon's CMOS (Complementary Metal Oxide Semiconductor) sensor captures images with exceptional clarity and tonal range, and offers the most pixels in its class. It offers many of the same technologies to maximize each pixel's light gathering efficiency that were first seen with the professional EOS-1D Mark III model. It's an APS-C size sensor (22.2 x 14.8mm), and there's an effective 1.6x increase in the lens's marked focal length when attached.
DIGIC 4 image processor
The improved DIGIC 4 Image Processor ensures that images are captured, processed and saved with remarkable speed. The EOS Rebel T3 DSLR's 3:2 multiple aspect ratio, in-camera RAW image processing, creative filters, image resizing and provided S2 and S3 image-recording quality are all possible thanks to the DIGIC 4 Image Processor. With dazzling results, the DIGIC 4 Image Processor also works to capture and process data of images shot at 12.2 Megapixels at 3.0 fps, as well as 14-bit signal processing for excellent image gradation, enhanced Face Detection Live mode, Full HD video recording, Auto Lighting Optimizer and Lens Peripheral Optimization.Specifications & Dimensions General: Auto Focus:TTL phase detection Auto Focus Points (Zones) Qty:9 Digital Video Format:H.264, MOV Effective Sensor Resolution:12,200,000 pixels Enclosure Color:Black Field of View Crop Factor:1.6 Image Processor:DIGIC 4 Image Recording Format:JPEG, RAW, RAW + JPEG Image Stabilizer:Optical Max Video Resolution:1280 x 720 Optical Sensor Size:14.7 x 22mm Optical Sensor Type:CMOS Product Type:Digital camera - SLR with Live View mode, movie recording Sensor Resolution:12.2 Megapixel Total Pixels:12,600,000 pixels Exposure & White Balance: Exposure Metering:Evaluative, partial (10%), center-weighted Exposure Metering Zones:63 Exposure Modes:Program, depth-of-field, bulb, automatic, manual, aperture-priority, shutter-priority Exposure Range:EV 0-20 ( ISO 100 ) Light Sensitivity:ISO 100-6400, ISO auto (100-6400) Max Shutter Speed:1/4000 sec Min Shutter Speed:30 sec Special Effects:Neutral, Faithful, Monochrome, Landscape, Portrait White Balance:Custom, automatic, presets White Balance Bracketing:Yes White Balance Presets:Fluorescent, cloudy, tungsten light, flash, daylight, shade X-sync Speed:1/200 sec Dimensions: Depth (in.):3-1/10 in. Product Overview: Color:Black Features:Burst capability LCD Screen Size:2.7 to 2.9 in. Megapixels:12 to 13.9 megapixels Weight:16 to 19.9 oz. Lens System: Features:Aspherical lens Filter Size:58 mm Focal Length Equivalent to 35mm Camera:29 - 88mm Focus Adjustment:Automatic, manual Lens Construction:9 groups / 11 elements Lens System Mounting:Canon EF Max View Angle:74.3 degrees Min Focus Range:9.8 in Type:3 x zoom lens - 18 - 55 mm - f/3.5-5.6 II Canon EF-S Zoom Adjustment:Manual Microphone: Microphone Operation Mode:Mono Camera Flash: Camera Flash:Pop-up flash Features:AF illuminator, flash +/- compensation Flash Modes:Fill-in mode, rear curtain sync, auto mode, flash OFF mode, red-eye reduction Guide Number (m / ISO 100):9.2 Additional Features: Additional Features:Direct print, USB 2.0 compatibility, RGB primary color filter, auto power save, digital noise reduction, DPOF support, display brightness control, depth-of-field preview button, PictBridge support, histogram display, AE lock, AF lock, FE lock, 720p HD Continuous Shooting Speed:2 frames per second, 3 frames per second, 0.8 frames per second Flash Terminal:Hot shoe Self Timer Delay:10 sec, 2 sec Viewfinder: Dioptric Correction Range:-2.5 to +0.5 Field Coverage:95% Magnification:0.8x Viewfinder Frames:Autofocus frame Viewfinder Information:Shutter speed, exposure compensation, AE lock, AF-in-focus, flash charge completion, red-eye reduction , aperture, white balance, high-speed sync indicator, flash compensation on/off, highlight tone priority, ISO sensitivity, memory card status Viewfinder Type:Optical - eye-level mirror pentaprism Display: Display Features:Built-in Resolution:230,000 pixels Type:2.7" LCD display Connections: Connector Type:1 x Hi-Speed USB
1 x HDMI output
1 x remote control Software: Software:Drivers & Utilities System Requirements for PC Connection: Peripheral Devices:USB port, CD-ROM drive Miscellaneous: Compatible with Windows 7:"Compatible with Windows 7" software and devices carry Microsofts assurance that these products have passed tests for compatibility and reliability with 32-bit and 64-bit Windows 7. Included Accessories:Dust cap, body cap, lens cap, neck strap, eyecup Battery: Battery Type:Canon LP-E10 Details:1 x Li-ion rechargeable battery ( included ) Memory / Storage: Image Storage:RAW 4272 x 2848
JPEG 4272 x 2848
JPEG 3088 x 2056
JPEG 2256 x 1504
JPEG 1920 x 1280
JPEG 720 x 480 Supported Memory Cards:SD Memory Card, SDXC Memory Card, SDHC Memory Card Video Capture:MOV - 1280 x 720 - 30 fps
MOV - 1280 x 720 - 25 fps Dimensions & Weight: Depth:3.1 in Height:3.9 in Weight:17.5 oz Width:5.1 in Digital Features: Movie Capability:Yes Focus, Framing & Exposure: Preview LCD Monitor Size:2-7/10 in. Flash Enhancements: Red Eye Reduction:Yes

How can anyone actually get a good career through college?

I am very confused how anyone be even reasonably confident of getting a good career through college? It just seems like such a huge gamble with the odds against you.I know so many people that are worse off going to college, than if they didn't. Because after getting out, they only end up in jobs making like $15-$18 an hour, and have $40k+ in debt with accruing interest. I don't really know any people personally who have got their degree and went on doing something they like, and making $60K-$120K a year, like the popular belief is supposed to be.I look through the course brocures at community colleges, and 90% of the so called courses they will teach, are in fields that do not likely pay well, like baker, child care, mechanic, etc. Sure, maybe major universities are better, but unless you are lucky as a child and your parents run a good college fund, the average person can't just put everything in life aside to go to a university mid point in their life.Also, many fields that seem to require degrees have such widely ranging payranges, that how are you supposed to have a clue what to expect? I've "heard of" I.T. guys, network programmers, etc making 6 figure incomes, but ones I've met make dirt. There are a lot of fields like that where you don't know if the pay will be $10 an hour or $40, since its so widely ranging.Most colleges to me seem more concerned about taking your money, since they are a business, than actually getting you into a good career.I've worked quite a few jobs without college, and generally would make more than anyone I knew with a 2-4 year degree. Generally jobs could range from $20-$35 an hour. Currently at about $35, however I don't really like the career, and its also being hit hard by the economy, not getting full hours. I'd be willing to take night classes, get a degree, etc if I was reasonably assured that I would be successful in getting a career that pays at least $30-$40 an hour, but it just seems to me like the odds of that are slim, and the more likely outcome would be racking up massive student loans, finding out that whatever claimed lucrative field I studied, only has low paying jobs available.How does anyone win this gamble?

Single employee corp. payroll question

Which is the best solution for single employee corp payroll? In other words, just me. There are so many options out there, it is hard to choose. Some are quite expensive too.

Elegant crystal wine glasses - you pay $45 (reg. $144).

http://www.kgbdeals.com/national/deals/68543/69-discount-on-6-ge...
Take elegance to the next level with your choice of 6 hand-blown, hand-cut German wine glasses in Burgundy/Bordeaux or Cabernet/Merlot/Pinot Noir for 69% less you pay $45 (reg. $144).need to knowSix German crystal wine glasses
Hand-blown, hand-cut, shear lip
Pick Burgundy/Bordeaux or Cabernet/Merlot/Pinot Noir
Ultimate gift for a wine connoisseur
what & whyIts as inevitable as the season changes themselves right around January, those wedding invitations, housewarming party invites, and dinner party requests start pouring into mailboxes. So how do you find a gift of distinction for the blushing bride, the new homeowners, or your difficult-to-please boss? Look no further than ZutGlazz, purveyors of achingly beautiful stemware that is both elegant and essential.

Using techniques developed hundreds of years ago, some of Europes finest glass and crystal craftsmen shape the style, quality, and design. These glassware experts incorporate digitized computer modeling for shape, body, and characteristics which complement the varietal of beverage and use hand-blown, cut rim techniques to ensure the finest work of art. ZutGlazz produces a drinkware line that supports and enhances wines, spirits, and cordials. Designed for the fine dining sector, the entire line has the look of a delicate and fragile work of art, but has a stable, balanced base, ergonomically designed shape, and glass strengthened with techniques to help it resist chipping and breaking. Pick out 6 Burgundy/Bordeaux or Cabernet/Merlot/Pinot Noir glasses and delight any gift recipient or yourself with todays kgbdeal.
by the wayValid until April 7, 2012
Limit 20 vouchers per person
May purchase 20 additional vouchers as gifts
May only redeem one voucher per order on the merchant's website; you must create separate orders for each voucher
Cannot be combined with other offers
Valid online only
Tax not included
Shipping cost is additional $9.95 flat rate
Imported from Germany please allow 4 to 6 weeks for delivery
Cannot ship to PO boxes; shipping available in 48 contiguous states only
Please allow up to 72 hours after voucher purchase to redeemPlease see KGBDeals.com for additional terms and conditions.
This deal qualifies for $6 of kgbkash referral awards.

Many free romance ebooks from booksonboard (some amazon too)

Is it each item must be over $10 to be in hot deals vs free stuff or is it the total amount in the post?Anyway, I apologize if this is a repost(I confess I was only looking for the romance section, but I'm sure there are other freebies in other genres too)The items are a bit scattered (and when I tried to sort by price, the first item had a dollar amount and not FREE) so, the first link is to the first main(?) page hereSome relatively familiar authors have some for free (not in any particular order):Sabrina Jeffries The French Maid Kindle version
Jayne Ann Krentz The Scargill Cove Case Files Kindle VersionSome romances by Jessica Coulter Smith
For Now and Always
The Chirstmas GiftOthers:
Fatal Destiny by Marie Force
Last Days of a Rake by Donna Lee Simpson
Harlequin Holiday CollecitonOldie, but a goodiePride and PrejudiceThank you for reading this.

Wendy's - Purchase a $1 Frosty Key Tag, get a FREE Jr. Frosty every purchase until 12/31/12 [Nationwide - YMMV]

It's back again. As noticed in my Nashville, TN area Wendy's today. Previous posts on this topic have had many geographic locations participating (Raleigh-Durham, upstate NY, Michigan, etc). Check your local Wendy's during your next visit.Purchase a Frosty key tag for $1 to benefit the Dave Thomas Foundation for Adoption.
Show your tag every time you order and you'll get one FREE Jr. Frosty per transaction, per visit, per key tag with any purchase through 12/31/2012.

Direct TV removed channels but is not cancelling contract

Direct TV removed some channels from my service. They sent a letter with an apology and an offer to reduce the monthly price by a few dollars. Those channels are the biggest reason i subscribed to them and there is no sense for me to continue. Upon calling to request cancellation they are refusing to do that without paying a huge fees. Can someone offer any suggestions.
I am thinking of writing to the BBB but they already have a horrible reputation there. Below is the clause in their customer agreement that says that they have the right to change any program and still charge a cancellation fees. Isnt this illegal by itself.....(d) Our Programming Changes. Many factors affect the availability, cost and quality of programming and may influence the decision to raise prices and the amount of any increase. These include, among others, programming and other costs, consumer demand, market and shareholder expectations, and changing business conditions. Accordingly, we must reserve the unrestricted right to change, rearrange, add or delete our programming packages, the selections in those packages, our prices, and any other Service we offer, at any time. We will endeavor to notify you of any change that is within our reasonable control and its effective date. In most cases this notice will be about one month in advance. You always have the right to cancel your Service, in whole or in part, if you do not accept the change (see Section 5). If you cancel your Service, a deactivation fee (described in Sections 2 & 5(b)) or other charges may apply. Credits, if any, to your account will be posted as described in Section 5. If you do not cancel, your continued receipt of our Service will constitute acceptance.

BOGO Broadway Tix (select shows, WICKED, MARY POPPINS, CHICAGO, many other good ones!) NYC Jan. 17 thru Feb. 4

http://www.nycgo.com/broadwayweek

Need Help with Accounting? - an outsourcing solution?

Let's say you went to graduate school and paid for it with student loans. You didn't really think about it much, and never set up an accounting system. Unhelpfully, the loans were transferred between lenders, and are organized separately by disbursements, type, amount, and more. Further, lets say you want to get a handle on all this and going through the papers yourself is a bit challenging and frustrating. I know what I want. I want to make sure I know what is going on with my loans so I can make sure everything was done correctly, that I'm getting all the 'lendee benefits' that I should be, and basically feel more confident with my personal financing. Anyone have any experience on outsourcing accounting services to India? It looks affordable from the outside, and I'd feel a lot more comfortable knowing that someone has gone through all my accounts and double-checked everything.Are there any certifications or accounting registrations that I should be looking for?many thanks and happy 2012!

Free kindle books 4 children: How Many Fish? (A Silly Counting Picture Book) The Mystical Wood ( Free Stuff Under $10 )

http://www.amazon.com/Silly-Counting-Picture-Books-ebook/dp/B006...http://www.amazon.com/The-Mystical-Wood-ebook/dp/B0063HQU6C/?t=

Amazon Family Clothing Stock Up Sale $10 off $50 order, $20 off $100 order with codes/ Free Shipping

Amazon Family Clothing Stock Up Sale $10 off $50 order, $20 off $100 order with codes/ Free Shipping For a limited time, choose from select clothing styles sold by Amazon.com and save $10 on a purchase of $50 or more with promo code STOCKUPA or $20 on a purchase of $100 or more with promo code STOCKUPB. Items are eligible for Amazon Prime and FREE Super Saver Shipping* (*restrictions apply). Please note: You must shop with Amazon.com to qualify for the promotion. Purchases from multiple sellers cannot be combined to qualify. Claim code is required to receive discount at checkout.
$10 on a purchase of $50 or more with promo code STOCKUPA or
$20 on a purchase of $100 or more with promo code STOCKUPBFree Shipping on orders $25+http://www.amazon.com/l/ref=sr_hi_2/3540950011Good on clothing for Men, Women, Kids, BabiesIncludes clothing made by Carhartt, Diesel, Southpole, True Religion.. many, many more !

Free Energy-X Gum, Lip Balm, T-Shirts, Hats and More on Friday January 6th - Facebook

https://www.facebook.com/GoEnergyX?sk=app_123077107711598Get FREE Energy-X Gum, Lip Balm, T-Shirts, Hats and More on Friday January 6th! Energy-X is doing a giveaway tomorrow morning Friday 1/6/2012 on the Facebook page
Be sure to check out their Facebook Page for the announcement.
They didnt say how many they would be giving away or if its for the first so many people.
They will be giving away Gum, Lip Balm, T-Shirts, Hats and more.

25% off Orders of $75+ with code at dELiAs

Delias
Clothing and Shoes for Teens and Young Adult Women
Exclusive - 25% off Orders of $75+
Code: 75SAVDD
Expires 2/1/12http://store.delias.com
Possible 3% FatWallet CashBack- http://www.fullofdeals.com/dELiAscOm-coupons/Good Clearance items
Jansport Backpack-was $40 now $20 http://store.delias.com/item.do?itemID=56571&categoryID=480
Double Breasted Trench was $69.50 now $39.99 http://store.delias.com/item.do?itemID=55973
.. many, many more

Ran out of Exxon 33c/gal cards, need next cheapest gas on I-95 idea!

I bought a bunch of $100 Exxon cards by 12/31, and my friends will receive $10 giftcards in the mail for me - thus I got average 33c/gallon discount. Exxon's limit of 2 per household made it hard to order as much I need: I spend $2000 each semester RV-ing kids and everyone who wants between NY and FL. So I'm hunting any new discount along the I-95 now! P.S. It is certainly appropriate to mention CREDIT CARD discounts. But discounts "not requiring any CC" (or credit approval) are so much more valuable for wider audience: such as giftcard, supermarket or particular brand offers! Please...Probably have to mention: Exxon's 10% discount was indeed stackable with 5% reward on many a CC used to purchase those "$100 cards at Exxon's stores" - making the expired deal 15% in total, or 50c/gallon! But it's cleaner for this topic to concentrate on gas-station stated discount - rather than a combination with outside CC benefits

Best options for reducing expenses on large FHA loan with low equity but high income

I'd appreciate some advice on my situation, described in more detail below. Specifically, I'm trying to figure out if there is some way I can refinance/restructure my mortgage to reduce my interest rate and/or the amount of money we're wasting on mortgage insurance. Note that although I am a regular participant here on FWF, I've changed my username to try to maintain some modicum of internet-anonymity.1. In my late 20s; about to get married.
2. Income of about 200k/yr (me); income of about 100k/yr (her) (she may stop working soon).
3. FHA 203k mortgage used to buy and renovate our first home. Outstanding balance is approximately 580k. Home is worth in the low 600s, so we don't have much equity. Making minimum monthly payments, which are ~3700 including escrow contributions.
4. Mortgage rate is 4.75%.
5. Approximately 35k in my savings.
6. Approximately 40k in my 401k
7. About 35k in student loan debt (currently at 6%, but will drop to 4% next year).From my research, it doesn't look like there are many options for us to refinance and get a lower rate and/or reduce our mortgage insurance payments. Is there some way I can leverage our relatively high income to reduce/eliminate our mortgage insurance? Anything else I'm missing?I'm open to pretty much any and all advice/criticism.

How to find Tax preparer and/or Financial Adviser?

My income has always been simple:
- One W2
- Rent apartment
- ESPP, and saving account only.I don't have property or other income. So I had been using TurboTax. I have the following situations that I think I need pay someone. However, I don't know if I need both Tax Accountant and Financial Adviser together.Two situations that make me think I need external help:
1. I invested (help out) a relative company for $20k (maybe 3yrs ago), and his company closed in 2009. I suppose I can claim lost for multiple years?
2. Finally, I get enough money to purchase first home. I need advice to balance between loan and investment.Lastly, how do I find a trust worthy profession to do the above? Many years ago I used HRBlock just to see if it will save me hassle. Turned out the person didn't deduct my rent. After correcting it, IRS still sent me letter saying it was wrong by $0.17. Seriously? A simple one W2, rent, and saving account, they still did it wrong? (Didn't have ESPP at that time)Any help appreciated!

Make $80 in Officemax rewards on two GLEE II MID-BACK MANAGER CHAIR, BLACK From Officemax,com only Online May be YMMV?

Make $80 in OfficeMax rewards on two GLEE II MID-BACK MANAGER CHAIR, BLACK From OfficeMax,com only Online
Ok here is a great deal everyone for OfficeMax Rewards customers. I purchased two GLEE II MID-BACK MANAGER CHAIR, BLACK 22250403 and I made an extra $80 in OfficeMax Rewards credit. Most people figure at the start of the week this was an Instore deal only however I now can confirm this is an Online promo which I assume is an error as the chair retails for $89.99 instore not $49.99. Here is the math-OfficeMax.com is offering the chair on sale this week for $49.99 however in store there are offering $89.99 OfficeMax rewards credit. I purchased this char online and received the instore credit. I assumed I would as the Ad clearly states you can purchase the chair online or instore and receive the reward. I have posted the screen shots of my order and the OfficeMax perks credit of $179.98So I spend $99.98 on two chairs and got back $179.98 in rewards. Pretty sweet. LINKI'm in the Boston area so my product shows in ad 1 cent after maxperk rewards. Some people are seeing different amounts based on region. Many feel this is a regional deal. This is a part I'm not certain of as the chair shows for me online at $49.99 and it should show at the retail price and not the $49.99 price. In my OM weekly ad it shows the rewards as instore and online, however it doesn't show on the product page online that it has maxperks bonus rewards. I did in fact receive the rewards posted to my account today which is the day after receiving the chairs.

10% off Home Depot, Pottery Barn gift cards w/ FS @ CardCash.com

Hey guys, CardCash.com is having 10% off Home Depot and Pottery Barn gift cards.I got this email today:CardCash.com Presents Card Cash Out MonthHope you enjoyed your holidays. CardCash has just launched a major national media campaign to buy the billions of dollars of unwanted gift cards received during this holiday season and is paying during the month of January the highest prices of the year. Check out our recent media page which includes our recent coverage on Fox, CNN, ABC, CBS http://www.cardcash.com/in_the_media.Now that's Good News too to our discount hungry customers! In an effort to quickly move the huge inventory we are receiving this month, we will be passing on these savings to you and expect to see many crazy deals in the next few weeks. So check every day during the month of January to see what deals are being offered for that day.Today's DealSave 10% on Home Depot and Pottery Barn Gift Cards

REQUEST - Inexpensive All-Inclusive Travel Deal to (Almost) Anywhere

Hi, this is not my regular account because I'm trying to keep this travel arrangement a surprise. Please believe that I am a huge contributing member of FatWallet, but that I just don't travel often so I'm hoping others can help.I will be celebrating an anniversary with my girlfriend later this month. In the many years we've been together, we've been frugal and have never been on a single vacation. This year, I want to surprise her with a vacation, but as I have rarely been on any vacations, I need help. Also, due to our lack of vacation experience, an all-inclusive trip would be awesome, but I get the feeling they're pricier.The most important factor is probably price. I know she wants a vacation, but she has rejected ideas in the past so that we can save money. I am not sure if this is doable, but I'm hoping to spend a maximum of $1,000 for the both of us with the flight and hotel stay included.What is also important is that we do not have U.S. passports, so we cannot travel out of the country; we live in San Francisco, California, and are U.S. citizens. However, if there are significant discounts if we go out of the country - to Mexico, for example - we can delay the trip by a month or so, as our passports should arrive by then.We both work unusual shifts and can take any time off, so which day of the week or month isn't an issue. I'd like to take anywhere from a two- to four -day vacation, which price being the factor, once again.Other information: I'm currently slightly injured due to a car accident, but can move around with crutches. As this is the case, water activities and such would not be ideal. We're both interested in nature, natural scenarios (e.g. waterfalls), and would rather not travel to another major city (e.g. not New York, Chicago, Los Angeles). We are not interested in wine trips. I've searched Google.com for deals, but have not seen much. The best ones I've found are things such as Groupon Getaways (http://www.groupon.com/san-francisco/getaways?d=travel_countmein... LivingSocial Escapes (http://www.livingsocial.com/escapes), and EverSave Travel Deals (http://www.eversave.com/travel?). It seems like the cheapest travel deals I can find will be for Las Vegas, and that would be fine with us. We can catch shows and such; I know she's interested in Cirque du Soleil.Thank you so very much,
W.

10% Home Depot, Pottery Barn w/ FS @ CardCash.com

Epic TL 2710 treadmill @ Costco for $1500

First time buyer of a treadmill looking for options to get some exercise into our small rental apartment.Costco has the Epic TL 2710 Treadmill at an attractive $1500.What makes this attractive:

Assembly Included - reviews from Amazon on treadmills indicate delivery and assembly is the most challenging part
10 Full-Color Touch Screen with Browser Powered by Android - a trend in 2012
iFit Live Technology Built-In - another trend among the top models from the ICON brand. Costs $129 otherwise, and needs a screen
3.8 CHP Odyssey Commercial Pro Motor - on paper, that amounts to better than budget grade
2.5 Balanced Rollers - again, on paper, that reads as better than budget grade
20 x 60 Commercial Treadbelt - I've come to understand 60" is a standard size, 55" and below are compact budget units
Product Weight: 350 lbs - This is heavier than many. It helps that the first point on the list is Assembly Included.

The model number comes up with minimal relevant information from Google. However, comparable models from the NordicTrack line - such as the NordicTrack c2150 - is $300 more, at $1800, and does not include free assembly or Costco's return policy.Anyone with experience buying treadmills from Costco? Does the return policy or after sales service make any difference over, say, direct purchase from the manufacturer or choosing a different brand from Amazon etc?Looks like a good deal on paper, but I have no idea how brand names / after sales service / reliability etc scale up between Costco brands and the leading reviews on Amazon, such as ProForm, LifeSpan, NordicTrack, Smooth, etc

X79 SAS Support! - Sandy Bridge E Mobo $50 Off @ $209.99 AR/ $259.99 AR!!

http://pcper.com/news/Motherboards/ECS-and-their-no-holds-barred...
ECS and their no holds barred approach to the X79 chipset"Today we take a look at the new motherboard from ECS, the X79R-AX Extreme. We'll throw in a decent photo-shoot and a benchmark suite at the product and get an indication what performance is like with the Intel Core i7-3960X (Sandy Bridge-E).
Admittedly I was a little shocked when the motherboard arrived, as it is probably the most feature rich X79 motherboard we've had in our labs."More Review and recommendation::: http://www.techpowerup.com/reviews/ECS/X79R-AX/The ECS X79R-AX is available for purchase right now, with a MRSP $309.99.AND NOW WITH: $50 OFF LIMITED TIME REBATE OFFER
Packed with added features not seen on some other products in the same price range.
Clean, color-themed and traditional layout.
EFI bios with support for 3TB+ drives.
Fully functional UEFI BIOS, including mouse support.
VRM capable of over 300W, more than double Intel X79 CPU TDPs.
Full Intel X79 abilities available, included SAS support (limited to select drives).
Overclocks just as well as many other products.
Impressive packaging and included accessories leave no part of the products functionality unusable.
Onboard Wi-Fi and Bluetooth included.
Functional thermo chromatic stickers on both heatsinks.
Full PCIe 3.0 support
more reviews:
http://www.guru3d.com/article/ecs-x79rax-extreme-review/22Being a somewhat 'affordable' X79 motherboard brand you'll be shocked and flabbergasted by all the features that ECS offers. Extra buttons, extra LEDs, diagnostic POST displays, three USB 3.0 controllers allowing up-to 6 USB 3 devices, you'll get plenty of SATA ports (14!) of which eight are SATA3 (two eSATA's included). We just love the two Gigabit Ethernet jacks as apparently the other brands all think just one is enough these days.
- ECS BLACK SERIES OFFER INDUSTRY LEADING 99-HOUR REPLACEMENT SERVICE IN THE EVENT OF DEFECT.http://www.ecsusa.com/ECSWebSite/Member/LoginPage.aspx
ECS Promises 99-Hour GPU & Motherboard Replacement For Black Series Products ... ECS will offer its exclusive 99-Hour Replacement Service AS A COUNTER TO QUIET DOWN ITS bad quality rumours and back its products! For a limited Time Grab a BLING BLING Black Series Tshirt for Purchasing these motherboardssee wiki.....$50 MIR Form Link: http://images10.newegg.com/uploadfilesfornewegg/rebate/SH/ECS12M...
http://www.newegg.com/Product/Product.aspx?Item=N82E16813135300ECS X79R-AX DELUXE(1.0) LGA 2011 Intel X79 SATA 6Gb/s USB 3.0 ATX Intel MotherboardNumber of Memory Slots: 4240pin
Memory Standard: DDR3 2500(OC)/2400(OC)/2133(OC)/1800/ 1600
Onboard Video Chipset: None
Audio Chipset: Realtek ALC892
Model #: X79R-AX DELUXE(1.0)
Item #: N82E16813135300
Return Policy: Standard Return PolicyNow: $259.99
$209.99 with Rebate
http://www.newegg.com/Product/Product.aspx?Item=N82E16813135299ECS X79R-AX(1.0) LGA 2011 Intel X79 SATA 6Gb/s USB 3.0 ATX Intel Motherboard
Number of Memory Slots: 4240pin
Memory Standard: DDR3 2500(OC)/2400(OC)/2133(OC)/1800/ 1600
Onboard Video Chipset: None
Audio Chipset: Realtek ALC892
Model #: X79R-AX(1.0)
Item #: N82E16813135299
Return Policy: Standard Return PolicyNow: $309.99
$259.99 with Rebate

Sears Craftsman Tool Chests -- Just bought a set for gt;50% off

First post so be easy on me...Sear's (online for sure, not sure about in the stores) has their tool chests marked down quite a bit.
I just purchased this bottom, rolling, tool chest for $150 (regularly $315): http://www.sears.com/shc/s/p_10153_12605_00962021000P?prdNo=3&bl...
I also purchased this top chest for $100 (regularly $165): http://www.sears.com/shc/s/p_10153_12605_00962020000P?prdNo=2&bl...When checking out, I also applied coupon code, "sears2011" which gave an additional $5 off the final price. Total price: $245
Total normal price: $480Delivery was expensive but they offered free pick-up at the store. Many other chests were also on sale but I selected these due to their low price, features (primarily ball bearing drawers), and great reviews. Best of luck!

Super Talent 32GB Secure Digital High Capacity SDHC Card (Class 10) $29.99.FS

linkSuper Talent 32GB Secure Digital High Capacity SDHC Card (Class 10)
Manufacturer Part # SDHC32-C10Description:The SuperDigital High-Capacity card offers larger removable storage size than the standard SD cards. With capacities up to 32GB, the SDHC card has become a leader among many removable storage devices, especially in the digital camera marketplace. The need for a large capacity SD is significantly attributed to a growing high-quality video demand. Super Talent SDHC cards have high data protection rates, and are built to endure harsh environmental conditions. They work in standard SD slots and preserve the data even if inserted in an SDHC-incompatible device.

Free Purina Pro Club Starter Kit for Breeders

TextIf you personally care for 5 or more dogs, 5 or more cats or breed one litter per year, you're eligible to join the Pro Club Inner Circle. Please note that Pro Club is a program for individual breeder/enthusiasts, not institutional organizations, such as rescue groups, humane societies or animal shelters. It's free and easy to sign up. Just fill out the form below, click "Next" and start taking advantage of the many benefits

Select TV seasons on DVD for $9.99 Shipped Bestbuy

TextReceive a $5 Best Buy gift card for FREE, when you buy three select TV show titles on DVD Shipping is free on your order. Some Examples
Workaholics: Season One [2 Discs] [Widescreen] - DVD for $9.99
Louis: The Complete First Season [2 Discs] [Widescreen Subtitle] - DVD for $9.99
Archer: The Complete Season One [2 Discs] [Widescreen Subtitle AC3 Dolby] - DVD for $9.99
Walking Dead: The Complete First Season [2 Discs] - DVD for $9.99 Many More

Understanding market swing justifications or defending the indefensible..help me understand.

I'm trying to understand how retail investors who are heavily invested in the traditional markets can trust the "free" markets when they experience high volatility with no systemic drivers. This morning is an excellent example. End of year sell-off for tax purposes last week? Maybe, but wouldn't such a repetitive scenario be fully arbitraged in an efficient market? Is the end of year market inefficient?At any rate, I notice the analysis headlines for early morning trading are prepared in advanced and slapped down on business websites just as the market opens. Even so, on many trading days, the market will reverse itself shortly on no news or other justification. My question is, how do you justify keeping the majority of your savings in a market that is obviously manipulated and seemingly works outside of normal short-term market forces?

CVS Jan 2012 MONTHLY Extra Care Bucks Offers

CVS Monthly Deals January 2012
Spotted many monthly deals tagged in my store. I have no clue how to make a wiki, but will start a list and if I figure it out, try and get the wiki going. All January deals were tagged good from 1/1/2012 to 1/.28/2012:Get $2 ECB wyb Curel Hand and Foot Cream 3.5 oz(sells for 6.49 in my store)Get $2 ECB wyb Jergens Ultra Healing Lotion 10 oz(sells for 4.29 in my store) Get $3 ECB wyb $10 Right Guard Sport, Total Defense 5, or Dry Idea deodorant/anti-perspirantGet $5 ECB wyb $15 Garnier Fructis Hair care Get $5 ECB wyb $15 Garnier Hair color Nutrisse or Herba ShineThe following deals all have separate tags, so not sure if each deal is separate or if all qualify as one deal:
Get $3 ECB wyb $10 Dial Nutriskin 21 oz
Get $3 ECB wyb $10 Dial or Tone Bodywash
Get $3 ECB wyb $10 Dial or Tone Bar Soap 2 or 3pk only Get $10 ECB wyb $25 L'Oreal Studio Line or Vive products Get $10 ECB wyb $25 L'Oreal Hair Color Get $3 ECB wyb $15 Maybelline Lip or Eye productsGet $10 ECB wyb $25 Nicorette or NicoDerm CQ

25% off sale items + free ground shipping on all orders @ Jack Spade

Jack Spade is offering an additional 25% off sale items with the code DOTHEMATH, expiring Jan 25. They are also offering free ground shipping on all orders with no minimum required (automatically applied at checkout). Many of their sale items are already 40-50% off so the additional discount stacks nicely. My top 3 picks:Nylon canvas overhead bag, $103.50 (regular $365, 72% off) http://www.jackspade.com/Nylon-Canvas-Overhead-Bag/NYRU0679A,def...
Locke cashmere hat $36.75 (regular $125, 71% off) http://www.jackspade.com/Locke-Cashmere-Hat/JSM00144,default,pd....
Tarpaulin dry dopp kit $33.75 (regular $95, 64% off) http://www.jackspade.com/messenger-bags/messenger-bags-for-men/t...

amazon local: Half Off Travelocity Hotel Gift Card

$100 to Spend at Over 55,000 Hotels$50 gets you $100 to spend at over 55,000 hotels worldwide.Minimum spend of $250 pre-tax required
Minimum two-night stay required
Buy as many as you like
Limit one voucher per booking
Limit one room per booking
Available for use immediately after purchase
If voucher is redeemed prior to June 30, 2012, it will be good for $100 to spend for hotel services; reservation does not have to be used by this date
If voucher is redeemed after June 30, 2012, it will be good for $50 to spend on hotel services http://local.amazon.com/northern-virginia

Select Items for $20.12 + Free Shipping, Jan 01 @6pm.com

many many items at 6pm sold for $20.12Select Items for $20.12 + Free Shipping, Jan 01 @6pm

(SoCal/OC Costa Mesa) Free admission to OC Marketplace Place AC [Exp 12/31/2012]

textWhere
What: open air market (mostly mom&pop shops selling new stuff; very few antique / collectible / flea market / swap meet stuff; for garage sale-ish swap meet stuff, go across the street)
When: Sat/Sun (mostly on sunny days only; many won't be open in the rain); Closed in Jul/Aug.
MiscParking is free. (IIRC, $2 for 'preferred parking')

Select Items for $20.12 + Free Shipping, Jan 01 @6pm

many many items at 6pm sold for $20.12Select Items for $20.12 + Free Shipping, Jan 01 @6pm

Managers Grocery Clearance at AMAZON up to 85% off select items (free ship at $25 or Prime on many)

http://www.amazon.com/s/ref=s9_hps_bw_clnk?node=1266153011&page=...

28 LED All-Purpose Light $3.99 + shipping truevalue.com or in store where available

see ad
linked28 LED All-Purpose LightPROMIER PRODUCTS INC
http://www.truevalue.com
| model # DB12-28GLOW-96
| item # 138546SALE $3.99
Online price. In-store price/availability may vary.
See if this item is on sale at your local store. This 28 LED all-purpose light has many features. It is lightweight, compact and portable so it fits perfectly in your pocket, purse, glove box or tool box. Has a strong, built-in magnet so it sticks easily to most metal surfaces. Or it can hang or stand in various positions with its fold-away swivel hook. The sides glow in the dark so it's a breaze to find at night. Powered by three AAA batteries, which are also includedFeatures a total of 28 LEDs
Strong built-in magnet adheres to metal surfaces
Glow-in-the-dark sides
Built-in swivel hook pivots in all directions
Easily accessible battery compartment
Uses 3 AAA batteries, includedProduct Weight (pounds): 0.27In-Package Dimensions (inches)
Length: 1.5
Width: 2.5
Height: 3.75Hazmat: NoCountry of Origin: CN
28-LED Flashlight
$3.99 with coupon On Sale Now! See The Weekly Ad
Offer valid 12/28/2011 through 1/29/2012
Find it at: True Value Hardware
*Available in store Bright light with green glow-in-the-dark band and magnet. Includes 3 AAA heavy-duty batteries. See above for expiration date. Present coupon at store. 2012 DM 011

Miami / key west trip

So the wife and i are planning a Miami / key west trip for maybe the first part of June in 2012. Trying to take advantage of my credit card points.
I have enough points on the American Airlines card to fly free. I was thinking of flying in (AA to FLL?) on Monday and staying the first night in Miami.
Again we have many points on priority club and Marriott, but I also have enough for a one night stay with choice or wyndham - so Mondays one night stay I have a few possibilities - maybe Wyndham Garden Hotel Miami South Beach, Days Inn and Suites Miami/North Beach Oceanfront, Courtyard by Marriott Miami Beach South Beach or Courtyard Miami Beach Oceanfront any insight on any of these?
We would rent a car at the airport and drive to key west on Tuesday. I understand its about 4 hour drive, but this should not be a problem for us. I was thinking about renting a convertible, prefer mustang over Sebring. Last year when I was checking summer prices it looked like about $425/week from dollar was one of my best deals. I also saw Payless had a ford taurus for $ 161.67/ week special, but I have been unable to duplicate this. Id go for this to save the $300 and live with the taurus if I could get it. Any suggestions on getting a deal? Looks like it would be better to rent by the week than by the day. I also have an AMEX card, does this get me free insurance?
Plan to stay in key west tues - thurs maybe at Crowne Plaza : KEY WEST-LA CONCHA and then driving back on Friday and spending fri and sat back in Miami and leaving Sunday.
i was looking at the Crowne Plaza - Z Ocean Hotel South Beach Miami for the fri and sat stay. for the Crowne Plaza : KEY WEST-LA CONCHA, do you think i could get points stay here or will they not be available in June? how early can i book? I have my pc chase card so i would be platinum, so are there any fees other than parking (Self parking: USD 20 per night) w reward night and plat? Got a reply that parking may be free with platinum status. Any other resort fees or taxes I may have to pay?
I have the same questions for the Crowne Plaza - Z Ocean Hotel South Beach Miami for the fri and sat stay. do you think i could get points stay here or will they not be available on the weekend?
Any comments or suggestions? Should I stay longer in key west with less time in Miami?
We are middle aged and not big partiers just want to take in the sites. Any suggestions on things to do, places not to miss?
Thanks for looking.

Sonic Drive-In Winter Daily $.99 Specials - YMMY

Sonic Drive-In YMMV$.99 daily deal - for all winter
Monday- Chicken Strip Sandwich
Tuesday- 1/4 lb Sonic Burger
Wednesday- Corn Dog and Small Tot
Thursday- 6" Premium Beef Hot Dog
Friday- Grilled Cheese or BLT
Saturday- Mozzarella Sticks (5)
Sunday- Jr Sonic Burger and Small TotMany Sonics are franchised and may not participate. Good luck!

OfficeMax.com 100% back in rewards on select backpacks, messengers, and brief cases 01/01-01/07

OfficeMax.com 100% back in rewards on select backpacks, messengers, and brief cases 01/01-01/07
MaxPerks Rewards offers for the week: LINK.
January 01, 2012 thru January 07, 2012:
100% Bonus Reward on select backpacks, messengers and brief cases (items# 23104374, 23075226, 23236455, 23236561, 23236598) online only, limit 2 per item per member. LINK
$32 Bonus Reward on BOISE X-9 8.5x11 Multiuse Paper, 10-Ream Case (item# 21403152) $41.99, limit 2, maximum $64 Bonus Rewards per member. LINK
--- $9.99 after rewards$4.99 Bonus Reward on OfficeMax 8.5x11 All-in-One Paper, 500-Sheet Ream (item# 20910971) $6.99, limit 2, maximum $9.98 Bonus Rewards per member. LINK
--- $2.00 after rewards
Note 01: The item maybe be "discontinued" until it is made available forsale (usually around 3 AM eastern). The "discontinued" state can occur sporadically through out the day on Sunday.Note 02: While the product pages above might link to a multi-product page, only the specific items listed above qualify for the bonus rewards.Note 03: Member's MaxPerks ID card number must be scanned/entered at the time of purchase; no Bonus Rewards adjustments will be made after purchase.Note 04: The item limits are usually applied per SKU.
-----------------------TERMS:Bonus Rewards are available only for items marked as a MaxPerks Bonus Reward offer. All Bonus Reward offers are available 1/1/12 thru 1/7/12. Limits may apply; see product offer for details. $32 Bonus Reward on BOISE X-9 8.5x11 Multiuse Paper, 10-Ream Case (item# 21403152) limit 2, maximum $64 Bonus Rewards per member. $4.99 Bonus Reward on OfficeMax 8.5x11 All-in-One Paper, 500-Sheet Ream (item# 20910971) limit 2, maximum $9.98 Bonus Rewards per member. 100% Bonus Reward on select backpacks, messengers and brief cases (items# 23104374, 23075226, 23236455, 23236561, 23236598) online only, limit 2 per item per member. Items and related Bonus Rewards are available while supplies last. Member's MaxPerks ID card must be presented at time of purchase; no Bonus Reward adjustments will be made after purchase. All Bonus Reward offers valid in store, online and/or via phone order, unless otherwise indicated. For a percentage-based Bonus Reward, percentage of Bonus Rewards issued is based upon price actually paid by Member, as advertised price can be reduced by any applicable coupon or discount. Bonus Rewards for these offers, along with any other rewards a Member may have earned during the same period, will be issued in the next statement cycle in the form of a MaxPerks Reward Card redeemable toward future purchases at OfficeMax. Reward Cards expire 90 days from date of issuance, except in Florida where they expire one (1) year from date of issuance. See OfficeMax.com/maxperksterms for full details.Prices applicable for Continental U.S. Prices may vary in Alaska, Hawaii, Puerto Rico and the Virgin Islands. Prices valid through 1/7/2012 unless otherwise indicated.*Qualifying merchandise is any product and/or service in our retail stores, online or in our catalogs, except: computers, tablets, eReaders, gift cards, general-use prepaid cards, phone cards, Sprint service plans, purchases with a Retail ConnectSM pricing, sales tax and purchases made prior to the date of enrollment. Purchases with your MaxPerks Reward Card do not count toward the qualifying spend requirement. Please see OfficeMax.com/maxperks for full program details.-----------------------
bpvh's UNOFFICIAL MAXPERKS FAQ (vers. 2011.12.31):This is a work in progress.
01. Is membership in a MaxPerks Rewards program required to take advantage of these bonus offers?
02. What are MaxPerks Rewards and what can MaxPerks Rewards purchase?
03. Can only businesses and teachers join the MaxPerks Rewards programs?
04. If a bonus rewards item is paid for with rewards will the bonus rewards still be awarded? Do rewards "roll"?
05. Does using coupons impact the rewards payout?
06. Any other payment concerns?
07. How many rewards card can be used on a single purchase?
08. What "date" does the MaxPerks Rewards site use as the date of record for online transactions?
09. The offer is not advertised in my region. Is the offer valid in my region?
10. The item's online price does not match the item's price in the advertisement. Will the rewards payout be the advertised price or the purchase price?
11. When will the rewards be noted on the rewards account?
12. How and when will the rewards / bonus rewards be paid out?
13. Do rewards expire?
14. Can rewards be used to purchase gift cards?
15. What is the best way to cash out the Rewards?
16. Does the purchase of an item with an 100% back in rewards or a fixed value rewards offer count toward the purchase requirement for the ink/toner recycling program?
17. The terms and conditions of the MaxPerks Rewards for Business program appear to have a $500 purchase requirement before rewards payout? Do I have to purchase $500 worth of items at OfficeMax before MaxPerks pays out the bonus rewards?
01. Is membership in a MaxPerks Rewards program required to take advantage of these bonus offers?Yes, membership is required. To join either fill out an application in-store or online at www.officemaxperks.com.
02. What are MaxPerks Rewards and what can MaxPerks Rewards purchase?MaxPerks Rewards are effectively OfficeMax store credit with an expiration date. MaxPerks Rewards can be used to purchase most items in-store, online and by phone except they "are not redeemable for gift cards, general use pre-paid cards, phone cards and are not redeemable for cash unless otherwise required by law."**
03. Can only businesses and teachers join the MaxPerks Rewards programs?No. "MaxPerks is open to legal residents of the 50 United States (and D.C., Puerto Rico, and the U.S. Virgin Islands) age eighteen (18) years and older who have internet access to manage their MaxPerks account."**Teachers should sign-up for the MaxPerks Rewards for Teachers program.Everyone else should sign-up for the MaxPerks Rewards for Business program. Where the business application requests "Business Name" enter first and last name.
04. If a bonus rewards item is paid for with rewards will the bonus rewards still be awarded? In other words, do rewards "roll"?To date, yes, with one exception. Paying for 100% back in bonus rewards and fixed value (buy X, get $Y in rewards) bonus rewards offers with rewards have earned rewards so at least for those two types of bonus rewards offers, MaxPerks rewards have "rolled".The one bonus rewards offer that did not roll was its June 2010 "Get 20% Back in MaxPerks Rewards" offer and the offer's terms noted the exception:"*20% MaxPerks Bonus Rewards offer valid in-store from June 20, 2010 thru June 26, 2010. Saving pass, phone promo code or online promo code and member's MaxPerks ID card must be presented at time of purchase. No Bonus Reward adjustments will be made after purchase. Not valid on computers, gift cards, general use prepaid cards, phone cards, purchases with a Retail ConnectSM card, sales tax, OfficeMax private label ink, toner and ink refills, Sprint monthly price plans and purchases made prior to enrollment and purchases with a MaxPerks Reward Card."
05. Does using coupons impact the rewards payout?It depends on the type of bonus rewards offer:---- if it's a 100% back offer, then using a coupon will reduce the rewards payout. Dollar off coupons are still useful in reducing the initial outlay, the eventual rewards payout, and the amount of sales tax paid if applicable
---- if it's a fixed value (buy X get $Y in rewards) offer, then using a coupon has not impacted the rewards payout to date.
06. Any other payment concerns?Cash, credit cards, gift cards and merchandise : Earn both bonus rewards (100% back offers, $x back on purchasing Y offers) and standard rewards (business: $25 for every $500, teacher: $10 for every $75)Rewards cards: Earn bonus rewards (100% back offers, buy X get $Y in rewards offers) but NOT standard rewards (business: $25 for every $500, teacher: $10 for every $75)
07. How many rewards card can be used on a single purchase?In-store and phone: According to the program's terms, up to three Rewards Cards can be used on a single transaction for in-store and phone purchases. The last time I tried using more than three Rewards cards on a single transaction in-store -- admittedly this past June -- the cash register did not prevent using more than three.Online: The limit is one Rewards Card (or gift card) per transaction.
08. What "date" does the MaxPerks Rewards site use as the date of record for online transactions?The MaxPerks Rewards site generally uses the date the item ships as the date of record (the "Transaction Date") for an online order. If this date falls outside the offer period it is possible that the system will not automatically award the reward. If the reward is not automatically rewarded, contact MaxPerks Rewards customer service to have the reward awarded.
09. The offer is not advertised in my region. Is the offer valid in my region?This appears to be YMMV. Some have reported that non-advertised 100% back in rewards offers worked for them while others have reported that they have not. My experience is that 100% back in rewards offers are not valid out of the targeted region(s).
10. The item's online price does not match the item's price in the advertisement. Will the rewards payout be the advertised price or the purchase price?Some offers have a "maximum reward amount" attached but to date it does not appear that the maximum award amount is being enforced.Otherwise, for 100% back in rewards offers the rewards payout has been the purchase price regardless of whether the purchase price is less than or greater than the advertised price.
11. When will the rewards be noted on the rewards account?For an in-store purchase, the transaction information for the purchase should update within several days of purchase. The rewards for the transaction might not update for several days after that.For an online purchase, the transaction information for the purchase should update within several days of the order's shipment. The rewards for the transaction might not update for several days after that. If the purchase is shipped in several shipments, the transaction and rewards will be updated individually for each shipment.Please note that the transaction might update in stages.
12. How and when will the rewards / bonus rewards be paid out?Rewards are paid out via a rewards card (unlimited use until funds exhausted) that can be printed from the MaxPerk's rewards site.For Business program members, rewards are paid out monthly and are generally paid out in the middle to later half of the month after the transaction. So, the bonus rewards for the purchase of a bonus rewards item in September will generally be paid out in October.For Teacher program members, rewards are paid out quarterly and are generally paid out in the middle to later half of the month in the month following the end of the quarter. So, the bonus rewards for the purchase of a bonus rewards items in July thru September will be paid out in October.If the rewards will be paid out at a different time it will be noted in the offer's terms.
13. Do rewards expire?Yes. Rewards expire the last day of the month 3 months following the month in which they are made available on the MaxPerks rewards website. The expiration date is not determined by accessing the online rewards account or printing the rewards certificates.
14. Can rewards be used to purchase gift cards?No, not any more. Apparently OfficeMax's corporate office sent out an email stating that effective 7/28/2011, MaxPerks rewards certificates can no longer be used to purchase third party gift and third pary prepaid cards. It has been reported that the cash registers are no longer allowing such a sale."Reward Cards are not redeemable for gift cards, general use pre-paid cards, phone cards and are not redeemable for cash unless otherwise required by law."**"Effective July 28, 2011, Reward Cards are no longer redeemable for purchases of any gift cards OfficeMax sells, including third party gift cards (i.e. restaurant, music, travel, or entertainment gift cards, other merchants gift cards, etc.), general use pre-paid cards (i.e. Visa gift cards, MasterCard gift cards, and American Express gift cards), phone cards, or for OfficeMax brand gift cards."**
15. What is the best way to cash out the Rewards?Unlike Office Depot and Staples, OfficeMax does not offer free after rebate items which leaves purchasing items that are needed or that can be flipped.
16. Does the purchase of an item with an 100% back in rewards or a fixed value rewards offer count toward the purchase requirement for the ink/toner recycling program?As long as the purchase is otherwise a qualifying purchase, then yes.Qualifying PurchaseQualifying purchases are any products or services in our stores, catalogs or web site except for computers, gift cards, general use prepaid cards, phone cards, Sprint service plans, sales tax, purchases with a Retail ConnectSM card, purchases made prior to the date of enrollment, and purchases made with your MaxPerks rewards. You will start earning credit for purchases with your MaxPerks member ID number the day you sign up.**Using coupons does reduce the qualifying purchase amount.
17. The terms and conditions of the MaxPerks Rewards for Business program appear to have a $500 purchase requirement before rewards payout? Do I have to purchase $500 worth of items at OfficeMax before MaxPerks pays out the bonus rewards?No, the $500 purchase requirement does not apply to bonus rewards.The OfficeMax MaxPerks rewards programs have two types of rewards: standard and bonus.The standard reward for the business program members is $25 for every $500 in qualified purchases. The standard reward for the teacher program members is $10 for every $75 in qualified purchases).Bonus rewards are special deals offered throughout the year. The pay out from the bonus reward deals is not in anyway linked to the $25 standard reward for every $500 in qualified spending. See the following from the program's terms and conditionsHow To Earn RewardsFrom time to time, OfficeMax may also offer its members MaxPerks Bonus Reward opportunities in which members can earn extra rewards (which may vary in amount) for purchasing specified products or completing a required action. To take advantage of the MaxPerks Bonus Rewards special purchase offers, you must have your MaxPerks member ID number at the time of purchase and it must be applied to that purchase. From time to time, these types of offers will also require a coupon code, in addition to your member ID to qualify for the Bonus Reward. No MaxPerks Bonus Reward adjustments will be made after purchase. MaxPerks Bonus Rewards will be issued in the next statement cycle regardless of your qualified purchase balance, unless another timeframe is noted for that specific offer.**
(*) - quote from the MaxPerks Rewards for Business FAQs(**) - quote from the MaxPerks Rewards for Business Terms and Conditions
DISCLAIMER:The UNOFFICIAL MAXPERKS FAQ is a compilation of information found not only in the official MaxPerks Rewards for Business Terms and Conditions and the accompanying MaxPerks Rewards for Business FAQs but also through my own personal experience and the personal experiences of others as posted to SD and FW.

Which prepaid credit card will work with Paypal?

I am looking for a prepaid credit card that will let me verify my Paypal account but I have heard from many people that some works and some don't. Can someone tell me which one works or not and tell me where to buy it? Looking for the lowest domination. Just need a Paypal with an American verified address as my Canadianone won't work.

70% off Babylon 9 (foreign language transliation dictionary): $32.70 UNTIL Jan. 1

Babylon is used as a dictionary/translation program to-from any language (at least any language I know/care about) that's been around for many years. Normal price is $109 (you can pay a little more to add some 3rd party dictionaries) and the website is showing a 35% off deal until New Years, but if you use this link you can get a whopping 70% off for a total of $32.70 (a little more if you want a 3rd party dictionary)
Babylon 9 70% offI use it mostly for Japanese <- -> English, but sometimes for Spanish and Chinese and also as an English dictionary.

1000 rounds of 9mm Sellier & Bellot Handgun Ammo $192.75 minus 4% FatCash @ Cabelas

Sellier & Bellot 9mm 115 Grain FMJ 50 rounds - $9.79 + $20 off $150 @ Cabelas$20 off $150 HereWith 4% FatCash this is the best deal I could find on new (not reloads) brass (not Russian steel) 9mm ammo. Sellier & Bellot Ammo is a Czech ammunition manufacturer located in Vlasim. Started in 1825 by a French man manufacturing percussion caps for firearms to be used by the French infantry, Sellier & Bellot Ammo is one of the oldest companies in the world!

Along with holding a strong position in the Czech market, Sellier & Bellot also has an impressive presence in Europe and other international markets. By continuing to invest heavily in research and development over the years, Sellier & Bellot has expanded its product line to include shot shells, centrefire and rimfire cartridges, handgun ammunition, and many other firearms related products.

With the goal to develop and market the highest quality ammunition to the military, law enforcement and commercial markets worldwide, Sellier & Bellot continues to grow with every round sold. If you're looking for a big brand name ammo that offers precision and accuracy, give Sellier & Bellot a try!

Where Sellier & Bellot Ammo Is Manufactured

Sellier & Bellot Ammo is manufactured in Vlasim, Czech Republic.

rNew to Fat Wallet - Credit Card Questions

Hello. I love this forum. Thanks for all the advice so far. About 2-3 Months ago I started to capitalize on the good sign up offers credit card companies are giving out. So far, I have been able to apply for multiple cards both at citibank and chase. (Both wife and I get separate ones)
I just applied for the chase AARP and got denied due to too many accounts with chase. I read on the forums here that unless there is a annual fee there is no reason to close credit cards.Questions:1. Should I be closing my credit cards (all but 1-2), so that when new offers from chase/citi come out I don't get denied?2. Do I need to keep track of when I apply for CC's, when I cancel cc's? IE. is chase/citi smart enough to know that I applied for a cc 10 days ago? I have not been doing this, and sometimes they say over the phone or online if you had applied for a CC within last 30 days.3. I have yet to cancel a credit card. Do they give you a hard time over the phone? 4. For rewards: i have been just getting the best value gift cards that I would use normally to purchase things with. This year I was able to purchase all Christmas presents for free using Gift cards from the Southwest airlines CC. I typically calculate the ratio of points to value, and gift cards usually come out to the best. Is that typical?5. I am just learning how to maximize rewards by purchasing gift cards at gas stations/grocery stores/dept stores when CC's offer good Cash Back. We charge all utilities , expenses via CC to maximize rewards. any other tips/tricks?

Sharp LC70LE735U 70" 2,747.26 @ Amazon via PaulsTV

Sharp LC70LE735U 70" Class AQUOS 3D LED TV***Made the change from B&H to Amazon via PaulsTV due to lower pricing. Prices seems to be dropping daily on this thing. Keep an eye on it.***The LC70LE735U 70" Class AQUOS 3D LED TV from Sharp is the perfect blend of design, price and performance wrapped into a LED TV. It has innovative features, like its Quad Pixel Plus, which enables the processing of images with higher resolution and less jags in diagonal lines. With full HD 1080p resolution, Quad Pixel technology and Wi-Fi ready capabilities, the unit makes the most out of any media you are using.Another advantage of purchasing the LC70LE735U is its full HD 1080p X-Gen LCD panel, which is designed with advanced pixel control to minimize light leakage and a wider aperture to let more light through, providing the industry's highest contrast level. The unit is Internet friendly and allows for even more access to various kinds of media with connected TV services. Users can now instantly stream a wide variety of movies, TV episodes, videos and music from a large selection of entertainment apps including: Netflix, CinemaNow and Vudu.Finally, the LC70LE735U comes with a full complement of inputs, ensuring that you'll be able to hook up any equipment you have or may get in the future.70" Class (69.5" Diagonal)
Offers 62% more viewing area than a 55" (1397mm) class Full HD 1080p (1920 x 1080) Resolution
With more than 8 million dots for the sharpest picture possible AQUOS Quattron 3DTV
With technology that produces a brighter 3D experience, with reduced crosstalk blurs Quad Pixel Plus
Enables the processing of images with higher resolution and less jags in diagonal lines Quad Pixel Technology
RGBY filter adds yellow to the traditional RGB sub-pixel components, enabling the display of many colors never before seen on TV Built-In Wi-Fi
No additional hardware needed Connected TV Services
Delivers Netflix, CinemaNow and Vudu streaming video, customized Internet content and live customer support via built-in Wi-Fi. (Netflix membership required for Netflix instant streaming. Membership and/or fees may apply) UltraBrilliant LED System
Includes a unique double-dome light amplifier lens and multi-fluorescents, enabling high brightness and color purity Full HD 1080p X-Gen LCD Panel
The device is designed with advanced pixel control to minimize light leakage and a wider aperture to let more light through, providing the industry's highest contrast level AquoMotion 240
Virtually eliminates blur and artifacts on fast-motion picture quality USB Viewer with Music Player
Enables enjoyment of high-resolution digital video, JPEG images and MP3 music files Vyper Drive
Enhances the experience for video games by reducing lag times Additional Features
Connected TV services: Yes
AQUOS advantage support: Yes
AQUOS series: Yes
Digital still picture display: Yes
Quattron Quad Pixel technology: Yes

MagPul PMAG 30-Rd Magazines for $9.99 @ CDNN Limit 3 + $5 s\h

CDNN has 30-round Gen2 PMAGs (Rev M, I believe) in black for $9.99 each. There is a limit of 3 at that price ($13.99 each over 3). Weekend shipping deal is a flat $5 up to $99 in purchases, free afterwards.CDNN is a large and consistently reputable outfit. Been getting deals there for many years.
CDNN PMAGs

Sharp LC70LE735U 70" $2,749.39 @ Amazon via PaulsTV

MagPul PMAG 30-Rd for $9.99 @ CDNN Limit 3 + $5 s\h

Sharp LC70LE735U 70" Class AQUOS 3D LED TV $2,762 @ B&H w/FS

Sharp LC70LE735U 70" Class AQUOS 3D LED TVThe LC70LE735U 70" Class AQUOS 3D LED TV from Sharp is the perfect blend of design, price and performance wrapped into a LED TV. It has innovative features, like its Quad Pixel Plus, which enables the processing of images with higher resolution and less jags in diagonal lines. With full HD 1080p resolution, Quad Pixel technology and Wi-Fi ready capabilities, the unit makes the most out of any media you are using.Another advantage of purchasing the LC70LE735U is its full HD 1080p X-Gen LCD panel, which is designed with advanced pixel control to minimize light leakage and a wider aperture to let more light through, providing the industry's highest contrast level. The unit is Internet friendly and allows for even more access to various kinds of media with connected TV services. Users can now instantly stream a wide variety of movies, TV episodes, videos and music from a large selection of entertainment apps including: Netflix, CinemaNow and Vudu.Finally, the LC70LE735U comes with a full complement of inputs, ensuring that you'll be able to hook up any equipment you have or may get in the future.70" Class (69.5" Diagonal)
Offers 62% more viewing area than a 55" (1397mm) class Full HD 1080p (1920 x 1080) Resolution
With more than 8 million dots for the sharpest picture possible AQUOS Quattron 3DTV
With technology that produces a brighter 3D experience, with reduced crosstalk blurs Quad Pixel Plus
Enables the processing of images with higher resolution and less jags in diagonal lines Quad Pixel Technology
RGBY filter adds yellow to the traditional RGB sub-pixel components, enabling the display of many colors never before seen on TV Built-In Wi-Fi
No additional hardware needed Connected TV Services
Delivers Netflix, CinemaNow and Vudu streaming video, customized Internet content and live customer support via built-in Wi-Fi. (Netflix membership required for Netflix instant streaming. Membership and/or fees may apply) UltraBrilliant LED System
Includes a unique double-dome light amplifier lens and multi-fluorescents, enabling high brightness and color purity Full HD 1080p X-Gen LCD Panel
The device is designed with advanced pixel control to minimize light leakage and a wider aperture to let more light through, providing the industry's highest contrast level AquoMotion 240
Virtually eliminates blur and artifacts on fast-motion picture quality USB Viewer with Music Player
Enables enjoyment of high-resolution digital video, JPEG images and MP3 music files Vyper Drive
Enhances the experience for video games by reducing lag times Additional Features
Connected TV services: Yes
AQUOS advantage support: Yes
AQUOS series: Yes
Digital still picture display: Yes
Quattron Quad Pixel technology: Yes

Leasing a car the FW Way

I tried searching and didn't really come up with anything. I'm mainly starting this topic for discussion purposes, as I don't really have any insight into the best way to lease a car, yet I "hear" things all the time about how there are great lease deals available if you're willing to dig around and do your homework. Things like loss-leader "ad cars," outgoing model year closeouts, unpopular/ugly models (Chevy HHR anyone?), car companies having "issues" (e.g. Toyota in early 2010).Obviously, conventional wisdom is that leasing (or even buying a car brand new) is a "bad deal." Just like "credit cards are a bad deal," which we on FWF know to be false, if you have the financial sense to make the product work for you. I know people on this forum as well as bogleheads have mentioned having ~$100/mo leases, presumably with nothing or minimal down. Are these type of deals even possible other than dumb luck? Anyone have any insight into how to score a deal so good on a lease that its better than hanging on to your beater car that will likely need more than $100/month in repairs over its remaining life?I would presume that any type of deal would probably require going with whatever model happens to be available at the best price, rather than the car that you might "really want." For example, I'm in the market for a new car, and considering the new SkyActiv Mazda3 models. But if I could lease, say, a base-model Civic or Corolla for $100/mo, I'd probably just go with that as that is even cheaper than I expect to spend maintaining and repairing my existing vehicle with about 100K miles on it.Please no stupid comments like "leasing is never a good deal" etc., we know that's the case most of the time, I'm looking specifically for the cases where you can come out ahead leasing a new car vs. buying used or maintaining an existing vehicle. I realize that with proper research and negotiation one can also get an equivalently good deal buying a new car, but for now lets stick to leasing as for many situations there is value in the guarantee of being able to dump the car easily after a set time period.

Early 2011 13.3" Macbook Pro (MC700LL)-LIKE NEW Condition @ Amazon Warehouse Deals:NOW $805.47 shipped

Early 2011 13.3" Macbook Pro (MC700LL)-LIKE NEW Condition @ Amazon Warehouse Deals:NOW $805.47 shipped
Hi all,
I got in on this deal about a month ago, so I figured I'd pay it forward to anyone who missed last months' deal or wasn't aware of it.For those who aren't aware, from time to time, "Like New" Macbook Pro's show up on the "Warehouse Deals" Section of Amazon's site. I've been told that these are typically customer returns which have little or no usage. For reference, I purchased 3 of these the last time around, and 1 had 0 battery cycle charges, 1 had 1 cycle, and the other had 3. Regardless, this means that none of the computers were used much at all. All 3 were in immaculate cosmetic condition. I literally couldn't find any scratches, marks, or cosmetic blemishes on the models. Just as a reference, I believe the refurb versions of these went for $929+tax+S&h (where applicable), so those probably went for ~$1030+....IMO this seems like a better deal than the refurb Apple (if they come back in stock) or the open box Best Buy deal. Also, if you receive one that's in unacceptable condition, you should have no issue returning them back to Amazon. This is why I ordered 3 from the initial deal, so I could inspect, and keep the one in best condition. Honestly, none of them were discernible from New, other than being charged once or 3 times.
Here's the link to the page:
Here Is The Link....Scroll down to the ~5th option under sellers, which shows "Amazon Warehouse Deals" as the seller.Figured I'll list the specs of this model as well:2.3GHz dual-core Intel Core i5 processor
320 GB Hard Drive, 8x DVD/CD SuperDrive, 4 GB DDR3 RAM, Precision aluminum unibody
13.3 inch LED-backlit display, 1280-by-800 resolution
Intel HD Graphics 3000 with 384MB of DDR3 SDRAM shared with main memory
High Speed Thunderbolt Port, FaceTime HD Camera, Mac OS X v10.7 LionI haven't done so myself yet, but many people mentioned registering the full apple warranty to their mbp by sending the Amazon receipt to Apple customer care.

Rudy Project Sunglasses Gear Deal

You can get sunglasses, with extra lens, another extra lens or bicycle helmet, a bag/backpack, a shirt, and a neck cord for the price. You can check out their other sales but I thought that was a good deal.http://www.e-rudy.com/h2011.phpMy reasons and small review, but for those who know them, I guess you can skip it. I was just browsing around online just looking for a pair of sunglasses when I found this company. Its been around for many years in most cycling shops, but since I don't bike at all it didn't appeal to me to take a look there. I have checked them out at a few stores and they are solid.It seems like their glasses offer a bit more clarity then the oakleys from what I've read online and the material is stronger and more durable.The reason why I been looking at this company is because I used to go fishing and they have ImpactX Photochromic polarized lens. Oakley doesn't have the orange/brown and doesn't even have the polarized photochromic lens. Also they having a sale for 51% off lens too.But they also have a nice lifetime replacement lens program so you can always choose different lens to fit your needs.They have a gear deal for the holidays for those who cycle. It seems like a great deal so I thought I would post it.

Lifesaver bottle 4000 ultra filtration bottle For $112.83 shipped

Lowest price ever on camelcamelcamel. Not many retailers sell these and I have wanted one for a while. Lifesaver bottles are great for emergency kits. Product description:The lifesaver 4000 ultra filtration water bottle eliminates all microbiological waterborne pathogens from water without chemicals
Bottle uses replaceable filters, which can treat up to 4,000 liters of water
The bottle treats 750 milliliters of water in just under a minute
Drink filtered water directly from the bottle or filter and store water in other containers
Two-year limited warranty
Activated carbon filter treats 750 ml of water in just under 1 minute
Chemical-free process eliminates all microbiological waterborne pathogens
Each replaceable filter treats up to 4,000 liters of water
Ultra-filtration water bottle for traveling, hiking, or emergency use
Watertight, snap-fit lid; weighs 22 ounces; 2-year warranty

Free warnings to FAKE sites

This year more fake site and listing to these sites by Fake members seems to be growing. Be careful. There are lots of free and very good offers, but there many fake site which will sell your information. Here is a current list of Fake sites.
http://www.haydeechocolatier.com
http://www.heavenly-recipes.com
http://www.helpudiet.com
http://www.cubebix.com/giveaway.html
http://www.ganoderma-research.info/
http://www.powerfulyou.com/gano/SamplePageHCT.htm
http://www.Hermitandfriends.com
http://www.hotexas.com
http://www.holidaysathome.com
http://www.freenerds.com/
http://www.goldenteacompany.com/form1.html
http://www.egiftsite.com/free-personalized-velcro-bib/
http://www.egiftsite.com/free-personalized-key-chain-first-3500/
http://www.rugspakings.com/promotion.htm
http://www.maxanimalhospital.com/536016.html
http://www.smithsonelectrical.com/free-usb-christmas-tree.html
http://www.up-pics.com/giveaway.php
http://www.beautyherbalspa.com/GiftIdeas.html
http://www.flushdoggy.com/Free_Sample.html
http://rossodesigns.com/register.php
http://www.oasiscd.com/ecorequest/bottletray.asp
http://www.treatpeople.com/free-sample.php
http://www.usbforfree.com/orderform.html
http://www.sunvibesspa.com/product_sponge_sample.php
http://www.variouspackaging.com/samples.php
http://www.incustomrailings.com/samplerequest.html
http://www.k9fullflex.com/
http://www.cl9udsalonspa.com/handmade-lotion/
http://www.cl9udsalonspa.com/handmade-bath-salt
http://www.fwmodular.com/catalogrequest2010.php
http://www.erik-prautsch.com/smoothsmooth_sample.php
http://www.salonanddayspa.org/freehandmadepeachsoap.html
http://www.salonanddayspa.org/freebodyscrub.html
http://www.flixsticks.com/
http://www.flixinterdental.com/sandwich/#freesample
http://www.newhillpromotions.com/index.html
http://www.ginnero.com/free-sample
http://www.freeopks.com/
http://www.fertibella.com/
http://www.superiorgraphicengraving.com/product-sample.html
http://www.choosehealthycoffee.biz/
http://www.myhealthyinfo.com/survey/GANOXL/index.php
http://www.formbuddy.com/cgi-bin/formdisp.pl?u=cafeyes&f=freecof...
http://www.iaacm.org/freeozonetest.html
http://www.mybeautyreviews.com/?p=464
http://www.flyingshare.com/freedrive.php
http://www.flyingshare.com/christmasusb.php
http://www.ecophotoimaging.com/html/services_requestfreeframe.ht...
http://www.baby-barn.com/washlotioncombosample.php
http://www.aramdek.com/promo_pack.html
http://www.hallmanstailor.com/content/speciality/index.php
http://www.hostohost.com/stencil_ruler.php
http://www.facebook.com/?ref=home#!/popchips?v=wall&story_fbid=1...
http://www.poshbomb.com/freegift.html
http://www.petmaxi.com/free-gift/
http://weavefieldmills.com/kitchentowelsample.htm
http://www.laruh.com/gifts.php
http://www.carvedstoneusa.com/contact.html
http://www.holidaysathome.com/free-christmas-ornament.html
http://www.egiftsite.com/free-mini-christmas-tree/
http://www.quick-weight-loss-principles.com/xlr8-thermogenic-fre...
http://www.eight76records.net/forms/movement.htm
http://www.freebeermug.com/orderform.html
http://www.alicewoodrumsalon.com/other.php?action=free_stuff
http://www.pipefabricatorsps.com/mousepadform.php?showForm=1
http://www.freestressball.com/orderform.html
http://www.freenourifusion.com/wst_page6.html
http://www.hotexas.com/freesamples.htm
http://www.deliciochocolates.com/gourmet_chocolate.php
http://www.ohshot.com/form1.html
http://www.travelusa.com/freeshirt.html
http://www.studiobeautywarehouse.us/hawaiitickets.html
http://www.sungoddess.us/freesample.html
http://www.sunlaboratories.com/freesample.html
http://www.freesamplecd.com/index.html
http://www.scoopex.com/scoopex_free_sample2.html
http://comarketing.inquisiteasp.com/cgi-bin/qwebcorporate.dll?id...
http://www.emro.who.int/umd/requestcd.htm
http://www.teachef.com/request_sample.html
http://www.yourbeautyrep.com/free_beauty_product_samples.html
http://www.kiwimagonline.com/freebies/Head/head.php
http://www.freeguitarpick.com/
http://www.selfoodsales.com/
http://www.under-tec.com/index.php
http://www.total-effects.com/sample/OLD_GATOR_clothsample.shtml
http://www.petrix.com/shirt/
http://www.poshbomb.com/freegift.html
http://www.superwipes.com/html/sample.html
http://www.free-thongs.com/
http://www.splendiddelites.com/Free_sample.htm
http://www.vibevixen.com/fabfinds/
http://www.bobbleheadies.com/freebobble.html
http://www.freebeermug.com
http://www.free-boxers.com
http://www.free-lingerie.com
http://www.free-lipstick.com
http://www.freeperfumesamples.com
http://www.free-beauty-samples.com/
http://www.ashleycardell.com/gourmet_chocolate.html
http://www.buybeauty.com/Survey1.aspx
http://www.candy-lovers.com
http://www.shopfree.com/offersrequest.asp?shopid=shopfree_usa&pa...
http://www.hottestmomonline.com/magnet.php
http://www.databuddha.com/reach.cfm
http://www.divainabox.com/request.html
http://www.buydehydratedwater.com/free.htm
http://www.kcweb.com/candy.htm
http://www.kcweb.com/herb/freegift.htm
http://www.kcweb.com
http://www.cleanyourscreen.com/
http://www.geocities.com/freeeachmonth/freecd.html
http://www.americanpregnancy.org/pregnancykit/
http://www.myhealthyinfo.com
http://www.billybee.com/en/survey/survey.shtml
http://www.oxygennutrition.net/freesample.asp
http://www.freepettreats.com/form/?p=subscribe&id=1
http://www.frrfood.com/freesample.html
http://www.chinaslantern.com/packages.html
http://www.dap.com/phenoseal_sample.aspx
http://www.chattem.com/survey/ultraswim/sample.asp
http://www.sunfrog.com/
http://www.healthyfutures.net/nlrc/prsample.php
http://www.houseofgosh.com/sample.asp
http://www.ecologiccleansers.com/sample.html
http://www.calciuminfo.com/promotions/Sample.aspx
http://www.aschandeliers.com/freecrystal.asp
http://www.vaaardvark.com/
http://www.weirdfragrances.com/
https://www.getfreetp.com/
http://www.ultraskincare.com/free.html
http://www.wsbtv.com/sponsor/2747478/detail.html
https://www.expressbitandblade.com/catalog/survey.html
http://www.actenergy.org/
http://www.energizingdrink.com/KR116/signup.php
http://www.e-comprofits.com/freesamples.html
http://www.gr8solutions.com/free_sample.htm
http://www.carol.drinkactbuilders.com/qom
http://www.ecommercegroup.net/magicherbs/freetrials.html
http://www.memoflurry.zor.org/
http://www.naturalsolutionsmag.com/index.cfm/fuseaction/samples....
http://www..id281.securedata.net/joycraft/test.html
http://www.mymiraclegrip.com/offers.html
http://www.scalarcore.com/themes/main_pages/main_page56.asp?REFE...
http://www.jollycook.com/free-jolly-cookbook.html
http://www.perpster.com/promo.php
http://www.thehopecross.com/cross_request.htm
http://www.jjmartinclothing.weebly.com/freebie.html
http://www.noworms.com/giveaway_form/index.cfm
http://www.trupearls.com/go/Pearls/pubSample.aspx?alias=Pearls&t...
http://www.freedesklamp.com/lamp.html
http://www.nickysfolders.com/index.jsp?action=show_teacher
http://www.funtasticmedia.com/fever_pacifier.asp
http://www.alessasampling.com/free_stuff.php
http://www.cheirinhodebebe.com/servlet/Register
http://www.pintjacket.com/contact_us.htm
http://www.eucerinus.com/aquaphor_newsletter0506/?
http://www.gramandco.com/promotion2007.php
http://www.aj-tuning.com/gift.html
http://www.stock23.com/Stock23-Fgifts.html
http://www.kepoosport.com/Gift.html
http://www.mayco-sales.com/request.html
http://www.mswindowsguru.com/launch_usa.html
http://www.homecleaningsquad.com/clorox_offer.html
http://www.cadillaceyewear.com/styleyes/register.cfm
http://www.marthababysteps.com/reqform.php
http://www.candy-lovers.com/
http://www.theultimateloanguy.com/contactus
http://www.freeproteinsamples.com/
http://www.extremepcgarage.com/home.html
http://www.nashville-hotels.us/free-tshirttu.php
http://www.cardinalglass.com/requestsample.php
http://www.stock23.com/Stock23-Fgifts.html
http://www.bottlecapgroup.com/free_stuff.php
http://www.hiimsarah.com/sp_001.php
http://www.nikond90.org/
http://www.knockoutbadbreath.com/site/1395773/page/567211
http://www.ringtonica.com/aps/shop_content.php?coID=211
http://www.ringtonica.com/aps/free_stuff.php
http://www.digilake.com/free-dvdr.html
http://www.digilake.com/as/shop_content.php?coID=46
http://www.digilake.com/free-pencil.html
http://www.digilake.com/as/shop_content.php?coID=47
http://mailfinity.net/free-magnetic-clip.html
http://mailfinity.net/free-eraser-set.html
http://www.digilake.com/free-mouse.html
http://survey.cusa.canon.com/Pub/2W6C4/Link.html
http://www.bridalgroup.com/0710/engaged.cfm
http://www.competitivesociety.com/notepad.html
http://www.hornygoatbrewing.com
http://www.squeezeyourstress.com/
http://www.stock23.com
http://www.sunusb.com
http://www.sutterscreek.com (aka Blue Bayou, LLC)
http://www.Unlimitedgiftshop
http://www.usbforfree.com
http://www.weirdfragrances.com
http://www.winperfume.com
http://www.yourproductsamples.com
http://www.hendricksons.com/emailformV2.asp?Dept_ID=0&NavButton=...
http://www.footlongspromotion.com/
http://suzzly.com/snuggiepromo.html
http://www.babiesonestep.com/feb_giveaway.html
http://freefirsthug.com/
http://agrimarks.com/sample.html
http://teenfreeway.com
http://www.zenyaku-usa.com/Zenyaku_Contact.asp
http://www.e1kaye.com/ShopdirectFREESAMPLES.html
http://www.chinaslantern.com/packages.html
http://www.clay-skincare.com/clayessentialssample.html
http://www.cravetesters.com/r/steve/home.html
http://www.cryogel.com/thermal_storage_technical_support.htm
http://www.giftofkindness.com/cardsposter.htm
http://marystailorshop.com/free_denimcase.html
http://tampagpcarwash.com/free_airwick_car_freshener.html
http://www.pollenpower.com
http://lightbreezespa.com/Our_Free_Gift.html
http://www.ozzytshirts.com/free-aromatherapy-candle-serenity/
http://www.celebdish.net
http://www.clearancecrazy.com
http://www.cool-free-samples.com
http://www.dailyhousetips.com
http://www.flaverco.com
http://www.flutterBugs.piczo.com
http://www.foreverlitesandgifts.com
http://www.freebeachball.com
http://www.free-beauty-samples.com
http://www.freestressballs.com
http://www.freewebs.com/babyretreat
http://www.freewebs.com/bloominbarnyard
http://www.freewebs.com/ourforevergifts
http://www.goofygiggles.com
http://www.holiday-giveaways.com
http://www.householdsavingsclub.com
http://www.IMIBN.com
http://www.kcweb.com
http://www.keyeni.com
http://www.littlethings.myphotoalbum.com
http://www.lose-weight-online.com
http://www.lost-survivors.com
http://www.lowcarbtina.com
http://www.mailfinity.net
http://www.metelle.com/lipbalm.php
http://www.mirthfulchildren.com
http://www.NameSecure.com
http://www.ohshot.com
http://www.petrix.com/shirt/items.htm
http://www.pixustudio.com
http://www.shop/angelaledcke.com
http://www.simplicityshop.biz
http://www.splendiddelites.com/Free_sample.htmThere are many more so be careful. Have a Happy New Year.

Career Thoughts and Compensation Thread - 2011 Edition

Greetings and Happy Holidays to All! It's time to get the 2011 Career Thoughts and Compensation Thread rolling. I started doing these threads annually on the FW Finance board in 2006. When I originally started this thread five years ago, I thought it could serve as a great resource for people to learn about the ups and downs of various careers, including information such as salaries and benefits. I have always found these threads particularly informative and interesting.Last year's thread seemed to have a lot of good information, even though it only stayed active for a couple of months. Hopefully this year's thread can remain active for longer. Now gang, here's a reminder of the rules, which 99.9% of you have been great at following over the past four years:If you participate, please try to keep this a positive, informative thread, and let's not get into any arguments about how one's career/education/compensation makes him/her superior/inferior to other people. Contribute as much or as little information as you're comfortable sharing, but please be honest so that this may serve as a truly informative thread for people mulling their career options.So, now that the ground rules have been set, how did your job go this year? Did things go well or not so well? How well were you compensated for 2011? Did the poor economy have a serious effect on your career? Maybe each person can give a brief description of themselves, their job, their education levels, and their salaries, present and maybe even projected salaries for the future. As always, since I'm starting the thread, I have to bite first:
Gender: MaleAge: 39Location: Northern NJOccupation: Urban Educator (My fancy title for a teacher in a city of low socioeconomic standing)Education: M.A., plus 33 additional credits2011 Compensation: $90,000 (Base Pay + a little extra money taking on extra duties.) Base salary for the 2011-2012 school year is about $88,000 right now, but should be more, since we do not have a current contract right now. (More on that in a minute.) My compensation this year is pretty much the same as it was last year, although last year's figure was inflated a bit due to a pretty large amount of retro pay due to me.Future Salary Projection: When our contract is settled (very soon hopefully), my base pay should be in the 100K range. This is the top of the teachers' guide in our district, so future raises are going to be smaller after this, maybe 2K to 3K per year more for the foreseeable future. Benefits: Full medical, although teachers in NJ now have to pay a percentage of their salaries for their medical benefits. (It's currently 1.5% of base salary, but it's going up even more in the new year.) We get modest dental, generous sick and personal time, a decent pension plan (at least if the state doesn't default on the benefits), tremendous job security once you achieve tenure (but virtually none before that, and even with tenure, you can still have the daylights menaced out of you. Also keep in mind that not all states offer tenure, in which case you can pretty much be fired at will no matter how much time you have in a particular district.) In almost all districts in NJ, you can accumulate sick time from year to year. What's the job like?Very difficult and getting more difficult by the year. Tremendously long hours, almost no down time during the school day (I don't take lunch very often),lots of work at home, deplorable working conditions, with some classrooms reaching temperatures of 90+ degrees and others below freezing. Prepare to adopt some small scurrying pets who have made your classroom their home in older buildings in urban districts. You will also most likely need to spend a decent amount of money on supplies for students because your school won't provide them, even though they insist on your using them. Very little respect and support from most supervisors, parents, and students. I do it for the good kids and because I love teaching. Massive budget cuts have made the job even more difficult. Many teachers (myself included) are now finding themselves doing two jobs for the price of one due to massive retirements and staffing cuts.Would you recommend the career to others?Every year, it's become harder and harder for me to recommend teaching as a career. Public employees all over the U.S. have taken a real bashing over the past couple of years, and teachers seem to be Public Enemy #1 of the group. This is not an easy job. If you're doing it correctly, it's at least a 50-60 hour a week job, and it's 50-60 hours of grueling work. Teachers in urban districts in particular have taken a real beating. They are expected to be miracle workers, solving all of our society's ills. On top of that, there seems to be a growing chorus of people calling for teacher salaries and benefits to be cut to the bone. And, unfortunately for new teachers, your benefits are going to vanish before the benefits for the veteran teachers will. Once the teacher bashing subsides, I may be able to recommend teaching again as a profession. But for right now, it might be better to see what else is out there.

Walmart B&M - LEGO Clearance - 50% off many Lego sets - Master Thread - YMMV

The Deal: WalMart B&M has many different LEGO sets on clearance for approximately 50% of MSRP. Many of the tags on the shelf may still show full price so you have a good chance of finding items if they haven't marked them correctly.This Thread: Is an attempt to provide a complete list of sets that are marked down and a list of those that are not. I spent a couple hours at a few different Walmarts using the obnoxiously loud price checker to find the deals and hope to save others that hassle.
50% off sets:
Alien Conquest7066Earth Defense HQ$44.90
Atlantis7977Seabed Strider
Atlantis7978Angler Attack
Atlantis7984Deep Sea Raider$14.90
Atlantis7985City Of Atlantis$34.90
Cars 28424Mater's Spy Zone
Cars 28426Escape At Sea
Cars 28639Big Bentley Bust Out$34.90
Creator5866Rotor Rescue$6.40
Duplo/Cars25818Luigi's Italian Place$9.90
Duplo/LegoVille5632Animal Care$3.90
Harry Potter4736Freeing Dobby$5.40
Harry Potter4737Quidditch Match$9.90
Harry Potter4840The Burrow
Kingdoms6918Blacksmith Attack
Kingdoms7187Escape From Dragon's Prison
Kingdoms7188King's Carriage Ambush$19.90
Kingdoms7189Mill Village Raid$34.90
LEGO City3648Police Chase$12.40
LEGO City4643Power Boat Transporter
LEGO City7287Police Boat
NinjaGo2174Kruncha$3.40
NinjaGo2175Wyplash$3.40
NinjaGo2255Sensei Wu$3.40
NinjaGo2256Garmadon$3.40
NinjaGo2257Spinjitzu Starter Set$6.90
NinjaGo2259Skull Motorbike
NinjaGo2504Spinjitzu Dojo$24.98
NinjaGo2518Nuckal's ATV$12.40
Pharaoh's Quest7306Golden Staff Guardians$4.90
Pharaoh's Quest7325Cursed Cobra Statue$14.90
Pharaoh's Quest7326Rise Of The Sphinx
Pharaoh's Quest7327Scorpion Pyramid$49.90
Star Wars7778Mid-Scale Millennium Falcon
Star Wars7868Mace Windu's Jedi Starfighter$19.90
Star Wars7958Star Wars Advent Calendar$19.90
Star Wars8083Rebel Trooper Battle Pack
Star Wars8085Freeco Speeder$12.40
Star Wars8089Hoth Wampa Cave
Star Wars8093Plo Koon's Starfighter
Star Wars8096Emperor Palpatine's Shuttle$29.90
Star Wars8097Slave I
World Racers8899World Racers Gator Swamp
(items without prices are ones that I didn't personally find but others have reported)Full price sets:
Alien Conquest: 7050, 7051, 7052, 7065, 7067
Cars 2: 8486, 8487, 8677
Harry Potter: 4842, 4865, 4866, 4867
LEGO City: 3365, 3366, 3367, 3368, 4642, 4644, 4645, 7498
NinjaGo: All GREEN Box sets
Star Wars: 7913, 7914, 7915, 7929, 7931, 7956, 7957, 7959, 7961, 7962, 7965, 8092, 8095, 8098 YMMV: Obviously don't expect to find all these sets at your local WalMart, but hopefully you can at least find a few you are interested in. Also, it appears that a couple of sets are ringing up different prices at various different Walmarts so please keep an eye on the prices as they ring up.

Urban Decay Naked2 $50 Shipped - Sephora

Naked2
What it is:
The most anticipated sequel of the decade, Naked2 features a dozen pigment-rich taupe and gray-beige neutrals, plus five exclusive, new shades. What it does:
The follow up to the original bestselling Naked palette, this stunning second edition proves that neutral is anything but boring. Showcasing a dozen completely different shades than the first bronze-based collection, it includes a stunning range from pale and deep, to matte and sparkly. You'll achieve a host of new neutral looks, smoky dramatic eyes, and everything in between. The palette also includes a travel-size Lip Junkie Lipgloss in Naked and a double-ended, cruelty-free Good Karma Shadow/Crease Brush (available only in this palette). This set contains:
- 12 x 0.05 oz Eyeshadows in Booty Call (shimmering cork), Foxy (cream bisque with matte finish), Half Baked (golden-bronze with shimmering finish), Chopper (copper shimmer with silver microglitter), Snake Bite (dark bronze shimmer with metallic base), Suspect (pale golden beige with shimmering finish), Tease (creamy pale brown with matte finish), YDK (cool bronze shimmer with metallic base), Busted (deep brown with shimmering finish), Blackout (blackest black with matte finish), Pistol (light gray-brown with shimmering finish), Verve (oyster with shimmering finish)
- Good Karma Shadow/Crease Brush
- 0.11 oz Lip Junkie Lipgloss in Naked (pinky neutral) What else you need to know:
Urban Decay's packaging takes on a modern feel in Naked2. With an art-school-inspired tin case and a hinged lid, it's smooth and cool to the touch. Compare Naked2 with first Naked palettepackaged in warm, rich brown velvet with gold foil letteringand you won't be able to resist owning both.Product Availability: This product is currently available online only and will be available in store at the end of January. This product is in extremely high demand. Accordingly, Urban Decay is producing as many as possible, as fast as they can. Please check regularly to keep up-to-date on product availability. Thank you. TextAlso receive 3 Samples for FREE with this order

Laptop Buddy Universal iPad / Tablet Stand for $6 + free shipping

Today only, 5StarDeal offers the Laptop Buddy Universal iPad / Tablet Stand, model no. 75-LS10, for $5.99. It holds tablets in both landscape and portrait positions, features rubber non-slip feet, and is compatible with many tablets, including the Apple iPad.
LINK

U-Haul Investors Club Notes

U-Haul is now offering asset secured notes to retail investors denominated in amounts as small as $100. Interest rates are higher than bank CD's (without FDIC insurance) and terms may be many years.LINKwebsite said: The U-Haul Investors Club was founded by AMERCO and U-Haul International, Inc., the leader in the "do-it-yourself" moving and self-storage business. Traditionally, U-Haul assets were purchased with capital raised from lenders or through security issuance. Throughout the years, there has been a reliance on banks and intermediaries for funding. As a "do-it-yourself" company, we have developed an alternative measure to provide investors with the ability to invest directly with U-Haul affiliates through the U-Haul Investors Club. Our goal is to provide our investors with a fair return.

The idea of the U-Haul Investors Club was inspired by social lending, where individuals gather funds and lend to others with minimum involvement from intermediaries. Based on this concept, we have brought social lending to the corporate level. Our system gives individuals a simple and inexpensive way to invest directly in asset-backed securities. As a result, U-Notes are a hybrid of a traditional corporate note and social lending with a strong asset-backed feature. All investments by U-Haul Investors Club members are done in a self-direct manner, as we do not provide investment advice to our members.

U-Haul has been in operation since 1945. You may have seen one of our self-storage centers in your neighborhood, or you may have driven one of our rental trucks. In the U-Haul Investors Club you have the choice to invest in a specific group of assets, not relying on an investment broker, but investing directly through this website. Together, we can all benefit through this value-based investing platform.

New Year's Eve Free Cab, Train & Bus Ride Home Please Post Your City / State Free Ride Home Info

New Year's Eve Free Cab & Bus Ride Home Please Post Your City / State Free Ride Home Info http://www.drinkinganddriving.org/tools/services.html?gclid=CJqz...http://www.facebook.com/buzzeddrivingisdrunkdriving?v=app_600929... *** Contact these companies BEFORE you need them to make sure you understand how your local service works!***
*** Call the day before just to make shure that your area is still doing this ****
*** Call the day before just to make shure that your area is still doing this ****
*** Call the day before just to make shure that your area is still doing this **** Buzzed Driving is Drunk DrivingBuzzed driving is drunk driving. Getting behind the wheel after even just one too many drinks can lead to disaster. It is critical to be prepared. One of the best ways to be prepared is to know your options for alternative transportation.
Check out our list of sober/safe ride programs across the country below. Find one in your area, and save the number in your cell phone so you always have it on you.

Do you know other sober/safe ride programs we are missing? Post the information on our Facebook wall, and we'll add it to this list!

ALABAMA BIRMINGHAM
Birmingham Yellow Cab
Phone: 205-328-4444
Hours: 24/7
Details: Must be at one of the participating establishments.
List available: http://www.birminghamyellowcab.com/establishments.html ALASKA ANCHORAGE
Designated Drivers of Alaska
Phone: 970-830-SAFE
Hours: 9p.m.-3a.m.
Details: A driver takes you home in your own vehicle.
Reservations necessary. http://www.ddalaska.com/index.htm ARIZONA MARICOPA COUNTY
Arizona Ride Home
Phone: 1-866-996-6384
Hours: 8p.m.-2p.m. Friday-Saturday
Details: A driver takes you home in your own vehicle.
Reservations necessary. http://www.azridehome.com/ Designated Driver 2 You
Phone: 480-289-1156
Hours: 24/7
Details: Good for groups going to participating bars and restaurants
http://www.myd2u.com/ Designated Drivers 24/7
Phone: 1-888-247-3330
Hours: 24/7
Details: A driver takes you home in your own vehicle
http://www.designateddrivers247.com/index.html Designated Drivers, Inc.
Phone: 702-456-7433
Hours: 24/7
Details: A driver takes you home in your own vehicle
http://designateddriversinc.com/ Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html Zingo
Phone: 1-877-663-8429
Hours: 8p.m.-2a.m. Tuesday-Thursday;
8p.m.-3a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle
http://www.zingoaz.com/ PINAL COUNTY
Designated Driver 2 You
Phone: 480-289-1156
Hours: 24/7
Details: Good for groups going to participating
bars and restaurants.
http://www.myd2u.com/ PHOENIX
Discount Cab Free Ride Back Program
Phone: 602-200-2000
Hours: 24/7
Details: Gives drivers a free ride back to their care the next day.
Reservations for pick up required.
http://www.discountcab.com/options/free_ride_back.aspx TUCSON
Discount Cab Free Ride Back Program
Phone: 602-200-2000
Hours: 24/7
Details: Gives drivers a free ride back to their care the next day.
Reservations for pick up required.
http://www.discountcab.com/options/free_ride_back.aspx University of Arizona Safe Ride
Phone: 520-621-SAFE
Hours: Summer hours 8p.m.-12a.m. Monday-Thursday
Details: University of Arizona Students only
http://saferide.arizona.edu/Safe_Ride/Home.html ARKANSAS LITTLE ROCK
Bumblebee Transportation
Phone: 501-765-5733
Hours: 24/7
Details: A driver takes you home in your own vehicle
http://www.bumblebeetransportation.com/ Safe Ride Program University of Arkansas
Phone: 479-575-7233
Hours: 10:30p.m.-3:00a.m. Wednesday through Saturday
Details: Free for University of Arkansas students only;
http://parking.uark.edu/28.phpCALIFORNIA ALAMEDA
Veterans Cab
Phone: 800-281-4488
Hours: 7p.m.-3a.m.
Details: On St. Patricks Day only BAKERSFIELD
Designated Driver Inc.
Phone: 661-431-3854
Hours: 6p.m.-12a.m. Sunday-Tuesday; 6pm-2a.m. Wednesday-Thursday;
6p.m.-3a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle
http://www.ddiofbako.com/index.php BERKELEY
Veterans Cab
Phone: 800-281-4488
Hours: 7p.m.-3a.m.
Details: On St. Patricks Day only LOS ANGELES
Designated Driver Services
Phone: 1-800-670-0959
Hours: 24/7
Details: A driver takes you home in your own vehicle.
Reservations must be made
http://www.ddguy.com/home.html My Private Driver
Phone: 972-463-7865
Hours: 24/7
Details: A driver takes you home in your own vehicle
http://www.myprivatedriver.com/designated-driver
-service-dallas-fort-worth-austin-texas-los-angeles-orange-county.html Santa Clarita Valley Safe Rides
Phone: 661-259-6330
Hours: 10:00p.m.-2:00a.m.
Details: Free ride home
http://www.scvsaferides.com/ OAKLAND
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html Veterans Cab
Phone: 800-281-4488
Hours: 7p.m.-3a.m.
Details: On St. Patrick's Day only ORANGE
4 A Safe Ride Home
Phone: 1-800-305-8294
Hours: Limited hours
Details: Must provide Acct#: 123 and use the
"4 A Safe Ride Home" name for a free taxi ride.
http://www.4asaferidehome.com/Sacramento
http://www.bayareaonthecheap.com/free-cab-rides-home-san-francis... Shmaxi
Phone: 888-WE-DRUNK
Hours: 24/7
Details: A driver takes you home in your own vehicle.
http://shmaxi.com/wp/ Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html My Private Driver
Phone: 972-463-7865
Hours: 24/7
Details: A driver drives you home in your own vehicle
http://www.myprivatedriver.com/designated-driver
-service-dallas-fort-worth-austin-texas-los-angeles-orange-county.html SAN BERNARDINO
4 A Safe Ride Home
Phone: 1-800-305-8294
Hours: Limited hours
Details: Must provide Acct#: 123 and use the "4 A Safe Ride Home" name for a free taxi ride.
http://www.4asaferidehome.com/ SAN DIEGO
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html SAN FRANCISCO
Safe, Sober and Free
Phone: 415-282-4141
Hours: 3p.m. 3a.m. St. Patricks day only
Details: Tell cab driver the ride is on Berg Injury Lawyers for a free ride Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html SANTA CLARA
Your Designated Driver
Phone: 1-877-663-8475
Hours: 24/7
Details: A driver drives you home in your own car
http://www.yourddsj.com/index.htmlCOLORADO COLORADO SPRINGS
Free ride
Phone: 719-777-7777
Hours: 7p.m.-3a.m. St. Patricks day
Details: Free ride provided by McDivitt Law Firm. Be sure to say
McDivitt Law Firm is paying for the ride Designated Driver of Colorado Springs
Phone: 719-650-3450
Hours: 10p.m.-3a.m. Tuesday-Saturday
Details: Drive you and your car home for free
http://www.noduicosprings.com/ DENVER
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html FORT COLLINS
RamRide
Phone: 970-224-2222
Hours: 10p.m.-2a.m Thursday; 10p.m.-3a.m. Friday & Saturday
Details: free for Colorado State University students only
http://www.ramride.colostate.edu/DELAWARE NEW CASTLE
Delware Designated Drives Inc.
Phone: 302-999-9079
Hours: 10p.m.-2a.m. Friday-Saturday
Details: A driver drives you home in your own vehicle for free
http://www.delawaredd.org/index.htm DISTRICT OF Columbia SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home FLORIDA JACKSONVILLE
Designated Drivers of Jacksonville
Phone: 904-639-5250
Hours: 24/7
Details: A driver drives you home in your own vehicle;
bar hopping drivers are also available
http://www.designateddriversofjax.com/id3.html DUI Patrol
Phone: 904-655-4666
Hours:7p.m.-2:30a.m Sunday-Thursday;
4p.m.-3a.m. Friday-Saturday
Details: A driver drives you home in your own vehicle
http://www.drinkinganddriving.org/tools/duipatrol.pdf Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html HILLSBOROUGH
Zingo
Phone: 888-ZINGO-11
Hours: 8:00p.m.-2:00a.m. Tuesday-Thursday;
8:00p.m.-3:00a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle
http://www.zingoportrichey.com/ MIAMI DADE
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html ORANGE
Zingo
Phone: 888-GO-ZINGO
Hours: 8:00p.m.-2:00a.m. Tuesday-Thursday;
8:00p.m.-3:00a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle
http://www.zingotampa.com/ PASCO
Zingo
Phone: 888-ZINGO-11
Hours: 8:00p.m.-2:00a.m. Tuesday-Thursday;
8:00p.m.-3:00a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle
http://www.zingoportrichey.com/ PINELLAS
Zingo
Phone: 888-ZINGO-11
Hours: 8:00p.m.-2:00a.m. Tuesday-Thursday;
8:00p.m.-3:00a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle
http://www.zingoportrichey.com/ TAMPA BAY
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.htmlGEORGIA ATHENS
Designated Dawgs
Phone: 706-369-6601
Hours: 11p.m.-3a.m. Thursday-Saturday
Details: Free to University of Georgia students only;
http://www.ugadesignateddawgs.org/home.html ATLANTA
Saferide America
Phone: 404-888-0887
Hours: 8p.m.-4a.m.
Details: Serves Cobb, Dekalb, Fulton, Gwinnett counties CLARKE
Zingo
Phone: 888-75-NO-DUI
Hours: 8:00p.m.-2:00a.m. Tuesday-Thursday;
8:00p.m.-3:00a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle
http://www.zingoathens.com/ COBB
Metro America Safe Drivers
Phone: 770-507-3332
Hours: 7p.m.-7a.m. everyday
Details: A driver takes you home in your own vehicle
http://www.metroamericasafedrivers.org/ Safe Ride America
Phone: 404-888-0887
Hours:8p.m.-4a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
ncpid.org/program.php DEKALB
Metro America Safe Drivers
Phone: 770-507-3332
Hours: 7p.m.-7a.m. everyday
Details: A driver takes you home in your own vehicle
http://www.metroamericasafedrivers.org/ Safe Ride America
Phone: 404-888-0887
Hours:8p.m.-4a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
ncpid.org/program.php FULTON
Metro America Safe Drivers
Phone: 770-507-3332
Hours: 7p.m.-7a.m. everyday
Details: A driver takes you home in your own vehicle
http://www.metroamericasafedrivers.org/ Safe Ride America
Phone: 404-888-0887
Hours:8p.m.-4a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
ncpid.org/program.php GWINNETT
Safe Ride America
Phone: 404-888-0887
Hours:8p.m.-4a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
ncpid.org/program.php MACON
Zingo of Macon
Phone: 478-254-6555
Hours: 8:00p.m.-2:00a.m. Tuesday-Thursday;
8:00p.m.-3:00a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle VALDOSTA
Moody Sober Ride Program
Phone: 25-SOBER
Hours: Friday and Saturday nights from 10p.m.-4p.m.
Details: Free for military identification holders only IDAHO ADA
SafeRide4U
Phone: 208-369-4658
Hours: 24/7
Details: A driver takes you home in your own vehicle
http://www.saferide4you.com/Home_Page.htmlILLINOIS COOK
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html U Drink I Drive LLC
Phone: 888-808-8343
Hours: 8p.m.-4a.m. Monday-Saturday;
2p.m.-2a.m. Sunday
Details: A driver takes you home in your own vehicle
http://udrinkidrive.com/index.html DU PAGE
U Drink I Drive
Phone: 888-808-8343
Hours: 8p.m.-4a.m. Monday-Saturday;
2p.m.-2a.m. Sunday
Details: A driver takes you home in your own vehicle
http://udrinkidrive.com/index.html LAKE
U Drink I Drive LLC
Phone: 888-808-8343
Hours: 8p.m.-4a.m. Monday-Saturday
2p.m.-2a.m. Sunday
Details: A driver takes you home in your own vehicle
http://udrinkidrive.com/index.htmlINDIANA FISHER
Sober Ride LLC
Phone: 317-908-1234
Hours: 24/7
Details: http://www.soberridefishers.com/home MARION
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html TERRE HAUTE
Free ride
Phone: 812-478-5000
Hours: 3p.m.-3a.m. St. Patricks day
Details: Free ride provided by Fleschner Law Firm.
Be sure to say Fleschner Law Firm is paying for the rideKANSAS JOHNSON
Designated Driver Online
Phone: 877-336-8646
Hours: 27/7
Details: A driver drives you home in your own vehicle
http://ddo2go.com/index.php MANHATTAN
SafeRide Program
Phone: 785-539-0480
Hours: 11p.m.-3a.m. Thursday, Friday and Saturday
Details: Free to University of Kansas students only;
http://www.k-state.edu/osas/saferide.htm SEDGWICK
Designated Drivers LLC
Phone: 316-944-0809
Hours: 7p.m.-7a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://designateddriversofks.com/ Safe Riders, Inc.
Phone: 316-461-7433
Hours: 24/7
Details: A driver drives you home in your own vehicle WYANDOTTE
Designated Driver Online
Phone: 877-336-8646
Hours: 27/7
Details: A driver drives you home in your own vehicle
http://ddo2go.com/index.phpKENTUCKY JEFFERSON
CityScoot
Phone: 502-566-6384
Hours: 10p.m.-5a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.cityscoot.com/ FAYETTE
Rent a Driver
Phone: 859-233-4RAD
Hours: 24/7
Details: A driver drives you home in your own vehicle
http://www.radnodui.com/LOUISIANA NEW ORLEANS
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html Zingo
Phone: 888-ZINGO-DD
Hours: 8:00p.m.-2:00a.m. Tuesday-Thursday;
8:00p.m.-3:00a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle MARYLAND BALTIMORE
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html BOWIE
SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home COLLEGE PARK
SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home GAITHERSBURG
SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home GREENBELT
SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home MONTGOMERY COUNTY
SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home PRINCE GEORGES COUNTY
SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home ROCKVILLE
SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home TAKOMA PARK
SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home MASSACHUSETTS NORFOLK
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html SUFFOLK
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html BOSTON
Bostons Designated Driver
Phone: 617-652-0233
Hours: 10p.m.-2a.m Monday-Saturday
Details: A driver takes you home in your own vehicle
http://www.bostonsdd.com/MICHIGAN KALAMAZOO
Drive Safe Kalamazoo
Phone: 269-345-0DSK
Hours: 11p.m.-3a.m. Thursday, Friday, Saturday
Details: Free to Western Michigan University students only;
http://www.drivesafekalamazoo.com/ LIVINGSTON
The Designate
Phone: 888-929-8282
Hours: 5:30p.m.-2:30a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.thedesignate.com/index.htm OAKLAND
Designated Driver Services
Phone: 248-978-1767
Hours: 24/7
Details: A driver drives you home in your own vehicle
http://www.designateddriverservices.biz/index.html Last Call Services Inc.
Phone: 586-552-8989
Hours: 7p.m.-3a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.lastcallservicesinc.com/home.html The Designate
Phone: 1-888-929-8282
Hours: 5:30p.m.-2:30a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.thedesignate.com/index.htm MACOMB
Last Call Services Inc.
Phone: 586-552-8989
Hours: 7p.m.-3a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.lastcallservicesinc.com/home.html The Designate
Phone: 1-888-929-8282
Hours: 5:30p.m.-2:30a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.thedesignate.com/index.htm WASHTENAW
Last Call Services Inc.
Phone: 586-552-8989
Hours: 7p.m.-3a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.lastcallservicesinc.com/home.html The Designate
Phone: 1-888-929-8282
Hours: 5:30p.m.-2:30a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.thedesignate.com/index.htm Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.htmlMINNESOTA ANOKA
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ BEMIDJI
DWI Ride Home of Minnesota Inc.
Phone: 877-394-4567
Hours: 24/7
Details: Ride home in your vehicle or in a licensed vehicle CARVER
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ CHISAGO
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ DAKOTA
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ DULUTH
DWI Ride Home of Minnesota Inc.
Phone: 877-394-4567
Hours: 24/7
Details: Ride home in your vehicle HENNEPIN
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ DWI Ride Home
Phone: 1-877-394-4567
Hours: 24/7
Details: A driver drives you home in your own car
http://www.dwiridehome.com/ Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html HINKLEY
DWI Ride Home of Minnesota Inc.
Phone: 877-394-4567
Hours: 24/7
Details: Ride home in your vehicle or
in a licensed vehicle ISANTI
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ MINNEAPOLIS
DWI Ride Home of Minnesota Inc.
Phone: 877-394-4567
Hours: 24/7
Details: Ride home in your vehicle or
in a licensed vehicle RAMSEY
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ DWI Ride Home
Phone: 1-877-394-4567
Hours: 24/7
Details: A driver drives you home in your own car
http://www.dwiridehome.com/ RICHFIELD
DWI Ride Home of Minnesota Inc.
Phone: 877-394-4567
Hours: 24/7
Details: Ride home in your vehicle
or in a licensed vehicle SAINT PAUL
DWI Ride Home of Minnesota Inc.
Phone: 877-394-4567
Hours: 24/7
Details: Ride home in your vehicle
or in a licensed vehicle SCOTT
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ SHERBURNE
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ STEARNS
DWI Ride Home
Phone: 1-877-394-4567
Hours: 24/7
Details: A driver drives you home in your own car
http://www.dwiridehome.com/ WASHINGTON
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ WRIGHT
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/MISSOURI BOONE
Zingo
Phone: 573-823-6965
Hours: 8:00p.m.-2:00a.m. Tuesday-Thursday;
8:00p.m.-3:00a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle
http://www.zingomu.com/ JACKSON
Designated Driver Online
Phone: 877-336-8646
Hours: 27/7
Details: A driver drives you home in your own vehicle
http://ddo2go.com/index.php Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html Scooter Crew
Phone: 816-994-2623
Hours: 9p.m.-3a.m. Thursday-Saturday
Details: A driver takes you home in your own car
http://www.scootercrewusa.com/index.html MARYVILLE
Safe Ride Home
Phone: 660-562-1245
Hours: Friday and Saturday from 10p.m.-4a.m.
Details: Free to Northwest Missouri State University students only;
http://www.nwmissouri.edu/police/saferide.htm SPRINGFIELD
Safe Rides LLC
Phone: 417-234-8995
Hours: 24/7
Details: A driver drives you home in your own car
http://www.saferidesllc.com/Home_Page.html ST. LOUIS
Dependable Designated Drivers
Phone: 314-361-4444
Hours: 8p.m.-12a.m. Sunday-Wednesday;
8p.m.-3a.m. Thursday-Saturd
ay Details: A driver drives you home in your own car
http://www.dependabledd.com/ Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html Scooter Guy
Phone: 314-255-1800
Hours: 9a.m-9p.m. Monday;
9a.m.-10p.m. Tuesday-Wednesday 9a.m.-11p.m.
Thursday; 9a.m.-3a.m.
Friday-Saturday; 1p.m.-6p.m. Sunday
Details: A driver drives you home in your own vehicle
http://goscooterguy.com/ St. Louis Designated Driver
Phone: 314-330-6598
Hours: 7p.m.-2a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.stldd.com/NEVADA LAS VEGAS
Designated Drivers, Inc.
Phone: 702-456-7433
Hours: 24/7
Details: A driver takes you home in your own vehicle
http://designateddriversinc.com/

New Year's Eve Free Cab, Train Bus Ride Home Please Post Your City / State Free Ride Home Info

New Year's Eve Free Cab & Bus Ride Home Please Post Your City / State Free Ride Home Info Pulled from Face Book
http://www.facebook.com/buzzeddrivingisdrunkdriving?v=app_600929...*** Call the day before just to make shure that your area is still doing this ****
*** Call the day before just to make shure that your area is still doing this ****
*** Call the day before just to make shure that your area is still doing this **** Buzzed Driving is Drunk DrivingBuzzed driving is drunk driving. Getting behind the wheel after even just one too many drinks can lead to disaster. It is critical to be prepared. One of the best ways to be prepared is to know your options for alternative transportation.
Check out our list of sober/safe ride programs across the country below. Find one in your area, and save the number in your cell phone so you always have it on you.

Do you know other sober/safe ride programs we are missing? Post the information on our Facebook wall, and we'll add it to this list!

ALABAMA BIRMINGHAM
Birmingham Yellow Cab
Phone: 205-328-4444
Hours: 24/7
Details: Must be at one of the participating establishments.
List available: http://www.birminghamyellowcab.com/establishments.html ALASKA ANCHORAGE
Designated Drivers of Alaska
Phone: 970-830-SAFE
Hours: 9p.m.-3a.m.
Details: A driver takes you home in your own vehicle.
Reservations necessary. http://www.ddalaska.com/index.htm ARIZONA MARICOPA COUNTY
Arizona Ride Home
Phone: 1-866-996-6384
Hours: 8p.m.-2p.m. Friday-Saturday
Details: A driver takes you home in your own vehicle.
Reservations necessary. http://www.azridehome.com/ Designated Driver 2 You
Phone: 480-289-1156
Hours: 24/7
Details: Good for groups going to participating bars and restaurants
http://www.myd2u.com/ Designated Drivers 24/7
Phone: 1-888-247-3330
Hours: 24/7
Details: A driver takes you home in your own vehicle
http://www.designateddrivers247.com/index.html Designated Drivers, Inc.
Phone: 702-456-7433
Hours: 24/7
Details: A driver takes you home in your own vehicle
http://designateddriversinc.com/ Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html Zingo
Phone: 1-877-663-8429
Hours: 8p.m.-2a.m. Tuesday-Thursday;
8p.m.-3a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle
http://www.zingoaz.com/ PINAL COUNTY
Designated Driver 2 You
Phone: 480-289-1156
Hours: 24/7
Details: Good for groups going to participating
bars and restaurants.
http://www.myd2u.com/ PHOENIX
Discount Cab Free Ride Back Program
Phone: 602-200-2000
Hours: 24/7
Details: Gives drivers a free ride back to their care the next day.
Reservations for pick up required.
http://www.discountcab.com/options/free_ride_back.aspx TUCSON
Discount Cab Free Ride Back Program
Phone: 602-200-2000
Hours: 24/7
Details: Gives drivers a free ride back to their care the next day.
Reservations for pick up required.
http://www.discountcab.com/options/free_ride_back.aspx University of Arizona Safe Ride
Phone: 520-621-SAFE
Hours: Summer hours 8p.m.-12a.m. Monday-Thursday
Details: University of Arizona Students only
http://saferide.arizona.edu/Safe_Ride/Home.html ARKANSAS LITTLE ROCK
Bumblebee Transportation
Phone: 501-765-5733
Hours: 24/7
Details: A driver takes you home in your own vehicle
http://www.bumblebeetransportation.com/ Safe Ride Program University of Arkansas
Phone: 479-575-7233
Hours: 10:30p.m.-3:00a.m. Wednesday through Saturday
Details: Free for University of Arkansas students only;
http://parking.uark.edu/28.phpCALIFORNIA ALAMEDA
Veterans Cab
Phone: 800-281-4488
Hours: 7p.m.-3a.m.
Details: On St. Patricks Day only BAKERSFIELD
Designated Driver Inc.
Phone: 661-431-3854
Hours: 6p.m.-12a.m. Sunday-Tuesday; 6pm-2a.m. Wednesday-Thursday;
6p.m.-3a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle
http://www.ddiofbako.com/index.php BERKELEY
Veterans Cab
Phone: 800-281-4488
Hours: 7p.m.-3a.m.
Details: On St. Patricks Day only LOS ANGELES
Designated Driver Services
Phone: 1-800-670-0959
Hours: 24/7
Details: A driver takes you home in your own vehicle.
Reservations must be made
http://www.ddguy.com/home.html My Private Driver
Phone: 972-463-7865
Hours: 24/7
Details: A driver takes you home in your own vehicle
http://www.myprivatedriver.com/designated-driver
-service-dallas-fort-worth-austin-texas-los-angeles-orange-county.html Santa Clarita Valley Safe Rides
Phone: 661-259-6330
Hours: 10:00p.m.-2:00a.m.
Details: Free ride home
http://www.scvsaferides.com/ OAKLAND
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html Veterans Cab
Phone: 800-281-4488
Hours: 7p.m.-3a.m.
Details: On St. Patrick's Day only ORANGE
4 A Safe Ride Home
Phone: 1-800-305-8294
Hours: Limited hours
Details: Must provide Acct#: 123 and use the
"4 A Safe Ride Home" name for a free taxi ride.
http://www.4asaferidehome.com/Sacramento
http://www.bayareaonthecheap.com/free-cab-rides-home-san-francis... Shmaxi
Phone: 888-WE-DRUNK
Hours: 24/7
Details: A driver takes you home in your own vehicle.
http://shmaxi.com/wp/ Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html My Private Driver
Phone: 972-463-7865
Hours: 24/7
Details: A driver drives you home in your own vehicle
http://www.myprivatedriver.com/designated-driver
-service-dallas-fort-worth-austin-texas-los-angeles-orange-county.html SAN BERNARDINO
4 A Safe Ride Home
Phone: 1-800-305-8294
Hours: Limited hours
Details: Must provide Acct#: 123 and use the "4 A Safe Ride Home" name for a free taxi ride.
http://www.4asaferidehome.com/ SAN DIEGO
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html SAN FRANCISCO
Safe, Sober and Free
Phone: 415-282-4141
Hours: 3p.m. 3a.m. St. Patricks day only
Details: Tell cab driver the ride is on Berg Injury Lawyers for a free ride Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html SANTA CLARA
Your Designated Driver
Phone: 1-877-663-8475
Hours: 24/7
Details: A driver drives you home in your own car
http://www.yourddsj.com/index.htmlCOLORADO COLORADO SPRINGS
Free ride
Phone: 719-777-7777
Hours: 7p.m.-3a.m. St. Patricks day
Details: Free ride provided by McDivitt Law Firm. Be sure to say
McDivitt Law Firm is paying for the ride Designated Driver of Colorado Springs
Phone: 719-650-3450
Hours: 10p.m.-3a.m. Tuesday-Saturday
Details: Drive you and your car home for free
http://www.noduicosprings.com/ DENVER
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html FORT COLLINS
RamRide
Phone: 970-224-2222
Hours: 10p.m.-2a.m Thursday; 10p.m.-3a.m. Friday & Saturday
Details: free for Colorado State University students only
http://www.ramride.colostate.edu/DELAWARE NEW CASTLE
Delware Designated Drives Inc.
Phone: 302-999-9079
Hours: 10p.m.-2a.m. Friday-Saturday
Details: A driver drives you home in your own vehicle for free
http://www.delawaredd.org/index.htm DISTRICT OF Columbia SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home FLORIDA JACKSONVILLE
Designated Drivers of Jacksonville
Phone: 904-639-5250
Hours: 24/7
Details: A driver drives you home in your own vehicle;
bar hopping drivers are also available
http://www.designateddriversofjax.com/id3.html DUI Patrol
Phone: 904-655-4666
Hours:7p.m.-2:30a.m Sunday-Thursday;
4p.m.-3a.m. Friday-Saturday
Details: A driver drives you home in your own vehicle
http://www.drinkinganddriving.org/tools/duipatrol.pdf Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html HILLSBOROUGH
Zingo
Phone: 888-ZINGO-11
Hours: 8:00p.m.-2:00a.m. Tuesday-Thursday;
8:00p.m.-3:00a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle
http://www.zingoportrichey.com/ MIAMI DADE
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html ORANGE
Zingo
Phone: 888-GO-ZINGO
Hours: 8:00p.m.-2:00a.m. Tuesday-Thursday;
8:00p.m.-3:00a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle
http://www.zingotampa.com/ PASCO
Zingo
Phone: 888-ZINGO-11
Hours: 8:00p.m.-2:00a.m. Tuesday-Thursday;
8:00p.m.-3:00a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle
http://www.zingoportrichey.com/ PINELLAS
Zingo
Phone: 888-ZINGO-11
Hours: 8:00p.m.-2:00a.m. Tuesday-Thursday;
8:00p.m.-3:00a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle
http://www.zingoportrichey.com/ TAMPA BAY
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.htmlGEORGIA ATHENS
Designated Dawgs
Phone: 706-369-6601
Hours: 11p.m.-3a.m. Thursday-Saturday
Details: Free to University of Georgia students only;
http://www.ugadesignateddawgs.org/home.html ATLANTA
Saferide America
Phone: 404-888-0887
Hours: 8p.m.-4a.m.
Details: Serves Cobb, Dekalb, Fulton, Gwinnett counties CLARKE
Zingo
Phone: 888-75-NO-DUI
Hours: 8:00p.m.-2:00a.m. Tuesday-Thursday;
8:00p.m.-3:00a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle
http://www.zingoathens.com/ COBB
Metro America Safe Drivers
Phone: 770-507-3332
Hours: 7p.m.-7a.m. everyday
Details: A driver takes you home in your own vehicle
http://www.metroamericasafedrivers.org/ Safe Ride America
Phone: 404-888-0887
Hours:8p.m.-4a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
ncpid.org/program.php DEKALB
Metro America Safe Drivers
Phone: 770-507-3332
Hours: 7p.m.-7a.m. everyday
Details: A driver takes you home in your own vehicle
http://www.metroamericasafedrivers.org/ Safe Ride America
Phone: 404-888-0887
Hours:8p.m.-4a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
ncpid.org/program.php FULTON
Metro America Safe Drivers
Phone: 770-507-3332
Hours: 7p.m.-7a.m. everyday
Details: A driver takes you home in your own vehicle
http://www.metroamericasafedrivers.org/ Safe Ride America
Phone: 404-888-0887
Hours:8p.m.-4a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
ncpid.org/program.php GWINNETT
Safe Ride America
Phone: 404-888-0887
Hours:8p.m.-4a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
ncpid.org/program.php MACON
Zingo of Macon
Phone: 478-254-6555
Hours: 8:00p.m.-2:00a.m. Tuesday-Thursday;
8:00p.m.-3:00a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle VALDOSTA
Moody Sober Ride Program
Phone: 25-SOBER
Hours: Friday and Saturday nights from 10p.m.-4p.m.
Details: Free for military identification holders only IDAHO ADA
SafeRide4U
Phone: 208-369-4658
Hours: 24/7
Details: A driver takes you home in your own vehicle
http://www.saferide4you.com/Home_Page.htmlILLINOIS COOK
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html U Drink I Drive LLC
Phone: 888-808-8343
Hours: 8p.m.-4a.m. Monday-Saturday;
2p.m.-2a.m. Sunday
Details: A driver takes you home in your own vehicle
http://udrinkidrive.com/index.html DU PAGE
U Drink I Drive
Phone: 888-808-8343
Hours: 8p.m.-4a.m. Monday-Saturday;
2p.m.-2a.m. Sunday
Details: A driver takes you home in your own vehicle
http://udrinkidrive.com/index.html LAKE
U Drink I Drive LLC
Phone: 888-808-8343
Hours: 8p.m.-4a.m. Monday-Saturday
2p.m.-2a.m. Sunday
Details: A driver takes you home in your own vehicle
http://udrinkidrive.com/index.htmlINDIANA FISHER
Sober Ride LLC
Phone: 317-908-1234
Hours: 24/7
Details: http://www.soberridefishers.com/home MARION
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html TERRE HAUTE
Free ride
Phone: 812-478-5000
Hours: 3p.m.-3a.m. St. Patricks day
Details: Free ride provided by Fleschner Law Firm.
Be sure to say Fleschner Law Firm is paying for the rideKANSAS JOHNSON
Designated Driver Online
Phone: 877-336-8646
Hours: 27/7
Details: A driver drives you home in your own vehicle
http://ddo2go.com/index.php MANHATTAN
SafeRide Program
Phone: 785-539-0480
Hours: 11p.m.-3a.m. Thursday, Friday and Saturday
Details: Free to University of Kansas students only;
http://www.k-state.edu/osas/saferide.htm SEDGWICK
Designated Drivers LLC
Phone: 316-944-0809
Hours: 7p.m.-7a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://designateddriversofks.com/ Safe Riders, Inc.
Phone: 316-461-7433
Hours: 24/7
Details: A driver drives you home in your own vehicle WYANDOTTE
Designated Driver Online
Phone: 877-336-8646
Hours: 27/7
Details: A driver drives you home in your own vehicle
http://ddo2go.com/index.phpKENTUCKY JEFFERSON
CityScoot
Phone: 502-566-6384
Hours: 10p.m.-5a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.cityscoot.com/ FAYETTE
Rent a Driver
Phone: 859-233-4RAD
Hours: 24/7
Details: A driver drives you home in your own vehicle
http://www.radnodui.com/LOUISIANA NEW ORLEANS
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html Zingo
Phone: 888-ZINGO-DD
Hours: 8:00p.m.-2:00a.m. Tuesday-Thursday;
8:00p.m.-3:00a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle MARYLAND BALTIMORE
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html BOWIE
SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home COLLEGE PARK
SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home GAITHERSBURG
SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home GREENBELT
SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home MONTGOMERY COUNTY
SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home PRINCE GEORGES COUNTY
SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home ROCKVILLE
SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home TAKOMA PARK
SoberRide
Phone: 1-800-200-8294
Hours: 10p.m-6a.m. during Dec/Jan. holiday season,
St. Patricks Day, Independence Day and Halloween
Details: Free cab ride home MASSACHUSETTS NORFOLK
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html SUFFOLK
Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html BOSTON
Bostons Designated Driver
Phone: 617-652-0233
Hours: 10p.m.-2a.m Monday-Saturday
Details: A driver takes you home in your own vehicle
http://www.bostonsdd.com/MICHIGAN KALAMAZOO
Drive Safe Kalamazoo
Phone: 269-345-0DSK
Hours: 11p.m.-3a.m. Thursday, Friday, Saturday
Details: Free to Western Michigan University students only;
http://www.drivesafekalamazoo.com/ LIVINGSTON
The Designate
Phone: 888-929-8282
Hours: 5:30p.m.-2:30a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.thedesignate.com/index.htm OAKLAND
Designated Driver Services
Phone: 248-978-1767
Hours: 24/7
Details: A driver drives you home in your own vehicle
http://www.designateddriverservices.biz/index.html Last Call Services Inc.
Phone: 586-552-8989
Hours: 7p.m.-3a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.lastcallservicesinc.com/home.html The Designate
Phone: 1-888-929-8282
Hours: 5:30p.m.-2:30a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.thedesignate.com/index.htm MACOMB
Last Call Services Inc.
Phone: 586-552-8989
Hours: 7p.m.-3a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.lastcallservicesinc.com/home.html The Designate
Phone: 1-888-929-8282
Hours: 5:30p.m.-2:30a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.thedesignate.com/index.htm WASHTENAW
Last Call Services Inc.
Phone: 586-552-8989
Hours: 7p.m.-3a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.lastcallservicesinc.com/home.html The Designate
Phone: 1-888-929-8282
Hours: 5:30p.m.-2:30a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.thedesignate.com/index.htm Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.htmlMINNESOTA ANOKA
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ BEMIDJI
DWI Ride Home of Minnesota Inc.
Phone: 877-394-4567
Hours: 24/7
Details: Ride home in your vehicle or in a licensed vehicle CARVER
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ CHISAGO
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ DAKOTA
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ DULUTH
DWI Ride Home of Minnesota Inc.
Phone: 877-394-4567
Hours: 24/7
Details: Ride home in your vehicle HENNEPIN
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ DWI Ride Home
Phone: 1-877-394-4567
Hours: 24/7
Details: A driver drives you home in your own car
http://www.dwiridehome.com/ Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html HINKLEY
DWI Ride Home of Minnesota Inc.
Phone: 877-394-4567
Hours: 24/7
Details: Ride home in your vehicle or
in a licensed vehicle ISANTI
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ MINNEAPOLIS
DWI Ride Home of Minnesota Inc.
Phone: 877-394-4567
Hours: 24/7
Details: Ride home in your vehicle or
in a licensed vehicle RAMSEY
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ DWI Ride Home
Phone: 1-877-394-4567
Hours: 24/7
Details: A driver drives you home in your own car
http://www.dwiridehome.com/ RICHFIELD
DWI Ride Home of Minnesota Inc.
Phone: 877-394-4567
Hours: 24/7
Details: Ride home in your vehicle
or in a licensed vehicle SAINT PAUL
DWI Ride Home of Minnesota Inc.
Phone: 877-394-4567
Hours: 24/7
Details: Ride home in your vehicle
or in a licensed vehicle SCOTT
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ SHERBURNE
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ STEARNS
DWI Ride Home
Phone: 1-877-394-4567
Hours: 24/7
Details: A driver drives you home in your own car
http://www.dwiridehome.com/ WASHINGTON
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/ WRIGHT
Drink and Drive Intelligently
Phone: 651-338-1425
Hours: 24/7
Details: A driver drives you home in your own car
http://www.youdrinkwedrive.org/MISSOURI BOONE
Zingo
Phone: 573-823-6965
Hours: 8:00p.m.-2:00a.m. Tuesday-Thursday;
8:00p.m.-3:00a.m. Friday-Saturday
Details: A driver takes you home in your own vehicle
http://www.zingomu.com/ JACKSON
Designated Driver Online
Phone: 877-336-8646
Hours: 27/7
Details: A driver drives you home in your own vehicle
http://ddo2go.com/index.php Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html Scooter Crew
Phone: 816-994-2623
Hours: 9p.m.-3a.m. Thursday-Saturday
Details: A driver takes you home in your own car
http://www.scootercrewusa.com/index.html MARYVILLE
Safe Ride Home
Phone: 660-562-1245
Hours: Friday and Saturday from 10p.m.-4a.m.
Details: Free to Northwest Missouri State University students only;
http://www.nwmissouri.edu/police/saferide.htm SPRINGFIELD
Safe Rides LLC
Phone: 417-234-8995
Hours: 24/7
Details: A driver drives you home in your own car
http://www.saferidesllc.com/Home_Page.html ST. LOUIS
Dependable Designated Drivers
Phone: 314-361-4444
Hours: 8p.m.-12a.m. Sunday-Wednesday;
8p.m.-3a.m. Thursday-Saturd
ay Details: A driver drives you home in your own car
http://www.dependabledd.com/ Safe Ride Solutions
Phone: 208-938-4500
Hours: 24/7
Details: For corporations and companies
https://www.saferidesolutions.net/index.html Scooter Guy
Phone: 314-255-1800
Hours: 9a.m-9p.m. Monday;
9a.m.-10p.m. Tuesday-Wednesday 9a.m.-11p.m.
Thursday; 9a.m.-3a.m.
Friday-Saturday; 1p.m.-6p.m. Sunday
Details: A driver drives you home in your own vehicle
http://goscooterguy.com/ St. Louis Designated Driver
Phone: 314-330-6598
Hours: 7p.m.-2a.m. Monday-Sunday
Details: A driver drives you home in your own vehicle
http://www.stldd.com/NEVADA LAS VEGAS
Designated Drivers, Inc.
Phone: 702-456-7433
Hours: 24/7
Details: A driver takes you home in your own vehicle
http://designateddriversinc.com/

SOLD OUT! Dooney & Bourke 1975 Signature Janine Satchel $225.00 Now! $112.50 boscovs.com

Dooney & Bourke 1975 Signature Janine Satchelhttp://www.boscovs.com/
Price: $225.00 Now! $112.50. Text
This Dooney & Bourke Janine Satchel is from the 1975 Signature Collection. The interior features one inside zip pocket, two inside pockets and a cell phone pocket. There is also an inside key hook and a magnetic snap flap closure. A detachable strap of 26" drop down length is available to use. Measurements: 11.5"Lx5.5"Wx9.75"H. Available in Black/Black.
The hardware on this product is made from genuine brass, the same material used in many kinds of jewelry and fine goods. Genuine brass, even "lead-free" brass, typically contains traces of lead. The brass in this product is plated and sealed to minimize contact or interaction with skin. This product is not a toy. Do not allow children to mouth this product Warning: This product contains chemicals known to the state of California to cause cancer, or birth defects or other reproductive harm. Item:#77328■Add a hint of sophistication to your office ensemble with the chic Janine satchel from Dooney and Bourke.
■Made of coated canvas with synthetic leather trim.
■Holds your pens, personal technology, notebook, file folders and water bottle.
■Dual handles with an adjustable crossbody strap. Handle drop: 4" length. Maximum length crossbody drop: 27" length.
■Flat bottom with feet to protect bag when set down.
■Top flap with magnetic snap closure.
■Fabric interior lining with a back wall zip pocket and front wall multifunctional slip pockets.
■Dimensions: 11 1/2" maximum width x 5" deep x 9 1/2" high.
■Bottom Width: 11 1⁄2 in
better photos and description hereS

Dooney & Bourke 1975 Signature Janine Satchel $225.00 Now! $112.50 boscovs.com

2.5l ultrasonic cleaner @ harbor freight $66.98 AC shipped +local sales tax if req

DealGreat for jewelry, machine parts, firearm parts, or reloading ammo brass.Will use hot or cold cycleSimple green and dish soap can work for many items, but the adding the proper solvent for cleaning the items is the key to success.There are additional reviews on Amazon for the same device under different brands as well.Use coupon 20gift for 20%off

Holiday Lane 50% or more off at Macys.com

Text
Macys.com/Christopher Radko Christmas Ornament, 2011 Celebrate AdoptionCloseout
Orig. $52.00
Now $25.97 Wallace Christmas Ornament, 2011 Candy CaneOrig. $42.00
Now $20.97 Marquis by Waterford Christmas Ornaments, Set of 3 TrainsOrig. $59.00
Now $29.47 Marquis by Waterford Christmas Ornaments, Set of 4 Snowflake BallOrig. $49.00
Now $24.47 Marquis by Waterford Christmas Ornament, Top Hat SnowmanOrig. $29.95
Now $14.97
Marquis by Waterford Christmas Ornament, Snowgirl SkaterOrig. $29.95
Now $14.97 Marquis by Waterford Christmas Ornament, Snowboy SkaterOrig. $29.95
Now $14.97
Marquis by Waterford Christmas Ornament, Fireside SantaOrig. $29.95
Now $14.97 Marquis by Waterford Christmas Ornament, Down the Chimney SantaOrig. $29.95
Now $14.97 Waterford Christmas Ornament, 2011 Annual CrossOrig. $60.00
Now $29.97 Honey Can Do Holiday Decoration Storage Organizer, Set of 3Reg. $79.99
Sale $49.99 Honey Can Do Ornament Storage, Large AdjustableReg. $29.99
Sale $19.99 Lenox Christmas Ornament, 2011 Pooh Baby's First ChristmasOrig. $43.00
Now $21.47 Lenox Christmas Ornament, 2011 Snow FantasiesOrig. $29.00
Now $14.47
Lenox Christmas Ornament, 2011 Bless This HomeOrig. $29.00
Now $14.47
Lenox Christmas Ornament, Photo BallOrig. $29.00
Now $14.47 Fiesta Christmas Ornament, Christmas Tree 75th AnniversaryCloseout
Orig. $30.00
Now $14.97
Lenox Christmas Ornament, 2011 Celebrate FlutesOrig. $29.00
Now $14.47
Fiesta Ornament, 75th AnniversaryReg. $15.00
Sale $9.99
Lenox Christmas Ornament, 2011 Baby's First Rocking HorseOrig. $29.00
Now $14.47
     Christopher Radko Christmas Ornament, Baby Bootie Bear GirlCloseout
Orig. $45.00
Now $22.47
Christopher Radko Christmas Ornament, Baby Bootie Bear BoyCloseout
Orig. $45.00
Now $22.47 Christopher Radko Christmas Ornament, AIDS Charity ClausCloseout
Orig. $49.00
Now $24.47Wallace Christmas Ornament, 2010 Peace WreathOrig. $40.00
Now $19.97 Christopher Radko Christmas Ornament, Flight for a Cause Environmental CharityCloseout
Orig. $49.00
Now $24.47
Lenox Christmas Ornament, 2011 Year to Remember GiftOrig. $29.00
Now $14.47
Lenox Christmas Ornament, 2011 Silver Baby's First RattleOrig. $29.00
Now $14.47
Holiday Lane Christmas Ornaments, Box of 40 White IciclesCloseout
Orig. $20.00
Now $4.97
     Lenox Christmas Ornament, Grinchy GiftOrig. $43.00
Now $21.47
    Royal Albert Christmas Ornament, Old Country Roses Holiday WreathOrig. $22.00
Now $10.97
    Wedgwood Christmas Ornament, Annual Wedgwood MuseOrig. $43.00
Now $21.47
    Christopher Radko Christmas Ornament, Bears That Care Pediatric Cancer CharityCloseout
Orig. $49.00
Now $24.47
     Inge-Glas Christmas Ornament, Rudolph's FollyCloseout
Orig. $25.00
Now $12.47
    Inge-Glas Christmas Ornament, Midnight GuestCloseout
Orig. $35.00
Now $17.47
    Inge-Glas Christmas Ornament, Kinder of Winter FunCloseout
Orig. $25.00
Now $12.47
    Inge-Glas Christmas Ornament, Kind Reflection 2011Closeout
Orig. $30.00
Now $14.97
     Inge-Glas Christmas Ornament, Baby JesusCloseout
Orig. $20.00
Now $9.97
    Inge-Glas Christmas Ornament, Evergreen GloryCloseout
Orig. $20.00
Now $9.97
    Inge-Glas Christmas Ornament, The NutcrackerCloseout
Orig. $35.00
Now $17.47
    Inge-Glas Christmas Ornaments, Golden TannenbaumCloseout
Orig. $30.00
Now $14.97
     Inge-Glas Christmas Ornament, Airborne SantaCloseout
Orig. $35.00
Now $17.47
    Inge-Glas Christmas Ornament, Kinder of CarolingCloseout
Orig. $30.00
Now $14.97
    Inge-Glas Christmas Ornament, RadianceCloseout
Orig. $35.00
Now $17.47
    Waterford Christmas Ornament, 2011 Annual Train CabooseOrig. $55.00
Now $27.47
     Christopher Radko Christmas Ornaments, Set of 9 Shiny Brite Vintage ReflectorsCloseout
Orig. $19.95
Now $9.87
    Christopher Radko Christmas Ornament, Chime Time 2011Closeout
Orig. $49.00
Now $24.47
    NEW! ChemArt Christmas Ornament, Frosted WreathCloseout
Orig. $35.00
Now $17.47
    Betsey Johnson Ornament, Crystal and Glitter Bulldog Ornament$25.00
     Heart of Haiti Christmas Ornaments, Set of 2 Papier Mache Hearts$15.00
    CasaQ Christmas Ornament, La PiataCloseout
Orig. $35.00
Now $17.47
    Waterford Crystal Bell, 2011 Bell of PeaceOrig. $75.00
Now $37.47
    Holiday Lane Christmas Ornaments, Tube of 6 Silver BallsCloseout
Orig. $25.00
Now $6.17
     Holiday Lane Christmas Ornament, 2011 Tree BallCloseout
Orig. $16.00
Now $3.97
    Holiday Lane Christmas Ornament, State Street ClockCloseout
Orig. $11.00
Now $2.67
    Christopher Radko Christmas Ornament, First of ManyCloseout
Orig. $55.00
Now $27.47
    Christopher Radko Christmas Ornament, Macy's Exclusive State Street Clock 2011Closeout
Orig. $49.00
Now $24.47
     Christopher Radko Christmas Ornament, Unforgettable Friends Alzheimer's CharityCloseout
Orig. $49.00
Now $24.47
    Martha Stewart Collection Christmas Ornaments, Set of 6 Gold BallsCloseout
Orig. $15.00
Now $3.67
    Martha Stewart Collection Christmas Ornaments, Set of 6 Blue BallCloseout
Orig. $15.00
Now $3.67
    Christopher Radko Christmas Ornament, Happy HomecomingCloseout
Orig. $55.00
Now $27.47
     Holiday Lane Christmas Ornament, 6" Macy's TrainCloseout
Orig. $30.00
Now $7.47
    Holiday Lane Christmas Ornament, 3" Red New York BallCloseout
Orig. $8.00
Now $1.97
    NEW! ChemArt Christmas Ornament, Elegant CrossCloseout
Orig. $28.00
Now $13.97
    Inge-Glas Christmas Ornament, Kindhearted NikolausCloseout
Orig. $40.00
Now $19.97
     Inge-Glas Christmas Ornament, Baby's First Christmas TreeCloseout
Orig. $25.00
Now $12.47
    NEW! ChemArt Christmas Ornament, Virginia T-ShirtCloseout
Orig. $25.00
Now $12.47
    ChemArt Christmas Ornament, NC State Holiday TreesCloseout
Orig. $25.00
Now $12.47
    NEW! ChemArt Christmas Ornament, NC State FootballCloseout
Orig. $25.00
Now $12.47
     NEW! ChemArt Christmas Ornament, North Carolina FootballCloseout
Orig. $25.00
Now $12.47
    NEW! ChemArt Christmas Ornament, Christmas TraditionsCloseout
Orig. $25.00
Now $12.47
    Holiday Lane Christmas Ornament, 2011 Tartan Keepsake BookCloseout
Orig. $18.00
Now $4.47
    Inge-Glas Christmas Ornament, Lil' Red Riding HoodCloseout
Orig. $40.00
Now $19.97
     Inge-Glas Christmas Ornament, PinocchioCloseout
Orig. $40.00
Now $19.97
    Inge-Glas Christmas Ornament, Hansel's TreatsCloseout
Orig. $40.00
Now $19.97
    Tommy Hilfiger Christmas OrnamentCloseout
Orig. $9.99
Now $4.97
    Greg Norman Christmas OrnamentCloseout
Orig. $9.99
Now $4.97
     Kenneth Cole Christmas OrnamentCloseout
Orig. $9.99
Now $4.97
    Department 56 Christmas Ornament, Snowbabies Baby's First Ornament - RetiredCloseout
Orig. $15.50
Now $7.67
    Christopher Radko Christmas Ornament, Quack Pack GemCloseout
Orig. $25.00
Now $12.47
    Christopher Radko Christmas Ornament, Macy's Exclusive Santa with Blue BagCloseout
Orig. $40.00
Now $19.97
     Betsey Johnson Ornament, Panda Ornament$25.00
    Betsey Johnson Ornament, Green and Silver Glitter Frog Ornament$25.00
    Emeril Lagasse Christmas OrnamentCloseout
Orig. $9.99
Now $4.97
    Sean John Christmas OrnamentCloseout
Orig. $9.99
Now $4.97
     Jim Shore Christmas Ornament, Santa Pooh With PresentCloseout
Orig. $45.00
Now $22.47
    Kurt Adler Christmas Ornament, Polonaise Far East SantaCloseout
Orig. $55.00
Now $27.47
    Kurt Adler Christmas Ornament, Polonaise Santa and ChimneyCloseout
Orig. $50.00
Now $24.97
    CasaQ Christmas Ornament, CarmenCloseout
Orig. $35.00
Now $17.47
Kurt Adler Christmas Ornament, Polonaise Nutcracker with GiftsCloseout
Orig. $70.00
Now $34.97  Kurt Adler Christmas Ornament, Macy's Thanksgiving Day Parade BalloonsCloseout
Orig. $15.00
Now $7.47
Martha Stewart Collection Christmas Ornaments, Set of 6 Burgundy BallsCloseout
Orig. $15.00
Now $3.67 Holiday Lane Christmas Ornaments, Box of 12 SnowflakesCloseout
Orig. $18.00
Now $4.47
Holiday Lane Christmas Ornaments, Box of 40 Clear IciclesCloseout
Orig. $20.00
Now $4.97 Kurt Adler Christmas Ornaments, Set of 18 Mini Glass BallsCloseout
Orig. $20.00
Now $9.97
Kurt Adler Christmas Ornaments, Set of 50 Assorted Shatterproof BallsCloseout
Orig. $60.00
Now $23.97
Kurt Adler Christmas Ornaments, Set of 9 Mini White Poinsettia DropsCloseout
Orig. $20.00
Now $9.97
Kurt Adler Christmas Ornaments, Set of 4 Burgundy Peacock DropsCloseout
Orig. $34.00
Now $16.97 Kurt Adler Christmas Ornaments, Set of 4 Red and White DropsCloseout
Orig. $34.00
Now $16.97 Midwest Christmas Ornament, Pink Baby BuggyCloseout
Orig. $20.00
Now $9.97

Stanley Tools - EBAY SALE Many items 50-70% off list, lots under $20, Free Ship

http://www.ebay.com/sch/stanleytools/m.html?item=170744226718&_t...

Netgear XE102 Wall Plugged Ethernet Bridge for $19.94 shipped at MidnightBox.com

http://www.midnightbox.com/Price: $19.94 shipped
Condition: NewDescriptionThe NETGEAR XE102 Wall-Plugged Ethernet Bridge lets you easily extend a network using just the existing electric lines of your home, eliminating the need to run unsightly Ethernet wires all over your house or apartment.True Plug and Play Installation: To extend a network using the electric lines in your home, you need two XE102 units. Simply plug one of them into a wall outlet and connect it to your router with an Ethernet cord. Plug the second one into any wall outlet that is electrically connected to the first and you have an instant Ethernet port to plug a computer, gaming console, or other networkable device with an RJ-45 Ethernet plug. You can create as many network connections as you need by connecting more XE102 units. The device has easy-to-read icon LEDs for status information at a glance.The XE102 has a 10BASE-T Ethernet jack and supports the 10 Mbps HomePlug 1.0 standard. It uses Forward Error Correction (FEC) and Automatic channel adaptation to ensure the integrity of the data. In order to enable encryption, you need a computer with Windows XP, 2000, ME or 98.Features * Wall-plugged ethernet bridge lets you easily extend a network using electric lines
* Delivers up to 14 Mbps wired speed
* Three easy-to-read icon LEDs for quick status information at a glance
* True plug and play simplicity
* Device measures 3.92 x 1.84 x 2.88 inches (WxHxD)Whats in the Box * XE102 Wall-Plugged Ethernet Bridge
* Installation guide
* Ethernet cable
* Resource CD
* Warranty/support information card

Golf Smith Tennis and Golf Clothing Sales (e.g. 4.93 for Nike UV Tee before 8% FC)

golfsmith has tennis and golf clothing on sales today.
FS5D27T3 code is good for free shipping for $50 or more.There are too many items to list.
These are the best prices for tennis players and fans that I have seen in a long time.Following is a few example, with price before 8% FC.
Nike Tennis UV Tee
http://www.golfsmith.com/product/30033823/nike-tennis-dri-fit-uv... - $4.93Nike Federer Polo
http://www.golfsmith.com/product/30036841/nike-tennis-mens-victo... - $23.98Nike Nadal Tee
http://www.golfsmith.com/product/30050795/nike-tennis-mens-rafa-... - $23.98Adidas Murray Polo
http://www.golfsmith.com/product/30039094/adidas-tennis-mens-bar... - $17.98

Junior short sleeve Henley- $1.92 AC plus $.99 ship

Many good colors / sizes left to choose from:
This henley is a must-have. With its sheer stripes and roll-tab sleeves, this juniors' henley is a chic adaptation to the classic design. Make this Mudd top even more fabulous when you layer it with a colorful camisole.Lightweight cotton blend provides all-day comfort.
Details:
3-button placket
Short sleeves
Cotton/polyester
Machine wash
Imported20% off code: NEXTORDER20Link to shirt

Additional 20% off select Britax car seats online / all in-store @ BRU

Babies R Us currently has most Britax car seats at around 20% off, which is fairly standard pricing. But if you enter promo code 950197 you can get an additional 20% a select set of them online, with free shipping. The list of seats to which the coupon applies online is here.. Note that many are OOS for shipping and/or in-store pickup, but there are a few in stock deals to be had:Britax Frontier 85 Canyon: MSRP $300 -- after coupon is $192 + tax and free ship
Britax New Marathon Crimson: MSRP $290 -- after coupon is $198 + tax and free ship
And a few others.the coupon (here) is also good for 20% ALL Britax seats in-store, but their in-store pricing is usually higher and YMMV whether they will match web pricing and discount.Coupon expires on 12/27

Kingston 32GB 266x Compact Flash. $37.95 Shipped AR

Hi Everyone,Didn't see this posted anywhere, but saw this deal and ordered one. $57.95 - $20 Rebate = $37.95 + Tax (NY with free shipping
Product Link
Rebate Link (Exp 12/31)Reviews are patchy, with many people having problems with it on the 7D especially when shooting video:
Amazon Reviews
B&H ReviewsI'll be using this on a 5D mkII. I take video every now and then. I decided to take the plunge as I am one of those who feel that reviewers are much more likely to write lengthy negative reviews than to write positive ones when all is going well. Just my take on it. I haven't had much experience with Kingston rebates.

extra 25 percent off all clearance at Cherry Culture (interesting, low-cost makeup)

For those who wanted cosmetics for Christmas but didn't get them! Code is SNS25.Cherry Culture sale pageExpires Dec. 27.Some of the brands are dollar-store type stuff (Wild n Crazy is pretty crappy for the most part, LA Colors has some decent stuff but can be had at any Dollar Tree) but others are really quite good for the price. Amuse in particular has some very nice pigmented eyeshadow sets for just a few bucks apiece, and NYX is adored by many makeup artists ... and most of their awesome holiday kits are on sale (which is what I'm getting.)Shipping is free over $40.

$5 off select DVD/BD at Amazon when renting a VOD title first

Amazon promo details: http://www.amazon.com/gp/feature.html/ref=amb_link_357530682_1?i...
For a limited time only, rent the SD or HD version of any of the below titles and get a $5 credit towards the purchase of select titles on DVD or Blu-ray (it does NOT have to be the same title you rented.)If you rent a Paramount movie from 12/4/11 - 12/30/11, you may redeem the $5 credit on any of these titles:
http://www.amazon.com/gp/feature.html/ref=amb_link_354361562_5?i...If you rent an Anchor Bay movie from 12/4/11 - 12/30/11, you may redeem the $5 credit on any of these titles:
http://www.amazon.com/gp/feature.html/ref=amb_link_354361562_6?i...The qualifying rental titles are in the following link. Some are only 99 cents. Many of you may have VOD credit from recent purchases, so check your balance first since your VOD rental could be had for free.
http://www.amazon.com/gp/feature.html/ref=amb_link_359126002_2?i...Unfortunately some of the titles have gone up in price since I first saw this deal. Sorry I didn't get around to posting it until now. But there are still some good deals to be had. Credit to TheBigDave at DVDtalk.

Children's Place Holiday Clearance + Free Shipping No Min + 20% off

Children's Place has a large clearance section that is currently live with many prices over 65% off. Shipping is free today with no minimum. Code retailmenot12c seems to be working for another 20% off!Children's Place ClearanceVarious clothing, accessories, & shoes!

Home Depot B&M - Christmas decoration - 50% Off

Marry Christmas and Happy Hanukkah!Home Depot B&M stores started After Christmas sale in store last night with 50% off. Many outdoor lighting decorations are going fast.

SGFX Financial Ltd

Hi! I am working as a HR- Assistant Manager in SGFX Financial Ltd. I contradict to many peoples comments which were posted earlier. Since, its a start-up company, initially for a month, it took time to set up systems, departments, procedures and policies. But since months have passed, our company is doing excellent in terms of its functioning. Being the HR I am aware that my employees are satisfied with the company. Even as an employee myself, I feel that my official documents are in place, my salary is credited on time, we have a proper professional way of functioning.
I am ambitious and pretty hopeful about my career with this company. As the company grows, I see myself at a height.

New 6pm sales: Lucky Brand, shoes, boots, clogs, deals from $10 + free shipping

6pm discounts a selection of men's, women's, and kids' shoes and accessories, as listed below. Plus, all orders qualify for free shipping with no minimum purchase required. That puts many items at or near the lowest total price we could find. Sales end December 26. The deals:Lucky Brand and Free People: 18% to 80% off, deals from $10.33
Men's Shoes and Eyewear (GUESS, Steve Madden, more): 22% to 75% off, deals from $18
Women's and Girls' Knit Boots (Muk Luks, Skechers, more): 6% to 70% off, deals from $12
Men's and Women's Boots (DKNY, Charles, more): 24% to 77% off, deals from $24.99
Women's Clogs (Hunter, Frye, more): 20% to 88% off, deals from $19.99

Photo Toolbox 1.7.4.5, Free Download Today Only @ giveawayoftheday

http://www.ghttp://www.giveawayoftheday.com/.com/The program is available for $19.90, but it will be free for our visitors as a time-limited offer. Photo Toolbox is a comprehensive photo editing software that can be used to import, adjust, retouch or fix your digital photos very easily.

It combines many easy to use and very powerful features which can make your photo much better than before with simple steps. Such as Level Adjustment, Curve Tool, Clone Stamp, Spot/Red-eye Remover and much more.

Potterybarn kids' catalina bed starts from $319.99, down from $399

Still not cheap to many, but NOT easy to find a better deal for Potterybarn.
Choose UPS for free shipping.
Very nice and sturdy bed to upgrade kids from cribs.
Mattress not on sale, but other brands work too.
http://www.potterybarnkids.com/products/catalina-bed-and-trundle/?pkey=cbedroom-sale

Finding a GOOD financial planner in NJ

I'm not even sure if it is ok to ask this question on FW, but after reading many threads here on the finance forum I find many of these threads would apply to me in different ways. The more I read, the more I realize that a professional could help me get my finances in order. I have an accountant, he is good, but is not big in the "I suggest you do such and such" department. How do you find someone who is reputable in financial planning?

Reapply for Citi card after defaulting on Citi on card

About 10 years ago, when I was a young and naive college student, I defaulted on a $2000 credit card with Citibank. The credit card default is no longer on my credit history, and I now how a good credit score.My question is, can I apply for a Citibank credit card? Will applying put the Citibank default back on my credit report? Will Citibank automatically reject my application? Is there any particular danger to applying for a Citibank card now? Many thanks.

Staples B&M only: HP DV4-4141us laptop $350 AC After SER. 14"/Intel Core i3-2330M CPU/4GB RAM/640GB HD

This is my first posted deal, so go easy on me, ok? Didn't find anything in search.I got an e-mail from Staples offering a variety of items on sale with coupons for "holiday procrastinators".One of the items is the HP DV404141us laptop. Here's the math:
$599.99-$200 coupon-$50 Staples Easy Rebate=$349.99.
They had this for $400 on Black Friday, and for $380 a few weeks back.Th coupon is for stores only and expires on 12/24/11.The down side is no online ordering, and it doesn't even show up on their website any more. So you'll have to go to the store (or call, but we all know calling's bad, right?) to see if they have it. And the ad specifically says that not all stores carry it. So, I'm imagining that they're clearancing it out.Specs:
Intel Core i3-2330M Processor (2.20GHz)
4GB installed memory
640GB hard drive
HD BrightView LED-backlit Display (1366 x 768)
SuperMulti DVD burner
802.11b/g/n WLAN and Bluetooth
Dolby Home Theater with Altec Lansing Speakers
HP TrueVision HD Webcam with integrated digital microphone
Digital Media Card Reader for Secure Digital and Multimedia cards
6-cell 55WHr lithium-ion battery
Genuine Windows 7 Home Premium (64-bit)
Dimensions 9.28"W x 13.35"D x 1.22" (min H)/ 1.40" (max H), (4.95 lbs)
1 year warrantyNot sure if this is the best deal out there. And it's a smaller screen that many may not want. Though it's under 5 pounds, so that might be better for traveling. But it has a better CPU, more RAM and a bigger hard drive than many laptops in this price range.I'm considering this to replace my netbook for travel, but can't decide if it's worth it, since I'll rarely use it.

Traditional ira transfer out fee for Citibank and Bank of America?

What are the transferring out and closing fees for Citibank and Bank of America traditional account?My parents have a little over 30k in their traditional accounts. Those banks don't provide many investment options other than money market and CD. I am trying to help them to transfer their traditional ira to Vanguard because of the low fee funds. I googled and found out that it would cost $75 for transfer and $75 for closing ira account (citi and Merrill Edge). Anyone confirm this information? Thanks in advance!

FW Disasters: crossing the red line

There are a lots of stories of great things happening on fatwallet but sometimes you wonder where is the red line; how bad can it go? There are rumors about these things on FW and some stories spread over different threads.
The idea of this thread is to centralize this. Example of Good post that I would like* to see in this category: "I automated creation of bank test-deposits and create 2k accounts and 2mil test-deposits making 1.2mil$ but then had to flee the country...now I see my children and parents only ones a year...life in Australia is nice though."
*Clarification: not that I would like this to happen to you, but these are the posts that might be helpful to many.Another good Example: "FW made me realize I can buy online saving both money and time, so I order almost everything...the delivery guy started to hate me...then I started to buy things to resale and was getting 20 packages daily...perhaps he reported me to some agency...now they spy/monitor on me...had to move to new apartment"Example of Bad post: "I got onto fatwallet tonight and saw that I missed a deal that could have saved/make me about 10k$."Disclaimer: as you guessed all of the above I made up. In case story is so bad that you do not want to have trail, just get a different ID...

Panasonic 3D Blu Ray Player DMP-BDT210 + Avatar $109 - Frys

Fry's has this Blue Ray player for $109 on their website. You must order it online and select the option to ship to store to pick it up at a local Frys and they will give you one they have in stock - however you can ask to do that in the store and they will print it out for you. You do have to enter a credit card to reserve the item, but if you select ship to store, your credit card is not charged. In fact I used a $50 gift card to reserve my player. On the shelf it was marked about $160. There is a coupon inside the box to request a 3D copy of avatar. This player gets very high marks and often shows up the best buy out there for 2011 on many technical sites. It's main strength is its speed at loading the movie - an average of 7 seconds - which seems to blow the competition out of the water. It also includes Panasonic's "Smart TV" suite of internet apps and it has a wi-fi connector built into the unit.

Stem Cell Transplant & Bone Marrow Donor Gifts 10% off

My Hero is Bone Marrow Transplant Survivor
BMT Survivorhttp://www.stemcelltransplantshirts.com/store/index.cgi/stem_cel...
Let the world know that your Hero is a BMT Survivor (Bone Marrow Transplant Survivor) with our supportive collection of "My Hero is a Bone Marrow Transplant Survivor" design on shirts, apparel, tees, merchandise and gifts featuring a green ribbon set in a scroll background. Perfect way to show your support, offer encouragement and band together as friends and family. To see more of our BMT and SCT collection brought to you by a transplant survivor visit SCTBMTSurvivorshop.com.
Save 10% with code,Happy Holidays To You Sale! 10% OFF ALL ORDERS! Use Code: HAPPYHOLIDAYSStem Cell Transplant & Bone Marrow Donor Gifts
Grunge Stem Cell Transplant Survivor Shirt
We sell Bone Marrow Transplant and Stem Cell Transplant SURVIVOR and DONOR Awareness Shirts, Tees, Apparel, Merchandise and Gifts for the SCT and/or BMT Survivor & Donor. Makes an ideal gift for the Bone Marrow or Stem Cell Transplant survivor and is perfect for your awareness, reunion event or any occasion. The SCT and BMT donor awareness shirts, tees, apparel and gifts are ideal for those looking to promote the importance of joining the bone marrow registry and for the many heroes who donated their marrow or stem cells to save a life. A portion of the proceeds benefits BMT/SCT related causes. This store is brought to you by a 4-Year Stem Cell Transplant Survivor who underwent a SCT thanks to her twin sister's generous donation of her stem cells. I dedicate this store to her.
http://www.zazzle.com/sctbmtsurvivorshop

Disney Movie Rewards (DMR) - FREE 25 BONUS POINTS

Quoted from their Facebook page... "While were glad to hear that many of you are enjoying our 12 Days of Cheer promotion, we know that it hasnt been without some frustration. As a thank you for being patient with us today, you can enter the code Cheer11 for 25 Bonus Points (Code expires 12/23/11 at 8:59:59am)."Enter code: Cheer11
Code Expires: 12/23/11 at 8:59:59am

Churning Keep The Change?

I have had KTC since way back before becomeing FWaleter.
I wonder if there is some way to stop KTC and then reenroll or perhaps just to open another checking?
Sorry for making separate post but I guess many might have the same issue.UPDATE (Clarification): It seems that if you can have 100% bonus for 3 month only once regardless if you open a new account. What I was wondering if I can get another 3 month of 100% keep the change i.e. to somehow churn 3 month bonus...

Gamefly Year-End Sale many used games under $10

LinkJust got an email with year end sales from GameFly. Lots of good looking games for under 10$ with Free Shipping.

Target AFTER XMAS Storage Event $4.50 - $14.99 For Many Sizes (see post for list) starts 12/26

STARTS MONDAY 12/26TARGET B&M$4.5056 qt storage box w/ lid*****************************$6.00Latch Box 66 qt tinted or 20 Gal Tote (both in blue or green)******************************************************************$7Wreath Box bolds 24" WreathGift Wrap Box with lid (holds 20 rolls of 30" paper)Ornament Box (holds up to 45 ornaments)Sterlite 66 qt latching box, 18 Gal Ultra Tote or 41qt clear underbed box with red or green lid*****************************************************************************************************$9Soft Side Tree Bag w/Handles (up to 7.5 foot tree)Soft Side Ornament Box (up to 27 ornaments)Snapware Snap/Stack Ornament BoxLarge Holiday Storage 54ct Ornament Box or 25 gal ultra latch tote*****************************************************************$14.99110 qt clear box
45 Gal Wheeled Tote
74 qt Ultra Underbed box (holds 40" gift wrap)

Churning KTC?

10% cash back on all gift cards at ebillme

10% CashBack on all gift cards at ebillme
ebillme is finally doing something great for their returning customers
They are offering 10% CashBack on all their gift cards to ALL customers - first time customer and return customers. link to the gift cards: http://www.ebillme.com/gift-cards/
no coupon code needed.
Second offer: Offer Valid till 12/31/2011$20 back (no minimum purchase required) + Gift Chain after using AMEX credit card on Vente-PriveeVente Privee is kind of a fancy Groupon-like deal site that sells designer things in 72-hour sales. They are offering a $20 statement credit after your first purchase with an American Express credit card by 12/31/2011.
No minimum purchase required! 1. Check out this application page to see the offer:
http://secure.us.venteprivee.com/ExternalLinks/PSL.ashx?cypher=0...
2. You need to register first to see today's event, and it will take only 20 seconds to complete the registration.
3. Go shopping! The sales rotate each day, not bad for some free stocking stuffs. Many of the cheap items sell out fast. The offer ends on 12/31/2011.PS: This offer is stackable with AMEX Gift Chain. So if you purchase $25 on Vente Privee, you will get $20 back as well as a surprise gift from AMEX Gift Chain.PS: The $20 comes back very fast. My real experience was that $20 credit appeared in my AMEX account only two business days after the purchase on Vente-Privee.

Kobalt 7-Piece SAE Multifit Combination Wrench Set $9.98 at Lowe's

Kobalt 7-Piece SAE Multifit Combination Wrench Set
Metric is also available.These fit 4 or 5 different types of nuts, bolts, etc.
7-Piece SAE Multifit Combination Wrench Set 100% Carbon Steel
Set includes: 5/16", 3/8", 7/16", 1/2", 9/16", 5/8", 11/16"
15 offset provides clearance for hands during use
Unique drive design fits many fastener styles
Item #: 359485 | Model #: 86225
$9.98Was: $29.98 (Save 66% thru 12/31/2011) Multifit Wrench Set

$20 back after AMEX purchase

First offer: Offer Valid 12/14/2011 - 12/31/2011Receive a $20 statement credit when you spend $100 online at www.Ticketmaster.com through 12/31/2011. Click the 'confirm' button and use your linked American Express Card to redeem this offer today!
To be eligible to receive a $20 statement credit you must click the 'confirm' button and use your linked Card account to make a single purchase of $100 or more online at www.Ticketmaster.com through 12/31/2011. Limit one statement credit per Cardmember. Statement credits are generally issued within 2-3 business days after your qualifying purchase, but may take up to 2 billing periods to post to your account. Program Terms and Conditions apply.
1. click here first.
2. You must click "see more" several times in the offer list in order to see the ticketmaster deal.
3. You also need to confirm and add it to your card.
Second offer: Offer Valid till 12/31/2011$20 back (no minimum purchase required) + Gift Chain after using AMEX credit card on Vente-PriveeVente Privee is kind of a fancy Groupon-like deal site that sells designer things in 72-hour sales. They are offering a $20 statement credit after your first purchase with an American Express credit card by 12/31/2011.
No minimum purchase required! 1. Check out this application page to see the offer:
http://secure.us.venteprivee.com/ExternalLinks/PSL.ashx?cypher=0...
2. You need to register first to see today's event, and it will take only 20 seconds to complete the registration.
3. Go shopping! The sales rotate each day, not bad for some free stocking stuffs. Many of the cheap items sell out fast. The offer ends on 12/31/2011.PS: This offer is stackable with AMEX Gift Chain. So if you purchase $25 on Vente Privee, you will get $20 back as well as a surprise gift from AMEX Gift Chain.PS: The $20 comes back very fast. My real experience was that $20 credit appeared in my AMEX account only two business days after the purchase on Vente-Privee.

Many UGG items 20% off & free shipping

I borrowed this from another site but found it useful. You might too. credit barginshpper @ SDgetzs.com has 20% off most UGG items. Here is the URL: https://www.getzs.com/browse/Footwear/UGG%20Australia/products.h...PM'd it at Nordstroms so that I can pick them up before this weekend.

Real Construction Workshop (7.99) and Starter set (3.99)

Real Construction Workshop deluxe 7.99 down from 29.99Real Construction Workshop starter 3.99 down from 12.99Also many other accessories search for Real Construction.Prime Eligible if you have it.

Stay at current job or leave for another job.

Hello FWF Crowd. Since you all provided me such great advice and wisdom on my last thread, I thought I would come back for a second helping.I have received a job offer from a new company and would appreciate any and all advice relating my current position versus the new one.Current Job:
-Financial Analyst (a lot of financial reporting, forecasting and general accounting)
-Division of Emerson Electric (aka: behemoth company)
-$41,200/year - little opportunity for raise or bonus
-Employer will consider paying for an MBA (with a 2 year payback period after)
-15 minute commute from current apartmentNew Job:
-Risk Analysis (figuring out consumer cost of credit for a boutique lender)
-Small boutique finance company that has recently been bought by a large hedge fund (more on this below)
-$58,000/year + profit sharing (Likely between 3-10% yearly)
-No tuition reimbursement for an MBA (small chance in the future, I was told not to bet on it)
-45 minute commute, would likely move to a new apartment for a shorter commuteMy concerns are as follows:1. I would be moving from a giant worldwide division of a bigger worldwide company to a small company that does business in about half the U.S. states. What are the benefits of being a bigger fish in a smaller pond, versus a minnow in an ocean?2. The company I work for is relatively stagnant with no major opportunities for market growth. The new job has internal projections of 20-40% growth and conservatively doubling in size in 5 years. Since it's a private company, I have no visibility into their operations through news sources, internet, etc.3. The MBA I am considering is around $30,000. Objectively, I can take the new job and pay for it in cash, have no payback period to anybody. On the other hand, $30,000 tax free (tuition reimbursement being tax free) is objectively a $35-40k raise over 4 years.4. Having little information about the new employer, it's hard to tell if they really are growing like they claim to be. That being said, they were just bought by a large private equity group (most FWF'ers would know the name) and that reassures me that those people don't make bad investments.5. I am currently in a very defined career path. People at my company who are in Finance stay in Finance until they either leave or die. The new job is a brand new position, they have no idea what the career path is and they are fine with me building my own whether that is building a department for myself or going into another part of the business.6. Obviously I am being offered a very healthy raise (and who couldn't use more cash?) but as it is, I have no debt, drive a paid off car with plenty of life left in it, and live a very comfortable lifestyle. What I really want is to make the smartest long term decision, what is $20,000 now versus hundreds of thousands one way or another later?7. I have a chronic health condition so medical insurance is very important. What are the best questions to ask to ensure that the health insurance at the new company is as good (or better) than my current insurance? It would be possible that with worse insurance I could be suddenly paying thousands more out of pocket.So, answer as few or as many as you want, I'll answer any question I can to give more detail.

Free Yes To Carrots Lip Butter at Walmart

Many WalMart stores carry Yes To Carrots Lip Butter for $2.97. Use this $3 off print coupon to make it better than free
https://www.facebook.com/yestocarrots?sk=app_111157228963798

Amex bill credits ($50 at Neiman Marcus, $10 at Best Buy, $25 at Toysrus, MORE, w/ qual spend Sign up req'd NEW OFFER

After you like AMEX and register an AMEX card you can register for offers. Once you complete the offer you will get a statement credit. Generally the offer must be met in a single purchase.You can register for as many offers as youd like.
Additional cardholders on the same card account do qualify for the link, like, love promotion.
Current offers:-$15 statement credit when you spend $100 at 6pm.com through 12/21.
-$25 statement credit when you spend $150 at toysrus.com through 12/21
-$10 statement credit when you spend $100 at Best Buy through 12/25.
-$20 statement credit when you spend $75 at HP Computer through 12/31
-$15 statement credit when you spend $50 at Flowers.com through 12/31
-$50 statement credit when you spend $250 at Neiman Marcus through 12/31
-$300 statement credit when you spend $2,000 at Celebrity Cruises through 12/31
-20% statement credit on Air Canada Executive Class tickets through 12/31
-$20 statement credit when you spend $100 at The Sports Authority through 01/31
-$20 statement credit when you spend $150 at Tiger Direct through 01/31.
-$20 statement credit when you spend $100 at Blue Nile through 01/31
-$20 statement credit when you spend $100 at Ticketmaster through 12/31
-$25 statement credit when you spend $599 at Dell through 01/31.
https://www.facebook.com/americanexpress?sk=app_216352075054740

8% Off at TMart.com expires 01/15/2012 - like Meritline

LINKTMart has many products that are similar to Meritline's offerings. If you like Meritline, you'll probably like TMart.Use code FESTIVE for 8% off until January 15th, 2012.While there, do a search on PAPER-CUT LINKThis traditional Chinese Folk Art is intriquing, and rarely seen in this country.WIKIPEDIA

Daily FREE iOS apps/games (WAS Paid)

It's holiday! Many awesome paid iOS apps/games are taking this time to do the FREE promotion, which is good news to us. I wrote a little script to capture some of the good ones. From today, I'll share the find with everybody here (I'll do as long as I can, but no promise, ). Hopefully you can find something you like.12/18/2001GamesAntrim Escape 3 HD, Games, iPad, was $2.99, rating 4.5 (12 reviews)
Mini Golf Game 3D, Games, ipad, was $0.99, rating 4.0 (91 reviews)
Sudoku Rush, Games, Universal, was $6.99, rating 4.0 (68 reviews)
Chop Chop Caveman, Games, Universal, was $2.99, rating 3.5 (30 reviews)
Last Cannon, Games, iPhone, was $0.99, rating 3.5 (211 reviews)
MinoMonsters, Games, iPhone, was $0.99, rating 4.5 (72 reviews)AppsCost2Drive, Travel, iPhone, was $1.99, rating 3.0 (10 reviews)
Pixi Tracker, Music, Universal, was $1.99, rating 5.0 (20 reviews)

CVS 12/18 to 12/24 Deals

I do not see thread for this week. Not too many good deals. But still there are some very good opportunity to roll some black Friday ECBs.First of all, stores open till mid night for holiday shopping thru 23rd.Deal Scenario 1:
FREE $10 Gift card for purchase of $30 items still on. But no great deal to mention. It may be a good one if you are planning to buy any or some of these items anyway.Deal scenario 2:
Spend $20 get $10 ECB when you buy any Excedrin (excludes clearance items), Limit 1 ECB per household
Buy 4 20 counts Excedrin for $20.xx, price $4.79/$4.99/$5.49/$5.99/$6.49
use $8 Excedrin coupons from $4/2 or $2/1 from 12/4 SS or $2/1 coupons.com
Use $5/$20 (I know it expired yesterday, 12/17. But it will work whole week. YMMV if your cashier reads the expiry date. Most of the cashier in my area just scan coupon and do not check expiry date if they scans without beep.)
Alternatively use $4/$20 coupon (you know where to get those!)
$2 MM after considering tax, plus you roll $8 ECB.Deal scenario 3:
Revlon Nails, $4.99 - $3.00 ECB - $1 MC for Topspeed (tearpad available at many stores CVS/RA/Wags) Limit 6
Buy 4 and use $5 off or $4 off coupon to make them FAC/ECB, plus you roll $11/12 ECB.Deal Scenario 4: (Mix & match)
Arm & Hammer Spinbrush toothbrush 1ct, $6.39 - $2 MC (manufacturer website) - $3 ECB = $1.39, LImit 2
Decorative Band-Aid 20-25Ct, $2.99 - $2 ECB - $0.50 MC = $0.49 Limit 1
Spend $10 get $5 ECB when you buy any Physicians Formula Cosmetics. I guess there are some coupons available to make it a warm deal.
Revlon Grow Luscious mascara, Super Lstrous, Moon Drops, ColorBrust or Colorstay Ultimate lip, $6.49 - $4 ECB = $2.49 Limit 6Deal scenario 5:
Spend $20 get $5 extrabucks for any L'Oreal skin, Youth Code, $20 - $5/20 - $5 MC SS = $10 get $5 ECBDeal scenario 6:
Spend $50 get $10 ECB when you buy American Epxress Prepaid Gift Card

Men's Leather or Suede Shoes (up to Size 15) for $13.59 + Free Shipping 6PM

Men's Leather or Suede Shoes (up to Size 15) for $13.59 + Free Shipping at 6PM.comUse coupon code 6pmgift121811Ncc on the (Simple brand) shoes priced at $16.99
to bring the price down to $13.59 + Free Shipping
6pmgift121811Ncc is good for 20% off.The picture is of the ones I bought, but there are many others to choose from. Link

$$ So how did you do this year? $$

I'm still a relative newbie at this money making game, but this year seemed to be an amazing year for credit card bonuses. I don't know any fancy tricks, but just using basic opening bonuses (and KTC) I took in a bit over $9000 in credit cards and bank accounts. I found many of these deals on fatwallet and got a lot of help, so thank you!How did you do?

Men's Leather or Suede Shoes $13.59 + Free Shipping

Men's Leather or Suede Shoes for $13.59 + Free Shipping at 6PM.comUse coupon code 6pmgift121811Ncc on the (Simple brand) shoes priced at $16.99
to bring the price down to $13.59 + Free Shipping
6pmgift121811Ncc is good for 20% off.The picture is the ones I bought, but there are many others to choose from. Link

$5 One Year Magazine Sale to 12/26 at Amazon 19 titles (Esq, New York, Good Houkep, Pop Mech, 17, many more!)

http://www.amazon.com/gp/browse.html/ref=pe_184210_22127320_pe_e...
ends 12/26

Up to 50% off: $15 for $30 personalized gifts online at RedEnvelop

Limited time and quantity offer.Link of offer:offer Link to redeem instructions:
instructions
High-quality gifts for any occasion
Gifts for adults, children & babies
100s of items exclusive to RedEnvelope
Customization options on many gifts
Convenient online shopping
Offer may be used toward cost of shipping (starts at $9.99)

Amazon 12/17 MP3 album Daily Deal: "The Lost Notebooks Of Hank Williams" by Various, $3.99

The Amazon MP3 Daily Deal for Saturday, December 17, 2011 is: The Lost Notebooks Of Hank Williams, by Various, for $3.99.
Reviews, track-samples and purchase-link here.Track-list: 1. You've Been Lonesome, Too Alan Jackson 3:22 2. The Love That Faded Bob Dylan 2:29 3. How Many Times Have You Broken My Heart? Norah Jones 3:31 4. You Know That I Know Jack White 3:53 5. I'm So Happy I Found You Lucinda Williams 3:12 6. I Hope You Shed A Million Tears Vince Gill & Rodney Crowell 3:59 7. You're Through Fooling Me Patty Loveless 2:05 8. You'll Never Again Be Mine Levon Helm 3:09 9. Blue Is My Heart Holly Williams 2:4210. Oh, Mama, Come Home Jakob Dylan 2:2611. Angel Mine Sheryl Crow 3:3512. The Sermon On The Mount Merle Haggard 2:08

Free and Reduced-Fee Life Time Recreation Fees and Passes National Parks for seniors and disable persons

National passes cover entrance fees found a federal recreation areas such as National Parks and wildlife refuges. If you plan to recreate in many different spots across the nation, an Interagency Annual Pass may be your best value. You may also qualify for one of the Interagency Lifetime Passes (Interagency Senior Pass or Interagency Access Pass).http://www.fs.fed.us/passespermits/senior.shtmlhttp://www.fs.fed.us/passespermits/access.shtml

Free Yes To Carrots Lip Butter at Walmart

Many WalMart stores carry Yes To Carrots Lip Butter for $2.97. Use this $3 off print coupon to make it better than free
https://www.facebook.com/yestocarrots?sk=app_111157228963798

Dallas, TX: Trash truck damaged property-deny that they were even in area?

Trash truck of large national co hit property and caused many thousands of dollars damage. There are witnesses, 911 call record, Police Report record. Yet trash co says that their truck was not on that street that day and deny total responsibilty. Possible that driver lied to his own employer. They further say that if one has to hire an attorney their fees will be more than any money ever collect from them because trash co will appeal and make it too costly to fight them. Yer they offered couple thousand of dollars just to go away. Any suggestions? Know any attorney in greater Dallas area who specializes in this type of issues?

Financial Assistance for Low Income Individuals

Hi everybody, Long-time reader, new poster, so bear with me please. My mother was recently sued by a credit card company to the tune of about $8,000. It also turns out she had another $7,000 in credit card debt that did not go to collections yet, but the delinquency letters were coming in the mail. We hired an attorney to file for bankruptcy to clear her credit card debt. She recently had a court hearing and everything was discharged. For those wondering, she incurred the bulk of the debt while she was raising my sister and I as a single parent. Even with this credit card debt essentially gone as of right now, she is still living paycheck to paycheck and just barely scrapping by. I paid for the attorney, I just paid her taxes for the year ($2,000 +), and occasionally pay her mortgage (about 3-4 times a year), phone bill, and auto insurance. My mother is 55 and makes about $27,000 a year and has a very minimal retirement savings (less than $5,000). Financially, I can't keep helping her out. I was wondering if anybody knew of any programs for low income people in which she may qualify? As far as I know, her income is considered "too high" for many government programs that I am aware of. Thanks

Free and Reduced-Fee Recreation Fees and Passes National Parks for seniors and disable persons

HOA wants to amend declaration and allow rentals

Due to current market conditions, my HOA would like to amend the current declaration and allow rentals. The current HOA decalaratons permit rentals under the following conditions:1. Owner has made good faith to sell condo with licensed RE agent
2. Employment >30 miles from home
3. Unemployed within last 60 days and unable to continue making timely payments to mortgage and HOAOn a personal level, I am very much opposed to the HOA turning rental because:1. We're burying heads under sand hoping for a miracle in RE market. Allowing rental is just kicking the can down the road.
2. How many rentals do we allow? Our HOA is rather small (<25 units), so if you have 20% rentals, that's roughly 5 units. If you have more than 5 then you'll run into mortage issues such as:
a. Those looking to refi may run into problems as HOA has large # of rentals
b. Those looking to sell may run into problems as lenders don't want to lend to large # of rental unitsThere are some board members on the HOA that believe the real estate market is going to turn the corner and they may sell their homes close to what they paid for. There are other unit owners that are concerned that if we allow rentals, we suddenly limit the number of buyers that may purchase in our building and that could depress prices further. Furthermore, it's not just our building that is experiencing a real estate depression, but the block, neighborhood, and so fourth. What would prevent our neighbor in a different HOA (for simplicity, figure the same type of home) to sell a home 10-15% cheaper? Anyway, wanted to get some thoughts on why my HOA should or should not pursue a declaration change.Thanks.

Problems with Gift + UTMA Custodial account set up years ago

I have a big tangled mess stemming from good intentions 10+ years ago and the ignorance of the bank and myself at the time.Situation:
1. I (as uncle) opened a $21,000.00 CD account for my nephew in my nephew's name, using his SS# and mine (however, I later found out that tax is reported under his SS# only). The funding source was my (uncle's) funds.
2. The intent at the time was to set the money aside to help him with the purchase of a car and maybe have some $$ leftover to help with college when he turned 17/18 years old.
3. At the suggestion of the bank, the bank set up the account as a "UTMA" account which I didn't know what that really was and it listed both our names, me as the "custodian". Other info:
1. I have been keeping the 1099 tax statements aside, so I know how much was paid to him (and me as custodian)
2. I have been depositing the interest payments (interest is paid monthly by check) in my other accounts and in essence have long been commingling the funds not realizing the issuePROBLEMS (there are many with this first though well intentioned gift idea):
1. No one ever paid gift tax; no "gift tax return" ever filed (just read about this today); I did not view it as a gift as I hadn't actually given (or told him) about the $$$ being set aside for him.
2. Commingled interest payments (not sure to what extent this is a problem?); I think I was supposed to keep these separate? I still have the funds, they are just not separate from my other funds.
3. No one paid any tax on the interest that has been earned on the account; simply thought he did not earn enough interest to file a return (it is relatively low), however it seems that in more recent years there is now a "kidie tax" which I have definitely not been keeping up with and a very small portion may indeed have been subject to a "kiddie tax" as the the interest earned just exceeded the threshold by a couple hundred dollars.
The question is, how do I fix this?
In just learning the problems with all this, I'd like to deal with this now for the following reasons:1. I'd like to fix all the tax problems and pay what is owed (not even sure where to start)
2. The account is coming up for maturity in a few months and nephew is now of driving age and I'm wanting to use the funds to buy the car and would like to have the "problems" cleared up before creating any new ones.

Free shipping on orders of $50+

Code is FREE50Tarantino Boxset $19.99 http://www.inetvideo.com/Items/N01-0128519 and many other deals!inetvideo.com

JG M4 RIS Electric Airsoft Gun AEG 6619 - at Airsplat for $124.99

Airsplat has the JG M4 RIS Electric Airsoft Gun AEG 6619 on sale.http://www.airsplat.com/Items/ERM-JG-M16R-619.htmReg price is $139.99, but now on sale for $124.99 = $15 off + FS on orders over $75 with code: ILUVASThis middle level AEG rifle is great for players who appreciate having a full stock of a full length rifle. It comes with a flip up rear sight AND a rail integration system (RIS) to attach accessories! It even includes a battery and charger (which I really appreciate in an AEG because I want to play with it as soon as I receive it in the mail!) I know many high level airsoft players like to use their own batteries and charger, but for beginners and mid level players, having a battery and charger included definitely makes everything a lot easier!

Free meal ticket when you purchase a $50 gift card at sweet tomatoes and new coupons for CA and TX

new coupons http://garden-fresh.s3.amazonaws.com/emails/dec2011/coupons-tx_c...I buy the $50 gift card at sweet tomatoes first, then I pay for the meals for my family using the gift card and I also use their online coupons with the gift card.I get a ticket for a free meal to use another time with no expiration date.On my sales slip, I get a 2 lunch or dinner with drinks for $16.99 coupon if I come back in the next few days to use it.I eat there every few days if I can make it there in time to use that discount.I use the 2 person coupon for 2 people and I use the online coupons for the rest of my group.They now have a small cup price and a giant cup price that costs more for people that want to make fewer trips to refill their drinks. I think that is strange and I wonder how many people get the giant cup option because it seems like a waste of money.

$20 back + Gift Chain after using AMEX credit card

Vente Privee is kind of a fancy Groupon-like deal site that sells designer things in 72-hour sales. They are offering a $20 statement credit after your first purchase with an American Express credit card by 12/31/2011.
No minimum purchase required! Check out this application page to see the offer:
http://secure.us.venteprivee.com/ExternalLinks/PSL.ashx?cypher=0...
And it will take only 20 seconds to complete the registration. The sales rotate each day, not bad for some free stocking stuffs. Many of the cheap items sell out fast.This offer is stackable with AMEX Gift Chain. So if you purchase $25 on Vente Privee, you will get $20 back as well as a surprise gift from AMEX Gift Chain.
PS: The $20 comes back very fast. My real experience was that $20 credit appeared in my AMEX account only two business days after the purchase on Vente-Privee.--

Free meal ticket when you purchase a $50 gift card at sweet tomatoes and new coupons

NortonAV2012,KaperskyPureTotalSec,NitroPDF-Frys FAR+FS

The Norton and Kapersky are the 3 User versions. All are FAR (two rebates required for each title). Free shipping and for many of us, no sales tax!!!!!Email from Frys says good until 22 Dec or while supplies last.Link to Site

Free meal ticket when you purchase a $50 gift card at sweet tomatoes

I buy the $50 gift card at sweet tomatoes first, then I pay for the meals for my family using the gift card and I also use their online coupons with the gift card.I get a ticket for a free meal to use another time with no expiration date.On my sales slip, I get a 2 lunch or dinner with drinks for $16.99 coupon if I come back in the next few days to use it.I eat there every few days if I can make it there in time to use that discount.I use the 2 person coupon for 2 people and I use the online coupons for the rest of my group.They now have a small cup price and a giant cup price that costs more for people that want to make fewer trips to refill their drinks. I think that is strange and I wonder how many people get the giant cup option because it seems like a waste of money.

What if realistic life-finance was taught at public schooling?

I've literally just had my eyes opened by reading Rich Dad, Poor Dad. This post isn't a book review, but I think I may bring up an original point or two.As I've stated before, I'm 21. Only 21. I've been out of public school for three years but have pretty much had my living provided for me by the government. In that time I've slowly begun learning tidbits of information, mainly from FWF, about financial literacy and how the knowledge of it can improve your life greatly or lack of knowledge can seriously hinder you. I may be undervaluing public education and perhaps I'm biased on this issue, but I really feel like I was cheated.The things I learned, K-12, about money:1. How to balance a checkbook.2. How to write a check.3. Basic accounting, i.e. assets vs. liabilities & income vs. expense spreadsheets.4. Credit cards are bad.
The things I didn't learn , K-12, about money:1. How to use credit cards for positive cash-flow.2. What credit was. How it is used. How it is determined. When it's used. 3. What mortgages were.4. The difference between a HELOC and a HEL. How and when to utilize each.5. Anything about home-buying in general, actually.6. Purchasing your first car, what not to do.7. For as much emphasis as there is on secondary education, I learned not a single thing about student loan debt.8. Taxes. WTH? If I'm going to be contributing X% of my income and purchases to them for the rest of my life, shouldn't I know a few things about them?The list goes on and on..
I really do understand that much intelligence is passed down from parents to children, and there may be some validity to keeping it that way, but I cant see it. I compare it to the way our society treats sex education. The parents hope that the school system will formally educate the child on the subject and the school hopes the parents teach their children on the subject. Nobody really wants to bring it up. I believe that many of you FWFers would pass on some of that savviness to your children in hopes of better and brighter futures. Maybe my own parents just knew so little they didn't want to be embarrassed by trying to explain why they were in debt. I really don't think I'm alone in this. I think the majority of the middle-class was brought up this way.So I really am wondering what would happen to the future of Americans if a broad, but thorough class was offered across the board at public schools? What could happen to various and vast investment markets? Sure, plenty of bad decisions would still be made, but would there be a drastic change in the levels of private, commercial, and government debt?...Maybe I should have just made a blog..

Craftsman 4v Tools @ Sears Flash Sale - rotary tool, soldering iron, cutter, headphones, screwdriver, flashlight

Flash Sale at Sears. Many other tools on sale if trying to make a 450 order. I picked up all the tools, minus the flash light for ~$55 before coupon & tax.
Screw driver / Cutter Combo (only 1 battery) - $17.49Screw driver / Flashlight - $14.99Soldering Iron 6W - $9.99 - posted before @ $8.49 this week, but if you want all the toolsHeadphones - $14.99Rotary Tool - $12.49Flashlight - $7.49Battery - $3.74

ESPN Magazine Subscription + Insider Access $3.99 A Year @ Tanga ( stocking stuffer idea )

ESPN.com Magazine Subscription $3.99 W / Code @ Tangahttp://www.tanga.com/products/espn-magazine-subscription--67 code ESPN.comESPN.com The Magazine is the sports lovers magazine with an edge, offering more fantastic color photos, easy-to-read articles, in-depth interviews with stars, stats, game coverage and more in a timely, twice-monthly format.

You will receive 26 issues per year and you can buy a 1-year subscription. If you already have a subscription, buying years will increase your subscription that many of purchased years. You must use the same address and name exactly as is on your current subscription.

Sport MP3 Player Headphones with Built-in 4GB Memory for $15.48 shipped at MidnightBox.com

http://www.midnightbox.com/
Sport MP3 Player Headphones with Built-in 4GB Memory ... Random Color: Red, Blue, Black, Green or YellowPrice: $15.48 shipped
Condition: NewDescriptionThe annoying thing about MP3 players and headphones is that generally you need one to take full advantage of the other. And then the headphones cord gets tangled in itself or you can't remember where you put the MP3 player and suddenly you can't listen to your music. What would be so much more convenient for you is this Sport MP3 Player 4GB Memory Headphones - which brilliantly combines the headphones and MP3 player into one device.This MP3 player supports many different song types and ensures that you won't get caught in any cords while you're exercising or just dancing around while you're enjoying your music.The headphones are comfortable and wrap around your head to fully stay out of your way. This set is also rechargeable and comes with a USB 2.0 cord that you can plug in to your computer for recharging.Of course, recharging is not the only thing you can use that USB cord for. If you decide you need to put more than just music on this MP3 player, you can use it as a 4GB flash memory storage device.Because we know you don't have a lot of time to put into minor decisions, we'll help you out by choosing a random color for you for your MP3 player. You'll get red, blue, black, green, or yellow.Features
* Sport MP3 Player 4GB Memory Headphones
* Wrap-around headphone style
* No messy cords to get in the way
* Rechargeable battery
* USB 2.0 compatible
* 4GB flash memory
* Color chosen at random from red, blue, green, yellow, or blackWhats in the Box * 4GB Sport MP3 Player Headphones
* USB Cable
* Manual

Sunbeam Compact Sewing Machine with Bonus Kit $49.99 Sears.com online outlet

TextSunbeam Compact Sewing Machine with Bonus Kit
Sears item #: 82092 Model #: SBNew in box:
http://www.searsoutlet.com/
$49.99 58% Off $119.99 (reg. price)You Saved $70.00 1818
The Sunbeam Compact Sewing Machine is perfect for all your and hemming needs. Designed for all those little mishaps that happen, it's easy to set- up and use. Twelve stitches and a top drop drop-in bobbin with a clear view plate makes this machine the perfect little tool for quick mending and hemming. It can be run using the included foot pedal or the sewing lever on the front of the machine. The machine also runs on with the included power cord. Reverse sewing button, thread cutter, built- in free arm, built- in storage drawer, work space LED light, and an automatic bobbin winder helps this powerhouse perform like a full size sewing machine. Bonus Sewing Kit with over 100 pieces is designed with many compartments to store all your notions smartly. Loaded with over 18 kinds of accessories, this kit is custom tailored for all your sewing needs. This item folds up neatly to fit minimum storage space and comes with durable box and handle to take it along on your travel trips. Includes 12 metal bobbins (20 yards each), 13 Shirt & 8 regular white buttons, 13 Spools Threads (20 yards each), 6 pcs. Thread (63 yards each), 12 Hook & eye/12 safety pins, Marking pencil/brush, 60" Tape measure, 12 Fasteners, 3.5" scissors, Seam ripper, Snip cutter, 16 needles, Thimble.
Product details:The Sunbeam sewing machine is ideal for all of your sewing and hemming needs. It's easy to set up and use.
Carry handle and plastic cover
Tension adjuster, Thread cutter groove, Easy drop in bobbin ,
Twelve most common stitches, Buttonhole stitch, Reverse stitching
Dual speed capability, Flexible Hand wheel for precise stitching control
Built in measuring tape, Built in carry handle, LED lamp, Free Arm,
Bonus! Sewing Kit with over 100pcs, accessories

Nikon D3100 Digital SLR Camera with 18-55mm lens at amazon.com - $599 shipped - save $50

Nikon D3100 14.2MP Digital SLR Camera with 18-55mm lens $599 - Save $50 Offer valid until 12-31-11Not too many Nikon DSLR deals this holiday season - this is the cheapest I've seen in the last few weeks since Nikon started enforcing their retail pricing on certain models.

price drop - Roku LT $45 FS @ amazon.com (plus $5 Amazon instant video credit)

Price dropped from $50 to $45 today. They are still offering free shipping with delivery before Christmas (unlike many other sellers).Amazon Instant Video on Roku: Register your Roku Digital Video Player with Amazon Instant Video and you can instantly watch thousands of movies and TV shows (in both standard definition and in HD) from Amazon.com. Link now and get a $5 credit at Amazon Instant Video.http://www.amazon.com/dp/B005JACJ50

Filemate Identity with Wi-Fi, 8GB Memory & 7" Touchscreen Tablet PC Not the greatest price

Filemate Identity with Wi-Fi, 8GB Memory & 7" Capacitive Touchscreen Tablet PC Featuring Android 2.; It's a pop-up, so I don't know how to get a direct link, but it is at the bottom of the list. HTH!Item Description
The FileMate tablet PC offers a superior media experience with a capacitive 7" touch screen, web surf, e-Reader, personal planner, and much more. You can use your Wi-Fi tablet anytime, anywhere with supporting wireless and Bluetooth technology. The Identity 7" tablet went through Google's rigorous requirements (hardware, software and many other) and passed the test. This Google Android 2.2 tablet allows you to download applications (over 150k via Google Marketplace) at super-fast speeds. With an internal memory of 8GB that can be upgraded to 32GB via a SD card slot. Yhis Wi-Fi tablet lets you store tons of tunes, videos, and other files.FileMate Identity with Wi-Fi and Android 2.2 (Froyo) Operating System:Technical Specifications:1GHz Arm Cortex A8 processor fast internet surfing, video playback and App'tasic experience
512MB DDR2 of system memory and 8GB on-board storage memory for apps, pictures and media files
7" Capacitive Touchscreen display for quick touch response and pinch zoom in-out.
Built-in 802.11b/g/n Wi-Fi and Bluetooth v2.1 EDR for all wireless connection needs <Additional Features:
3MP Rear-Facing Camera
Mini-USB 2.0 port, Mini HDMI port & Stereo Headphone port
SD Card slot for up to 32GB Expansion with Recommended class 4 or lower for Android Use
720p HD video playback and 720p HD video capture
Digital compass, G-sensor, light sensor, digital magnetic sensor & DLNA. GPS functionality not included or supported.
Internal Battery for up to 4+ Hours of usage & 120 hours of standby (Battery is non-removable)Software and Applications:
Android 2.2 OS (Froyo)
Google Mobile Service
Task Manager, Calculator, Alarm Clock, Calendar & More Pre-loaded. Also Includes Google Maps Beta (The tablet hardware does not have or support a GPS or navigation).
Adobe Flash 10.1 Compatible and Android marketplace (for applications)
ConvergenceOne PC Program Software enabling sharing of images, music and videos from your tablet to other Wi-Fi enabled devices (Pre-Bundled in the box)Warranty and Support
1 year limited warranty
Filemate Customer Service/SupportWhat's in the Box:
Identity 7" tablet
AC adapter
Earphones
Pouch & Cleaning Cloth
USB Cable
Quick Start Guide
CD: ConvergenceOne PC Program & Digital User ManualTo learn more about Tablet PCs and what they can do for you, click here.
Specifications
Battery Type: Lithium Ion
Primary Color: Silver
Multi Pack Indicator: No
Model No.: 3FMN39420-NR
Shipping Weight (in pounds): 3.2
Product in Inches (L x W x H): 8.5 x 9.25 x 2.75
WalMart No.: 550029272

Viewsonic Projectors with Free Screen and Mount +ship/rebate (till 12/31)

Many models of viewsonic projectors can get a free screen (16:9,or 4:3) and mount (ceiling, wall, tripod) from Elite screens until the end of the year.
online rebate from elite screens
click link for models and prices of shipping one or both items (printable rebate on a PDF file on link)I purchased this model from Amazon and at a reasonable price for a 1200x800 screen (gets me 720p w/hdmi).
Mod. # Pjd 5523w
Watched Blu-ray and played my xbox (MW3 multiplayer) and am very impressed with how it looks for both.viewsonic projectors at amazonOrdered the screen last Wednesday and got it yesterday. Did it all online.

Dickies 70% off all clearance items and Free Shipping @ Dickies.com

Dickies has 70% off all clearance items and Free Shipping with code WDGOLD (credit wtjc)http://www.dickies.com/sale/clearance.jspThere is still a pretty good selection of sizes and color choices on many items.SAMPLE ITEMS
Relaxed Straight Fit Overall Inspired Pant
PRICE $33.99 ITEM# DU254
Sale Price: $10.20Waterproof Breathable Jacket
PRICE $71.99 - $77.99 ITEM# TJ510
Sale Price: $21.60- $23.40Long Sleeve Work Shirt - Handsanded
PRICE $29.99 ITEM# WL475
Sale Price: $9.00Short Sleeve Waffle Knit T-Shirt
PRICE $19.99 ITEM# WS425
Sale Price: $6.00Women's Women's Rib Henley
PRICE $23.99 ITEM# FL057
Sale Price: $7.20
Women's Colorblock Softshell Jacket
PRICE $76.99 ITEM# FJ365
Sale Price: $23.10

Cook books at B&N 15 % coupon

Cook's Illustrated is advertising some cookbooks for sale at Barnes and Noble.http://www.barnesandnoble.com/email/print_nav.asp?r=1&PID=41627The link goes to a coupon you can print for in-store purchases, 15 % off a list of cookbooks.Or, use the code C4P4L4J at checkout BN.com ; the online prices are lower, but you do need to get to $25 for free shipping unless you are a member. (You can enroll for a trial period of two months for free, and get the free shipping - links at BN web site.)The online prices for many books seem to compare well to Amazon's.Copied below is the email from Cook's Illustrated, if you wish to read it:
Dear Home Cook,I have perused thousands of cookbooks in my time, from 19th century favorites such as The Virginia Housewife to genre must-haves such as American Cookery to modern classics such as The Union Square Caf Cookbook. But when it comes to holiday gift-giving, I am looking for a cookbook that also has a sense of style, has a voice, feels good in the hand, and, at its best, also inspires. I make no claims regarding the reliability of each and every recipe in these books, but I do stand by the books as offering something that most cookbooks don'tan approach, a view of the world that is both different and refreshing. In these times, that is quite an achievement.So here's my Holiday Cookbook Buyer's Guide for 2011. As we did last year, we have worked out a special deal with Barnes & Noble to offer these volumes to you. (No, I am not making any money off of this deal!) You can print a special coupon and take it to any Barnes & Noble store to receive an extra 15% off any one of the following titles. Or you can visit their website, enter promo code C4P4L4J at checkout, and receive the special discount. (You'll also find that many of these cookbooks are available on BN.com at up to 33% off and that they offer free shipping on orders greater than $25. The promo code entitles you to an additional 15% off one cookbook.) I hope you enjoy these works as much as I do.Seven Fires, Francis Mallmann
Mallmann is a well-known South American chef who, born in Patagonia, grew up in the Andes. The simplicity of the foodcooked over wood-burning firesis striking. Over and over, I found myself thinking, Gee, I can make that! Sure, the locations are breathtaking and this guy Mallmann is clearly ber-rich and stylish, but, that being said, the food reaches out of his spectacular photographs and grabs one with the raw power of authenticity and hearty appeal. No tricks here, no silly ingredients, no nonsense. I heartily recommend this book for anyone tired of the same-old backyard barbecue.The Food of Spain, Claudia Roden
OK, I am not a big fan of the typical The Food of . . . The copy often falls into the tourism category, the recipes are a bit hoary, and, well, the whole thing feels like it was served up as leftovers. Ms. Roden's effort does occasionally fall into a few of these traps especially when one reads catchphrases extolling the region's breathtaking gastronomic diversity. What country would not meet this definition? And darling photos of young, snowy white sheep across from a recipe for lamb shanks have made it past a less-than-discriminating editor. But the author gets a free pass due to the recipesclean, solid, and quite doable in an American kitchen. The Medley of Spring Vegetables (fava beans, artichoke hearts, and asparagus bathed in chicken broth), Eggplant with Bchamel and Cheese, Beans with Cured Pork and Sausages, and a simple Almond Cake are all in-your-face, I-want-to-eat-it-now examples of rustic appeal and hearty country cooking. Despite its timeless and often predictable formula, The Food of Spain does deliver on the food and that's where it counts.A Platter of Figs and Other Recipes, David Tanis
For years, I was convinced that Chez Panisse was an A-list restaurant merely coasting on its reputation as a groundbreaking, locally sourced innovator. All that changed last year when I stopped by for lunch, which was at once exquisitely crafted and charmingly simple, offering a creative spark that never veered into culinary silliness. Simply put, it was the best lunch of my life: honest, clean, and delicious. As head chef at Chez Panisse, Mr. Tanis has my attention, and his 2008 work, A Platter of Figs and Other Recipes, is a must for any holiday gift list. Christopher Hirsheimer, perhaps the best food photographer in the business, has contributed top-notch, luminous compositions, and the quiet, thoughtful layouts partner nicely with the straightforward recipes, among them Goat Cheese with Honey, Sliced Tomatoes with Sea Salt, and Orange Salad with Dates. The problem, as any astute reader will immediately gather, is that Mr. Tanis is using world-class ingredients and the rest of us are shopping at safeway. Well, we can dream, can't we? And the imaginary world of Chez Panisse is as close to the Garden of Eden as I will ever get.Canal House Cooking volumes, Hamilton and Hirsheimer
These diminutive volumes were first published in 2009 at the rate of three seasonal volumes per year by the team of Melissa Hamilton and Christopher Hirsheimer, both of whom have strong culinary CVs and stints at Saveur. Each of these volumes, which come in at just more than 100 pages, is a beautifully crafted scrapbook of recipes with drawings and photographs. They are personal, charming, and a breath of fresh air in the overwrought world of big cookbooks. It's nice to have something small and digestible for a change. The cooking, as well as the covers, is simple, and it is thrilling that a culinary duo manages to self-publish cookbooks that deserve a place at the table. Salut!The Art of Simple Food, Alice Waters
Yes, these recipes are simple, very simple, and that is the charm of this book. Printed on a nice, heavy matte paper in two colors (black type, red recipe titles), it feels approachable and straightforward. How about Romano Beans with Marjoram, Moroccan Carrot Salad, Spaghettini with Oil and Garlic, and Grilled Chicken Breast? This is not restaurant food, or at least, not fancy New York-style menu items. Of course, the magic is in the ingredients and the experience of the cook, but I like this book since I love everyday food. The writing is uncomplicated with an emphasis on kitchen technique and just the right number of asides regarding sustainability. It's a cookbook in the grand tradition of American cookery. Thank you, Alice.Tender, Nigel Slater
This is a book that answers the question, "What the heck can I make with that?" This is not the first volume to address the world of vegetables and organize it by variety, but it may be the best. Some of the ideas are outrageously simplefresh spinach leaves with sizzling hot coarse-cut bacon and a splash of sherry vinegar. Other ideas are not likely to have occurred to me or anyone else such as a "Sweet and Sticky Casserole of Duck with Turnips and Orange." What to do with an onion? The author has a host of simple suggestions (cook them with either salty anchovies or parmesan) or one could roast lamb and serve it with couscous and red onion. Nigel is not afraid of meatthe downfall of many veggie booksand there are plenty of suggestions for gardening and simple preparations. Beautiful full-page color photos on matte paper are a bonus.At Elizabeth David's Table, Elizabeth David
Thirty years ago, I met Elizabeth David for about two minutes at a cocktail party given by Jim Beard at his townhouse on West 12th Street. She immediately struck me as a woman of substance, someone who marched to a different drummer. The preface to this work confirms that impression, as she lived by a book inscription written by Norman Douglas, which said, in part, Always do as you please, and send everybody to hell . . . Good for you, Elizabeth, and this book certainly gives one the impression that she cared not a whit for food fashion but was timeless in her appetites, from Fresh Green Pea Soup to Chicken with Tarragon to simple Baked Eggs. She even puts a nice yellow cream sauce over a piece of fish, something I haven't seen since Le Cirque or La Grenouille during the heyday of French cooking in New York, almost a half century ago. But who wouldn't want to dine on a Rack of Lamb with White Beans or a very English Summer Pudding? (I had one of these during a recent London trip, and it made me realize that Americans know almost nothing about the ethereal possibilities of this simple dish.) This book makes me long for Europe as it used to be, when James Bond first encountered Goldfinger, when the Kennedys were seducing the world, and when a simple roast chicken and a plate of white asparagus were things of great gastronomic beauty. Yeslet's just send everyone to hell and be damned!Plenty, Yotam Ottolenghi
Any food lover who has visited London in recent years knows these gourmet take-out shops from Kensington to Notting Hill. The food is fresh and smart and so is this book. Yes, many of these recipes will require special ingredientsorange-flower water and special varieties of radicchio to name two, but you can get through most of this repertoire with what is available at any good market. Clearly, someone with a brain and a palate constructed these recipes: Pasta and Fried Zucchini Salad, Bittersweet Salad (with blood oranges, pine nuts, and ricotta), Black Pepper Tofu, and Lentils with Tomatoes and Gorgonzola. Simple food is never easy, it often disappoints, and an appealing idea often turns into a lackluster dish, but Plenty gives the home cook plenty of new ideas and recipes, especially if one is seeking a new way to cookone with less meat and more flavor.All About Roasting, Molly Stevens
This is the one book on my list that is more practical than inspirational, although it is well appointed and more than serviceable in design. Roasting books have been done before (thanks to Barbara Kafka, among others), and the author is, therefore, treading well-worn ground. But she has struck a nice balance between useful recipes, clear directions, and more-than-sufficient culinary artistry to make me sit up and pay attention. The standard recipes are all there, but she dresses them up just enough to make you look good at home without being overly trendy. I would be perfectly happy to serve Spice-Rubbed Roast Chicken Thighs with Cilantro-Lime Vinaigrette or Quick-Roasted Halibut Steaks with Basil-Mint Browned Butter and Almonds. This is a glossy book with big color photos that you can really cook froma good solid book from someone who clearly knows her way around the kitchen.Essential Pepin, Jacques Ppin
Here is the thing about Jacques: His recipes work. He came up through the French restaurant apprenticeship culture, using his fingers to test whether grilled foods were done. He cooked for Charles de Gaulle. He supposedly turned down the White House chef job under Kennedy and ended up working for Howard Johnson. He is a pro, he handles a knife like nobody else, and his recipes span decades and styles but are always practical and well written. If you do not have any of his books (or if you know someone who doesn't), this would be an excellent place to start. It is not a coffee table book, to be sure, but it gives the gift of Jacques, one of the great gifts France has bestowed upon this provincial nation.So there you have itmy holiday book list for 2011. This exclusive Barnes & Noble coupon is only available through December 24, 2011, so if you'd like to order any of these cookbooks, please don't delay.Cordially,Christopher Kimball
Founder and Editor
America's Test Kitchen
Offer expires December 24, 2011. All prior sales excluded. No substitutions

Jawbone Jambox $159, Fuji F550EXR 16MP Camera $230, Canon EOS Rebel T3 w/ Lenses $579 More at Buydig!

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Free Scifi/Fantasy books - retail

Baen Books has a number of its titles available for free. They call it surprisingly enough: the Baen Free Library. Books can be downloaded in one of several formats. An explanation of why they do this, which books/authors, etc is here. A link to the list of books available is here. Books are always available, but the selection can change anytime. There are well over 100 books listed, so I'm not going to list them all here. They seem to cover the Scifi/Fantasy spectrum: space, vampires, different worlds, magic, dragons, robots, etc.Some of the authors in the catalog:
Mercedes Lackey
David Weber
Jerry Pournelle
Larry Niven
Gregory Benford
Harry Turtledove
Andre Norton
Roberta Gellis
...and many more
I think this a great way to introduce people to an unfamiliar author - I know I will be exploring a number of authors new to me. I will also be buying more books from them as a way of supporting this library and encouraging more authors to participate.

Nintendo Wii Flingsmash w/remote plus or Kirby's Epic Yarn $7.99 + tax + free shipping at BestBuy

flingsmashepic yarn $7.99...many other games available

Free Shipping DAY is coming Dec. 16th (many online stores)

http://www.freeshippingday.com/Free Shipping Day 2011
On Friday, December 16, more than 2,000 participating merchants will offer free shipping with delivery by Christmas Eve in the contiguous United States.

Free cell phone plus 250 minutes for $2.50 a month YMMV

links
There is government assisted program, however many of us can be qualified, sorry if repost. For those who complained that free lunch get by people who own iPhones, do not bother, this program doesn't cover iPhone.

Video Game Price Cuts (many $29-39 games now $9.99 to $19.99) fs to store at WALMART

Link

Wuggle Pets Starter Kit $9.99 Bed, Bath, & Beyond

BB&B LinkFor those with kids that have seen the commercial on any number of stations, many want this. My 5 yo daughter wanted it, but I was not paying $28 for delivery. Walked into Bed, Bath, and Beyond yesterday and they have it for $9.99. This is a great price and I have not found it cheaper anywhere.

Seek Advise: Best Option for my old car

I have a 94 Acura Integra - 115K miles, mostly highway / easy driving. Runs smoothly, no mechanic problems. Just had brakes (pads & rotors) replaced. Interior is in excellent condition, however there is water leak in the truck and a bit rusting around the wheel wells. I know this car is worth very little due to its age despite how well it drives and that it'll last many years to come. Recently, after my last routine visit to get my oil change/brakes done, I discovered the latch to the hood is broken (not the cable but the lever inside the hood). So now I can't get the hood open at all. Estamate cost to fix is $300 to 450.I really don't want to sink another couple hundred into this car since I've been wanting to get another car anyway. Wondering whether my best option is to sell it on my own (Craigslist) or trade-in at dealer. A friend of mine who lives close by sold the same car (his Integra is a 96) in the last few months for $1500 private party thru CL. I looked up mine in Edmunds and found that it should be worth about $1200. I'm concerned that with the hood not being able to open, private sales will be difficult since most people want to see what's under the hood. What about the dealer - since they take it to auction anyway (my guess), will they care about the hood and try to buy the car for almost nothing? I've never traded-in a car before so I have no experience how the trade-in negotiation looks like.The donation route only gets me about $500 in tax deduction which doesn't do me much good since I don't itemize my tax return.

Loft Clearance from $4.88 petite,reg,tall ,plus,and maternity save up to 85%

http://www.loft.com/loft/sale/finalsale/catl000064Final Sale: may not be returned or exchanged
ENJOY 50% OFF ENTER PROMO CODE TAKE50 AT CHECKOUT
So many sellouts use the phone to see what is left.
Please allow up to 24 hours to receive a response to your fax or email.
Please allow up to 5 business days to receive a response by mail.
1-888-LOFT-444 (1-888-563-8444)
Monday - Friday from 9 am - 9 pm EST
Saturday - Sunday from 9 am - 5:30 pm EST
1 866 2FAX ANN (1-866-232-9266)
Ann Taylor CLIENT SERVICES
ATTN: Senior Director
2500 Farmers Drive, 5th Floor
Columbus, OH 43235-5706

childrensplace.com 25 percent off plus earn cash for each $40 spent

print herehttp://www.childrensplace.com/online code: H7F2011PLACE Cash CouponsHow do I earn PLACE Cash online?
You will earn PLACE cash coupons on qualifying purchases made during the PLACE cash EARN period @ childrensplace.com. (November 29, 2011 to December 15, 2011 )
For every $40 spent of merchandise (excluding Gift Cards) on a single order, before taxes, shipping fees and after any discounts, you will earn one (1) $20 PLACE cash coupon redeemable on your next in store or online purchase off $40 or more between December 16, 2011 to December 24, 2011.
There is no limit to how many PLACE cash coupons you may earn.
PLACE cash may not be earned on the purchase of gift Cards.
You will receive your coupon(s) by email once your order is shipped.
Please see chart below for PLACE cash coupon earning details.

FREE Empire Earth (Video Game) on GOG for the next 48 hours

Empire EarthThanks to timbofasho @ SDWhat's cool about it: The Gold Edition includes the original Empire Earth and the expansion pack The Art of Conquest
Recreate and take part in the greatest battles in human history
The evolution of war from prehistoric times to the hypothetical nano eraOverview:Control the destiny of a fledgling civilization through as many as 500,000 years of human history. From meagre beginnings you must exploit the natural resources around you to build an empire capable of dominating the Earth. But your rise to supremacy will not go unchallenged. As was the case throughout history, rival civilizations are certain to oppose you every step of the way.New technologies, buildings and weapons become available as your civilization progresses through history. But bear in mind that advancement does not necessarily mean success. Your civilization might flourish during one Epoch only to be crushed in the next...

7' tablet Android PAD-VIA WM8650-Uberoid 1.2 mp cam $79 +shipping

Link
Product Description
This is a great touch screen tablet for reading email, surfing the web, listening to music, watching movies, playing games and more. Better than the rest! This pad comes loaded with the Uberoid ROM installed. This ROM allows the pad to run faster and supports the offical ANDROID MARKET as well as many other features listed below. Also this tablet comes rooted. All are tested and have the custom ROM installed by our staff and are guaranteed to be working on arrival. They can be returned with 7 days if you experience any problems.INTERNATIONAL CUSTOMERS: Please note the US Flat rate does not apply but this cart software does not give an easy way to adjust this. Please see the product "International Android Pad..." to order internationally.Universal Uberoid WM8650 1.5.5 HoneyCombMOD v10.1 Features:
* Live Wallpaper Support
* HoneyComb styled launcher, framework and icons
* 100% Rooted
* Audio Boosted
* Updated BusyBox to 1.19
* Memory cleaning boosted
* Memory read/write boosted
* Tries to support as many languages as possible
* Real working Google Market
* Flash 10.1
Package Includes:
1 x 7"aPad Tablet pc
1 x Standard Charger
1 x RJ45 and USB adapter
1 x Stylus
1 x Instruction manualTablet specifics:Item Type: Tablet PC
Screen Size: 7"
Brand Name: flytouch VIA 8650
Processor Manufacture: VIA
Touch Screen Type: Resistance Screen
Processor Main Frequency: High-performance 800MHZ CPU+300MHZ DSP
Memory Capacity: 256MB
Weight: 800 g
Camera: Built-in 1.3 Mega User Facing
Wi-Fi: 802.11b/g
Android 2.2 OS
Flash player 10.1: YES
Two point touch: YES
Storage Device 2GB NAND Flash maximum capacity of 32GB tf card
Gravity 4-Dimensional G-sensor
LCD 7" Touch screen, 800*480 pixels two point touch
Network RJ45 Cable Internet: 10/100M adaptive
WIFI:IEEE802.11b/g/n wireless network
3G External 3G (Support Huawei E220, etc, not included)
I/O Port 30pinUSB switch interface*1,Headphone *1, MIC*1 JACK*1, TF card reader
Audio 3.5mm headphone jack
High-quality stereo loud speaker Built-in microphone
Media File Audio file formats supported: MP2, MP3, WAV, AAC, WMA
Video file formats supported: 720p video playing, MPEG1/2/4; MJPG; H263; H264
Photo file formats support: JPG, JPEG, BMP, and PNG.
Camera Built-in 1.3MP camera
Power adapter 9V,1.5A
Battery Battery capacity:1800mAh
Size L198 * W127* H90mm
No SD Card is included but we do sell them as an add on for no extra shipping, please ask about prices.
HowTo configure Google Market: First setup your google account then...
1. Open the Market and press the home button to return
2. Go to Settings \ Applications \ Manage \ Running
3. Press "Market"
4. Press "Clear cache" (do not clear data)
5. Press "Force stop"
6. Return to "Settings \ Applications \ Manage \ Running"
7. Press "Google Services Framework"
8. Press "Clear Data"
9. Press "Force Stop"
10. Start Google Market, it must give an error
11. Reboot, once back Market should work, if it gives an error it could need another minute to work
Optionally we can set this up for you before shipping but you will have to send us the login information for your google account or allow us to create one for you.

13% off Victoria's Secret Gift Cards

LinkI'm sure many people have heard of plastic jungle by now, but just in case you were planning on giving one of these cards, this is a pretty good xmas deal.

classic TV Series DVD Sets $10 Set In Store Only biglots

Text
TV Series DVD Sets
$10 Set Advertised price good Saturday, December 10, through Sunday, December 18, 2011 or while quantities last. Compare to $15 - $30.
Catch up on your favorite TV series! Choose from a large assortment of TV series DVDs in a selection that varies by store. In Store Only

Assorted Blu-Ray Disc Movies
$8 Each
Extreme Value!

Enjoy a great movie night with favorites such as Spider-Man, The Patriot, District 9, & More! Titles vary by store. In Store Only
DVD Movies
$3 Each
It's time to pop the popcorn and dim the lights because there is nothing like a great movie night! Choose from popular titles including, Without A Paddle, Only You, and many more! Titles vary by store. Hurry in for best selection! In Store Only

Google Voice to be free for 2012

Sorry if a repost. I swear I did a search before posting this. It seems Google Voice is going to be free for 2012. This has been confirmed by many major voip blogs and a banner is floating around with this information. Just another reason to not pay more to your wireless provider as Google voice will give free calls and texts to everyone fro one more year. It might not mean much to some people but for many it is a major deal. I personally use Google Voice for texting and it saves me $5 a month for unlimited text from ATT.Here is one of the sources that I follow:
Google voice is free for one more year, till the end of 2012

The Superman Motion Picture Anthology Blu-ray $45 shipped EBAY DLY (+ double Ebay Bux today for many!)

http://cgi.ebay.com/The-Superman-Motion-Picture-Anthology-Blu-ra...
double bux on 12/12 only

Portable Professional Quality Personal Electronic Muscle Stimulation Massager for $14.94 shipped at MidnightBox.com

http://www.midnightbox.com/
Price: $14.94 shipped
Condition: NewDescriptionThis recently launched portable, professional quality personal massager, is proving to be the most practical, affordable, gentle and deep tissue massager in the realm of personal care available.This personal massager penetrates your targeted muscle groups through electronic muscle stimulation (similar to high priced physical trainers and physical therapists).Features several kinds of massages including: Sports Massage, Physical Therapy Support, Physical Training, Muscle Toning, Improved Circulation, and Deep Tissue Massage.Great for those in the hospitality and service industry, construction, medical care and many more!Features * 5 treatment modes
* Improves blood circulation
* Gradual release of muscular painWhats in the Box * Massager
* 4x Massage therapy electrode pad
* Connecting cable
* User manual

Toy Sale with Free shipping at Bonton.com

http://www.bonton.comaunties, uncles, grandparents, godparents, use ship to option.
Discount Code: DECWEEK3D11 Discount details for our Holiday Sale
Sunday, December 11 Saturday, December 17, 2011Save an extra 20% on sale price apparel and fine jewelry; save an extra 15% on sale price accessories, footwear, intimate apparel, maternity, ladies' and men's outerwear and suits, men's tailored clothing, home store and luggage; save an extra 10% on sale price fashion watches, small electrics, health & wellness and toys.How to receive your discount online:
1.After adding items to your shopping bag, proceed to the Checkout.
2.Enter this code DECWEEK3D11 in the Promotion Code box. Click "Apply." (0=zero; letters must be uppercase)
3.Click "Checkout" to proceed with Billing & Shipping.Your discount will be reflected on valid items on the Order Summary page. See below for exclusions. Offer valid Sunday, December 11 through Saturday, December 17, 2011. Discount code is valid online only and cannot be used in our stores.Excludes Incredible Values, Bonus Buys, eBusters, Yellow Dot merchandise, fine watches, fragrance & cosmetics, Brahmin, Coach, Columbia, Levi's, Michael Kors, Not Your Daughter's Jeans, Woolrich, electronics/Tech Trek, regular price merchandise, furniture departments and mattresses, special orders and gift cards.Discount code is valid on one purchase; choose as many items as you like. Cannot be used in conjunction with any other coupon or "use card" discount offer. Valid online only. Cannot be applied to previous purchases.
Discovery Kids Princess Play Castle Original: $40.00 Sale: $14.99
Sock Monkeez "Izzy" Small Striped Monkey Original: $30.00 Sale: $11.99
Discovery Kids Indoor/Outdoor Adventure Play Tent Original: $40.00 Sale: $14.99
LivingQuarters Boys & Girls Club White Plush Bear Original: $14.00 Sale: $4.99
Emerson Alvinizer! Alvin & The Chipmunks Plug N Sing Microphone with 30 Songs on DVD

Original: $40.00 Sale: $29.99 Blue Hat Toy Company Kids' Rally Stomper All-Terrain RC Vehicle Original: $40.00 Sale: $14.99
Discovery Kids Eco-Friendly Color Me Playhouse Original: $40.00 Sale: $14.99
Discovery Kids Teach & Talk Exploration Laptop Original: $40.00 Sale: $19.99

NEW 4.7" Magellan Roadmate 3120 GPS $49.99 FREE shipping!

I just saw this online at WalMart. It seems like a good deal to me for a 4.7" screen. It comes with 1 map update. Seems many reviews online dont like the Magellans but we have an old one and are happy with it. Dont forget the 4% CB!Magellan RoadMate 3120-MU 4.7" GPS Unit:4.7" touchscreen
Presents information clearly and brightly for optimal navigation
Highway Lane Assist
Realistic highway signs point you in the right direction when approaching interchanges and exits
Spoken Street Name Guidance
Hear street names and directions from your Magellan 4.7" GPS
QuickSpell with SmartCity Search
Enter destinations with only a few touches
Multi-destination routing
Plan a trip with multiple stops in the order you want or will optimize it for the most efficient route
6 million Points of Interest (POIs)
Millions of destinations are searchable from the huge POI database
Highway Exit POI Search
Search for gas stations, restaurants, hotels and more near upcoming highway exits
USB port
Used to transfer data from a compatible PC to the GPS receiver for potential future software updates and installing custom POIs on compatible units. On some compatible products the USB port will also serve as a power plug when a compatible VPA (Vehicle Power Adapter) or AC wall adapter is connected to it.
Magellan RoadMate 3120-MU GPS receiver comes with:pre-loaded maps of the United States, Canada, and Puerto Rico
windshield mount
vehicle power adapter
USB cable
and user manualhttp://www.walmart.com/ip/Magella...U/17281656

Oneida 8-piece Oven Fresh Ceramic Baking Set was $99, now $44.99 with Free Shipping at Oneida.com

12 & 13 December only...$44.99 with free shipping. Originally $99. This 8 Piece Baking Set is an attractive and high performance collection for your culinary creations. The benefit of Oven Fresh Ceramic Bakeware is that it keeps food warm longer than other baking materials and can go from the oven to table, freezer and microwave with ease. Branded Good Cook. *
Set Includes: 2 1/2 Qt Baking Dish, 1 1/2 Qt Casserole, Pie Plate, 2 - 4 oz. Ramekins w/Lids
*
Heavy-duty, durable ceramic construction
*
Dishwasher, microwave, freezer and oven safe to 450
*
Limited Lifetime WarrantyLinkarooMany other bakeware items are discounted up to 75%; free shipping on orders over $25.6% FatCash too!

Credit inquiries when applying for a credit card

I recently saw my credit report and noticed that when u apply for a credit card:Chase & Citi only make an inquiry with Equifax
bofa makes an inquiry only with ExperianBasically my question is can i find a credit card company which only inquires with transunion (since i have no inquiries with them since 2006) and apply for a credit card and get away with too many inquiries in a short span of time and get approved. or is the credit card company looking at all 3 credit bureaus while inquiring only with transunion?

Origin has ea games 40% off today only Dec 12th ps3 xbox360 PC all formats

Origin games has almost all games from ea any format 40% off today only, over 200 titles origin gamesFree expedited shipping all week with minimum purchase. Battlefield 3 35.99, Madden 12 35.99, NHL 12 35.99 Orders must be 39.99 or greater for free expedited shipping.
Many other games for 9.99 and 4.99.

$10 Magic Hat Beer Rebate on many grocery items NBPR in al, ct, me, nc, ny, vt

I have several of these to trade for winetags or stamps
SAVE $10.00 Via Mail-In Rebate
on the purchase of All Purpose Flour, Salt, Ground Black Pepper, Garlic Powder, 3 pounds of Beef (such as sirloin), Canola Oil, Onions, Garlic, Thyme, Dried Marjoram, Tomato Puree, Canned Whole Tomatoes, Carrots, Red Potatoes, Beef Broth, Bay Leaves, Fresh Parsley, Lemons, Light Cream, Whole Milk, Unsalted Butter, White Pepper, Large Eggs, Sharp or Extra Sharp Cheese, Rolled Oats, Whole Wheat Flour, Baking Powder, Honey, Unsweetened Chocolate, Dark Brown Sugar, Pure Vanilla Extract, Unsweetened Cocoa, Sugar, Coffee, or Ice Cream Purchase price of combined qualifying category items must exceed $10.01
NO BEER PURCHASE IS REQUIRED IN:AL, CT, ME, NC, NY, and VT(2) Magic Hat 12-packs (or a case in PA) are required for the following (must include UPCs): FL, GA, IL, KY, MA, MI, NH, NJ, OH, PA, TN, VA, and WIfor IL, NY, & VA residents, ingredients may not be private label store brandsPURCHASES MUST OCCUR BETWEEN: 10/17/11 AND 12/31/11. Request must be postmarked by 1/15/12. Limit one request per address. (no P.O. Boxes)

Apple MacBook Air 13" 1.7GHz Core i5 4GB RAM 256GB Flash drive $1,498.98 from MacConnection, FS

MacConnection offers the largest disk drive, newest processor chip Apple MacBook Air 13" 1.7 GHz Core i5 4GB(2x2) RAM 256GB (Flash drive) at $1,498.98 (compare to $1,599.00 Apple list price; or to $1,520.00 from Amazon Wisamelectro marketplace seller + $7.99 S&H).If you have to deal with some (not a lot of) video files, and need the full 256 GB solid-state hard drive, this is the best deal I found so far. This is NOT the top-of-the-line with the 1.8 GHz Intel Core i7 chip, but unless you use this for large video file processing, I don't think the higher price ($1,649.99 for the 1.8 GHz i7 CPU chip = $150 more) is worth the relatively small performance improvement - see review: MacBook Air 2011 i5 vs i7 Is the upgrade worth it?: "The performance gains from upgrading the 13 inch MacBook Air to an i7 would be hard to notice - around a 10% speedup. these tiny little MacBook Air i7 models are benchmarking on par with my top of the line last-model MacBook Pro i7"AVAILABILITY WARNING: MacConnection does not have it in stock yet. Per their customer service department, they expect a shipment from Apple on/about December 16, 2011. I don't know how many they expect, or if they still have any available from that shipment for sale now.Unlike MacMall, MacConnection does not offer as many Apple or Mac-specific software applications, though; but unfortunately MacMall's price is still the higher, old Apple list price ($1,649.99)

Refurbished JVC GZ-HM30BUS HD Flash Memory 40x optical zoom Camcorder $129.99 shipped at bestbuy.com

http://www.bestbuy.com/site/JVC+-+Factory-Refurbished+GZ-HM30BUS... + free shipping + tax + FatCash
or $147.99 at http://www.overstock.com/Electronics/JVC-GZHM30BUS-1080p-Black-F... minus 7 percent http://www.fullofdeals.com/forums/hot-deals/1150169/ = $137.67 + free shipping + no tax for many + FatCash
Reviews and price comparison at http://www.google.com/products/catalog?q=GZHM30&hl=en&prmd=imvns...

December 2011 Las Vegas Hotel Deals (From $20/night)

If you're looking for a hotel to stay in Las Vegas this Winter, here's a compilation I made. Hope it's helpful. Unless otherwise stated, many of these places also have a required $10-$20/night Resort Fee, which gives you access to internet, the fitness center, phone calls, etc.Imperial Palace - From $20/night, No Resort Fees!Circus Circus - From $20/night (Not on Strip)Stratosphere - From $23/night (Not on Strip)Excalibur - From $26/nightBally's - From $30/night, No Resort Fees!Harrah's - From $30/night, No Resort Fees!Flamingo - From $30/night, No Resort Fees!Rio - From $30/night, No Resort Fees! (Not on Strip)Luxor - From $34/nightNew York New York - From $37/nightMonte Carlo - From $40/nightTropicana - From $42/night (1 month advance purchase)Mandalay Bay - From $42/nightMirage - From $47/night (+ 2 free buffets, must book 2+ nights)MGM Grand - From $42.50/nightParis - From $60/night, No Resort Fees!THEhotel at Mandalay Bay - From $73/nightCaesar's Palace - From $79/nightVdara - From $89/night_________________If you plan to stay at one hotel for 2 or more nights, use these links to get 2 Free Lunch Buffets. Usually these links are a few dollars more expensive per night than the ones above.ExcaliburLuxorMandalay BayMirageMonte CarloNew York New YorkTHEhotel at Mandalay BayVdara

Tenant moving out after violation & notice - who is liable for future rent(s)

I own a condo in NJ. My tenant moved in on Aug 1 after signing a 12 month lease (ending in July 2012) and paying 1 month security deposit.In the last 4 months that he has lived, he has violated many rules of the community and the lease. His behavior has led the community management to impose fines on me (on multiple occasions), which I have passed to him per my lease.I had verbal conversations with him earlier but his behavior wouldn't change so I sent him notice to cease. He still continued to violate and on Nov 30, I sent him a 30-day notice to quit. The notice to quit included writing that I am terminating his lease as of Dec 30 and he must move out on or before Dec 30 else I would start the eviction process.Today he informed me that he'll be leaving before Dec 30 and demanded that I return his security deposit when he leaves. I wanted to know if
1. Is he liable to pay the rent till July 2012 (as stated in my lease but not sure if it is still applicable after my notice to quit)
2. Should I return him the security deposit when he moves out (Dec 2011) or in July 2012 (when the lease ends)

Skylanders Single Character Packs back in stock $4.99 on Amazon

Many single character packs still available for $4.99. They won't last long.http://www.amazon.com/s/ref=amb_link_357825202_5?ie=UTF8&hidden-...

Career Advice : Mid level Management

I have been presented with a opportunity to move into a mid level management position in a fortune 500 company. I am currently working as a consultant in a different department with the same company for the past 5+ years. Good:
1.The benefits here are things I never had as a consultant.
2.Potential for job growth is immense.
3.I will be moving from a department with many IT experts to a department where I would be the most knowledgeable IT guy.
4.Although title is Project Manager, my role would be sr. developer/architect until the department builds up a team ( probably few years) Bad:
1.I'll most probably be taking a cut. From the inside info, it looks like a 20% cut but it is up for negotiation.
2.Different culture. Fear it would be too slow and might involve some red tape stuff that I never had to deal with.
3.Project Manager title which I fear would put me into a management position. Ideally I want to be called as a Solutions Architect.
4.I have been thinking of returning back to my country in 2013-2015 but am now presented with this. I want to be a Architect then and hence the title dilemma.Hiring manager is luring with me bonus (max of 15%), yearly raise (1-3%), benefits ( 401K match, pension, other benefits, day care etc) although some are truly realized only upon retirement (or at least 5 years of working there). Wife says we've lived with out benefits for many years, so why can't we live few more years until we return back to home country. Background Info: Early 30's with a toddler and expecting a child next year. Wife would take a break after next child (might look for work after 6 months of birth of child if stars align). Have built fair amount of RE back in home country.

$50 Trader Joes' gift cards 6.88% off (4% plus cashback)

I've never had much luck nabbing discounted Trader Joe's giftcards from the usual card resellers online---they never have very many of them for sale, and the cards always seem to get purchased literally within seconds of being posted. CouponTrade has a bunch of $50 TJ's giftcards for 4% off ($47.99). If you shop via mrrebatesdotcom, you get an extra 3% CashBack on your purchase. Net discount: 6.88% off. LinkNot super hot, but frankly, it's hard to do much better on Trader Joes' cards.

Dewalt DCK285C2 20-Volt 1.5 Ah Max Li-Ion Compact Hammerdrill and Impact Combo Kit $179

Use coupon code HDCYBER2 for an extra $5 off.
http://www.homedepot.com/ DEWALT's new 20V MAX Power Tools are designed to surpass professionals' expectations and address the need for tools that have the power to withstand rigorous jobsite applications, while also providing comfort and ease of use. 20V MAX Tools deliver up to 57% faster application speed and up to 35% greater runtime than other leading 18 Volt lithium ion tools. The DCK285C2 20V MAX Lithium Ion Compact Hammer drill / Impact Driver Combo Kit provides the convenience of maintaining one kit for many of your cordless power tools for the professional who demands the convenience and versatility of cordless. The DCD785 hammer drill falls into our compact line of tools which have been optimized for small to medium fastening and drilling applications. The DCF885 impact driver runs up to 2800 rpm with 1,400 in-lbs of max torque making it a fast speed and high power tool to complete applications quickly. The DCK285C2 includes: DCD785 compact hammer drill, DCF885 impact driver, (2) 1.5 Ah batteries, fast charger, (2) belt hooks, bit holder and kit box. DCD785 20V MAX 1/2 in. hammerdrill features two speed transmission (0-600 / 0-2,000)
Compact, lightweight design fits into tight areas
DCF885 20V MAX 1/4 in. impact driver features 3 LED lights with 20 second delay to provide visibility without shadows
One-handed loading 1/4 in. hex chuck accepts 1in. bit tips
MFG Brand Name : DEWALT
MFG Model # : DCK285C2
MFG Part # : DCK285C2

CNBC: Residential Housing Ready to Awaken?

Here is a CNBC article that I think some people here may be interested in reading. To me it seems fairly balanced with none of the usual hysteria and obvious bias that you often see in these types of articles as of late. The article can be found here: http://www.cnbc.com/id/45599691Here are a couple of snippets:
After half a decade of withering sales and slumping prices, there are strong and diverse signs that the single-family housing market is poised for a rebound. In some metropolitan areas, the market has bottomed, with both sales and prices on the rise and foreclosures on the decline. It has become increasingly apparent to us that the pieces for a housing rebound next year are beginning to fall into place, declared Barclays Capital analyst Stephen Kim in a recent note to investors. Proponents admit that the nascent rebound could easily be derailed, but stress that after years of government efforts to support sales and prices as well as the volatile impact of foreclosures, the market has regained a measure of normalcy. With the exception of really hard-hit markets, the vast majority is ready to turn around, adds Jerry Howard, president and CEO of the National Association of Home Builders, NAHB. "The Washington, D.C., area is not only ripe for recovery, they need to start building units.Nevertheless, skeptics overwhelmingly outnumber the optimists, given the false-starts of previous years, the economys sub-par performance, a new wave of distressed properties and the capacity for the European debt crisis to spook business, consumers and investors. I think its premature, says Richard Smith, CEO of Realogy, the nations largest real estate company, whose brands include Century 21, Coldwell Banker and Sotheby's International. We see little indications here and there. Transaction volume is improving. Prices are still under pressure. This isnt going to be one of those spiked robust recoveries. Smith is echoing the conventional industry calculus: that price increases follow sales growth amid consistently strengthening demand. Theres been little conventional, however, about this housing slump, which is one reason it's had so many false bottoms. Among its many firsts housing starts fell through 1 million annual units, foreclosures topped 2 million in three consecutive years, and home prices declined on a national basis. The catalysts to recovery are mostly the same: for potential buyers, residential rents have now risen enough to consider buying; existing-home inventory is the lowest in five years, while that of new homes is at a 40-year low; affordability is at a record high; delinquencies have peaked; consumer confidence is on the rise ; and job growth is accelerating. For investors, with a continuation of the gold rally in question, real estate is beginning to look like a viable inflation hedge alternative, while rising rents mean greater profits. A turnaround in the housing market will require continued improvement in the job market.The economy has created jobs 13 months in a row for a total of almost 1.9 million. Weekly jobless claims have been routinely below the key level of 400,000, and the national jobless rate is down to 8.6 percent. There are already signs in some markets that an improving employment picture is boosting housing demand and sale prices.In cities such as Tampa, Fla., South Bend, Ind., Grand Rapids, Mich., Raleigh, N.C., Wichita, Kan., and Green Bay, Wis.., the median sales price of an existing single family home increased 1-2 percent in the third quarter, during which time the jobless rate and/or payrolls growth improved dramatically. Even in the Cape Coral-Fort Myers, Fla. metropolitan area considered the epicenter of the foreclosure crisis a few years ago prices were just 1.4 percent lower in the third quarter than the previous year.Optimists say most of the uncertainty and fear is gone. The major driver of negative sentiment was that prices were going down across the market by large amounts, says Kim of Barclays. Buyers need to see a stabilization. A contributing element to that is the unwinding of government intervention whether to artificially spur demand as was the case with the first-time buyer tax incentive program of 2009 and 2010 and/or to retard and prevent foreclosures. Many regard those efforts as largely ineffective, if not counter-productive because they delayed the inevitable a deep descent to a market bottom, which has finally been touched.The numbers youre looking at you can trust, says Kim. "There are no exogenous factors. Though tight lending conditions and forthcoming regulations of the Dodd-Frank legislation are still an issue for some, sweeping housing finance reform is off the agenda for at least the next year. Youre back to the natural forces of the market, says Howard of the builders association.

Shoprunner: Free 1-Year Membership ($79 Value) - free shipping to many stores

Shoprunner: Free 1-Year Membership ($79 Value) - free shipping to toys r us, Timberland and many more stores.All you have do is like Shoprunner on FACEBOOK and then click on the link activate free membership for the whole year
Benefits of Shoprunner:
Unlimited FREE 2-Day Shipping with no minimum order size from the best stores.Unlimited Free shipping on Shoprunner returns

Mostly Dead: Ravensburger Puzzleballs 2 for $10.39 Amazon... Games + also on sale...

Many Ravensburger items are already marked down and you "Save 35% each on Qualifying Items offered by Amazon.com when you purchase 2 or more."Puzzleballs and Building Sets are as low as $7.99... 2 for $10.39 after the additional 35% off.Puzzles as low as $5.99 before the 35% off. Whoowasit? and other games are also included in the deal! Ravensburger LinkUpdate: Looks like they narrowed it down to a few select items now.

Serena Williams Statement Day & Night Reversible Handbag earance Price: $24.95 HSN.com

linkedhttp://www.hsn.comSerena Williams Statement Day & Night Reversible Handbag
Item: 124-360
Clearance Price: $24.95 HSN Price: $89.95 | You Save: $65.00 (72%)
Shipping & Handling: $5.20 Serena Williams Statement Day & Night Reversible Handbag
Transition from a hectic workday to a fabulous nightlife with a stylish handbag that suits your busy lifestyle. This luscious leather-like satchel reverses to a gorgeous lace or leopard satin print that's sophisticated and eye-catching. And with so many beautiful colors to choose from, you'll be tempted to get more than one. Serena Williams Statement Day & Night Haute Handbag DetailsColor Choices:
Black, Pewter, Bronze, Olive, Plum, Almost White, Black Leopard or Red/Leopard
Size/Profile:
Medium, satchel
Walls:
Leather-like, manmade; reverses to satin print
Trim/Embellishments:
Belted detail at sides
Handles/Strap:
Double barrel with metal O-ring mounts
Exterior:
Zipper pocket
Construction:
Top open
Closure:
Hidden magnetic
Interior:
Zipper pocket
Additional Features:
Ruched detail at sides and bottom; signature logo luggage tag Size & ContentMeasurements:
Approx. 16"L x 6-1/2"W x 12-1/2"H with a 9-1/2" handle drop
Shell:
Manmade
Country of Origin:
Imported Color NotesBlack, Pewter, Plum and Almost White:
Reverses to silver floral lace print; silvertone hardware
Bronze, Olive, Black Leopard and Red/Leopard
Reverses to leopard print; goldtone hardware

Ravensburger Puzzleballs 2 for $10.39 Amazon... Games + also on sale...

Free 1 Year Membership to MrAndMrsSmith.com ($30 value)

http://www.mrandmrssmith.com/members/blacksmithUse Code: hipmunk
(In case you didn't know about it, hipmunk.com is probably one of the best flight search sites I've ever used)BlackSmith $30 a year
You'll get:
A complimentary gift from every hotel when you book through us, such as a free bottle of champagne on arrival, gourmet picnic hamper, late check-out, and more.Our monthly e-newsletter, Room Service, packed with exclusive member hotel offers, such as free nights, dinners and spa treatments, etc.Many great member shopping offers including 10 per cent off Kiki de Montparnasse, Vintner's Collective and Vosges Haut-Chocolat, 15 per cent off Mulberry USA and Flight 001and 20 per cent off Sassoon.Automatic registration into our loyalty scheme earn money back whenever you book with us to spend on future bookings.Access to our expert Travel Team who will book your hotel over the phone

Sony PRS-T1 ebook reader (latest model) just reduced to $99 at sonystyle.com

news from mobileread.com forum (http://www.mobileread.com/forums/showthread.php?t=160068_Link to SonyStyle.com website
Sony PRS-T1 readerNote: Many users have experienced some page turning and other issues with this latest model. It is hoped that an expected mid-December firmware upgrade will correct these problems.For those interested, the reader firmware can be rooted to run many Android applications.

HURRY! Free Megabus Tickets Nationwide!

Megabus operates clean double-decker buses with electrical outlets and free wi-fi!
Megabus charges a reservation fee of .50 per transaction.
That price remains the same regardless of how many tickets you purchase during the transaction, so add all of the tickets you want to buy to your cart before checking out!http://us.megabus.com/Use promo code: gofree-Free ticket promo valid for travel between 01/04-03/01.

TOYS R US ONE DAY 12/7 Sale, Many Items 50% off, Free Ship (or FS thru ShopRunner) on many items too!

http://toysrus.shoplocal.com/ToysRus/default.aspx?action=entryfl...

Awesome Free Bible Study Software

I love this program, I know that it will enrich your life.
The free download contains the KJV Version and you can download
many other translations, most for free. Once you download other
translations you can also use the Parallel feature for your Bible study.
eSword Link
"This basic installation includes the King James Version,
King James Version w/ Strong's numbers, Strong's dictionary,
and the Treasury of Scripture Knowledge cross-references.
Download additional resources using the "Download" menu within e-Sword.""e-Sword is a fast and effective way to study the Bible. e-Sword
is feature rich and user friendly with more capabilities than you
would expect in a free software package. The fact that e-Sword is
free is just one of the blessings and does not speak of the quality
of the software."
Here are some of the cool features
available with this software:Strong's definitions are displayed as ToolTips! Just place the
mouse pointer over a Strong's number and the definition will then be displayed.Scripture references in the Commentary and Dictionary views are displayed
as ToolTips! Just place the mouse pointer over the reference and the passage
will then be displayed. To go to the passage, just click it!Easily compare the various translations to see how they
rendered the Greek or Hebrew manuscripts.Copy and print Scripture in a variety of formatting styles. This is also
available for search results and verse lists.Graphics Viewer for studying maps, charts, and other images.
If you would like training and demos just go here.Remember the reason for the season
Why not dig in the Word today ?Stay salty,
racosta420

Asus Tablet - $50 Off! Plus many other "hot deals"

Hey all, great holiday offers from Office Depot. Including $50 off an Asus Tablet.To Use:
Must bring the flier into the store
The associate enters the coupon code
Then Scans the Bar Code
SAVE!

Best airline for European travel?

Hello all,I have searched the forum here and haven't found an answer to my question, so I thought I'd start a discussion on the best airlines for travel to Europe.For myself, I am planning to travel to Germany for a week or two in the summer of 2012, and was planning on getting some airline miles from credit cards, etc, prior to going. However, given the Chapter 11 of American Airlines, my plans were a bit derailed.So, from a rewards-miles standpoint, what is the best airline for European travel? Who gives the best flights for the fewest miles, who has the easiest process, etc?

Disney Store Free Shipping + 20% Coupon w/ Purchase of a Toy or Plush + FS; many $3 ones

Disney Store offers Free Shipping w/ Purchase of a Toy or Plush w/ code TOYSHIP (entire order ships free); 20% OFF on one item w/ code FAMILYFUN20.

DEWALT DCK285C2 20-Volt 1.5 Ah Max Li-Ion Compact Hammerdrill and Impact Combo Kit 224 HD

New DEWALT DCK285C2 20-Volt 1.5 Ah Max Li-Ion Compact Hammerdrill and Impact Combo Kit Drill only 229 at Home Depot cheapest price on the web. Use HDCYBER2 to save $5 to 224LinkDEWALT's new 20V MAX Power Tools are designed to surpass professionals' expectations and address the need for tools that have the power to withstand rigorous jobsite applications, while also providing comfort and ease of use. 20V MAX Tools deliver up to 57% faster application speed and up to 35% greater runtime than other leading 18 Volt lithium ion tools. The DCK285C2 20V MAX Lithium Ion Compact Hammer drill / Impact Driver Combo Kit provides the convenience of maintaining one kit for many of your cordless power tools for the professional who demands the convenience and versatility of cordless. The DCD785 hammer drill falls into our compact line of tools which have been optimized for small to medium fastening and drilling applications. The DCF885 impact driver runs up to 2800 rpm with 1,400 in-lbs of max torque making it a fast speed and high power tool to complete applications quickly. The DCK285C2 includes: DCD785 compact hammer drill, DCF885 impact driver, (2) 1.5 Ah batteries, fast charger, (2) belt hooks, bit holder and kit box.DCD785 20V MAX 1/2 in. hammerdrill features two speed transmission (0-600 / 0-2,000)
Compact, lightweight design fits into tight areas
DCF885 20V MAX 1/4 in. impact driver features 3 LED lights with 20 second delay to provide visibility without shadows
One-handed loading 1/4 in. hex chuck accepts 1in. bit tips
MFG Brand Name : DEWALT
MFG Model # : DCK285C2
MFG Part # : DCK285C2

Many free Magazines - RewardsGold

RewardsGold Magazines

$2 off any Purina Dog Chow Brand or Purina Cat Chow Brand, any size, any formula (4.4 lb Dog Chow $2.47 at Walmart AC)

Ex. 2 weeks from print-Print limit is 2Click here to print $2 off any Purina Dog Chow Brand or Cat Chow Brand (any size or formula)The 4.4 lb Dog Chow is priced at $4.47 at WalMart. $2.27 after the coupon. I am not sure of the price of the smaller Cat Chow. I feed too many strays and only buy the larger bags of cat food.http://bricks.coupons.com/Start.asp?bt=vi&tqnm=yldicry34849173&o...

GOG.com PC Digital Download Games Winter Sale 50% off. Free Empire Earth, and more!

Source: http://www.gog.com/en/news/gog_com_s_holiday_celebrations_are_al...Winter is settling in around us, and we wanted to share with all of you guys what GOG.coms holiday celebrations are going to be so you know whats coming up from your favorite digital downloadable games distributor.

Starting on this Thursday, well have The Witcher 2 on an eye-popping 40% off discount for 48 hours AND were bundling in a free copy of The Witcher: Enhanced Edition with any purchase of The Witcher 2. Well be running this from 11.00 GMT on Thursday 8 December until 10.59 GMT on 10 December, and its the best bargain were going to have on the Witcher series this holiday season!

Then, on Saturday, we will start a season of holiday celebrations by awarding a number of game codes to you guys! Well have copies of Master of Orion I + II, courtesy of GOG and Atari, copies of Realms of Arkania I + II, and lots of codes for $5.99 and $9.99 games. Well be giving them away through social media (thats Facebook and Twitter) as well as through our forums right here on GOG.com! Be sure to check in with us this weekend and you just might win an awesome game or two from us.

Finally, were starting our winter sale with a huge bang--were giving anyone a free copy of Empire Earth Gold Edition for 48 hours. Starting on Monday 12 December at 11.00 GMT and running until Wednesday 14 December at 10.59 GMT, anyone can add Empire Earth: Gold Edition to his or her shopping cart for free as a holiday gift from us to you!

Also, starting on Monday at 11.00 GMT, GOG.com is adding virtually every single game in our catalog for 50% off from now until 2 January 2012. Pick up games from fantastic publishers and developers like EA, Interplay, Atari, Activision, Sierra, and many more for half off this holiday season!

With an incredible 50% off Holiday Promo, we hope that weve solved all your holiday shopping needs, whether its an action-packed shooter like Painkiller for your cousin Timmy, a great thinking-mans chess game like Chessmaster 9000 for your Uncle Bob, or even a restaurant-management simulation like Restaurant Empire to try and encourage your crazy roommate to learn how to cook, you will be able to pick it all up from GOG.com at incredible holiday savings!

Happy Holidays to all!

How to improve credit score

3 months ago my credit score dropped from mid-700s to 691. It was due to a couple of medical collections (under $100). I had no inkling they would be sent to collections. I had also opened 4 credit cards in as many months before that. How do I bring my score back up? I use 2 or 3 CCs and pay them off regularly. But the score has not budged for 3 months. I check my score using Credit Karma. Tried their simulation tool, but nothing in there would improve my score. Please advise. Am not a homeowner, but looking to buy in a few months. No alimonies, child support, garnishment etc. Have had a steady income for many years.

Gund Sesame Street Plush 30% off sale prices Amazon.com FS

Amazon has a deal on Sesame Street Plush Characters made by Gund. Many are already on sale, plus get an additional 30% off if you buy two.Elmo 15" Gund Plus for $11.40Large Cookie Monster for $17.99Large Big Bird for $11.99Abby Cadabby for $12.9914" Grover for $12.75Zoe Ballerina for 11.99Buy two and get an additional 30% off both. I bought the Elmo and Abby Cadabby for a total of $17.07. My daughter will love Elmo, Abby Cadabby will probably go to Toys for Tots.

Melissa and Doug puzzles, gt;$8 Amazon.com FS

Amazon has put many of their Melissa and Doug puzzles on sale for $7-8. I watch these all year and stock up when they get to this price.Some deals are...Wooden Farm Chunky Puzzle - great first puzzle for little onesPrehistoric DinosaursConstruction puzzles in a boxPlayful petsSolar System Floor Puzzle (great deal)Firetruck Floor PuzzleFairy Princess puzzle (great deal for less than $5)African PlainsUnderwater Floor Puzzle (we have this one and it is really nice)

TomTom GPS Like-New $32 Shipped (Many other GPS's inside too)

Get an additional 10% off on your entire order here: Here tomtom 1EG0.052.09 XL 330 4.3-inch Portable Navigation Device - 320 x 240 - USB - Touchscreen 35.97
http://www.techforless.com/cgi-bin/tech4less/1EG0.052.09?id=Y4Me...Sanyo Easy Street NVM-4370 4.3-inch GPS System with Preloaded Maps - Text-To-Speech, Bluetooth - Black 46.49
http://www.techforless.com/cgi-bin/tech4less/NVM-4370?id=Y4MesPr...Nextar Q4 4.3-Inch Widescreen Portable GPS Navigator - MP3 Player - US Maps
$51.49
http://www.techforless.com/cgi-bin/tech4less/Q4?id=Y4MesPrL&mv_p...Magellan RoadMate RM1475RGXUC 1475T 4.7-inch Automotive GPS Navigator - USB - microSD Card $52.97
http://www.techforless.com/cgi-bin/tech4less/RM1475RGXUC?id=Y4Me...tomtom XL 335SE 4.3-inch Widescreen Portable GPS 55.97
http://www.techforless.com/cgi-bin/tech4less/XL%20335SE?id=Y4Mes...Garmin nuvi 010-00783-40 1200 3.5-inch Ultra-slim Automobile Portable GPS Navigator 62.49
http://www.techforless.com/cgi-bin/tech4less/010-00783-40?id=Y4M...tomtom 1EM005202R XL 340S Factory GPS - 7 millions - Touch Screen 62.97
http://www.techforless.com/cgi-bin/tech4less/1EM005202R?id=Y4Mes...tomtom XL 340S Touschreen GPS Receiver - 4.3-inch Widescreen LCD Display - 480 x 272 Resolution - automotive - United States - Canada - Mexico 71.49
http://www.techforless.com/cgi-bin/tech4less/1EM0.052.02?id=Y4Me...I've ordered from this site several times, Like-New condition is usually in mint condition w/ the original packaging. Even the refurbished ones (not factory refurbished) are in like-new condition and usually come with the original packaging.
The site has great reviews: http://www.resellerratings.com/store/Tech_for_Less

Used - Motorola XOOM 32GB Verizon 3G Android Tablet Starts from: $299.99 Free shipping and no tax for many

Fat Wallet 2% cashLink to item herePre-owned
- Fully functional
- May show limited signs of use
- May be missing parts or accessories
- May have dents or scratches Motorola XOOM 32GB Verizon 3G Android Tablet
This tablet features a 5.0MP camera for capturing high-definition video and a 2.0MP webcam for video chatting with friends and family. Built-in Wi-Fi allows you to connect to the Internet without wires. Features
NVIDIA Tegra dual-core processor T20Features a 1.0GHz processor speed, 600MHz system bus and 1MB L2 cache.
1GB DDR2 memory
For multitasking power.
10.1" high-definition widescreen touch-screen display
Showcases movies and games in stunning clarity.
32GB hard drive
Offers spacious storage.
ULP GeForce graphics
For lush images. HDMI output for connection to an HDTV.
Built-in 2.0MP webcam
Makes it easy to video chat with family and friends. 5.0MP camera allows you to capture and play back high-definition video.
High-speed USB 2.0 port
For fast digital video, audio and data transfer.
Built-in 2.4GHz and 5.0GHz Wi-Fi (802.11b/g/n)
Connect to the Internet without wires.
Embedded 3G mobile broadband technology with EVDO Rev A
Keeps you connected. Upgradeable to 4G LTE. (Wireless service contract required sold separately. Check with carrier for coverage area and availability in your area.)
Bluetooth 2.1 EDR + HID interface
Easily link with other Bluetooth-enabled devices, such as a mobile phone or MP3 player.
Weighs only 1.5 lbs. and measures just 0.5" thin
For lightweight portability.
Android 3.0 Honeycomb operating system
Provides a stable platform.
Google Mobile Services
Include Google Maps 5.0 with 3D interaction, access to more than 3 million Google eBooks and Google Talk with video chat.Specifications
Processor Speed: 1.0GHz
Battery Type: Lithium-ion
Display Type: High-definition widescreen touch screen
Screen Size (Measured Diagonally): 10.1"
System Bus: 600MHz
Cache Memory: 1MB on die Level 2
System Memory (RAM): 1GB
Type of Memory (RAM): DDR2
Computer Hard Drive Size: 32GB
Graphics: ULP GeForce
Built-in Webcam: Yes
Wireless Networking: Wireless-B+G+N
Bluetooth-Enabled: Yes
Audio: Stereo
Speakers: Internal
USB 2.0 Ports: 1
IEEE 1394 FireWire Ports: None
HDMI Output: Yes
Touchscreen: Yes
Operating System: Android 3.0 Honeycomb
ENERGY STAR Qualified: No
Graphics Chip: NVIDIA
Wireless Capability: 3G
Drive Capacity: 32GB
Graphics Card: ULP GeForce
Carrier Compatibility: VerizonMFG: MOTOROLA
MFG Part: XOOM 32GB VERIZON

Amazon Buy one Get one 50% off select Video Games

LinkOver a 1000 titles on the list, including many of the new releases like Assassin's Creed: Revelations, Dance Central 2, Skyrim, etc.

VTech 10% off code

Vtech phones currently on sale linkUse promo code GOXVT10 for 10% off (works for multiple quantities) and free shipping over $50.Not that many of us have a need for old school landline phones, but if you just set up an obihai like me then you might be in the market. It's not a mega deal byvany means but I figured I would take the opportunity to post my first find. Hope I can give a little back after enjoying fatwallet for so long! Thanks!

Free Audiobook Download of A Christmas Carol by Charles Dickens from christianaudio.com through 12/31/11

A Christmas Carol
by Charles Dickens and read by Simon Vance
A Christmas Carol tells of sour and stingy Ebenezer Scrooge's ideological, ethical, and emotional transformation after the supernatural visitations of Jacob Marley and the Ghosts of Christmases Past, Present, and Yet to Come. The story was written and published at a time when Britain was experiencing a nostalgic interest in its forgotten Christmas traditions, and at the time when new customs such as the Christmas tree and greeting cards were being introduced. Dickens' sources for the tale appear to be many and varied but are principally the humiliating experiences of his childhood, his sympathy for the poor, and the Christmas stories of Washington Irving. http://christianaudio.com/freeDiscount Price: $0.00
Retail Price: $8.98

Staples App Tech - $20 Staples card for trying out Netflix and many other offers

Free Offers for your favorite apps and internet services when you buy any tech product or services. I found this in this weeks ad , page # 10.e.g Netflix - 1 month free trial plus a $20 Staples Gift Card for new users
Hulu Plus - 2 month free trail , usually one gets 1 week of free service

Thomas Pacconi 6" Hand Painted Blown Glass Ornament in Gift Box Clearance: $7.20 Save: $28.80 (80% off)

TextThomas Pacconi 6" Hand Painted Blown Glass Ornament in Gift Box
http://www.shopnbc.com
- K32184
Clearance: $7.20Save: $28.80 (80% off)
Regular price: $36.00
Shipping & Handling: $0.00Sure to be a collector piece, your family will enjoy this ornament year-after-year! This large 6" ornament is made from mouth blown glass lined with silver nitrate for a mirror-like finish. It features a hand painted design of Santa waving in a snowy scene and is embellished with glitter. Available in three colors, this design is a limited edition and created for ShopNBC.
The ornament is adorned with a red ribbon for an elegant touch and perfect for hanging, but also includes a ring stand for displaying it on a flat surface. Hang it on a tree, place it on a mantle, or on a table! This elegant ornament is a great addition to your holiday decor! Or if you choose give it as a gift! It comes with a gift box perfect for the gift-giving season!

Made from base metal, glass and PVC, this ornament measures 6" in diameter. For indoor use only. About Thomas Pacconi:
The Pacconi family shares a closeness and personal passion for collecting and recreating beautiful and unique Christmas items. In search of the perfect items to replicate for their collectors, the Pacconi family travels to Hungary, Italy, Germany, Poland, the Czech Republic and China in search of designs and the perfect products to replicate. The family enjoys being surrounded by the products they create, and the members of the Pacconi family have extensive collections of original pieces of the items they recreate, as well as vast print libraries.

McD's--Metro Philly/South Jersey Any Size Coffee .89 , Free Coffee/Hot Cocoa Coupon for early Jan in Sun paper inserts!

McDonalds has nice coupon inserts in the Sunday Phila Inquirer.Noteworthy coupons:Happy Meal $1.99McCafe Hot Coffee .89 (any size, no coupon needed) valid to 12/31Many BOGO Sandwich, Breakfast, etc type coupons plus a free coffee/hot choc coupon good in early January.
hopefully all areas of the USA will get similar inserts/good offers. Can only confirm PHL.

life insurance for parents

first off yes i know i am a horrible son, now the detailsmy elderly parents provided me with everything i needed to be a successful person in life, but in the process and their own poor judgement, and health problems, they are in very poor financial shape.so having helped me with so much and the fact they are my parents i feel it is my duty to help them as much as possible. i do as much as i can in as many ways as possible including managing their money and kicking in money when needed.this has put some strain on me financially, i am still able to meet all the monthly bills and no debt other than the mortgage, but no where near where i planned to be financially getting close to the 4th decade of my life. very little saving and very little retirement, less than 30 grandnow the part that makes me the horrible soni was thinking i could take life insurance policies out on them that would help me when the inevitable happens. (there will be no inheritance due to their financial situation)while we are a fairly matter of fact family, i do not want them to know. i don't want them to think i am just thinking of them as a cash cow and also don't want them to know they are putting a financial strain on me(this being the far bigger reason).i do not have power of attorney for them unless they are incapacitated which they are not.my question being simply can i get policies with out them knowingfeel free to say what you want about me, it is nothing i haven't already said to myself.thanks in advance

WWII: The Essential Collection (The World at War / Victory at Sea / The Century of Warfare) $49.99 Shipped @ Amazon

WWII: The Essential Collection now @ $49.99Previous Amazon sale was @ $59.99.Amazon Lightning Deal earlier this year @ $51.99. DESCRIPTIONFor the first time ever, the most influential documentaries on World War II are available in one comprehensive collection. Includes:World War II, THE WORLD AT WAR
The definitive history narrated by Academy Award winner Laurence Olivier. Four years in the making, this 22-hour masterpiece explores virtually every facet of the war: planning, politics, battle, occupation and genocide. Featuring incisive interviews with key Allied and Axis leaders, including Albert Speer, Lord Mountbatten, Alger Hiss, Toshikazu Kase and many others, THE WORLD AT WAR is a devastating chronicle of battle.VICTORY AT SEA
Emmy and Peabody Award-winning program, considered the most influential documentary in television history, captures every major naval engagement of the war, from U-boat wolf packs to Iwo Jima and Okinawa. Featuring a score by Academy Award winning composer Richard Rogers, narrated by Leonard Graves and hosted by Peter Graves, VICTORY AT SEA, in the words of Harper's Weekly, 'created a new art form.'THE CENTURY OF WARFARE
Frames WWII within the context of the war-torn 20th Century. From the precursors of World War I to the liberation of Kuwait, this encyclopedic documentary utilizes a vast archive of historical footage to explore every major engagement of 100 years of combat.

FREE Sweet Jim Beam Bacon Swiss Burger@RED ROBIN 12/6/11 if your first name is JIM

https://www.facebook.com/events/297867583577967/How many Jims can we pack into a Red Robin? We're going to find out on Dec. 6 because it's officially Jim Day! EVERY person with the first name Jim gets a FREE Sweet Jim Beam Bacon Swiss Burger just for being the best Jim they can be. Bring your ID to validate your Jimhood.Visit http://www.redrobin.com/ to find the Red Robin near you!Valid only at participating U.S. restaurants, for first name only. Offer valid for one Sweet Jim Beam Bacon Swiss Burger on 12/6/11 only, for Guests with a valid ID showing proof of their name. Burgers served a la carte-- fries, drink and tip not included.

Amazon $5 Mag Sale ends 12/3 (Cosmo, Pop Science or Mechanics, Yoga, MacLife/Max PC, many other great titles!)

http://www.amazon.com/b/ref=amb_link_357885102_2?ie=UTF8&node=24...

Amazon Easy to Use cell phones Large face many models from $14.00 Cyber week Sale

http://www.amazon.com/s/ref=nb_sb_noss?url=search-alias%3Daps&fi...Near sited,Seniors,Kids,Special needs for cell phones.

Where's My Water FREE from Apple's Facebook Page (Universal iOS Game)

Where's My Water FREE from Apple's Facebook PageBecome a Facebook fan of Apple's App Store page and you'll receive a promo code for a free download of Disney's Where's My Water?AppStore on FacebookThis game is normally $0.99 and has received many positive reviews.Deal borrowed from another site.

Buy $50 Gift Card good at Home Depot, Lowes, Sears and many other stores. Get $10 Rite Aid Store Credit.

I saw this on page 21 of my December 4 - 10 Rite Aid weekly sales circular (not yet online). I assume this will be a nationwide Rite Aid B&M deal, but I can't say for sure since the ad is not online yet. YMMV.The ad says: $10 +UP reward when you buy a $50 Home Improvement Gift Card. Home Improvement Gift Card
Discover Gift Card Good at ALL Home Improvement Retailers
With Wellness+ CardLimit 2 +UP offers per household.The gift card itself says:"Use at all major home improvement retailers plus thousands of other home improvement retailers nationwide"Gift Card can be used at any of the below brick & mortar stores:Home Depot
Sears
Ace
True Value
Lowes
Orchard Supply
Menards
Northern Tool & Equipment
Restoration Hardware
tractor supply Stores
Lumber Liquidators
Do It Best
84 Lumber
United Hardware
Aubuchon Hardware
Handy Hardware
Harbor Freight
Sherwin Williams
Kelly Moore
Dunn Edwards
Benjamin Moore
ToolUp.Com

Faded Glory - Men's Short-Sleeve Solid Pique Polo Shirt MANY COLORS $5ea FS to store or home at $45

http://www.walmart.com/ip/Faded-Glory-Men-s-Short-Sleeve-Solid-P...

Shop Vac Brand 5gal. $29.98 Save $30 Menard's Model #41025 4.5 Peak HP

For those in the Midwest. Menard's has the Shop Vac brand 5 gallon #4102500 Shop Vac. Compares to one at "A" for $79.75.And. . . Made in the U. S. A. !Why is this an "OK" deal? Well, I went there to get a filter and a new hose for my old one and this is cheaper. Also, more horse power than many and it comes with a 7' hose and tools. Most units this price come with 4' or 5' hoses. And, it is a stainless steel tank on it. May be better for some jobs.LinkyA-zon product:-Zon LinkFrom the Manufacturer
Shop-Vac 5 Gallon 4.5 peak HP Stainless Steel Wet/Dry Vac. Comes with versatile accessory assortment that includes 7' x 1 1/4" Friction Fit Hose, 3 1 1/4" Extension Wands, 10" Wet/Dry Nozzle, 1 1/4" Crevice Tool, 1 1/4" Gulper Nozzle. Filters included are the cartridge filter with retainer and a disposable filter bag. Comes with a 6' power cord, side tank handles and top carry handle. Has a 3 year warranty and is assembled in the U.S.A. This can be used for wet pickup in garages or basements. Dry pickup in workshops, basements and vehicle clean up.Product Description
This heavy-duty Shop-Vac wet/dry vac features a stainless steel tank and a powerful 4.5 peak HP motor to handle just about any cleanup job, wet or dry. Easy-rolling casters provide increased stability while vacuuming. Convenient large top and side carrying handles for transport. Onboard cord wrap and tank wedge for structural integrity. Includes hose, 3 extension wands, 2 nozzles, crevice tool, filter and filter bag. U.S.A. Application: Wet / dry, Gallons: 5, Hose Length (ft.): 7, Hose Diameter (in.): 1 1/4, HP: 4.5, Tank Material: Stainless steel, Seal Pressure (in.): 57, CFM: 150, Power Cord (ft.): 6

YoYo.com: *HOT* $10 off ANY Toy Purchase (New Customers) = Free Toys (just pay $5 ship)

IMPORTANT NOTE The code listed below is valid for new YoYo.com customers only! Also, if you have previously purchased from any of Soap.coms partner sites (Soap.com, Wag.com etc,), this code will not work for you.Currently, YoYo.com is offering up $10 off ANY $10 Toy purchase when you enter the promo code YOYODEC during checkout! That means you should be able to snag a FREE toy or two youll just need to pay shipping costs, which are a flat-rate of $4.99 for orders under $49. spotted several LEGO sets and many other items in the Sale Section priced under $10 and was actually able to snag 2 LEGO sets for my boys completely FREEjust paid $4.99 shipping! There are a lot of items on sale priced under $10, so be sure to take some time to browse around! tnx collin-hts

Buy $50 Souplantation Gift Card, Get free meal pass+ Free Shipping until Dec 7th

Now through December 7th, order Souplantation gift cards online, and we'll ship you your gift card(s) order for *FREE. (Ground shipping 5-7 business days)Plus, get a complimentary meal pass for every $50 you purchase in gift cards through December 31st. It's the easiest, most delicious way to give this holiday.If there are many people in your group, you can use a meal pass and other family members can use weekly coupon.Souplantation Gift Card

Strategy for obtaining & keeping revolving credit

I have 1 credit card, it was recently converted to a Visa Signature NPSL card, which reports the high balance rather than the credit limit. It has a $20k limit, I charge about $4k/month to it and pay it off every month. It's getting reported as $4k balance / $4k high balance = 100% credit utilization. It decimated my credit score and my auto insurance quadrupled.Now I'm looking to get some cards that will add at least $20k to my overall credit limits. What's the best way to go about that? Do I apply for a bunch all at once until I get the limits I want? How many is too many? When the banks do their routine credit checks, will they notice all the new cards and slash my credit lines? Is there a way to avoid cards that give me a really low CL? What to do?

Many Amazon instant movie titles .99 - (Braidsmaids, Crazy Stupid Love, Horrible Bosses)

Amazon has select instant steaming movie titles on sale today for $0.99"You have 30 days to complete watching this 48-hour rental. You can choose to 'Watch Now' or 'Download' it to a compatible device. If you choose to 'Watch Now', you will start instantly streaming the video on your computer and you may later stream it on another compatible device. If you choose to 'Download' the video, you will be able to download the video to a compatible device and watch the video on that device while disconnected from the internet."Crazy Stupid Love
Harry Potter and the Deathly Hallows, Part 2
The Change-Up
Horrible Bosses
Conan the Barbarian
Larry Crowne
Green Lantern
Bridesmaids
Beginners
Trespass
Fast Five
Jane Eyre
Win WIn
Scream 4credit to capnjack

ToyRus 30% off MP3 Players, 12/1/11 only. Sansa Fuze 8GB (original) $41.99

toysrus has 30% off MP3 players today. Some of the Sansa players are priced attractively.Original 8 GB Fuze $41.99
Newer 8 GB Fuze+ $62.99
Newer 4 GB Fuze+ $41.99
Clip Zip $34.99Shipped free with $50 purchase, or you can opt for in store pickup. Please note that many have complained about the newer touch Fuze+'s interface being none responsive. I opted for the older version which is getting harder to find.

Craftsman LiOn Multi-Tool and Auto Hammer $39.99 AR @ Ace Hardware

Ace Hardware currently has the Crafstman lithium ion oscillating saw (multi-tool) and auto hammer on sale for $79.99 each with a $40 rebate, thru Dec. 5. Link to sale flyerI've had the oscillating saw for a couple of years. I got it for s specific job, but was amazed how useful these tools are. Its not best of breed by any means, but at this price its a great deal. By far the lowest net price I've seen for it. I got one for my father in law last Christmas and I'm sure he wasn't thrilled at the time, but he loves it now. I do not recommend the auto hammer, except to pick up a spare battery. They've got a number of other good deals in the sale, including a half dozen or so Stanley tools for 1.99 AR. At that price, you can never have too many tape measures or handy bars.

Box.net - 50 GB Free on All LG Android Devices

Box.net, an online cloud storage site, is now offering free 50gb on all LG android devices that sign up or login to the app on their android device by March 31, 2012. It's significantly more than the 2gb + 1.2gb free (facebook, twitter, referrals) that dropbox offers, however it has a much smaller file size limit.If you're one of the many that grabbed the lg optimus v or lg optimus slider from Virgin Mobile's 50% cyber monday deal earlier this week, this could be very useful for cloud storage on your device.http://blog.box.net/2011/11/30/50-gb-free-on-all-lg-devices-and-...

Amazon VOD rentals many starting @ 99 cents.

I just went to rent a movie through Amazon on my Sony TV and there was quite a few @ 99 cents.Crazy Stupid Love
Bridesmaids
Fast Five
Conan the Barbarian
The Change Up
Larry Crowne
Harry Potter and Deathly Hallows part 2

Amex Gift chain Promotion

I got an E-mail from AMEX abut their "gift chain" promotion.It is very complex but if you register your card and then make a purchase of at least $25 at one of a list of merchants you apparently will get a gift which appears to range from a $500 gift card down to a store credit there. It is described at https://giftchain.amexnetwork.com/?cid=giftchain-issuer-amexnetw...The total value of gifts is stated to be a little less than twenty million with the number of cards restricted to 200,000. I found it complex to understand in detail, and did not attempt to compute the expected value of a prize. You can make an entry by mail free. It does not appear the value justifies going out of ones way to shop at one of the listed stores, but if you are so shopping it may be worth using your AMEX card. Many of the gifts are gift cards at particular stores (the one you spent money at), so they may of limited value if you do not shop there much. Each store has its own list of gifts (which is one thing that makes it difficult to evaluate).It may even be worth your time to make a mail entry.I notice WalMart is one the list of stores (toys r us is another). One who buys groceries there might split the order into $25 segments among cards and it could easily be worth it. It appears the least valuable gift is a $2.25 statement credit. On a $25 purchase, this is about a 9% rebate on $25.00, which may be worthwhile for one who would shop there anyhow. They state there is a limit of 10 gifts per member, which implies to me that multiple purchases at the same store may be allowed (such as several $25 purchases at WalMart with the same card). The chief opportunity cost is that the regular rewards on your AMEX may be less than you could earn on another card (imagine 5% on a AARP card for instance). For WalMart at least, using your AMEX card appears to have a higher Cash Back for a $25 purchase, although at the cost of more trouble checking out, and the need to open multiple E-mails to request your gifts and actually get them.

If your name is Jim, James or Jimbo: FREE Jim Beam Burger at Red Robin on 12/6!!

"How many Jims can we pack into a Red Robin [redrobin.com]? We're going to find out on Dec. 6 because it's officially Jim Day! EVERY Jim gets a FREE Sweet Jim Beam Bacon Swiss Burger just for being the best Jim they can be. Bring your ID to validate your Jimhood."http://www.facebook.com/events/297867583577967/

Toys R Us: Today Only 50% off Toys Sale + More (11/30 only) Free Ship w/Shoprunner on many items!

http://www.toysrus.com/shop/index.jsp?categoryId=2255956get an additional 50% off various toys! Including Zhu Zhu pets, Sylvania 7″ Android Tablet, Razor S Kick Scooter, all Imaginarium Train Sets and lots more! Also, all LeapFrog toys and Play-Doh are on sale buy 2 get 1 FREE and Crayola Color Wonder and Color Explosion products are buy 1 get 1 FREE.

Get a free $10 Target gift card when you make a purchase of $50 or more at Target B&M

It will use printing software, so make sure you have a printer set as your default device (as opposed to a PDF printer, for example). There is also likely a limit to how many you can print, but this can be overcome by using different computers/printers. I am not in a position to test this more thoroughly at the moment, but I'm guessing the bar code on the one I successfully printed is unique.Link

Skate Shoes up to 70% Off Free Shipping at 6pm.com

Skate Shoes up to 70% Off & Free Shipping at 6pm.com, Etnies and DVS under $17
Etnies ($15 and under for shoes), DVS ($17 and under for shoes) and many other brands.Don't forget FW Cash Back!http://www.6pm.com/search/null/filter/pricingTag/%22FaveSkate2%2...100% credit goes to wowthatisadeal from SD

College Costs

I'm increasingly wondering if it pays to send kids to college, since many of them can't find jobs after graduation. I read this today: The Questionable Valuie of a College Education What do you guys think?

Amazon Vatican Library Collection Jewelry over 400 selections many ship for free

http://www.amazon.com/s/ref=nb_sb_ss_i_0_6?url=search-alias%3Dje...Accessories, key rings,bookmarks,Rosary boxes,pill boxes ect.http://www.amazon.com/s/ref=sr_nr_n_7?rh=n%3A3367581%2Ck%3Avatic...

Should i apply for the Citi Thankyou preferred Card

Hi All,How many credit cards do you have?I have the following cards:Chase Freedom
Citi Platinum Select
Discover
Bank of America Cash Rewards
AMEX Clear(Additional Card Holder)
Citi Diamond Preferred (Additional Card Holder)I recently received a Citi Thankyou Preferred Card with 0% on Purchases for 15 months & regular APR for BT. 50K bonus points after making $2000 in purchases during the first 3 months. I am tempted to apply but I am worried that i might end up with too many cards. How many cards is too many according to you? I have excellent credit and not worried about getting rejected. Also are there any better cards with perks that you think i can apply if you feel that i don't have too many cards?Please respond

Why can't bank tellers see your brokerage balances?

At several major banks, the tellers can't see your brokerage balances. Since it's common across many banks, I figure it has something to do with investment advisor regulations or something, but I was curious if anyone knew what the reason for them not being able to see account activity. They can see that brokerage accounts exist, but they can't even see how much is in them, let alone any recent transactions. Does anyone know what the logic would be for tellers to not be able to view brokerage balances?

WonderMode 20% OFF!!! - Stylish gifts for Him, Her and Me (70% OFF Sales items:)

Fatwallet makes sites like Wondermode - diamonds in the rough - accessible to everyone. I am not sure there are too many sites like it and makes it hard to comparison shop. I was able to get a 20% off code, get some stuff for my wife and myself a nice man bag Good times. 20% off code: WONDER20Link: http://www.wondermode.com/Link to WondermodeHappy Holidays

Number of Credit Cards

Hi All,How many credit cards do you have?I have the following cards:Chase Freedom
Citi Platinum Select
Discover
Bank of America Cash Rewards
AMEX Clear(Additional Card Holder)
Citi Diamond Preferred (Additional Card Holder)I recently received a Citi Thankyou Preferred Card with 0% on Purchases for 15 months & regular APR for BT. 50K bonus points after making $2000 in purchases during the first 3 months. I am tempted to apply but I am worried that i might end up with too many cards. How many cards is too many according to you? I have excellent credit and not worried about getting rejected. Also are there any better cards with perks that you think i can apply if you guys think i don't have too many cards?Please respond

Medis Fuel Cell Power Pack Xtreme Emergency Kit With 14 LED Flashlight for $10.94 shipped at MidnightBox.com

http://www.midnightbox.com/
Deal 3
$10.94 shipped
NewDescriptionPower blackouts leave millions of people exposed and vulnerable every year. And traditional batteries may not help when it's time to power up the emergency essentials such as flashlight and cellphone.The Medis Fuel Cell Power Emergency Kit is built around the world's first personal fuel cell, delivering emergency power when a user needs it most. Unlike batteries, the Medis Fuel Cell does not self-discharge over time, so it's always ready to deliver instant power.Users simply activate the Medis Fuel Cell Power Pack to access 20 watt-hours of instant energy for charging the user's cell phone multiple times and the powerful 14-LED flashlight (included) for up to 100 hours, along with other portable devices.Thanks to the Fuel Cell's long shelf life, users can stock up on multiple Power Packs for the home, office, car and boat, knowing that they'll always be ready for use.Medis' patent-pending fuel cell technology is an electrochemical energy source that generates its own energy without the need for outlets, charging, or limitations of batteries. Unlike the toxic contents of batteries, it's a green, eco-friendly, and recyclable energy source with full UL and CE approval.Disaster can strike at any moment. Be prepared with the Medis Fuel Cell Power Emergency Kit.Number of charges may vary depending upon phone or device and amount of energy available in device battery.Features * The world's first fuel cell Power Pack in an all-in-one emergency kit
* Better than battery power -- doesn't go flat on the shelf, doesn't need charging from the wall and doesn't contain toxic, hazardous chemicals
* Instant power -- get emergency light and phone access the moment you need them.
* Versatile -- compatible with many standard mobile phones, MP3 players, Bluetooth accessories and more; includes connector tips for Nokia phones, Mini USB and Micro USB devices.
* Long shelf life -- stock up with multiple Power Packs for home or office.
* Green, eco-friendly, clean, alternative energy source -- It's one of the greenest sources of backup power in the world and it's recyclable.Whats in the Box * Medis 24/7 Power Pack Fuel Cell Energy Source
* Advanced 14 LED Flashlight
* Standard Charger Cable with Standard Nokia Tip
* Additional Tips include Mini USB, Micro USB, Nokia (2mm)

Augason Farms 11-Day Emergency Pail - $49.88 shipped from Sam's [MRE/survival food]

Sam's has an 11-day emergency food kit for under $50 shipped. I couldn't find many reviews on this particular kit, but what I did find was overall positive. Based on what I read it sounds like these are actually shipped from Augason, not Sam's, and you can expect to wait about 2-3 weeks for them to arrive.LINK to the deal (But don't forget 1% CashBack)
It looks like these buckets are packed the right way with oxygen removed and what not, and can last up to 25yrs if you don't crack the seal. If you do crack them to investigate what's inside then the individual food packages are only guaranteed up to 1 year... so if you're the curious type I would buy two. More information is available on their site.
Augason Farms Site
Augason Farms 11-Day Emergency Pail includes:
Food for 1 Person for 11 days
11 Breakfasts, 11 Lunches, 11 Dinners
201 servings of product combine to make 33 delicious meals
Average of 2031 calories per day
Shelf life of up to 25 years* unopened Pouch shelf life of up to one year after opening
Best when stored in a cool dry place at temperatures between 50F - 60F (ideal humidity is 15%)
Food packaged in 8 sealed Mylar pouches (re-sealable) with oxygen absorbers
No hydrogenated oils, trans fats, or added MSG
Reusable 4 gallon-sized pail with handle weighs less than 14 lbs.
Food and pail are a product of the USA
Each Mylar bag with food is clearly marked with date of manufacture
11-Day Meal Planning Guide (suggestions for mixing foods included to create your meal)
22-Day Meal Planning Guide (at a reduced calorie count per day)
Self-filtering 22 oz. Water Bottle with Microbiological Filter
Food Items Include:
Cheesy Broccoli with Rice (16 servings)
Vegetable Stew Blend (24 servings)
Creamy Potato Soup (20 servings)
Quick Oats (15 servings)
Instant White Rice (26 servings)
Beef Flavored Meat Substitute (18 servings)
Hearty Vegetable Chicken Soup (16 servings)
Morning Moos Low Fat Milk Alternative (66 servings)

dans.com chocolates Buy one, get as many as you want for 40% Off!

Texthttp://www.danschocolates.com/product/snowman-chocolate-truffles
http://www.danschocolates.comBuy one, get as many as you want for 40% Off!
Order any item on this site and our shopping cart will automatically give you the option to save 40% on a 2nd, 3rd, or more of the same item going to the same address in the same shipment. *Bar packs, 2pc and 4 pc boxes, flowers, bulk trays, chocolate towers, wrapped truffle balls, chocolate blocks, and chocolate chips are excluded from this special.

May not be used in conjunction with other offers or coupons. Snowman Chocolate Truffles
$38.99 eaSnowman Chocolate Truffles
Our most popular holiday chocolate truffles box.
Delicate and thin chocolate shells filled with the freshest creams, fruit purees, pure cocoa butter and nuts to create the most flavorful of fillings.
Bars include 2 each of these unique flavors: Peppy-R-Mint, Orangadu, Caramel River, The Caffeinator, Trail Hound, White Delight, Lot-A-Choc, and PB Eclipse!
Choose from over 200 unique gift boxes for every occasion, lifestyle or event.
1 lb. box includes 36 truffles or 16 1 oz bars.
Snowman Chocolate TrufflesThis chocolate box, which features a Snowman printed on the cover, is our most popular box of holiday chocolate truffles. Containing 36 fresh chocolate truffles, it makes a great gift for family, friends, or businesses, as it is non-denominational.

American Airlines files for Chap. 11 Bankruptcy

American Airlines files for bankruptcy protection NY Times said: The parent company of American Airlines said on Tuesday that it has filed for bankruptcy protection, in an effort to reduce labor costs and shed its heavy debt load.

Americans parent, the AMR Corporation, was the last major airline in the United States to resist filing for Chapter 11 in an effort to shed contracts, a move that analysts said left it less nimble than many of its competitors.

AMR intends to operate normally throughout the bankruptcy process, as previous airlines have done. Thomas Horton, formerly the companys president, took over as chairman and chief executive for Gerald Arpey, who is retiring.

"Our board decided that it was necessary to take this step now to restore the companys profitability, operating flexibility, and financial strength," Mr. Horton said in a statement.

UH, BETTER TRANSFER OR REDEEM YOUR AIRLINE MILES NOW!!!!!

$1.99 Albums @ Google Music & Amazon too!

Here are some of the $1.99 albums:Rihanna - Talk That Talk
Vince Guaraldi Trio - A Charlie Brown Christmas
Drake - Take Care
Pink Floyd Dark Side of the Moon
LMFAO - Sorry for the Party Rocking
Now - That's What I call Music! 40
Mary J. Blige - My Life II...The Journey Continues
Coldplay - Mylo Xyloto
David Guetta -Nothing But The Beat
Lady Antebellum - Own the Night
Florence + the Machine - CeremonialsThere are more...LinkLooks like Amazon is matching many of the prices in case you prefer them.Amazon direct links.Lady Antebellum - Own the Night
Rihanna - Talk That Talk
Florence + The Machine - Ceremonials
A Charlie Brown Christmas
Drake - Take Care
LMFAO - Sorry For Party Rocking
NOW That's What I Call Music Vol 40
Coldplay - Mylo Xyloto
Mary J Blige - My Life II...The Journey Continues (Act 1)
David Guetta - Nothing But The Beat
Pink Floyd - Dark Side Of The Moon

Staples Customer appreciation 10% off in-store Valid Dec 4-10

10% off at Staples retail stores from December 4 through 10, 2011.Staples 10% offTo redeem offer: Print this sheet and bring it into any Staples U.S. store to receive 10% off all your in-store purchases. Be sure to save your coupon so you can use your discount as many times as you like, 12/4/11-12/10/11.* Valid 12/4/1112/10/11 in Staples U.S. stores only. Offer is for personal purchases only and cannot be combined with any other offers.
Not valid on desktop or laptop computers, tablets, netbooks, Beats Audio, Kindle and Nook eReaders, HP ink and toner, custom
printing orders placed online, gift cards, cell phones and cell phone services, Staples EasyTechsm professional-grade and on-site services,
depot repair and parts, phone cards or postage stamps. Not valid on prior purchases or any online purchases. No cash/credit back.

Kmart.com 30-50% off Legos (most for in-store pickup, some in stock for ship) 30% off other toys

Kmart.com has 30% off toy coupon RMNTOYS expiring today. This works on Legos and some are already on sale making the price even less. Many are sold out for shipping, but available for in store pick-up.YMMV on this next part, but clicking through the FatWallet Cash Back link to Kmart gave me 10% off on toys. It may stack with the 30%. I removed the 10% and then added the 30% in my cart, but it kept reverting to 10% when shopping. Then I added the 30% on the checkout page instead and it kept the 10% and added the 30% giving 37% off the total. Check the order total before checking out if you try this because it does keep flipping back to the 10% when going back to shop.

Flirty Aprons 40% +FS today only

Flirty Aprons 40% off plus free shipping with code below."Thank you for purchasing with Flirty Aprons previously. We've had many customers request a Cyber Monday deal, so we've decided to do just that. Today, you can receive 40% off your entire purchase plus Free Shipping! It's our best deal of the year. Act quickly! This coupon code expires tonight at 12am"Use the coupon code: CYBERFLIRTY
LINK

15% off coupon on 3D printed gifts on Cyber Monday at Shapeways.com

This is the first time I have seen a coupon for Shapeways. At Shapeways they 3D print products in metal, plastic, ceramic and more. You will find all kinds of things that are only possible with the magic of 3D printing, including jewelry, puzzles, LEGO accessories, mathematical art sculptures and lots more. You can find a lot of neat Christmas gift ideas there.I have ordered from there many times and their service is great.Enter coupon code cyb11 at checkout for 15% off - good until 11:59pm EST on November 28

Meritline Cyber Monday Sale

Meritline Cyber Monday SaleSome Highlights:- Zinwell Zin TV 3 In 1 Networking 1080P Full HD/High Definition Digital Multimedia Player/Streamer/BT Downloader With Internet TV/Radio (251-036-001)
Regular Price: $69.99
Final Price: $49.99
+ Free Shipping
Coupon Code: MLCMONDAYN
limit 98 users- Super Talent 8GB MicroSDHC Card (Class 4) without Adapter, Model MSD8G/RWOA (0000190-001)
Regular Price: $9.99
Final Price: $4.99
+ Free Shipping
Coupon Code: MLCKCYBERNL1
limit 275 users- Super Talent 32GB Secure Digital High Capacity SDHC Card (Class 10), Model SDHC3 (116-557-001)
Regular Price: $32.95
Final Price: $26.95
+ Free Shipping
Coupon Code: MLCMONDAYN- Merax Laptop, MacBook Computer Desk (S 328) F 39, Chocolate (208-387-001)
Regular Price: $59.99
Final Price: $29.99
+ Shipping and Handling
Coupon Code: MLCMONDAYN- 50 Pack Philips Blu Ray (BD R) Media Discs 4X 25GB White Inkjet Hub Printable BD (243-115-050)
Regular Price: $49.99
Final Price: $45.99
+ Free Shipping
Coupon Code: MLCKCYBERNL1
limit 50 usersMANY ADDITIONAL DEALS

NCAA Fleece Hoodies (MANY TEAMS!) $19.99 ea FS to store or to home w/$25 AC (cash back avail too!) at JCPenney

http://sportsfanshop.jcpenney.com/NCAA-NCAA-Hooded-Sweatshirts-S...
code FREESHIP to storeor SHIP25 w/$25+

Buydig FatWallet Exclusives: Canon PowerShot SD4500 IS Bundles $164.95 SD4500 IS Camera $150 + 2% Cash Back!

0 Posted By: FatWallette
Views: 191 Replies: 0

Having already served millions of customers online, buydig.com continues to expand its product offering with everyday low prices and award winning 5 star customer support. Buydig.com is an authorized online reseller for Canon, Nikon, Olympus, Samsung, LG, Toshiba, Garmin, Sandisk, HP, Kodak, Cuisinart, Western Digital and many more industry leading manufacturers. Buydig offers free shipping on thousands of Digital Cameras, SLR lenses and accessories, Camcorders, Home Theater Components including the latest 3D TVs, LCD, LED and Plasma HDTVs, DVD and blu ray players, GPS Navigators, Printers, Laptop computers and more. 2.0% Cash Back Available!

Special Offers from Buydig.com:

FatWallet Exclusive: Extra $25 off Canon PowerShot SD4500 IS Silver Bundle w/ 8GB Memory, Reader, Case, Mini Tripod, More - $164.95 w/ Free Shipping use coupon FWEXTRA25

FatWallet Exclusive: Extra $25 off Canon PowerShot SD4500 IS Bundle w/ 8GB Memory, Reader, Case, Mini Tripod & More - $164.95 w/ Free Shipping use coupon FWEXTRA25

FatWallet Exclusive: $29 off Canon PowerShot SD4500IS 10MP Digital Camera with 10x Optical Zoom and 1080P HD Video - $150 w/ Free Shipping use coupon BDBFCMDEAL

More Offers from Buydig.com

2.0% FatWallet Cash Back Available!
Gift Card Details: Cash Back not valid on gift card purchases or redemptions.

Receive the Hot Deals and Offers Added Each Day by Email!
Subscribe to the FatWallet Daily Email

YNAB 3 (You Need a Budget) - Budgeting Software - Cyber Monday Special of $39 for digital download

YNAB 3 - Digital download
LinkReg:$60
Sale: $39YNAB 3 is YouNeedABudget.coms flagship personal budgeting software. Built on the solid principles of the YNAB Methodology, YNAB 3 is a simple & effective software package built to do one thing extremely well: Help you become absolutely awesome at managing your money.Other reasons youll love YNAB:
Install it on as many computers as you like for your entire household.
You can always download another copy.
We have a 30-day moneyback guarantee.
You can install and run YNAB on your Mac laptop, Windows PC, Windows netbook, etc.
Our support is free (and awesome).
Our live, online classes are free (and awesome).System Requirements:
Operating System: Windows or Mac (non-intel Mac users, follow these instructions)
512 MB RAM, 1GHZ or faster processor
Especially this time of year, this is a wonderful bit of software. I've used it for a little over year and am very pleased with the results.

35% off Starwood SPG Resorts

With the Starwood Preferred Guest program, members enjoy exclusive savings at over 135
participating resorts worldwide: 35% off* and continental breakfast for two daily. Plus, many resorts
are offering special discounts on resort activities including golf, spa and more.Choose from a stunning array of exquisite escapes. Whether you want dazzling beaches, championship
golf courses, or award-winning spas, youll enjoy a refreshing stay at remarkable savings.link

Best Buy DVD's $2.49 and up Blu-ray $3.99 and up Free Shipping

http://www.bestbuy.com/site/searchpage.jsp?_dyncharset=ISO-8859-...
DVD$2.49
The X-Files: I Want to Believe
Napoleon Dynamite
Super Troopers
All Dogs Go To Heaven$3.49
Wedding Crashers
Batman Begins$3.99
Where the Wild Things Are
Watchmen
Notorious
This Christmas
The Departed
X-men The Last Stand
Juno
The Simpsons MovieMany more to choose fromBlu-ray
$3.99 and upBlu-ray Movie combo packs
Let Me In $3.99
Green Lantern $7.99

Target Cyber Monday Wii Console with Mega Pack Bundle- $174.95 FS

Got a great deal on the Console with the Mega Pack Bundle tonight. Also, many games on sale, including some for only $17.. or less. Free shipping on the console but not the games, but it was only about $3 per game to ship, so still a nice savings. Not available on Amazon and didn't see elsewhere. Target Cyber Monday Wii Console with Mega Pack Bundle

Ebates - Cyber Monday - Double Cashback - Sears 10% , Walmart 5% + many more

LinkSears 10%
WalMart 5%
Lowes 6%
Home Depot 6%
HP Home 6%
Nike 10%
Macy's 10%
Barnes & Noble 10%+ many more

MSI S6000 Laptop (i5-460m/4Gb/500Gb) at OD B&M Clearance 359.01 ***YMMV***

Was shopping for a laptop and had picked many options form the BF sale.But ended up keeping this for its costIts on clearance at OD at 399.01. They would not accept Staples 50$ coupon but got 10% off instead. so it ended at $359.00sku# 541572S6000-027US
Intel Core i5-460M Processor
Genuine Windows 7 Home Premium 64bit
15.6" HD Widescreen Display 16:9
4GB DDR3 Memory
500GB Hard Drive
802.11b/g/n Wireless LAN
Chiclet keyboard and Multi-touch touchpad
Integrated 1.3 MP webcam
Comprehensive Multi-Media Application Interface
Specs here MSI S6000

Sparkfun Free day 2012 - January 11th

www.sparkfun.com is giving out roughly $200K of codes on January 11th, in $100 chunks.For those of you new to the boat, this is the third year they've done this. This year the codes will be given out randomly, no quiz. The post is a little light on the details of how it'll happen, but it states "We will allow people to try for the prize as many times as they'd like", which implies to me refreshing the page throughout the day in some manner. I'm sure we'll get more details as the day approaches.Here's the post announcing it:link

Free Download DIRECT FROM MICROSOFT (legit and safe!) - Office 2010 Starter Edition

http://c2r.microsoft.com/consumerC2R/en-us/14.0.4763.1000/setupc...DIRECT LINK TO MICROSOFT DOWNLOAD!
FAQWhat is Office Starter?Office Starter consists of Word Starter and Excel Starter only, reduced functionality versions of Microsoft Word and Excel with advertising. It does not contain Microsoft PowerPoint, OneNote, or Outlook.How do I get Office Starter?Office Starter is only (normally) available as preloaded software on select new PCs.Is Office Starter a trial?Office Starter is not trial software you can continue to use it as long as you need. When youre ready to move up to PowerPoint, Outlook and the many rich functionalities in a full Office version, upgrading is just a few clicks away.Are Word Starter and Excel Starter different than full Word and Excel?Yes, Word Starter and Excel Starter are reduced functionality versions of the full versions of Microsoft Word and Microsoft Excel. Word Starter and Excel Starter include features for basic authoring and editing, but lack more powerful features like the ability to track comments and changes in your documents; password protect your documents; create tables of contents, footnotes, citations or bibliographies; perform advanced data analysis such as with pivot tables; and the ability to customize the Ribbon and Quick Access Toolbar.Is Office Starter compatible with other Office suites?Yes, Office Starter has the same file support as full Office 2010. You will be able to easily send documents back and forth from Office Starter to other people using the full versions of Word and Excel and vice versa. Starter provides full fidelity viewing, so people who are using Office Starter will still be able to see features that are not included in Office Starter.Is Office Starter compatible with older versions of Office?Yes, similar to other editions of Office 2010, Office Starter is compatible with older versions of Office.

Cuisinart CMS120 Professional 12 Cup Programmable Coffeemaker $39.99 Shipped

TextBrew up to 12 cups of coffee with this fully automatic, professional-looking coffeemaker. The swing-out filter basket makes adding ground coffee simple while the wide, clear-view water level window makes it easy to see exactly how many cups youre brewing. The glass carafe features a stay-cool handle and drip-free spout to make pouring spill-free. Take advantage of the 24-hour advance brew start to wake up to a freshly brewed pot, or preset the coffeemaker to start after-dinner coffee without leaving the party! The Brew Pause feature comes in handy on those mornings when you just cant wait for that first sipthis function suspends the brewing cycle long enough to pour a quick cup.
Features:
12-cup capacity
To brew enough coffee while entertaining guests.Hot water system
Lets you pour hot water for instant soup, hot cocoa, tea and more.Brew pause feature
Allows you to grab a fresh cup before the coffee is done brewing.24-hour advance brew start
For convenient use.Automatic shutoff
Automatically turns the coffeemaker off 2 hours after brewing for safety.Wide, clear-view water level window
Ensures proper filling.Swing-out filter basket
For easy filter removal and replacement.LCD blue backlit display
Provides visibility in low-light conditions.Brushed stainless-steel housing
Provides durability for lasting use.
Specifications:
Warranty Terms - Parts 1 year limited
Product Height: 13-1/2"
Product Width: 8-3/4"
Product Weight: 7 lbs.
Product Depth: 10-1/2"
Auto Shutoff: Yes
Capacity: Up to 12 cups
Clock/Timer: Yes

Save $25 on Attic Ladder at Amazon

Amazon is running a $25 off coupon on their top selling Louisville attic ladder.
You have to go to the deals page and then click on the coupons link to find the deal.
Here is a link:
http://www.amazon.com/gp/coupon/save-25-on-louisville-aluminum-a...It does not say how many coupons are available so if you need one this is a pretty good deal.

H&R Block At Home 2011 Deluxe + State $29.99 w/FSAP (compat w/TurboTax & Taxcut)

AmazonH&RTaxLinkyFirst major discount I've seen for the season! This 2011 tax software includes one State form, too. I've traded off Turbo Tax, TaxCut (now H & R Block At Home) for years and years, with little difficulty. Yes, each program is just a bit different to operate, but money talks, and the least expensive one gets my business each and every year. Never had any problem transferring multi-year depreciation, accrued donations or losses, etc. Neither one is especially brilliant about transferring or automating my state taxes, though, because there are so many differences from the federal rules.NOT a download. If you have Prime privileges, you can also get a $1 credit for MP3 purchase by skipping the free 2nd day shipping. This is the BEST price I've been able to find for either Turbo Tax or H & R Block. By the way, if you don't need State returns, A-zon also has the H&R Block Deluxe 2011 for download for $24.99, but State software can add another $30!
DownloadOnlyLinkyNoState
H &R Block At Home: Deluxe--Homeowners/Investors, Federal + State
H& R Block At Home Deluxe is the right choice for those with more complex tax situations to easily complete their federal and state returns. It includes the H& R Block tax expertise you trust--plus H&R Block's maximum refund guarantee.
H& R Block At Home Deluxe includes everything you need to easily complete your federal and state taxes--with the tax expertise you trust. With an easy-to-use interface, H& R Block At Home Deluxe searches for hundreds of deductions to get you the biggest refund. Ideal for homeowners and investors, the program includes personalized tax guidance and features available only from H&R Block, such as built-in expertise and audit support, expert advice from their community of tax specialists, an H&R Block enrolled agent to represent you in the event of an audit, and, best of all, H&R Block's maximum refund guarantee.Features:
Customized interview process to help you easily complete your federal and state taxes
Imports last year's tax data from H&R Block At Home and TurboTax software
Accuracy Review checks returns to make sure they're accurate and complete*
Free expert advice from their community of tax specialists
Maximum refund guarantee**
Accurate calculations guarantee
Free audit support with guidanceFor Homeowners:
Maximizes deductions for home mortgage interest and real estate taxes
Advice in tax planning, home ownership, and retirement planningFor Investors:
Extra help for accurate investment and dividend reporting
In-depth assistance on stocks, bonds, and mutual funds
Tax calculators to determine the approximate cost basis of investments and assets soldAgain, here's the link: AmazonH&RTaxLinky

ZERO Halliburton Aluminum Carry-On Luggage: $520 Shipped

As you probably know if you've shopped for luggage, the classic aluminum ZERO Halliburton luggage is quite pricey, and it isn't often on sale. But I did find the 21 inch aluminum carry-on piece ("Zeroller"), model ZR21T, for $520 all-in -- a very hot deal. List price is $750, so that's almost 31% off. Here's how to get it:1. Visit Suitcase.com.
2. Search for ZR21T (or another model mentioned below) using the search box at the top right.
3. Click on the $600 item (natural aluminum color). (That's already a good price.)
4. Add it to your cart.
5. Proceed to checkout.
6. Add coupon code FALL11 to your cart (for 10% off).
7. Select free shipping.
8. Use Google Checkout ($20 off).If you prefer the Freewheel Zeroller, that's available, too (ZR21WT). Final price for that is $592. The ZERO Halliburton Z-Flex two-wheel polycarbonate carry-on luggage (in red or blue, model ZF221) is also very attractively priced at $229.25. ZERO Halliburton offers a lifetime warranty on its luggage. For the Z-Flex models (only), the warranty also covers common carrier damage beyond normal wear and tear. The ZR21T and ZR21WT are both Made in the USA.Note that the Google Checkout coupon is limited to one per person.Update: If you prefer to pay a bit more but get your ZR21T shipped via 2nd Day Air, or if you've exhausted your Google Checkout $20 off, then you can visit FactoryDirectLuggage.com and order there, using coupon code BlackFriday which expires 11/27/2011. Final price is $539.96. Leave the shipping as UPS Ground, but they'll upgrade it to 2nd Day Air.These ZERO Halliburton pieces compete against Rimowa pieces, in particular. The Zeroller is comparable to the Rimowa Topas, while the Z-Flex is comparable to the Rimowa Salsa or Salsa Air. Rimowa pieces are best purchased in Germany (where most of them are made) due in part to the high U.S. tariff on imported luggage from Germany and from many other countries. ZERO Halliburton has the better warranty, and I think the Zeroller is a bit sturdier (but also a bit heavier). These are all high-end pieces of luggage. If you're not a heavy traveler then these pieces are probably not good values.

GE Nighthawk SPORT 9006NHS/BP2 Automotive Replacement Bulbs, Pack of 2 - $16.60 after MIR

GE Nighthawk SPORT 9006NHS/BP2 Automotive Replacement Bulbs, Pack of 2 - $16.60 after MIR
Product Features
Clean, blue-white light allows for more visibility and superior contrast in the dark
DOT (Department of Transportation) compliant for street legal lighting
Package includes 2 bulbs
Available in a variety of sizes for many different models of vehicles
Faint blue tint to headlight adds a touch of style to your car
http://www.amazon.com/gp/product/B0017OANWI/ref=oh_o01_s00_i00_d...

Rubber Bumper Cases for iPhone 4 & iPhone 4S - $2.95. $2.95 Flat Rate Shipping.

iPhone 4 & iPhone 4S Rubber Bumper Phone Case - $2.95 - Flat Rate $2.95 Shipping
Great bumper case. Many different styles available.$2.95
Flat Rate Shipping $2.95
Exp 11/28
http://phonepartsusa.com/index.php?route=product/search&filter_n...

Victoria Secret FREE panty in store Nov.30th

linkplease post how many you hardcore FW'ers claim

Dramatic Differences between FICO and Vantage Scores - Explanation?

I realize this is normally 'let me make an fake account' type of topic but I thought Id try posting honestly to see if I get more useful replies. So, I recently went to apply for a new Citi card and was declined, and in the letter it said they pulled Experian VantageScore. I had never heard of this product, but I'm sure most savvy FWFers know - its a new alternative scoring model. I've never heard of anyone pulling this particular product.I pulled my VantageScore and found that it rated me a 620 (D - "non-prime") - and the negative factors it listed are the same as on my FICO score (low average account age, too many inquiries, oldest credit account is young). The problem is my FICO Experian score is in the 740s and lists the same "negatives" that I can't do anything about. I checked my Experian report itself and there is nothing unusual on it (no late payments/delinquent accounts/anything like that). The only difference between the VantageScore and FICO report is VantageScore lists this which I've never seen before:- Your report does not show any usable/valid real estate loans, such as a mortgage. I cannot understand the difference between the scores unless VantageScore SEVERELY penalizes what are relatively minor things for FICO...and really, being penalized because I don't have a mortgage? Just seems unusual to me - anyone have any thoughts about this? I understand were talking about two different scoring models so you will end up with different numbers, what I am trying to understand is the gap of difference between a 740s score by FICO (considered to be pretty good) and a Vantage score that puts me in the sub-prime category. Especially when both are drawing from the same data source.

Philips Sonicare HealthyWhite HX6711 $49.99 AR @ Walgreens

http://www.walgreens.com/store/c/philips-sonicare-healthywhite-r...
Use coupon SONIC10 at checkout and get rebate at http://www.sonicarepreferred.com/crm/CRM-ReferFriend.aspxThis is the HealthyWhite that has a whitening mode. I haven't seen too many deals for this one, and this is a very good price.$69.99 Sonicare HealthyWhite
-$10.00 coupon
-$10.00 rebate
$49.99 total

Cuisinart Grind & Brew Coffee Maker - $84.99 Shipped + tax @ Belk.com

Hi All, thought I'd share as I've been looking for a deal on these for awhile:At Belk.com today - they have an extra 15% off all Coffee Makers which are mostly all on sale already. I was able to pick up a Cuisinart Grind & Brew ->
for $84.99 +tax - Free Shipping.Use coupon code : 84557930 to take the extra 15% off - looks like it is only good for today - Saturday 11/26There is also a coupon for 20% off many other sale items -> 90849338 - but I thought the Grind and Brew in particular was a great deal and have been looking for one for my wife for Christmas. Kohls had them for $149 and even on eBay, the cheapest I saw for a new one was just over $100.Enjoy!

New Balance 461 $29.99 (or $26.99) Free Shipping Many Sizes/Widths at http://www.joesnewbalanceoutlet.com

Go to Joe's New Balance Outlet, click on holi-deals on the right, choose your size.http://www.joesnewbalanceoutlet.com/detail.asp?style=MT461NVPrice is $29.99, but there is 10% off site wide right now that shows in cart (banner on home page appeared for me). YMMV, This may not show up for everyone! If it doesn't, try coupon code JNBOBFCMDon't forget 4% FatWallet Cash Back!

Rite Aid - Dec. 4-10 and four day 12/7-10 special sales Free A/SCR and AC CREST COMPLETE TP, Scans, up's scenarios

Rite Aid Ad Scans and Deals- Dec. 4-10, 2011
Here's the Dec. 4-10th Ad. Mostly holiday deals and not as many UPs/freebies. Good time to use the $2/1 Crest Complete coupons, if you've been holding onto them (Crest is part of the WEEK LONG sale, Makes it free after coupon and SCR.) $10 UP WYB a $50 Home Improvement gift card is back. (Unfortunately, UPs cannot be used to pay for gift cards.) There is also a 4 day sale from Dec. 7-10, which IMO has some better and more useful deals. Rite Aid 4 Dale Sale- Dec. 7-10, 2011Here's the 4 page ad for the 4 day sale running Wed. Dec. 7 thru Sat. Dec. 10th. (to be added later)Highlights include:Arm and Hammer Laundry Detergent
2 for $7.00 (Must buy 2 for the sale)
- $3.00 UP WYB 2 (limit 2)
= 2/$4.00Monster Energy Drinks
2/$3 (Must buy 2 for the sale)
- $1.00 UP (limit 2)
= 2/$2.00Pepsi and Pepsi product 2 Liters, $0.88Centrum Specialist Heart and ProNutrients Omega Formula
$9.99
- $2.00 SCR
- $5.00 IP
- $2.00 Flu booklet RAQ
= $0.99 (And qualifies for the Diabetes UP)Cosmetic Gift Sets (Shows nail polish, lip gloss, and eye shadow), regular $2.99- Wellness discount will apply
$2.99
- $2.00 UP (limit 2)
= $0.99
BOGO Kids Stuff Toys (regular retail $24.99) and $5 UP WYB 2 (limit 1)

Frys 1 Day Saturday Sales ads are up

Frys Ad$297 - Acer AS5749-6863 i3-2330
$67 - LG Internal BluRay writer
$59.99 - Corsair Carbide 400R case after $20 Instant savings and $20 rebateNot many good deals for computer parts. Not one Intel Processor
FAR
Norton 360 5.0 3 User
Asus Bluetooth Mini Dongle $10 - $10 rebate
1 million candlelight spot light $11 - $11 rebate
8 pack AAA or AA rayovac batteries $3 - $3 rebate
Asus earbuds
6 outlet surge protector
10" neoprene case
USB card reader
256 CD/DVD wallet
Ipad 2 case
AVG anti-virus 2012
Bitdefender internet security 2012

New Sandisk 32GB Class 4 MicroSD Card $30 shipped at dailysteals.com

***Linky***
Looks like a decent deal -
New Sandisk 32GB Class 4 MicroSD Card
$24.99 + $4.99 shipping = $29.98$42.43 at Amazon with great reviewsNot sure if this is just the card or card+adapter. Here are the details listed:
The Grin Man had some data to deliver.
Under the veil of a cloudy sky, the Grin Man worked his way through the city back to his apartment. His recent loot from an armored car would surely allow his family to survive for a few months at the very least. The Sandisk 32GB Class 4 MicroSD Card he found also contained valuable information he could use. It was the middle of the night, but the Grin Mans wife was still awake when he returned; something he was not anticipating.Greg, where have you been? she asked him angrily.How many times do I have to tell you? When Im in disguise you have to call me the Grin Man to keep my identity secret!Im NOT calling you the Grin Man, Greg. Where did that stuff you have come from?It uh was just like, on the ground and stuff, he said, shuffling his feet and looking all around.You take that back right now! And what is that a microSD card? Why in the world do you have that? Take it back!OK fine is the baby in the bear costume?Youre such a putz. Of course the baby is in the bear costume!Product Features:
32GB capacity
Perfect for media rich files
Great for cell phones
Wide variety of uses
Fast transfer speedsWhat You Get:
Sandisk 32GB Class 4 MicroSD CardNew Hassle-Free Packaging
1 Year Warranty

Photo Flash Maker 5.40, Free Download Today Only @ giveawayoftheday

http://www.giveawayoftheday.com/The program is available for $ 29.95 , but it will be free for our visitors as a time-limited offer. With Photo Flash Maker, you can create amazing photo flash slideshows in SWF format for watching on computer, burn the auto-run flash photo album to gift CD/DVD, build a web gallery with amazing flash slideshows with dynamic SWF + HTML + XML files, or upload the slideshows to our free web album Go2Album, and then embed the slideshows to Facebook, MySpace, Blogger, Friendster and many other social websites.

Wired Magazine subscription $3.50 or Discover $4 and many more + 10 percent fatcash at discountmags.com

Science & Tech
Wired $3.50 per year (up to 3 years)
Discover $4 per year (up to 2 years)
Family Handyman $5 per year (up to 4 years)
Popular Science $5 per year (up to 4 years)Autos & Cycles
Motor Trend $3.50 per year (up to 4 years)
Automobile $3.50 per year (up to 4 years)
Car & Driver $4 per year (up to 4 years)
Road & Track $4 per year (up to 4 years)Health & Fitness
Shape $3 per year (up to 3 years)
Women's Health $3.50 per year (up to 4 years)
Men's Health $6 per year (up to 3 years)
Muscle & Fitness $4 per year (up to 3 years)Food & Cooking
Taste of Home $3.50 per year (up to 4 years)
Everyday w/ Rachael Ray $4 per year (up to 4 years)
Bon Appetit $4.50 per year (up to 3 years)
Saveur $4.50 per year (up to 4 years)Family & Parenting
Better Homes & Gardens $4 per year (up to 4 years)
Family Fun $3.50 per year (up to 3 years)
Redbook $4 per year (up to 5 years)
Parent & Child $3.50 per year (up to 4 years)Sports & Outdoor
ESPN.com $4 per year (up to 3 years)
Outside $4 per year (up to 3 years)
Golf Digest $4 per year (up to 3 years)
Backpacker $4 per year (up to 3 years)http://www.discountmags.com/blackfriday + 10 percent FatCash

Fox TV Seasons: DVD's from $7, Blu-rays from $10, plus movies from $4 DVD or $6 Blu-ray

Fox Connect has a great Black Friday deal on Fox TV Seasons: DVD's from $7 or Blu-rays from $10. For movies, DVD's start at $4 and Blue-rays start at $6. Shipping is $3.70 or free on orders over $49. (Copied from SD, didn't see it posted here when I searched) * Donnie Darko 10th Anniversary Edition Combo Pack, Blu-ray & Digital Copy & (DVD) $7
* 24: Season 7 (Blu-ray) $10
* 24: Season 8 (Blu-ray) $10
* SGU Stargate Universe: The Complete First Season (Blu-ray) $13
* Modern Family Season 1 (Blu-ray) Widescreen $13
* Modern Family Season 2 (Blu-ray) Widescreen $13
* Many More

New Balance 470 $24.29 Free Shipping Many Sizes/Widthsat http://www.joesnewbalanceoutlet.com

No coupon needed, go to Joe's New Balance Outlet, click on holi-deals on the right, choose your size.Shoes are $26.99 and you get an extra 10% in the cart.Don't forget 4% FatWallet Cash Back!Hat tip to SD.www.joesnewbalanceoutlet.com

Mr. Coffee ECM160 4-Cup Steam Espresso Machine $25 Shipped - Amazon

http://www.amazon.com/dp/B000U6BSI2/Don't forget to add some of the low priced movies Amazon has on sale (Many posted here at FW) to take advantage of free shipping with a $25 order

Kindle edition of Michael Connelly: The Drop - Free Preview: The First 11 Chapters

I don't know how many chapters there are, but the first 11 are free for kindle users.http://www.amazon.com/Drop-Preview-First-Chapters-ebook/dp/B005U...Happy reading.

Today's Deal: Timex Weekender List Price $40.00 now. $28.00

Today's Deal: Timex Weekender
List Price $40.00 now. $28.00 Designed for men and women of all ages who are seeking a fashionable, affordable, casual watch that will stay in style for many seasons. The Timex Weekender collection is the ideal accessory for a sophisticated casual look.Nylon slip-through straps 30 meters water resistance Item No. T2N654KW Promotions
Get free shipping on this item when you spend $75.00 or more on Timex.com
http://www.timex.com/

EverydaySource.com Black Friday 25% off before noon - 15% off after

Discount off of entire purchase @ http://www.everydaysource.com/ 25% off coupon (before noon Black Friday - time zone not specified):
MBLACKFRI201115% off coupon:
MBFSAVE2011
From EverydaySource.com About Page:Who are we?
EverydaySource.com is an electronics retailer serving customers the highest quality goods at the best prices on the internet. At EverydaySource there is no need to wait for all of your favorite items to go on sale. We are your #1 source for low prices everyday!Why shop with us?
We do not stop at offering low prices. With a specialized and dedicated customer service department, EverydaySource.com offers a buying experience that cannot be matched. We are the first seller in eBay history to receive over one million positive feedbacks. After serving so many happy customers EverydaySource.com has the experience and know-how to give customers the best buying experience around. Just see for yourself!

theCubeNet USENET Black Fiday $4.99/month unlimited + many block deals

Just picked up 200GB block for 10.99. Good deal for me.LinkBlack Friday Doorbuster specials*Unlimited Monthly (unlimited bandwidth, unlimited speed, 1118+ retention, US & EU Servers, 24/7 Support)
$4.99/month 20 SSL encrypted connections (500 available)
Block Plans (no expiration date, 50 SSL encrypted connections, 1118+ retention, US & EU Servers, 24/7 Support)
$1.79/one time 25GB unlimited speed (500 available)
$2.99/one time 50GB unlimited speed (500 available)
$6.99/one time 100GB unlimited speed (500 available)
$10.99/one time 200GB unlimited speed (500 available)
$24.99/one time 500GB unlimited speed (500 available)
$49.99/one time 1000GB unlimited speed (500 available)

Black Friday specials*
Unlimited Monthly (unlimited bandwidth, unlimited speed 1118+ retention, US & EU Servers, 24/7 Support)
$5.99/month 20 SSL encrypted connections (2000 available)
$6.99/month 50 SSL encrypted connections (2000 available) Unlimited Quarterly (unlimited bandwidth, unlimited speed, 1118+ retention, US & EU Servers, 24/7 Support)
$5.49/month 20 SSL encrypted connections (2500 available)
$6.49/month 50 SSL encrypted connections (2500 available) Unlimited Yearly (unlimited bandwidth, unlimited speed, 1118+ retention, US & EU Servers, 24/7 Support)
$4.99/month 20 SSL encrypted connections (2500 available)
$5.99/month 50 SSL encrypted connections (2500 available) Block Plans (no expiration date, 50 SSL encrypted connections, 1118+ retention, US & EU Servers, 24/7 Support)
$2.99/one time 25GB unlimited speed (5000 available)
$5.69/one time 50GB unlimited speed (5000 available)
$10.99/one time 100GB unlimited speed (5000 available)
$17.99/one time 200GB unlimited speed (5000 available)
$34.99/one time 500GB unlimited speed (5000 available)
$69.99/one time 1000GB unlimited speed (5000 available)

Kodak EasyShare C182 12-Megapixel Digital Camera - ecost.com $38.99 Cheap

I'm not a big Kodak camera fan, but for $38.99 it would be hard to go wrong with this. It's refurbished and would make a great camera for most people. Plus you'll get some FW Cash Back.http://www.ecost.com/p/Kodak-Digital-Cameras/product~dpno~886669...Kodak EasyShare C182

A big, beautiful display is now
incredibly affordable.
12 MP for prints up to 30 40 in. (76 102 cm) 3X optical zoom 3 in. (7.6 cm) LCD Smart Capture feature Face detection Blur reduction

Exceptional quality prints with 12 MP12 MP means you can make stunning prints up to 30 40 in. (76 102 cm)More megapixels means you can crop and enlarge and still have great picture qualityHowever you choose to print -- at home, at retail, or online -- trust Kodak for picture quality thats truly exceptional and for memories that will last

3X optical zoom lens3X optical zoom (35 mm equivalent: 3296 mm) gets you closer to your subjects without reducing image qualityThe KODAK AF Optical Zoom Lens captures crisp detailsZoom in close and capture long-distance shots

True HD quality: Capture pictures in brilliant detail
HD picture capture
Take stunning HD pictures in 16:9 format
View your pictures in high definition on an HDTV or other HD devices*KODAK Theatre HD Player (optional device) Finally, something everyone will want to watch.
Enjoy your new pictures and videos on your HDTV instantly, right from your cameras memory card
Access pictures from your PC, camera, and online photo sharing sites, wirelessly
Wirelessly send and receive pictures with Kodaks Picture Mail feature
Create slideshows to your favorite songs
Experience YouTube like never before -- videos are brilliantly displayed on your HDTV
Access Internet radio, podcasts and other web content on your HDTV

Takes great pictures, makes them even betterWhen the perfect picture taking opportunity arises, well make sure youre ready -- with features like Smart Capture, blur reduction, face detection, and many others. And after you take the shot, do even more. Turn your pictures into an on-camera slideshow.

Kodak's Smart Capture featureBecome a better photographer with a smarter camera. Kodaks innovative Smart Capture feature automatically identifies the scene and adjusts camera settings for a great picture in just about any environment.
Intelligent scene detection -- detects and analyzes scene conditions Intelligent capture control -- automatically sets camera settings including exposure, focus and ISO for clear, sharp pictures even in low light and challenging situations Intelligent image processing -- reduces noise and clears up dark shadows for vibrant, crisp details and true-to-life colors

Face detectionCatch those great smiles -- face detection locates faces and automatically adjusts camera settings for great shots of friends and family.
Blur reduction Reduce blur caused by camera shake, subject movement, or fast-action situationsThe camera automatically minimizes the effects of camera shake to deliver clearer, sharper pictures
Indoor/outdoor color displayView your pictures with brilliance and clarity on the 3 in. (7.6 cm) color display. Shoot video with ease Record life in motion with continuous VGA video featuring audio capture and playback and on-camera editingEnjoy video print options including 1 or 9-up prints, plus view and share single framesScene and color modes
Get great shots time after time with multiple scene modes, including auto, sport, portrait, snow, fireworks, and backlightHave fun with 3 different color modes: color, black & white, and sepiaOn-camera slideshowRelive your memories with the on-camera slideshow feature.
High ISOCapture all the details in low light conditions and fast action situations with high ISO (up to 1000).Picture enhancing and editing features Achieve your perfect shot with on-camera features such as cropping, undo-delete, picture rotation, and self-timerNever forget the details of your pictures with on-camera text tagging and multi-field search

The simple way to share The C182 is part of the KODAK EASYSHARE System, so sharing your pictures is
amazingly simple. Just press Share. One button upload via Share button Sharing starts right on the back of the camera Upload and share your favorite pictures and videos to YouTube and Kodak Gallery via the Share button and KODAK EASYSHARE SoftwareKODAK EASYSHARE Software (included)The simplest way to organize, edit, create, and share. Organize your pictures with your own tags and star ratings then use the search feature to quickly find any picture in your collection Edit your pictures with ease -- select from a variety of simple tools that reduce red-eye, improve lighting, remove wrinkles and blemishes, and add text Create personalized photo projects online or at home -- choose from hundreds of templates and designs to create photobooks, cards, invitations, and much more Share your pictures and videos with family and friends at the Kodak Gallery or YouTube

Free copy of Battlefield 1943 for Battlefield 3 owners (Playstation 3) Dec 10th

Free copy of Battlefield 1943 for Battlefield 3 owners (Playstation 3) Dec 10th
This may not be a deal but many people that own Battlefield 3 for PS3 may not know about this. EA originally promised to include a free copy of Battlefield 1943 with new copies of Battlefield 3 on PS3. They didnt until after the game came out say that they were no longer including it. They have know decided to make good on there word and starting December 10th you can get a voucher for your free copyhttp://1943redemption.battlefield.com/Quote :
- Activate your Battlefield 3 Online Pass for the PlayStation 3 using the voucher included in the game (see step #5 for additional instructions).- Visit 1943redemption.battlefield.com on or after the dates outlined above for your region and log in with your Origin ID and password. Click here if you need help with retrieving your account information.- Select your territory. Note vouchers do not work across regions.- You will then receive a PlayStation 3 voucher for Battlefield 1943. Input your voucher into the PlayStation Network store. Instructions below.- From the XMB (cross media-bar) of the PlayStation 3 connected to a network, choose [account management] under the [PlayStation Network].- Enter voucher and select continue.- Download Battlefield 1943.
Thanks DiarrheaRobusto

Electronic Arts iPad/iOS/iPhone Apps sale (many $0.99 games Mortal Kombat, Command and Conquer, The Sims 3...Many More)

Electronic Arts Store has a few of their items on sale at the Apple Appstore for Thanksgiving/Black FridayScrabble: $0.99 (was $1.99)
Scrabble for iPad: $2.99 (was $9.99)
BattleField Bad Company 2: $0.99 (was $2.99)
Need for Speed Undercover $0.99 (was $2.99)
Need for Speed Hot Pursuit for iPad: $4.99 (was $9.99)
Command & Conquer Red Alert $0.99 (was $4.99)
Mortal Kombat for iPad $0.99 (was $4.99)
Dead Space for iPad $4.99 (was $9.99)
American Idol: The Game $0.99 (was $1.99)
The Sims 3: $0.99 (was $6.99)
SimCity Deluxe for iPad: $1.99 (was $6.99)
Fifa 10: $0.99 (was $2.99)
Fifa 11: $0.99 (was $2.99)
Tetris for iPad: $2.99 (was $7.99)
Risk: $0.99 (was $2.99)
Yahtzee HD: $2.99 (was $4.99)Many Many more items on sale for anywhere between $1 and $6 off.
Also Gameloft has a big sale as well with 20 $0.99 games:
http://www.fullofdeals.com/forums/hot-deals/1143728/m16443553/#m16...

Giveaway of the Day - TagTuner

http://www.giveawayoftheday.com/tagtuner/TagTuner is a tagging and organizing tool for music files in most common formats, which will help you keep your music collection in perfect order. No matter what kind or how many files you want to edit, TagTuner provides you with a unified interface for handling more then 20 commonly used tags, including cover artworks and lyrics.
TagTuner is not a miraculous piece of software with a special button make it pretty. You have full control over editing your music collection. All of the most-needed features are there.Unique capabilities:
Rolling-back last changes. You can roll back your last changes, rather than having to retype the needed information like when youre typing a message and want to go back.
Automation of complex edits. Instead of doing repeated edits you can put them into a formula and then apply to any number of your files. Just like macros in a word processor, but dont panic! No need to read the manual or have a diploma in math. It is easy as ABC.
Editing content ratings for Apple audio and video files. Want to rule the explicit content flag or age restrictions? Now you can!

Sterling Silver and 14k Yellow Gold Created Ruby Heart Pendant, 18" $59.99

July Birthstone: RubyKnown as "king of the gems" in ancient Sanskrit, the ruby has long been prized for its rarity and its passionate red hue. Those born in July wear rubies as symbols of beauty, love, happiness, and good fortune.History of BirthstonesChances are you can name your birthstone, but have you ever wondered how certain stones came to be associated with particular months? Most gem scholars trace the tradition to the Old Testament story of Aaron, whose breastplate was decorated with twelve precious stones, one for each of the twelve tribes of Israel. Over time, these stones were linked with certain powers and tied to particular astrological signs, and later to calendar months.There are many variations of birthstone lists, including Mystical birthstones, which originate from Tibet and date back over a thousand years, and Ayurvedic birthstones, associated with ancient Indian medicine and beliefs. Birthstones have also been tied to ancient Pagan religions, and even to the collective wisdom of the legendary lost city of Atlantis.The Modern birthstone list, perhaps the most universally known, was released by the American National Association of Jewelers and officially adopted in 1912. Whether you embrace birthstone lore, or look upon it with a skeptical eye, there is an undeniable appeal to collecting a beautiful gemstone that is reputed to hold special power, meaning, and good fortune just for you.http://www.amazon.com/dp/B004GEB9M4/ref=xs_gb_bd_BsB!35nIall-?pf...

Fandango 2 tickets for $7 (not valid on 3D or IMAX) via tippr.com

$12 - $5 promo bonus(*) = $7 for 2 tickets at https://tippr.com/offer/movie-tickets-fandangoSteps (*):
1. Let a "friend" join tipper.com (who gets no joining bonus) but sends you an invite from the site
2. You join through the email invite, click on activate account in email, see $5 bonus in account
3. you visit https://tippr.com/offer/movie-tickets-fandango/ and purchase the deal, 2 tickets for $12 - $5 = $7 netCurrently Tippr.com gives $5 to whoever you referr just for joining but gives you $5 only after they purchase!There are many sites posting own ref-links to gain this chain effect and this is from a thread here that was removed that I was able to use with above steps, with help of course from my good selfless "friend" -- who unfortunately is yet to get credit for 2 referrals he made, both of whom ended up purchasing this deal So we shall see... e n j o y !

50% Off All full Priced Merchandise at Fannie May Candies + 8.0% Cash Back!

0 Posted By: FatWallette
Views: 214 Replies: 0

Through the years Fannie May developed candies that went on to become favorites that were often the center of many family and holiday traditions. 8.0% Cash Back Available!

Special Offers from Fannie May Candies:

50% Off All full Priced Merchandise Code: 17350 Cash Back

Fannie May Candies Coupons & Cash Back!Use of coupons without FatWallet's Cash Back designation can void Cash Back.

8.0% FatWallet Cash Back Available!
Cash Back Sale ends 12/31/11.

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Subscribe to the FatWallet Daily Email

Best Buy Has Many Movies for $1 - Free Shipping! (Rocky - Casino Royale - Miami Vice - Bruno - Jarhead) and more

Link with price ascendinghttp://www.bestbuy.com/site/olstemplatemapper.jsp?_dyncharset=IS...thanks MrDaytona

Logitech 5 Day Sale....Many items 50% Off

Happening now Here

Canon PowerShot SX150 IS 14.1 MP Digital Camera with 12x Wide-Angle Optical Image Stabilized Zoom with 3" LCD - $149

Linkythis camera has featured on many stores in their BF deal @149.99currently available on Amazon at $149as part of BF deals also available on BJ's (with 4GB card) for 149.99 +FS BJS linky
and Best Buy - $149.99 +FS (with 8x8 photobook coupon from Shutterfly) Best Buy LinkyOriginal price is $249 but was available for $199 for last 2 months.

Danelectro Pedals Players Choice $14 + $5 SH @ goingtoday.com

Danelectro Pedals Players Choice
$13.99
+ $5.00 shipping
Condition - New
LinkToday we are offering any one(1) of these pedals for just 13.99 plus 5 bucks for shipping. - The descriptions are below... The Chorus pedal and Flange pedals are not pictured above but we do have them as an option - The chorus pedal looks the same as the others but is blue - The Flange looks the same too but is orange!Fat and warm vintage distortion, priced for players.In the late '70s a tiny effects maker in Japan produced a small quantity of what many believe is the definitive distortion box. It had delicious tonality and was highly responsive and versatile. Recently, a boutique pedal maker has reissued that box at $300+. Danelectro offers you the D-1 Fab Distortion as a sonic equivalent to the prized original. It's equipped with Level, Tone, and Distortion controls. You'll adore it.Danelectro D-1 Fab Distortion Features: Warm vintage distortion
Responsive
Versatile
Level, Tone, and Distortion knobsPlug into the FAB Metal and hear your tone erupt!Loads of midrange and high-frequency output will take your metal tone to wicked new levels. Unleash harmonic squeals and massive amounts of sustain with ease. Level, Tone, and Gain knobs provide simple yet effective control.Danelectro D-3 FAB Metal Effect Pedal Features: Level, Tone, Gain controls
Killer sustainCoveted overdrive sounds in a fab little pedal.History was made in 1975 when a mom and pop store in California commissioned the production of just 200 of what is perhaps the best overdrive effect ever. Unlike any other unit, that pedal authentically simulated the breakup that occurs when a tube amp is run at full volume. You will occasionally see an original in the stage rig of a major artist. IF you could find an original offered for sale, you should probably sit down before inquiring about the price . . . . Danelectro puts this classic in your hands without wiping out your financial portfolio. Level, Tone, and O.D. controls.Danelectro D-2 Fab Overdrive Features: Realistic tube overdrive
Responsive
Versatile
Level, Tone, and O.D. (Overdrive) knobs Airy, complex guitar tone for next to nothing. Chorus is a great way to fatten your rhythms and add character to your leads. Now Dano lets you do it on a shoestring with the Danelectro Fab chorus. Full controls include mix, speed, depth, and effect on/off foot button. Cool retro-futuristic design is small and tough with a rubber base. Runs on 9V battery.Danelectro Fab Chorus D-5Features: Mix, speed, and depth controls
Rugged and sharp design
Large, springy button
9V operation, battery
Rubber base

10 % off gift cards at HEB including Amazon and BestBuy

Save 10% on gift cards at HEB. Includes Amazon, BestBuy, Southwest, Petco and many more.
In store coupon reads:
$5 off $50
$10 off $100
$30 off $300
excludes HEB, Visa, AMEX, MasterCard,Calling and theme park cards
deal expires Nov. 24

Monster Cable Monster Rock 1/4" Straight - Angled Instrument Cable

This has been available for awhile, but I could not locate it on a search. Music123 currently offering this cable for $26.99 shipped.. Amazon is close at a little over $27.00. Tried a pricematch with zzounds.com, who is usually very good, but they said no go on this deal.Usually these cables go for about $50 and many have their opinion on whether they are worth the premium price, but at this discounted price, I think they are well worth it. Very sturdy construction and quality materials with a lifetime warranty to boot!Jake

Nikon CoolPix Cameras on Sale from $96.95 + Garmin Nuvi 2450LM $159.99 at BuyDig!

0 Posted By: FatWallette
Views: 105 Replies: 0

Having already served millions of customers online, buydig.com continues to expand its product offering with everyday low prices and award winning 5 star customer support. Buydig.com is an authorized online reseller for Canon, Nikon, Olympus, Samsung, LG, Toshiba, Garmin, Sandisk, HP, Kodak, Cuisinart, Western Digital and many more industry leading manufacturers. Buydig offers free shipping on thousands of Digital Cameras, SLR lenses and accessories, Camcorders, Home Theater Components including the latest 3D TVs, LCD, LED and Plasma HDTVs, DVD and blu ray players, GPS Navigators, Printers, Laptop computers and more. 2.0% Cash Back Available!

Special Offers from Buydig.com:

Extra $10 off Garmin nuvi 2450LM 5" GPS with Lifetime Maps - $159.99 with Free Shipping use coupon TRAVELUSA

$40 off Nikon COOLPIX S3100 14MP 5x Zoom Silver Compact Digital Camera with Free 4GB Card - $96.95 with Free Shipping

$60 off Nikon COOLPIX S4100 14MP Red Compact Digital Camera with 3" Touch Screen and Free 4GB Card - $116.95 with Free Shipping

$80 off Samsung MV800 16.1 MP 3.0" MultiView Black Compact Digital Camera - $189 with Free Shipping use coupon BUYDIGCLUB10

10% off Bose QuietComfort 15 Acoustic Noise Canceling Headphones - $269 with Free Shipping

$55 off Escort 9500IX Blue Radar Detector - $389.95 with Free Shipping use coupon SMOOTH55

Canon EOS Rebel T2i 18 MP Digital SLR Camera with EF-S 18-55mm Lens and Free Memory Card - $749 with Free Shipping

Sony Cyber-shot DSC-T110 16.1MP Black Touchscreen Digital Camera - $149.99 with Free Shipping

More Offers from Buydig.com

2.0% FatWallet Cash Back Available!
Gift Card Details: Cash Back not valid on gift card purchases or redemptions.

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Paul Frederick Dress Shirts and more- Extra 30% off Clearance through 11/24

Through 11/24 Paul Frederick is offering 30% off it's already reduced Clearance. Many dress shirts are on sale for $19.95 (orig. $59.50) and the sale takes it down to $13.96. There's still a great selection left on sizes and shipping starts at $6.95. Not a bad price for quality dress clothes.*Also of note, PF guarantees your satisfaction and will exchange items at no additional cost to you.

ASUS G53SX-XT1 15.6" ROG Laptop - $899.99 + shipping - 5% Fatcash @ TigerDirect

If you missed out on the G53SW for $899.99 - $100 rebate on Newegg not long ago, here is an alternative. The newer G53SX is essentially the same price after you factor in tax and apply 5% FatCash back.As far as I know, the main difference is the latter comes with a newer Nvidia video card. Even though it's a higher model #, some are indicating that the performance is slightly lower than the older model that came with the G53SW.+ this G53SX offered by TigerDirect comes with a BD-ROM/DVD burner combo drive.
+ this new model may not be afflicted by the issues reported by many with the G53SW (lines appearing on the display, and power button not working).
- this G53SX has only a 5400 RPM drive while the G53SW on Newegg had 7200rpm drive.
- this G53SX has only 1 year warranty/1 year accidental coverageIt's a pretty powerful quad core notebook, with 1920x1080 led display. Meant to be more of a desktop replacement than a portable device. The cooling design has been praised as being very quiet and effective.May be a good option for those who want to keep their laptop budget below $1000, and want the simplicity and space savings of computing with a laptop instead of a desktop at home.LinkSpecifications

ASUS G53SX-XT1 15.6" Laptop Computer Memory Type: DDR3

Memory Speed: PC3-10600

Memory Speed MHz: 1333MHz

Memory Slots (Total): 4

Total Memory Size: 8GB

Maximum Memory Supported: 16GB

Display Type: Full HD Display

Screen Size: 15.6"

Maximum Resolution: 1920 x 1080

Processor Class: Core i7

Processor Brand: Intel

Processor Type: Quad-Core

Processor Speed: 2.0GHz

Processor Number: i7-2630QM

Lifestyle: Gaming
Entertainment

Condition: New

Operating Systems: Windows 7 Home Premium 64-Bit

Platform: Laptop

Capacity: 640GB

Drive Types: Hard Drive

Hard Drive Speed: 5400 RPM

Graphics Description: Dedicated Graphics

GPU/VPU: NVIDIA GeForce GTX 560M

Video Memory: 2GB GDDR5

Optical Drive Type: Blu-Ray Player

Optical Drive: DVD Super Multi Burner/BD Player

Capacity: 4-in-1

Supplemental Drive Type: Media Reader

Media Types: Secure Digital (SD)
Memory Stick PRO
MultiMediaCard (MMC)
Memory Stick (MS)

Audio Description: Integrated Audio

USB Ports (Total): 3 - USB 2.0
1 - USB 3.0

LAN Ports: 1

Audio Out Jacks: 1

Microphone Jacks: 1

VGA Ports: 1

HDMI Ports: 1

Communications Description: Integrated LAN
Integrated Wireless LAN
Integrated Bluetooth

Interface Type: RJ-45 Ethernet Connector
Bluetooth
802.11b/g/n Wireless Networking

Data Transfer Rate: 10/100/1000Mbps Network

Protocols: 802.11b
802.11g
802.11n

Width: 15.6"

Height: 0.8" - 2"

Depth: 11.7"

Weight: 8.7 lbs

Mouse Type: Touch Pad

Battery Type: 8-Cell Lithium-ion

Color: Black

Specification Notes: [6] To provide the most accurate specifications, the specifications listed are base upon information provided by the vendor.

Integrated Webcam: Yes

Webcam Resolution: 2.0MP

Canon 17-55 f2.8 IS $999 (NEW) FS Newegg

http://www.newegg.com/Product/Product.aspx?Item=N82E16830998028Add to cart to see final priceCanon lenses rarely do major discounts, hence for FWers expecting huge percent decreases, you won't be happy with this.This EF-S lens was $1299 2-3 mos ago, was down to $1099 due to $80-instant rebate expiring today, now at $999 for NEW at Newegg. Refurbs are at ~$960 & many times sold above 1K. Though historically these lenses were around this price back in 2008 pre-inflation I guess. US warranty / not grey market.If you were specifically looking for this lens & waiting for a drop, may help you.

iPhone App Price Drops: Dig Dug REMIX, Streets of Rage 3, Ridge Racer, more

Below are downloads of several apps which have dropped in price and are available for a limited time from Apple's App Store. These apps are created for the iPhone and iPod touch; they're also compatible with the iPad but will run at a significantly lower resolution. (Check the individual apps for further information.) Many are at the lowest total price we've seen. The deals: (Search for these deals in iTunes App Store)
Dig Dug REMIX for 99 cents ($2 off): Port of arcade game
Galaga REMIX for 99 cents ($2 off): Port of arcade game
Streets of Rage 3 for 99 cents (pictured, $2 off): Brawling game: LINK
Thomas & Friends: Misty Island Rescue for 99 cents ($4 off): Storytelling game
Super Monkey Ball 2 for 99 cents ($2 off): Accelerometer-based game
RIDGE RACER ACCELERATED for $1.99 ($5 off): Racing game
TIME CRISIS 2ND STRIKE for $1.99 ($5 off): First-person shooter
Real Racing 2 for $2.99 ($2 off): Racing game

Giveaway of the Day - Ad Muncher Basic

Giveaway of the Day - Ad Muncher Basichttp://www.giveawayoftheday.com/ad-muncher-basic/The program is available for $19.95, but it will be free for our visitors as a time-limited offer. November 23, 2011For the 50 most popular sites in the world, of the 28 that displayed advertising, Ad Muncher improved the load time by an average of 48% and reduced the download size by an average of 39%. Ad Muncher is designed to work immediately after installing. You wont need to spend days setting up filters, and can enjoy faster and safer browsing immediately.Ad Muncher blocks many nasties on the net, such as scripts that track your browsing habits or try to install spyware, adware and dialers. Ad Muncher can significantly reduce your companys bandwidth usage, saving time and money so you can concentrate on what matters. Ad Muncher has been available and in constant development for over eleven years. With new updates released every single day of the year and excellent support via live chat, email and forum.

OnlineShoes.com coupon: 25% off $100 or more + free shipping

OnlineShoes takes 25% off orders of $100 or more via coupon code "1THXDAY". Plus, all orders receive free shipping. it's the largest coupon i've seen this year for this merchant. A long list of restrictions applies, including many popular brands. Deal ends November 26.

Craftsman 5/8 in. x 50 ft. All Rubber Garden Hose ( FULL Unlimited Lifetime Warranty ) $19.99 Free Ship To Store @ Sears

Craftsman 5/8 in. x 50 ft. All Rubber Garden Hose $19.99 Free Ship To Store @ Sears( unlimited lifetime warranty )http://www.sears.com/shc/s/p_10153_12605_07169602000P( unlimited lifetime warranty )Product Overview:
General Warranty: Full lifetime
Item Weight (lbs.): 11.6 lbs.
Hose Size: 5/8 in. x 50 ft.
Type: Crush-proof brass
Number Included: 1
Color:
Overall Color: Black
Intended Use:
Indoor/Outdoor: Indoor/outdoor
Temp: Up to 160 deg.
Performance:
Hose Action: Single stream
Usage: Above ground
Wear: Weather and abrasion resistant
Coupling Performance: Return and allowance reduction
Hose:
Bursting PSI: 500 psi
Diameter: 5/8 in.
Length: 50 ft.
Working psi: 165 psi
Type: Garden
Construction:
Design: Hexagonal concave
Overall: Radial tire cord reinforcedI got this from wikipedia but I find this to be true.Warranty Craftsman hand tools have an unlimited lifetime warranty. This lifetime warranty program was instituted by Sears when they began selling the Craftsman line in 1927. This warranty program requires no receipt or dated proof of purchase. If the owner takes the item into a local retail store, it may be replaced or repaired free of charge. In some cases, such as ratchets, the customer may be offered a repair kit with which to repair the item.The full text of the warranty is as follows:If for any reason your Craftsman hand tool ever fails to provide complete satisfaction, return it to any Sears store or other Craftsman outlet in the United States for free repair or replacement. This warranty gives you specific legal rights and you may also have other rights which vary from state to state.
The hand tool lifetime warranty is also in effect on many Craftsman non-powered lawn and garden products including rakes, shovels, clippers, brooms, trowels, pruners, hoses, sprinklers, hose nozzles, and other small gardening hand tools. The lifetime warranty does not include precision hand tools, such as calipers , tape measures and torque wrenches, with the exception of beam-style torque wrenches.Power tools have a one-year warranty.After the merger, Kmart began selling Craftsman products and honoring the hand tool lifetime warranty.

CVS 12/4 12/10 ECB Deals, new $10/50 GC deal (buy $50 select GC, get $10 ECB's) Ad Scan, Scenarios, etc

ECB DEALSGet $1 ECB wyb (2) Holiday M&M's 9.9-12.6 oz 2/$5 Limit 1Spend $50 Get $10 ECB wyb iTunes Gift Cards Limit 1
Spend $50 Get $10 ECB wyb $25 DSW, golfsmith, $14.95 Tech Support for Dummies or The Limited Variable Load Gift Card Limit 1
Get $10 wyb (3) American Express Prepaid Gift Cards Limit 1
Spend $15 Get $5 ECB wyb any Duracell Batteries Limit 1Get $3 ECB wyb (75) 4 x 6 digital prints (in store only) Limit 1Spend $12 Get $4 ECB wyb these Household products: Limit 1
Glade Scented Oil Plugins refills 2pk., Sense & Spray starter kit or Plugins Lasting Impressions 1.42 oz $5
Glade Fabric 22 oz, Spray 9.7 oz, Sense & Spray 0.43 oz, candle 4 oz, candle refills 3ct., Decor Holder, Plugins refills 0.28-0.71 oz, Oust 10-12 oz,
Pledge polish, sweeper 1ct., Scrubbing Bubbles bath cleaner 16 oz or toilet gel 6ct. 2/$6Get $5 ECB wyb The Night Before Christmas Recordable Storybook $24.95 Limit 1Get $2 ECB wyb Luvs Ultra LeakGuards jumbo pk. diapers $6.99 Limit 1Spend $20 Get $10 wyb any Playtex or Schick Products (excludes clearance items) Limit 1
Playtex Sport 18-36ct. or Gentle Glide tampons 36-40ct.
Schick Hydro shave gel 8.4oz, ALL Edge, Skintimate shaving gel or cream
Schick Hydro 3 or Hydro 5 Cartridges 4ct. or razor 1ct.
ALL Schick Disposable Razors or Cartridges
Schick Intuition razor kit or cartridges 3-6ct.
*shows coupons coming for all razors listed*Get $6 ECB wyb (2) Revlon Cosmetics or Beauty Tools (excludes clearance items) Limit 1Spend $15 Get $5 ECB wyb Nuance Salma Hayek Cosmetics (excludes clearance items) Limit 1Get $5 ECB wyb DermaSilk $39.99 Limit 1Get $1 ECB wyb Listerine Zero, Advanced, Total Care 500ml, Reach brush 1-3pk or floss 30-50 yds $3.79 Limit 2Get $2 ECB wyb Arm & Hammer Spinbrush toothbrush 1ct. or brush heads 2ct. $5.99 Limit 2Get $1 ECB wyb Efferdent tablets 90ct. $3.99 Limit 2Get $2 ECB wyb Multi-Pack Crest, Fixodent, Glide or Oral-B (2 & 4 packs only) Limit 2Get $1 ECB wyb Select Cosmetic Bags Limit 1 (excludes clearance items)Spend $20 Get $10 ECB wyb Nexxus shampoo, conditioner or styler Limit 1 (excludes trial sizes & clearance items)Get $5 ECB wby (2) L'Oreal EverPure, EverStrong or EverSleek shampoo, conditioner , treatment or stylers Limit 1Get $3 ECB wyb (2) Garnier Fructis Shampoo, Conditioner 10.2-13 oz or styler 1-8.5oz 2/$7.98Spend $10 Get $3 ECB wyb Let's Jam, Smooth 'N Shine, Dark & Lovely, Just For Me, Dr. Miracles, Motions, Select Optimum or Fantasia (excludes clearance items) Limit 5Get $3 ECB wyb (2) Theraflu or Triaminic 2/$12 Limit 1
Theraflu packets, vapor patch 6ct., warming syrup 8.3 oz, caplets 24ct., Children's Triaminic liquid 4 oz or Thin Strips 14ct.Get $8 ECB wyb Zegerid OTC 42ct. $24.99 Limit 1Get $7 ECB wyb Align Probiotic supplement 42ct. $39.99 Limit 1Get $2 ECB wyb CVS Omneprazole 28ct. $14.99 Limit 1Get $3 ECB wyb RevitaLens Mult-purpose solution 10 oz $8.99Get $3 ECB wyb Blink Tears 0.5 oz or Gel Tears 0.34 oz $8.99 Limit 1Get $5 ECB wyb Prilosec 42ct. $24.99 Limit 1BOGO DEALSALL CVS Vitamins, Minerals or Herbals
Nature Made Vitamins or Supplements (excludes sleep aid softgels 30ct.)
Radiance Vitamins, Minerals or Herbals
CVS Batteries (excludes 30ct. Value pack)
Swedish Fish or Sour Patch 14 oz
Merry Brite Christmas Wrapping paper 40"x85 sq.ft single roll
G-U-M soft picks 15-80ct. or Eez-Thru flossers 75-90ct.
ALL Got 2b Hair StylersOTHER DEALSCoke 12oz cans 12pk. selected varieties $2.88
AirWick spray 8 oz $1
$1/2 AirWick Aerosol IP: Here. [rb.com]
Renuzit Adjustables $0.88
ALL Jumbo pk. Huggies 2/$16
Campbell's Chicken noodle or tomato soup $0.59
Select Kellogg's cereal $1.99Get a $10 Gift Card when you buy $30 of these items:Toys (excludes Red Hot Deals, ASTV, plush, video games, electronics, Discovery Kids, Crayola Glow Board & Marker)
General Mills Cereal 8.9-14 oz $2/$5 (excludes Fiber One)
Planters Mixed nuts 10.3 oz or cashew halves 8 oz $2.99
Hershey's Holiday assorted 7.8-8.5 oz $2.22
Progresso Soup 18.5-19 oz 2/$3
Hershey's Snack Size assorted 8pk. 4/$5
Wrigley's Altoids Mints 1.76 oz or Smalls 50ct (BOGO) (excludes chocolate)
Hershey's Extra Large Bar or Nestle Giant Chunky 4-5 oz (B2G1Free)
Eclipse or Orbit Gum 3pk. $1.99
Cheeze-It Snack Mix 4.25-4.5 oz, Gardetto's or Chex Mix 5.5-8.75 oz 2/$3
Smuckers or Jif 18 oz 2/$5
Jack Link's Jerky, nuggets or tender cuts 3-3.25 oz (BOGO)
Dunkin' Donuts Coffee 11-12oz $6.99
Popcorn Indiana 9-10.5 oz $2.49
Celestial Seasonings or Bigelow tea 18-24ct. 2/$5
Bowl Appetit , Simply Asia Entree or rice noodle soup bowl $1
Ajax dish liquid 16 oz $0.89
Cottonelle or Cottonelle Ultra bathroom tissue 18pk. $9.99
Hefty Cinchsak 28-45ct, Easy Flaps 40-80ct. kitchen, trash bags or Odor Block tall kitchen 40ct. $6.99
Mucinex or Mucinex D 28-40ct. $19.99
Ultimate Fat Burner 42ct., Green Tea triple fat burner 30ct., Yerba Mate' 60ct. or 14-day Acai Berry/Fat Burn Cleanse (BOGO50%OFF)
24-Hr. Zyrtec tablets 30ct. or Liquid Gels 25ct. $18.99
Breath Right Nasal strips 26-30ct. $9.99
Cold/Cough/Congestion Relief Coricidin HBP 16-20ct. or Afrin Spray 0.5 oz $5.99
Pedialyte liquid 33.8oz, Singles 4pk. or freezer pops 16ct. $4.99
ALL Physicians Formula Cosmetics (BOGO50%OFF)
Philips Norelco Body groom or triple-head razor
Irish Spring, Speed Stick or Lady Speed Stick (BOGO50%OFF)
CVS Hair Care (BOGO50%OFF)
Garnier Cleansers, towelettes 25ct., Moisture rescue gel-cream, lotion or foam cleanser $5
Garnier Ultra-Lift day, night cream, wrinkle treatment, eye cream or eye roller $12
Garnier Skin Renew dark spot corrector or Ultra-lift intensive cream $14
Garnier Skin Renew Lotion, moisture cream or eye roller $10Get a FREE $10 Gift Card when you buy this item: Limit 2 each* Entertainment Coupon Savings Book
* Conair Infinity Pro 1875 watt styling tool
* Conair Infiniti Pro 2" Spin Air brush
* Conair You Curl, You Style or You Wave
* Conair i-Stubble For Men-----------------------------------------------------------------------------------------------------------------------------------------------------------
Do I have to buy $30 all in one transaction?
No, you can do as many transactions as you want. The bottom of your receipt will keep a tally of how much you've bought, and you'll receive your GC CRT once you've purchased enough in qualifying items.Will I get my GC if I buy only $29.97 worth of qualifying items?
Yes, CVS deals actually print at 98% of the stated requirement; for this deal, 98% of $30 is $29.40, so that is the minimum at which the CRT will print. Here are the minimum price points to reach to get each GC:
$29.40 x 1 = $29.40
$29.40 x 2 = $58.80
$29.40 x 3 = $88.20
$29.40 x 4 = $117.60
$29.40 x 5 = $147.00If I buy $40 in one transaction, will the extra $10 carry over?
Yes, in this scenario, you'd actually only need to buy $18.80 more to get another GC CRT (see 98% rule above).If I buy $60 all in one transaction, will I get 2 GCs?
Yes, in this scenario, you'd receive a CRT good for 2 GCs. The cashier should then let you pick out 2 $10 GCs, and the CRT should take off $20. There was previously a glitch where CRTs for 2 (or possibly more) GCs weren't taking off the correct amount, but that seems to have been fixed.If I buy $30 worth of stuff but use $10 in coupons, will I still get my GC?
Yes, you will. Coupons do not affect your GC deal tally; the pre-coupon price is what will count toward your deal.If I buy something that is BOGO, will the price of both items count toward my GC deal?
No, the amount that counts is the actual price that the item costs, even if it's on sale. If a widget is normally $5 and is on sale as BOGO and part of the GC deal, $5 will count toward your GC deal if you buy 2 widgets.How many times can I do the GC deal?
The deal is limit 5 per CVS card per week; that means you can buy a total of $147 worth of qualifying items to get a max of 5 $10 GCs every week. (See 98% rule above to understand why you only need $147, not $150.)Will my tally carry over to next week, since the GC deal will be running again next week?
No, each week's deal is separate from the next week's and has different qualifying products; you only have until Saturday to finish your GC deal purchases for each week. Any leftover tally will disappear on Sunday.My store activates the next week's sales early on Saturday afternoon/evening, and I can usually do the following week's EB deals on Saturday; can I start the next week's GC deal on Saturday too?
Yes, the GC deal is just like an EB deal in this respect. For the most part, if your store has already activated the next week's deals on Saturday afternoon or evening, you can start (or even finish) the next week's GC deal. Just like with EB deals though, there may occasionally be a conflict with the current week's sales, in which case the items may not count toward the correct deal for you. However, if the qualifying items are ringing up at the sale prices that you expect them to be for the following week's deal, then most likely they will count toward the GC deal just fine.When do the GC deals end?
According to this press release [cvs.com], the promotion will run every week through December 25, 2011.What gift cards can I pick from?
Your CVS should have a special stash of $10 GCs to use for this promotion; most stores should have GCs for Macy's, Gap, Applebee's, Barnes & Noble, Shell, American Express, and CVS.American Express prepaid cards usually have an activation fee; is there a fee for getting the AMEX card as part of this deal?
No, there is no activation fee. If you redeem your GC CRT for a $10 AMEX card, you won't pay anything, and you'll have the full $10 on your AMEX card to spend.
zguru/sd

CVS 11/27-12/3 Free A/ECB Complete Eye Solution, Deals, Ad Scan/Scenarios

Thanks to didie at wuc for typing up the deal.
http://imageshack.us/g/803/cvs1127123048.jpg/ECB DEALSGet $8.99 ECB wyb Complete Multi-purpose solution 12 oz $8.99 Limit 1 Free after ECB
Get $1 ECB wyb (2) Hershey's Holiday Assorted 2/$5 Limit 1Get $2 ECB wyb (3) Mars Chocolate Minis 3/$10 Limit 1Get $2 ECB wyb (2) Mentos Pure White or or Pure Fresh 2/$5 Limit 1Get $1 ECB wyb Lipton Iced tea 12pk $5.99 Limit 1Get $3 ECB wyb (3) Dr.Pepper 12 pk 3/$11 Limit 1Get $3 ECB wyb (3) Doritos 3/$9 Limit 1Spend $15 Get $5 ECB wyb select Duracell Batteries Limit 1Get $5 ECB wyb Crayola ColorStudio HD $29.99 Limit 1Get $10 ECB wyb (3) American Express Prepaid Gift Cards Limit 1Get $3 ECB wyb Green Dot Prepaid Mastercard or Visa Card Limit 1Get $5 ECB wyb Lysol Healthy Touch system $9.99 Limit 1
$3/1 Lysol No-Touch Hand Soap System Starter Kit (SS 11/6)
$5 Flu Shot Rebate. [lysol.com]Get $2 ECB wyb any Colgate Optic White (excludes clearance items) Limit 2Spend $10 Get $5 ECB wyb Crest Pro-Health toothpaste, rinse or Glide floss or flossers 30ct. Limit 2Get $5 ECB wyb BOTH Razor and Cartridge Gillette Fusion ProGlide or Venus (excludes clearance items) Limit 1Spend $10 Get $4 ECB wyb any Almay Cosmetics Limit 1Spend $10 Get $5 ECB wyb any Physicians Formula Cosmetics Limit 1Spend $20 Get $10 ECB wyb any Nuance Salma Hyek Cosmetics, Hair Care, Body or Facial Care Limit 1Get $2 ECB wyb Olay body wash, bath bar or Total Effects body wash $6 Limit 1Get $7 ECB wyb Olay ProX Limit 1Get $10 ECB wyb DermaSilk Limit 1Get $2 ECB wyb CVS Facial Cleansing brush kit or replacement head Limit 1Get $5 ECB wyb Prilosec 42ct. $24.99 Limit 1Get $3 ECB wyb CVS Omeprazole $19.99 Limit 1Get $5 ECB wyb Align Digestive Care $28.99 Limit 1
Get a $10 Gift Card when you Spend $30 on these items: Limit 5Puffs tissues $0.99
Tide or Gain laundry detergent $5.94
$2 off any Tide 10/30 P&G
ALL CoverGirl Foundation, Blush, Concealer or Eye (BOGO50%OFF)
Bounty Paper Towels $9.99
Dawn Dish liquid $0.99
50 dawn from 10/30 P&G
Duracell Batteries $9.99
Oral-B Cross Action Toothbrush $4.99
Oral-B $3/1 battery toothbrush 11/27 P&G
Pantene shampoo, conditioner or styler 2/$6.97
$3/2 coupons from 10/30 or 11/27 P&G
Olay Regenerist Facial Care $20.99
Vicks NyQuil or DayQuil $9.99
Mars Chocolate or Hershey's Singles (Buy2G1Free)
Nature Made Vitamins or Supplements (BOGO)
Gerber Good Start Formula $21.99
All Jumbo Pk. Pampers diapers 2/$19
Salon Nail Color or Treatment (psa $5.95)
Peanuts Recordable Storybook $19.95
Peanuts Sound Storybook $9.95
Peanuts Countdown Ornament $14.95
Hallmark Merry Oke $14.99
Seasons from Hallmark Ornaments (BOGO50%OFF)
Hallmark Boxed Cards or Photo Holder (BOGO50%OFF)Do I have to buy $30 all in one transaction?
No, you can do as many transactions as you want. The bottom of your receipt will keep a tally of how much you've bought, and you'll receive your GC CRT once you've purchased enough in qualifying items.Will I get my GC if I buy only $29.97 worth of qualifying items?
Yes, CVS deals actually print at 98% of the stated requirement; for this deal, 98% of $30 is $29.40, so that is the minimum at which the CRT will print. Here are the minimum price points to reach to get each GC:
$29.40 x 1 = $29.40
$29.40 x 2 = $58.80
$29.40 x 3 = $88.20
$29.40 x 4 = $117.60
$29.40 x 5 = $147.00If I buy $40 in one transaction, will the extra $10 carry over?
Yes, in this scenario, you'd actually only need to buy $18.80 more to get another GC CRT (see 98% rule above).If I buy $60 all in one transaction, will I get 2 GCs?
Yes, in this scenario, you'd receive a CRT good for 2 GCs. The cashier should then let you pick out 2 $10 GCs, and the CRT should take off $20. There was previously a glitch where CRTs for 2 (or possibly more) GCs weren't taking off the correct amount, but that seems to have been fixed.If I buy $30 worth of stuff but use $10 in coupons, will I still get my GC?
Yes, you will. Coupons do not affect your GC deal tally; the pre-coupon price is what will count toward your deal.If I buy something that is BOGO, will the price of both items count toward my GC deal?
No, the amount that counts is the actual price that the item costs, even if it's on sale. If a widget is normally $5 and is on sale as BOGO and part of the GC deal, $5 will count toward your GC deal if you buy 2 widgets.How many times can I do the GC deal?
The deal is limit 5 per CVS card per week; that means you can buy a total of $147 worth of qualifying items to get a max of 5 $10 GCs every week. (See 98% rule above to understand why you only need $147, not $150.)Will my tally carry over to next week, since the GC deal will be running again next week?
No, each week's deal is separate from the next week's and has different qualifying products; you only have until Saturday to finish your GC deal purchases for each week. Any leftover tally will disappear on Sunday.My store activates the next week's sales early on Saturday afternoon/evening, and I can usually do the following week's EB deals on Saturday; can I start the next week's GC deal on Saturday too?
Yes, the GC deal is just like an EB deal in this respect. For the most part, if your store has already activated the next week's deals on Saturday afternoon or evening, you can start (or even finish) the next week's GC deal. Just like with EB deals though, there may occasionally be a conflict with the current week's sales, in which case the items may not count toward the correct deal for you. However, if the qualifying items are ringing up at the sale prices that you expect them to be for the following week's deal, then most likely they will count toward the GC deal just fine.When do the GC deals end?
According to this press release [cvs.com], the promotion will run every week through December 25, 2011.What gift cards can I pick from?
Your CVS should have a special stash of $10 GCs to use for this promotion; most stores should have GCs for Macy's, Gap, Applebee's, Barnes & Noble, Shell, American Express, and CVS.American Express prepaid cards usually have an activation fee; is there a fee for getting the AMEX card as part of this deal?
No, there is no activation fee. If you redeem your GC CRT for a $10 AMEX card, you won't pay anything, and you'll have the full $10 on your AMEX card to spend.
zguru/sd

What would happen to CurrencyShares if JP Morgan were to become insolvent?

A few weeks ago, a(nother) major financial company -- MF Global -- went bankrupt. When the bankruptcy was announced, its customers found that at least $600 million of the money they had deposited with the firm had disappeared. Customers' money was supposed to have been completely segregated from money owned by the firm, but now phrases like "poor accounting", "lack of internal control", etc are being bandied about. All sorts of folks who were supposed to be accounting and regulating are looking at their shoes, examining their bow ties, checking for spots on the wall and generally hoping that nobody digs too deep into the mess. Jon Corzine, former Governor of New Jersey (the most honest state in the nation!) and US Senator, and head of MF Global has not been arrested. Thousands of customers are still trying to get their money back. That is the background, now on to the real question:Many people use the CurrencyShares Exchange Traded Funds (ETFs) to invest in foreign currencies. Each share is intended to represent 100 units of currency -- 1 share of FXA represents 100 Australian dollars, 1 share of FXE represents 100 Euro, etc. I expect that most people are OK with the currency risk, but don't expect any counterparty risk. The CurrencyShares ETFs are organized as trusts which are held by JP Morgan Chase. The CurrencyShares prospectus for FXA includes the following text:If the Depository becomes insolvent, its assets might not be adequate to satisfy a claim by the Trust or any Authorized
Participant. In addition, in the event of the insolvency of the Depository or the U.S. bank of which it is a branch, there may be
a delay and costs incurred in recovering the Australian Dollars held in the Deposit Accounts.as well asShareholders do not have the protections associated with ownership of a demand deposit account insured in the United States
by the Federal Deposit Insurance Corporation nor the protection provided for bank deposits under English law.Does anyone with a legal background know what would happen to these shares if JP Morgan were to go the same direction as MF Global? Obviously, the FDIC would pay for FDIC insured accounts at Chase... but would they seize assets like those in the trust to minimize the harm to the taxpayer? Similarly, what would happen if the assets went "missing" through some feat of accounting magic?

Target: *HOT* Aveeno Gift Card Deal (Thru Wed., 11/23)

I wanted to give you all a heads up on a *HOT* deal you can score on Aveeno products through 11/23! Whenever you buy 3 select Aveeno products (lots of participating items!), youll get back a $5 Target gift card! Well, this deal gets even sweeter when you throw in the manufacturers coupons that are available. Check out the following deals you can scoreDeal Idea #1:
Buy 3 Aveeno Active Naturals Moisturizing Bar 3.5 oz $3.04 each
Total = $9.12
Use the $3/2 coupon found in the 10/30 SS
Plus, use the $1/1 coupon found in the 10/30 SS
Pay $5.12
Get back a $5 Target gift card
Final cost only $0.12 for all 3 Aveeno bars!Deal Idea #2:
Buy 3 Aveeno Active Naturals Daily Moisturizing Lotion 2.5 oz $2.99 each
Pay $8.97
(Note that you cannot use coupons on this deal, as the manufacturers coupons exclude the 2.5 oz size)
Get back a $5 Target gift card
Final cost only $3.97 just $1.32 each! Great price and no coupons needed! Deal Idea #3:
Buy 3 Aveeno Active Naturals Daily Moisturizing Body Wash 12 oz $5.99 each
Total = $17.97
Use the $3/2 coupon found in the 10/30 SS
Plus, use the $1/1 coupon found in the 10/30 SS
Pay $13.97
Get back a $5 Target gift card
Final cost $8.97 total $2.99 each!Deal Idea #4 (if you have a few Aveeno coupons and your store is well stocked):
Buy 6 Aveeno Active Naturals Moisturizing Bar 3.5 oz $3.04 each
Total = $18.24
Use 3 $3/2 coupons found in the 10/30 SS
Pay $9.24
Get back 2 $5 Target gift cards
Final cost better than FREE Aveeno soaps!AS A HEADS UP, these coupons do beep at the register (for the single moisturizing bar soaps at least), but many cashiers will push them through. It says on the coupon: "SAVE $3.00 on ANY TWO (2) AVEENO PRODUCTS" but on the coupon is pictured a few full size Aveeno products. I have had cashiers in the past who, when a coupon beeped, claimed I had to buy the full-size item like was pictured on the coupon, but the coupon clearly states ANY Aveeno products.
Thx H2S

FREE $10.00 credit + Free Shipping and Bonus w/ any order Dr. Whitaker.com

FREE $10.00 credit + Free Shipping and Bonus w/ any order Dr. Whitaker.com
http://www.drwhitaker.comCODE: LARBThe code will take off up to $10 offReceive a FREE Full-Size Bottle of Stress Melts ($13.99 Value)
& FREE Shipping through 11/30 (Limit 1 free bottle per customer)Many items $4.99 or less,.. some are 2-4-1
SPECIALS- http://www.drwhitaker.com/special-offers

Beatbox HD iPod/iPhone Speaker System by Beats/Dr. Dre 50% off at Best Buy $199

Best Buy has the Beatbox on sale for 50% off retail price. Down to $199 which is the lowest price I have ever seen it. If I didn't already have too many iPod/iPhone speakers options, I'd probably go scoop one up.I have listened extensively to most of the available dock style speaker systems, and this one definitely cranks out some serious sound. Definitely a bass heavy speaker, probably more suited to younger generations who like loud beats thumping. This could easily rock a house party.Great reviews on this product. I sure wouldn't mind getting one for Xmas!!!

Columbia Mens Leather Wallet and Deluxe MultiTool Gift Set, many styles, $10.19 free ship

Shipping is removed towards the end of checkout. I tested some, but not all, to make sure the FS worked.Wallet Sets Link $10.19
Many of the tools are quite nice, with LED lights and compasses on some.JCP wants $10 for the tools alone Most places want $20+ for the wallets.

$5 off ANY $50 Toy Purchase @ Buy.com through 11/26/2011

Didn't see this posted...
$5 off $50 linkBuy.com customers save $5.00 on any Toy purchase of a $50.00 or more automatically on Buy.com. One coupon per order. Order as many times as you'd like.*Shop at the Toys & Baby stores and add your merchandise to your shopping basket. The coupon amount will be subtracted from your subtotal product purchase of $50.00 or more (not including shipping and applicable sales tax)* Terms and Conditions:
Orders must be placed on or before 11/26/2011 11:59:00 PM PT.
This offer is not valid with any other coupon, shipping coupon, or other promotions, including Deal of the Day.
One coupon per order.
Coupon offer not valid for purchasing a gift certificate.
Instant Rebates, Coupons, and eCoupons may not be used together.
Buy.com coupons may not be used in Premier Partner Stores.
Buy.com reserves the right to cancel this promotion at any time.
Coupons are not valid with Amazon Payments, Google Checkout or PayPal.

Unlocked Sierra Wireless USBConnect 308 3g 4g MODEM with MicroSD Slot 21Mb down 5Mb up Daily Steals $30 SHIPPED

hi all Daily Steals (eBay) has a NEW Unlocked Sierra USBConnect 308 Shockwave 4G HSPA+ Modem with MicroSD Card Slot $30 SHIPPEDUnlocked Sierra USBConnect 308 $30this is great for those that have an unlimited Data plan its unlocked so it works with many GMS providers
BUT i think it will be slow with T-Mobile and not it will not work with Verizon

BonTon IN-STORE AND BONUS COUPONS: PRINT [PDF]

http://www.bonton.com/ IN-STORE AND BONUS COUPONS: PRINT [PDF]Text
Special offer for in-store shoppers!
See coupon for complete details.
ONLINE CODE: WP25THNKN11ONLINE DISCOUNT

Discount details for our Thanksgiving Sale
Sunday, November 20 through Wednesday, November 23, 2011

Save an extra 25% on sale price apparel and fine jewelry; save an extra 20% on sale price accessories, footwear, intimate apparel, maternity, ladies' and men's outerwear and suits and men's tailored clothing; save an extra 15% on sale price home store and luggage; save an extra 10% on sale price small electrics, health & wellness and toys.

How to receive your discount online:

1. After adding items to your shopping bag, click View Entire Bag to start the checkout process.
2. Enter this code WP25THNKN11 in the Promotion Code box at the bottom of your Shopping Bag. Click Apply. (0=zero; letters must be uppercase)
3. Click Checkout to proceed with Billing & Shipping.

Your discount will be reflected on valid items immediately after you click "Apply" in the Shopping Bag. See below for exclusions. Offer valid Sunday, November 20 through Wednesday, November 23, 2011. Discount code is valid online only and cannot be used in our stores.

Excludes Incredible Values, Bonus Buys, eBusters, Yellow Dot merchandise, fine watches, fragrance & cosmetics, Brahmin, Coach, Columbia, Levis, Michael Kors, Not Your Daughters Jeans, Woolrich, electronics/Tech Trek, furniture departments and mattresses, special orders, gift cards and regular price merchandise. Discount code is valid on one purchase; choose as many items as you like. Cannot be used in conjunction with any other coupon or use card discount offer. Valid online only. Cannot be applied to previous purchases.

$25 Credit for Streetwise Map purchase Nov 26 w/Amex card

If you are not familiar with Streetwise, they are really attractive highly detailed laminated tri-fold maps
that I have used in many cities.
They have an offer, purchase $25 worth of maps from a small business (online included) not chain stores and use AMEX, get a $25 credit.Streetwise OfferAmerican Express wants to help you make a difference. Get a one-time $25 statement credit when you register an eligible American Express Card and use that Card for a purchase of $25 or more at a small business on November 26th. Registration is limited. Terms and Conditions apply.

Warm deal: Dell Outlet XPS 8300 with I7-2600 on sale as low as $499

Looks like Dell is still releasing many units over the weekend.http://outlet.us.dell.com/ARBOnlineSales/Online/InventorySearch....I picked an Studio XPS 8300 from Dell Outlet for $499 with:
1TB HDD
ATI 6450 1GB DDR3
3GB RAM
I7-2600Current lowest price:$549 for:
Processor: Intel Core i7-2600 processor (8MB Cache, 3.4GHz)
Genuine Windows 7 Home Premium
XPS 8300
1 TB SATA 3.5-in (7200RPM)
6 GB DDR3 SDRAM at 1333MHz, (2X2G/2X1G)
16X DVD +/- RW Drive
1 GB ATI Radeon HD 5450 DDR3 So far no additional coupons have been sent out but more units are getting released.
Good luck hunting!

FREE How to Speak Internet and Android Guides

How to Speak Internet
"Learn To Speak Internet: Guide to xHTML" Extensible Hypertext Markup Language - a markup
language (similar to programming) that allows anyone to construct web pages with many different
functions.
................................
Free Android Guide
This guide will help you become acquainted with Android devices and teach you tricks
that can make them even better than they already are.

Please critique plan of action? (repairing credit)

Hi y'all,I originally brought this question to creditboards as is usually recommended, but I don't seem to be getting too many responses so far. :/So here's the situation. I was helping my gf check her credit for the first time ever the other day, and...we came across a few surprises. She expected to see no credit history at all, since she said shesnever had a CC or anything like that butapparently, she has a few delinquentaccounts that she didn't know about:1) $13k CC like 5 years past due with Chase. which was thensold to...1a) Some CA. Balancehas grown to $19.5k2) $7k Student loans that were apparently never paid. Theseare about 3 years past dueWe can only assume that her parents took out the CC for her5 years ago, ran it up, and then stopped paying since she says she has no idea wtf is going on with that. And Im assuming that her parents just took out the student loan in her name several years ago and then forgot to pay them or something.All the past due/delinquent notices have been going to herparents place for the last several years (O.o) and they just never told herabout it apparently.Sohere we are. Shes extremely upset about the wholesituation, and has asked for help in how to get out of this mess. Assuming thatA) All this debt is valid andB) She can get her parents to cough up the approximately$30k that she seems to oweIm thinking of advising her to do the following, and was hoping I could get some advice from you guys.1) Dispute and ask for validation (in writing, notonline) with the CAs. A simple I dispute this debt. Please validate. Type of letter I assume will suffice?2) Assuming that they validate all the debt, thensend them letters offering pay for delete.Am I missing anything here? Am I going about this all wrong? Should I just be advising her to ignore the Chase CC debt, as it's so close to the 7 year statute of limitations (Is this even a real statute of limitations?)? This is my first foray into this type of problem, and Im not sure if this is the best way to go about it. I appreciate yalls advice. Thanks a bunch!P.S. I immediately thought of this commercial when I thought about the situation I was in. Hopefully, this puts y'all in a good mood, so you're willing to help. http://www.youtube.com/watch?v=WHdKdUJ6bCA

camera deals at Sears using ShopDiscover 15% bonus cashback

Sears has many popular cameras at about the same price as Amazon, and ShopDiscover is currently giving 15% bonus CashBack, adding up to some pretty good deals.You can also sign up for this quarter's regular Discover bonus CashBack deal, which includes an extra 5% on department stores, up to $300 total purchases, max $15 back.Examples:Canon T3 kit $489 - 15% ($73) - $15 = $401 + tax
Canon T2i kit $648 - 15% ($97) - $15 = $536 + tax
Canon T3i kit $770 - 15% ($115) - $15 = $640 + tax
Nikon D3100 kit $550 - 15% ($82) - $15 = $453 + tax
Nikon D5100 kit $749 - 15% ($112) - $15 = $622 + tax

Free Crest 3D Toothpaste, Whitestrips + Herbal essences - P&G

LinkGet FREE Crest 3D White Toothpaste, Whitestrips and Herbal Essences reminder you can request P&G samples once per quarter. They also have many coupons you can request by mail also!

Skyway Proline 22in Carry-On - Black $69.99 Shipped @ e-bags at e-bay

http://www.ebay.com/itm/Skyway-Proline-22in-Carry-On---Black/150...Designed by flight crews from airlines like Alaska and Delta, the Skyway Proline 22" Carry-On offers maximum efficiency. This carry-on has a roomy interior and main compartment that expands by 2". There are two large exterior pockets and a telescoping handle that locks.Eco Friendly- As a part of Skyway's ongoing commitment to reduce our environmental impact and in appreciation of you, our customer, Skyway is making a donation to Conservation International, which works globally to safeguard the natural resources upon which we all depend.
Zero Gravity Construction- ProLine features Zero Gravity frame construction that is fully flexible for maximum protection of contents in transit. It is lighter and stronger than conventional frame construction, helping to keep packed luggage below most airline-enforced weight restrictions.
Automotive Style Quiet Wheel System- The Skytrack Carry-On Vertical is equipped with a durable Automotive Style Wheel System. The high impact wheel housings are mounted at the outside corners of the cases to ensure superior stability and smoother operation over a variety of surfaces.
Handle System- The vertical case comes complete with our ergonomic comfort-padded handle and Lock-Up/Lock-Down handle system. This handle system has two locking positions, locking the handle in a fully extended or a half extended position which allows for better ergonomic control. Once in the locked down position, the handle stores in low profile mode.
Fabric- ProLine is constructed of ultra durable water and tear resistant nylon. The nylon is coated in Element Barrier, which extends the life of the already durable fabric. Each piece is fully lined to protect the contents of the case.
Premium ID tags- A privacy ID stows within the exterior side panel of the bags. It is connect with elastic, so it is easy to pull out and view, but will not detach from the bag.
Incredibly Soft Mesh- Interior pockets and packing arms and accented with ProLine's extremely soft yet durable mesh material. It is not only comfortable to the touch, but is a great design aspect.
Expansion- The vertical case is expandable for up to 2 inches of extra carrying capacity. The expansion zipper is easy to locate among the main compartment zippers, as it is striped in red.
Zippers and Hardware- ProLine features self-repairing nylon zippers with Smooth-Zip movement that are easier than ever to open and close- even when the case is fully packed.
Removable Attach-Mate Add-a-Bag Strap- ProLine comes complete with a removable Attach-Mate strap for hands-free carrying convenience. When not using the strap to attach a smaller piece to your vertical or carry-on piece, the strap snaps out of place and can be stored in one of the many exterior or interior pockets of the rolling case.
Mesh Zippered Pocket- A mesh zippered accessory pocket hangs from the top and bottom interior of the Skytrack Vertical Carry-On. This is a convenient place to store toiletries and other frequently reached for items.
Back Panel Document Pocket- The back exterior of the ProLine piece features a zippered compartment that will perfectly fit a legal pad. This makes for quick storage or removal of work documents or files. The zipper pull has a snap feature, so when the compartment is zipped shut, it snaps into place for added security.
Internal Packing Arms- The vertical comes complete with interior packing arms fabricated in the softest quality mesh and Quick-Clasp buckles to secure packed items during transit and reduce wrinkling!
Suiter System- Found within the interior of the lid pocket, the suiter system features an adjustable hanger clasp and packing arms to securely grasp and reduce the wrinkling of your finer garments when in transit.
Shoe pockets- Large elastic shoe pockets can be found on the lid pocket of the Skytrack Carry-On. This keeps often dirty shoes separated from clean garments.
No-Tip Carry Handle- The Skytrack Vertical Case has a No-Tip Carry Handle located on the bottom of each rolling case. This handle not only acts as an extra stabilizer for the case when in the vertical position, but the handle is extremely simple to grasp and it's durability makes for easy maneuvering in and out of tight positions, be it an overhead compartment or the baggage claim belt.22 x 14 x 10
Skyway

Washburn WIN PRO Series Electric Guitar Flamed Top Duncan Pickups Set Neck $295 SHIPPED AC

Borrowed from SD...THE DEAL LINK"Pre-Black Friday Sale" Washburn Pro Series Les Paul Body Flamed Top Duncan Pickups Set neck $295
MSRP $712.00
Reg $449.99
(Coupon -$155.00)
W/ Coupon $294.99Coupon Code: RockmyProFree Shipping!!!!!!!!!!!!!!!!!!!!!MANUFACTURER'S PAGEThe top guitar pictured is the one."Long known for great high end features and outstanding playability, Washburn's Idol Series guitars have been favorites among discerning players for years. The WINPROLITEFTSB is no exception. Sporting the latest Idol body design the PROLITE is slim and sleek and ultimately comfortable to play. The thin body provides all of the tone that mahogany is famous for while maintaining a low weight that makes a big difference when the guitar is hanging on your shoulder for hours at a time. The single cutaway design is timeless in its beauty and the Tobacco Sunburst finish has a cool vintage vibe. Perfect for any style of music, the WINPROLITE is right at home in any players arsenal. Mahogany body
Single Cutaway Design
Carved Canadian Maple Top
Flame Maple Top Veneer
Mahogany Set Neck
Rosewood Fingerboard With Natural Maple Binding
Maple Bound Headstock With Mother Of Pearl Washburn Logo And Stylized W Inlay
Mother of Pearl Wing Position Inlays
24.75" scale
Chrome Tune-O-Matic bridge
Chrome Stop Tailpiece
Chrome Grover Exclusive 18:1 Ratio Tuners
Specially Designed Duncan USM Open Coil Humbucking Pickups
Black Speed Knobs
Classic Tobacco Sunburst Finish "INFORMATION FROM WMS (the seller) as posted on SD:"(disclosure: I work for WMS) For clarification purposes I am posting the following:1) these are the Light version. The difference between the pro and pro light is only in the body weight / thickness, and also that the light version is a close out. Washburns reason was there was too many models in the line and they are thinning it down. standards, standard light, deluxe, pro, pro light, win14, etc... then the same thing in WI, WMI, and WIM was just too many models. Speaking on the phone with the Washburn Rep today, I made absolutely sure I was 100% accurate... The Pro Light and the Pro are 100% identical except the Pro has a thicker body and is a bit heavier. I said to him... you know people will ask how thick, and what is the measurment difference. He said there is no spec on that because you could measure the thickness in countless places and get countless different measurments, but the difference he said was not that big a deal, and thus why they are thinnig down the line. 2) We wanted to use that factory image even though it was not a light version, but we put this up after washburn closed and did not want to post an image if there was a possibility of there being any form of difference. The sales manager finally called us back this morning and said that using that image is fine because you are only looking at the front. the images on our site were taken quick to get on the site as quick as possible. You are correct, the image on our site does not doit justice. We have a really nice camera that decided to stop working a couple days ago. Jason ""(I work for WMS.) Please allow me to correct. The pic is not wrong. There is a WIN model [4 knobs] and then there is a WMI model [2 knobs which is another model] this has 4 knobs and is a WIN PRO LIGHT. The PRO has a thick body and the PRO LIGHT is not as thick. See why it is a close out? Too many guitars that are too similar to each other, so they are thinning down their model offering.Jason "THIS DOES NOT INCLUDE A CASE. You can get a Washburn GB40 gig bag for $19.90 + shipping HERE.

Cold Water Creek all outlet B1G1 50% off - Lace Cami 2 for 14.64 + FS

Cold Water Creek is having a buy one get one 50% off sale in their Outlet Section. Free shipping with no minimum using code WZH2864. There are some good deals out there. I found the Crinkle Lace Cami on sale for $9.99, two of them together with tax ended up being $14.64 with free shipping. Many colours and sizes still remain.

Western Federal Credit Union $100 w/new checking account.

western.org/jointoday
877-254-9328
FREE Checking, does not earn interest. Membership open to many employees of various organizations. Many of you might qualify.Fine Print: Promotion valid through November 30, 2011. Checking account offer available to members who open their first Western Checking Account on or after October 31, 2011. First $50 Bonus will be deposited one business day after account opening and second $50 bonus one business day after second statement is processed and Checking Account remains in good standing. One Checking Bonus per member. From ad in L.A. Daily News

FHA loan ceiling increased back to previous limits

kinda crazy since recent audits of FHA showed that they had very low reserves. So much for trying to get Govt out of housing asap. troubling that this is one of the few pieces of legislation that both sides of the isle can agree on (despite many arguing for decrease in govt involvement). also for those arguing for "more skin in the game" for future homeowners, how does 3.5% down payment govt. guaranteed housing sound?
link to articleFHA Loan Limits Get a Boost, but Will It Help Housing Market?
Loan ceiling increased, but will it spur the housing market or simply get the government in deeper?
By Meg Handley November 18, 2011 RSS Feed Print Seeking to strike a balance between shoring up the struggling housing market and dialing down government involvement, the House and Senate voted Thursday to approve a bill raising the maximum size of mortgages the Federal Housing Administration can insure. The measure now goes to the president for final approval, which he's expected to sign Friday as part of a larger package of spending bills. Passage of the bill would allow borrowers in pricey markets seeking loans up to $729,750 to take out an FHA-backed loan, which requires a lower down payment than "jumbo" loans, which usually also carry higher interest rates. The bill would not affect loans guaranteed through Fannie Mae or Freddie Mac.The limits for Fannie-, Freddie-, and FHA-backed loans were raised when credit markets tightened during the financial crisis, but they automatically reverted to the lower ceiling of $625,500 October 1, impacting some 670 counties. As a result, prices tanked in some of the nation's pricier markets due to the lower limits, prompting lawmakers to reconsider raising the cap once again. [Are Things Looking Up for the Housing Market?]"The issue became, how do we avoid this pitfall and bring stabilization to prices in the housing market," says Cameron Findlay, chief economist at LendingTree. "The government's not trying to stimulate prices higher. At this point, they're trying to slow the decline."Proponents of the increase argue that the housing market is still much too feeble to withstand any obstacles that make it more difficult or expensive to take out a loan. But critics say the measure would primarily benefit affluent neighborhoods, synthetically drive prices higher, and reinforce the government's already giant presence in the housing market.Nevertheless, most experts agree that reducing the government's footprint in housing and resuscitating the virtually nonexistent private sector's presence is the right direction in the long term. The government-sponsored enterprises Fannie and Freddie are expected to pull back from their involvement in the housing market in the near term, but because the housing market remains so weak, there will be a void to fill."What you're going to see is FHA having to step up to fill that void," Findlay says. "If I'm somebody in that bucket between $625,500 and $729,750, I'm probably somebody who wants to go with FHA right now. And basically, that's everybody in California, Florida, and New York. That's a large percentage of the market right there."The concern, again, is that FHA's market share will balloon, further entrenching the government in the housing market.Another unintended consequence of the higher loan limits is more borrowers with high-dollar loans with very little "skin in the game." FHA-backed loans only require a 3.5 percent down payment. "FHA levels were restored to their previous levels, but GSE levels were not," says Greg McBride, senior financial analyst at Bankrate.com. "You could take a jumbo loan and pay 20 or 30 percent down, or take an FHA loan and only put down 3.5 percent. There's really not that middle ground anymore."As the tug of war continues between reducing the government's footprint in housing and ensuring the market can stand on its own, the ultimate outcome of raising FHA loan limits remains unclear. A recent audit raised concerns about FHA's financial situation and found the agency's cash reserves alarmingly low."If I look at it from the standpoint of a homebuyer, it's great for them," Findlay says. "If I look at it from the standpoint of our economy and the long-term sustainability, maybe it's not good [in the long term] but it's OK for now."mhandley@usnews.com

Saeco Aroma 15 Bar Stainless Espresso Machine $150 shipped

For E-Blast Subscribers Newegg has the Saeco 00354 espresso maker for $150 shipped free using coupon code: EMCJJJB54It regularly sells for $300-$350, and New Eggs lowest e-blast sale price before this was $199.Here's a link to it at $299 at Amazon, with 53 owner reviews.Bloomingdale's briefly offered the black version of this machine for $150 plus shipping discussed in this thread. It sold out online quickly. The Aroma is considered by many to be the best low end machine.There are many mods and accessories available like this non-pressurized portafilter.

Xbox360 250gb Kinect Holiday Bundle for $400, get $75gc @ Amazon

LinkThis is the current GoldBox Lightening Deal. 36% claimed right now, ~2hrs left. Yes, I know some places have had $100gc recently, but Amazon doesn't charge tax for many people so factor that in and could be a better deal.

50 Amazing Numbers About the Economy

Some interesting numbers on this article. Did you know that... 50. From 1948 until 2007, the average duration of unemployment was 13.5 weeks. Today, it's 40.5 weeks.49. In 1982, a 30-year mortgage carried an interest rate of 17.6%. Today, it's 4.1%. On a $250,000 loan, that's the difference between a monthly payment of $3,686 versus $1,210.48. In 2000, 69% of businesses offered workers health insurance. By 2009, just 60% did, according to the Kaiser Family Foundation.47. In 1952, corporate taxes were 6.1% of GDP, and employment taxes were 1.8% of GDP. In 2009, corporate taxes were 1% of GDP, and employment taxes were 6.3% of GDP.46. The day after Standard & Poor's downgraded U.S. Treasuries was the second best day for Treasuries in modern history.45. "Just 1 in 7 U.S. workers is of normal weight without a chronic health problem," according to The Wall Street Journal, citing Gallup data.44. Adjusted for inflation, nationwide home prices have dropped 8.5% since 1979. Unrelated: 60% of homeowners say a major reason they bought a home is because they think it will make a good retirement investment.43. The markup AT&T (NYSE: T ) charges for a single text message ($0.20) compared with a standard mobile data package ($25 for 2 gigs) is roughly 10 million percent.42. Tax evasion has added an estimated $3 trillion to the national debt over the past decade, according to David Callahan of Demos, citing Internal Revenue Service data.41. According to The Wall Street Journal, "every year 17,000 American-trained masters and doctoral students leave the U.S. to find work elsewhere."40. Over the past 25 years, college tuition has increased at nearly four times the rate of broader inflation.39. Health care for an average family now runs $19,393 a year, according to the Milliman Medical Index. It was about half that much in 2002.38. Power to the people! According to The Los Angeles Times: "Some 75% of respondents said they were following the [California] budget debate, yet only 16% were aware that state spending has shrunk by billions of dollars over the last three years."37. California will spend $5.7 billion on its main public universities this year, and $9.6 billion on prisons, according to The Bay Citizen.36. The labor force participation rate for men has dropped from 87% in 1948 to 71% today. 35. The personal savings rate in August was 4.5%. Since 1959, it has averaged 7%. Returning to that level would divert more than $200 billion a year from consumer spending into saving.34. 5.5 million Americans are unemployed and not receiving unemployment benefits. Last year, that number was 1.4 million.33. The U.S. government provides health care for a minority of its population (elderly and poor) at a greater cost per citizen than many European countries spend on universal coverage.32. As a percentage of GDP, federal taxes in 2010 were the lowest since 1950.31. Between 2007 and 2009, those with a bachelor's degree saw the employment-to-population ratio fall by just 0.5%. For those without a bachelor's degree, it fell by more than 2%.30. Household debt payments as a percentage of income are now at the lowest level since 1994.29. Despite record federal deficits, total debt throughout the economy -- public plus private -- as a percentage of GDP has been dropping since 2008. Households are shedding debt faster than the government can go into it.28. Just not student debt: Total student loans outstanding are expected to reach $1 trillion this year. The average student now leaves college with nearly $23,000 of debt. As Time pointed out, "Students today are borrowing double the amount they did ten years ago -- after adjusting for inflation.27. Total state and local pension shortfalls now equal $4.4 trillion, according to State Budget Solutions.26. In 2000, interest payments on the national debt totaled $222 billion. By 2009, the debt had more than doubled, but interest payments were $186 billion. Lower interest rates have saved taxpayers trillions of dollars.25. According to The New York Times, only 23% of Americans benefit from the mortgage interest tax deduction, yet 93% support it.24. For every $1,000 decline in home values, Americans reduce spending by $20 to $70 a year, according to the Congressional Budget Office.23. Without mortgage equity withdrawal -- people using their homes as ATMs -- the U.S. economy would have been in recession for most of the 2001-2006 period.22. The percentage of Americans covered by health insurance fell from 86.9% in 2000 to 83.7% in 2010. It has declined in eight of the past 10 years.21. Nationwide real estate values have declined by about $7 trillion since 2006.20. CEOs of S&P 500 companies are entitled to receive an average of $22 million upon being fired, according to GMI. "In total, it would cost shareholders $10.8 billion to fire the CEOs of all of the companies in the S&P 500," it writes.19. One percent of households captured 52% of all income gains from 1993-2008.18. Just 400 people earned 10% of all capital gains in 2007. Between 2000 and 2007, the top 400 taxpayers captured about 2% of all economic growth.17. People spend their money on different sets of goods and services. The richest 10% of Americans had an inflation rate that was about 6% higher than the bottom 10% between 1994 and 2005.16. According to former White House budget advisor Peter Orszag: "In 1990, about 63 percent of business income in the U.S. took the form of wages and other types of labor compensation. ... By 2005, that figure had dropped to 61 percent. And by the middle of this year, it had fallen to 58 percent. ... The difference from 1990 to today -- about 5 percentage points or so of private-sector income -- amounts to more than $500 billion a year."15. Private jobs growth over the past two years has been faster than it was from 2001-2003. Public job losses have been a major factor in our current jobs crisis.14. If federal, state, and local governments hadn't been slashing jobs since 2009, today's unemployment rate would be nearly a full percentage point lower.13. The White House -- famously optimistic throughout all administrations -- forecasts that the unemployment rate won't return to pre-recession levels until 2016.12. According to the National Review, "[General Motors (NYSE: GM ) ] has 96,000 employees but provides health benefits to a million people."11. While gold hit record highs this summer, the yield on Treasury Inflation-Protected Securities, or TIPS, implied a forecast of near record low inflation.10. According to author Matt Ridley, it took an average person 4,700 hours of work to afford a Ford (NYSE: F ) Model T in 1908. Today, it takes an average person 1,000 hours of work to afford an ordinary car.9. Adjusted for inflation, the first Apple (Nasdaq: AAPL ) Macintosh cost $5,440. Today's iPad costs $500, and is outrageously more advanced.8. About half of all Tweets are derived from 20,000 people -- or just 0.05% of Twitter members.7. UBS estimates that illegal lending in China amounts to $630 billion a year, or about 10% of the country's gross domestic product.6. Only 2.7% of what Americans spend their money on are goods and services from China. 88.5% is on American-made goods and services.5. Cash flow among S&P 500 companies set a new all-time record last year, at $1.2 trillion.4. Between dividends and buybacks, S&P 500 companies returned $4.3 trillion to shareholders from 2003 to 2010.3. According to the Hedge Fund Research index, hedge funds as a group returned 19.6% between March 2009 and May 2011. Broad stock market indexes in the developed world returned 114% during that period.2. Food prices invariably come up when people talk about inflation. But average disposable income has risen twice as fast as food prices over the past 50 years. There's been fairly steady food deflation over time.1. America is still by far the largest economy in the world, nearly three times the size of China's or Japan's economy, and nearly five times the size of Germany's. We have the best schools, the deepest financial system, the most advanced innovation, and the brightest entrepreneurs.50 Amazing Numbers About the Economy

Park'N Ticket Atlanta Airport Parking $10 for 3 days - Google Offers - No Limit

69% Off - ParkN Ticket Link$10 for three days of airport parking at ParkN Ticket ($33 value)
Redeem Nov 21, 2011 - Nov 19, 2012Limit: 2 per person
Unlimited as GiftsMore rules: Limit 2 per person; may purchase additional as gifts. Limit 1 per visit. Valid for uncovered parking only. If parked more than 3 days, the regular rate will be charged for each additional dayBuy as many as you want, but 1 at a time

Ansmann Energy 16 Battery Charger $69.99.

Built in power supply. Made in Germany. Best price on one of the best chargers. 3 year warranty.http://www.meritline.com/ansmann-energy-16-battery-charging-maintenance-device---p-69320.aspx

Target 11/20 to 23 ONLY Lego Sets (select) $14, Classic Board Games 2 for $11ac (TOYS POST)

The Target pre-BF ad is over 30 pages. Will have a few threads. This will be TOYS related. Will post an electronics and household thread as well.11/20 to 23 ONLY______________________________________________________________________________________________________________________________________________________LEGO SETS $14 (Creator 276, NINJAGQ 2260, and CITY 173)
Classic Board Games 2 for $11 after $5/2 coupon in ad (Connect 4, Jenga, Operation, Monopoly, Twister, Battleship, Trouble, many others)Nintendo 3DS Game System $145 (in blue or black)TEN Bags of MOON DOUGH in Super Value Pack $5DQ BLIZZARD MAKER $15Paper Jamz Pro Series Guitar $29.99
COUPONS IN AD AS FOLLOWS:$5 off $19+ any Disney Princess toy(s)$5 " " any Barbie toys (Barbie Big Box Furniture Gift Set $24.99 ac)$5 " " any Nerf Blaster (Dart Tag Blaster $14.99ac)$5 " " any Hot Wheels Toy (Wall Tracks Set $22.99 ac)$5 any Little People Toy by Fisher Price20% off any Laugh/Learn Toy by FP

Netflix-Walmart DVD lawsuit - Claim for settlement

Got email yesterday from OnlineDVCclass.com where they stated that both Netflix and WalMart were sued by consumers for their agreement over DVD business.
WalMart agreed to give settlement amount of $27.25 million and if you claim for it by Feb 14'2012 you will receive the amount from it depending on how many claims they got if court agrees to pay.More information at LinkTo claim WalMart gift card you can fill the form online and if you wish to receive cash send the claim for in mail.
Form link is at left hand side on their website.CNN has confirmed that this lawsuit is legit.Even if you are not Netflix member you can still file for claim as membership number is optional

Mobile coupons from Walgreens starting Black Friday

DEERFIELD, Ill., Nov. 17, 2011 - In what many expect to be a breakout holiday season for mobile shopping, Walgreens (NYSE: WAG) (NASDAQ: WAG) is adding scannable coupons to its award-winning mobile applications, offering exclusive discounts to its smartphone customers beginning Black Friday, Nov. 25.Coupons will range in value from 50 cents to $5 and will be good toward a variety of products including beauty items, gifts, consumables and everyday essentials, such as diapers. Scannable coupons provide optimal convenience with no clipping or printing required. Cashiers simply scan a coupon straight from a users smartphone.With mobile scanning capabilities at all of the more than 7,700 Walgreens stores nationwide, this is the largest retail mobile coupon program in the U.S.Were enhancing the shopping experience by giving our mobile customers greater convenience and exclusive savings during the holiday season, said Sona Chawla, Walgreens president of E-commerce. Through our mobile application, no matter where people are, they can find an easy way to save next time they come to Walgreens just download the app and youre ready to shop.Coupons will be offered through the Walgreens mobile application from Nov. 25 through Dec. 24. Details regarding post-Christmas coupon programs are not yet available.Other Walgreens mobile shopping features include: * View the weekly ad and the latest sales
* Shop directly from any smartphone
* Browse products and check in-store availability
* Receive text alerts regarding special offers and exclusive dealsThe Walgreens mobile application is free and can be downloaded by searching for Walgreens in smartphone application stores or marketplaces for iPhone, Android and BlackBerry. Standard data and text messaging rates may apply, internet connectivity is required at time of transaction for coupon to be accessible.

Skullcandy Riot 10 Earbud Headphones for $6 + free shipping, more

6pm offers the Skullcandy Riot 10 Earbud Headphones in Purple/White/Blue (pictured), Blue/Red, or Throwback for $5.99 with free shipping. They feature a 20 to 20kHz frequency response, 11mm drivers, and gold-plated plug.
Purple Blue LINK
Blue Red LINK
Throwback LINK6pm also offers the Skullcandy INK'D In-Ear Headphones in Black, Green/Black, and Oliver Red/White for $6.98 with free shipping. These earbuds feature 11mm drivers and a frequency response of 20Hz to 20kHz.
Black LINK
Green Black LINK
Red White LINKIn addition, many more Skullcandy items are discounted at up to 75% off, Combined with free shipping.: LINK

Refurb Optoma HD 1080p DLP Home Theater Projector for $650 + $5 s&h

Today only, Woot Sellout offers the factory-refurbished Optoma HD 1080p DLP Home Theater Projector (pictured), model no. HD20, for $649.99. With $5 for shipping, that's tied with our August mention and $244 under the lowest total price we could find for a new one. This DLP projector features a display size of up to 300", a native resolution of 1920x1080 (1080p), 1,700 lumens brightness, 4,000:1 contrast ratio, remote control, two HDMI inputs, and other video inputs.
LINKWoot Sellout also offers the factory-refurbished HD180 model for the same price. That's tied with our August mention and $245 less than the best price we could find for a new one. It features many of the same specs as the model above; however, this model has a 3,500:1 contrast ratio. A 90-day Optoma warranty applies for both.

Cellfire: Kroger and Many Safeway Chains (not all) Shoppers Win 55 or $3 Coupon (12 Hours Only)

If you are not a current member of Cellfire, you will definitely want to join now! For the next 12 hours (from 6AM EST-6PM EST), Kroger and safeway shoppers who log into Cellfire will get either a 55 or $3 coupon! All you have to do is clip your bonus coupon and make sure you scan your loyalty card at the store before the coupon expires on November 20, 2011.http://www.cellfire.com/

Craftsman 21 in. Bow Saw ( Lifetime Warranty ) $3.49 Store Pickup @ Sears

Craftsman 21 in. Bow Saw ( Lifetime Warranty ) $3.49 Store Pickup @ Sears http://www.sears.com/shc/s/p_10153_12605_07183559000P( Lifetime Warranty )
Dimensions:
Length (in.): 21 in.
Product Overview:
Item Type: Cutter
Item Weight (lbs.): 1.38 lbs.
Individual, Kit or Set: Individual
Blade:
Blade Length: 21 in.
Type: Bow saw
Tool Head:
Work Element: TeethI got this from wikipedia but I find this to be true.Warranty Craftsman hand tools have an unlimited lifetime warranty. This lifetime warranty program was instituted by Sears when they began selling the Craftsman line in 1927. This warranty program requires no receipt or dated proof of purchase. If the owner takes the item into a local retail store, it may be replaced or repaired free of charge. In some cases, such as ratchets, the customer may be offered a repair kit with which to repair the item.The full text of the warranty is as follows:If for any reason your Craftsman hand tool ever fails to provide complete satisfaction, return it to any Sears store or other Craftsman outlet in the United States for free repair or replacement. This warranty gives you specific legal rights and you may also have other rights which vary from state to state.
The hand tool lifetime warranty is also in effect on many Craftsman non-powered lawn and garden products including rakes, shovels, clippers, brooms, trowels, pruners, hoses, sprinklers, hose nozzles, and other small gardening hand tools. The lifetime warranty does not include precision hand tools, such as calipers , tape measures and torque wrenches, with the exception of beam-style torque wrenches.Power tools have a one-year warranty.After the merger, Kmart began selling Craftsman products and honoring the hand tool lifetime warranty.

Staples.com BUY Non Staples GC's with REWARDS Checks online! Can apply free gift coupons too! (not $/$$ coupons)

http://www.staples.com/All-Gift-Cards/cat_CL166326 there are dozens of choices, narrow search along left column for restaurants, home imprvmnt, entertainment, etc.Many card for the same retail/restaurant come in varying denominations ($25/$50/$100, etc)you can also apply the free gift coupons with $100 order (video camera, luggage, etc) these are for sale on eBay as well if you don't have one.$/$$ off coupons WILL NOT work on the gift cards.Confirmed by posters at SD that they were able to pay with REWARDS CHEX.

Select Bamboo Cutting Boards by TruBamboo 65% off! shipping flat rate of $4.50

Not sure why this got deleted, I posted this on another website also and it is very popular over there so i figured i would share the wealth since I have been a long time lurker. I was shopping for a bamboo cutting board for one of my relatives for Christmas and I came across a great Deal! I was going to buy it on Amazon but i decided to check around and I stumbled upon TruBamboo's facebook page. They posted a coupon code for 65% off three of their bamboo cutting boards.From TruBamboo's facebook page:TruBamboo
We're offering 65% off our three most popular cutting boards for our Thanksgiving Sale!Make sure your kitchen is fully stocked for the holiday season by going to www.trubamboo.com and entering coupon code TB112011 when you buy our Extra Large Palm Beach Cutting Board, Extra Large Bermuda Cutting Board, or Large Bimini Cutting Board.Here are the links to the cutting boards that are on sale. Just add TB112011 to your cart at checkout. There is shipping but it was only $4.50 flat rate no matter how many you order. Anyway enjoy and happy chopping!Large Bimini Board $11.50
after discount and shipping (normally $24.49)Extra Large Bermuda Board $13.25
after discount and shipping (normally $29.49)Large Palm Beach Board (not the extra large as they listed on their facebook page) $11.50
after discount and shipping (normally $24.49)

Free Shipping at FragranceNet ( thru 11-17) The Healing Garden by Coty 2 ounce Body Spray "Sensual Plum" $2.50

Fragrance.Net
The Healing Garden by Coty 2 ounce Body Spray "Sensual Plum"
Our Price: $2.49
Retail Price: $3.50
Free Shipping w/ code NV4FS until 11-17-2011 ( sitewide, no minimum req)
FREE GIFT (usually cologne sample or emory board ) with any purchase!http://www.fragrancenet.com/healing-garden-beauty-fragrance/coty...Item: 217513 -Green Tea by Elizabeth Arden for women
BODY LOTION 1.7 OZ
Retail Price: $8.00 Now : $3.79Many, many more,.. I'm not familiar enough with fragrances to know the best deals, sorryLittle Girl Gifts- http://www.fragrancenet.com/f/net/collections.html?search_type=p...Under $5- http://www.fragrancenet.com/f/net/collections.html?search=ug5
50% off - http://www.fragrancenet.com/f/net/collections.html?search=s50** Possible 8% Fat Wallet CashBack -> http://www.fullofdeals.com/FragranceNet-coupons/

Lenovo Ideapad Laptop Z575 A4 3300M 15.6", 4GB, 320GB HD $348 + $10.44 Shipping at Frys.com

Fry's Two Day sale currently available online and instore until 11/17/2011$348 + $10.44 ground shipping
http://www.frys.com/product/6793725THE Lenovo IDEAPAD Z575 (129928U) NOTEBOOK - MANY DIMENSIONS OF MOBILE MULTIMEDIAThis notebook is all about style, performance and a range of multimedia features at a very decent price.
The 15.6" widescreen IdeaPad Z575 notebooks are more affordable than others might think. They make multimedia more realistic with features like OneKey Theater II for optimized audio-visual settings, SRS Premium Surround Sound audio enhancement technology, and specialized stereo speakers for extra bass. Plus, you can complete everyday tasks faster, with the all new AMD A4 processor with integrated AMD HD graphics technology. Best of all, its from Lenovo, makers of the award-winning ThinkPad business notebook.KEY SPECIFICATIONSAMD A4-3300M dual-core processorGenuine Windows 7 Home Premium 6415.6" HD LED backlit display (1366x768), 16:9 widescreenAMD Radeon HD 6480M graphics4GB DDR3 memory, 320GB HDD storageIntegrated high-speed 802.11n WiFiHD graphics support and HDMI outputIntegrated DVD reader/writerUSB 2.0, eSATA connectors and 5-in-1 card readerIntegrated 0.3 webcamINSPIRE CREATIVITYAccuType keyboard with individual rounded keys for comfortable and accurate typingGun metal gray finish for a classy look and touchMultitouch touchpad for easy scrolling and zoom functionsSIMPLIFYEnergy Management protects the long-term durability of the battery and uses advanced energy-saving technology to increase time spent between chargesOneKey Rescue System makes data backup and recovery simpleLenovo ReadyComm advanced networking and internet connection managementCAPTIVATE AND ENTERTAINDirectShare easily synchronize your files with another notebook without connecting to the InternetSRS Premium Surround Sound audio enhancement and stereo speakersHD graphics support and HDMI outputOneKey Theater II one-touch audio-visual optimization for clearer, brighter images and richer audioVeriFace facial recognition technologySpecifications:
Operating System: Genuine Windows 7 Home Premium 64-bit
Processor: AMD A4-3300M Dual-Core Processor
Graphics: AMD Mobility Radeon HD 6480M Graphics
Memory: 4GB DDR3 SDRAM Memory
Storage Drive: 320GB Hard Drive
Optical Drive: Integrated DVD reader/ writer
Display: 15.6" LED Backlit Display, 1366 x 768 resolution
Webcam: Integrated 0.3MP webcam
Communications: 802.11b/g/n WiFi, 10/100M LAN
Expandability: 5-in-1 card reader supporting SD, MMC, MS, MS pro & XD memory cards
Ports: 3 x USB 2.0 ports, 1 x eSATA/USB combo port, RJ-45, VGA, microphone, headphone, HDMI
Battery: Standard Lithium-Ion battery packSoftware:
McAfee VirusScan 2009 Trial Version, OneKey Rescue System, OneKey Theater, Lenovo Readycomm, ooVoo, Adobe Reader, Windows Live Toolbar, YouCam, Microsoft Office 2010 Starter Edition, Veriface, Lenovo Energy Management software, Cyberlink Power2Go (dvd +/- rw), Lenovo DirectShare, DDNI 2Warranty:
1 Year Limited warrantyVisit Fatwallet.com for more Lenovo coupons and cash back shopping!

Why HARP 2.0 is also destined to FAIL.

In the original HARP plan, many homeowners were unable to refi due to the restriction of PMI-mortgage insurance. If you have any PMI on your property, lenders can flat disqualify you based on that alone.From what I have read on the new revisions, owner paid PMI may be accepted now. But lender paid mortgage insurance will still disqualify you. I have spoken to Bank of America and QuickenLoans to confirm this.So basically, any borrower who put down less than 20% at the loan's origination is out of luck- unless they can pay the principal down to 80% LTV. At the current home values, this move would be financial suicide for most people. The problem here involves more than the lenders. It seems that unless the rules for the mortgage insurance companies are revised, the HARP revision is just a slightly larger bandaid for a wound that requires a tourniquet.

Citi Card Holders Great Deal IHome $99, Madden $39, Wii Fit Bundle $59 and Many More VERY LIMITED QUANTITIES

Citi Card Holders Great Deal IHome $99, Madden $39, Wii Fit Bundle $59 and Many More VERY LIMITED QUANTITIES
Many items for sale very limited quantities so move fast:https://www.specials.citi.com/category/GiftIdeas/o___3641_.htmKey Items Fandango $25 Certificate for $10 GONE
Playstation Move Bundle $39 GONE
Ihome $99
Madden $34(Wii) $39 (xbox and ps3)
Thanks lilmotto

HandHeldItems: Up to 93% off iPhone 4S cases + extra 20% off, $1 credit

HandHeldItems knocks up to 93% off select Apple iPhone 4 cases. Plus, take an extra 20% off via coupon code "20iphonecs". Even better, receive a $1 HHI store credit with your purchase. In all, over 1,200 items are discounted (scroll down to see them all). Plus, many items qualify for free shipping. (If not, shipping starts at around $3.) Deal ends November 15.
LINKA best bet is the Silicone Cassette Tape Case for iPhone 4 and 4S (pictured) bundled with a $1 HHI store credit for $2.72 before the above coupon, $2.18 after. With free shipping, that's the lowest total price we could find by a buck. : Faux Cassette Case LINK

USB 8-in-1 Multi USB Charger Cable for Most Electronics w/ Car Adapter & Wall Charger for $9.48 shipped at MidnightBox

http://www.midnightbox.com/
Deal 2
Price: $9.48 shipped
Condition: NewDescriptionThis USB Multi Charger has 8 different connectors to fit most of today's electronics. Use with PDA's, media players, cell phones, eBook readers, etc, and charge several at the same time + many other devices that use mini or micro USBUse this USB cable with the INCLUDED USB Wall Charger or USB Car Charger Adapters. Compatible with the following major brands * Apple iPod & iPhone
* HTC
* LG
* MOTOROLA
* Nokia
* RIM Blackberry
* SAMSUNG
* Sony EricssonFeatures * Charge up to 8 devices simultaneously
* Charge your cell phone, iPhon, iPad, iPod, Ebook, and many more different electronics
* Multifunction USB charger cable for MP3 Players, mobile phones and iPods
* Here is a list of a few of the major brand name companies this amazing charger will charge: Apple iPod & iPhone, HTC, LG, Motorola, Nokia, Blackberry, Samsung, Sony Ericsson and more!
* Portable and light weight
* BONUS! USB Car adapter and walll charger INCLUDEDWhats in the Box * USB 8 in 1 Multi USB Charger Cable
* USB Car Adapter
* USB Wall Charger

Premium Outlets Black Friday

LinkAfter-Thanksgiving Weekend Sale
Midnight Madness Kick-Off*
Fri - Sun, Nov 25 - 27Mark your calendar
Don't miss the biggest sale of the year. Enjoy exceptional holiday savings and extended shopping hours, plus, experience Midnight Madness as many stores open their doors at midnight right after Thanksgiving.* Some stores may open even earlier. A list of store sale information is posted on each center-specific Sales & Events page. Check center-specific websites for extended sale hours. Select a center from the drop-down menu above.*Midnight opening after Thanksgiving at all Premium Outlet Centers except Florida Keys Outlet Center; Naples Outlet Center, FL; Factory Merchants Branson, MO & The Shoppes at Branson Meadows, MO; Factory Stores of America centers in: Boaz, AL; Graceville, FL; Story City, IA; Georgetown, KY; Lebanon, MO; Nebraska City, NE.

Black & Decker TLD100 Thermal Leak Detector $27.99 Shipped

This has so many uses......http://www.amazon.com/dp/B001LMTW2S/The Black & Decker Thermal Leak Detector helps you increase the efficiency of your home's insulation by finding weak areas that can lead to higher heating and cooling bills. You'll instantly identify problem areas around drafty windows and doors, and uncover hidden leaks and insulation "soft spots" around your home. Check windows, ducts, and walls with the thermal reference light that indicates hot and cold spots. You can even use the detector to diagnose engine misfires or check your refrigerator and freezer settings.

The TLD100 lets you identify weak spots that can lead to high energy bills. View larger.
Easy-to-Read Color Coding and Screen
The Thermal Leak Detector makes it easy to monitor your home's energy efficiency by finding areas that let heat out and cold air in. Simply set the detector's temperature tolerances to one, five, or 10 degrees and scan the light across the area you want to inspect. The light will change to red for warmer spots and blue for cooler spots to detect air leaks in both warm and cool weather. The detector also displays temperatures in either Fahrenheit or Celsius on the LCD screen. Check for drafts or leaks around your fireplace, recessed lighting, electrical outlets, along floor molding, or any place that may have improper seals, caulking, or seams that aren't immediately visible. An included booklet gives you tips and instructions on how to seal leaks and improve insulation.Cut Energy Bills and Improve Your Home's Efficiency
Sealing the leaks and improving insulation in your home can help you save as much as 20 percent on your heating and cooling bills. An efficient, greener home will stay cooler in summer and warmer in winter, increasing its resale value.Multiple Uses to Handle Uncommon Tasks
Use the Thermal Leak Detector to check your refrigerator and freezer temperatures and efficiency. Diagnose engine problems related to overheating or coolant leaks to avoid costly repairs and mechanic bills down the road. The Thermal Leak Detector can also check the operation of your HVAC system, so you can perform preventative maintenance as needed.The Black & Decker Thermal Leak Detector is covered by a two-year warranty.

Free after MQ - One touch delica lancing Device ($19.99) look out for your post mail today- YMMV

I received free MQ for One touch delica lancing device today in mail, and this is from riteaid. I'm not sure whether this is mailed for SCR or Wellness customer.
I thought of putting this in one of the thread, then realized that many of you are looking to reach gold or silver level, so created a new thread.
This usually cost 19.99 in RA store near me, but this week it is on sale for 9.99, so wait and buy when it is in regular price.
This will give you nice 20 wellness points. Thanks.I'm not sure how to move to riteaid thread, I put this under general groceries thread.
If you know please move this or let me know.

More American Express Points / Rewards Issues :(

Anyone else have this issue?I have been an American Express customer for years and in the past, they have been extra helpful when it comes to my rewards. However, recently, I ended up with this one annoying issue. Like most of FW, I jumped on the 75k points deal, I didn't have a card for my business so this seemed like the best time to apply for the card. As they promised, 75k points was awarded to my card when I met the spending limit, happy days! A few weeks later, I stumbled across the deal for American Express International Payments, offering up to 30k points for signing up and making some money transfers, sweet! Signed up and waited for my points..........a couple of months go buy, no points. So I contact customer service who initially tell me I didn't sign up for the deal with the free points....I presented my photocopied application and they told me I would get a call shortly. I ended up getting an email which stated that it was a targeted order and I wasn't eligible. I scanned through all the T&C's, nothing about this being a targeted order, took a screen capture of the website with this offer and again presented my case........no other contact. So I drop an email to them and did receive a reply which told me I had had too many points and could not have any more promotional points.The only promotional points I have had was the 75k offer, everything else was just purchases....kinda frustrated, just out of principle, I can't find anything about a limit to your points.So anyone else have this issue? Any tips to get my points or am I a lost cause.Thanks in advance FW'ers.

Phenom II X4 830 Processor - OEM, $49.99, Microcenter

Newegg had a similar deal going over a week ago, now Microcenter has gotten in on the act.These are great, mid-level performance CPUs. This particular CPU is based on a later generation Phenom II X4 design, runs cooler, and in many cases, will outrun faster clocked versions of earlier Phenom II X4's. Can be used for anything from a home theater PC to a very decent gaming setup when paired with good performing graphics card(s). OEM version doesn't come with a fan, so you'll need one if you plan to build a brand new system around this processor.http://www.microcenter.com/single_product_results.phtml?product_...

HTC DROID Incredible Verizon Android Smartphone Pre-owned $85 + tax shipped

If you are looking for a replacement phone and no contract, this looks like a good deal to me. CowBoom's daily deal is the HTC DROID Incredible Verizon Android Smartphone for 79.99 + $5 shipping + tax. It is Pre-owned and does not come with the users manual. It does not compete with the newest most expensive phones, but still has nice specs. Many folks do not care for CowBoom. I have had ok luck so far. The reseller rating for them is at 4.09/10 right now. The reviews are either 5 starts or 1 star with little in between. http://www.resellerratings.com/store/CowboomLink: http://www.cowboom.com/deal-of-the-day.cfmand specs: Condition: Pre-ownedWhat's in the box?
HTC Droid Incredible Verizon Smartphone Battery Battery Cover AC Adapter USB Cable What's not included?
Owners Manual HTC DROID Incredible Mobile Phone - BlackEquipped with 802.11b/g Wi-Fi technology for Internet and e-mail access, this mobile phone makes it easy to keep in touch on the go. Snap stunning photos and video with the 8.0MP digital camera and view them on the 3.7" high-definition display.Features
Built-in 802.11b/g Wi-Fi technology
Along with an HTML browser with Flash Lite 4.0 support for Internet and e-mail capability.
Bluetooth-compatible for connecting to your computer or to a Bluetooth headset (not included).
Android 2.1 operating system with Google Experience
Allows you to stay connected and productive on the go.
1.0GHz Snapdragon processor for smooth operation.
3.7" high-definition display
For clear viewing of your text messages, photos and videos. Sense UI interface for intuitive use.
Store contacts and phone numbers
With 8GB of built-in memory.
Built-in 8.0MP digital camera
Lets you snap high-resolution digital photos and capture video for photo and video sharing.
Built-in music player
For listening to your favorite tunes on the go.
Integrated Google, Exchange and Facebook contacts
For easy access to important contact data.
Multimedia, instant and text messaging
Let you communicate by typing. YouTube, Latitude, Google Talk, Gmail, Google Calendar and Google Search capability.
Voice activation
For hands-free dialing by voicing a preprogrammed keyword. Speed dial lets you call frequently used numbers with the touch of a button.
Google Maps with navigation support
For conveniently viewing directions to your travel destinations.
1,000-entry phone book
Lets you store frequently used contact numbers.
Up to 312 minutes talk time and up to 146 hours standbySpecifications
Phone Style: Bar phone
Band and Mode: 3G
Technology Details: 800/1900MHz
Bluetooth-Enabled: Yes
Talk Time: Up to 312 minutes
Standby Time: Up to 146 hours
Vibrate Mode: Yes
Customizable Ring Tones: Yes
Voice Activated: Yes
Downloadable Games: Yes
Speed Dialing: Yes
Color Display: Yes
Internet/Email Capable: Yes
Built-in Digital Camera: Yes
MMS: Yes
Text Messaging/Instant Messaging: Yes
Mobile Operating System: Android
QWERTY Keyboard: Yes
Touch Screen: Yes
Camera Resolution: 8.0MP
Vibration Alert: Yes
Speakerphone: Yes
Graphics: Yes
Downloadable Ringtones: Yes
Changeable Faceplate: No
External Caller ID: Yes
Phonebook: Up to 1,000 entries
Device Manufacturer: HTC
Color Category: Black
Wireless Capability: 3GMFG: HTC
MFG Part: DROID INCREDIBLE ADR6300 VERIZON BLACK

rei.com Baffin Logan Winter Boots - Men's - 2010 Closeout $69.93

TextBaffin Logan Winter Boots - Men's - 2010 Closeout
Sizes: 7, 8, 9, 10, 11, 12, 13, 14
Price: $69.93
Compare at: $149.99
You save: 53%Item # 822875The Baffin Logan boots keep your feet toasty, and are perfect for casual wear.
Smooth full-grain leather uppers are soft yet durable; lace-up design with padded, gusseted tongues delivers a secure, comfortable fit across insteps
B-Tek 4-channel polyester insulation and Thermaplush polyester linings trap warmth while wicking away excess moisture for quick drying
Removable contoured EVA footbeds add comfort and aid in moisture control; thermal membranes under footbeds help trap and reflect heat back toward feet
EVA midsoles absorb shock, cushion feet and provide gentle support
Rubber outsoles feature molded Icepaw pads that use a special compound for surefooted traction on ice and snow
Closeout Temperature ratings are approximate based on high activity levels and can be affected by many conditions, including weather, wearer's activity level, fitness, metabolism, perspiration, circulation, exposure time, clothing and cold sensitivity.Imported. Item 822875

Gift Card and cash back arbitrage

There are several threads floating around regarding gift cards and gift card use. I haven't found a thread that gathers gift card best practices. Gift cards can be a useful way to preload spending to 'store' Cash Back.Here is my collection of experiences using gift cards, some gleened from FWF and some from my own experiences. At any given time I'll have 1-10 active gift cards.Gift cards are a big business, with many stores that carry a wide array of cards that are retail branded to a particular chain. Retail branded cards typically don't have fee attached to them. most stores also have a collection of pre-paid credit cards that come in a variety of loads from $25 to $100. A few lucky FWFer will find the variable load cards from AM3X, Visa, and Mastercard that can be loaded from $25 to $500, with a loading fee of $5.95. Visa also has a Vanilla brand of variable load card, but I am not familiar with it. Some cashiers are uncomfortable selling hundreds or thousands of dollars in cards when their typical totals are for a few hundred dollars of groceries. They are just doing there jobs when they refuse to sell gift cards to you, don't make a big deal, find another store or come back after you've shaved and covered your prison tats.Most people are able to purchase gift cards with credit cards to meet minimum spend or for rewards arbitrage when the Cash Back stars are in alignment. On top of credit card rewards many drug stores and grocery stores have valuable rewards programs that often offer 2x rewards on cards and sometimes 4x rewards. These are powerful incentives meant to cause you to change your behavior. Gift card issuers are counting on many people losing or not using these cards, don't be that guy.In the opinion of many Amazon cards are the best branded cards available. With the right Cash Back incentives 5% discounted Amazon cards are easy, but 10-15% or more are possible. There is not much that cannot be purchased from Amazon, and in a pinch you could probably exchange an Amazon gift card for Craigslist personal services. When the Cash Back stars align forecast Amazon needs and buy appropriately.The next best cards are the Visa, MasterCard and AM3X variable load gift cards. If Cash Back rewards exceed 1.22% these cards can be useful for CashBack arbitrage. Use them like credit cards for everyday spending, bills, payment services, and most conveniently paying taxes, or property taxes. When Cash Back gets large enough even high fee services like ChargeSmart become useful.
-Some tax payment services recognize the Visa variable load card as a debit card, thus incurring a nominal $3.95 fee for $500 versus the usual ~2%
-Some utility payment services charge a nominal fee, many allow significant overpayment to cover multiple months. Some have reported being able to call the utility and request a refund check, YMMV.
-For everyday spending for disposable items charge away, food, groceries, gas are typical items that don't need buyer protection. For big purchases that you need buyer protection, suck it up and use your card directly. From my experience AM3X buyer protection is second to none.
-To get cash, I always keep a card handy when dining with others that way I collect my friends cash, buy with variable load Visa and arbitrage the Cash Back difference.Pitfalls:
-Don't ever lose one, its like losing cash, one lost $500 card can ruin months of Cash Back gains.
-Some card issuers don't like to see too many GC purchases, read FWF threads to find out which, and how much may be tolerated before AA occurs.
-Keeping tabs on spending is sometimes a pain, theres simply no automated way to do it.
-Having a wallet brimming with gift cards is literally a pain in the ass.
-Turning gift cards into cash is a pain.
-Excessive gift card charges are great ways for getting your account shut down.Tips to avoid catastrophe I you do lose one:
-take a high res picture front and back of each card, that way if its lost you can still use the numbers and security code for online purchases.
-Don't bother calling the 'if lost' number on the back, they will just say, 'its like cash, so sorry'
Tips for draining cards down to the last drop:
-Most grocery stores will let you use your $.24 cent card as a partial payment at checkout.
-Some gas pumps will let you drain the last few cents.
-Square card reader us useful for getting rid of the last few dollars, small ~2% fee is worth it to claim the last few dollars. Unfortunately it won't let you charge less than $1. Some companies don't like giving rewards on gift card purchases and will deny rewards on obvious GC purchases. If this is the case try varying up the spending-- $100 in a drug store purchase is obvious, throw in a $15 itunes card and a can of Red Bull. Also experiment with the proper variable load amounts you don't always have to charge the max $500.One final bonus, on rare occasions, if you use variable load cards enough you will find about 1 in 20 finish with a total higher than $500. Most I've ever experienced is $512 on a $500, don't know how, why I just figured I'd won the gift card lottery.Credit card rewards are a tempting lure to change behaviours (10% Cash Back are you kidding me). When done properly and moderately gift card purchase are a nice addition to a well balanced Cash Back diet. These companies want you to be just dumb enough with overspending, losing/not using gift cards and maintaining a balance for them to break even. When done to excess they are great screening tools for credit card companies to identify fraud, poor credit risks, and deadbeats.
Please share experiences, successes and legitimate (non-ch#rn) strategies.

Seagate 2TB Freeagent Goflex external hard drive $69.99 ($30 off) Black Friday Costco

At Costco today giving out flyers for Thanksgiving Weekend 2011 Warehouse Savings
Offers valid 11/25/2011 thru 11/27/2011 while supplies last
Seagate 2TB Freeagent Goflex Desk External Drive Item 574624, 595811 Cost $69.99 after $30.00 savings limit 5Hopefully Costco bought a ton of them because I doubt that they will lastMany items listed but I don't have time to listFlyer does not say USB 2.0 or 3.0 so I'm not sure. Guessing USB 2.0

Melissa & Doug Funny Frog Games $17.99 + FS. 1saleaday via Ebay.

Melissa & Doug Funny Frog Games $17.99 and free shipping 1SaleADay.com via eBay. -Lilypad landing, musical lily pads, and pad hop and go, are three of the ten frog-themed games packed in this box
-These games will improve hand-eye coordination and balance using 4 beanbag frogs, 9 colorful lilypads and a spinner
-Instructions include variations on many of the games to extend the fun
-Following directions and taking turns are reinforced as children match, toss and hop in these exciting activities
-Exceptional quality and value

Borders Rewards Perks Dispute - Anytime OO

As many of you already know borders went bankrupt. Many of us joined their reward program, borders rewards perks, trapped in the middle because initially Next Jump transfer our accounts to OO.com and then was forced to delete the account because border sue them. I have about $200 in anytime OO where I prepaid $25 for $50 credit. I tried to dispute these charges through Chase. However, Nextjump being a bad company used the credit that I received in separate transaction as leverage and said that they fulfill their obligation. I provided proof of all the transactions and credits that I received are for a separate OO, but chase side with them because they provided credits. I am reporting to attorney general on nextjump and borders. I am wondering if I should include chase and report them to AG as well. Did Chase did anything wrong? Nextjump charges me, but did not provide services. Yet the credit card company allow them to keep my money. Thanks in advance!Anyone know if a class action lawsuit started against nextjump and borders on this issue?

Samsung S22A100N 21.5" Widescreen LED Backlit Monitor - 50,000,000:1, 1920 x 1080, VGA, Energy Star $119 (Free shippin

I have too many monitors but seems like a good deal, free shipping too.http://www.buy.com/prod/samsung-s22a100n-21-5-widescreen-led-bac...Manufacturer: Samsung
Mfg Part#: S22A100N
Buy.com Sku: 224128423
UPC: 729507817255
UPC 14: 00729507817255
Buy.com Sales Rank: 1107 Widen your perspective and expand your viewing pleasure with the Samsung S22A100N 22" Class (21.5" Diagonal) Widescreen LED Backlit Monitor's 16:9 aspect ratio. The Samsung S22A100N 22" Class Widescreen LED Backlit Monitor offers clear, distortion-free images and a lot of space to have a lot of fun. Made for multimedia and optimized for HD content, its designed to be the ultimate platform for movies, games, and all the other multimedia youre dying to see in their clear and precise detail. Professional-quality colour can be a magical thing, especially with Samsung S22A100N 22" Class Widescreen LED Backlit Monitors MagicColor monitor function. By giving users a range of color enhancements, MagicColour combines settings of Skin Colour Control, 3-Step Gamma Control and Color Temperature Control to deliver great results.
Tech Specs
Tech Specs LED Backlight: Yes
Tech Specs Display Type: Widescreen LED
Tech Specs Screen Size: 21.5"
Tech Specs Widescreen: Yes
Tech Specs Diagonal Size: 21.5"
Tech Specs Display Format: 16:9 Widescreen
Tech Specs Backlighting: LED
Tech Specs Touch Screen: No
Tech Specs Interface Type: VGA; Composite
Tech Specs Input Video Signal: Composite; D-Sub 15-Pin (VGA)
Tech Specs Maximum Resolution: 1920 x 1080
Tech Specs Condition: New
Tech Specs Speakers: Not Included
Tech Specs Contrast Ratio: 600:1
Tech Specs Dynamic Contrast Ratio: 50000000:1
Tech Specs Brightness: 200 cd/m
Tech Specs Vertical Viewing Angle: 45 degrees
Tech Specs Cabinet Color: Black
Tech Specs Unit Dimensions (WxHxD): 20.1" x 12.7" x 2.4"
Tech Specs Dimensions With Stand: 20.1" x 15.9" x 9.4"
Tech Specs Unit Weight: 5.7 lbs.
Tech Specs Power Consumption: 28W

Fiio E9 @Amazon - again for $28

The great Fiio E9 Headphone Amp has been on Amazon off and on for the unheard of price of $28 with free shipping. I ordered one the other day but many people have said this was a price mistake and orders have been cancelled. However, some people have in fact received the E9. Well, it is on sale again: http://www.amazon.com/gp/product/B004M172FY/ref=sc_pgp__m_A2XYID...This time I did what some people have done and paid $20 for overnight shipping. Many people that have done this have in fact received the E9. Even at the total price of $48, it is still a huge bargain. Who knows, I may get one from my original order and the one I just ordered as well. If so, one will be for sale!

Just got declined for Amex Blue Cash Everyday, need counsel...

All I want in my life is 3 cards:
1. AMEX Gold
2. AMEX Blue Cash Everyday
3. One Visa or MasterCard for places that don't take AMEXRight now in my life I have 2 Cards:
1. AMEX Green
2. First Premier MasterCard w. $250 limit. In an attempt to get an AMEX Blue I got Declined.Here's why:
According to AMEX & Experian:
*Your AMEX Cardmember Risk Score is too low*
Reasons:
1. Your (Experian) FiCO score: 657
2. Your Debt with other creditors relative to the available credit as indicated by Experian
3. Your credit report indicates that you have one or more seriously delinquent or collections accounts and/or derogatory public records on file
4. A recent payment you made to AMEX was returned unpaid by your financial institution.Also about my (Experian) FiCO Score, said the Application:
About My FiCO Score:
-Account(s) not paid as agreed
-Proportions of revolving balances to revolving credit limits are too high
-Length of time accounts have been established
-Too many inquiries in the last 12 MonthsAnyone who can elaborate on some of this information, and advise me on what to do and what my next move should be, please do...I know what I want I'm just having a hard time getting it.

Harley-style Battery Operated Motorcycle Ride-on for $84.99 w/ FS @overstock

linkFree shipping with Two-Month Club O Free Trial*. Product Description:
Your child will enjoy many hours cruising on this classic Harley style motorcycle
Children's electric bike is operated by a battery and goes 3-4 MPH
Toy motorcycle features a strong 18-watt motor

Sears Black Friday Updated

I didn't know how many attachments I am allowed in the other thread, so here is the other half:

Shop Discover Holiday Bonus Cashback is back

Shop Discover Holiday Bonus CashBack is back
Earn 10% Cash Back through shopdiscover.com at Sears.com, Kmart, Home Depot, Dell, Target.com, Kohls.com and many more15% at PETsMART.com and other sitesLog into shopdiscover.com to see all of the retailersthanks lebronville

Sony KDL55EX720 Bravia 55-inch 1080p 120Hz LED 3D HDTV + Alice in Wonderland 3D Deluxe Starter Kit $1299.98

TextSony KDL55EX720 Bravia 55" Edge LED Backlit 3D HDTV - 1080p, 1920 x 1080, 16:9, PC Input, HDMI, WiFi Ready, Motionflow XR 240
Sony 3DBNDL Alice in Wonderland 3D Deluxe Starter Kit - High-quality, 3D Sync Transmitter, HDMI
Sony KDL55EX720 Bravia 55" Edge LED Backlit 3D HDTV
Fusing a striking picture with elegant design, the Sony KDL55EX720 Bravia 55" (54.6" Diagonal) Edge LED Backlit 3D HDTV is packed with state-of-the-art technology, including 3D in Full HD 1080p. Watch your favorite fast-action movies and sporting events in crystal clear detail thanks to X-Reality Engine. In addition to advanced energy saving features, the Sony KDL55EX720 Bravia 55" Edge LED Backlit 3D HDTV is Wi-Fi Ready which lets you instantly stream hit movies, popular TV shows and the latest music from Qriocity, Netflix, Hulu Plus, YouTube, Pandora and many more when you add the UWA-BR100 wireless adapter (sold separately). Order the Sony KDL55EX720 Bravia 55" Edge LED Backlit 3D HDTV today! What It Is and Why You Need It:Brilliant Full HD (1080p) picture quality for 2D & 3D
LED backlit for incredible contrast & slim design
X-Reality Engine for a clear, vivid, life-like picture
Smooth motion clarity with MotionFlow XR 240
Internet TV for widest variety of internet content

Office Depot B&M HP 14" G4-1007NR-B Bundle (Laptop, Wrles Mouse, Backpak) $399.91 ymmv

see scan--found in store today, hopefully many stores nationwide have stock. Office Depot B&M HP 14" G4-1007NR-B Bundle see photo

$10 off $40 Old Navy Purchase by getting shopkick.com app -- offer ends 11/13 -- In-store only

Here is the link to the offer:http://app.shopkick.com/wr2/YIOM82-YIOMPF#access_token=AAABuL7WE...
This is how the app works
http://shopkick.com/appThe App | Your favorite stores just got better.shopkick gives you awesome deals and rewards simply for walking into your favorite stores. You can collect your kicks rewards at millions of stores in America, and great deals at many of the top national retailers. Crazy, but true.Collect walk-in rewards: Have you ever gotten rewarded simply for walking into stores yes, just for visiting? Now you can collect boatloads of kicks in the kicks Reward Program and unlock awesome exclusive deals at your favorite stores. Just walk into 1,300 Best Buy stores in all 50 states, and hundreds of Target stores, Macy's, American Eagle, Sports Authority, Crate&Barrel, West Elm, Wet Seal and the largest Simon malls! Open the shopkick app on your iPhone or Android phone in the entrance area, and wait for a few seconds. That's it! Your shopkick app will reward you instantly. It's fun. shopkick is adding more stores in more cities every month.Get exclusive deals: Discover and unlock awesome deals in the shopkick app at dozens of national stores, many of them are exclusively offered to shopkick users only.Collect scan rewards: Collect additional kicks rewards by scanning barcodes of featured products with your phone at 250,000 stores across the United States.Redeem your kicks for rewards! Get cool rewards like iTunes gift cards, restaurant vouchers, Best Buy/Target/Macy's/American Eagle/Sports Authority instant gift cards, Facebook Credits, movie tickets, or if you go all out, a 3D 55" Sony Bravia HDTV or a cruise around the world! And if you want to change the world, donate your kicks to 30 different causes!

Question: Best checking/mm account without debit card usage?

My husband is disabled and will be receiving regular checks for his medicare set aside settlement. I need an interest bearing account without any mandatory count of how many times to use it per month. Basically the money's just gonna sit unless he needs to pay for a doctor's visit or prescriptions, tests, etc. which in a normal month will only be 1-2 times. I'm fine with an internet only bank but I can't seem to find one that doesn't make you use the debit card 10-12 times a month or have direct deposit. Any suggestions?

Green Light Disposable Electronic Cigarette $3.99 shipped!

I'm a regular ecig user and have many electronic cigarettes but I saw these disposables on sale on one of the many sites I use.The disposables are a great and inexpensive way to try ecigs to see if you like them. I keep one in my vehicle as a backup and the battery still works great after almost a year.I also keep one on trips and it saved me while stuck in an airport during the ice storm earlier this year. At this price it would be a great gift for any smokers in your family.It's good for roughly the equivalent of two packs of cigarettes for a normal user. Like I said, it's not my normal ecig but it is my go to back up.Choice of Classic Tobacco or Menthol flavors.Oh yeah, they're normally around $12 in the tobacco shops I've seen them in.Greel Light Disposable Electronic Cigarette

Walgreens 12/4 - 12/10 Deals (nothing special, no Free items as of yet)

No FARR deals Other RR deals:Aquaphor lip repair, .35 oz - $4.99 get $2 RRCrest Spinbrush, Pro or kids, 2 pk replacement heads - $4.99 get $1 RRDove Men+Care antiperspirant or deodorant, 2.7 or 3 oz - $3.99 get $3RRNivea For Men skin care or Nivea BW - 2/$7 get $2 RRPlaytex tampons, 36 pk GentleGlide or Sport - $6.99 get $2 RRRevlon top speed - $3.99 get $3 RRSchick disposable razors, 12 pk slim trim, 4 pk Xtreme, or 3 pk Quattro - $6.99 get $2 RRTRESemme shampoo, conditioner or styling products - buy $10 get $5 RRW premium jumbo pack diapers or training pants - 2/$14 get $2 RR
Other sale items:1805 - Royal gelatin 5/$1
1828 - Christmas bags 8/$1Here's the scoop on the jingle cash....it does say $30 minimum purchase. Will get all the pics posted, and the previous week thread started tomorrow. This weeks ad has 32 pages, but not many deals
thx pwcpal.sd

Save 30% on 10" Green Earth Frying Pan, with Textured Ceramic Non-Stick Coating from Germany (100% PTFE and PFOA Free)

SUPER SATURDAY SALE, WHILE SUPPLIES LAST: Save 30% on each 10" Green Earth Frying Pan by Ozeri, when you purchase 1 or more. Enter code 58WEWZDT at checkout on Amazon. www.amazon.com/dp/B004CSXMP6

Newegg Early Black Friday Deals - thru 11/13/11

Newegg emailed me this page to their 3 day sale.HereAcer 18.5" monitor $69.99
3.5mm Earbuds - noise cancelling $4.99 (free ship code EMCJJJ23)
and many more

Skyway Sigma 3 22" Vertical Carry-On for $29.99 w/ FS @newegg

linkCondition: Brand New
In Stock: Usually Ships in 2 to 3 business daysThe Skyway Sigma 3 21" Vertical Carry-On features Skyway's Zero Gravity frame construction. The frame is stronger and 33% lighter than conventional metal frames yet it is fully flexible for maximum protection of contents in transit. The light weight keeps your packed luggage below most airline-enforced weight restrictions while the durability means that this carry-on will last you through many weekend trips.

How do you keep track of your fatwallet?

Very interested in reading what folks here do to keep track of their many, many accounts. From checking, to savings at multiple banks, along with those numerous credit cards, and finally investment accounts. What software, if any (pen and paper?), do you use?
How do you do it? A quick walk through would be great!
How secure it is? If you were a paranoid person, how well would you sleep if you keep using that method.
What are the daily, weekly, or monthly tasks and time spent?
Finally any general hints or resource links would be much appreciated!

Charlotte Russe - 50% off on top of sale prices (select items)

Charlotte Russe is having a sale on most items. In addition, many have an "extra 50% off" that appears in cart. Doesn't apply to everything, but there's quite a bit that does. Go to www.charlotterusse.com,, click on "Sale" and look for items in all categories which have "extra 50% off" in the listing. Tops from $3.00, Dresses from $8, Shoes from $5.50, etc .etc.Use code "SCORE" for free shipping on orders over $60, or shipping starts at $6.99 if you have other discounts (only one promo code per order)edit: In addition to the above, lots of other sale discounts (B1G1 half off, discounted prices, etc.) on regular items.

Bank scams going around

Hello,
I just wanted to post a recent spate of bank scams that are making waves recently. This looks like organized crime and the thieves are at-large and yet are getting away scott-free each time. I was hoping the fatwallet community would have ideas to nab or report these criminals. Details/symptoms of the crime/frauds committed below:-a) People get a 1cent deduction from via a 'check' or an ACH debited to 'CC Global" or some other bogus authorization memo that people do not authorize.
b) When calling the number listed on the 'check' or ACH, someone picks up saying they are a verification company and the deduction was done for an internet purchase online
c) When pushed for details, they pretend that this purchase was "adult-entertainment based" so that the caller will not follow-up/verify. However, they wont give any details of the actual transaction
d) Within 12-15 days, this company then withdraws $29.95/- from the original account. This amount is small enough that people dont notice. 100's of people have been affected, and similar thousands are possibly affected - they just possibly dont notice it on their statements.Note that this CC Global is a sham company that is pretending to be an internet verification agent. This is organized crime. They have many 1800 phone numbers and websites to pretend they are a legitimate service. The address listed on the debit/check is fake, thus leading me to believe this isnt through checks being stolen, but actual account details being compromised on the internet. When one calls the 1-800 number, the person asks for the memo line number and tries to convince you that this is legit because it is from an site. Banks say cant do much to protect consumers, except closing the account. They say that as long as someone matches the account number and name, an ACH debit, or a check clearance happens. All they recommend is to close the current account and open a new account. Wish there was a way to pursue this further and bring these criminals to justice. Anyone have any ideas?Here are links to this crime online:-
http://www.callercomplaints.com/SearchResult.aspx?Phone=877-754-...
http://www.scambook.com/report/view/31256/C-C-GLOBAL-False-Adver...
http://800notes.com/Phone.aspx/1-877-533-8998
http://www.scaminformer.com/scam-report/cbg-check-care-global-su...
http://mrnumber.com/1-877-533?page=10Also, here is a partial list of phone numbers that this bogus site operates under:-
877-754-7499
877-687-0661
877-533-8998
and many others..one of the many websites that they have:-
http://8775338998.comIm paranoid and ALMOST NEVER give my bank details to anyone (outside my credit card, mortgage and utilities and a few similar trustworthy places). I also almost never write checks, so this has been very disappointing. Changing my bank account and all my direct deposits etc have been a huge pain and i wish these criminals (who obviously are still at large and are stealing money from hundreds of unsuspecting victims).Anyone have suggestions/ideas?

How should a teenager invest $1000?

I have a 17 year old daughter who has $1000 cash to put somewhere. We already have a regular savings account set up in her name at a credit union, so one option would be to just add the $1000 to that account. Other options I have thought of are going to another bank and starting a different savings or money market account or possibly a CD. I was only thinking of another bank to take advantage of new customer promotions. I saw that FirstBank has a deal where you open a 529 College Savings Plan with $50 and they will match it with $50. Mutual funds would also be a possibility. There are so many options! She does not have a job and will be going to college in 1 1/2 yrs. She spends very little money on anything. Any input or thoughts are welcome! Thank you!

Tamrac 5749 Velocity 9 Pro SLR Camera sling bag @ Adorama $29.95 + fs

Found this SLR sling bag for $29.95 + FS, and no tax to many states (Adorama is in NY).I have a similar Tamrac bag that I paid a lot more for, and I am fairly happy with it.MSRP is around $60.Link

Walgreens Black Friday Ad

I will add scan later.APPAREL
Ladies Pashmina - Buy 2 at $5.99 ea. Get 1 FreeBED AND BATH
Cottonelle Bathroom Tissue (12-Pack)$3.99
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Real Soft Bathroom Tissue - Buy 1 at $2.49 Get 1 Free$2.49 CDS AND DVDS
Used DVDs$2.50 COUPONS
Walgreens Coupon, Walgreens Coupons Codes[Continually Updated]DVD PLAYERS
Sony Blu-ray Disc Player$99.99 DIGITAL CAMERAS
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Walgreens Photo 35mm Single-Use Camera with Flash$1.99
Philips 6' HDMI Cable$9.99
2XL Skullcandy Ear Bud Headphones$4.99 FOOD
2 Liter 7UP$0.99
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Nutcracker 30oz Nut Party Tray$4.99
Pint Starbucks or Ben & Jerry's Ice Cream$2.50
Planters Canned Cashews 9.75oz$0.00
Planters Canned Gift Pack (3-Pack)$4.99
Planters Canned Mixed Nuts 10oz after $3.49 rebate$0.00
Planters NUT-rition Nuts after $3.49 rebate$0.00
Pure Bottled Drinking Water 24-Pack$1.99
Robert Mondavi Private Selection or Blackstone Wine$7.00
Russell Stover Boxed Chocolates$3.99
Theater Pack Candy Boxes$0.50
Welch's Holiday Sparkling Grape Juice$2.00 GPS
Maylong ML-405 4.3" GPS Navigation System$69.99 HEALTH AND BEAUTY
Assorted Shaving or Grooming Care Products 50% Off
Bic Soleil Bella or Flex4 Disposable Razors 3-Pak$2.99
Centrium Silver (30-count)$4.24
Colgate Total Advanced or Enamel Strength Toothpaste$2.99
CoverGirl Continuous Lipstick or LashExact Mascara$3.99
Crest 3D White Vivid Toothpaste$2.99
Dial For Men Body Wash$3.99
Dr. Scholl's Full Cushion Massager With Heat 50% Off
Dr. Scholl's Toe-Touch or Sole Solutions Foot Spa 50% Off
Fiber Choice Fruit Tablets, 10-Count$2.49
Foster Grant Reader Glasses - B1G2F
Gillette Fusion ProSeries Skin Care$5.49
Gillette Venus Embrace, Spa Breeze or Breeze Razor System$2.99
Herbal Essenses Hair Care (Assorted Varieties)$2.49
Just For Men 2-in-1 Shampoo & Conditioner$4.99
Kinetik Family Health Monitors Pack$89.99
Medline or Nova Transport Chair or Walker$89.99
Men's Zone 6 Blade Razor System$3.99
Nivea for Men Shave Gel$2.99
Noxzema Skin Care$3.99
Olay Body Wash$3.49
Pond's Cold Cream or Dry Skin Cream$2.99
Profusion 114-Piece Makeup Kit - $5.99
Rechargeable Toothbrush (Oral-B or SpinBrush Pro) 50% Off
Revlon SuperLuscious Lipgloss or Lipstick$6.99
RightGuard Total Defense 5 Deodorant$2.99
Robitussin To Go DM 2-Count$2.49
Secret Scent Expressions Body Splash$3.49
Selected Fragrances (Celine Dion, David Beckham, more) 75% Off
Shoprider Scootie 4-Wheel Mobility Scooter$579.99
ThermaCare 8-Hour Heat Wraps$2.49
Vaseline Intensive Care Lotion$1.99
Walgreens Automatic Blood Pressure Monitor after $10 rebate$19.99
Walgreens Automatic Premium Blood Pressure Monitor after $20 rebate$29.99
Walgreens Pain Relief Ibuprofen, 50-Count$0.99
Walgreens Standard Heating Pad after $3 rebate$6.99
Oral-B Indicator Toothbrush$2.25
Gum Eez-Thru Flossers$2.25 HOLIDAY ITEMS
Assorted Boxed Holiday Gift Sets $5.99
Assorted Pre-Wrapped Gifts - B1G1F
Boxed Christmas Cards (24-Pack) Buy 1 Get 1 Free$3.99
Boxed Christmas Cards (36-Pack) Buy 1 Get 1 Free$5.99
Christmas 100-Count Light Set (Clear or Multi) Buy 1 Get 1 Free$3.99
Cleo Gift Wrap (Assorted Styles) - B1G1F
Color Studio Hallmark Gift Wrap Buy 1 Get 2 Free$1.99
Holiday 4' Inflatable Lighted Decorations B1G1F$19.99
Holiday Lights (Assorted Varieties) - B1G1 %50 Off
LED Dome Bulb Lights 50-Packs, Assorted$3.33 HOME/GARDEN
Arm & Hammer 2x Laundry Detergent$1.99
As Seen On TV Products (Snuggie, Brownie Pan, And Many More) B1G1F
Digital Scale W/LED Display - 50% Off
Patriot Candles Jar Candles Buy 1 Get 2 Free$8.99
Photo Frame Gift Set or Wall Collage$6.99
Scott Naturals Paper Towels (6 Rolls)$3.99
Tuf Paper Towels (Single Roll)$0.49 KITCHEN
Sylvania 10-Cup Coffee Maker after $3rebate $4.99 LUGGAGE
18" Carry-on Rolling Luggage (Black)$9.99 MP3/MEDIA PLAYERS
Philips GoGear 8GB Portable MP3 Player$49.99 MISC
Walgreens Batteries (2-Pack C)$1.00
Walgreens Batteries (2-Pack D)$1.00
Walgreens Batteries (4-Pack AA)$1.00
Walgreens Batteries (4-Pack AAA)$1.00
Walgreens Batteries (9 Volt)$1.00 PHONES
Samsung Bluetooth Wireless Headset after $10 rebate$9.99 TVS
Philips Portable Digital TV and DVD Player after $20 rebate$99.99 TOOLS
Duratest 18V Cordless Drill/Driver$19.99 TOYS
Assorted Toys for Boys and Girls 50% Off
Entire Stock of Toys Regularly Priced at $9.99$4.99
Paper Jamz Battery-Powered Guitars or Drums$14.99
Selected Paper Jamz Accessories 50% Off
Webkinz Lil' Kinz Plush in Gift Bag$2.50
50% off All $9.99 Toys (11/25 only)$4.99 VIDEO GAMES
Select Nintendo DS Video Games$9.99
Select Nintendo Wii Video Games$9.99

Free AARP membership must be 50 or older...free spouse card or add a year to current membership.

http://aarpmembership.org/o_dev/?o=free
Having Trouble?
If you experience problems with this page, please call: 1-800-566-0242.
In these uncertain economic times, we know that many people 50 and over may be experiencing financial difficulties and some may have even recently lost their jobs.If you are one of the many people who have been impacted by an unexpected job loss, AARP would like to offer you a complimentary 1-year membership, or for current members, a complimentary 1-year membership extension.Entertainment radio
http://www.aarp.org/entertainment/music/info-05-2011/radio-playe...
AARP has designed its membership to help people age 50+ live their best life. Your membership will give you access to a wealth of valuable benefits that you can enjoy including:Trusted information and resources like AARP The Magazine.
Everyday discounts on travel, personal health, dining, and more.
Tools to help with everything from finances to healthy living.
Exclusive products like dental, hearing, and cell phone plans.
Volunteer opportunities.Act Now - the opportunity to receive your gift expires on December 31,
2011.
Linky,
http://aarpmembership.org/o_dev/?o=free Some of the discounts Travel.
ACE Fitness Professional
ADT Companion Service
ADT Home Securtiy
ADT Security Services Inc. Small Business
Alamo Rent A Car
aloft Hotels
American Council on Exercise
Andaz
Ascend Collection
Avis Rent A Car
Baymont Inn

& Suites
Best Western
Blount Small Ship Adventures
Bubba Gump Shrimp Co.
Budget Rent-a-Car
Budget Truck Rental
Cambria Suites
Chart House Restaurant
Claim Jumper Restaurants
Clarion Hotels
Collette Vacations
Comfort Inn
Comfort Suites
Consumer Cellular
Days Inn
Denny's
Dunham's Sports
DuVine Adventures
Econo Lodge
element Hotels
Endless Vacation Rentals by Wyndham Worldwide
Enterprise Rent A Car
Everyday Savings Center powered by Next Jump
Four Points by Sheraton
General Tours Small Group Traveler
Gold's Gym
Grand European Tours
Grand Hyatt Hotels
Grocery Coupon Center powered by Coupons.com
Hampton Hotels
Hawthorn

Suites by Wyndham
Hearing Discounts
AARP Health Essentials Catalog from Walgreens
Hertz Rent A Car
Howard Johnson
Hurtigruten
Hyatt Hotels
Hyatt Place
Hyatt Regency
Hyatt Summerfield Suites
Journeys Unlimited
Kellogg's Company
Knights Inn
Landry's, Inc.
Landry's Seafood House
LaQuinta Inn & Suites
Le Meridien
AARP Legal Services Network from Allstate
Leslie Sansone's Walk at Home Program
Luxury Collection
Mainstay Suites
MedjetAssist
Michaels Stores
Microtel Inns and Suites
MSC Cruises
National Car Rental
Norwegian Cruise Line
Park Hyatt
Park Ride Fly
Prescription Discounts
Quality
Rainforest Cafe
Ramada
Reebok, Rockport & Ashworth Outlet Stores
Regal Entertainment Group
Regina Tours
Restaurant Discount Center powered by restaurant.com
The RIGHT Vacation Rental
AARP Roadside Assistance from Allstate
Road Scholar
Rodeway Inn
Saltgrass Steak House
Sheraton
Sleep Inn
Smooth Fitness
St. Regis Hotel
Suburban Extended Stay Hotel
Super 8 Motel
Tanger Outlets
Teleflora
AARP Travel Center powered by Expedia
Travelodge
Untours
Variety Cruises
AARP Vision Discounts provided by EyeMed
W Hotels
Walgreens
Westin Hotel & Resorts
Wingate

by Wyndham
Wyndham Hotels & ResortsHome & TechnologyADT Home Security
ADT Companion Services
Budget Truck Rental
Consumer Cellular
AARP Legal Services Network from AllstateRetailAARP Products, Services & Discounts are offered by third-parties through contractual arrangements with AARP Services Incorporated, a wholly-owned subsidiary of AARP.
Print a DirectoryPrint your own copy of the 2011 Products & Services Directory.
membership handbookView a PDF version of the 2011 Member Benefits Handbook now.
what
You're MissingExclusive member discountsAward winning AARP The MagazineImportant information on health, travel and social security
Only $16 a yearJoin Today
Click here to find out more!
Benefits & Discounts
women with shopping bagsMembership gives you access to discounts for shopping, fitness products and more.
African American grandfather, father and son brushing teethVarious health products are at your fingertips thanks to your AARP membership.
Join AARPMembers receive exclusive member benefits & effect social change. Join AARP
EventsKeep updated on AARP Life@50+ including concerts, entertainers and celebrities!Subscribemore on
Benefits http://www.aarp.org/benefits-discounts/discounts/Food Healthyhttp://www.aarp.org/online-community/groups/index.action?slGroup...

Acer Iconia Tab A500 Crystal Clear Screen Protector ( 3 Pack ) for $ 1.60 (shipped)after coupon.

LinkAcer Iconia Tab A500 Crystal Clear Screen Protector ( 3 Pack ) for $ 4.60 - 3.00(coupon)= Final $1.60 (Free shipping).
Coupon: iconiascreen1Package Include 3 Pieces of Acer Iconia Tab A500 Crystal Clear Screen Protectors The film will retain the full color vibrancy and life of your Acer Iconia Tab A500's surface as it provides many other benefits. It is specifically designed to protect your sensitive Acer Iconia Tab A500's screen against unwanted scratches from the front. It covers the whole glass part in the front of your Acer Iconia Tab A500 and it's pre-cut for a perfect fit.

iPhone App Price Drops: DynaStunts, Hotel Tycoon, Monkey Island Tales, more

Below are downloads of several apps which have dropped in price and are available for a limited time from Apple's App Store. These apps are created for the iPhone and iPod touch; they're also compatible with the iPad but will run at a significantly lower resolution. (Check the individual apps for further information.) Many are at the lowest total price we've seen. The deals: (Search for these deals in iTunes App Store)
DynaStunts for 99 cents ($2 off): Racing game
Super Crossfire HD for 99 cents ($2 off): Top-down shooter
Flick Champions HD for 99 cents ($2 off): Sports mini-game collection
FX Photo Studio for 99 cents ($1 off): Photo editing software
Hotel Tycoon for $1.99 ($2 off): Time management game
Sword of Fargoal for $1.99 ($1 off): Action adventure game
Monkey Island Tales 1 for $4.99 ($2 off, pictured): Adventure game: LINK

staples black friday ad sneak peek

http://www.staples.com/sbd/cre/products/111106/merch14942/index....
not too many good deals in my opinion but here it goes

Katz Gluten Free Double Rewards One Day Sale Today 11/9

I am guessing they are stepping up the promotions, I have never seen so many deals from them. For today only they have double rewards, so if you spend $50 you get a $10 Coupon for your next order if you redeem the rewards. Pretty good deal on what I think is the best Gluten Free stuff on the market. Plus I think you are automaticlly signed up when you create an account.http://www.katzglutenfree.com

Buying airline ticket, maximize rewards

Hi there, I am kind of in a unique situation and not sure how to maximize the returns in this scenario. I am planning to spend $2500 for an out of country trip in March (Need to buy tickers next month or before) and want to get the max out of the expense. Here are the facts.
1. I already have a Penfed Premium Travel rewards from last year (where the signup bonus was 20k, I love this card) which gives 5x points on airfare (till end of December 2011 I think they are giving 25% more points)
2. I have too many credit inquiry on my file as of now (currently 7). Other than that, my credit profile is in excellent shape (~740) but still not comfortable in applying for a new card myself. I have been denied twice in last couple of months because of the number of inquiries.
3. I can apply for the Penfed Premium Travel Rewards for my wife but she does not have SSN (only ITIN) or income. Penfed did tell me she can apply for the credit card with me as the co-signer (this will also be a good way to start a credit profile for her as she does not have one). But that means they will probably do a credit check of mine which I don't like because of reason mentioned in point 2 above.
4. I also have an AMEX Premium Gold Rewards (3x on airfare) and Chase Priority Club Select VISA (1x on airfare) which I can use
5. I will most probably be using Eithad Airways to book the tickets (if this information helps)I am what would you do to get the best out of the situation. Thanks in advance

4KW Evergreen Solar Panels for $3100.00

First post, please be gentle. Sun Electronics out of Florida just won a bid for 7 MegaWatts of Evergreen solar panels at auction (I think they went out of business). They are selling them at only 78 cents per watt until Monday. Minimum order is 20 panels. You have to pay 10% down with credit card, and then the balance in cash (wire transfer or equivalent). You can order as many as you want, but many types are already sold out.I think this is a good deal, so I hope you like it too. They will match you up with mounting hardware and inverters if you want. Phones were really busy (took me an hour of trying to get through).Thanks. Link follows:http://www.sunelec.com/TNTitans

TOYS R US COUPONS! $10 GC w/$75 toys, $25 off 3 packs of select diapers, many other GOOD COUPONS! exp 11/23

http://trus.imageg.net/graphics/media/trus/102811-bru-cpns.pdf

Westinghouse 42" 1080p 120Hz LED HDTV - $339.98 - Walmart

WalMart has the Westinghouse LD-4258 42" 1080p 120Hz LED HDTV for $339.98 with 97 Shipping or Free Site To Store Shipping. Of course it is not Sony Bravia quality, but for the price it ain't bad. Reviews say it has poor audio, as do many in this price range.LINK
16:9 LED panel with a 1920 x 1080 Full HD resolution
42" screen measured diagonally from corner to corner
Wide 176-degree vertical and 176-degree horizontal angles, see a clear picture from anywhere in the room
Built-in digital tuner
High brightness of 300cd/m2 with 6.5 ms response time
100,000:1 dynamic contrast ratio
HDMI Inputs: 2
Wall mountable VESA standard 200mm x 200mm

50% OFF All earjax Earbuds: Today Only 11/08 save an extra 20% if you have purchased from bodyguardz B4

Seems like an ok price... Looks like the "Lyrics" are the way to go... "Moxy" can be purchased with an inline mic! That is a nice perk. Free Shipping on orders over 24.95FYI Since I have purchased from BG before it looks like I saved 20% before the 50% off... So I got the lyrics headsets for: $99.99 - 20% = 79.99 - 50% = $39.95 shipped. Moxy would be $27.95 shipped...from the message...Back in June, we announced our new line of premium sound earbuds, earjax. Since then, they have received multiple rave reviews for their quality, crisp sound, and the fact that a portion of every earjax earbud sold goes to The Starkey Hearing Foundation to help those who can't afford hearing aids throughout the world. Today we're featuring all of our earjax earbuds as our Daily Deal. Take 50% off with coupon code: EARJAX50. With five different models in multiple color combinations, you'll want to jump on this great gift idea quickly, sale ends tonight at midnight Mountain Time. http://www.bodyguardz.com/earjaxinfoBest in Class
Every BodyGuardz earjax listening product is made from the finest materials available. Whether its our hand-crafted aluminum housing, high-definition micro drivers, double-anodized aluminum splitters, or premium ballistic-nylon carrying cases, you can rest assured that our quality is every bit as good as our sound. Every BodyGuardz earjax product is carefully tested to ensure exact compliance to our stringent sound quality requirements. Protecting Hearing
We are also a contributing member of the Starkey Foundations Sound Matters program, raising social awareness of healthy hearing and the prevention of hearing damage. Through education and technological innovation, we hope to help change the way people think about hearing, the joy of listening to their music, and the many ways that Sound Matters. Click here to test your hearing. Making a Difference
Every time you buy a BodyGuardz earjax product, a portion of that sale goes to help fund the world-wide distribution of hearing aids to those who are unable to afford them. We are thrilled to announce our partnership with the Starkey Hearing Foundation, a respected non-profit organization, in supporting their world-wide initiative So the World May Hear. To date, Starkey has donated over 400,000 hearing aids globally. Product Guarantee
We are committed to building rock-solid, dependable listening products and were willing to back it up. Backed by a 30-day money-back guarantee, if you are unhappy in any way with the product, send it back and we will refund the purchase price. Plus, as a registered user you are eligible to a lifetime warranty.Reviews:
http://www.head-fi.org/t/524163/review-earjax-tonic-lyricshttp://www.digitaltrends.com/headphone-reviews/bodyguardz-earjax-lyrics-review/http://blog.testfreaks.com/review/review-of-earjax-lyrics-earbuds/

Target $3.99 bagged Lego sets ringing up .39 cents (90% off) YMMV

Seems to be a scanning issue, so I don't know how long before it's corrected. But as Halloween stuff went to 90% at Target so did the bagged 26-36 piece sets of LEGO. Most can be found on the shelves by the registers (Ninjago and Atlantis). I also found a single Star Wars set floating around the toy area. Make great stocking stuffers. I only think they'll be priced this way while they have Halloween discounted. Good luck, there aren't too many sets or variety however.

New treasury direct login warning

This past week (4 nov 2011) the treasury direct website started implementing a new login process in order to get rid of the "secret decoder" cards they had been using. Since many here now have accounts at this site (for ibonds) I am posting this here. For anyone who has signed in/registered to use the new login process were you able to log out and then log back in?In particular there have been reports of folks getting locked out of their accounts. I haven't tried my account yet and don't want to until I know they have fixed this problem. Thanks and I do not want others to be the "guinea pigs" for me but rather want to find out if anyone has done this yet and if so did it work.Side rant - Personally I find their website difficult to use and every time I log out it asks me to rate the service and I give a low rating, but I'm apparently in the minority as they always say they get high ratings.

DVD SUPER PACK: THOMAS & FRIENDS + BOB THE BUILDER - 8 EPISODES $19.99 Shipped @ Shnoop

http://shnoop.com/Save a extra buck with this code Slickshnoop1 When I think about Christmas or Chanukah I think about presents, candles, baby Jesus, Santa Clause, sugar cookies, doughnuts, gingerbread houses, lights, dreidels, trees, snow, and of course, did I forget to mention presents! One of my favorite things to see at the foot of a tree or under the lights is a train! My dad used to put up a train around our Christmas tree and I can remember lying there on the floor and watching it go around the tree for hours! Now you can get excited to buy a DVD collection that will knock your socks off and want to sit cozy with your kids watching trains. Here on Shnoop we bring you a collection of DVD's that feature Thomas & Friends and Bob the Builder episodes. In all there are 8 episodes that will have your little ones busy for hours. Buying these episodes individually will find you broke and with a high credit card bill. Tonight we offer you 8 episodes of DVD's that comes shipped to your door for under $20! Dvd's are original and brand new. That's less than $2.50 per episode shipped to your door. We dare you to find a deal that can compare to this one. This is almost 50% less than the cheapest price ever sold even on sale for these DVD's. Stock up now for the holidays because deals like this are hard to come by.
Thomas and Friends EpisodesSPILLS & CHILLS & THRILLS: Many times, these journeys lead to chilling and thrilling situations. Watch what happens when a loose boulder spells near disaster for Rusty and Percy. Join Thomas as he rushes to save Sir Topham Hatts vacation, and helps lead a lost Stepney back to safety. Fullsteam ahead for edge of your seat excitement! Hop aboard for miles of DVD smiles with Thomas and the rest of your Island of Sodorfriends! Storyteller Alec Baldwin OUR STORY STOPS ARE: Toby's Discovery; Stephney Gets Lost; Rusty & The Boulder; Haunted Henry; Duncan Gets Spooked; Sir Topham Hatt's Holiday. NEW FRIENDS FOR THOMAS: It's so busy on the island of Sodor that Sir Topham Hatt needs to bring in some new engines to keep the railway running smoothly. That means new friends and new adventures for Thomas. Climb aboard and meet them all. There is Spencer, the fastest express engine that the island has ever seen. Meet Emily, the sleek green engine with the beautiful brass dome; and new friend Arthur, whose spotlessrecord gets ruined when Thomas plays a trick on him. Dont forget cheerful tractor Jack and all his construction crew friends. And come meet the big and mighty Murdoch, who is always looking for some peace and quiet, but who finds out what it means to have some Really Useful friends. Join Thomas and his new friends for trainloads of discovery and fun. Peep Peep!
Trusty Friends: From demolition to digging and steamrolling, this team really knows how to work together. When a storm causes chaos on the island, Thomas and his friends must pull together to restore it in time for the big game. Hop on board with Alfie, Buster, Max and Monty and join in all the adventures! On Site With Thomas: See Olivers exciting discovery at the construction site for the new school. When Patrick announces he is the most important engine, not everyone agrees how does the team decide who is the most important? Can Kelly save Isobella, and see who is hiding in the forest? All aboard for non stop excitement with Thomas! Our Story Stops Are: A Visit From Thomas, Jack Owns Up, On Site with Thomas, Percy's Scary Tale, Kelly's Windy Day, A Happy Day For Percy.
Thomas and the Treasure: When Salty tells a story about a lost pirate treasure on the Island of Sodor, Thomas sets out to discover if it's really true! Meanwhile, Dennis, a new Diesel engine, is playing tricks, and Henry tries to prove he is the strongest engine on the Island of Sodor.
Percy and the Dragon: On the Island of Sodor,even the bravest of engines sometimes get scared. Why take Percy - - he said that he's not scared of anything. What do you think? Help Thomas use the carnival Chinese Dragon to play a little joke on Percy. Meet Donald and Douglas, the Scottish twin engines, and watch as Edward proves that,even though he's old, he's still really useful. So make sure you're "Right on Time" for the next journey through the magical Island of Sodor. Our Story Stops Are: Thomas, Percy and the Dragon, Donald and Douglas, The Deputation, Time for Trouble, A Scarf for Percy, The Diseasel, Edward's Exploits.
Bob the Builder Episodes
Digging for Treasure: Scoop's Stegosaurus: While digging a ditch, Bob and Scoop make an exciting discovery dinosaur bones! But not all of the stegosaurus bones make it to the local museum as Bob had planned. It seems Spud has built his own dinosaur display with the missing bones, and it's up to Bob to get the bones to the museum! Scruffty the Detective: Bob is builidng a time capsule for the museum to hold items donated by the townspeople. But Spud mistakes the capsule for a treasure chest and throws out what he considers to be trash. Just as spud is burying his "treasure chest," Scruffty the dog saves the capsule so Bob and Farmer Pickles can return it to the museum. Bob's Metal Detector: Bob has a brand-new metal detector! After using it to find a burst pipe, he and Muck hunt for buried treasure. When Muck digs for treasure at the car wash, he accidentally cracks the water mains. Finally, they find a gold coin, but Muck's excitement is short-lived since Wendy insists that he test the car wash!
The Big Game: Game time is hours away, but Bob the Builder and his friends are ready to play! As Wendy and the machines are prepping the soccer field for the big game, Spud sends the line-marking machine running amok. Can everyone fix the line before the game? Yes, they can! Then, it's almost time for tennis when the merry builders put the finishing touches on the tennis court. Unfortunately, Spud falls flat into the gooey green asphalt that Dizzzy has just poured! Never fear. This team is unstoppable! And not even Spud can keep the builders down. Ready! Set! Work!

Free E-Z Pass Transponder for New Accounts

Open to non-Delaware residents as well: http://deldot.gov/public.ejs?command=PublicNewsDisplay&id=4161Make Holiday Travel Easier with a Free E-ZPass TransponderDMV to Offer Free Transponder for New E-ZPass AccountsDover -- Holiday travel can be a hassle with crowds and weather, but you can make one part of your trip easier. The Delaware Department of Transportation's (DelDOT) Division of Motor Vehicles (DMV) is pleased to announce that beginning on Tuesday, November 1, anyone opening a new E-ZPass account will receive a free transponder for their vehicle, which usually costs $25. "E-ZPass is an effective year-round tool that can be used to make travel in Delaware and around the region easier and more convenient, in addition to the ability to use the highway speed E-ZPass lanes" said DMV Director Jennifer Cohan. "By offering this free transponder for each new account, we are providing users with the opportunity to take advantage of this wonderful resource, while also ensuring that we keep our toll facilities throughout the state running efficiently." There are many easy and convenient ways for you to open a new account and receive your free transponder:- Visit the Delaware E-ZPass Customer Service Center at 26 Old Rudnick Lane in Dover, Delaware
- Call the Delaware E-ZPass Customer Service Center at 1-888-397-2773
- Go to www.ezpassde.com and click on "Get E-ZPass"
- Visit the I-95 Newark Toll Plaza 1200 Whitaker Road Newark, Delaware (24/7)
- Visit the Biddle's Corner Toll Plaza 2111 DuPont Highway in Middletown, Delaware (24/7)
- Visit the Dover Toll Plaza 200 Plaza Drive in Dover, Delaware (24/7)This opportunity is only for a limited time and will end on Saturday, December 31. For more information or to sign up for a new account, please visit www.ezpassde.com.

Bidding on a home with a range list price...

I am looking at putting an offer on a first home purchase. The list price on the home is on the mls listing with a range, 410k to 450k. It's been on the market for 50 ish days. When I some with my realtor, she believes going in at the bottom list price is the way to go. She says it might be insulting to offer less. Is it really insulting to go make an initial offer in the 390 k range. What's the worst that can happen? If they flat out reject it, would it taint further negotiation if I came back to the table with a higher offer? Don't need to go in to too many details on the home, but it's comps go for less. Even with the comps, I feel the value is there, as the interior upgrades are what we are looking for ( ps, not a flip ). The owner is retiring, but over the last 5 to 10 years has personally designed and made upgrades on the place that are highly desirable to almost any buyer.Thanks for any tips

FatWallet Exclusive: Extra $25 off Canon Powershot ELPH 300 HS $174 Shipped ELPH 100 HS Digital Camera $149 Shipped

-1 Posted By: FatWallette
Views: 190 Replies: 1

Having already served millions of customers online, buydig.com continues to expand its product offering with everyday low prices and award winning 5 star customer support. Buydig.com is an authorized online reseller for Canon, Nikon, Olympus, Samsung, LG, Toshiba, Garmin, Sandisk, HP, Kodak, Cuisinart, Western Digital and many more industry leading manufacturers. Buydig offers free shipping on thousands of Digital Cameras, SLR lenses and accessories, Camcorders, Home Theater Components including the latest 3D TVs, LCD, LED and Plasma HDTVs, DVD and blu ray players, GPS Navigators, Printers, Laptop computers and more. 2.0% Cash Back Available!

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78 Pc 18 Volt Cordless Drill Set many extra $40 Shipped @ saleoftoday

http://www.saleoftoday.com/

GUNS, $200 for a two day Fighting Pistol class from Tactical Response located in Camden, TN (originally $400)

$200 for a two day Fighting Pistol class from Tactical Response located in Camden, TN (originally $400)
http://www.gearhog.com/
Deal Overview
The root word to "gunfight" isn't "gun". It is "FIGHT"! Fighting Pistol is the most comprehensive 2-day handgun class in the world! This course prepares you to prevail in a real world violent confrontation and many students have gone on and done just that! This intensive course covers an incredible amount of material in just two days! Topics include the role and attributes of the handgun, legal aspects of deadly force, anatomical stopping power, mental conditioning, movement, communication, one and two handed shooting, shooting on the move, cover and concealment, loading, reloading and much more!

Amazon Kindle eBooks - Publishing/Authoring Guides - Free!

Amazon Kindle eBooks - Publishing/Authoring Guides - Free!
Got a Kindle and would like to learn about authoring/publishing books? Amazon has a bunch of books with very good reviews for free today.
http://www.amazon.com/Best-Sellers-Kindle-Store-Reference/zgbs/d...
Check them out here
http://www.amazon.com/Complete-Guide-Self-Publishing-Everything-...
http://www.amazon.com/Hooked-Write-Fiction-Readers-ebook/dp/B003...
http://www.amazon.com/Write-That-Book-Already-ebook/dp/B005GLBJG...
- Many more....browse through the top 100 free...or by the section linked above.Most of these books are priced between 15 - 35 bucks (both kindle and print versions) Pig op

32ft USB 2.0 Male to Female Active Extension / Repeater Cable--$15.06 Shipped

Monoprice.com has the 32ft 10M USB 2.0 A Male to A Female Active Extension / Repeater Cable (Kinect & PS3 Move Compatible Extension) for $8.46 plus shipping (less $ for larger quantities)About the cable:
Due to its design, USB cable has a normal maximum length of about 5 meters (16.4 feet), but you can get longer distances by using an active USB extension cable from Monoprice! This is a bus-powered extension cable that can be used to increase the length of a device without any signal loss or potential performance problems. It contains active electronics, which boost the USB signal for maximum reliability and performance over extended distances. The cable operates as self-powered extender, for use with USB cameras printers webcams keyboard/mouse, etc. It is a true plug-and-play device. No additional drivers are required. It supports Win98/2000/XP/Vista/7, Mac OS V9.0 or higher, and Linux. It can also be used with many types of USB devices, including the Xbox Kinect* and the Eye of the PS3 Move!

Amazon Free One Day Shipping on Many Items (Free One Day Shipping) @ Amazon

$1/1 Heinz Ketchup,.75/1 Morton Sea Salt, $1/1 Emerald Nuts, .55/1 Sargento Shred Cheese and many more (3 prints ea

http://www.woundedwarriorproject.org/believe-in-heroes.aspx
click on the "savings" icon to bring up coupons to print. smartsource, 2 prints per coupon.

Boscovs Toys Apple Grove Farm Playset by Little Tikes $19.99 5% cash back ship deal offered

Apple Grove Farm Playset by Little Tikes

Apple Grove Pals deluxe play set is a place where imagination translates into fun. The characters play sets and storybooks teach friendship, curiosity, courage and other important life lessons. Set includes one farm with silo and corral, three adorable Pals with 3 hats, hay bales, swing, teeter totter and fence. Every hat is interchangeable with other Pals and hats. Set comes with a storybook, The New Kid Has Stripes, telling of the adventures played and life lessons learned by the Apple Grove Pals. Item:#33509

Price: $39.99
Now! $19.99 5%CashBack, find a filler Ship deal spend $30 shipping $4.97Ship deal of $4.97 when you spend $30.Filler Teddy bearsBoscov's Exclusive Holiday Bearshttp://www.boscovs.com/StoreFrontWeb/Product.bos?assortmentId=2&...
These huggable holiday bears need a home this winter. Exclusive to Boscov's in 2010. Includes winter hat and scarf. Size 16". COLOR Douglas (Green).
Exclusively at Boscov's. Item:#48983
Price: $19.99
Now! $6.99Promo spend $30, shipping $4.97, good for a filler item.Many fillers available.link for webuster fillers
http://www.boscovs.com/StoreFrontWeb/Department.bos?departmentNu...

$1/1 Heinz Ketchup,.75/1 Morton Sea Salt, $1/1 Emerald Nuts, .55/1 Sargento Shred Cheese and many more (2 prints ea

http://www.woundedwarriorproject.org/believe-in-heroes.aspx
click on the "savings" icon to bring up coupons to print. smartsource, 2 prints per coupon.

Samsung Netbook / Atom N455 1.6GHz /10.1" / 1GB DDR3/ 250GB HD/ 6-cell battery - $19x.xx - $21x.xx Best Buy BM/Clearance

Yes it is brand new, unopened, with full warranty from manufacturer and Best Buy 14 day return.
Got one at $193.xx, regular price $249.99. There are a few stores showing this item in the "Clearance" page, after entering zip code into "store locator". This was the lowest price I could find near my place (Twin Cities, MN).
There is also ASUS Eee PC netbook on clearance at $179.99. Since both are about equivalent capacity except Samsung has 6 cell battery, lasting over 8 hours according to people's feedback, it meets my travel need better. Again, NO CALL, NO PHONE ORDER. Ask for the corresponding SKU in store. Usually the associate will search in front of you and tell you how many in stock. The one I asked was totally unaware of the clearance price till pulling out one of the 5 leftover from storage room, and WOW...
=========== Website information:Samsung Netbook / Intel Atom Processor / 10.1" Display / 1GB Memory - Black
Model: N145-JP02 SKU: 1944065 UPC/EAN: 036725733138This store only. See store for availability.
See store for warranty and return policy questions. No rainchecks. Items will be sold on a first-come, first-served basis.The "Regular Price" listed reflects the current BestBuy.com regular price of this item. Intermediate markdowns may have occured on this item.Product Overview and Features Intel Atom processor N455 Features a 667MHz system bus, 512KB cache and 1.66GHz processor speed.
1GB DDR3 memory For multitasking power, expandable to 2GB.
Note: Optical drive not included Compatible with optional external recordable CD/DVD drives (not included).
10.1" LED WSVGA display With 1024 x 600 resolution showcases movies and games in stunning clarity.
250GB hard drive (5400 rpm) Offers spacious storage and fast read/write times.
Intel Graphics Media Accelerator 3150 Features 128MB shared video memory for lush images.
Built-in 0.3MP webcam Makes it easy to video chat with family and friends.
4-in-1 media reader Supports Secure Digital, Secure Digital High Capacity, SDXC and MultiMediaCard formats.
3 high-speed USB 2.0 ports For fast digital video, audio and data transfer.
Built-in wireless LAN (802.11b/g/n) Connect to the Internet without wires.
Built-in 10/100Base-TX networking With RJ-45 connector for quick and easy wired Web connection.
Weighs only 2.7 lbs. and measures just 1.1" thin For lightweight portability. Spill-resistant keyboard for durability.
Extended battery life Of up to 9 hours to give you more time away from an outlet.
Microsoft Windows 7 Starter Edition operating system preinstalled Provides a stable platform for word processing, Web navigation, gaming, media storage and more.
Software package included With Adobe Reader, Cyberlink YouCam and more. Microsoft Office Starter 2010 also included (product key card required for activation; sold separately).
ENERGY STAR qualified Designed to use less energy and meets strict energy efficiency guidelines set by the Environmental Protection Agency and U.S. Department of Energy.
Intel, Pentium, Celeron, Centrino, Core, Viiv, Intel Inside and the Intel Inside logo are trademarks or registered trademarks of Intel Corporation or its subsidiaries in the United States and other countries.Specifications Processor Brand
Intel
Processor
Intel Atom
Processor Speed
1.66GHz
Battery Type
6-cell lithium-ion
Display Type
LED WSVGA (1024 x 600)
Screen Size (Measured Diagonally)
10.1"
System Bus
667MHz
Cache Memory
512KB
System Memory (RAM)
1GB
System Memory (RAM) Expandable To
2GB
Type of Memory (RAM)
DDR3
Computer Hard Drive Size
250GB
Optical Drive
Not included
Direct-Disc Labeling
No
Digital Media Reader or Slots
Yes, digital media card reader
Graphics
Intel Graphics Media Accelerator 3150
Video Memory
128MB (shared)
TV Tuner
No
MPEG
No
Built-in Webcam
Yes
Modem
None
Networking
Built-in 10/100Base-TX (RJ-45 connector)
Wireless Networking
Wireless-B+G+N
Bluetooth-Enabled
No
S-Video Outputs
None
Audio
HD
Speakers
Internal
PCMCIA Slots
None
USB 2.0 Ports
3
IEEE 1394 FireWire Ports
None
Parallel Ports
None
Game Ports
None
Laptop Weight
Ultraportable (5.5 lbs. or less)
Battery Life
Up to 9 hours
Pointing Device
Touchpad
HDMI Output
No
Blu-ray Player
No
Operating System
Windows 7 Starter
Included Software
Adobe Reader; Cyberlink YouCam and more
ENERGY STAR Qualified
Yes
Best Buy PC App
No
Graphics Chip
Intel
Drive Capacity
250GB
Graphics Card
Intel Graphics Media Accelerator 3150

DicksSportingGoods.com 40% extra off Select clearance, FS on footwear, Mens Teva Dozer III or Sperry Top-Sider $25.48, G

DicksSportingGoods.com 40% extra off Select clearance, FS on footwear, Mens Teva Dozer III or Sperry Top-Sider $25.48, Girls Crocs Lime Keeley $7.63 shipped
Many and can be reduced (some exclusions) by 15% with code ENT15 prices below already include this 15% reduction.
Footwear ships free
Other orders ship free over $50 (some exclusions)***please note that quantities may be limited-so if you are ordering footwear which ships free you may want to check out with what you want before shopping around for other deals.Extra 40% off Select Clearance Event [DicksSportingGoods.com]Some notable deals(with broad size ranges):
Mens
Teva Men's Dozer III Sandal $25.48 [DicksSportingGoods.com] 7-14
Sperry Top-Sider Men's Son-R Ping Bungee Sandal $25.48 [DicksSportingGoods.com]9-13
Sperry Top-Sider Men's Son-R Ping Bungee Sandal (grey/blue) $25.48 [DicksSportingGoods.com]9.5-13
Sperry Top-Sider Men's Son-R Ping Buckle Sandal $25.48 [DicksSportingGoods.com]9-13
Womens
keen Green Whisper Sandal $35.68 [DicksSportingGoods.com]
Merrell Women's Marina Casual Shoe $35.98 [DicksSportingGoods.com]
Girls
Crocs Girls' Keeley Shoe - Lime $7.63 [DicksSportingGoods.com] 6k-13k
Skechers Girls' Preschool Windbreakers Shoe $15.28 [DicksSportingGoods.com] 13-2.5
Columbia Kids' Techsun Sandal $6 [DicksSportingGoods.com] Kids sizes 5-7Categories of Footwear (sizes are limited on many)
Sandals [DicksSportingGoods.com]
Boots [DicksSportingGoods.com]
Athletic [DicksSportingGoods.com]
Track and Field [DicksSportingGoods.com]
Other Footwear [DicksSportingGoods.com] (more Merrell, keen, Sperry-sizes more limited)
Cleats are in the main link above.
Snowboard Boots in this category also ship free [DicksSportingGoods.com]There are some interesting deals on high end bikes, but I dont know much about those to price compare them well.

Toy Story 3 Operation $1 at Toys R Us starting 11/6 B&M

Thanks monica3674.toys r us will have Toy Story 3 Operation for $1 starting 11/6/11 in stores only.They're also offering a free $10 TRU gift card with a Hasbro games purchase of $35 or a $15 TRU gift card with a Hasbro games purchase of $50.They'll also have:
Cootie, Memory, Candy Land, Chutes and Ladders, and Hi Ho Cherry-O for $5.
Life, Star Wars Trouble, Perfection, Jenga, Monopoly, Sorry Sliders, Guess Who extra, Pictureka, and Star Wars Operation for $10.
bop it, Monopoly electric Banking, Pictionary Man Junior, bop it Bounce, Monopoly Crazy Cash, and Scrabble Alphabet Scoop, and Scrabble for $15.
Pictionary Man, Pictionary, scattergories, Taboo, Guesstures, Catch Phrase, the game of things for $20.Prices valid 11/6-11/10 while supplies last. Quote "I doubt these will last long at $1 each. I already got 2 from when they were $5 before $3 mfg. coupon, but $1 would've been better. One could PM this deal at WalMart or Target, except you'd have to go to TRU to pick up an ad unless by some miracle they put their ad in the Sunday newspaper.TRU must have way too many of these. Too bad there aren't any great deals on other Habro games and no Hasbro coupons at the moment."

This company will reach out to strategic defaulters to help them go thru and rebuy the house later - Part II

This is a continuation of an archived topic that was started last May, titled: This company will reach out to strategic defaulters to help them go thru and rebuy the house later. See this URL for the previous thread: http://www.fullofdeals.com/forums/finance/1100298/ The discussion on this topic was quite lengthy, so I don't know exactly where to start or how to jump in. But I was following that thread closely once upon a time because I had come across the company in question, HomeLiberty, found their strategy very intriguing, and was interestd in possibly working with them to try and keep our home. But I wanted to read all the "buzz" about them that I could find, before taking that risk. I am happy to say, many months later, that just yesterday - November 4th - we succeeded in buying back our own home, by working with HomeLiberty. We previously owed $400,000 on our home. It foreclosed and went to auction. HomeLiberty tried to buy it at the auction, but someone else outbid them. HomeLiberty did not give up. They continued on form there, and worked with the new "owner" (an investor, not a person wanting to occupy the home) to purchase the home from him. They succeeded! And then sold our home back to us. We bought our home back for $215,000, and after putting in a down payment we now owe $193,000. In one year, after making principal-only payments, we will owe approx $167,000. I believe that will put us at about 22+% equity, given our property currently has a FMV of $215k.We tried to be as careful as we could be along the way, checking with our real estate lawyer as we moved through the process. Patrick and Mark at HomeLiberty were a remarkable team to work with, and truly did win our trust. They left no questions unanswered, and I am a very skeptical consumer who is pretty heavy on the questioning. I am happy we went with our gut instinct and gave them a try! I can only hope that some of our friends in the same position will follow the same path.One word of caution, though. I think this idea is really mainly only for those who are ALREADY ready to lose their home, and have made that decision to go into default and foreclose. The reason for this is because there is NO guarantee they will be able to buy your house back, and they make that very clear. (Although they sure do try everything they can to do so!) It's really one of those things where you have to be ready and totally willing to lose in order to win. If you are a strategic defaulter who is already in the foreclosure process and who has defaulted ONLY on your mortgage, you are the perfect candidate to look into this strategy / opportunity.As I said, I'm not sure how to cover the main points that people may be questioning. I don't usually post on forums, but I do like to read them a lot, to be informed in my decisions. In this case, I felt it worth the trouble to jump into this conversation because I want to see more good and hard-working people come out of this negative equity situation as well as we did. The way I see it, the banks certaintly aren't interestd in or willing to meet people even PART-way, so it's nice to have a different avenue to approach this and take some power into your own hands... Maybe if this trend increases, the banks will reconsider and realize they are the ones who have the power to try and rectify the situation. I am willing to answer any questions about our story, to the full extent that I can. I realize some people will disagree with our ethics on this decision, and if so we will just have to agree to disagree. After reading Brent White's book "Underwater Home: What Should You Do if You Owe More on Your Home than It's Worth?" we started to see things very differently. More clearly. More informed. I'm not here debate or to convince people to do what we did, but just to share our story for those who want to know.

Active iVideo spyglasses $39.99 free shipping with LCD viewing screen 2gb memory

Spy sunglasses with interchangable lenses so you can wear them in the house/at night with clear lenses. Comes with LCD screen to view/review and edit your footage. Great for camping, hunting, skiing, hiking, taking quizzes, and anything
else in every day life where you wished to yourself "Man I wish I had that on camera!" Because by the time you get your phone out to take a picture, whatever it was you wanted is now over or gone. LINKYFree shipping, an additional 80 cents off with e.bay bucks. msrp is close to $200(ha!), a.mazon has them for $59 with free shipping. HERECamera isn't HD by any stretch, but these could be fun for riding on a motorcycle, bicycle, airsoft games... Heck would be good for working environments for multiple reasons. I was a forest ranger for 10 years, I can't tell you
how many times this would have been a good thing to have on my head. Your kid will love these for Christmas. I know my nephew will. Product at CES 2011Originally designed for the military, the Active iVideo Sunglasses are the very first video sunglasses with a plug and play LCD screen. The removable LCD screen provides a large screen viewing
effect with an adjustable viewing angle. Stylish sunglasses with interchangeable polarized and clear lenses allow for indoor and outdoor video capture without anyone knowing they're being recorded.

Video is recorded at 480 VGA resolution and can be stored on the 2GB internal memory or an optional microSD memory card.
Editing functions with stop and erase capabilities are built-in along with auto-focus for the camera.
When you need to capture some stealth video, the iVideo sunglasses record everything you look at and are definitely up for the job.

Condition: NEW
Retail Packaging
1-Year Warranty
Manufacturer: Active iVideo
Model: 25200

Features Include:
Microscopic camera captures video and audio, and photos at the push of a button
480 VGA resolution
Instant replay
High tech plug & play LCD screen attaches to lens frame
Engineered for military LCD screen
Adjustable screen angle, large screen viewing effect
Auto focus
Stop and erased editing functions
Webcam capable
2GB internal memory
MicroSD slot (16GB max)
Interchangeable lenses: polarized and clear for indoor and outdoor use

Desktop Icon Toy 4.6, Free Download Today Only @ giveawayoftheday

http://www.giveawayoftheday.com/Desktop Icon Toy 4.6 Use Your Desktop with Pleasure!Are you tired of a boring desktop? Would you like to give it more pizazz, and brighten you day? Desktop Icon Toy is an easy to use desktop icon enhancement tool, which allows you to make many funny but useful patterns out of your windows desktop icons. You can change and restore their layout with just a simple Mouse Gesture.

Business Merchant Services Resource

Alright guys. I highly doubt this is against the rules since I'm not benefiting anything off this post nor is it my business. I know many small businesses and large businesses including my own friends and family that has been deceptively had by Independent Resellers and even large services when it comes to credit card processing. Recently, after finishing up my EMBA, I started a new career at Chase Card Services as a Partnership Executive ( meaning I form partnerships such as Ihop, UPS, etc = the lowest of the lowest costs) but will be more than happy to help anyone in the fatwallet family with their issues. If anyone has a statement that they need read, or just flat out want to lower their effective cost on their monthly charges, you can call me at 214-849-3620 email me at Ronald.Wong@chasepaymentech.com or fax your statement to me at 214-849-4918. No I am not customer service so don't call me telling me about how Chase ripped you off or stuff like that because there are so many resellers out there that upcharge the heck outa Chase rates that I don't even want to get into it. And yes, I have a salary job. I'm expecting bashing anyways since thats what happens but those who take advantage of this resource will show the green so whatever.

New site like Mint.com

Personalcapital.comI personally think it looks a lot cleaner, and it runs smoother than Mint.comit also categorizes many of my transactions and investment accounts better

Chase UR Black Friday & Cyber Monday Ads - 25% off Best Buy on CM & 10% extra Cashback on BF; many more!

<---- Screen ShotIf you own a Chase Credit Card with Ultimate Rewards, sign in @ https://www.chase.com/Then click on "your current offers" banner on the bottom

Cabela's Outdoor Chaise Lounger Zero G 29.99 was 99.99

Nice deal on these loungers. I have 2 and people love them! The standard is $29.99 was $99.99 the XL is $49.99 was $129.99.LinkCabela's Chaise Loungers BlackSupreme comfort for the outdoors
Bungee-cord suspension system
Padded headrest
Relax in supreme comfort while spending quality time in the outdoors. With the bungee-cord suspension system, youll be cradled as though you were in your favorite hammock. The heavy-duty nylon weave gives airy comfort and resists the elements for seasons of use. A padded headrest makes for soothing relaxation during your leisure time, and because it reclines to a zero gravity position, fully reclined knees will be approximately chest level. Youre sure to enjoy many lazy-day naps in the comfort of the Chaise as well. Features convenient cup holder. The sturdy steel frame is extra-wide for roomy comfort and wont rust or deteriorate in the elements. 300-lb. weight capacity. Imported.
Available:
Standard Chaise Lounger 20"-wide seat
Extra-Large Chaise Lounger 24"-wide seat
Color: Black.

Upcoming Free Crafts & Events at American Girl

Dates & times vary by location, but American Girl hosts a mix of free events & crafts each month. Many events start this weekend so be sure to check the dates! Most that note Reservations required also require a fee, so when you skim the list, be sure to look for those marked Free and open to the public. http://www.americangirl.com/stores/events_index.phpUpcoming free crafts at American Girl include:Ccile & Marie-Graces Dance Slipper CraftCcile & Marie-Graces Embroidered Card CraftJulies Bracelet CraftKananis Beach CraftMollys Embroidered Card Craft& MoreUpcoming free events at American Girl include:Ccile & Marie-Graces Ballroom Dancing DemoAmerican Girl Historical Character Scavenger HuntBitty Twins Animal SafariBitty Bunch Friendship Tree& More

iPhone App Price Drops: iSignals, DodgeDot, Sky Gamblers Rise Of Glory, more

Below are downloads of several apps which have dropped in price and are available for a limited time from Apple's App Store. These apps are created for the iPhone and iPod touch; they're also compatible with the iPad but will run at a significantly lower resolution. (Check the individual apps for further information.) Many are at the lowest total price we've seen. The deals: (Search for these deals in iTunes App Store)
Skyfire Web Browser for 99 cents ($2 off): Web browsing client
Stun Shots for 99 cents ($1 off): Billiards game
iSignals for 99 cents ($19 off): Investing tool
DodgeDot for 99 cents ($2 off): Strategy game
SoundProof for 99 cents ($2 off): Music information seeking tool
ShapeCut for 99 cents ($1 off): Photo cropping tool
Sky Gamblers: Rise Of Glory for $2.99 (pictured, $2 off): Aerial dogfighting game: LINK

Panasonic 3D Blu-Ray WiFi Cinema Entertainment Systems on Sale from $199 Shipped + 2% Buydig Cash Back!

0 Posted By: FatWallette
Views: 375 Replies: 0

Having already served millions of customers online, buydig.com continues to expand its product offering with everyday low prices and award winning 5 star customer support. Buydig.com is an authorized online reseller for Canon, Nikon, Olympus, Samsung, LG, Toshiba, Garmin, Sandisk, HP, Kodak, Cuisinart, Western Digital and many more industry leading manufacturers. Buydig offers free shipping on thousands of Digital Cameras, SLR lenses and accessories, Camcorders, Home Theater Components including the latest 3D TVs, LCD, LED and Plasma HDTVs, DVD and blu ray players, GPS Navigators, Printers, Laptop computers and more. 2.0% Cash Back Available!

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Panasonic SC-BTT370 5.1 Channel 3D Blu-Ray WiFi Cinema Surround Home Entertainment System - $259 w/ Free Shipping

Panasonic SC-BTT270 5.1 Channel 3D Blu-Ray WiFi Cinema Surround Home Entertainment System - $199 w/ Free Shipping

Panasonic SC-BTT770 5.1 Channel 3D Blu-Ray WiFi Cinema Surround Home Entertainment System - $359 + Free Shipping

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2.0% FatWallet Cash Back Available!
Gift Card Details: Cash Back not valid on gift card purchases or redemptions.

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PetsMart B&M (deal ROLLS!-) 16lb Bags of Purina Dog and Cat Food as low as $6.49 ac, after $5 oyno plus bonuses!

*************************************************************************************************************PETsMART B&M 16lb Bags of Purina Dog or Cat Food as low as $6.49 ac, after $5 oyno plus bonuses! (see bottom of op for all brands which qualify, dog and cat)Right now, get an $5 oyno bonus coupon for a purchase of any 16lb bag of FRISKIES CAT FOOD on sale with pet perks card for $11.99Bonus coupon valid on $5+ purchase of ANY PURINA item (dog or cat) on your next purchase (including Tidy Cats litter). COUPON PRINTS ON THE BOTTOM OF THE RECEIPT. Limit one coupon spits out per ORDER and you can redeem only one coupon PER TRANSACTION.
coupon valid to 2/29/12.
PLUS, there was a .50/1 coupon in Sunday 10/30 RED PLUM on Friskies Cat food and at the store, look for the Tear Pad Coupon to get 2 free cans of Friskies WET Cat Food with the purchase of a 16lb bag.Additionally, many Friskies 16lb bags are featuring special "PUSS N BOOTS" movie packagings with a free toy inside the bag for your cat from the movie (not sure what it is exactly)Will have pic by tomorrow to upload to show promo sign at the store for proof of deal.************************************************** ************************************************** *I just looked at the ad on the PETsMART website. It is also good for:
(thnx CHABS for info below)
Cats:
16-22lb Purina One
16lb Purina Pro Plan
13lb Purina One Beyond
16lb Friskies (look for tear off coupons for 2 free cans)
16-30lb Purina Cat Chow
35-38lb Tidy Cats Scoop LitterDogs:
34lb Purina One (look for tear off coupons for 2 free cans)
33-37.5lb Purina Pro Plan
31.1lb Purina Beneful
40oz bag Purina Beggin' StripsIt says good until January 1, 2012 and the coupons that printed for me are good until the end of February 2012. It also says to look for the stickers on the specially marked packages. I didn't see any stickers on the bags, but there were little signs on the shelves last weekend when I bought my dog food. I was able to get the $5 coupons and use the $15/50 coupons. Also, be sure to look at the flyer when you walk in the door, because certain bags of dog and cat food have tear off coupons for free cans of food when you buy the dry food. This promo replaces the one that they used to do at the end of October-where you had to fish the free $5 PETsMART GC out of the bags of dog/cat food.

GUNS, 8 - Pk. 33 - rd. Mag for Glock 17 - $99 Or 10 Pack Glock 17 17rds $99 Shipped @ sportsmansguide

Apply Coupon code SH632 for free shipping on orders $75 or more. Apply Coupon code SH632 for free shipping on orders $75 or more. The Sportsmans Guide offers 8 - Pk. 33 - rd. Mag for Glock17. You can UP your firepower potential without blasting a huge hole in your shooting budget! That's the deal on these high-capacity replacement Magazines for your Glock.
They're ultra-tough polymer with steel lining, matching the original factory excellence. With small holes to reveal how many rounds are left. Each is approx. 8 5/8 x 1 3/8 x 7/8" h. and weighs 4 ozs.
TOPX-171313 http://www.sportsmansguide.com/net/cb/33-rd-mag-for-glock-17.asp...Apply Coupon code SH602 for free shipping on orders $49 or more. Sportsman's Guide offers 10 Pack Glock 17 17rds Magazines - $89 or 3 pack for $39. Apply some of these coupons to get $10 off. Lock and load. Heavy-duty 17-rd. capacity Mags for Glock 17 pistols. Built to Glock Specifications. Keep a few on hand, and be ready to roll.
Identical manufacturer specs
Synthetic body with steel insert
Removable baseplate
Polymer follower.
WX2-171314 - 10 - Pk. Glock 17 17 - rd. Mag
WX2-156128 - 3 - pack Glock 17 17 - rd. Magazines
http://shop.sportsmansguide.com/net/cb/cb.aspx?a=511063&gltrkadv...

PetsMart IN STORE ONLY 16lb Bags of Purina Dog and Cat Food as low as $6.49 ac, after $5 oyno plus bonuses!

Structural inequality, bankrupt customers and upper middle class wealth preservation

Most people are familiar with the "L" curve which represents both the distribution of wealth and the distribution of income in the United States. The richest 10% of the US owns 90% of the wealth; within this, the richest 1% hold 50% of the nation's wealth and the next 9% hold another 40%.While much of the attention lately has been on fairness and the social effects of inequality, little attention has been paid to the effect of this on investment prospects. The distributions of wealth and income are also distributions of customers and investors. The least wealthy (and lowest income) 90% of the country spends practically all of its income and makes up the body of customers for the businesses owned by the richest 10%.In general, the richest 1% of the country represents the political class. One must make $340k per year to be part of the top 1% in income. The top 1% gained its wealth and maintains its income through political connections; they work in the financial sector and can access the markets in ways -- such as high speed trading -- that the average person cannot, they do the executive/board shuffle, where as executives they sit on the boards of other companies and give performance-independent raises to their friends, then have those same friends on the board of their company give raises to them. They can expect to work for the federal government for a few years and then switch to a private government contractor or lobbying group to use the regulations that they have implemented for their own benefit. A few are athletes or entertainers, however they typically earn the $340k required for the top 1% for only a few years of their lives.The next 9% of the country represents the professional class; it is mostly made up of highly skilled professionals and managers. Lawyers, doctors and dentists, scientists and engineers, small business owners typically earn the $108k-340k required to be part of the top 10%. I'm not here to talk about fairness; I'm here to talk about practicality. I contend that the reason for the volatility and instability that we have seen in capital markets since 2007 is that the spending of the lower 90% is not sufficient to provide returns for the invested wealth of the richest 10%. Whether it is in the form of interest, dividends, rents or capital gains, the public has to spend if investors are to earn. Investors have responded to this by rushing from questionable investment to questionable investment -- real estate, greek bonds, complex derivatives, shiny metals -- all in an attempt to find a seat at the high yield table when all of the seats are full. The mismatch between spending and investable assets is also why risk-free investments such as US treasury bonds and FDIC insured bank accounts pay interest which is lower than inflation; there is little demand for capital among the best businesses. Even with high government spending and an expanding deficit, investors are willing to buy 10 year US treasury bonds for a return of less than 2%. This is not because such bonds are a great investment; its because there is nowhere else to put the money.This situation did not come about suddenly; it has grown gradually over the last 30 years. As it progressed, the lower 90% has supplemented its income (investors returns) with loans. When the wages of the public stopped meeting inflation, they took out loans on their homes and cars. As of 2008, the jig is up. Everybody knows that these loans are never going to be paid back, even if nobody wants to take them off the books.For investors, the game of the last half-decade has been to transfer the debts of insolvent parties to solvent parties. Thus, we saw the bailouts of real-estate lenders in the US, the bank bailouts in Ireland which nearly led to national default in a government that had barely run a deficit and the attempt to transfer the debts of Greece to the citizens of Germany. Government officials have supported this, citing the need for stability, supporting their own wealth and responding to the wishes of their wealthy sponsors and negotiating a bailout. Unfortunately, this has only made the problem worse; as long as the ratio of investable money to spending by customers remains high, the instability will continue. At the same time, unrest among the lower 90% of the population has increased. The poorest 90% knows that they have been harmed, they have a pretty good idea of who did it, but they have litle idea of what to do about it. Historically, when the richest 1% has been targeted by the poorest 90%, they have offered up the middle 9% in sacrifice. The middle 9% have enough money that taking it is worthwhile but not enough that they can stand up to large corporate or government action. The top 1% have also learned to turn the middle 9% against the lower 90%. Because they are wealthier than 90% of their neighbors, many members of the 9% either think that they are the top 1% or aspire to be such. Frequently, members of the middle 9% embody the relationship between hard work and success and wonder why others cannot succeed as they did. Socially and culturally, they have little in common with the poorest 90%However, the financial needs of the 9% more closely resemble those of the 90% than those of the 1%. Unlike the richest 1%, the middle 9% are susceptable to job loss/customer loss and cannot maintain an upper/middle class lifestyle without working. While it might not wipe them out, one medical malady that is not paid by insurance could eat up the results of 10 years of work. The middle 9% pays the largest proportion of their income in taxes -- payroll taxes, high income tax rates without many tax breaks, and sales taxes. The middle 9% obeys government regulations and the policies of major corporations rather than forming them.The wealth of 90% of Americans has been exhausted. The middle 9% started off as the middle 25%, but has seen its wealth depleted over the last 30 years. First the working class was drained, then the middle class, now the only funds available for the wealthy to obtain are those of the upper middle class. Since the number of people is smaller, the amount transferred per person to produce the same returns for the top 1% must be larger. Most of the members on this board are part of the middle 1%. If you were part of the top 1%, using the strategies here to make an extra $5k/year would not be worth your time. If you were part of the poorest 90% you probably (some exceptions) wouldn't have the capital to make them work. What are some of the strategies that we can use to keep the debts of the poorest 90% from being transferred to us, and to keep the top 1% from trying to drain us to rebuild their investment returns?

Winter lovers: Monarch $339 season pass can be used at 26 ski areas

Colorado skiers/boarders will love this offer.Adult (ages 16-61) $339.00
Student (ages 13-15) $209.00
Junior (ages 7-12) $109.00
Senior (ages 62+) $209.00
Senior (ages 69+)
WITHOUT PARTNER RESORT iNCENTIVES Free
Children (ages 3-6) Free with purchase of adult season passBuy by November 6
Monarch Mountain goes global. Four ski areas in Germany and one in Austria have been added to Monarch Mountain's developing list of season pass partners. The five European ski areas are part of the 5 Berge & Co. resorts: Hochfelln, Kampenwand, Wendelstein and Oberaudorf, Germany and Hochkossen, Austria http://www.5-berge.com/. Monarch season pass holders will be able to enjoy unlimited skiing at each of these areas throughout the 2011-12 season.Monarch now has 26 ski areas participating on their season pass. Passes are accepted at nine areas in Colorado, six in New Mexico and at areas in Utah, Wyoming, California, Michigan, Arizona, British Columbia, Germany and Austria.The Colorado nine include; Loveland, Durango, Telluride, Powderhorn, Sunlight, Sol Vista, Silverton, Ski Cooper and of course Monarch Mountain.In New Mexico six areas honor the Monarch Mountain season pass: Taos, Angel Fire, Red River, Pajarito, Sipapu and Ski Apache.In Utah, Alta offers Monarch Mountain pass holders half-price tickets all season while Grand Targhee, Wyoming and Revelstoke, British Columbia offer free skiing/riding to Monarch Mountain season pass holders.China Peak, California, Arizona Snowbowl and Indianhead, Michigan round out Monarch Mountain's pass partner team for the 2011-12 season.26 different areas all for one low price make the Monarch Mountain season pass the best value in North America (and quite possibly the world!). Season passes are on sale for $339.00 (Adult price, other prices are available on the website) through November 6, 2011. Most of Monarch Mountain's pass partners offer three days of free lift tickets, but some offers vary.

Free + Free Shipping = FREE, 2-Pack RFID Protection Credit Card Sleeve @ 1 Sale

Free + Free Shipping! Join our Facebook Fanpage & Help Yourself! 2-Pack: RFID Protection Credit Card Sleevehttp://1saleaday.com/wireless/List Price $19.99 Savings $19.99 (100%) Price: $0.00Many new credit cards use microchips with RFID technology that can transmit your personal data. Protect your credit cards with an RFID Protection Card Sleeve. Made of tough Tyvek material that's tear and water resistant, the sleeves prevent damage to your card's magnetic strip. Thin and lightweight, the 2-pack of Credit Card Sleeves feature a thumb cutout for easy access to your credit cards. Condition: NEW
Packaging: Bulk
Manufacturer: TitanFeatures Include:Protects your credit card from scratches and wear
Prevents damage to magnetic strip
Tear and water resistant material
Thin and lightweight
Can be written on with a ballpoint pen
Easily access credit cards with thumb cutout open end

Craftsman 5/8 in. x 50 ft. All Rubber Garden Hose $19.99 Free Store Pick Up @ Sears

Craftsman 5/8 in. x 50 ft. All Rubber Garden Hose $19.99 Free Ship To Store @ Searshttp://www.sears.com/shc/s/p_10153_12605_07169602000PProduct Overview:
General Warranty: Full lifetime
Item Weight (lbs.): 11.6 lbs.
Hose Size: 5/8 in. x 50 ft.
Type: Crush-proof brass
Number Included: 1
Color:
Overall Color: Black
Intended Use:
Indoor/Outdoor: Indoor/outdoor
Temp: Up to 160 deg.
Performance:
Hose Action: Single stream
Usage: Above ground
Wear: Weather and abrasion resistant
Coupling Performance: Return and allowance reduction
Hose:
Bursting PSI: 500 psi
Diameter: 5/8 in.
Length: 50 ft.
Working psi: 165 psi
Type: Garden
Construction:
Design: Hexagonal concave
Overall: Radial tire cord reinforcedI got this from wikipedia but I find this to be true.Warranty Craftsman hand tools have an unlimited lifetime warranty. This lifetime warranty program was instituted by Sears when they began selling the Craftsman line in 1927. This warranty program requires no receipt or dated proof of purchase. If the owner takes the item into a local retail store, it may be replaced or repaired free of charge. In some cases, such as ratchets, the customer may be offered a repair kit with which to repair the item.The full text of the warranty is as follows:If for any reason your Craftsman hand tool ever fails to provide complete satisfaction, return it to any Sears store or other Craftsman outlet in the United States for free repair or replacement. This warranty gives you specific legal rights and you may also have other rights which vary from state to state.
The hand tool lifetime warranty is also in effect on many Craftsman non-powered lawn and garden products including rakes, shovels, clippers, brooms, trowels, pruners, hoses, sprinklers, hose nozzles, and other small gardening hand tools. The lifetime warranty does not include precision hand tools, such as calipers , tape measures and torque wrenches, with the exception of beam-style torque wrenches.Power tools have a one-year warranty.After the merger, Kmart began selling Craftsman products and honoring the hand tool lifetime warranty.

PetsMart IN STORE ONLY 16lb Bags of Friskies Cat Food $6.49 ac, after $5 oyno plus bonuses!

Hello Cat Lovers!
Right now, get an $5 oyno bonus coupon for a purchase of any 16lb bag of FRISKIES CAT FOOD on sale with pet perks card for $11.99Bonus coupon valid on $5+ purchase of ANY PURINA item (dog or cat) on your next purchase (including Tidy Cats litter). COUPON PRINTS ON THE BOTTOM OF THE RECEIPT. Limit one coupon spits out per ORDER and you can redeem only one coupon PER TRANSACTION.
coupon valid to 2/29/12.
PLUS, there was a .50/1 coupon in Sunday 10/30 RED PLUM on Friskies Cat food and at the store, look for the Tear Pad Coupon to get 2 free cans of Friskies WET Cat Food with the purchase of a 16lb bag.Additionally, many Friskies 16lb bags are featuring special "PUSS N BOOTS" movie packagings with a free toy inside the bag for your cat from the movie (not sure what it is exactly)Will have pic by tomorrow to upload to show promo sign at the store for proof of deal.

Grimaldi's Pizza $20 GC with $100GC purchase

Don't get too many deals/coupons on Grimaldi's in our area, so this is pretty good.For every $50 GC you buy, you get an extra $10 GC.Enjoy, and don't worry about the weight, that New Year's resolution will take care of it.

Chase $125 bonus 11/26/11, Chase $150 Bonus 12/15/11, Chase Biz $100 Bonus 11/30/11, and Chase $5 Paperless

Chase $125 Bonus expires 11/26/2011Saw this this $125 Bonus til November 26th, 2011. You could also get the $150 Chase coupon from HMB til 12/15/2011. Second Chase $125 coupon online sign-up link til 11/26/2011Offer not available to existing Chase checking customers, fiduciary accounts and those who have closed an account within 90 days. Offer valid through 11/26/11 . To receive the bonus: 1) open a new Chase Total CheckingSM account, which is subject to approval; 2) deposit $100 or more within 60 days of account opening; AND 3) have your direct deposit made to this account within 60 days of account opening. Your opening deposit cannot be money held by Chase or its affiliates, nor can the bonus be used as the opening deposit. Your direct deposit needs to be an electronic deposit from your employer or the government of your paycheck, pension or government benefits (such as Social Security). After we receive your first direct deposit, we'll deposit the bonus in your new account within 10 business days. You can only receive one checking account-related bonus per calendar year. If your checking account is closed within six months, we will deduct the bonus amount at closing. Also, if your account is closed within 90 days, an Account Closing Fee of $25 will apply.

Service Fee Info:

Service Fee Chase Total CheckingSM has no monthly Service Fee when you do one of the following each statement period: 1) have at least one direct deposit of $500 or more post to your account (two or more direct deposits that add up to $500 or more do not qualify) or 2) keep a minimum daily balance of $1,500 or more in your checking account or 3) keep an average balance of $5,000 or more in qualifying accounts with Chase. Otherwise a $12 monthly Service Fee will apply ($10 monthly Service Fee in CA, OR and WA). Certain restrictions apply, please see a banker for details. The terms of this account, including any fees or features may change.

Chase $100 Business Coupon til 11/30/2011

Terms and Conditions:

Offer valid through November 30, 2011. To qualify for this offer, open a Chase BusinessSelectSM Checking account and deposit a minimum of $1,000 or more into your new business checking account within 30 days of account opening with funds not currently on deposit with Chase or any of its affiliates. Account opening and award of bonus are subject to approval. Limit one business checking account-related bonus/premium per customer per calendar year. Chase reserves the right to withdraw this offer at any time without notice. Attempts to earn multiple bonuses may be voided by Chase, at its discretion. Offer not available to existing Chase Business checking customers, on account conversions or in combination with any other offer and is non-transferable. Checking account must remain open for a minimum of six months or the bonus amount will be debited from the account at closing. Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible. Bonus will be deposited automatically into your new checking account within 10 business days after the minimum deposit requirement is met. Bonus may be considered interest reportable on IRS Form 1099-INT.

*DEAD* $150 Bonus til 10/31/2011 thanks to Nummerkins

*QUALIFYING ACCOUNTS/MONTHLY SERVICE FEE - Offer available on personal Chase checking accounts excluding High School, College, Access, Customized, and Online Checking accounts. Chase checking accounts eligible for this offer have monthly Service Fees that start at $10-15. Monthly Service Fees vary by market and, except for Chase Essential Checking, there are ways to avoid these fees. For pricing and other details, please see a banker or visit Chase.com/checking. The terms of the accounts, including any fees or features, may change.
Bonus/Account Information - Offer not available to existing Chase checking customers, those with fiduciary accounts, and those who have closed an account within 90 days. To qualify for the bonus you must open a new qualifying Chase checking account with a $100 minimum opening deposit of new money (money not currently held by Chase or its affiliates). Also, within 60 days of account opening, we must receive from your employer or the government a monthly electronic direct deposit of your payroll, pension or government benefits, such as Social Security. The bonus will be deposited into your new account within 10 business days after your initial direct deposit is posted to your account. For interest-bearing checking accounts, the Annual Percentage Yield (APY) is effective as of 8/15/11. The APY is 0.01% for all balances in all states. Interest rates are variable and subject to change. Fees may reduce earnings on the account. Limit one checking account-related bonus per customer, per calendar year. Offer not available on account conversions or in combination with any other offer. Bonus is not considered part of the minimum opening balance. Checking account must remain open for a minimum of six months or the bonus amount will be debited from the account at closing. In addition, the checking account must remain open for 90 days or an Account Closing Fee of $25 will apply. Account is subject to approval. Bonus is considered interest and will be reported on IRS Form 1099-INT. More methods of getting $125 Chase Coupon taken from HMB:Chase $125 Checking Account Bank Bonus Coupon til 9/30/2011 Nationwide via eB@y, USPS, ATMChase $125 bank bonus is not available online, but there are a few tricks in order to get this nationwide bonus.Option 1) Visit your local U.S Postal Office and ask for a Movers Guide Package. Inside the package, there is a Chase $125 coupon good until 9/30/2011.Option 2) Many people on eB@y are selling the $125 Chase bonus coupon for $1 Or $2. Its well worth it if you dont want to go to the Postal Office.Option 3) Use one of your debit cards from non-Chase bank and withdraw money from a Chases Brick and Mortar bank(Great if your bank refunds your ATM fee). Once you withdraw your cash, Chase will print a bonus coupon in order to entice you to switch bank. Chase $5 Paperless Statement Bonus$5 Paperless Statement Bonus good until ?. Chase.com/gopaperless
Important for all Chase Account Holders:The account now has requirements of either1) DD of $500 or more
2) $1500 in checking
3) $5000 combined between checking, savings, investmentsMore bank bonuses nationwide.

Bank of America $50 Bonus til 1/20/12, BoA's KTC $250 Bonus, $50 Biz 1/31/2012, and Free McAfee($70 value)

Bank of America $50 Checking account Bonus until 1/20/2012I saw this Bank of America $50 bonus for opening a checking account. I think u gotta set up direct deposit and use offer code is GROUP50. The deal expires 1/20/2012. Credit goes to the bank bonuses list at HMB. 1) Fill out our easy online application using Offer Code GROUP50.
2) Set up a qualifying Direct Deposit into your new checking account within 60 days of account opening. Learn how to set up Direct Deposit.
3) Receive your $50 bonus, directly deposited to your new checking account, within 120 days once qualifications are met.
T&Cs:Offer expires 1/20/2012. Bank of America may terminate the offer before that date. To receive the offer, you must open a personal checking account through the Bank of America at Work program and set up qualifying direct deposit into your checking account within 60 days. You must use the Offer Code GROUP50 in order to qualify for this offer. Limit one incentive per customer. The new customer must not be a current personal checking customer and the new checking account must remain open until we can verify its eligibility, which generally takes no more than 120 days. The new customer is not eligible for this offer if they were a signer on a Bank of America checking account that was closed within the last three months. All accounts are subject to our normal approval process. Offer does not apply to second or multiple accounts. This offer cannot be combined and is not eligible with other offers. The minimum deposit required to open a new personal checking account and receive this offer are subject to normal opening deposit requirements of the specific account being opened. For example, the minimum opening deposit for a MyAccess Checking account is $25. Account must be in good standing at the time of qualification. We generally direct deposit the incentive into the new Bank of America checking account within 120 days of account opening. If for any reason we are unable to successfully direct deposit the funds, a check will be issued. We may report to the IRS the value of any premium and applicable taxes are the responsibility of the recipient. We offer a variety of interest-bearing and noninterest bearing personal checking accounts. For Tiered Interest personal checking accounts, the minimum balance to open is $100 and the Annual Percentage Yields (APYs) are as follows: less than $10,000, 0.05%; $10,000-$99,999, 0.10% and $100,000 and over, 0.25% as of 2/15/2011. The rate may change after the account is opened or anytime after this date. Fees could reduce the earnings on the account. Please consult a banking center associate, visit bankofamerica.com or see our Personal Schedule of Fees for more information. Reproduction, purchase or sale of this offer is prohibited.

Bank of America $50 Business Referral & $25 Personal Referral Bonus valid until 1/31/2012

This offer expires no later than 1/31/2012. Bank of America may terminate the offer before that date. This offer cannot be combined with any other new customer offer.

Existing Customer (Referrer): We pay the incentive to an existing Customer (referrer) by check after we verify that the new customer they referred opened a qualifying new checking account and also met the other terms of this offer. We generally issue all checks within 90 days of a qualifying account opening. We may report to the IRS the value of any incentive or other premium and any applicable taxes are the responsibility of the recipient.

Bank of America reserves the right to determine in its sole discretion the eligibility of new customers (referees) and existing customers (referrers) for this offer. We reserve the right to disqualify referrals in circumstances where we reasonably believe they were not sent to us in good faith.

New Customer (Referee): To Qualify for the Incentive: You must present this referral form at the time of the account opening and satisfy the terms of the applicable referral program. For Personal Checking accounts you must open a new checking account with a minimum opening deposit of $125 and make a minimum of one debit card purchase during the first 30 days from account opening. For Business checking accounts you must open a new checking account with a minimum opening deposit of $250 and make a minimum of one debit card purchase in the first 30 days from account opening. All accounts are subject to our normal approval process.

Free McAfee with new BOA account - no expiration date - $70 value

Steps to get your free McAfee offer:

1. Sign in above using your Online Banking ID. You will be redirected to the McAfee site.
2. Create a McAfee user account and create a password.
3. Enter your registration information (name, address, city, state and phone number).
4. Provide your billing information for future automatic renewals. Please note your credit or debit card will not be charged at this time and you are under no obligation to renew your subscription. You may cancel the automatic renewal at any time.

When your free 12-month subscription expires, you will receive a 50% discount on your renewal subscription, which is currently $34.98 ($69.99 MSRP).

BOA $250 Bonus with Keep the Change Program.

BoA's KTC: said: 1Keep the Change Matching Promotion We match 100% of the amount of your Keep the Change transfers during the first three months after you enroll, and we will match 5% thereafter. The maximum total match is $250 per year. Limited to five checking accounts. Matching funds are paid annually after the anniversary of enrollment on accounts that remain open and enrolled. Savings accounts eligible to receive matching funds include, but are not limited to, Regular Savings, which requires a minimum opening balance of $25 and pays a variable Annual Percentage Yield that was 0.10% as of 01/15/10. Money Market savings accounts are also eligible. Fees could reduce earnings. The promotional matching funds will be reported to the IRS on Form 1099.

BOA $0 Equity Trade for customers with $25,000 or more in all asset across BoA deposit accounts, including checking, savings, and CDs.

BOA page: said: Offer available with an individual or joint Banc of America Investment Services, Inc. (BAI) Self-Directed Brokerage account. If you have a combined total of $25,000 or more in your deposit accounts at Bank of America N.A., BAI waives its commission fee for as many as 30 online equity trades each month. When you make an online equity trade, BAI determines whether you meet the balance requirement to qualify that trade for the commission fee waiver. BAI adds the average collected balances in your checking and savings accounts as of the prior month to the balances in your CD and FDIC-insured IRA accounts as of the prior business day. If this calculation reflects a combined total of less than $25,000, BAI then makes a second calculation to see if the trade qualifies by adding the balances in your checking, savings, CD and FDIC-insured IRA accounts as of the prior business day. Offer applies only to online equity trades, including stock and exchange traded fund (ETF) trades. Standard commission fees apply when the balance requirement is not met, or when you exceed 30 qualifying trades.

Diamond MP1000 Media Wonder HD Media Player $44.99 AR FS @ Newegg

Newegg has the Diamond Multimedia MP1000 Network Media Player for $74.99 - $30 rebate = $44.99 including free shipping. Been looking for something like this. Supports many file formats, has HDMI, component, and composite video out, 2 USB ports, optical and RCA audio out, 10/100 LAN.http://www.newegg.com/Product/Product.aspx?Item=N82E16815306025&...

$40 off International Airfare + $7.50 Vayama Cash Back!

0 Posted By: FatWallette
Views: 168 Replies: 0

Vayama is a new (and fun) way to search and book international flights. Our interactive (and cool) map tool is a great way to access a wider selection of airlines, routes and fares, many never previously available online. Vayama provides more flight choices to select from, so you can find the lowest prices and best schedules. $7.50 Cash Back Available

Special Offers from Vayama:

$40 off International Airfare Booking (discount already included in total fare)

Vayama Coupons & Cash Back
$7.50 FatWallet Cash Back Available! $7.50 Cash Back available per airline booking.2.5% on travel insurance.Cash Back available after completed trip.

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Buying a house and renting our condo?

Yes, its me again Long story short, it looks like we may have figured out the HARP refi issues and may be able to refi the condo (see last two posts) Anyway, now a question regarding buying a new home.As a refresher, we currently own and live in a condo which we will be refinancing to drop the payments. After the refi, the rent of the condo (conservatively ~$1200)will either cover, or just about cover, the mortgage on the condo. And, we realize that we do need to consider that the bank on the second mortgage may only consider 75% of the rent toward the calc. We now would like to rent out the condo and buy a new home. For simplicity, please assume that we meet all criteria (e.g. some funds toward down payment, income qualifications, enough set aside to be a landlord etc):1.Since the new home would be considered a second home (again, renting out condo), would we absolutely need a 20% down payment for the new home? And if not, does anyone have a good estimate on what the down payment % would likely need to be?
2. Are 80/20's even possible anymore (especially if on a second home)?From what I gather, FHA could still be an option, but we would have to prove that we can make the payments on both mortgages running the numbers this would be feasible. And, the trade-off is lower down payment, but possibly a lower approval amount3.Nutshell, any insight into options to keep the required down payment low on the second house (which we will be living in for many years to come)?

My Vegas Deal

I figured I would post the deals I have for my trip so far. Figured it would be something a little different compared to all the request that get posted here.Dates: 01/21/12-01/28/12Flight- Flying Spirit out of Detroit for $49 each way. Comes to about $130 round trip after taxes. Just about impossible to beat that price even after having to pay for any of the "extras" that Spirit likes to charge for. Only thing I will pay for is luggage as I let them assign our seats.Hotel- We normally get our hotel comped at a CET property for the week, but we didn't do much gambling at CET properties this year and no longer get the comped offers. Staying at Imperial Palace for Saturday-Tuesday. I know not too many people like IP, but we have always loved the location and never have had any problems other than the line to check in. We got a rate of $20 per night using our players card rate. Tuesday-Saturday we will be heading downtown. We will either stay at the new rooms at the Plaza, or use our 2-1 room night offer at The Fitz.Car- Still searching for a better deal. Currently I have a mid size car reserved at Alamo. Rate is $180 after taxes and discounts. We normally get the car for closer to $150. Used the Costco code (I am a member) and the $30 off coupon.Other Discounts- I will purchase both the American Casino Guide and Las Vegas Advisor MRB before going. Those are a must purchase for us each year. I also bought a couple of the restaurant.com gift certificates last year for a few restaurants (Mr. Lucky's, Gameworks, and a few others). I will probably buy a couple of those again during their next 80% off sale. Hope this information can be useful to others who are planning and need help with Vegas. Good luck!

Hard Drive Washer 5.00, Free Download Today Only @ giveawayoftheday

http://www.giveawayoftheday.com/The program is available for $19.99, but it will be free for our visitors as a time-limited offer. November 2, 2011
Windows and nearly all other software that is installed on it produce temporary data. Unfortunately there are not many programs that really take care about consequences of saving temporary files to different places, with different extensions or without always deleting when possible or necessary. This program does what all these programs forget. It searches for unnecessary files and offers you to delete them. Key features:
Easy-to-use interface
Very fast temporary files search engine
Cleaning all temporary folders
Undo function by using the Recycle Bin
Program can be installed on USB sticks, floppy disks or nearly all other re-writable media
Feature to select what files with what extensions can be deleted

2012 Mission Calendar *Religious*

ReligiousI know many don't like religious posts, I'm only posting a freebie I found.http://hiway80mission.org/help/2012_calendar.asp

Holiday Stationstores 7 cents off per gallon of gas (or $1.00 free gas in AK, MI, WI) until 12/31/2011

Not worth too much - but at Holiday Stationstores (go to www.holidaystationstores.com to find your nearest location) - this coupon is good over and over again for 7 cents off per gallon of gas or $1.00 in free gas in AK, MI, and WI stores. Coupon good until 12/31/2011 and can be printed as many times as needed. Any discount is a good discount, no? HAPPY HALLOWEEN!

50% off all IT training courses at MILE2.com, Oct 31st only!

Probably only of interest to IT workers and your basic Computer Geeks looking to get an IT certification(s).
Oct 31st only.
Mile2.com is offering 50% off all IT training courses today only (Oct 31st).linkCoupon code is OCT50 Course list includes: 1. C)PTE (Certified Penetration Testing Engineer) - Covers EC Council CEH and mile2 C)PEH
link
Certified Penetration Testing Engineer graduates will obtain real world security knowledge enabling them to recognize vulnerabilities, exploit system weaknesses, and safeguard organizations against threats. Graduates will learn the art of Ethical Hacking with a professional edge (Penetration Testing).
2. C)DFE (Certified Digital Forensics Examiner) Covers EC Council CHFI
link
The Certified Digital Forensics Examiner program is designed to train Cyber Crime Investigators. Students are taught electronic discovery and advanced investigation techniques. This course is essential to anyone encountering digital evidence while conducting investigations. In October of 2008, CFED was redesigned into a more advanced class and re-titled Certified Digital Forensics Examiner (CDFE).
3. C)SCE (Certified Secure Code Engineer) Is Covered mile2 C)SWAE now
link
This 4-day course delivers a strong and in-depth view into fundamentals of software security and secure coding. Through a mixture of instructor-led lectures and hands on exercises, students will have learn how to identify security flaws early in the development process and how design and code to eliminate these flaws. All examples and lessons are presented in a variety of high level and scripting languages
4. C)SWAE (Certified Security Web Application Engineer) - Covers secure code
link
Graduates of the mile2 Certified Secure Web Application Engineer training obtain real world security knowledge that enables them to recognize vulnerabilities, exploit system weaknesses and help safeguard against threats

5. C)ISSO aka Certified ISSO(Certified Information Systems Security Officer) - Covers ISC2 CISSP
link
Mile2's Certified Information Systems Security Officer - C)ISSO - program prepares and certifies individuals to analyze an organization's information security infrastructure in respects to threats and risks. This course helps you design a security program to mitigate risks relevant to 2011. In mile2's certification process, ISSO's will also be proficient in risk analysis, risk mitigation, application security, network security, operations security, business continuity and disaster recovery planning.Mile2 has observed that many respected organizations and instructors approach the delivery of both the CISSP and Information Systems Security Officer prep events as an information technology security event. The focus therefore is inevitably on the technology used in the processing of data into information. This is relatively incomplete, as technology is only one of the many components of an information system. mile2's certified Information Systems Security Officer training attempts to balance both theory and technology.

6. C)SLO (Certified Security Leadership Officer) Covers SANS GSLC
link
This training is designed for the manager who wants to get up to speed fast.You will be able to put what you learn into practice the day you get back into the office. The hard working, attentive manager will acquire the essential skills required to oversee the security component of any information technology project. Students who attend mile2s Certified Security Leadership Officer training are able to master the essential knowledge relating to current security issues, best practices, and technology.This training was also created for senior and advancing managers interested in quickly learning the latest in regards to information security issues and terminology. The hard working, attentive manager will acquire the essential skills required to oversee the security component of any information technology project.
7. C)IHE (Certified Incident Handling Engineer) Covers the SANS GCIH.
link
Graduates of the mile2 Certified Incident Handling Engineer training obtain real world security knowledge that enables them to recognize vulnerabilities, exploit system weaknesses and help safeguard against threats. This course covers the same objectives as the SANS Security 504 training and prepares students for the GCIH and CIHE certifications. Oct 31st only.Coupon code is OCT50

Panasonic 42" TC-L42U30 $509 free shipping Citicard specials

Panasonic 42" TC-L42U30 120HZ 1080p for $509 through Citicard specials (must purchase with a Citicard)Go to Citi super specials here and click "I want this special" on any of the offers. That will take you to a new page, http://www.prmspecials.com/ (not sure if a direct link will work) where you will find this 42" and also a 32" for $349, along with many other deals.Wasn't going to post this due to the Citicard requirement, but after seeing all the Panasonic EPP deals this week I figured why not. At least anyone can sign up for a Citi card if they don't already have one.

Starbucks Frappuccino 9.5oz 4-pack $3.99 AC @ Walgreens

Walgreens thru 11/5: Coupon in circular for any 4-pack of Starbucks Frappuccino 9.5oz $4.99 - stack with $1 off Starbucks Frappuccino coupon in Walgreens monthly coupon magazine (both the circular and magazine should be available in store).$1/bottle is not the best deal we've ever seen, but it's not bad when you drink as many of these as I do!

Canon EOS REbel T3 SLR Camera w/ Kit Canon Pixma Pro 9000 Photo Printer $498 Shipped after MIR at Buydig!

0 Posted By: FatWallette
Views: 209 Replies: 0

Having already served millions of customers online, buydig.com continues to expand its product offering with everyday low prices and award winning 5 star customer support. Buydig.com is an authorized online reseller for Canon, Nikon, Olympus, Samsung, LG, Toshiba, Garmin, Sandisk, HP, Kodak, Cuisinart, Western Digital and many more industry leading manufacturers. Buydig offers free shipping on thousands of Digital Cameras, SLR lenses and accessories, Camcorders, Home Theater Components including the latest 3D TVs, LCD, LED and Plasma HDTVs, DVD and blu ray players, GPS Navigators, Printers, Laptop computers and more. 2.0% Cash Back Available!

Special Offers from Buydig.com:

Canon EOS Rebel T3 SLR Digital Camera w/ 18-55mm Lens PRO Bundle, 16GB SD Card, Case, Lens Filter Kit & Canon PIXMA Pro 9000 Mark II Photo Printer - $498 w/ Free Shipping (after MIR) add printer & camera to cart, use rebate form: http://64.225.152.254/rebates/Pro9000MkIIDSLR-123111.pdf use coupon BDREWARD30

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Gift Card Details: Cash Back not valid on gift card purchases or redemptions.

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Tree Branch Caused a Dented Roof and Cracked Windshield - How to Repair?

Hello FatWallet!I live in Connecticut where we were just hit with a rare October Nor'easter and in the process, a tree branch fell onto my roof, denting the front driver side, chipping off some paint and cracking my windshield in the process. I have Geico with both Comprehensive coverage ($100 deductible) and full glass coverage (no deductible) for my black 2005 Ford Escape. I am going to get it repaired because I don't want to chance a leaking or rusting roof as well as a compromised windshield and after all, that is what I pay the insurance company form.I submitted the claim, but my question is how do I handle body shops? I can go with the Geico suggested ones where they guarantee the work done for the life of the car, or I know I can pick my own. What I am worried about is crappy workmanship, and I don't think Google reviews can fully be trusted because 1) not many auto bodies get reviews in CT and 2)I find most people submit reviews when they have something to complain about (not always though). I just want to pay my $100 deductible and have my car back to the way it was. The color shouldn't be hard, it's black; I just don't want a rough paint job or anything.Should I seek a Ford dealership, or stick with the Geico suggestion and keep hassling them if it isn't done 100%. I am very picky about keeping my things nice and fear that I will not be fully satisfied with the work done and they'll (either the Body Shop or Geico) will say "sorry, we're not paying to have perfection, it is perfectly operational." Any suggestions?

Vmlite XP Mode download (run XP mode on Windows 7 home version)

For those have a Windows 7 Home premium but occasionally need windows XP mode for your old software, here is the XP mode for free download:http://www.vmlite.com/index.php?option=com_rokdownloads&view=fol...A very handy software considering there are so many windows 7 home premium users.Best of all, it is now for free download!Enjoy.

Chase Ink - $400 after first purchase

I just got a mail offer (OFFER CODE K36) that is for "$400 CASH" after first use of card. Read all the fine print and I see no spend requirement.It says: "You will receive 40,000 points with this bonus offer which can be redeemed for a $400 check. You will qualify for and receive your bonus after your first purchase."So I applied and was declined for "too many new applications." Called them up a few days later and they asked me a bunch of questions about my business and they OK'd the account.

Funny Toilet Butt Station Desk Organizer $12.73 w/FS ($25+) @ AMZ (next lowest $19.99)

For the humorous folks...Many colors for an additional cost...Buy a few for stocking stuffers to get FS...http://www.amazon.com/CSB-BS69OR-Station-Accessory-Holder/dp/B00...

Warning: Travelocity's default is to purchase trip insurance

I recently booked two flights via Travelocity. When I got my credit card statement, post trip, I noticed an extra $49.90 charge from Travelocity. When I went online to check it out I discovered I had purchased trip insurance for each trip! I didn't notice it when booking the tickets.This is what they stated in their email response after I wrote to tell them how slimey I think their tactics are:"Please note that we have made this recent change to the website of auto selection of insurance after receiving many feedbacks from our customers. At the time of booking reservation online passengers used to forget to buy insurance for their trip and which we are unable to add it after the trip is booked. Therefore, it is by default selected which you need to remove when you review the reservation and the pricing on the Review Page. If you keep it and later enter your credit card details, you will be charged for the same."There is no way I believe their customers were demanding they change their default setting to auto-select trip insurance. It's insulting to even suggest it. I will never book anything through Travelocity again. I can not believe how unethical this company is.

Squinkies Teatime Surprise $2.99 & Bubble Packs $4.99 with free shipping @ Target

Squinkies Teatime Surprise (SOLD OUT??)
Link
Sale Price $7.99
Coupon Price $2.99 with free shippingMust be logged into your account or it won't apply discount.
Coupon Code: TGT75HFN Lowest price I could find was $14 at Amazon.Perfect for girls ages 4-10Also many different sets of the Squinkies 16 PC Bubble Packs
Sale price $9.99
With Coupon price: $4.99 with free shipping
Link Series 3 Link
Series 4 Linkl
Series 6 LinkSeries 9 Link

Slim Jewel Cases @ Staples- 50 pk as low as $3.49, 100 pk $11.98 after 15% off coupon & rewards bonus

The price of jewel cases has gotton out of control (Remember the free after rebate jewel cases almost every week several years ago).Staples has their own brand, 50 pk on sale for $9.99. Use the 15% off purchase coupon available on FW, and for many people, you can use the $5.00 off rewards bonus received about a week or so ago.So 50 @ 9.99, less 15% and less $5.00=$3.49 ----- Or 2x 50pk for $19.98, less 15%, and less $5.00=$11.98 (their 100 pk box is $19.99 less coupons for $11.99). All deals are +tax.I needed some, and last week they only had a 50pk of Memorex for $22.50. I told the sales rep that was absurb! Glad I waited until this week.

Raptor Helmets $9 - $14 clearance at Meijer YMMV Open & Full Face, Street & Off Road B&M

Raptor Helmets $9 - $14 clearance at meijer B&MOpen Face $9Full Face $14Columbus meijer - 80% clearance - originally $69.99Various sizes from XXL Adult to youthMany different styles - either the black and grey, red, black and white pattern, or there were a couple of american flag designs on the Open Face helmets We went shopping for a a race car driver costume, and ended up lucking into a black full face street helmet for $14.

ArmaniExchange, extra 40 % on a lot of t shirts, shirts and many more...

Discount will be added once u put the particuler item in ur cart.. free shipping when u spend 100$ or more, or $ 7 for shipping..link - http://www.armaniexchange.com/home.do

Bissell PowerForce Turbo Bagless Upright Vacuum, 6585 for $59.94 ($49.94 after rebate) w/ FSS/.97 shipping @Walmart

linkShip to home - 97 shipping$10 Rebate Form
Offer valid: October 9th-December 4th Mail by 12/18/2011The Bissell 6585 PowerForce Turbo Bagless Upright Vacuum offers maximum power and convenience to thoroughly clean your home. This vacuum has many features including bagless convenience, 5 height adjustments, wide beam headlight, 3 Stage Filtration with HEPA, 30' power cord, 12 amps, deluxe stretch hose and an easy carrying handle to name a few. There is also a Turbo Brush, extension wand, crevice tool and a combination upholstery/dusting brush for all those hard to reach areas.* On-board tools
* 12 amps of power-Bagless technology provides high suction power for thorough cleaning
* Lightweight Design is easy to carry and maneuver
* 3-stage filtration system captures dust and micro particles
* HEPA Media Filter captures over 99.9% of dust mites, pollens and ragweeds
* Bagless convenience means no more bags to buy-EVER!
* Turbo Brush, combination upholstery/dusting brush, crevice tool and extension wand for hard-to-reach areas

Why Renters Are The Next Mortgage Crisis

Just came across this article talking about why renters will be worse off than home buyers I thought it was interesting (especially for those of us who have bought homes)...Feel free to tell me why the author is wrong.http://www.houselogic.com/blog/why-home-ownership-matters/renter...Her cautionary tale compares the consumer who buys a $300,000 home and has a $1,500 monthly mortgage payment with the consumer who rents.

If rents rise at the pace of current inflation (3.2% a year) the renter will pay $900,000 for housing over 30 years, while the home owner will pay $540,000 because his payment continues to be $1,500 a month.
If his house appreciates 1% a year, the home owner heads into retirement with $100,000 in equity in addition to the $300,000 he paid for his house. The home owner does have to keep paying housing expenses like property taxes and insurance, but the monthly mortgage is paid off.

Meanwhile, the renter has paid nearly twice as much to keep a roof over his head for 30 years, has given up $400,000 in retirement assets, and has to continue paying rent during retirement.
Becoming a nation of renters will bring on a future financial crisis, Davidson predicts:
If Americans dont recover soon from their pessimism around home ownership, we predict another fallout from the financial crisis will surface many years from now when a nation of renters tries to retire. They wont have equity in their homes. Their paychecks will be stretched to the limit, not leaving room for saving and investing for retirement and other financial goals such as college funding. Instead of their expenses reducing through retirement, they will look straight down the barrel of increased rent payments for the rest of their lives.And here's the Forbes article that this article gets its info from:http://www.forbes.com/sites/financialfinesse/2011/10/13/the-next...

Citi Price Rewind

Just saw this... I know many of us took advantage of the AMEX program that is no longer... Any comments?
The Citi Price Rewind Program
Description of Coverage:The Citi Price Rewind Program helps you get the best price you can find on many products you buy. If you buy an item with your Citi card, you can register it on www.citipricerewind.com, and if within 30 days of the original purchase date a lower price of at least $25 is advertised for the same item by the same manufacturer in a Printed Advertisement or on a non-auction Internet Advertisement, or a validated lower price is provided from a price tracking entity authorized by Citi, you may be eligible to receive a refund of the price difference, up to $250 per item (up to a maximum of $1,000 per Eligible Person per calendar year.) The advertisement must have been published or disseminated by the merchant on or within 30 days after the original purchase date and must be for the same item by the same manufacturer for a lower price. Same item means the same model number and same model year.What is Covered:Subject to the exclusions below, new items purchased in a retail store or on the Internet and paid for entirely with your Citi card qualifies you for the Citi Price Rewind Program.What is not Covered:The Citi Price Rewind Program does not apply to:
Boats;
Motorized vehicles (including but not limited to airplanes, automobiles and motorcycles), or their motors, equipment, and accessories (including but not limited to communication devices intended solely for use in the vehicle);
Consumables and perishables;
Items which the Eligible Person damages through alteration (including cutting, sawing, or shaping);
Land, permanent structures and fixtures (including but not limited to buildings, homes, dwellings, and building and home improvements);
Travelers' checks, tickets of any kind, negotiable instruments, bullion, stamps, rare or precious coins, cash or its equivalent, lottery tickets or tickets to events or for entertainment;
Live plants or animals;
Used, antique, recycled, previously owned, rebuilt, or remanufactured items, whether or not the Eligible Person knew the item was used, antique, recycled, previously owned, rebuilt, or remanufactured;
Items for which the Printed or Internet Advertisement containing the lower price was published or disseminated by the merchant more than 30 days after the Eligible Person's purchase;
Items purchased subject to rebate, redeemable manufacturer's coupon, or any refund of any sort, in which case the purchase price will be determined by taking into account any such rebate or refund;
Customized/personalized, unique and one-of-a-kind items;
Items purchased for resale, professional or commercial use;
Services (including but not limited to the performance or rendering of labor on new parts eligible for this program or maintenance, repair or installation of products, goods or property, or professional advice of any kind);
Jewelry, collectibles, art, antiques, special order, rare one-of-a-kind items;
Stuffed or mounted animals, animal or fish trophies;
Airline tickets or transportation tickets of any kind;
Differences in price due to shipping, handling costs or sales tax;
Items purchased by a non-U.S. resident;
Items purchased and/or delivered from merchants outside of the United States;
Merchandise offered through special offerings by the Issuing Member.This Coverage does not apply to items advertised in or as a result of price comparisons based on merchant fliers, price lists, price quotes or bids from merchants, advertisements of "limited quantities", "out of stock" items, "going-out-business" sales, "cash only" sales, closeouts, price reductions due to manufacturer's coupons, "free" items or where the advertised price includes "bonus" or "free" offers, special financing, installation or rebate, or one of a kind or other limited offers and prices advertised 31 days after the original purchase by the Eligible Person.What constitutes an advertisement at a lower price:Printed Advertisements:A Printed Advertisement is an advertisement appearing in a newspaper, magazine, store circular, or catalog which states the authorized dealer or store name, item (including model number), and sale price. In order to receive a refund of the price difference, the advertisement must have been published on or within 30 days after the original purchase date and must be for the same (including model number) item by the same manufacturer for a lower price of at least $25.00.Internet Advertisements:An Internet Advertisement is an advertisement appearing on the Internet on a site whose primary purpose is the sale of merchandise and which states the authorized dealer or online store name, item (including model number), and sale price. Internet Advertisements include the online versions of Printed Advertisements. In order to receive a refund of the price difference, the advertisement must have been disseminated by the Internet merchant with a valid tax identification number on or within 30 days after the original purchase date and must be for the same (including model number) item by the same manufacturer for a lower price of at least $25.00.To File a Claim: 1. If you have registered your purchase on www.citipricerewind.com and a lower price is found, you will need to submit the following:
Information Disclosure - Read and sign the Information Disclosures provided with the claim form
Claim Form - Complete the sections marked with an X within the claim form
OR
2. If you chose not to register your purchase on www.citipricerewind.com and would like to file a claim based on an advertised lower price you found, you can file your claim directly by contacting Citicorp Insurance Services, Inc. toll-free at 1-866-934-1140. Claim assistance is available Monday-Friday, 8am-8pm, ET. General information is available Monday-Friday, 7am-7pm; Saturday and Sunday 9am-9pm, ET. At your request, a claim form will be sent to you for completion; 3. All Claims submitted must have legible copies of these two forms of proof-of-purchase with your claim form:
Your original merchant or credit card receipt showing the item purchased.
Copy of credit card statement showing purchase was made with Citi credit card.4. If you are not filing a claim based on a validated lower price from a price tracking entity authorized by Citi, you will need to include with your claim form a legible copy of the advertisement showing the lower price.5. Mail or fax your claim form with all required documents within 90 days from the date of purchase to: Citicorp Insurance Services, Inc.P. O. Box 901024Fort Worth, Texas 76101Call toll-free 1-866-934-1140Fax to 1-817-820-59176.Once the required documentation is submitted and your claim is verified, you will receive a check for the price difference, up to a maximum of $250. All required claim documentation must be received by the claim administrator within 90 days of the Purchase Date.
Claim Limitations:Coverage is subject to a limit of $1,000 per Eligible Person per calendar year, regardless of the number of accounts or cards held by each cardmember. Multiple purchases of the same item are limited to a $250 maximum claim payment per sales receipt. Claim payment on any claim will not include merchant's credit, discount and/or manufacturer's rebates, and shipping and handling fees. We will only pay one claim per item per day regardless of whether the item is advertised by the same merchant for two (2) different prices on the same day. The required minimum price difference for claim consideration is $25. General Provisions of the Citi Price Rewind Program:This Description of Coverage is an important document and is not a contract of insurance. It is simply an informative statement to each Eligible Person of the principal provisions of the insurance. Complete provisions pertaining to this program of insurance are contained in Policy Number 80609 issued and underwritten by Triton Insurance Company, with administrative offices in Texas. In the event of a conflict between a statement in this Description of Coverage and any provisions in the Policy, the Policy will govern. Citi reserves the right to alter the terms of the Citi Price Rewind Program at any time with 30 days notification. No benefits will be provided in the event of fraud. Benefits to Cardmember:These benefits do not apply if the cardmember's card privileges have been cancelled. However, insurance benefits will still apply for any benefit they were eligible for prior to the date that their account was suspended or cancelled, subject to the terms and conditions of coverage.Legal Action:No action at law or equity shall be brought to recover on the Policy prior to the expiration of sixty (60) days after written proof has been furnished in accordance with the terms of the Policy.No Assignment of Benefits:No person or entity other than the Citi cardmember shall have any legal or equitable right, remedy or claim under or arising out of this coverage. No rights or benefits provided to a Citi cardmember under the Citi Price Rewind Program may be assigned without the prior written consent of the Claim Administrator. Any assignment or transfer without the prior written consent of the Claim Administrator shall be null and void.Cancellation:Citi can cancel the Citi Price Rewind program at any time or choose not to renew the insurance coverage for all cardmembers. If Citi does cancel, you will be notified at least thirty (30) days in advance. If the insurance company terminates, cancels or chooses not to renew the coverage to Citi, you will be notified as soon as practicable. Such cancellation shall be without prejudice to any claim originating prior to the effective date of cancellation, termination or non-renewal, subject to the Description of Coverage.

Select MP3 albums for $3 at Amazon w/Twitter Coupon: She & Him, Styx, Coldplay more

The Amazon MP3 Store offers 100 MP3 albums for $5 each. Apply A $2 credit to drop one to $3. We couldn't find a lower price for any of these elsewhere. (Many of these albums are $10 on iTunes.) Offer ends October 31. Some of the Deals:
She & Him's A Very She & Him Christmas (pictured) for $3
Styx's Greatest Hits for $3
Coldplay's Parachutes for $3
Elizabeth & The Catapult's Taller Children for $3see all discounted MP3 albums at Amazon :LINK
$2 Credit LINK: $2 Credit LINK

Womens Shoe Clearance at 6pm with Free Ship, Betula Sandals Starting at $7, lots under $10-Fly Flot Italian Clogs $14

Womens Shoe Clearance
http://www.6pm.com/search/null/filter/pricingTag/%22CC1%22/txAtt...Easy Street Sandals many under $10
http://www.6pm.com/easy-street-women-shoes/CK_XAVICoRTAAQHgAQHiA...Betula Sandals starting at $7
http://www.6pm.com/betula-shoes/CK_XAVICpQ3gAQHiAgMcCgE.zso?s=pr...Fly Flot Clogs many $14
http://www.6pm.com/fly-flot-women-shoes/CK_XAVIBQsABAeABAeICBBwK...

Zenith Z50PT320 50 inch Plasma reconditioned as low at $349.93 pick up Sears Outlet YMMV

Depends on location, there are many around as low as $349.93 at the Sears outlet. On sale now (another thread) new for $495 but if you live close to one refurbished, it could be a great deal. None close enough to me to make it worth it. Reviews are great on this TV despite low resolution. Also 2% Upromise check for other CashBack opportunities, Mr. Rebates is 3% on Sears Outlet. Sometimes Upromise stacks with other CashBack if you have the Upromise Turbosaver toolbar. Product details:
50" Class
1024 x 768 resolution
Contrast Ratio: 2,000,000:1
600Hz
100,000 Hours Life Span
Infinite Surround SystemLINK Search by zip code

HARP and "Credit Enhancements"?

I recently posted a thread regarding unsuccessfully trying to refi my condo, but I felt best to start another thread. Im hoping for some expertise in plain language if possible.Recently we tried to refi through HARP (we are FNMA backed, never late on payments etc). When my lender submitted the screening to FNMA to see if we qualify, it came back with some answer like can not refi more than 97% LTV which means we need to bring $55K cash to the table just to refi. If you do the math on the 97%, that means we actually need to have some equity, but in reality we are around 30% underwater (aka, LTV of around 130%). As you can imagine, we are excited to hear that the LTV cap will be lifted/extended so it looked like there was a ray of hope, but maybe not:My lender told me that they really cant provide a reason/explanation why it came back at a max 97% LTV which screws us. So I called FNMA and while they said that they will do research on it, they also said that it is most likely due to a credit enhancement on my lenders part/mortgage, and if so, we are automatically disqualified from HARP (now or under the new provisions coming). So then I call my lender and they say that there is no apparent credit enhancements on my mortgage and that the most common credit enhancement is if the borrower rolled up the PMI, but we pay PMI every month so my lender doesnt think thats the problem Its like FNMA and my lender is pointing fingers at each other, but now Im stuck in the middle clueless and cant get a straight answerWhen I searched credit enhancements online it looks like it can be a # of other issues on the part of the lender etc. which sound sketchy (my community mortgages, pooled etc) Can anyone clarify in plain language what a credit enhancement means, how many different enhancements there could be, and how it can stop me from refiing through HARP? Any help is greatly appreciated! Original post: http://www.fullofdeals.com/forums/finance/1131242/

7 Visit California State Park Passes + Sunset Magazine Subscription $25 ($86 Value)

This was posted before but has since gotten sweeter with the addition of Sunset Magazine getting thrown in. This is a through the California State Parks Foundation so the money is for a good cause too. You get seven individual paper passes you can use for State Park Day Use, you can use them all at once or one at a time until the expiration date. Note that it defaults to be automatically renewed at $40 the following year, but if you choose "one time gift" and $0 you avoid that (at least that is what I entered). Many people in the other thread thought these passes don't work at high volume parks, but the park nearest to me is on the no-go list and still takes the passes, so YMMV.The 3 beaches near me are all $10/day for day-use, so this is a $70 value + Sunset Magazine ($16 full price).Link
Click "Join CSPF" then choose "Parks Sampler"

Steam Halloween sale

LinkLots of decent looking deals, but far too many to list (a quick count came up with 52).Some examples of pricing that were of interest to me:Bioshock 2 for $4.99
FEAR Collection for $6.79
Dead Space pack (includes 1 and 2) for $16.79
Left 4 Dead bundle $10.99Basically any game they could come up with a tie-in to Halloween is probably in the list.

Still no cash from Trans union settlement October 2011.

Still no cash from Trans union settlement. After immediately signing the agreement as soon as I received it, a couple months later I learned I was thrown into some group II BS.. and supposedly they just took a bunch of people and made them group one.. and they each got a settlement.. I and many other so far never got a settlement, no cash, for those of us that chose cash.. so far it's been lies, deciet, and bs... it's the end of October 2011, and no word on why we never got this money that we elctronically signed for in our seettlement where were were suppose to get about $400 minus $200 for court costs.. so it so far looks like we were scammed and lied too. No one keeps us informaed...I would have added this to an existing thread in these forums, but there was no way to add to that thread..

Classic Vinyl Bean Bag (many colors to choose from!) @Walmart

Text*Free shipping to STORE.

Free Software and More for your Computer

Since Im into computers, I figured that Id do a post on how to get some useful totally free software and more for your computer. Just want to give a little back.Ill post about two types of software.1) Commercial Software and where you can get it for free or at an discounted price.
2) Free and Open Source Software (FOSS) which is just as good in many cases, but is completely free. Its basically people and companies that have donated their software to the world and dont expect anything back. Some famous examples of this are FireFox.Here are some of the better ones:Word Processing and ProductivityLibrary Books Did you know that you can check out e-books from the library for free? Lots of libraries participate. You can read them on a Kindle or download the Kindle App (for PC, iPad and more for free). This is the main website: http://libraryconnection.lib.overdrive.com/Open Office (FOSS) - from http://www.openoffice.org. This is a lot like Microsoft $300+ Microsoft Office package. Its mostly compatible with it and works pretty well. Ive installed it on people computers and most dont know the difference.Microsoft Office (Commercial) - If you really need Microsoft Office for your home computer, you can buy Microsoft Office Home and Student Edition for $124.99 from Newegg and can install it on upto three computers : http://www.newegg.com/Product/Product.aspx?Item=N82E16832116856 Microsoft Office Online (Commercial, but Free) You can also create and edit real Microsoft Word, Excel, and PowerPoint documents online for free by using a live.com account. You get a free 25 GB (called SkyDrive) account and they have pretty full featured online versions of these programs. You can also download something called Mesh that allows you to backup up to 5 GB of files from your computer for free. Just go to http://office.microsoft.com/en-us/web-apps/ and sign up for free.PDFCreator (FOSS) This program is pretty awesome. It install a PDF Printer on your scomputer. Afterwards, you can take any document (say a Word document) and print it to a PDF file. Useful in many circumstances. http://sourceforge.net/projects/pdfcreator/Antivirus and SecurityMicrosoft Security Essentials (Commercial, but Free) If you have a Windows computer viruses and other malware can be a problem. Most people dont need all of the fluff that you get with some of the Internet security packages. Security Essentials provides a really good level of protection for your computer completely free and is from the manufacturer: http://windows.microsoft.com/en-US/windows/products/security-ess...AVG Free Antivirus (Commercial, but Free) AVG makes a great and fast security product and gives away the basics here: http://free.avg.com/us-en/homepage Click the big orange link. Its been free for years and works really, really well. Avast (Commercial, but Free) Another free antivirus tool. I havent personally used this one: http://www.avast.com/free-antivirus-downloadMediaVLC Media Player (FOSS) This is an awesome video player software can play just about any file, including CDs and has tons of options (slow motion, loop a piece of a movie, set bookmarks, and tons of other things). It also plays movies in higher quality. Its totally free at: http://www.videolan.org/vlc/K-Lite Codec Pack (Unsure) This will help your computer be able to view as many video formats as possible. Codecs are software that helps compress video so that it can be more easily stored; there are many different ones and having the most common ones on your computer goes a long way. Download at least the standard pack here: http://www.codecguide.com/download_kl.htm (mega is okay also).Audacity (FOSS) Audacity is free audio editing software. You can take, for example, two MP3s and mix them together, to cut out a piece of an audio file, and Im sure some more advanced things: http://audacity.sourceforge.net/OK, I think thats it for now (although I have a lot more). Does anyone else have some great, free software? If you are looking for something specific Im sure the geeks among us can help recommend something.

Anne Geddes - Beginnings Hardcover Book $2.28 (Amazon)

Amazon Link$2.28 (FSSS eligible)Product DescriptionAward-winning photographer Anne Geddes founded a new tradition in visual storytelling and captivated an international audience. Now, after spending 12 months photographing, Anne reveals a range of images that are, in her own words, among the most personally rewarding she has ever created. A beautiful gift book with more than 140 never-before-published photographs, BEGINNINGS will be released worldwide on 10.10.10 in countries including, the United States, Canada, Germany, Italy, Portugal, Brazil, Australia and New Zealand.
I have always been fascinated by elements of nature at the moment of transformation, comments Anne. Babies are the human face of beginnings, but all of nature is caught in this insistent stream of seasons, of aging and rebirth, of concealment and bursting forth. Every time I unwrap a newborn, even after all these years of photographing them, I am aware of the miracle before me. This book, Beginnings, took me on a journey of discovery to reveal these everyday miracles of nature, these complementary wonders, in imagery.
Continuing in the tradition that has made her one of the most sought-after and popular photographers in the world, in BEGINNINGS, Anne Geddes presents the simple and elegant elements of nature as we have never seen them before. With her camera, she has conceived a fresh story about the delicate and powerful mystery of new life that will inspire nature lovers just as surely as her images of babies have captured the imaginations of people around the globe. She reveals the intricate beauty of birds nests, the delicacy of eggs, and the glorious color hidden inside the tight, unopened petals of a blossom before it blooms. Then, she expands on her visual metaphor to reveal surprising and illuminating juxtapositions of beginnings in floral and human forms.
Once again, Anne Geddes draws our eye to celebrate those treasures worth nurturing and protecting. Told in a language of love that is understood by so many cultures and people of all ages, BEGINNINGS is sure to transcend boundaries, as her other internationally bestselling books have done. About the AuthorAnne Geddes is one of the most respected and acclaimed photographers in the world. Awarded the Professional Photographers of America 2009 Lifetime Achievement Award, her unique and stunning images of babies capture the beauty, purity, vulnerability, and preciousness of children, embodying her deeply held belief that each and every child must be protected, nurtured, and loved. A two-time New York Times best-selling author, and published in 83 countries around the world, Anne Geddes books have sold more than 18 million copies and have been translated into 24 languages. Her Web site, annegeddes.com, attracts over 3.1 million visits yearly from more than 220 countries.Anne is deeply committed to raising awareness of the prevention of child abuse and neglect. Designated funds from a range of Anne Geddes products are donated through the non-profit Geddes Philanthropic Trust to help prevent child abuse and neglect throughout the world.In 2011 Anne Geddes' gift book Beginnings won the IPPY (Independent Publishers Book Award) gold medal award in the coffee table book category.

Amazon.com AMD Radeon HD 6990 Video Card $669.93 Shipped w/ Prime/FSSS

LinkThis card has been sold out for a long time, but just came back recently. I've seen them go for well over retail price ($1000+) on eBay during those periods, as this is the best card ATI/AMD has to offer. This thing has two GPUs, each of which run at stock speeds of core 880 Mhz and memory 1350 Mhz. This card can play virtually any game available on the highest settings. Of course, even at this price, this card is really only a hot deal for extreme gamers, password crackers, and Bitcoin miners. It's likely that AMD will have its 7000 series cards released sometime next year, so the 6990 could see a 7000 series successor as early as late 2012 or early 2013. As such, this card might not be restocked once it goes out of stock this time around until after that point, if the 5970 (the 6990's dual GPU predecessor) is any indicator.For those of you who don't play RTS and MMORPGs all day, Amazon also has some fairly good prices on the 5970 (almost as good of a card for under $500) and 6770 (capable of handling many recent games for around $100).

Dealing with Gift Card Fraud. Thoughts/Suggestions?

Thread 1
Thread 2I linked a few recent threads concerning gift card fraud. These have more to do with people using stolen credit cards to purchase gift cards to sell on Fleabay and other auction sites.I purchased a $200 gift card directly from a national chain Drugstore using my Discover Card during Discover Cards 5% rebate program and didnt use the gift card until last weekend (more than 6 months from purchase). The gift card was used at another retail location many states away only a few weeks from me purchasing the card. (The fraudster used my gift card to purchase a visa gift card). I went to use the gift card and it was informed it had 0 balance.My assumption is that the card was cloned somewhere before the card was put on the shelf at my location or at the store and somebody checked the card for activation and used it soon after. The retailer no long allows for checking the balance without the scratch off pin number, BTW, so another indication that they have had problems. The pin was in place on my card until I called this weekend and the card has always been in my possession. Here is an article on the problem: http://www.businessweek.com/magazine/content/07_03/b4017054.htm
Experiences or suggestions? I am waiting for a response from the retailer (it has been 8 days since I called them). They had indicated 2-5 days. Called them again 2 days ago. Would the credit card be any help with the purchase being so long ago (more than 6 months)?I looked at the OCC website and there doesnt appear to be any regulations on gift card fraud (just on expiration dates, etc).

Briggs & Riley luggage 50 % off at Rue La La

Rue La La is having sample sale on Briggs & Riley
Luggage today. Briggs & Riley
has life time Gurrantee for all damage including common carrier. Many stuff are at 50% off, you do not get such sale on B&R items. They have items from Trancend, Baseline, @work and Verb collections.
You need to register to see the prices.
Rue La LaSome examples are
Briggs & Riley
"Transcend 100 Series" 22in Carry-on Expandable Upright orig-$329.00 sale -$159.90
Briggs & Riley
"Transcend 100 Series" 30in Wheeled Duffel orig-$339.00 sale-$159.90
Briggs & Riley
"Transcend 100 Series" 19in Carry-on International Upright orig-$299.00 sale- $149.90
Briggs & Riley
"@Work" Medium Executive Expandable Rolling Case orig-$399.00 sale-$179.90
Briggs & Riley
"Baseline" 27in Expandable Upright orig-$479.00 sale-$239.90
Briggs & Riley
"@Work" Medium Executive Expandable Brief orig-$269.00 sale-$129.90
Briggs & Riley
"Transcend 100 Series" 27in Expandable Upright orig-$399.00 sale-$179.90
Briggs & Riley
"Transcend 100 Series" 30in Wheeled Duffel orig-$339.00 sale-$159.90
riggs & Riley "Transcend 100 Series" 22in Carry-on Expandable Upright orig-$329.00 sale-$159.90
Briggs & Riley
"Verb" Go Messenger Bag orig-$189.00 sale-$89.90
Briggs & Riley
"Verb" Groove Slim Brief orig-$159.00 sale-$79.90
Briggs & Riley
"Verb" Span Expandable Rolling Case orig-$329.00 sale-$159.90
Briggs & Riley
"Transcend 100 Series" Jumbo Duffel orig-$225.00 sale-$109.90
Briggs & Riley
"Transcend 100 Series" Cabin Bag orig-$149.00 sale-$79.90
Briggs & Riley
"Transcend 100 Series" Jumbo Duffel orig-$225.00 sale-$109.90
Briggs & Riley
"Verb" Glide Backpack orig-$209.00 sale-$99.90
Briggs & Riley
"Transcend 100 Series" 19in Carry-on International Upright orig-$299.00 sale-$149.90

iPhone App Price Drops: Photo Manager Pro, League of Evil, Driver, more

Below are downloads of several apps which have dropped in price and are available for a limited time from Apple's App Store. These apps are created for the iPhone and iPod touch; they're also compatible with the iPad but will run at a significantly lower resolution. (Check the individual apps for further information.) Many are at the lowest total price we've seen. The deals: (Search for these deals on iTunes App Store)
Joining Hands for 99 cents ($1 off): Puzzle game
Reiner Knizia's High Society for 99 cents ($2 off): Card game
Reiner Knizia's Modern Art: The Card Game for 99 cents ($2 off): Card game
Photo Manager Pro for 99 cents ($2 off): Photo-managing tool
League of Evil for 99 cents (pictured, $1 off): Platforming game: LINK
Driver for 99 cents ($2 off): Racing game
Order & Chaos Online for 99 cents ($6 off): Role-playing game

Deal on Unlimited Web Hosting for as low as $3.71/month

Just signed up for an account at hostgator.com using the coupon code gatorweb25 it saved me 25% so my hosting came out to $3.71/month for three years. Hostgator is really good for wordpress blogs because they have one click install and they use cpanel which is a plus because there are so many good tutorials online for it.Hope it helps someone!
-Sandra Saves!

FREE Martin Luther: In His Own Words Audiobook Download **Religous Content** $9.98 Value @ ChristianAudio.com thru 10/31

Martin Luther: In His Own Words
by Martin Luther
read by David Cochran Heath
Most all Christians know the name Martin Luther. Less familiar, however, are his words. This compilation of many of Luther's most important writings serves as an excellent introduction to those new to Luther. It also provides a fresh medium for people familiar with his writing.
Included is "The Small Catechism", "95 Theses", "On Faith and Coming to Christ" and four others!
http://christianaudio.com/martin-luther-in-his-own-words-martin-...

Increasing chances for BT credit card

I have currently have a balance of $11,000 on my credit card. I want to apply for a new card with a good BT offer to pay this balance off. Even though my score is 762, my credit report does show that balance of $11,000. Would it be a good idea to first pay this balance out of my checking account and then apply for a new credit card? I don't want the new bank think that I want to apply for their card just to take a full advantage of their 0% APR.If this is a good idea, how many days should pass from the day I pay the credit card balance off so that it gets reflected on my credit report?

how to profit from potential Europe credit crisis?

This thread was inspired by the extremely well researched china thread. Mine is not so well researched - rather is more of a call for help and suggestions.The whole europe situation is looking very likely to become messy sometime soon. If any such thing does indeed happen - how can we benefit from it?My theory is that there are a lot of stocks in the europe market with very solid fundamentals which will become (if they are not already) very very cheap once the crisis truely hits. Even though the fundamentals are solid - many european institutional investors will be forced to pull money out of the solid blue chips - leading to some great burgains. I like stocks which have a good dividend (i.e. you get paid for waiting), low payout ratio (i.e. the dividend is sustainable), low p/e (i.e. they are cheap/good value), have most of their revenue coming from outside Europe, have low debt or even better - a big cash reserve, have a good ratio of market cap to the tangible book value, and have a good history of earnings increases.The interesting thing is there are some stocks which indeed meet most of these critaria. I personally have STM and MT in my watchlist. Any suggestions on other candidates meeting most of the conditions above would highly apreciated.Other than stocks - what else is out there? Any other profit opportunities for small investors?

Etihad October Super Sale to India / Gulf

Etihad has announced their October super sale.Great Prices to many cities in India or Gulf
See October Sale for full list.
Must book by Oct 31.

Heads Up - It's Back! $2.39 McRib at McDonalds - Available through 11/14/11

Boneless pork and barbeque-sauce-loving fans have reason to rejoice today. For the second time in as many years, the McRib sandwich has returned nationwide to participating McDonalds restaurants through November 14, 2011.The McRib a boneless pork patty made from USDA inspected quality boneless pork, topped with slivered onions, sliced dill pickles, a signature barbeque sauce on a toasted home-style bun is renowned for its elusive quality, inspiring a McRib Locator, several online petitions for its return and countless pop-culture references.

The McRib has an enthusiastic and dedicated fan base, said Marta Fearon, McDonalds U.S. marketing director. And we thank those customers for contributing to our decision to bring back the McRib nationwide in 2011. At this time, we cant speculate on its return in the future but we hope McRib fans will enjoy it now while it lasts.McRib Locator: http://kleincast.com/maps/mcrib.php (Provided thanks to the generosity of bigca1007. See post bslow. Thanks so much!)http://www.mcdonalds.com/us/en/home.html

Craftsman 5/8 in. x 50 ft. All Rubber Garden Hose $19.99 Free Store Pick Up ( Full Lifetime Warranty ) @ Sears

*** ( Full Lifetime Warranty ) ***Craftsman 5/8 in. x 50 ft. All Rubber Garden Hose $19.99 Free Ship To Store @ Searshttp://www.sears.com/shc/s/p_10153_12605_07169602000PProduct Overview:
General Warranty: Full lifetime
Item Weight (lbs.): 11.6 lbs.
Hose Size: 5/8 in. x 50 ft.
Type: Crush-proof brass
Number Included: 1
Color:
Overall Color: Black
Intended Use:
Indoor/Outdoor: Indoor/outdoor
Temp: Up to 160 deg.
Performance:
Hose Action: Single stream
Usage: Above ground
Wear: Weather and abrasion resistant
Coupling Performance: Return and allowance reduction
Hose:
Bursting PSI: 500 psi
Diameter: 5/8 in.
Length: 50 ft.
Working psi: 165 psi
Type: Garden
Construction:
Design: Hexagonal concave
Overall: Radial tire cord reinforcedI got this from wikipedia but I find this to be true.Warranty Craftsman hand tools have an unlimited lifetime warranty. This lifetime warranty program was instituted by Sears when they began selling the Craftsman line in 1927. This warranty program requires no receipt or dated proof of purchase. If the owner takes the item into a local retail store, it may be replaced or repaired free of charge. In some cases, such as ratchets, the customer may be offered a repair kit with which to repair the item.The full text of the warranty is as follows:If for any reason your Craftsman hand tool ever fails to provide complete satisfaction, return it to any Sears store or other Craftsman outlet in the United States for free repair or replacement. This warranty gives you specific legal rights and you may also have other rights which vary from state to state.
The hand tool lifetime warranty is also in effect on many Craftsman non-powered lawn and garden products including rakes, shovels, clippers, brooms, trowels, pruners, hoses, sprinklers, hose nozzles, and other small gardening hand tools. The lifetime warranty does not include precision hand tools, such as calipers , tape measures and torque wrenches, with the exception of beam-style torque wrenches.Power tools have a one-year warranty.After the merger, Kmart began selling Craftsman products and honoring the hand tool lifetime warranty.

Heads Up - It's Bacl! $2.39 McRib at McDonalds - Available through 11/14/11

Random Fur-Lined Neon Trooper Hat for $7.99 + $2.99 shipping

link*If buying other things as well - use code: FALLSHIP11 for $3.99 Shipping on your entire order.Condition: New-Retail
Random Fur-Lined Neon Trooper HatThese brightly knit hats will keep you cheery, stylish, and warm all winter long! With vibrant colors and faux fur lining, what's not to love? Each hat features fun patterns in dazzling colors. One size fits most. Available in many styles, and colors, but don't worry about the tough decision, 'cause we will make it for you!Features:
Each unit ordered includes one totally tubular hat
Bright neon colors
Faux fur lining
One size fits most - fits an average adult head perfectly!
Color and design will be selected at random

Juice Defender Ultimate (Android) for $1.99 on Amazon

Normally listed at $4.99, Amazon has Juice Defender Ultimate on sale for $1.99. I've been using the free Juice Defender (basic) on my wife's Samsung Galaxy S and it does make a noticeable difference. I'd guesstimate around 30% more usable battery life. There's an interim upgrade called Juice Defender Plus also on sale for $0.99 (usually $1.99) but I've been waiting for a good deal on the full-fledged Ultimate version. I doubt I'll ever touch most of the MANY settings as the presets do a very good job so far but it's nice to know I have access to all the options for a cheap price.Amazon App Store link to Juice Defender UltimatePS: Thanks to Android haters for not thread crapping.

Performance Tool 204 - Pc. Drill Bit Set for $29.97 w/ *$0/5.99 shipping

Text*Free shipping on orders of $49 w/code BH788Huge set! - too many sizes to list here

$5 with Purchase of $25 Gift Cards at Stop and Shop (MA) - Unlimited

This week, here in MA, when you buy a $25 gift card (any card besides Stop and Shop), you get $5 off future purchase at Stop and Shop. I was told that you can buy as many as you want, but 1 per transaction. There is a large selection of cards, including gas cards.The $5 vouchers expire in two weeks. You need to have a Stop and Shop frequent buyer card.
Next week they will have a similar $10 with purchase of $50, so you could then buy larger gift cards.

1Tb 2.5" 9.5mm Drive for laptop, xbox etc. $89.95, free 5-10 day shipping. No tax for many. SATA 3 interface

Not sure if the price of laptop drives in on the way up due to the flooding in WD site, so I decided to get this drive.For me there was no tax and I choose the free shipping option, B&H site Samsung 1 TB Spinpoint M8 Internal Hard Drive (2.5") Only 6 reviews on AmazonFor the Geeks 8-) Product Highlights * Drive Capacity - 1 TB
* SATA 3.0 Gbps Interface
* Drive Height - 0.37" (9.5 mm)
* 8 MB Cache / 5400 RPM Rotational Speed
* Shock Rating - 325 G / 750 G
* Operational Vibration Rating - 1.5 Grms
* Transfer Rate - 300 MB/s / 145 MB/s
* ATA Security Mode Feature Set
* SATA NCQ / S.M.A.R.T. Technology
* Load/Unload / SilentSeek / NoiseGuardCapacity 1 TB
Interface SATA 3.0 Gbps (1.5Gbps)
Buffer Buffer DRAM Size: 8 MB
Rotational Speed 5,400 RPM class
Performance Average Seek time(typical): 12 ms
Data Transfer Rate / Media to/from Buffer(Max.): 145 MB/s
Data Transfer Rate / Buffer to/from Host(Max.): 300 MB/s
Average Latency: 5.6 ms
Drive Ready Time(typical): 4 sec
Reliability Non-recoverable Read Error: 1 sector in 1014 bits
Acoustics Idle: 2.4 Bel
Performance Seek: 2.6 Bel
Environmental Temperature / Operating: 41 to 131F (5 to 55C)
Temperature / Non-operating: -40 to 158F (-40 ~ 70C)
Humidity(non-condensing) / Operating: 5-90 %
Humidity(non-condensing) / Non-operating:5-95 %
Liner Shock(1/2 sine pulse) / Operating: 325 G
Liner Shock(1/2 sine pulse) / Non-operating: 750 G
Vibration / Operating: 1 .5 Grms
Altitude(relative to sea level) / Operating: -984.2 to 9842.5' (-300 to 3000 m)
Altitude(relative to sea level) / Non-operating: -1312 to 49,212.5' (-400 to 15000 m)
Power Requirements Voltage: +5V5%
Spin-up Current (Max.): 1000 mA
Seek (typical): 2 W
Read/Write (typical): 2.2 W
Idle (typical): 0.7 W
Standby (typical): 0.2 W
Sleep (typical): 0.2 W
Dimensions 2.74 x 3.94 x 0.37" (69.75 x 100.3 x 9.5 mm)
Weight 0.23 lb (107 g)

REQUEST: Car rental at Fort Lauderdale (FLL) airport Dec20 noon to Dec28 8am 2011 - flying in - finding Exorbitant rates

I am absolutely horrified at Car rental rates I am finding through all conventional channels so Requesting YOUR expert help!
* Fort Lauderdale (FLL) Airport any sized car (fuel efficient preferred)
* Car Rental starting Dec 20 noon to Dec 28 8am at FLL, flying in-out from FLL
* Family 2 + 2 kids = 4 with light luggage, 4-5 carry-ons totalCheapest rates are at dizzying levels of $500 or so:
1. many higher rates from car rental sites: e.g. $600 enterprise for compact size
2. even Travelocity i showing cheapest at $499 by Payless
3. Hertz was most ridiculous at over 650 -- I also used Hertz Gold free membership I got from previous FW thread but no go, also tried with a ford family member discount but not much reduction at all.Its it because of FLL ?
Due to Christmas peak rush? but have done this before in yester years w/o such high rates
Due to 8 days instead of 7 ? (can breakup or make it 7 and use hotel transport for last day
I was hoping for $19.99 /day type rates or in that range but these are atrocious!So looking for help -- I have Ford employee discount available (family member). what isthe best rate I can get for 8 (7?) days ?
TIA...

$5 with Purchase of $25 Gift Cards at Stop and Shop (MA) - Unlimited

Seagate GoFlex Satellite 500GB Mobile Wireless Hard Drive $149 Office Depot B&M

Office Depot B&M has the Seagate Satellite 500GB for $149.99.Link on Office Website for Satellite (Choose in-store pick-up for lower price.)This is currently the lowest price anywhere, $50 off list price and lower than even eBay.Description:
Portable drive with wireless connectivity+ Wi-Fi connectivity for convenient wireless access your files. Wireless-N (802.11b/g/n) connectivity lets you access your movies, photos, music and documents from your Wi-Fi enabled device.
Plus, you can wirelessly stream media to up to 3 devices at the same time. Also includes USB 3.0 connectivity, providing transfer speeds up to 10 times faster than USB 2.0 (and fully compatible with USB 2.0).
+ Large 500GB of storage capacity to hold all your files. Allows you store more than 300 HD movies for on-the-go viewing. No need to worry about running out of space on your mobile device.
Automatically syncs your media and documents from your Windows PC or Mac.
+ Compatible with most Wi-Fi-enabled devices. Lets you stream wirelessly to almost any device that has Wi-Fi connectivity and a web browser including laptops, most smartphones, and iPad and Android tablets.
+ Compact size for easy portability.
+ Provides up to 5 hours battery life. Up to 25 hours standby time.Not too many great reviews on Amazon for it though.Link to current Firmware Notes

Spending habits of Spouse

Hello fellow fw'ers. This is my first post, but I'm a longtime lurker/recent replier.Anyway, like many of you I'm frugal with my hard-earned money. I'm the sole breadwinner in a family of five and due to owning a business do pretty well. The problem that I'm having is that my wife of ten years likes to spend like a drunken Imelda Marcos in a shoe store. Unfortunately, this is how she grew up ended up in bad financial shape in college and expects me to pay for those mistakes which would be okay, but she keeps on making them.I've tried many things such as:1) Guilt-ridden speeches about how important saving money is for our family's future.
2) Doing a family budget with her.
3) Creating a spreadsheet of all the things she's spent money on (literally $5 - 10K per month) and showing her.
4) Taking all CC's away from her and only giving her cash.
5) Taken her off of the bank accounts, cc's, etc. (although her credit is still not great, mine is).I had started to make some headway, by making her plan her shopping trips in advance and her requesting $x before leaving. But now she says she's going to spend $200 and spends $600. When I try to approach her about it rationally she gets all emotional and starts saying I'm being disrespectful and so forth. It's getting really, really annoying and putting stress on our marriage. She spends money on all sorts of bullshit and fills our home with junk to the point where it has caused damage. Her lack of planning also makes things much more expensive than they need to be. I swear that she wakes up and thinks how can I do this as expensively as possible. She stops at every rummage sale and can spend hours and hours at a store. We literally have like 500 picture frames... with no pictures in them.I really don't want my children to learn these behaviors. As a former student of psychology I don't believe it's a pathology (for example OCD) but rather a learned behavior that can be supplanted with a more positive one.Do you have any advice for me?

Dr. Martens extra 20% sale selected products + FS

Dr. Martens have a 20% sale on selected products till 11/1.
Use coupon TAKE20SALE to get 20% off selected products.Mens - http://www.dmusastore.com/c-39-on-sale.aspx
Womens - http://www.dmusastore.com/c-40-on-sale.aspx
Clothing - http://www.dmusastore.com/c-190-on-sale.aspx
Industrial - http://www.dmusastore.com/c-42-on-sale.aspxThey have shoes priced as low as the mid 30s(after coupon) with many sizes available and they also offer free ground delivery in the US.Please remember that these are UK sizes.
The conversion chart for the equivalent US sizes is available at http://www.dmusastore.com/uk-us-shoe-size-conversion.html

Nintendo Wii Fling Smash w/ black Wii Plus remote $24.99 Best Buy, starts 10/23

A couple of different websites are indicating this will be on sale at Best Buy starting tomorrow (10/23). It unfortunately still isn't quite as low as the $19.99 we saw at Target many months ago, but it's still a good price considering it comes with the Wii Plus remote.Yes, the game gets very mediocre reviews, but the remote alone retails for $40.Best Link

Bank of America keep the change question

I enrolled the BoA keep the change since last Oct, and had 100% match for the first 3 months. After that it always showed like this:
$250.47: saving from purchase since enrolling
$250.00: pending match since 10/23/2010
$500.47: Total but today when I logged in, it changed to
$250.47: saving from purchase since enrolling
$0.00: pending match since 10/23/2010
$250.47: Total
and the spouse account is now (enrolled on 10/30/2010):$250.47: saving from purchase since enrolling
$0.00: pending match since 10/30/2010
$500.47: TotalI clicked the purchase history, and it still shows all the qualified matches. This is the first time I deal with BoA keep the change. What could be wrong here?
Is this because I did nothing after the first 3 months?
or because I did too many $1.01 purchases?

Kohl's coupon, don't need Kohl's card, 15% off $100 or more

I see many Kohl's deals for Kohl's card holder. I'm posting this for non-KC holder that may have felt left out15% off $100 or more, code: PGO15OFF
They note this in the offer: Combine these savings with any other available Kohl's offer. (hopefully that means stackable)This is probably not Hot Deal for KC holder.
First deal post, please be gentle

Croft & Barrow Easy-Care MENS Pleated or Flat Khaki Pants (many size/colors) $13.29 AC's shipped with Kohl Chr

http://www.kohls.com/kohlsStore/saleevents/1021ph/menssuper/slid...
CODES WITH KOHL CHRSAVEATKOHLS 30% off and TREAT4MVC for free ship
NO PLEATS AT LINK BELOW
http://www.kohls.com/kohlsStore/saleevents/1021ph/menssuper/slid...

Navy Federal Credit Union and/or Visa security breach

The facts:Yesterday, 10/20/11 Navy Federal Credit Union called our house twice but since both times were recordings, our child did as instructed and hung up. I thought it was odd that they would call us as they never do. Sure enough, this morning we called them and our Visa nRewards had been compromised (large unauthorized charges in a short time span, typical of fraud)THE GOOD: NFCU immediately detected the fraudulent activity and blocked/closed the account.No fraud (so far) on our the NFCU accounts.
THE BADI just found out that on 10/18/2011 this message was posted on our online accounts:"Protecting You from FraudWe take the security of your account very seriously. For your protection, we may contact you via phone, e-mail, text message, or your Account Access messaging system if we suspect fraudulent activity on your account. If you are contacted, please respond at your earliest convenience. Remember, we will never ask you to share your personal information or account numbers when responding to our e-mails or text messages. Note: Messages are subject to be deleted at any time. If you want to keep a message, we suggest you print it or save it to your computer. "This is a change/update of TOS and was two days before the breach to OUR account. This tells me that NFCU is covering up for a large breach that was discovered or suspected several days ago and affects many thousands of customers which is why they had to use robo-calling to contact them.Anyone else?Anyway, I thought I'd share.PS won't be able to check my PC for the next twelve hours or so

Phone App Price Drops: The Dungeon Saga, Backstab, Dodonpachi, more

Below are downloads of several apps which have dropped in price and are available for a limited time from Apple's App Store. These apps are created for the iPhone and iPod touch; they're also compatible with the iPad but will run at a significantly lower resolution. (Check the individual apps for further information.) Many are at the lowest total price we've seen. The deals: (Search for these deals on iTunes App Store)
The Dungeon Saga (pictured) for 99 cents ($1 off): Role-playing game: LINK
BackStab for 99 cents ($6 off): Action adventure game
You Gotta See This! for 99 cents ($1 off): 360 Panorama creation tool
Dodonpachi Resurrection for $7.99 ($4 off): Top-down shooter
Homerun Battle 3D (pictured) for 99 cents ($4 off): Homerun derby game
Monster Hunter Dynamic Hunting for 99 cents ($4 off): Medieval hunting/battle game
Real Racing 2 for $2.99 ($2 off): "Real life" racing sim game

Giveaway of the Day - WinSysClean X2, Free Download Today Only @ giveawayoftheday

http://www.giveawayoftheday.com/winsysclean-x2/The program is available for $29.94, but it will be free for our visitors as a time-limited offer.October 21, 2011
WinSysClean automatically optimizes your Windows System by optionally removing temporary/unused space wasting files, unused and invalid registry locations, invalid shortcut links, and many more. Uses the most complex registry analysis algorithm in order to repair the Windows Registry. This version includes 84 cleaning and repairing operations.WinSysClean also includes Windows Tuning functions; change Windows Vista and Windows 7 Log On / Log Off screen image, create a desktop shortcut or hotkey for the Safely Remove Hardware Windows Dialog, stop the system automatically rebooting after installing Windows Updates and more.Advanced System Performance Monitor allows you to monitor the CPU / Processor usage, with support for up to 32 cores, Physical Memory Load / Usage monitor and Physical Disk Load / Usage graph. This graph displays how much time the system disk drive / HDD is used for reading and writting data. The graph supports zoom and scroll through hours of recorded data.

Book Club: Discovering America as it is with Valdas Anelauskas

In light of 99% percent and Occupy Wall Street movements and also the screening of The Margin Call movie about Lehman Brothers collapse that starts tomorrow, I believe the 2002 book by Valdas Anelauskas "Discovering America as it is" shines through and thus may be of some interest to the FW community.This book is a thorough account of how ultra-corporatism in today's America is destroying the very fabric of American Society. Here is the link to the book:
Discovering America as it isShort excerpt about corporations (Chapter 8):
Corporate defenders are quick to shift the blame for all that is happening today to American workers to foreign competition in a newly-globalized economy. While there may be some truth in this, it is also true that American corporate executives have fuelled that ostensibly foreign competition by transferring production away from American workers to cheaper labor in third world countries, and that American business dominates the determination of those international rules and guidelines by which global trade and global finance is governed -- rules which demand social sector disinvestment, and maximize the overall profit of American corporations, in particular.While American workers' welfare may have been negatively influenced by foreign competition, this is not reflected in the profits of U.S. corporations, which are soaring. The rich, rather than sharing the wealth, are getting richer, and letting labor suffer. During the period from 1980 to 1995, corporate revenues rose 129.5 percent, corporate profits rose 127 percent, and executive pay rose 182 percent. In the 1990s, corporate profits have totaled $4.5 trillion -- a sum equal to the cumulative paychecks of fifty million working Americans who earned less than $25,000 a year, for those eight years.Because of phenomenal growth in profits in recent decades, the operations of many American corporations are now larger than the economies of many countries. Of the hundred largest economies in the world, fifty-one are now corporations and only forty-nine are countries. General Motors -- the twenty-second largest economy in the world -- has a larger economy than Denmark, larger than Thailand, and larger than Turkey. Ford Motors is larger than South Africa, larger than Saudi Arabia, and larger than Norway. Exxon is larger than the economy of Finland and Wal-Mart is larger than the economy of Greece.All comments are welcomed

Free Pizza Hut cinnamon sticks with any order 10/01/11-10/26/11

This can be used online when ordering 1st order does not need to be printed out. Just decided to post this seeing how it will help many with the low budget but sweet tooth. So all you need to do is sign up with pizza hut rewards
And its free to do so if you signed up with them already. Don`t worry just use any other address you have not done so yet. They will then send you a link right away and you get a free order of cinnamon sticks you can use right away. Today is wensday wing day I ended up getting 16 mild wings and free cinnamon sticks for only $8.00 not bad. LOL Enjoy.http://www.pizzahut.com/trickortreat.html

Property Management Agreement Negotiable?

I'm in a boat that many people are in - I've relocated out of state for work, had our house on the market for a while, and we're currently looking to rent it out instead since the real estate market is dead (at least for where our house is in southeast VA).We've had our house listed for sale with one of the more prominent realty companies in the area for the past few months - and they also happen to be the largest property management company in the area (largest by far)...and rightly so, they provide a lot of incentives to realtors to rent the house out (at the expense of the home owner). I have no issue with that part - my company will fully reimburse a lot of the initial expenses for renting it out, much as they were going to pay realtor fees if we sold the house.However, some of the additional terms in their Property Management Agreement seem a bit steep to me and I was wondering - has anyone had any luck negotiating and changing a Property Management Agreement with a Property Management company? We have an additional rental property in another state and the Property Management Agreement we have there is a lot more reasonable from my experience so I've yet to try negotiating the contract. Both my existing and now this current property management company charge the "standard" 10% management fee, however this company in VA charges a 5% rate while the house is vacant (I'm still paying any additional advertising fees, etc separately which is standard it seems). On top of that, they have this "incentive" which pays the agent who rents the house out 50% of one months rent if they rent the place out for 1 year...75% if they rent it out for 2 years. OK, I get that...its a good motivator in a market flooded with rentals to get the place rented. The parts I'm concerned with is that I have to pay the commission again if my renters later on renew their contract. While steep, I'm fine with paying the commission out for a realtor who is working and trying hard to rent out my house...but to pay them a commission just for accepting a contract renewal? That and there is some verbiage in their agreement where, after I've terminated the Property Management's services...if I sell the house within 6 months, I owe them a 6% commission on the sales price of the house???I'd consider going with another property management company except the others are much much smaller, and since this company is currently listing my house for sale, they already have all documentation + keys + access to the house given that we're no longer in the area.Also, I tried doing a search for both Property Management Contract and Property Management Agreement both in Active and Archived threads and didn't find anything so hopefully this hasn't been covered previously.Thanks!

Should I do this refinance?

Okay, here are the details.Wife and I make between 65 -75k per year (wife has been on maternity leave 2 out of the last 3 years, so that is why there is fluctuation). We bought our single family home in Jan. of 2008 for 170k. Our payment is about $1200, including insurance and taxes, with interest rate of 6.125%. We owe 142k on the home, and the appraisal came back at 140k. We are in the middle of a refinance using HARP. We have already paid $325 for the appraisal. We only have 12k in savings, and right now our income compared to spending and bills is about even (daycare for 2 kids is killer).The refi will cost us $5,350 cash with $2,400 coming back to us in escrow. This will cut our mortgage payment to about $950 - $1,000. Here is a breakdown of the settlement statement:Money owed to current mortgager: $143,381 (This is what I don't understand. Our current principal balance is only $141,750)
New Loan: $142k
Cash from borrower: $5,346Origination charges:$88
Credit report: 15
Flood Cert: 5
Interest Charges for 11 days: $200
Initial deposit to escrow: 2,600
Title service and lenders title insurance: $730
G'ment recording charges: 80
Transfer taxes: 213Total settlement charges: ~$4,000
We have no plans on moving in the near future, but I am worried about using 1/3 of our saving to refinance. I would appreciate any opinions and suggestions for our situation. I understand if people take offense to this selfish post, as I don't see how it would benefit many people in the finance message board, but I am honestly looking for advice.Thanks in advance.

This forum is getting SOOOO bad

In the past you could come to the 'travel deals' forum and get information on how to get travel deals. There were good deals and good information to be found. Sure there were the requests with no information and begging but you could post and have fun with it.....remember Jenny the Disney travel agent? There was fun and LOTS of useful travel information.Then it was changed to Travel discussion and for a time you could find useful information to use in travel. Threads were put together telling how to get Disney trips at a good rate (ditchqueen did that), the hours spent by another doing the rental car matrix (where riaesq spends hours helping others find cars when proper research is done and gets berated by others for not helping), the LV threads with hotel information, etc. Then in the past few months it is downhill.....posts showing up with copied and pasted information on how to pack for a trip, top items to pack (really toliet paper is the number one item), safety tips, etc. There are the spam posts (which are so apparent and so many around here ignore---several yesterday for a hotel in Daytona in posts like the packing tips, etc), the requests with no information given, etc. The mods at times appear to do a decent job but then you get the rude replies when you suggest there is spam or ask a sticky be put up. The bickering about comments made, etc. by posters. We were told this forum was going to be improved....that promise has been made several times. There was even a thread asking for ideas on how to improve...that is gone with the wind but yet these insightful ones on packing toliet paper remain. Those stay but when a senior member makes a comment on a thread like that the post is GONE faster than it took to type.Mods care to comment on when the forum is going to get back to where it was....or if things can be done about the posts telling us to pack toliet paper, to put our foot on the handle of the suitcase so it doesn't get taken, to bring a small flashlight for night travel, and to spread my books out in my suitcase and not stack them on top of each other. Really we need someone to google and tell us this....most people with brain cells that are connected can figure out how to travel, what to pack, etc. Seems like our new friend posting this information is probably a troll...someone with multiple ID's trying to stir the pot since not much happening here....might want to be investigated by mods.....hint hint hintThink if there are posts like these floating around the regulars and oldies deserve one to vent and remember the good old days of travel deals...it is a travel discussion just like the toliet paper!

Deals from the XFX 10/16 to 10/31 rebate offer at Amazon, Newegg, Tigerdirect, NCIX US, etc

Rebates are available for many XFX products purchased from 10/16 to 10/31 at Amazon, Newegg, TigerDirect, NCIXUS, etc. XFX has issued fairly similar rebate offers about every 2 weeks since September. Here are some specific deals. Anyone notice any others from these lists?
XFX Radeon 6950 1GB Dual Cooler for $225 AR on 10/19
XFX GeForce 9600 GSO PCI-e Video Card for $17.98 Shipped AR
$90 after rebate for a Radeon 6770 for systems with a 300 watt power supply. XFX ATI Radeon HD6770 1 GB DDR5 VGA/DVI/HDMI PCI-Express Video Card HD677XZNLC
Interesting differences in the rebate offers:
Amazon: one rebate per rebate offer. rebate is an AMEX Rewards card
Newegg: one rebate per *product*. rebate is a check
TigerDirect: two rebates per rebate offer (crossfire!). rebate is an AMEX Rewards card
NCIXUS: rebate is a checkAmazon rebate
http://g-ecx.images-amazon.com/images/G/01/00/00/16/92/99/33/169...
$10 - XFX PRO650W Core Edition Full Wired 80+ Bronze PSU - (Model: P1650SNLB9) (UPC: 778656052581)
$10 - GF G210 589M 1GB DDR3 HDMI DVI VGA PCI-E - (Model: GM210MZNF2) (UPC: 778656056015)
$15 - GF GT520 810M 2GB DDR3 HDMI DVI VGA PCI-E - (Model: GT520MCNF2) (UPC: 778656056039)
$15 - GF 8400GS 1GB DDR3 HDMI DVI VGA PCI-E - (Model: PVT86SZHF2) (UPC: 778656056213)
$15 - HD 6450 625M 2GB DDR3 HDMI DVI VGA PCI-E - (Model: HD645XCNH2) (UPC: 778656056756)
$20 - XFX HD-687A-ZDFC Radeon HD 6870 Video Card - (Model: HD687AZDFC) (UPC: 778656053809)
$20 - GF GT520 810M 1GB DDR3 HDMI DV VGA PCI-E - (Model: GT520MZNF2) (UPC: 778656056008)
$20 - HD 6790 840M 1GB DDR5 DP HDMI DUAL DVI PCI-E - (Model: HD679XZRFC) (UPC: 778656056343)
$20 - HD 6870 900M 1GB DDR5 DUAL MINIDP HDMI DUAL DVI PCI-E - (Model: HD687AZHFC) (UPC: 778656056350)
$20 - HD 4670 650M 1GB DDR2 HDMI DVI VGA - (Model: HD467XZNL2) (UPC: 778656053946)
$20 - HD 4670 750M 1GB DDR2 DUAL DVI TV PCI-E - (Model: HD467XZDFR) (UPC: 778656053977)
$20 - GF 9500GT 550M 1GB DDR2 HDMI DVI VGA - (Model: PVT95GZNF2) (UPC: 778656053526)
$20 - HD 6770 850M 1GB DDR5 HDMI DVI VGA PCI-E - (Model: HD677XZNLC) (UPC: 778656054820)
$20 - HD 6450 625M 1GB DDR3 HDMI DVI VGA PCI-E - (Model: HD645XZQH2) (UPC: 778656056299)
$25 - HD 6670 800M 1GB DDR3 HDMI DVI VGA PCI-E - (Model: HD667XZHF3) (UPC: 778656055421)
$30 - HD 6950 800M 1GB DDR5 DUAL MINIDP HDMI Dual DVI - (Model: HD695XZNFC) (UPC: 778656054356)
$30 - HD 6950 800M 2GB DDR5 DUAL DP HDMI DUAL DVI PCI-E 2.1 - (Model: HD695XCNFC) (UPC: 778656054196)
$30 - XFX PRO750W Core Edition Full Wired 80+ Bronze PSU - (Model: P1750SNLB9) (UPC: 778656052604)
$30 - 850W POWER SUPPLY CORE EDITION - EU - (Model: P1850SNLB9) (UPC: 778656052628)
$30 - HD 5670 775M 1GB DDR3 HDMI DVI VGA PCI-E 2.1 - (Model: HD567XZNL3) (UPC: 778656054486)
$30 - GF GT240 550M 512MB DDR3 HDMI DVI VGA PCI-E - (Model: GT240XYAFA) (UPC: 778656050846)
$30 - GF GT430 700M 1GB DDR3 HDMI DVI VGA PCI-E - (Model: GT430XZAF2) (UPC: 778656056237)
$30 - HD 6770 850M 1GB DDR5 DP HDMI DUAL DVI PCI-E - (Model: HD677XZNFC) (UPC: 778656056459)
$30 - HD 6870 900M 2GB DDR5 DUAL MINIDP HDMI DUAL DVI PCI-E - (Model: HD687XCNFC) (UPC: 778656056725)
$30 - HD 6850 775M 1GB DDR5 DUAL MINIDP HDMI DUAL DVI PCI-E - (Model: HD685XZCFC) (UPC: 778656056923)
$30 - HD 6950 830M 1GB DDR5 DUAL MINIDP HDMI DUAL DVI PCI-E XXX - (Model: HD695XZDFC) (UPC: 778656054509)Newegg Rebate
http://images10.newegg.com/uploadfilesfornewegg/rebate/SH/XFX5MI...TigerDirect Rebate
http://static.highspeedbackbone.net/rebates/XFX-6283%20US.pdfNCIXUS Rebate list
http://www.mirhelp.com/xfx/xfx-rebates-october-16th-to-31st-2011...

Free Pizza Hut cinnamon sticks with any order 10/01/11-10/31/11

Just decided to post this seeing how it will help many with the low budget but sweet tooth. So all you need to do is sign up with pizza hut rewards
And its free to do so if you signed up with them already. Don`t worry just use any other address you have not done so yet. They will then send you a link right away and you get a free order of cinnamon sticks you can use right away. Today is wensday wing day I ended up getting 16 mild wings and free cinnamon sticks for only $8.00 not bad. LOL Enjoy.http://www.pizzahut.com/trickortreat.html

Rebates are available for many XFX products purchased from 10/16 to 10/31 at Amazon, Newegg, Tigerdirect, NCIX US, etc

Rebates are available for many XFX products purchased from 10/16 to 10/31 at Amazon, Newegg, TigerDirect, NCIX US, etcXFX has issued fairly similar rebate offers about every 2 weeks since September. Here are some specific deals.XFX Radeon 6950 1GB Dual Cooler for $225 AR on 10/19
XFX GeForce 9600 GSO PCI-e Video Card for $17.98 Shipped ARA good value for systems that have a 300 watt power supply is a Radeon 5770 or 6770.
There are some XFX options for about $90 AR.
XFX ATI Radeon HD6770 1 GB DDR5 VGA/DVI/HDMI PCI-Express Video Card HD677XZNLC
Interesting differences in the rebate offers:
Amazon: one rebate per rebate offer. rebate is an AMEX Rewards card
Newegg: one rebate per *product*. rebate is a check
TigerDirect: two rebates per rebate offer (crossfire!). rebate is an AMEX Rewards cardAmazon
$10 - XFX PRO650W Core Edition Full Wired 80+ Bronze PSU - (Model1650SNLB9) (UPC: 778656052581)
$10 - GF G210 589M 1GB DDR3 HDMI DVI VGA PCI-E - (Model:GM210MZNF2) (UPC: 778656056015)
$15 - GF GT520 810M 2GB DDR3 HDMI DVI VGA PCI-E - (Model:GT520MCNF2) (UPC: 778656056039)
$15 - GF 8400GS 1GB DDR3 HDMI DVI VGA PCI-E - (ModelVT86SZHF2) (UPC: 778656056213)
$15 - HD 6450 625M 2GB DDR3 HDMI DVI VGA PCI-E - (Model:HD645XCNH2) (UPC: 778656056756)
$20 - XFX HD-687A-ZDFC Radeon HD 6870 Video Card - (Model:HD687AZDFC) (UPC: 778656053809)
$20 - GF GT520 810M 1GB DDR3 HDMI DV VGA PCI-E - (Model:GT520MZNF2) (UPC: 778656056008)
$20 - HD 6790 840M 1GB DDR5 DP HDMI DUAL DVI PCI-E - (Model:HD679XZRFC) (UPC: 778656056343)
$20 - HD 6870 900M 1GB DDR5 DUAL MINIDP HDMI DUAL DVI PCI-E - (Model:HD687AZHFC) (UPC: 778656056350)
$20 - HD 4670 650M 1GB DDR2 HDMI DVI VGA - (Model:HD467XZNL2) (UPC: 778656053946)
$20 - HD 4670 750M 1GB DDR2 DUAL DVI TV PCI-E - (Model:HD467XZDFR) (UPC: 778656053977)
$20 - GF 9500GT 550M 1GB DDR2 HDMI DVI VGA - (ModelVT95GZNF2) (UPC: 778656053526)
$20 - HD 6770 850M 1GB DDR5 HDMI DVI VGA PCI-E - (Model:HD677XZNLC) (UPC: 778656054820)
$20 - HD 6450 625M 1GB DDR3 HDMI DVI VGA PCI-E - (Model:HD645XZQH2) (UPC: 778656056299)
$25 - HD 6670 800M 1GB DDR3 HDMI DVI VGA PCI-E - (Model:HD667XZHF3) (UPC: 778656055421)
$30 - HD 6950 800M 1GB DDR5 DUAL MINIDP HDMI Dual DVI - (Model:HD695XZNFC) (UPC: 778656054356)
$30 - HD 6950 800M 2GB DDR5 DUAL DP HDMI DUAL DVI PCI-E 2.1 - (Model:HD695XCNFC) (UPC: 778656054196)
$30 - XFX PRO750W Core Edition Full Wired 80+ Bronze PSU - (Model1750SNLB9) (UPC: 778656052604)
$30 - 850W POWER SUPPLY CORE EDITION - EU - (Model1850SNLB9) (UPC: 778656052628)
$30 - HD 5670 775M 1GB DDR3 HDMI DVI VGA PCI-E 2.1 - (Model:HD567XZNL3) (UPC: 778656054486)
$30 - GF GT240 550M 512MB DDR3 HDMI DVI VGA PCI-E - (Model:GT240XYAFA) (UPC: 778656050846)
$30 - GF GT430 700M 1GB DDR3 HDMI DVI VGA PCI-E - (Model:GT430XZAF2) (UPC: 778656056237)
$30 - HD 6770 850M 1GB DDR5 DP HDMI DUAL DVI PCI-E - (Model:HD677XZNFC) (UPC: 778656056459)
$30 - HD 6870 900M 2GB DDR5 DUAL MINIDP HDMI DUAL DVI PCI-E - (Model:HD687XCNFC) (UPC: 778656056725)
$30 - HD 6850 775M 1GB DDR5 DUAL MINIDP HDMI DUAL DVI PCI-E - (Model:HD685XZCFC) (UPC: 778656056923)
$30 - HD 6950 830M 1GB DDR5 DUAL MINIDP HDMI DUAL DVI PCI-E XXX - (Model: HD695XZDFC) (UPC: 778656054509)
Newegg - some have free shipping some don't
TigerDirect
NCIX US

Free iPhone/iPod/iPad Game - Shoot The Birds

We declare the hunting season open! It's time to take revenge on the birds for all the evil they have done to the world! You've had fairly enough of this flying vermin, that has been pooping on you, your car or condo for years? Do you really hate when those bullies peek at you with this angry look that says - "Hey, I'm not scared of you and I'm so not getting out of your way"? Or do you just want them to pay and suffer for the chicken flu, the diseases they carry and waking you up by tweeting and chirping after midnight? Well, now you have the chance to take your sweet vengeance! Use your crossbow to shoot down all kinds of birds in mid-flight, aim precisely to rack up multipliers to further increase your score, survive as many waves as you can and fight for the top of the rankings! Take no prisoners, grab this game now and get hooked on the most addicting "birds" title in App Store
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AprilMarin Shawl (reg $89) Now $24 Jill's Deals on NBC's Today show

If you missed it was i Watching the Today's show and every tuesday they hold a segment for upto 87% OFF DEALS, deals are only good for 24hrs and have to use the special coupon code
The Jill's Steals and Deals segment contains great deals offered by retailers to TODAY viewers. Please click on the following website links to be directed to the offers from the companies we featured, and be sure to read the details. Conditions and restrictions may apply. If you have any specific questions about these details, please check with the retailers making the offers. Neither Jill Martin nor TODAY profits from these recommendations or from sales we're just looking to help you find the very best deals. The exclusive deals to TODAY viewers will last about 24 hours, but check the specific retailers' sites for specific terms and conditions. Prices below do not include any fees or shipping or handling.
http://today.msnbc.msn.com/id/44937769/ns/today-money/Borrowed from the siteRuffle Shawls by AprilMarin $24
(regular retail price $89!)
Discount code: TODAYSHAWL
To purchase the shawls, goto http://todayshow.aprilmarin.com/ On the landing page, enter the promo code TODAYSHAWL. Select the desired color and click Add to Bag. Then complete the checkout process via PayPal.* AprilMarin is offering their Ruffle Shawls to TODAY viewers at 73% off. They come in four colors wine red, camel, purple and black and one size fits all. This shawl can be worn many different ways, dressed up or down. Its 100% acrylic, machine wash cold and lay flat to dry.The estimated shipping price is $12.95 and it could take up to three weeks for the order to arrive. For more information and to buy the $89 shawls for $24, click here
Enjoy

Portfolio Black Solar-Powered LED Mini Path Light as low as $0.30 -- Lowes (YMMV!!)

http://www.lowes.com/pd_335639-59179-MS8PA-N1-BK-T36_4294795214_...Chances are that many stores might be OOS as last time they were found for 37 cents. Prices at these stores zip code: 35244Hoover, AL $0.30
Homewood, AL $0.30Others:
Glendale, AZ $0.50
Victorville, CA $0.60
Easton, PA $0.60Browser Trick
=========Make sure that your local store is carrying the productYou need 2 browsers1st Browser
=============
1.)Go to Lowes.com and make an account if you dont already have one.
2.)Click whatever product link for what you want to buy.
3.)Change your shop at this store location to an area that has the lowest price and that still shows at least one in stock.
4.)Add the item to card after selecting pickup at that store.
5.)Go to your cart, sign in your account or enter in your info.
6.)Go to CHECKOUT ( Do not enter credit card/payment information)Open 2nd browser
=================
1.) Just change it to your local storeGo back to the first browser enter payment information and u can see the store changes to your local store and price still remains the lowest
Copied from SD.

Reduce Large Hospital Bill 10%-15% With 5 Minute Call YMMV

This may be a no brainer to many thrifty people on here, but I had never been given this advice so thought I'd put it on here. My wife had a baby and after insurance kicked in we still owed about $3,500 to our local hospital. I was about to just pay it online but saw on the bill "If you have trouble paying call this number." I called and mentioned the note on the bill and was immediately offered 10% off if I paid it all all at once, or 0% interest over 6 months. I thought 10% was a great deal, but wanted to wait until a new Credit Card cycle started before putting the whole bill on. So I called one week later, and suddenly they were now going to discount me 15%, I hadn't even mentioned anything different than the time before, just ask about a discount. I wonder with some more work if 20% was possible.Just thought I'd mention it, as it took 5 minutes to save us $525.I then tried this tactic on the anesthesiologist, but they did not offer a discount, just 6 months no interest.

AprilMarin Shawl (reg $89) Now $24 Lisa's Deals on the Today show

Philips HeartStart Home Defibrillator + American Red Cross First Aid Kit & Wall Mount Bracket $1025 Shipped @ Costco

*** We guarantee your satisfaction on every product we sell with a full refund. ****** This item may be eligible for manual reimbursment through your Flexible Spending Account. ***LINKPhilips HeartStart Home Defibrillator $1025 Shipped @ Costco
Valid for orders placed October 14, 2011 through November 13, 2011. While supplies last.**The $125 manufacturers discount will automatically be deducted at checkout. State law may require sales tax to be charged on the pre-discounted price if the product is subject to sales tax.Bonus Offer Includes HeartStart Training Pads, American Red Cross First Aid Kit & Wall Mount BracketThe Philips HeartStart Home Defibrillator is the first and only new-generation defibrillator specifically designed for the home and has been recognized as safe to use because it delivers a shock only when advised and is easy to use by virtually anyone. It is also ready when you need it because it performs its own self-tests. HeartStart is the first and only home defibrillator cleared for sale without a prescription.HeartStart treats the most common cause of sudden cardiac arrest. This award-winning and consumer friendly device is:Safe
Based on industry-leading technology
Only treats shockable heart rhythms
Easy to Use
Guides you with interactive voice instructions
Senses and adapts to your actions
Provides CPR coaching
Reliable
Comes with a 4-year battery
Runs daily self-tests for readiness, virtually no maintenance needed
If HeartStart detects a problem, it chirps loudly to alert owner
Portable
Weighs just 3.3 pounds. Take it wherever you go.
The Philips HeartStart Home Defibrillator is designed to treat one of the nation's leading killers - sudden cardiac arrest (SCA). When SCA strikes, the electrical system of the heart short circuits. Shocking the heart into a normal rhythm is called defibrillation and is the only way to effectively treat the most common form of SCA.Will you be prepared when sudden cardiac arrest strikes?Know the facts.
Fact: Each year, approximately 325,00 people in the U.S. - nearly 1,000 people each day - die from sudden cardiac arrest (SCA).Fact: Nearly 80% of all sudden cardiac arrest happen in the home. A majority of the time, someone is in the home who could potentially help. That someone could be you.Fact: The risk of sudden death is highest soon after a heart attack, yet SCA is often the first sign of heart disease. In fact, 50% of males and 64% of females who experience SCA report no prior symptoms of heart disease.Fact: With every minute that passes without a shock to the heart, an SCA victim's chance of survival decreases by 7-10%. After 10 minutes, very few SCA victims survive.Early Defibrillation Helps Save Lives.
In the case of sudden cardiac arrest, minutes count. For the best chance of survival, a defibrillator should be used within 5 minutes. Unfortunately, less than 7% of SCA victims survive, largely because a defibrillator doesn't arrive in time. While a defibrillator won't save every victim, many more lives could be saved if more people were reached more quickly.The Philips HeartStart Home Defibrillator comes with everything you need:Philips HeartStart Home Defibrillator
Red carrying case with 911/EMS card
Adult SMART pads cartridge* (lasts 2 years)
Battery (lasts 4 years)
Training video
Discount coupons for CPR training at American Heart Association, American Red Cross or Medic First Aid
5-year product warranty
4-year battery warranty
2-year pad warranty
You will also receive these BONUS ITEMS!HeartStart Training Pads Kit
American Red Cross Family First Aid Kit
A Sturdy Wall Mount Bracket
*The Infant/Child pads cartridge for children under the age of 8 or weighing less than 55 pounds is sold separately, and is available by prescription only. Talk to your doctor. Contact Philips at 1.866.333.4246 to order or for more information.A Support Program Enrollment Card is also included with the HeartStart Home Defibrillator. By enrolling in this free program, you will have access to a range of services, including:Important notifications about HeartStart
Customer Service**
Periodic accessory reminders
Post-use counseling**
**These services are available to all HeartStart owners.Please consider these things before your purchase:If you have questions or concerns about your health, or an existing medical condition, please talk with your doctor. A defibrillator does not take the place of seeking medical care.
You cannot use the HeartStart to treat yourself.
Users may need to perform CPR.
Responding to cardiac arrest may require you to kneel.
Voice instructions and enclosed materials are in English.
HeartStart provides audible and visible indicators when maintenance is required.
This item may be eligible for manual reimbursment through your Flexible Spending Account. Check with your plan administrator for details.

Some year-end tax strategies for reducing federal income tax liability

I posted on this subject a few years ago in a now achieved fatwallet thread.
This hasn't been covered in a long time and I think many of you might benefit from it, especially new homeowners. I am reposting this so that this info can find you even if you weren't thinking to look for it.I'll cover four main topics: sales taxes, property taxes, HEL interest and mortgage interest. These tips will mostly help you if you don't typically have enough deductions to get above the standard deduction (approx $11,500 for married filing jointly) each year, or you just bought a home and don't have enough this year, or if you expect to have a large change in brackets. Even if you have plenty to deduct (5% interest on a $200,000 mortgage alone will get you to $10,000), you still may want to read further.Property Taxes:
Today's mail brought my city and school property tax bill -- about $2400 for a 2300 square foot house on 1/3 of an acre.
It is due by January 31st. Another bill is coming for the county, community college district, flood control district, etc that will be around $900 that will also be due January 31st, 2012. Because I can pay these bills in 2011 or 2012, I can decide to pay property taxes twice in 2011 (and not in 2012) as I already paid 2010's bill when it was due in January 2011. Property taxes are deductible in the year in which they are paid (See http://www.irs.gov/taxtopics/tc503.html for more info.)If you don't use an escrow account, you can make two years worth of payments in one year in many states depending on when those property taxes are due. Even if you have an escrow account, you might be able to tell your lender when you want the property tax payments made.If you just bought a house and don't have much in interest this year, or only paid taxes for what was mostly an empty lot, then you may want to delay paying property taxes until next year if their due date allows it.Keep in mind that the property tax deduction is worth more if you are in a higher bracket. Therefore, you could also benefit by delaying your payment if you expect to be in a higher income tax bracket next year.Mortgage payment:
If you pay your January 2012 mortgage payment in December 2011, then you deduct the interest paid for January from your 2011 taxes. So if you don't have much to deduct this year, mail your payment out after December 31st. If you want to be able to deduct more this year and less next year, mail it out in December (or use electronic payment methods). Essentially, you get to choose if you want 11, 12 or 13 mortgage payments in any given year (keeping in mind that the next year's deduction is affected by what you do or don't do this year).Some Home Equity Loans:
You can deduct interest on Home Equity Loans in many cases (look up those rules to see if your loan applies). If it does, depending on how your bank or credit union calculates interest, it is possible to get way ahead on your HEL and actually skip a year of payments, and move all of the tax liability to the following year -- this was covered years ago by Dave Hanson and still works fine for some lenders -- see this old thread for details..Sales taxes:
Sales taxes are deductible again in 2011 if you pay more in them than state income taxes. Thus, it may make sense to make car, boat and home improvement purchases now before the end of the year. You don't even need to have all of your other receipts saved. You can add these three things to the table provided by the IRS for your state. Also, don't forget to add local sales taxes to the table the IRS provides - it only lists taxes for your state. Many states have a few pecent worth of city, county and transit district sales taxes. Even if your state has an income tax, you may benefit more from deducting sales taxes instead. This deduction may go away next year.Conclusion:
First to do the above, it is easiest if you don't have escrow. Second, you can combine it with other year end strategies to move deductions or income to one year or another. The real bonus is you can maximize deductions in one year, and take the higher standard deduction the next. I use this technique because my only deductions of are about half the standard deduction -- typically around $3500 in property tax, $1000 in sales tax, $1500/year in home equity loan interest, plus charitable donations. I bought a a new car this year and paid close to $850 in sales taxes on it (reminder, if you live in a state with income taxes, you may want to deduct those instead of the sales tax if your income taxes are higher than what you paid in sales tax). Anyone else have any similar tips or ideas?

Sony Cyber-Shot DSC-TX10 16.2MP Waterproof Digital Camera w/ Full HD Video $275 Shipped at Buydig!

0 Posted By: FatWallette
Views: 407 Replies: 0

Having already served millions of customers online, buydig.com continues to expand its product offering with everyday low prices and award winning 5 star customer support. Buydig.com is an authorized online reseller for Canon, Nikon, Olympus, Samsung, LG, Toshiba, Garmin, Sandisk, HP, Kodak, Cuisinart, Western Digital and many more industry leading manufacturers. Buydig offers free shipping on thousands of Digital Cameras, SLR lenses and accessories, Camcorders, Home Theater Components including the latest 3D TVs, LCD, LED and Plasma HDTVs, DVD and blu ray players, GPS Navigators, Printers, Laptop computers and more. 2.0% Cash Back Available!

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Sony Cyber-shot DSC-TX10 16.2 MP Waterproof Digital Camera with Full HD Video (Black) - $275 w/ Free Shipping

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2.0% FatWallet Cash Back Available!
Gift Card Details: Cash Back not valid on gift card purchases or redemptions.

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Solar Lease and potential bankruptcy by lessor.

Short version - I have great incentives in my area for solar power and I can get a roof mount 6KW solar system installed via a lease for $5800. In 6 years I can pay $980 and buy the system outright and own it completely if I choose. Or go 20 years with full warranty and then buy it out for $100. This system has a 6.5 year payback at my current utiltiy rates and I would own the whole thing outright at any buyout point. The price is lowered because the lease company get's all the rebates and other credits like depreciation. So that is the basic background. My concern is this, the lease would be through Sunpower. I wouldn't own the equipment until the buyout period. What would likely happen to the lease or equipment if Sunpower goes under like Solyndra or any of the many other solar companies out there before the 6 year buyout, or 20 year buyout? Could I expect the company or bank showing up to uninstall the system or demanding a much higher buyout before the 6 years are up? Not worth the risk or go for it?

JCPenney - Fleece Blanket for $11.99 - Closeout Deal

JCPenney is offering the Fleece Blanket in many sizes and colors for a good price.1. JCPenney Price : $14.992a. If you are buying one, use coupon code TAKE20 to get this for $11.99
2b. If you are buying two, use coupon code GET2SALE to get this for $203. Choose to pickup in-stores to save on shipping

$15.99 Wusthof Gourmet 2-Piece Cutlery Utility Set @Amazon

Texteligible for FREE Super Saver Shipping on orders over $25 or Prime.The 2-piece utility set includes a 3-inch parer and kitchen shears
Expertly crafted in Solingen, Germany from high-carbon no-stain steel; laser cut instead of stamped for higher precision
Compound-tapered blades laser tested for sharpness and correct cutting angle; specially tempered to maintain edges for a long time
Knife features a full-tang and high-impact, 3-rivet handle; shears come apart for easy cleaning
An excellent gift idea for any kitchen enthusiast or professional chef; hand washing recommended

Allposters.com Clearance Art Prints as low as .98 cents some prices reg. $35+

LINK
There are many art prints in various sizes as low as .98 cents
free shipping code on $14.99 purchase APCD352
Enjoy

Craftsman 3 Piece Aluminum Nozzle Set $7.49 Or Less Reg Price: $12.99 Store Pick Up ( Lifetime Warranty ) @ Sears

Right on the Front Of The Pack , Forever Full Warranty
On The Back Of The Pack, Craftsman Full Warranty.http://www.sears.com/shc/s/p_10153_12605_07140130000PI have had mine outside for 3 years with no problem.
I have never keep it connected to my Craftsman hose .
But if there is ever a problem, with a Lifetime Warranty I will take them both back to Sears and get a new hose and a new nozzle set for free and I dont need a receipt..... Product Description
Craftsman 3 Piece Aluminum Nozzle Set $7.49 Reg Price: $12.99 Store Pick Up ( lifetime warranty ) @ Sears
Soft dial turret guard.High- impact metal construction
Spray adjust from fine mist to heavy stream
Comfort gripProduct Overview:
Individual, Kit or Set: Set
Item Weight (lbs.): 1.4 lbs.
Nozzle Type: Pistol
Number Included: 3
Materials & Finishes:
Material Type: AluminumI got this from wikipedia but I find this to be true.Warranty Craftsman hand tools have an unlimited lifetime warranty. This lifetime warranty program was instituted by Sears when they began selling the Craftsman line in 1927. This warranty program requires no receipt or dated proof of purchase. If the owner takes the item into a local retail store, it may be replaced or repaired free of charge. In some cases, such as ratchets, the customer may be offered a repair kit with which to repair the item.The full text of the warranty is as follows:If for any reason your Craftsman hand tool ever fails to provide complete satisfaction, return it to any Sears store or other Craftsman outlet in the United States for free repair or replacement. This warranty gives you specific legal rights and you may also have other rights which vary from state to state.
The hand tool lifetime warranty is also in effect on many Craftsman non-powered lawn and garden products including rakes, shovels, clippers, brooms, trowels, pruners, hoses, sprinklers, hose nozzles, and other small gardening hand tools. The lifetime warranty does not include precision hand tools, such as calipers , tape measures and torque wrenches, with the exception of beam-style torque wrenches.Power tools have a one-year warranty.After the merger, Kmart began selling Craftsman products and honoring the hand tool lifetime warranty.

Craftsman 3 Piece Aluminum Nozzle Set $7.49 Reg Price: $12.99 Store Pick Up ( Lifetime Warranty ) @ Sears

Right on the Front Of The Pack , Forever Full Warranty
On The Back Of The Pack, Craftsman Full Warranty.http://www.sears.com/shc/s/p_10153_12605_07140130000PI have had mine outside for 3 years with no problem.
I have never keep it connected to my Craftsman hose .
But if there is ever a problem, with a Lifetime Warranty I will take them both back to Sears and get a new hose and a new nozzle set for free and I dont need a receipt..... Product Description
Craftsman 3 Piece Aluminum Nozzle Set $6.74 To $7.49 Reg Price: $12.99 Store Pick Up ( lifetime warranty ) @ Sears
Soft dial turret guard.High- impact metal construction
Spray adjust from fine mist to heavy stream
Comfort gripProduct Overview:
Individual, Kit or Set: Set
Item Weight (lbs.): 1.4 lbs.
Nozzle Type: Pistol
Number Included: 3
Materials & Finishes:
Material Type: AluminumI got this from wikipedia but I find this to be true.Warranty Craftsman hand tools have an unlimited lifetime warranty. This lifetime warranty program was instituted by Sears when they began selling the Craftsman line in 1927. This warranty program requires no receipt or dated proof of purchase. If the owner takes the item into a local retail store, it may be replaced or repaired free of charge. In some cases, such as ratchets, the customer may be offered a repair kit with which to repair the item.The full text of the warranty is as follows:If for any reason your Craftsman hand tool ever fails to provide complete satisfaction, return it to any Sears store or other Craftsman outlet in the United States for free repair or replacement. This warranty gives you specific legal rights and you may also have other rights which vary from state to state.
The hand tool lifetime warranty is also in effect on many Craftsman non-powered lawn and garden products including rakes, shovels, clippers, brooms, trowels, pruners, hoses, sprinklers, hose nozzles, and other small gardening hand tools. The lifetime warranty does not include precision hand tools, such as calipers , tape measures and torque wrenches, with the exception of beam-style torque wrenches.Power tools have a one-year warranty.After the merger, Kmart began selling Craftsman products and honoring the hand tool lifetime warranty.

Sony PSP GO (White) with 3 Bonus games $149 at Walmart

Sony PSP Go White, Bonus 3 games , $149 at WalMart.
Sold out online but available at many stores to pick up for free (atleast in New Jersey)
I picked up today at Piscataway Store in NJ (I can see still 15 left in Game section)LinkFatWallet Cash Back for WalMart 2%Thanks

Timex Global Trainer GPS Watch with Heart Rate Monitor for $165 @ Active.com Schwaggle Deal

Got an email from Active.com for a deal on the Timex Global Trainer with Heart Rate Monitor for $165 (shipping included). Top of the line Timex with GPS. Looks like a pretty big blowout as they have sold about 1300. Normally over $200 around the net. Deal is here:http://schwaggle.active.com/deal/3467/55-percent-off-timex-ironm...The sale quantity bar is in the red but doesn't say how many left. Deal expires in 4 days.

25% off Hostgator Web Hosting Unlimited Bandwidth Unlimited Disk Space

I have used many hosting services like Siteground and 1and1 but Hostgator has the best service by far. You can get there basic plan with unlimited disk space and unlimited bandwidth with a 25% discount by using the code gatorweb2512 months @ $5.21 = $62.55
24 months @ $4.46 = $107.10
36 months @ $3.71 = $133.65This coupon also works for re-seller hosting, VPS, and private servers.

North Face Men's Khumbu Jacket (starting at $43.97 was $79.95) @ Backcountry.com

Many colors/sizes are not on sale Â— scroll to the bottom of the "select options" list to see the sale sizes and colors.

Orders Over $50 ship free.

DISCOVER Secure Online Account Numbers are BACK!

DISCOVER Secure Online Account Numbers are BACK!
DISCOVER Secure Online Account Numbers are BACK!Just saw this as I logged into my account. Not exactly a "Hot" Deal but I know many use this feature and were disappointed when it was discontinued....Well...It's Back!LINKOr https://www.discovercard.com/cardmembersvcs/personalprofile/pp/S... 00410089832100t78485584220022122113332211311000000 0
Pulled from sd, Thanks deyainrdy4ds OP

rebate on many XFX products with purchase deadline of 10/15 at Amazon, Newegg, Tigerdirect

XFX has issued fairly similar rebate offers at Amazon every 2 weeks for the last six weeks. One such offer expires today. Similar XFX rebates are offered at TigerDirect and Newegg.
Some of the GPU deals have already been posted. Mayeb another offer will start on 10/16.XFX AMD Radeon HD 6870 1 GB DDR5 - Amazon - $149.99 AR FSSS
XFX GeForce 9600 GSO PCI-e Video Card for $17.98 Shipped ARInteresting differences in the rebate offers:
Amazon: one rebate per rebate offer. rebate is an AMEX Rewards card
Newegg: one rebate per *product*. rebate is a check
TigerDirect: two rebates per rebate offer (crossfire!). rebate is an AMEX Rewards cardLong list of rebate amountsAmazon
$10 - GF G210 589M 1GB DDR3 HDMI DVI VGA PCI-E - (Model:GM210MZNF2) (UPC: 778656056015)
$10 - XFX PRO650W Core Edition Full Wired 80+ Bronze PSU - (Model1650SNLB9) (UPC: 778656052581)
$10 - GF 8400GS 1GB DDR3 HDMI DVI VGA PCI-E - (ModelVT86SZHF2) (UPC: 778656056213)
$15 - XFX HD-687A-ZDFC Radeon HD 6870 Video Card - (Model:HD687AZDFC) (UPC: 778656053809)
$20 - HD 4670 650M 1GB DDR2 HDMI DVI VGA - (Model:HD467XZNL2) (UPC: 778656053946)
$20 - GF 9500GT 550M 1GB DDR2 HDMI DVI VGA - (ModelVT95GZNF2) (UPC: 778656053526)
$20 - GF GT520 810M 2GB DDR3 HDMI DVI VGA PCI-E - (Model:GT520MCNF2) (UPC: 778656056039)
$20 - GF GT520 810M 1GB DDR3 HDMI DV VGA PCI-E - (Model:GT520MZNF2) (UPC: 778656056008)
$20 - HD 6450 625M 1GB DDR3 HDMI DVI VGA PCI-E - (Model:HD645XZQH2) (UPC: 778656056299)
$20 - HD 6870 900M 1GB DDR5 DUAL MINIDP HDMI DUAL DVI PCI-E - (Model:HD687AZHFC) (UPC: 778656056350)
$20 - HD 6770 850M 1GB DDR5 HDMI DVI VGA PCI-E - (Model:HD677XZNLC) (UPC: 778656054820)
$30 - HD 6950 800M 1GB DDR5 DUAL MINIDP HDMI Dual DVI - (Model:HD695XZNFC) (UPC: 778656054356)
$30 - HD 6950 800M 2GB DDR5 DUAL DP HDMI DUAL DVI PCI-E 2.1 - (Model:HD695XCNFC) (UPC: 778656054196)
$30 - XFX PRO750W Core Edition Full Wired 80+ Bronze PSU - (Model1750SNLB9) (UPC: 778656052604)
$30 - 850W POWER SUPPLY CORE EDITION - EU - (Model1850SNLB9) (UPC: 778656052628)
$30 - HD 5670 775M 1GB DDR3 HDMI DVI VGA PCI-E 2.1 - (Model:HD567XZNL3) (UPC: 778656054486)
$30 - GF GT240 550M 512MB DDR3 HDMI DVI VGA PCI-E - (Model:GT240XYAFA) (UPC: 778656050846)
$30 - HD 6850 775M 1GB DDR5 DUAL MINIDP HDMI DUAL DVI PCI-E - (Model:HD685XZCFC) (UPC: 778656056923)
$30 - GF GT430 700M 1GB DDR3 HDMI DVI VGA PCI-E - (Model:GT430XZAF2) (UPC: 778656056237)
$30 - HD 6770 850M 1GB DDR5 DP HDMI DUAL DVI PCI-E - (Model:HD677XZNFC) (UPC: 778656056459)Newegg - some have free shipping some don't
$20 GF 8400GS 1GB DDR3 HDMI DVI VGA PCI-E PVT86SZHF2 778656 056213
$20 HD 6770 850M 1GB DDR5 HDMI DVI VGA PCI-E HD677XZNLC 778656 054820
$20 HD 6750 700M 1GB DDR5 HDMI DVI VGA PCI-E HD675XZNLC 778656 055452
$20 HD 6790 840M 1GB DDR5 DP HDMI DUAL DVI PCI-E HD679XZRFC 778656 056343
$20 HD 6870 900M 1GB DDR5 DUAL MINIDP HDMI DUAL DVI PCI-E HD687AZHFC 778656 056350
$20 HD 6790 840M 1GB DDR5 DUAL MINIDP HDMI DUAL DVI PCI-E HD679XZDFC 778656 055223
TigerDirect
$30 - HD 6850 775M 1GB DDR5 DP HDMI DUAL DVI PCI-E 2.1 - (Model:HD685XZNFC) (UPC: 778656053632) (SKU: P450-6850)
$30 - HD 6850 820M 1GB DDR5 DP HDMI DUAL DVI PCI-E 2.1 BLACK - (Model:HD685XZNBC) (UPC: 778656053755) (SKU: P450-6857)
$30 - HD 6850 800M 1GB DDR5 DP HDMI DUAL DVI PCI-E 2.1 XXX - (Model:HD685XZNDC) (UPC: 778656053762) (SKU: P450-6854)
$30 - HD 6870 940M 1GB DDR5 DUAL miniDP DUAL DVI - (Model:HD687AZDBC) (UPC: 778656054035) (SKU: P450-6878)
$30 - HD 6950 830M 1GB DDR5 DUAL MINIDP HDMI Dual DVI - (Model:HD695XZNDC) (UPC: 778656054448) (SKU: P450-6954)
$30 - HD 6950 800M 1GB DDR5 DUAL MINIDP HDMI Dual DVI - (Model:HD695XZNFC) (UPC: 778656054356) (SKU: P450-6952)
$30 - HD 6950 830M 1GB DDR5 DUAL MINIDP HDMI DUAL DVI PCI-E XXX - (Model:HD695XZDDC) (UPC: 778656054516) (SKU:
P450-6956)
$30 - HD 6950 800M 2GB DDR5 DUAL DP HDMI DUAL DVI PCI-E 2.1 - (Model:HD695XCNFC) (UPC: 778656054196) (SKU: P450-6958)
$30 - HD 5670 775M 1GB DDR3 HDMI DVI VGA PCI-E 2.1 - (Model:HD567XZNL3) (UPC: 778656054486) (SKU: P450-5676)
$30 - HD 6950 830M 2GB DDR5 DUAL MINIDP HDMI DUAL DVI PCI-E XXX - (Model:HD695XCDDC) (UPC: 778656054431) (SKU:
P450-6957)
$30 - HD 6950 800M 2GB DDR5 DUAL MINIDP HDMI DUAL DVI PCI-E - (Model:HD695XCDFC) (UPC: 778656054189) (SKU: P450-6955)
$30 - GF 9600GSO 500M 512MB DDR3 HDMI DVI PCI-E - (ModelVT96OYHFC) (UPC: 778656056336) (SKU: P450-9619 )
$30 - GF GT240 550M 512MB DDR3 HDMI DVI VGA PCI-E - (Model:GT240XYAFA) (UPC: 778656050846) (SKU: P450-0248)
$30 - GF GT430 700M 1GB DDR3 HDMI DVI VGA PCI-E - (Model:GT430XZAF2) (UPC: 778656056237) (SKU: P450-0430)
$30 - HD 6770 850M 1GB DDR5 DP HDMI DUAL DVI PCI-E - (Model:HD677XZNFC) (UPC: 778656056459) (SKU: P450-6772 )
$30 - HD 6870 900M 2GB DDR5 DUAL MINIDP HDMI DUAL DVI PCI-E - (Model:HD687XCNFC) (UPC: 778656056725) (SKU: P450-6879)

Costco Seasonal Clearance - Baker's Edge Brownie Pan & Microsoft LifeCam HD (cheaper than amazon)

via http://www.costco.com/Many items ending in .97 (clearance items) Highlights:1. Baker's Edge Brownie Pan - $19.97 after 10.02 OFF Amazon price 34.952. Microsoft LifeCam HD-6000 Webcam $19.97 after $30.02 OFF Amazon price 39.99Other clearance items on costco.com

It's Waffle Time! JCPenny cooks brand Waffle Iron lt; $10

This deal is GOLDEN, HOT & DELICIOUS.Ok.. Just take a minute with me for a little mental vacation. Waffles.. ... Waffles....Imagine it.. Golden.. Delicious.. Crispy on the outside. Light and fluffy on the inside. A hint of sweetness. You can put stuff on it.. In it. Around it... You can make ice cream sandwiches. Fried Chicken & Waffles. Bacon Waffles. Popcorn Waffles. Waffles Eoutffee....The deets:List price: $25 @ JCPenny (3% FatCash!)
Coupon: $10 off (BESTSALE) (Don't click on the link.. it takes you to Kohls?)
Rebate: $10 (MIR: http://www.jcpenney.com/jcp/images/pdf/CooksBrandRebate_exp10-31...
Filler: Clearance - Cheapo whatever to get you above $25
Shipping: $4.99 (Or Free Ship to Store)It's a "cooks" brand Belgian Flip waffle iron. Like you see in many hotels for the free breakfasts. http://www.jcpenney.com/jcp/X6.aspx?DeptID=72127&CatID=72127&Grp...Enjoy!Edit: Sorry guys! I forgot about the filler requirement. The coupon is $10 off $25.
Edit: Removed free shipping code. It's doing free ship-to-store anyway!

talking to debt collectors on the phone - it actually worked in my favor

I'll try to keep this as short as possible, but there are many details that I don't want to leave out. A little over a year ago, my father had to be hospitalized for several days. At the time, he had Medicare Part A, but had declined to enroll in Part B. He had secondary insurance from separate carriers for both hospital/emergency settings and private physician charges, but he did not have any primary coverage for private physician charges.The majority of the charges were covered by Medicare as they were hospital bills. However, there were also some private physician charges for doctor services performed in the hospital. They finally got the paperwork in order and sent us a billing statement in February or March asking for over $2300. We've spent the past 7-8 months trying to negotiate with them to reduce the amount due, since the total sum of the Medicare rates (based on CPT codes) was under $1300.In early July, we sent the doctors' billing office a letter explaining our position, and we even referenced a specific FW thread in the letter. (Special thanks to svr411, whose posts in that thread played an integral role in helping us deal with this situation). The letter went completely ignored. They did not respond, not even to decline our substantial and generous offer. I've attached the letter, dated June 30, to this post. Any information in pink has been removed or changed to protect the privacy of everyone involved.After the doctors' billing office ignored our letter, we decided the best course of action would be to wait for the debt to be sent to a collection agency, and that we'd attempt to negotiate with them. That's exactly what happened, and today, everything finally got settled. We have written confirmation that any and all entries about these accounts will be removed from my father's credit report within 30-60 days, and the total amount we paid ended up being only slightly more than half of the reduced amount we were offering.We negotiated in good faith on the phone, and as unusual as this may seem, the debt collection agency acted professionally and followed through on their promise to send a letter indicating that the accounts were settled, considered paid in full, have a zero balance, and would be deleted off my father's credit report within 30-60 days. I paid the agreed upon reduced amount over the phone with a credit card, and I made it clear that I was only authorizing the charge contingent upon the collection agency sending such a letter. I paid with AMEX and recorded that call in case I had to later file a chargeback, but they followed through and I've attached their letter to this post. Unless there's an unpredictable and dramatic turn of events, I don't think the chargeback will be necessary.My reason for starting this thread is first to give credit to FW, as I would never have been able to handle the situation the way I did without this forum. I'm also hoping that other people may find parts of our letter to the doctors' billing office to be relevant and useful. And finally, as a preventative measure, I have to ask if there's anything I missed or that I should look out for in the future. In other words, given all the information I've just posted, is there any possible way this could still come back to bite us in the ass?Please ask for whatever additional information might be relevant. I've shortened this up as much as I can, so I'm sure I left out some details that might actually be important.

Handicapping China's New Leadership Team

As some on here should know I have been predicting a large crash in China's property markets and therefore the rest of China for over a year now. I still strongly believe this is the case, and it appears it is still approaching sooner than some have predicted.This is what we know:
1) Ghost cities
2) Estimated 30% property vacancy in all of China
3) The Chinese have been increasing interest rates, reserve requirements, etc. to try to pop the bubble
4) In recent weeks many major property developers have had their bonds drop to only 70 cents on the dollar signifying a belief among investors that at least a partial default on their bonds is likely
5) Property developers increased reliance on underground financing at interest rates of at least 70%
6) Continued talk of municipalities and provincial governments carrying on excessive debt in their special investment vehicles
7) Ratings agencies predictions that a 40% reduction in sales would lead to half of property developers analyzed not being able to meet interest payments2 New Developments:
8) Decision of the Chinese sovereign wealth fund to publicly invest in Chinese state owned banks to attempt(somewhat unsuccessfully) to calm the markets
9) News that September and October property sales them, 2 best selling months in China, are down anywhere from 30-50%(depending on the source) in comparison to last year.All this does point to a likely crash in China in the none to distant future.But this isn't the purpose of this thread.Taking a longer term view of developments in China I decided to research what changes may happen in party leadership at the upcoming Communist party National Conference next fall. I am not only creating this thread for those that are interested, but also for my own reference in the future. The defacto ruling committee in China is called the Politburo Standing Committee(PSC) which is a 9 member committee. 2 of those spots are always occupied by the President/General Secretary and the Premier. And only the 2 that will be appointed President/General Secretary and Premier will stay on the committee. The other 7 are leaving to make way for younger group of leaders.Now for purposes of simplification I have decided to use a scale of 1 to 10 to rate current members and future aspirants of the PSC. Those that are closer to 10 would be more "liberal" meaning they generally seem to want to move towards a more market based economy and they are comprised of mostly economists, people with experience running state owned enterprises, and engineers or other highly technical professions. And those closer to a 1 would be more "hard liner" meaning they generally seem to be focused primarily on political control and promote nationalism and they are comprised of mostly party bosses, propagandists, and in 1 case a former developer of military technology(missiles). Of course these numbers are just my guesses out of reading their bio's, statements, and commentary in articles about them and obviously they are very subjective.Current Poliburo Standing Committee1)President and General Secretary: Hu Jintao - 7
3)Premier: Wen Jiaboa - 7
2)Wu Banggou - 5
4)Jia Qinglin - 6
5)Li Changchun - 1
6)Xi Jinping - 8
7)Li Keqiang - 7
8)He Guoqiang - 4
9)Zhou Yongkang - 4Leadership average: 7
PSC Average: 5.4 New leadership(practically guaranteed)
President and General Secretary: Xi Jinping - 8
Premier: Li Keqiang - 7Leadership average: 7.5
7 Spots available and outside of any surprises(which are possible the Xi and Li were the only surprises last time around) there are 9 aspirants that fit with party traditions of appointing off of seniority, but not too old.
Those 9 contenders divide into essentially 6 "liberals" and 3 "hardliners".Liberals:
1) Wang Qishan - 8
2) Li Yuanchao - 7
3) Zhang Dejiang - 7
4) Liu Yandong - 6
5) Zhang Gaoli - 8
6) Wang Yang - 9Hardliners:
1) Liu Yunshan - 1
2) Yu Zhengsheng - 1
3) Bo Xilai - 0(if not worse)
Now it is widely believed that 3 of those listed are highly probable to receive Politburo Standing Committee appointment because of their 2 terms in the Politburo as opposed to 1(again selection is really seniority based) and there is one more person that pundits just think he's likely to be picked. The 3 contenders with 2 terms in the Politburo are Liu Yunshan(1), Yu Zhengsheng(1), and Zhang Dejiang(7). The person expected to get the #3 spot in the PSC is Li Yuanchao(7).Notes on 2 contenders.1) Yu Zhengsheng has a background in the development of military technology particularly the development of missiles. He is also the son in law of a People's Liberation Army Major General. Beijing normally doesn't promote anybody to top committee with military ties like this. His appointment is expected because of his 2 terms in the Politburo, but his appointment also means that we can expect military spending to increase under new leadership.2) Bo Xilai is the ultimate communist. Apparently while Mayor he liked to send out text messages to 13 million people in his city with "Mao sayings". Also he recently made a decree that "all districts, government departments, commercial corporations, universities, schools, state radio and TV stations to begin singing "red songs" praising the Communist party. He also seems to want to reinvigorate the country with Marxist ideals.Well he is in a "PR" campaign right now to build pressure on others to get himself appointed. At the same time current President Hu Jintao is secretly campaigning to kill any chance of the guy getting appointment. Usually when the President doesn't like you, your chances are slim, but apparently he has some supporters. So Bo is the one to watch. If he gets appointment that means hardliners are trying to trying to get back control of the PSC. If he doesn't get the appointment then you can expect the new leadership to even accelerate current moves to liberalize the economy and loosen control on the media.

The African Queen on Blu-ray, $10 @ Wal-mart B&M

Just left my local Wally-mart here in Manassas, VA and came home with The African Queen on blu-ray for $10.00. They had this isle kiosk setup which contained a dozen-or-so different titles but The AQ was the only title that interested me or that I didn't already own. None of the blu-rays had prices marked on them, but I asked a clerk in electronics and he said they were all $10.00. I don't remember too many other titles but here's a few: Patriot Games
Sleepy Hollow
Cloverfield
The Island
BTW, their on-line price is $16.96.

MENS St. John's Bay Solid Swimtrunk $4.97 fs to store JCP.com (many sizes/colors)

http://www.jcpenney.com/jcp/X6.aspx?GrpTyp=PRD&ItemID=1c1bdf7&De... don't forget the 10 off $25 code if you're combining w/other items!
Coupon Code: BESTSALEPrintable coupon: http://f.jcpenneyem.com/i/2/95827765/baig_shoplocal.html$10 savings valid for one time use on a single purchase of $25 or more excluding taxes and shipping charges. One coupon per customer must be surrendered at time of purchase. Discount does not apply to: Sephora, Services, Service Plans, Gift Cards, current orders/prior purchases, or in combination with any other discounts. Discount applied to all qualifying items purchased on a prorated basis; any refunds will be given in the prorated amount. No cash value. Free shipping applies to standard shipping to a jcpenney within the 48 contiguous United States, surcharges may apply, excludes manufacturer-shipped and some oversized items. You will be contacted when your order arrives. Offer good Friday & Saturday, October 14 & 15, 2011.

Packing Tips for Air Travelers

1. You may not pack liquid or gel substances in your carry-on unless they are in individual three-ounce containers, enclosed in one clear, quart-size, plastic, zip-top bag per passenger. Any larger containers of liquids and gels must be packed in your checked luggage. For more information.
2. Be aware of restrictions on the size and number of bags you may bring onto your flight. Many airlines now charge a fee for every checked bag or have lowered the maximum permitted weight limits for checked luggage.
3. Do not lock your checked bags except with TSA approved locks otherwise, if your bag is selected for random screening, agents will have to break the lock to get inside.
4. Do not overpack your bag. Screeners will have a difficult time closing your luggage if selected for inspection, which will only lead to wrinkles and the potential for lost articles.
5. Carry all film with you onboard, as screening equipment for checked luggage can damage undeveloped film.
6. Place any packed belongings you don't feel comfortable with strangers handling in clear plastic bags.
7. Do not stack books and other documents on top of each other; instead, spread them out throughout your bag.

MetLife to sell mortgage business, cites excessive regulation

It will be interesting to see how many other lenders make the same decision as Metlife. The shrinking number of lenders (which has already occurred as a result of bank failures) doesn't bode well for consumers. Lack of competition will ultimately make it easier for those lenders left standing to charge higher rates, fees, and provide poor service. Original article excerpt pasted below:MetLife to sell mortgage business, citing excessive regulation
by KERRI PANCHUKMetLife Bank, a division of insurer MetLife Inc. (MET: 30.6676 -3.41%), is selling the bank's mortgage business, citing uncertainty in the marketplace and a regulatory environment that requires excessive resources.The company said devoting people and capital to handle the regulatory environment in the mortgage space "would divert these resources away from MetLife's primary focus on its global insurance and employee benefits businesses."MetLife began originating mortgages through its MetLife Homes Loans division in 2008 and plans to continue writing reverse mortgages.The bank will originate new home loans and service existing mortgages while it looks for a buyer.In 2010, MetLife Home Loans ranked as the 11th largest mortgage servicer in the U.S., with its servicing business valued at $115.9 billion in the fourth quarter. The company also ranked 13th on the list of mortgage originators, holding 1.4% of the market and originating roughly $22 billion in mortgages last year.

One week in the heart of the magic - in a luxury 2-bedroom villa! $639 total

One week in the heart of the magic - in a luxury 2-bedroom villa!$639 total and sleeps up to 6 people
http://www.tripalertz.com/pages/curtain/Where can you go behind the scenes of the movies, explore the Dark Continent, immerse yourself in latest technology, get splashed by a 9,000-lb. whale and relive the fairytales you heard when you were growing up? Orlando. This amazing destination boasts some of the finest theme parks in the world. And you get to experience them all, as you explore everything Central Florida has to offer.Nows the time to think about making plans for an unforgettable week under the Florida sun. Too expensive you say? Well, we say Not so fast. Because right now, were offering one of our best deals ever. 7 nights in a fabulous 2-bedroom villa at an amazing tropical resort in Orlandowhich sleeps up to 6 people, for only $469 for the whole week. For everyone!Youll feel right at home when you stay at one of the resorts of the Orlando 5-Star Collection, a group of luxury villa communities which lets you enjoy spacious accommodations with the amenities of a luxury hotel. The Collections resorts include Calypso Cay Vacation Villas; Floridays Orlando Resort; Marriotts Grande Vista; or Start Island Resort and Club.This is the perfect way to do Orlando! Start early at one of the areas theme parks and attractions. Then take a break and come back to your home-away from home for some lunch, or a nap, or a shower, or a swim in one of the tropically-designed pools. And then go back out later in the afternoon, feeling refreshed to tackle another Orlando-area adventure.You just pick the dates The Collection will make your resort assignment within 24 hours from when you book. Its perfect for traveling with kids, friends and family. Can anything be easier or better than this for your next Orlando getaway?THINGS TO SEE & DOPlay in the Parks
Orlando = Theme Parks. Period.Thats one equation which is indisputable. Its world famous as the home city for the best theme parks in the world. Spend a day, spend many days, youll always want to return to visit the Walt Disney World Parks which feature Magic Kingdom Park, EPCOT, Disneys Animal Kingdom Park, and Disneys Hollywood Studios. The other major parks, Universal Studios Orlando, and SeaWorld Orlando are also nearby.Hit the Beach: East
As Orlando is literally in Central Florida, you can head east or west and get to the coast. Head eastward for the fabled resort towns of Daytona Beach, home of the world-famous Daytona Speedway, Vero Beach or Cocoa Beach. A note about Cocoa: make sure to stop in to Ron Jons Surf Shop on Route 1A once a fabled sea-side beach shack for surfers to get their gear, its now a destination in itself! Hit the Beach: West
Head westward, and where the road ends, youll be overlooking the beautiful Gulf of Mexico! The beaches are absolutely beautiful and the sunsets even more spectacular! Youll be driving through Tampa on your way to St. Petersburg or Clearwater, two well-known Florida hotspots. Kennedy Space Center at Cape Canaveral
The U.S. Shuttle Program may be over, but the NASA Kennedy Space Center lives on. This is a must-see during a trip to the area, and only about an hours drive from Orlando. You can spend a fascinating day away from the parks to learn about Americas journey into space over the past few decades. NASA's launch headquarters is the only place on Earth where you can tour launch areas, meet a veteran astronaut, see giant rockets, train in spaceflight simulators, and even view a launch if one happens to be scheduled when youre in the neighborhood it would be worth a detour to The Cape for this type of once-in-a-lifetime experience! GETTING HERE
Orlando is an easy destination to reach by air Orlando International Airport is serviced by all major and low-cost carriers. Upon arrival, its only a 20 to 30-minute drive to any of the villa resorts.
What's Included
● Seven nights in a fully-furnished 2-bedroom / 2 bath villa which sleeps up to 6
● Cooking Facilities in all units
● Laundry facilities
● Swimming pool
● Close to Orlando theme parks and other attractions
Need-to-know
● Exact resort will be assigned/confirmed within 24 hours (except on Saturdays/Sundays)
● Reservations are non-refundable due to the discounted price provided
● Prices are per villa, based on occupancy for 1-6 people; hotel only for 7 nights
● 7 night minimum required
● Airfare to Orlando is not included
● Airport/hotel transfers in Orlando are not included

CVS $2 Extra Bucks Reward

CVS $2 Extra Bucks Reward
Hi all, If you have a CVS membership card, you can get $2 Extra Bucks.
You can get as many rewards as many different mail accounts you use.
the link is :http://www.cvs.com/moneytrashers/
rahool13 s/d

AOC 24" LCD Monitor for $129.99 @ Walmart.com

Whoa! Check out the AOC 24" Widescreen LCD Monitor, 1920 x 1080, 60Hz, 5ms, Piano Black - 2436VW for only $129.99. Is that right? I already bought the 22" AOC for $99.00 they had a few weeks ago, but this is awesome! Cannot find anything lower. Great reviews! Hmmm, can I find a place for my 22" and replace it with this hot 24"? AOC 24" LCD Monitor for $129.00Grab this while the price is good. Last time, WalMart.com raised the retail on the 22" after a few days. I wonder how many of these they have?

$25 for $50 voucher to Crossroads Candles @ markdown.com

Limit 3 per person so you can get $150 worth of candles for $75... Prices for the candles seem comparable to Yankee Candle judging by a quick skim through the site. I have never dealt with either markdown.com or crossroadscandles.com, so I can't vouch for either but it seems like a good deal to me if you're into candles...Pay $25 for a $50 voucher to Crossroads Candles
In Bucyrus, Ohio, one hour north of Columbus, a small business named Crossroads Original Designs is thriving. Home to some of the most fragrant candles youve ever tried, Crossroads manufactures everything right here in America. If youre looking to melt your stress away while creating a soothing ambiance, this Markdown is for you. Crossroads uses only the finest ingredients, including the maximum amount of scent premium wax will hold. Crossroads offers 48 fragrances in 4 sizes including 16, 26, 64, and 96 ounces. Their reed diffusers will provide you with 8-10 weeks of fragrant comfort without ever having to flip the sticks. The company also offers framed artwork featuring licensed images from some of the countrys most talented artists. Choose from fragrances that include Crossroads' famous Buttered Maple Syrup, Hot Apple Pie, Cinnamon Bun, Vanilla Hazelnut, Banana Nut Bread, Cranberry Muffin and many more. With a $50 voucher for $25 your hardest decision will be what items not to buy!

Mr. Coffee 12 cup coffee maker white or black $14.99 B&M Gifts for Christmas

http://www.searsoutlet.com/1005/w/outletwklyadpdf100611.pdf#113941/80877Main site for locations,http://www.searsoutlet.com/d/index.jspIncentives points;Shop Your Way RewardsSM Members earn 4500 Points if they purchase this item. Learn More
About Shop Your Way RewardsSM It's our free program that rewards our best customers. As a Shop Your Way Rewards Member, you earn points when you shop at Sears, Kmart, Lands' End, The Great Indoors, Sears Auto Centers, MyGofer Sears Home Services, and Kmart Pharmacy. Then you redeem those points online or in store at those same places, except Sears Home Services and Kmart Pharmacy. The more you shop, the faster your points and special benefits pile up. It's a simple, fun and exciting way to shop.
Join now
Location of Rewards NumbersSM Your Member number and PIN are located on the back of your Shop Your Way RewardsSM card.
If you've lost or misplaced your card or numbers visit ShopYourWayRewards.com.
About Shop Your Way RewardsSM It's our free program that rewards our best customers. As a Shop Your Way Rewards you earn Points when you buy the things you want and need. Then you redeem those Points online or in store at Sears, Kmart, Lands' End, The Great Indoors, Sears Home Services, Sears Auto and MyGofer. The more you shop, the faster your Points and special benefits pile up. It's a simple, fun and exciting way to shop.Join now
About Shop Your Way RewardsSM VIP LevelsOur VIP Program is our way of saying thanks and recognizing our best Shop Your Way Rewards SM Members. There are three VIP levels: Silver, Gold and Platinum. Levels are determined by the dollar amount you spend annually. The more you spend in a year, the higher your status and the more benefits you enjoy. VIP benefits include special bonus Points, a personalized Member card, a dedicated 800 phone number and other exclusive offers.LevelAnnual spend threshold levelVIP Silver : $2,500 annual spendVIP Gold : $5,000 annual spendVIP Platinum : $10,000 annual spendGet all the details
About Shop Your Way RewardsSM PointsAs a Shop Your Way Rewards Member, you earn 10 Points for every $1 you spend on Qualifying purchases. Plus, you'll receive exclusive deals and bonus offers that will help you pile up Points even faster.Want to see how many points you'll earn? Or how many points you need to buy something special? Use the My Points Converter. It helps you determine the value of your Points and purchases, including any bonus offers.Customer Service NotificationDue to enhancements we are making to Shop Your Way Rewards, the posting of rewards activity is taking several days longer than normal. Your point balance may not reflect your most recent purchase or redemption activity. Thank you for your patience as we upgrade our systems to better serve you.My Points ConverterHow many points will I earn? ?
Item Price Points Bonus Value
$ 10,000 X = $3.00
How many points do I need?
Value Points
$ = 100,000
How much are my points worth?
Points Value
= $1.00
Shop Your Way RewardsSM Terms
Your Purchase Amount:
The price of your purchase before sales taxYour Points:
The number of Points in your account or the number of Points required / earned for a purchaseBonus Points Multiplier:
Enter the multiplier for your bonus offer (i.e. 2X points, 3x points, etc.)Points have a value of:
Cash value of your Points
Get all the details VIP Level
Our VIP program is our way of saying thanks and recognizing our best Shop Your Way RewardsSM Members. There are three VIP levels: VIP Silver, VIP Gold and VIP Platinum. Levels are determined by the dollar amount you spend annually. The more you spend in a year, the higher your status and the more benefits you enjoy. VIP benefits include special bonus points offers, a personalized Member card, a dedicated 800 phone number and other exclusive offers.VIP Gold
Spend $5,000 per year :
Quarterly 10X bonus points days
Twice-yearly savings book
5X cyber bonus points days
10X birthday bonus
1 free oil change
To be eligible to earn bonus points, you must maintain a valid email address in your account and remain opted-in to receiving promotional emails from SHMC and its affiliates.
Learn More...
VIP Level
Our VIP program is our way of saying thanks and recognizing our best Shop Your Way RewardsSM Members. There are three VIP levels: VIP Silver, VIP Gold and VIP Platinum. Levels are determined by the dollar amount you spend annually. The more you spend in a year, the higher your status and the more benefits you enjoy. VIP benefits include special bonus points offers, a personalized Member card, a dedicated 800 phone number and other exclusive offers.VIP Silver
Spend $2,500 per year :
Quarterly 5X bonus points days
Twice-yearly savings book
5X cyber bonus points days
5X birthday bonus
To be eligible to earn bonus points, you must maintain a valid email address in your account and remain opted-in to receiving promotional emails from SHMC and its affiliates.
Learn More...
VIP Level
Our VIP program is our way of saying thanks and recognizing our best Shop Your Way RewardsSM Members. There are three VIP levels: VIP Silver, VIP Gold and VIP Platinum. Levels are determined by the dollar amount you spend annually. The more you spend in a year, the higher your status and the more benefits you enjoy. VIP benefits include special bonus points offers, a personalized Member card, a dedicated 800 phone number and other exclusive offers.VIP Platinum
Spend $10,000 per year :
Quarterly 10X bonus points days
Twice-yearly savings book
5X cyber bonus points days
15X birthday bonus
1 free oil change
Twice yearly Member's choice 10X bonus days
To be eligible to earn bonus points, you must maintain a valid email address in your account and remain opted-in to receiving promotional emails from SHMC and its affiliates.
Learn More...Great offers, more savings with your Sears card. Apply Now!
Overview
Specifications

HP all in one printer $49.99 Daily Deal online only

http://www.searsoutlet.com/New-Arrival/d/products.jspMain site for locations,http://www.searsoutlet.com/d/index.jspCurrent Points Program
Shop Your Way RewardsSM Members earn 4500 Points if they purchase this item. Learn More
About Shop Your Way RewardsSM It's our free program that rewards our best customers. As a Shop Your Way Rewards Member, you earn points when you shop at Sears, Kmart, Lands' End, The Great Indoors, Sears Auto Centers, MyGofer Sears Home Services, and Kmart Pharmacy. Then you redeem those points online or in store at those same places, except Sears Home Services and Kmart Pharmacy. The more you shop, the faster your points and special benefits pile up. It's a simple, fun and exciting way to shop.
Join now
Location of Rewards NumbersSM Your Member number and PIN are located on the back of your Shop Your Way RewardsSM card.
If you've lost or misplaced your card or numbers visit ShopYourWayRewards.com.
About Shop Your Way RewardsSM It's our free program that rewards our best customers. As a Shop Your Way Rewards you earn Points when you buy the things you want and need. Then you redeem those Points online or in store at Sears, Kmart, Lands' End, The Great Indoors, Sears Home Services, Sears Auto and MyGofer. The more you shop, the faster your Points and special benefits pile up. It's a simple, fun and exciting way to shop.Join now
About Shop Your Way RewardsSM VIP LevelsOur VIP Program is our way of saying thanks and recognizing our best Shop Your Way Rewards SM Members. There are three VIP levels: Silver, Gold and Platinum. Levels are determined by the dollar amount you spend annually. The more you spend in a year, the higher your status and the more benefits you enjoy. VIP benefits include special bonus Points, a personalized Member card, a dedicated 800 phone number and other exclusive offers.LevelAnnual spend threshold levelVIP Silver : $2,500 annual spendVIP Gold : $5,000 annual spendVIP Platinum : $10,000 annual spendGet all the details
About Shop Your Way RewardsSM PointsAs a Shop Your Way Rewards Member, you earn 10 Points for every $1 you spend on Qualifying purchases. Plus, you'll receive exclusive deals and bonus offers that will help you pile up Points even faster.Want to see how many points you'll earn? Or how many points you need to buy something special? Use the My Points Converter. It helps you determine the value of your Points and purchases, including any bonus offers.Customer Service NotificationDue to enhancements we are making to Shop Your Way Rewards, the posting of rewards activity is taking several days longer than normal. Your point balance may not reflect your most recent purchase or redemption activity. Thank you for your patience as we upgrade our systems to better serve you.My Points ConverterHow many points will I earn? ?
Item Price Points Bonus Value
$ 10,000 X = $3.00
How many points do I need?
Value Points
$ = 100,000
How much are my points worth?
Points Value
= $1.00
Shop Your Way RewardsSM Terms
Your Purchase Amount:
The price of your purchase before sales taxYour Points:
The number of Points in your account or the number of Points required / earned for a purchaseBonus Points Multiplier:
Enter the multiplier for your bonus offer (i.e. 2X points, 3x points, etc.)Points have a value of:
Cash value of your Points
Get all the details VIP Level
Our VIP program is our way of saying thanks and recognizing our best Shop Your Way RewardsSM Members. There are three VIP levels: VIP Silver, VIP Gold and VIP Platinum. Levels are determined by the dollar amount you spend annually. The more you spend in a year, the higher your status and the more benefits you enjoy. VIP benefits include special bonus points offers, a personalized Member card, a dedicated 800 phone number and other exclusive offers.VIP Gold
Spend $5,000 per year :
Quarterly 10X bonus points days
Twice-yearly savings book
5X cyber bonus points days
10X birthday bonus
1 free oil change
To be eligible to earn bonus points, you must maintain a valid email address in your account and remain opted-in to receiving promotional emails from SHMC and its affiliates.
Learn More...
VIP Level
Our VIP program is our way of saying thanks and recognizing our best Shop Your Way RewardsSM Members. There are three VIP levels: VIP Silver, VIP Gold and VIP Platinum. Levels are determined by the dollar amount you spend annually. The more you spend in a year, the higher your status and the more benefits you enjoy. VIP benefits include special bonus points offers, a personalized Member card, a dedicated 800 phone number and other exclusive offers.VIP Silver
Spend $2,500 per year :
Quarterly 5X bonus points days
Twice-yearly savings book
5X cyber bonus points days
5X birthday bonus
To be eligible to earn bonus points, you must maintain a valid email address in your account and remain opted-in to receiving promotional emails from SHMC and its affiliates.
Learn More...
VIP Level
Our VIP program is our way of saying thanks and recognizing our best Shop Your Way RewardsSM Members. There are three VIP levels: VIP Silver, VIP Gold and VIP Platinum. Levels are determined by the dollar amount you spend annually. The more you spend in a year, the higher your status and the more benefits you enjoy. VIP benefits include special bonus points offers, a personalized Member card, a dedicated 800 phone number and other exclusive offers.VIP Platinum
Spend $10,000 per year :
Quarterly 10X bonus points days
Twice-yearly savings book
5X cyber bonus points days
15X birthday bonus
1 free oil change
Twice yearly Member's choice 10X bonus days
To be eligible to earn bonus points, you must maintain a valid email address in your account and remain opted-in to receiving promotional emails from SHMC and its affiliates.

Health O Meter Tracking Scale B&M $14.99 Good for Gifts

http://www.searsoutlet.com/1005/w/outletwklyadpdf100611.pdfIn White only.Product Features
Wide platform
1.5" royal blue backlit LCD display
Weight tracking for 4 users with 5 memories per user
Accurately measures weight up to 400 lbs in .2 lb increments
4 load cell technology ensures accuracy and repeatabilityMain site for locations,http://www.searsoutlet.com/d/index.jspIncentives Offered,
Shop Your Way RewardsSM Members earn 4500 Points if they purchase this item. Learn More
About Shop Your Way RewardsSM It's our free program that rewards our best customers. As a Shop Your Way Rewards Member, you earn points when you shop at Sears, Kmart, Lands' End, The Great Indoors, Sears Auto Centers, MyGofer Sears Home Services, and Kmart Pharmacy. Then you redeem those points online or in store at those same places, except Sears Home Services and Kmart Pharmacy. The more you shop, the faster your points and special benefits pile up. It's a simple, fun and exciting way to shop.
Join now
Location of Rewards NumbersSM Your Member number and PIN are located on the back of your Shop Your Way RewardsSM card.
If you've lost or misplaced your card or numbers visit ShopYourWayRewards.com.
About Shop Your Way RewardsSM It's our free program that rewards our best customers. As a Shop Your Way Rewards you earn Points when you buy the things you want and need. Then you redeem those Points online or in store at Sears, Kmart, Lands' End, The Great Indoors, Sears Home Services, Sears Auto and MyGofer. The more you shop, the faster your Points and special benefits pile up. It's a simple, fun and exciting way to shop.Join now
About Shop Your Way RewardsSM VIP LevelsOur VIP Program is our way of saying thanks and recognizing our best Shop Your Way Rewards SM Members. There are three VIP levels: Silver, Gold and Platinum. Levels are determined by the dollar amount you spend annually. The more you spend in a year, the higher your status and the more benefits you enjoy. VIP benefits include special bonus Points, a personalized Member card, a dedicated 800 phone number and other exclusive offers.LevelAnnual spend threshold levelVIP Silver : $2,500 annual spendVIP Gold : $5,000 annual spendVIP Platinum : $10,000 annual spendGet all the details
About Shop Your Way RewardsSM PointsAs a Shop Your Way Rewards Member, you earn 10 Points for every $1 you spend on Qualifying purchases. Plus, you'll receive exclusive deals and bonus offers that will help you pile up Points even faster.Want to see how many points you'll earn? Or how many points you need to buy something special? Use the My Points Converter. It helps you determine the value of your Points and purchases, including any bonus offers.Customer Service NotificationDue to enhancements we are making to Shop Your Way Rewards, the posting of rewards activity is taking several days longer than normal. Your point balance may not reflect your most recent purchase or redemption activity. Thank you for your patience as we upgrade our systems to better serve you.My Points ConverterHow many points will I earn? ?
Item Price Points Bonus Value
$ 10,000 X = $3.00
How many points do I need?
Value Points
$ = 100,000
How much are my points worth?
Points Value
= $1.00
Shop Your Way RewardsSM Terms
Your Purchase Amount:
The price of your purchase before sales taxYour Points:
The number of Points in your account or the number of Points required / earned for a purchaseBonus Points Multiplier:
Enter the multiplier for your bonus offer (i.e. 2X points, 3x points, etc.)Points have a value of:
Cash value of your Points
Get all the details VIP Level
Our VIP program is our way of saying thanks and recognizing our best Shop Your Way RewardsSM Members. There are three VIP levels: VIP Silver, VIP Gold and VIP Platinum. Levels are determined by the dollar amount you spend annually. The more you spend in a year, the higher your status and the more benefits you enjoy. VIP benefits include special bonus points offers, a personalized Member card, a dedicated 800 phone number and other exclusive offers.VIP Gold
Spend $5,000 per year :
Quarterly 10X bonus points days
Twice-yearly savings book
5X cyber bonus points days
10X birthday bonus
1 free oil change
To be eligible to earn bonus points, you must maintain a valid email address in your account and remain opted-in to receiving promotional emails from SHMC and its affiliates.
Learn More...
VIP Level
Our VIP program is our way of saying thanks and recognizing our best Shop Your Way RewardsSM Members. There are three VIP levels: VIP Silver, VIP Gold and VIP Platinum. Levels are determined by the dollar amount you spend annually. The more you spend in a year, the higher your status and the more benefits you enjoy. VIP benefits include special bonus points offers, a personalized Member card, a dedicated 800 phone number and other exclusive offers.VIP Silver
Spend $2,500 per year :
Quarterly 5X bonus points days
Twice-yearly savings book
5X cyber bonus points days
5X birthday bonus
To be eligible to earn bonus points, you must maintain a valid email address in your account and remain opted-in to receiving promotional emails from SHMC and its affiliates.
Learn More...
VIP Level
Our VIP program is our way of saying thanks and recognizing our best Shop Your Way RewardsSM Members. There are three VIP levels: VIP Silver, VIP Gold and VIP Platinum. Levels are determined by the dollar amount you spend annually. The more you spend in a year, the higher your status and the more benefits you enjoy. VIP benefits include special bonus points offers, a personalized Member card, a dedicated 800 phone number and other exclusive offers.VIP Platinum
Spend $10,000 per year :
Quarterly 10X bonus points days
Twice-yearly savings book
5X cyber bonus points days
15X birthday bonus
1 free oil change
Twice yearly Member's choice 10X bonus days
To be eligible to earn bonus points, you must maintain a valid email address in your account and remain opted-in to receiving promotional emails from SHMC and its affiliates.

This Weeks eCost Sale on Kodak EasyShare Cameras, HP Pavilions, Western Digital, Samsung Camcorders More!

0 Posted By: FatWallette
Views: 226 Replies: 0

eCOST is a multi-category online discount retailer of new, limited quantity close-out and recertified brand-name merchandise. Product categories include: computers and accessories, GPS, home electronics, TVs and monitors, house wares, DVD movies and cellular service from leading manufacturers such as Apple, Canon, Denon, Hewlett-Packard, Onkyo, Sony, Garmin, Toshiba, Cuisinart and many more. 2.0% Cash Back Available

Special Offers from eCOST:

Extra $3 off Refurbished Kodak EasyShare 10MP Digital Camera - $55.99

$32 off HP Pavilion g4-1117dx 14" Laptop with AMD Dual-Core A4 Processor, 4GB Memory and 320GB Hard Drive - $317.99

$2 off Western Digital 750GB My Passport Essential SE External USB 2.0 Ultra Portable Hard Drive - $51.99

$3 off Refurbished Western Digital 1.5TB My Book Essential USB 3.0 Desktop Hard Drive - $52.99

$18 off HP TouchPad Wireless Keyboard Bluetooth - $25.99

$10 off E-FUN Next2 7" Color Android Touchscreen Tablet - $79.99

$27 off Microsoft Office Home and Business 2010 - $159.99

$30 off Refurbished Denon iPod Ethernet Client Dock With Remote - $94.99

$22 off Samsung HMX-U20 Compact 1080P Full-HD SD Camcorder with HDMI - $57.99

HP Pavilion g7-1017cl AMD Athlon II/2.30GHz PC/4GB RAM/500GB HD/17.3"/LF181UAR#ABA - $337.99

eCOST Coupons & Cash Back
2.0% FatWallet Cash Back Available! Gift Card Details: Cash Back not available on purchase or redemption of gift cards.

Receive the Hot Deals and Offers Added Each Day by Email!
Subscribe to the FatWallet Daily Email

Shop Rite 10/16-22 Freebies, Cheapies and Deals

10/16-10/22 Preview Order your coupons now! (Note for newbies: CA/FL papers get best values)FREEBIESLipton Soup secrets $.99 After coupon, FREE!
$.50/1 10/2 RP Ban Deodorant $1.49 After coupon, FREE!
$.75/1 1/09 SS (FL/CA papers)Emmi Yogurt $.75 Free after coupon!
$1/1 8/28 RPBarilla Pasta $.99 After coupon, Free for Whole grain!
$.55/1 9/18 SS (West Coast/FL papers got these)CHEAPIES
shop rite dozen eggs for 99c for next week sales so if you printed 55c coupons will be 88c for 2 dozen eggs good stock up price
Cinnamon Toast Crunch $2(mb4) After coupon $.50
$.75/1 IP Print [coupons.com]Total Cereal $2 (mb4) After coupon, $.50
$.75/1 IP Print [couponnetwork.com]DiGiorno CAT
Ends 10/20
Buy 2 large pizzas, Get $1 OYNODiGiorno Pizza $4.47 After coupon and $1 Cat, $1.77 each!
$2/1 ipPrint [facebook.com]
Pledge, Like, Print (don't have to refer)Shop Rite Large Eggs 1 dozen $.99 After coupon, $.44!!
$.55/2 IP Print [facebook.com] Print fast!!! Think only available 10/12!!Welch's Grape Jelly 2 lb 2 for $3.89 After coupon, $.84 each!
$.55/1 9/25 SSHefty One Zip Bags 1/2 price $1.29 After coupon, $.79
$1/2 7/10 & 8/14 RPSchick Hydro 3 Razor $2.99 After coupon, $.99
$2/1 10/16 RPSmart Balance Milk 64 oz $2.99 After coupon, $1.49!
$.75/1 10/09 SS (CA papers)
$.75/1 IP Print [smartbalance.com]Cover Girl Cosmetics 50% off select Free after coupon for many
$8/2 P & G 10/2Jolly Time Popcorn $1.66 After coupon, $.66!
$.50/1 9/18 SS (CA papers)Luigi's Ice $1.77 After coupon, $.77
$.50/1 inside boxes Prego Pasta Sauce 2 for $3 After coupon, $.75 each (Better buy current week)
$.75/1 9/11 SSRitz Crackers $1.99 After coupon, $1.49
$1/2 tearpadBreyers Ice Cream $2.50 After coupon, $2 (if Blasts are included)
$1/2 IP Print [facebook.com]Martinson Ground Coffee $2.99 After coupon, $1.99/$2.49
$1/2 small cans or 1 large can (no specific sizes listed) 7/10 SSBlue Diamond Almonds $2.50 After cat & Coupons, $1 credit LianneSNJ
$1/2 10/16SS
Deal: Buy 4, get $4 CAT!More coming!
thxn celestialdigs, reg036, smughis and others-sd

New Subaru Badge of Ownership Selections Available

Subaru releases new Badge of Ownership icons on a regular basis. Two have just been made available: Education & Military.Have you ordered your Subaru Badge of Ownership yet? It's FREE, along with your choice of icons that reflect your personal interests.The numbered badge shows how many Subaru vehicles you have owned, and Subaru now offers 20 differect icons from which to choose. The icons include everything from family to mechanical to love to high mileage...For details and request your FREE Badge of Ownership, complete the online form at http://www.badgeofownership.com

Craftsman 30 in. Bow Saw: $4.99 1/2 Price ( Full Lifetime Warranty ) With Free In Store Pick Up @ Sears

Add to cart to get price.http://www.sears.com/shc/s/p_10153_12605_07183563000PCraftsman 30 in. Bow Saw: $4.99 1/2 Price ( Full Lifetime Warranty ) With Free In Store Pick Up @ Sears Last Time this saw went on sale was Sept 5 almost 5 weeks ago , Does not go on sale every day.
Please post your deal for a 30 in. Bow Saw with a Full Lifetime Warranty for under $5.
I have one, very sharp and it works, Well worth $5 Craftsman 30 in. Bow Saw: $4.99 ( Lifetime Warranty ) With Free In Store Pick Up. @ Sears
Dimensions:
Length: 30 in.
Product Overview:
Item Type: Cutter
Item Weight (lbs.): 1.67 lbs.
Individual, Kit or Set: Individual
Handles:
Main Handle Grip: Soft grip
Blade:
Blade Length: 30 in.
Material: Hardened steel
Type: Bow saw
Tool Head:
Material: Steel
Work Element: TeethWarranty Craftsman hand tools have an unlimited lifetime warranty. This lifetime warranty program was instituted by Sears when they began selling the Craftsman line in 1927. This warranty program requires no receipt or dated proof of purchase. If the owner takes the item into a local retail store, it may be replaced or repaired free of charge. In some cases, such as ratchets, the customer may be offered a repair kit with which to repair the item.If for any reason your Craftsman hand tool ever fails to provide complete satisfaction, return it to any Sears store or other Craftsman outlet in the United States for free repair or replacement. This warranty gives you specific legal rights and you may also have other rights which vary from state to state.
The hand tool lifetime warranty is also in effect on many Craftsman non-powered lawn and garden products including rakes, shovels, clippers, brooms, trowels, pruners, hoses, sprinklers, hose nozzles, and other small gardening hand tools. The lifetime warranty does not include precision hand tools, such as calipers , tape measures and torque wrenches, with the exception of beam-style torque wrenches.Power tools have a one-year warranty.After the merger, Kmart began selling Craftsman products and honoring the hand tool lifetime warranty.

Neoprene Graphical Full Face Mask + Reversible - Assorted Styles $12.99 @ebay

These are great for all climate conditions. They are ideal for Motorcycling, Hunting, Snowmobiling, Snowboarding, Skiing, Paintball and many other sports and uses. Vent Holes for ears and mouth and mask is reversible to black. Elastic neoprene protects face from water, sand, debris, wind, bugs and extreme hot and cold climates. Can be used with goggles under helmet or without helmet. Vent Holes for Ears and Mouth Reversible to Solid Black Adjustable Velcro Closure Can be worn with Goggles and Helmets One Size Fits Most Halloween Costume Potential!Shipping: $6.99Exellent for Halloween partyDeal link

Now can pay with Discover rewards on Amazon.com (just like with Amazon's own card's rewards)

Just a heads up for those who have Discover rewards and are looking for a place to spend them.
You can now link up the discover card to your Amazon.com account and pay with your rewards - just like you could with Amazon's own (chase) card.
You need to link your discover card to your Amazon.com account, it retrieves your rewards ballance automatically and allows you to apply any/all of it to your Amazon purchase.
What are the advantages?
* You can spend ANY reward amount as soon as you receive it.
* Amazon is definitelly a price leader in many categories (we see Amazon quite frequently on FW), so ability to spend your rewards any time on Amazon makes rewards almost like cache.The link:
http://www.discovercard.com/landing-pages/amazon/cashback.html

Bins (Taskbar organizer) - $0.99

HERE
(Reg. $19.99)Bins allows you to combine your Windows 7 taskbar icons and/or documents into one icon, sort of like Mac OSX's Stacks, but better. Useful if you keep lots of icons in your taskbar, causing it to start scrolling once you have too many programs open (before-and-after screenshot attached), or if you just like having an organized taskbar (group all MS Office icons into one, all your games into another, etc.).

7 Night Bermuda NCL cruise plus 3,000 UAL miles RT Boston for $299

7 Night Bermuda
Departs Boston aboard Norwegian Cruise Line Norwegian Dawn
Sailing Date(s): October 14, 2011
October 21, 2011
Eligible for: 3,000 Mileage Plus Miles
Brochure price $1,499. Save up to 80% !
Expert Review: This vessel has a 4.5 ship ratingEarn up to TRIPLE award miles - up to 30,000 Details
FREE Onboard Spending up to $250 - Latitude Members Details
EXCLUSIVE Prices! Details
Special 5% AARP Member Discount! Details
Free Spending up to $300 Details
$50 FREE Spending for ANY Stateroom - Caribbean Details
Highlights: The Dawn was built for Freestyle cruising with multiple lounges, restaurants, fitness center, spa, casino and more.
Experience up to ten different restaurants including a Sushi and Sashimi Bar, a Brazilian-style steakhouse and pizza delivery 24 hours a day.
Get in a daily swim outdoors at the Oasis pool or indoors at the lap pool.
Past guests rave about the many dining options, casual atmosphere and the top notch entertainment.
Cruise Itinerary:
DayPorts of CallArrivalDeparture

1Boston, Massachusetts---4:00 p.m.
2At Sea ------
3King's Wharf, Bermuda11:00 a.m.---
4King's Wharf, Bermuda------
5King's Wharf, Bermuda---5:30 p.m. (7am for Oct 21 sailing)
6At Sea ------
7At Sea ------
8Boston, Massachusetts8:00 a.m.---

Your Package Includes:
Your package includes shipboard accommodations, ocean transportation, fabulous entertainment and daily activities, on-board meals and some beverages, noncommissionable fares and more. It does not include shore excursions, personal expenses, gratuities, or alcoholic beverages. Government fees and taxes are not included and can vary from $5 to $150 per person.

Ocean Life DVD (2010) $19.99

http://www.buy.com/retail/product.asp?sku=217109936
Run Time: Approx. 18 hours and 30 minutesMore than 70 percent of the earths surface is covered by the ocean, home to majority of our planets animal and plant species many of which have never even been discovered. The sea creatures we do know are mysterious, beautiful, dangerous and soothing all at the same time. See them like never before in the special 18-disc set, Ocean Life. Join renowned ocean cinematographer John Stoneman for the most spectacular ocean journey available on DVD. From coral reefs and the Bermuda Triangle to the Arctic and the Red Sea, from the majestic whale and the fearsome shark to the tiny blue-ringed octopus and the precious baby harp seal discover something new lurking behind every curious ocean cornerEditor's Note
This stunning nature program captures an epic amount of footage of undersea life, much of which has rarely been seen by the human eye. From hulking killer whales to the rainbow of coral reefs, ocean cinematographer John Stoneman takes the viewer to some of the most spectacular aquatic scenes ever captured. FeaturesDVD

$499 - Canon EOS Rebel T3 Digital SLR Camera w/18-55mm IS II +17 PCS KIT + 8GB + More!! via ebay Daily Deal

Canon EOS Rebel T3 Digital SLR Camera w/18-55mm IS II +17 PCS KIT + 8GB + More!! on eBay daily deal from beststopdealsLooks to be a nice deal, Link: http://www.ebay.com/itm/Canon-EOS-Rebel-T3-Digital-SLR-Camera-w-...Detailed item info
Product Information
Perfect for photographers ready to make the move to digital SLR photography, the EOS Rebel T3 delivers beautiful photos and video, speed, simplicity and fun. It features a 12.2 Megapixel CMOS Image Sensor and Canon DIGIC 4 Image Processor for richly detailed images and quick camera response. It has Canon's amazing 63-zone, Dual-layer metering for accurate exposures and features Canon's Basic+ function, HD video recording and Live View shooting, plus a convenient in-camera Feature Guide. The EOS Rebel T3 is as beautiful as the pictures it takes.Product Features Technology for outstanding images
Canon's CMOS (Complementary Metal Oxide Semiconductor) sensor captures images with exceptional clarity and tonal range, and offers the most pixels in its class. It offers many of the same technologies to maximize each pixel's light gathering efficiency that were first seen with the professional EOS-1D Mark III model. It's an APS-C size sensor (22.2 x 14.8mm), and there's an effective 1.6x increase in the lens's marked focal length when attached.
DIGIC 4 image processor
The improved DIGIC 4 Image Processor ensures that images are captured, processed and saved with remarkable speed. The EOS Rebel T3 DSLR's 3:2 multiple aspect ratio, in-camera RAW image processing, creative filters, image resizing and provided S2 and S3 image-recording quality are all possible thanks to the DIGIC 4 Image Processor. With dazzling results, the DIGIC 4 Image Processor also works to capture and process data of images shot at 12.2 Megapixels at 3.0 fps, as well as 14-bit signal processing for excellent image gradation, enhanced Face Detection Live mode, Full HD video recording, Auto Lighting Optimizer and Lens Peripheral Optimization. Product Identifiers
BrandCanon
ModelRebel T3 / 1100D
MPN5157B002
UPC013803136340, 13803136340, 610563301171Key Features
Camera TypeDigital SLR
Optical Zoom3.1x
Digital Zoom3.1x
Sensor Resolution12.2 MP
Screen Size2.7"Optical Sensor
Sensor Size14.7 x 22mm
Sensor TypeCMOSLens System
Lens TypeZoom lens
Lens For SD18-55mm IS II
Focal Length Range18mm - 55mm
Focus AdjustmentAutomatic, Manual
Lens Filter Size58 mm
Lens System FeaturesAspherical Lens
Auto Focus typeTTL phase detection
Lens Construction9 group(s) / 11 element(s)
Focal Length Equivalent to 35mm Camera29 - 88mmExposure
Max Shutter Speed1/4000 sec
Min Shutter Speed30 sec
Exposure compensation5 EV range, in 1/2 or 1/3 EV steps
Exposure RangeEV 0-20 ( ISO 100 )
Exposure MeteringCenter-Weighted, Evaluative, partial (10%), partial (9%)
Exposure ModesAperture-Priority, Automatic, Bulb, Depth-Of-Field, E-TTL II Program Flash, Manual, Program, Shutter-Priority
Light SensitivityISO 100-6400, ISO 12800, ISO auto (100-6400)
Light Sensitivity Max6400Camera Flash
Flash TypePop-up Flash
Red Eye ReductionYes
Camera Flash FeaturesAF Illuminator, Flash +/- Compensation
Flash ModesAuto Mode, Fill-in Mode, OFF mode, Rear Curtain Sync, Red-eye ReductionMemory / Storage
Supported Flash MemorySD Memory Card, SDHC Memory Card, SDXC Memory CardViewfinder
Viewfinder TypeOptical
Optical Viewfinder TypeEye-level mirror pentaprism
Viewfinder - Field Coverage95%
Viewfinder Magnification0.8x
Dioptric Correction Range-2.5 to +0.5Dimensions
Depth3.1 in.
Height3.9 in.
Width5.1 in.
Weight17.4 Oz.Display
Display TypeLCD
Display RotationBuilt-in
Screen DetailsLCD display - TFT active matrix - 2.7" - color
Display Size2.7"Microphone
Microphone TypeMicrophone - built-in - mono
Microphone Operation ModeMonoConnections
Connector Types1 x HDMI output, 1 x Hi-Speed USB, 1 x remote control
Expansion Slot1 x SD Memory CardBattery
Battery Form FactorManufacturer specificFile Format
Digital Video FormatH.264, MOV
Still Image FormatJPEG, RAW, RAW + JPEGResolution
Max Video Resolution1280 x 720Environmental Parameters
Min Operating Temperature0 C
Max Operating Temperature40 COther Features
Additional Features720p HD Movie Recording, AE/FE Lock, AF Lock, Auto Lighting Optimizer, Auto Power Save, Automatic Face Tracking, Brightness Control, Built-In Help Guide, DPOF Support, Depth-Of-Field Preview Button, Digital Noise Reduction, Direct Print, Dust Delete Data System, Exif Print Support, Highlight Point Display, Histogram Display, LCD Live View Mode, PictBridge Support, RGB Primary Color Filter, USB 2.0 Compatibility
Face DetectionYes
Shooting ModesFrame Movie ModeMiscellaneous
Color Black
Special EffectsFaithful, Landscape, Monochrome, Neutral, Portrait
Continuous Shooting Speed0.8 frames per second, 2 frames per second, 3 frames per second

Canon EOS Rebel T3 Digital SLR Camera w/18-55mm Bundle $500 + Free Shipping

eBay's Daily Deal... a bit cheaper than Amazon.http://www.ebay.com/itm/Canon-EOS-Rebel-T3-Digital-SLR-Camera-w-...Product Features Technology for outstanding images
Canon's CMOS (Complementary Metal Oxide Semiconductor) sensor captures images with exceptional clarity and tonal range, and offers the most pixels in its class. It offers many of the same technologies to maximize each pixel's light gathering efficiency that were first seen with the professional EOS-1D Mark III model. It's an APS-C size sensor (22.2 x 14.8mm), and there's an effective 1.6x increase in the lens's marked focal length when attached.
DIGIC 4 image processor
The improved DIGIC 4 Image Processor ensures that images are captured, processed and saved with remarkable speed. The EOS Rebel T3 DSLR's 3:2 multiple aspect ratio, in-camera RAW image processing, creative filters, image resizing and provided S2 and S3 image-recording quality are all possible thanks to the DIGIC 4 Image Processor. With dazzling results, the DIGIC 4 Image Processor also works to capture and process data of images shot at 12.2 Megapixels at 3.0 fps, as well as 14-bit signal processing for excellent image gradation, enhanced Face Detection Live mode, Full HD video recording, Auto Lighting Optimizer and Lens Peripheral Optimization.Bundle Includes: Canon EOS Rebel T3 Digital SLR Camera
Canon EF-S 18-55mm f/3.5-5.6 IS Lens
8GB SD Flash Memory Card
Deluxe Soft Medium Camera and Video Bag
Deluxe camera & video shoulder strap
Full Size Tripod 50- inch Plus Deluxe Case
Flexible Table Top Tripod
Deluxe Memory Card Wallet
Lens Cap Holder
All in One Memory Card Reader
Digital Camera Lens Cleaning Kit
Deluxe Screen Protectors (Clear)
110 /220 Volt adapter

Calculator Clearance at Target

Several sites are reporting that target has several different Texas Insturment calculators on clearance from TI-83's to TI-89s. It appears it stems from a software upgrade. Credit to SD and HCW. Keep in mind TI89's cannot be used in many testing sites. Target Clearance this week has the TI-84 Plus with cable and Cliff notes for $27.48. Like always with Target clearance, it is YMMV. Strange thing is that they had three on the clearance endcap, and several more on the nornal aisle location (at regular $109.99 price). The ones on clearance had a replacement UPC sticker over the UPC on the package. I found this at the Sanford, FL Super Target. Good luck.

Rayovac batteries for $2.99

ShopRite is selling Rayovac batteries, 18 AA, and 18 AAA's for $2.99. Til Sat, Oct 15th.
They are also selling 3 ct pkg, 9 volts, 6 ct pkg C, or D's for $2.99 but this is nothing special.I see Rayovac is not offering any coupons from their site, but I think you can go on Facebook and say "Like," Rayovac, and get a coupon for $1. With all the coupons around Facebook, from Quickcheck to Snyders, why add one "Like" to Rayovac. Too many note's! More power to the people, isn't that what the Wall Street protesters are doing! Now they can have their flashlights, and protest during the night! LOL.....Marv

Free SPIDER Identification Chart

LINKA READY REFERENCE GUIDE
Spider Chart & First Aid advice
in full color of dangerous and other spiders commonly found in USA - features the brown recluse, black widow, hobo spider, mouse spider, wolf spider, huntsman and many other spiders with notes to aid in identification and FIRST AID advice for spider bites.

@ Target, NEW CONTRACT OR RENEW ,SPRINT,Samasung Galaxy S II Epic 4g 149.99 , HTC EVO 3D 4G 149.99 AND MANY OTHERS

ON Sprint WEBSITE
Samasung Galaxy S II Epic 4g is $ 199.99
Htc evo 3d $ 199.99
HTC evo 4g is 99.99 where target has it for 79.99
not A bad deal if u r planning to renew or to buy a newphone. get it from target.link - http://www.targetmobilestore.com/sprint/upgrade?r=targetmobile&r...cheaper than Sprint.com

TOYSRUS: Buy 1 Get 1 FREE on Video Games, Headphones & Mp3 Accessories

Today only, Buy 1 Get 1 FREE on a HUGE Selection of Video Games for Wii, DS, Xbox, PS3....Many of them have free in store pickup or shipping for $10.65http://www.toysrus.com/family/index.jsp?categoryId=12181296&s=A-StorePrice-TRUS&pg=1
Headphones & Mp3 Accessorieshttp://www.toysrus.com/family/index.jsp?categoryId=12240418

Extra $5 off Select Cisco/Linksys Routers + Olympus Stylus 9000 12MP Digital Camera $119.99 at Buydig!

0 Posted By: FatWallette
Views: 124 Replies: 0

Having already served millions of customers online, buydig.com continues to expand its product offering with everyday low prices and award winning 5 star customer support. Buydig.com is an authorized online reseller for Canon, Nikon, Olympus, Samsung, LG, Toshiba, Garmin, Sandisk, HP, Kodak, Cuisinart, Western Digital and many more industry leading manufacturers. Buydig offers free shipping on thousands of Digital Cameras, SLR lenses and accessories, Camcorders, Home Theater Components including the latest 3D TVs, LCD, LED and Plasma HDTVs, DVD and blu ray players, GPS Navigators, Printers, Laptop computers and more. 2.0% Cash Back Available!

Special Offers from Buydig.com:

Wenger Swissgear Synergy Backpack for Notebooks up to 15.4" - $49.95

$5 off Microsoft Xbox 360 Wireless Controller - Glossy Black - $29.99 use coupon BUYDIGSETSAIL5

$5 off Olympus Stylus 9000 12 MP Camera With 10x Wide Angle Optical Dual Image Stabilized Zoom - $119.99 w/ Free Shipping use coupon BUYDIGSETSAIL5

$5 off Cisco/Linksys E1200 Wireless-N Router - $44.80 w/ Free Shipping use coupon BUYDIGSETSAIL5

$5 off Cisco/Linksys E1500 Wireless-N Router with SpeedBoost - $64.90 w/ Free Shipping use coupon BUYDIGSETSAIL5

Extra $5 off Linksys E1200 Wireless-N Router - $44.80 with Free Shipping use coupon BUYDIGSETSAIL5

Extra $5 off Linksys E1500 Wireless-N Router - $64.90 with Free Shipping use coupon BUYDIGSETSAIL5

More Offers from Buydig.com

2.0% FatWallet Cash Back Available!
Gift Card Details: Cash Back not valid on gift card purchases or redemptions.

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2400 PSI Gas-Powered Pressure Washer $119 @ Sam CLub (YMMV)

POWERWASHER 2400 PSI Gasoline Pressure Washer - 4 Stroke - Overhead Valve Engine. It comes with a 1-yr warranty, and you can add a 2nd full year for $5.71.The online price is $199, but it's being sold in many of the B&M Clubs for as low as $119 (you'll need to explore, YMMV). You can do a "click and pull" order to ensure they have one in stock. Not every store has them at this price, but I found them at several stores in NH and several in FL.I just bought one, and liked it so much that I ordered a 2nd as a gift. The cheesy electric powered washers cost $70-$100 or more. You seldom see a gas-powered unit for under $200.http://www.samsclub.com/sams/shop/product.jsp?productId=prod2510...

Ataxic Apparel (Stylish Medical Scrubs, like Ed Hardy Scrubs) FREE Shipping on Over $75

Ok, not sure how many people would like this, but I ran across a great deal for pretty much the only Stylish (think cool, aggresive stylish medical scrubs) from a post on their Facebook page. FREE Priority shipping on any order over $75www.ataxicapparel.com

Blue Jet Button, Free Download Today Only @ giveawayoftheday

http://www.giveawayoftheday.com/October 10, 2011
Blue Jet Button is a reliable tool-bar style application that will allow you to manage and organize your shortcuts. You will be able to keep all the applications and files you need to use at hand, in an organized and time saving manner. Using Blue Jet Button has many perks.It is quickly installed on your computer, it only takes a few seconds to get it up and running, unlike other shortcut bars, it doesnt take up a lot of your systems resources, it is amazingly easy to operate due to its user friendly interface and it is totally customizable so that you can adjust to your own style and workflow. Another distinguishing features of Blue Jet Button is that the main program window appears when you click the middle mouse button (Mouse Wheel) anywhere on the screen, so that you can quickly and easily start any application in one action!

FWF Heavy Hitter 101

I am still learning the fundamentals of becoming a FWF guru. SISs Heavy Hitters thread really opened my eyes. I was extremely narrow-minded since joining I thought Id share some of my journey in understanding the important concepts. Im an engineer so naturally I felt there has to be some magic formula is deciphering opportunities. What I learned is that the magic unicorn of substantial profit with minimal risk and effort is non-existent.The basis of many deals starts with a credit card with some type of CashBack. Maximizing that X% CashBack is the ultimate goal. The first step is to use the credit card for purchases where it makes sense in your daily life and pay it off monthly. Obviously some cards have certain categories of purchases while others apply to all purchases. To stretch the savings, you may even be able to buy gift cards with your high CashBack card to use at places where you could not realize that level of savings. Establishing your credit card ladder is based on your personal tolerance. I have 4 daily credit cards currently and I am at capacity of what I want to manage.Beyond the basics, there are other ways to squeeze out the CashBack. Phase 1 Purchase, Phase 2 - ?, Phase 3 - Profit. This is the black box where you get creative, where the FWF community does not want to spoon feed, and where you may need to assume risk and exert effort. It is good idea to network and I plan to come out of my shell a bit more and interact with some of veterans and rising stars here. While I dont have much to contribute now, I feel it is a matter of time before I discover a Heavy Hitter concept.Before embarking on any endeavors it may be a good idea to mitigate risk and disable cash advances or set the limit to $0 if the credit card company allows it. If they do not, a small trial purchase to minimize financial impact would be wise. The next logical idea would be to purchase items which can be resold or cashed out resulting in a profit when calculating Cash Back. The mint direct ship coins program was one example of this. Some more examples on these forums are buying/reselling precious metals, in demand toys/electronics, imported goods, tickets, discounted gift cards, items which have more value when taken apart, and items which have more value when hacked/upgraded. Coupons, reward programs, rebates, passive and active CashBack sites, pricing errors, store specific credit cards, bankruptcies, FW hot deals, and Slick Deals are your friends. You can even take a small loss on the actual product price and still profit!If you can find a prepaid debit card which allows loading via credit card this is a possible money maker. There are vast arrays of companies online and in the stores which offer these products with different restrictions. It is important to note load fees, monthly fees, ATM fees, etc when selecting the best product. Additionally, depending on your credit card or bank, there may be ways to churn these. Searching FWF for AA (adverse action) and mid-cycle payments is recommended for strategy planning.There are opportunities of funding a checking, savings, investment (CDs, Stock, Forex) account with a credit card. Ask yourself if there are ways to open multiple accounts (personal, business, family members, etc). Funding online casinos, albeit riskier in my opinion, is another option. Buying money orders or travelers cheques with credit is tough, but there are likely ways to work the system. You may be able to use a debit card too and realize a profit.Then there are opportunities which arise dealing with making a minimum purchase and getting a bonus. The Mall Rewards Discover and Publix gas gift card promotions come to mind. Getting creative may mean going to multiple stores, finding friendly cashiers/managers, returning items, or using gift cards to buy other gift cards.Taking advantage of promotions/referrals for opening all kinds of accounts or signing up for services (credit monitoring) is also a common tactic. These may be cash bonuses, electronics, frequent flyer miles, or higher than normal interest returns. Some of these have fine print and tiers to get rewards. If you cant take the time to decipher the requirements, you are probably in the wrong forum.Using payment processors is another trending money maker with much risk. Understanding why others were blacklisted with previous services is important. There are potential ways to structure payments and the tea party A<->B transactions will not cut it. Think out of the box and use multiple accounts, virtual numbers, business accounts, and random charge amounts will help. In your arsenal of tricks, there are ways to leverage and make better use of your assets. Consolidate credit lines when beneficial. Find out if you can get checks for negative balances for ANY account (credit cards, utility bills, taxes, etc). Use credit card payment services when profitable to pay everything, such as tuition, student loans, rent, mortgage, taxes, insurance, car payments, and other bills. Structure payments to meet the promotional period of your card (if any) and pre-pay or stock up when it makes sense. Determine if your credit card company zeros out a small balance each month and take advantage of it. Refinance your loans and make payments towards loans aggressively or conservatively depending on the situation. High interest on a car would have an aggressive pay down schedule, while low interest rates on a student loan may be paid back slowly due to the disability insurance aspect.While not as prevalent as in the past, App-O-Rama opportunities still exist to take advantage of 0 or low APR cash advances. Taking these funds and depositing them in low risk investments or rewards checking accounts and making minimum payments can add up to significant profits. A recurring theme of using family or business accounts here is a typical AOR concept. The important catch here is the balance transfer fee needs to be capped (i.e. $75) or a very low rate for this to work. Reward checking typically provides a much higher interest return than normal checking accounts. Stipulations of direct deposit and minimum use are typical. Additionally, the rates are sometimes subject to change and many small banks with poor websites and limited staff use this to tease customers only to change the rate later on. Even with the negatives, good opportunities still exist.Moving forward, I have realized there is no magic formula. The same strategies work from the Heavy Hitters thread as they always have. Todays environment is tougher; the banks and stores are closing many doors. I am confident we all can continue to open new doors and become Heavy Hitters in our own ways. Additionally, I feel that we can discuss deals with a common understanding of why we cant spell out every detail and follow FWF etiquette.My goal of posting this was selfish. I hope to look back at it when Im seeking inspiration for the next idea. As a side effect, I hope it will spawn new ideas, serve as a framework of how 90% of FWF opportunities are born, and that FWF will contribute to the quest of continuing to make each and every one of our wallets fatter.

Remington Core-Lokt Ammo, on sale at Cabelas, many calibers

Core-Lokt ammo is on sale here at Cabela's. There are many calberes to choose from. I chose the 150grain 30-06 for 15.99 per box of 20.Code: WFALL gets $5 off shipping over $150 order.Remington has $2 online rebate per box max $5 here.My first post, happy hunting this fall!

Ancestry.com free access to 15 collections

Ancestry.com is celebrating its 15th anniversary. As part of this, they are offering free access to 1 collection each day until October 15th. The collection will remain accessible through Oct 15. So far, they have given free access to:
Social Security Death Index
Ireland, Griffiths Valuation, 18481864
California Marriage Index, 19601985
Bavaria, Germany, WWI Personnel Rosters, 19141918 (in German)
1920 U.S. Federal Census
Australian Electoral Rolls, 19031980
Texas Birth Index, 19031997
Sweden, Births from the Swedish Death Index, 19472006 (in Swedish)
World War I Draft Registration Cards, 19171918This is separate from the usual 14-day trial membership that they offer.

Financial Advice for Leaving Corporate Job for a Start-up

Ill be leaving my job next month to start a start-up with a couple of friends. I feel we have a viable idea and the right team. Ill be moving from Seattle to San Francisco to be with the other founders. I want to tap the FWF collective knowledge pool to help evaluate my plan for the next month to ensure Im in the most financially stable position when I make the move.Heres some baseline information:

Age: 23
Current Annual Income: $105,000
Net Worth: $175,000: $40,000 cash, $60,000 non-retirement liquid assets and $75,000 retirement liquid assets spread across Roth 401(k) and Roth IRA
Debt: $0

Here are the monthly personal expenses Im projecting:

Rent: $825 (already found a place)
Utilities: $100
Cell: $0 (family plan)
Transportation: $50 (public transit)
Food/Entertainment: $500

The business expenses are a little fuzzy since Im not too familiar with it but should be fairly low. Since 1) we wont be hiring for a while and 2) our only capital expenditures will be computers and server space.Erring on the side of caution, Im rounding up the total combined personal and business expenses up to $2,000/month. The worst case scenario is that I dont pull in any income for the next couple of years at which point I'll re-enter the corporate world.Here are the things Im doing to take advantage of my current financial situation:

Tax Loss Harvesting
I posted about this a little while ago. This will allow me to offset some capital gains at my current higher tax bracket.
Capital Gains
Ill hold off on selling any assets with capital gains until next year when Ill be in a lower tax bracket. I still need to figure how to optimally maximize my tax benefits w.r.t. tax loss harvesting.
Health Insurance
Since Im <26, I can still be a dependent under my parents health insurance thanks to the healthcare reform law. My current insurance is still better ($0 co-pays) so Im getting all of my health exams done while Im still employed.
Credit Cards
Im applying for as many rewards and CashBack credit cards as possible under my current income.
Rollover Roth 401(k) to Roth IRA

What else can I do to take advantage of my financial situation? Thanks!

Van Heusen Jaquard Polo - Big and Tall $9.99 jcpenney.com

http://www.fullofdeals.com/forums/hot-deals/1130401/20% code BESTCROP
Text Sale $9.97
Original $50.00

The Van Heusen jacquard polo shirt has a classic style that's perfect for so many occasions.
flat-knit collar
3-button placket
chest pocket
short sleeves
even hem
cotton/polyester jacquard knit
washable
imported
Pick a Product Big/Tall/Big Tall
Pick a size Large Tall X-Large Tall 2X-Large Tall 3X-Large Tall 2X-Large 3X-Large 4X-Large 4X-Large Tall 5X-Large Tall

Star Trek The Animated Series DVD set $10 Big Lots YMMV

My local Big Lots had the boxed DVD set of all 22 episodes. This was the 1973-74 animated series featuring many of the original cast members voices. It was really a good series, and the plots were good quality. This is the cheapest I've ever seen it. They had boxed seasons of Voyager and DS9 as well.

BancVue--did search --have you used them?

Article in NYT 10/8/11 on P B1 talks about BancVue with many details--any experiences? Suggestions? They also call it "kasava" ?

Free Two Liter Bottle of Dr. Pepper TEN-- with Smartsource Insert coupon in Sun 10/9 papers

Be sure to look for the FREE (up to $1.99) TWO LITER Dr. PEPPER TEN coupon in Sunday smartsource inserts on 10/9.Maybe regional. Cover of smartsource has Schick ad with schick razor coupons. There are two seperate SS inserts for many this weekend.

Kleinfeld Bridal / Wedding Dresses for 90% OFF "Say Yes to The Dress"

Deus Ex: Human Revolution download for PC $33.33 on Impulse

Highly reviewed Deus Ex: Human Revolution is on sale for $33.33 in downloadable form on Impulse. Amazon is currently $39.99 and Steam is $49.99. All downloadable versions require Steam to play.Ex-cellent Impulse LinkA legend reborn: DEUS EX makes its much-anticipated return delivering players an unmatched gaming experience.
Ultimate fusion of action and role-play: A unique combination of action-packed close-quarter takedowns and intense shooting, offering a vast array of augmentations and upgrades for the many weapons at your disposal.
Players will have weighty decisions to make that will impact their alliances, enemies and the culmination of the story
Multi-solution structure: Choose how to accomplish each mission using combat, hacking, stealth or social mode to create a customized experience to suit any gaming style.
Diverse customization: Engage in combat and challenges utilizing deep, specialized character augmentations and weapon upgrades.

Kleinfeld Bridal / Wedding Dresses for 90% OFF

For all those looking for an exquisite wedding gown at a savings of 90% or more, and those who want to help a charity at the same time, this post is for you. Purchases can be made at the brick and mortar location or by phone.Taken from the Church Street Bridal Blog Webpage:
The YWCA of Central Virginia established Church Street Bridal Shop in 2004. It was the YWs goal to find a way to raise funds for the programs offered for women and children, as well as provide a service to the community. By marrying the two ideas together, Church Street Bridal was formed, offering designer wedding gowns at off-the-rack prices.Today, the racks in Church Street Bridal are lined with every kind of gown you can imagine, from those with beads and sequins to those with lace and floral details to those that are simple and elegant. No matter what your style, there is a gown at Church Street Bridal that will work for you!So heres the deal. Church Street Bridal gets bridal dresses and formal dresses from several top bridal salons. It seems that most of their bridal gowns come from Kleinfeld. The gowns are often samples, canceled orders, and overstocks from bridal salons and designers. Some of the samples may have flaws just as the samples you may purchases at a bridal salon. There gowns are priced between $200- $700. They have all the major designers including Pnina Tornai, Monique Lhuillier, Lazaro, Jim Hjelm, Reem Acra, Anne Barge, and many others. I have seen a $24,000 Pnina sell at $700. Their deals are AWESOME, and all proceeds go to fund the programs at the YWCA. Please check out their blog, where address deal of the day is posted Monday through Friday.
The deal of the day today is a $15,440 Lanvin Paris gown for $600.http://churchstreetbridal.blogspot.com/Additionally there are often deals posted by Michelle on Weddingbee.com in the post below:http://classifieds.weddingbee.com...ine-take-2The ladies at this shop are really helpful and accommodating. They have hundreds of dresses. You can visit the shop in Lynchberg, VA or you place an order by phone at 434-847-7751. If you are looking for a particular gown, or have a style in mind, email them at bridalywca@yahoo.com. The ladies in this shop will go above and beyond to help you find and purchase your dream dress. I can personally attest to this. Heres my story:
On Sunday, September 25th, I was at home contemplating what dress I would like to have for my wedding. Prior to this, I had visited only one bridal shop and had only tried on one dress. I thought the dress was nice but, to contemporary for my liking. So, on Sunday while searching the web for the perfect gown, I stumble upon Elizabeth Fillmore Gowns. There were a few that I really liked, however, there was one in the bunch that stood out that I would have like to have. I instantly emailed Michelle with pictures of five gowns by Elizabeth Fillmore. On Monday, she emailed me back that they did have some Elizabeth Fillmore gowns but, she would have to check to see which gowns they had. About ninety minutes later, she emailed me to let me know they had the fourth gown pictured but would have an intern check the stock and let me know if it were available. After a few hours, Christina emailed me photos of the gown and to my surprise, it was really the gown that I truly wanted. I emailed her back about the condition of the gown.
On Tuesday I called to inquire as to what good condition meant and I spoke to Laura. She looked at the dress and told me that it did not even appear that the dress had been tried on and that it was in perfect condition. I immediately stated that I wanted to purchase the dress. I purchased the dress from Church Street Bridal on Tuesday afternoon. On Wednesday, I located a bridal store in my area that had the sample dress in and I went in to try it on. The gown was gorgeous. I tried it own and was speechless, it was perfect for me. On Friday September 30, my dream dress arrived it looked as though it were brand new. It was tagged as a sample from Kleinfeld. I later discovered that Kleinfeld has new sample stock. I had a great experience and saved over 91% off retail. I just wanted to share this with all, and perhaps help a great charity and help someone purchase their dream dress for a deal!Also, check out these blog posts at Small and Chic in Cville about Church Street Bridal.http://www.smallchichome.com/#uds-search-results

Kleinfeld's Bridal / Wedding Dresses for 90% OFF

For all those looking for an exquisite wedding gown at a savings of 90% or more, and those who want to help a charity at the same time, this post is for you. Purchases can be made at the brick and mortar location or by phone.Taken from the Church Street Bridal Blog Webpage:
The YWCA of Central Virginia established Church Street Bridal Shop in 2004. It was the YWs goal to find a way to raise funds for the programs offered for women and children, as well as provide a service to the community. By marrying the two ideas together, Church Street Bridal was formed, offering designer wedding gowns at off-the-rack prices.Today, the racks in Church Street Bridal are lined with every kind of gown you can imagine, from those with beads and sequins to those with lace and floral details to those that are simple and elegant. No matter what your style, there is a gown at Church Street Bridal that will work for you!So heres the deal. Church Street Bridal gets bridal dresses and formal dresses from several top bridal salons. It seems that most of their bridal gowns come from Kleinfelds. The gowns are often samples, canceled orders, and overstocks from bridal salons and designers. Some of the samples may have flaws just as the samples you may purchases at a bridal salon. There gowns are priced between $200- $700. They have all the major designers including Pnina Tornai, Monique Lhuillier, Lazaro, Jim Hjelm, Reem Acra, Anne Barge, and many others. I have seen a $24,000 Pnina sell at $700. Their deals are AWESOME, and all proceeds go to fund the programs at the YWCA. Please check out their blog, where address deal of the day is posted Monday through Friday.
The deal of the day today is a $15,440 Lanvin Paris gown for $600.http://churchstreetbridal.blogspot.com/Additionally there are often deals posted by Michelle on Weddingbee.com in the post below:http://classifieds.weddingbee.com...ine-take-2The ladies at this shop are really helpful and accommodating. They have hundreds of dresses. You can visit the shop in Lynchberg, VA or you place an order by phone at 434-847-7751. If you are looking for a particular gown, or have a style in mind, email them at bridalywca@yahoo.com. The ladies in this shop will go above and beyond to help you find and purchase your dream dress. I can personally attest to this. Heres my story:
On Sunday, September 25th, I was at home contemplating what dress I would like to have for my wedding. Prior to this, I had visited only one bridal shop and had only tried on one dress. I thought the dress was nice but, to contemporary for my liking. So, on Sunday while searching the web for the perfect gown, I stumble upon Elizabeth Fillmore Gowns. There were a few that I really liked, however, there was one in the bunch that stood out that I would have like to have. I instantly emailed Michelle with pictures of five gowns by Elizabeth Fillmore. On Monday, she emailed me back that they did have some Elizabeth Fillmore gowns but, she would have to check to see which gowns they had. About ninety minutes later, she emailed me to let me know they had the fourth gown pictured but would have an intern check the stock and let me know if it were available. After a few hours, Christina emailed me photos of the gown and to my surprise, it was really the gown that I truly wanted. I emailed her back about the condition of the gown.
On Tuesday I called to inquire as to what good condition meant and I spoke to Laura. She looked at the dress and told me that it did not even appear that the dress had been tried on and that it was in perfect condition. I immediately stated that I wanted to purchase the dress. I purchased the dress from Church Street Bridal on Tuesday afternoon. On Wednesday, I located a bridal store in my area that had the sample dress in and I went in to try it on. The gown was gorgeous. I tried it own and was speechless, it was perfect for me. On Friday September 30, my dream dress arrived it looked as though it were brand new. It was tagged as a sample from Kleinfelds. I later discovered that Kleinfelds has new sample stock. I had a great experience and saved over 91% off retail. I just wanted to share this with all, and perhaps help a great charity and help someone purchase their dream dress for a deal!Also, check out these blog posts at Small and Chic in Cville about Church Street Bridal.http://www.smallchichome.com/#uds-search-results

free Boomerang book content

Boomerang by Michael Lewis is now at the top of the Amazon bestsellers list. It describes the global financial scene after the 2008 bust from the perspective of five places around the world. According to the reviews, the book consists of an introduction plus five articles that Lewis wrote for Vanity Fair magazine. The articles are available for free online. Here are the links to the articlesIcelandGreeceIrelandGermanyCaliforniaYou will not get the introduction to the book but all the rest of the book is apparently the same as the articles.

STOLI, IOLI, SPINLIFE, suggest profiting from life insurance insurability?

As I understand it, there used to be (through 2008 anyway) various (shady?) companies that would pay to use an elderly person's life-insurability. (Called STranger or investor Owned Life Insurance - STOLI or IOLI). In other words, they would pay an older person, say $5k or $10k or more maybe, to take out a life insurance policy on them (to resell to an investor). They were healthy people. State governments and insurance companies frowned on this, and it's probably not available anymore. BUT it does suggest that it's a good deal for a healthy 70 year old to use their own insurability by buying life insurance (on themselves for their heirs) - as an investment (YES I SAID IT!) - even if it's not needed as an estate tax planning tool. It is possible, from what I understand, that so many people over-pay for policies which they let lapse each year, that the insurance (mutual) companies can afford to sell policies which are a good deal to people who fund/use them optimally. I know the conventional wisdom is that life insurance is generally NOT a good investment. But apparently investors thought it was worthwhile in some cases. Any thoughts on whether it might make sense in this case: life insurance as an investment (for healthy 70 year-old), and if so, what kind?

Southwest Rapid Rewards - 30 Mllion Point Giveaway - FREE RAPID REWARDS POINTS!

Southwest Rapid Rewards - 30 Mllion Point Giveaway - FREE RAPID REWARDS POINTS!
Got this in my email last night and "earned" 100 points via the 5 question Week 1 quiz. There are 5 questions, 20 points per question. I'm sure someone will post the answers, but if you see a question and don't know the answer, just watch the video again and reload the page before submitting your answer. It looks like there are 6 weeks, so assuming 100 points per week...this works out to 600 free Rapid Rewards points.----------------------------------------------------------------------------Dear _______:It's time to get your share of 30 million points in our
Chief Reward Officer giveaway!From now until November 13, 2011, you'll have many
chances to get your hands on valuable Rapid Rewards
Points that can get you to your next vacation faster. Enter
for a chance to:Become our Chief Reward Officer and win 3 million points!
Win one of ten 100,000-point sweepstakes prizes.
Watch videos and earn hundreds of points playing
weekly games. Millions of points are standing by!Become our Chief Reward Officer
30 million point giveaway
Ten 100,000-point sweepstakes
Earn extra points with weekly games So register now, have fun, and get your share of 30 million points!
Pulled from S/D thanks BeSwift315 op

Up to 75% off Outlet Store Savings at Performance Bike + 3% Cash Back!

0 Posted By: FatWallette
Views: 179 Replies: 0

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iPhone app - Drivee free download

Drivee
Are you interested in how much your daily trips cost? How efficient your driving is? How much you will spend on gas in a year? Or, how many new trees should be planted to save the environment based on your carbon emissions? Well, that's exactly what Drivee aims to do. The app is designed to compute your vehicle's power and fuel usage characteristics and evaluate your driving. With Drivee you get real-time feedback on the fuel economy and environmental effect of your trips. And it summarizes all of this information in a user friendly way that helps you understand how your driving patterns affect your wallet, as well as the planet. So, take it for a test drive now! You can even share your stats via Facebook and Twitter, and see where you stand among all your friends. Save Gas, Money and the Environment with our brand new Drivee app!

iOS: List of iPad iPhone Universal Apps Made Temporarily Free in Honor and Memory of Steve Jobs

Here is a list of various apps that are free in honor and memory of Steve Jobs (1955-2011).
To keep this list helpful for other users I ask that you only reply with 3star and higher rated apps (according to the appstore) in the below form:(platform - iphone, ipad or universal) App Name (original price)
Date Posted - duration of freeness - App Store Rating
Link (verify link please)I will do my best to update this list in the main post throughout the next few days.
Thanks.
====================================
rating > 4 stars
====================================(iPad only) GoodNotes - Handwriting, PDF Annotation & Notetaking w/ Dropbox ($2.99)
10/6 - one day - 4.5 stars
http://itunes.apple.com/app/goodnotes-handwriting-pdf/id42458762...(iPad only) Twin Calc ($0.99)
10/6 - 3 days - 4.5 stars
http://itunes.apple.com/us/app/twin-calc/id379449437?mt=8(iPhone) Flashlight for iPhone ($0.99)
10/6 - unknown duration - 5 stars
http://itunes.apple.com/app/flashlight-for-iphone/id380373609?mt...(universal) RoboSockets: Link Me Up ($0.99) (all games by Tatem Games are free today)
10/6 - one day - 4.5 stars
http://itunes.apple.com/us/app/robosockets-link-me-up/id39176175...(iPad only) My Grandma Reads Me Books - GreenLabel ($2.99)
10/6 - unknown duration - 5 stars
http://itunes.apple.com/us/app/my-grandma-reads-me-books/id46419...
====================================
rating > 3 stars
====================================(universal) Carnivores: Dinosaur Hunter ($2.99) (all games by Tatem Games are free today)
10/6 - unknown duration - 4 stars
http://itunes.apple.com/app/carnivores-dinosaur-hunter/id3764126...

(iPhone) Eliss ($4.99)
10/6 - the next few days - 4 stars
http://itunes.apple.com/app/eliss/id306950009?mt=8(universal) Carnivores: Ice Age ($2.99) (all games by Tatem Games are free today)
10/6 - one day - 4 stars
http://itunes.apple.com/us/app/carnivores-ice-age/id411430426?mt...(iPhone) iGibbets ($0.99) (all games by Tatem Games are free today)
10/6 - one day - 3.5 stars
http://itunes.apple.com/us/app/igibbets/id352979218?mt=8(iPhone) Racer ($0.99) (all games by Tatem Games are free today)
10/6 - one day - 3.5 stars
http://itunes.apple.com/us/app/racer/id323083761?mt=8
====================================
rating == 3 stars
====================================(iPad) Real Piano PRO
10/6 - unknown - 3 stars [thanks forbin4040]
http://itunes.apple.com/us/app/real-piano-pro/id409818349?mt=8
(iPad) Real Piano HD PRO
http://itunes.apple.com/us/app/real-piano-hd-pro/id413943804?mt=...(iPhone) PictureTrivia ($1.99)
10/6 - unknown - unrated [thanks ThatEbayer]
http://itunes.apple.com/uy/app/picturetrivia/id310000882?mt=8 ====================================
Other apps that are currently free but are not explicitly free (in app description) due to the developer's memory and honor of Steve Jobs.
Sorry - I need to make this distinction to keep this thread from mirroring other aggregate services.
If I start getting too many replies for this section, I may unfortunately need to stop updating this section due to resource constraints
My original intent was to only aggregate the apps whose developers are making free themselves in memory of Steve.
====================================
(iphone) Trucks and Skulls NITRO 4.5 stars [Thanks vilimo]
http://itunes.apple.com/us/app/naught/id458375241?mt=8(ipad) Trucks and Skulls NITRO HD 4.5 stars
http://itunes.apple.com/us/app/trucks-and-skulls-nitro-hd/id3911...(universal) Naught 4 stars [Thanks vilimo]
http://itunes.apple.com/us/app/naught/id458375241?mt=8(iphone) Boss Battles 4 stars [Thanks vilimo]
http://itunes.apple.com/us/app/boss-battles/id441409354?mt=8(universal) Katamari Amore 3.5 stars [Thanks vilimo]
http://itunes.apple.com/us/app/katamari-amore/id454670114?mt=8(ipad) Tiger Woods PGA TOUR for ipad 12 - 3 stars [Thanks dhealdjr]
http://itunes.apple.com/us/app/tiger-woods-pga-tour-12-for/id427...(iphone) Tiger Woods PGA TOUR 12 - 3.5 stars [Thanks dhealdjr]
http://itunes.apple.com/us/app/tiger-woods-pga-tour-12/id4276478...

Free Kindle edition of great beer book at Amazon

Even if you don't have a Kindle or Touchpad or other portable reader, you can get this book free and read it with the PC based Kindle reader application.
This is a great read for beer lovers, homebrewers, or just those who don't understand why some people seem to be overly fascinated with all things beer.
Beer Is Proof God Loves Us: Reaching for the Soul of Beer and Brewing (FT Press Science) [Kindle Edition]
Product DescriptionLegendary beer expert Charlie Bamforth presents the most compelling social history of beer ever written: where its come from, and where its headed. From centuries-old cultural values to radical new approaches, craft brewing to globalization, its an amazing story. Bamforth tells it allwith humor, behind-the-scenes insight, and sheer joy!
From the Back CoverA delightful book that not only reaches the soul of brewing but also tells us much about the soul and humanity of the author. Bamforth skillfully weaves a holistic and philosophical story about our complex society and the positive role that beer has, does, and will play in it. It is a joy to read and will leave the reader refreshed in mind and soul.Simon Jackson, Executive Director, Institute of Brewing and Distilling, London, England A heartfelt account of beer that reads as though Im sitting at a pub table across from the Beer Professor himself as he reveals personal tales and experiences over many pints of beer. A concise snapshot of the world of beerpast, present, and future. Remarkable insight into the behind-the-scenes world of beer.Charlie Papazian, Author of Complete Joy of Homebrewing; National Beer Examiner, http://Examiner.com/beer; President, Brewers Association (USA); and Founder, Great American Beer Festival Dont just drink beer: Experience it. All of it. Discover the extraordinary culture and history of brewing: the remarkable craft that reaches back before written history. Visit legendary British pubs now fading sadly into memoryand the craft breweries, corporate boardrooms, and home brewers that are the new future of beer. Learn how to tell a great beer from a good onefind surprising new research on beer and human healthuncover beer in the Bible (and other unlikely places)and discover divinity and transcendence in your very next brew. Yes, theres more to beer than you ever imagined: It is the most complex, subtle, and remarkable beverage humans have ever created. Its story deserves to be told with love and passion. Charles W. Bamforth brings all that, plus a lifetime of brewing knowledge and wisdom. Read his book, and youll agree with Benjamin Franklins apocryphal quote: Beer truly is proof that God loves us. From Bangkoks Singha to the Sierra Nevadas
How institutional investing, indexing, and efficient markets theory promote herding Secrets of foam, color, clarity, and freshness
From the bottle inward: the makings of a great brew Discovering the Slow Beer movement
Traditional brewers, true beer culture, and real heritage God in a glass: the spiritual dimensions of beer
Experiencing the magnificence of transformation and deliverance
Linkazon

Romeo & Juliet Couture, Many Items $15

The Heavenly Couture Amazon storefront has a lot of items from Romeo and Juliet Couture for $15. The percentage off varies, if you believe the retail pricing.Shipping is $5.50 per shipment + $1.95 per item, so if you buy a lot it's not too bad.Linkazon

Sanyo Eneloop AAA Rechargeable Ni-MH Batteries 4 pack $5.85 s&h B&H photo

Sanyo Eneloop AAA Rechargeable Ni-MH Batteries 4 pack $5.85 s&h B&H Photo
http://www.bhphotovideo.com/bnh/controller/home?O=productlist&sk...
becomes slick deal when you purchase many quantities and take advantage of saver shipping.FOR EXAMPLE: a qty of 5 ships for $3.40 where i live. so AVG cost is $6.53they go for $9 on AmazonThis is a blister pack of four Eneloop AAA Ni-MH Batteries from Sanyo. These batteries are superior to traditional alkaline AAA batteries since they are rechargeable and will retain their charge over a 3-year span. They come pre-charged out of the pack and can be recharged approximately up to 1500x. They are also a cost-effective and environmentally friendly way to use batteries since they can be re-used over and over without having to toss them away.Excellent all-purpose battery for general use
Holds its capacity 75% after three years sd

Seagate GoFlex 320GB Ultra-Portable External Hard Drive $39.95 Shipped, New Lower Prices on GPS More at Buydig!

0 Posted By: FatWallette
Views: 53 Replies: 0

Having already served millions of customers online, buydig.com continues to expand its product offering with everyday low prices and award winning 5 star customer support. Buydig.com is an authorized online reseller for Canon, Nikon, Olympus, Samsung, LG, Toshiba, Garmin, Sandisk, HP, Kodak, Cuisinart, Western Digital and many more industry leading manufacturers. Buydig offers free shipping on thousands of Digital Cameras, SLR lenses and accessories, Camcorders, Home Theater Components including the latest 3D TVs, LCD, LED and Plasma HDTVs, DVD and blu ray players, GPS Navigators, Printers, Laptop computers and more. 2.0% Cash Back Available!

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Updated Bank of America (BofA) Cash Rewards Card

I just got a letter from BofA that they offer me a free upgrade to my cash rewards card. No longer 1% flat with occassional promotions, but rather 2% groceries, 3% gas, and 1% on everything else. It also has a 10% bonus if you claim your reward into a BofA Checking or Savings account. Since Citi discontinued its 2% on groceries Dividend card, I like this opportunity to get a 2% bonus card on groceries again ($1500 quarterly spending limit for 3% reward).Only downside that I see is that the card is a revolving line Visa Signature card with no pre-set spending limit, which may impact your credit score. My current card already has that issue, so no negative impact for me. Overall, this 'upgrade' really seems to deserve the title, not like many others 'upgrades' that credit card companies usually offer.For new customers: Link to BofA offerFor existing BofA credit card owners, the number for upgrading provided on the letter that I received is 888 880 6262, if anyone wants to try for an upgrade without having received a letter.

Dell SB Outlet: Vostro 3550 15.6" i3-2310M Laptops refurb and new $249+... Celerons and C2D too...

TextCelerons at $229, C2D @ $239, i3 @ $249 & up.Probably not many of these, but thought I'd pass it along...Specs:
15.6 inch HD WLED
Intel Centrino Wireless-N1030, 1x2 bgn (2.4GHz) + Bluetooth
Palmrest with Finger Print Reader
65W AC Adapter
125V Power Cord
Genuine Windows 7 Home Premium 64-Bit Operating System DVD
Genuine Windows 7 Home Premium 64-Bit Operating System DVD
Aberdeen Silver WIFI enabled
Trend Micro 16.6 PC-cillin 30 Day
6 Cell Primary Battery

C25k pro for Android- $0.00

http://www.amazon.com/exec/obidos/tg/detail/-/B004JYUSAAC25K is short for Couch to five kilometers. C25K Pro for your smartphone is designed to get just about anyone from being a couch potato to running either five kilometers or 30 minutes in just nine weeks.Too many people have been deterred from running simply because they try starting off too fast and too far. Their bodies rebel, and they wind up miserable, wondering why anyone would possibly want to do this to themselves. You should ease into your running program gradually, with the help of C25K Pro on your Android device.

25% off Hostgator Web Hosting

New Job offer

Hey I am looking for what ever advice I can get... I recently graduated from college and I have been working for a start up IT company doing support. I am currently making 45 K and in my department theres only me and my boss. I like the company its still small but I see potential for lots of growth meaning there might be lots of growth for me too as well as the department but I am hoping since I am one of the first people in it my position will get higher as we hire more employees for the department. Hours are sort of crazy because its a start up currently I am putting in over 55-60 hours a week (unpaid overtime). I am expecting a promotion at this job soon but even then I think my pay might only go up 5ish%I have a job offer from a company my cousin works for, its a similar job (less challenging because I will only work with one software unlike my current job where I am expected to learn and use many different software programs) This job is a contract/consultant position with a starting pay of 90K and usually 40 hours a week but it comes with paid overtime. It is an 18 month contract and then I would have to take 3 months off with out pay and then can get offered another contract for another cycle. (depending on the quality of my work) I know more money and less work hours seems like the obvious choice, but I was hoping some FWF members could help me out since I just entered the real world job market. I see a lot of room for advancement at my current company (if it makes it big) and more responsibility. With my current company I also get the chance to travel to client locations which does seem like fun (but I havent gone on a trip yet so I am not sure how it will be) I also lovee my manager at my current company (but the ceo and coo do expect alot from their employees, almost 90% of the staff is putting in just as many hours as me,, if not more).
Sorry for the long message and I am not sure if this is even what should be posted here but if anyone could give me their opinion I would greatly appreciate it.Thanks

Jockey Sports Bra Cami Tank $10 shipped from Jockey Store via EBAY (list $30) many colors/sizes

http://cgi.ebay.com/Jockey-Sports-Bra-Cami-Tank/170695858808?_tr...

Lion King 2 disc blu ray plus poster 14.99 TRU

Disney Movie Rewards $5 coupon
Lion King at Toys R Us toys r us is accepting the $5 coupon for the standard 2 disc edition. Base price $19.99 - DMR coupon = $14.99. You will also receive a free poster with purchase. Many reports of this working at SD, and I had it work for me here in MA.

Samsung DualView 14.2MP ST 600 Digital Camera $149.94, HP Envy 14-1260se Laptop $709.99 More at eCOST!

0 Posted By: FatWallette
Views: 220 Replies: 0

Adorama is one of the nation's largest photo retail and mail order suppliers. For over 30 years we have been serving professionals as well as amateurs in the photographic, video, digital imaging and telescope fields. We offer the best combination of quality services, vast selection, knowledgeable staff, and competitive pricing. 2.0% Cash Back Available

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Apple 13.3" MacBook Pro dual-core/i5/2.3GHz/4GB RAM/500GB HD/SD/ Z0LY-13-2.3-4G500 - $1,094.99

Samsung DualView 14.2 Megapixel Dual LCD Digital Camera ST600 - $149.94

Apple 11.6" MacBook Air Dual-Core Intel Core i5 1.6GHz/4GB RAM/128GB/Mac OS/MC969LL/A - $1,144.99

$190 off HP ENVY 14-1260se Laptop with Intel Core i5 processor, 6GB RAM and 750GB HD - $709.99 with Free Shipping

$60 off Plantronics Explorer 395 Bluetooth Headset - $19.99 with Free Shipping

Denon AM/FM Stereo Receiver Refurbished - $139.99

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$15 off Vizio 55" 3D TruLED 1080p 480Hz LCD HDTV with Internet Apps - XVT3D554SV - $974.99

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eCOST Coupons & Cash Back
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Sonicare Flexcare+ toothbrush at Kohls $96.08 with price match and Kohls CC, B&M

This is a great deal at Kohls if you need a Sonicare FlexCare+ toothbrush, although YMMV. I was searching online and found that Amazon has them on sale for $137.25 here is the link Amazon Sonicare FlexCare Plus Print this out.Go to the register with the product, Amazon printout, and 30% off coupon. Ask them to price match, then give your 30% coupon.$137.25 - 30% = $96.08Also, if you need/want additional toothbrush heads there is a coupon on the Sonicare FlexCare+ box for an additional $5.00 off if you purchase the heads at the same time. Amazon also has these cheaper too. Here is the link Amazon Sonicare replacement heads 3 PK Print this out too! Do the same here. Price match, $5.00 off and 30%off
$21.08 - $5.00 - 30% = $11.26I have not posted many deals, please let me know if I missed something.This worked for me and I really enjoy the toothbrush. The reviews are really good too.

Del Taco Celebrates Tacoberfest Featuring Taco Deluxe for 89 cents & Other Special Items through 10/31

Del Taco restaurants across the country are putting a spin on one of Germanys most famous events Oktoberfest. Beginning on National Taco Day October 4th and lasting until October 31st, Del Taco will offer taco specials all day, every day for a month-long celebration worthy of tacos called Tacoberfest.At the center of Del Tacos Tacoberfest is the Taco Deluxe with five layers of fresh flavor including seasoned beef, freshly grated cheddar cheese, crisp lettuce, sour cream and pico de gallo. Combining great taste and big value, Taco Deluxe delivers the best tasting taco for under a dollar.For Tacoberfest, Del Taco restaurants will feature the Taco Deluxe for 89-cents, along with other great values like two Crispy Fish Tacos for $3, two Big Fat Crispy Chicken Tacos for $4, and two Big Fat Grilled Chicken or Steak Tacos for $4.You can like Del Taco and receive a coupon for a free Taco Deluxe with any purchase on Del Tacos Facebook fan page.

http://www.deltaco.com/https://www.facebook.com/deltaco

Staples Coupons: 50% off select binders, labels, dividers, pens, file folders PLUS many 3M product $ off coupons

Staples Coupons: 50% off select binders, labels, dividers, pens, expanding file folders, hanging file folders PLUS many 3M product dollar off coupons
LINK TO ONLINE AD: LINKLINK TO MANY 3M PRODUCT DOLLAR OFF COUPONS: LINK
50% OFF All Avery heavy-duty view binders. Coupon Code: 2614350% OFF All Avery white or clear inkjet labels. Limit 1. Coupon Code: 5282850% OFF All Avery dividers. Limit 1. Coupon Code: 8301350% OFF All BIC Triumph pens. Limit 2. Coupon Code: 2313750% OFF All BIC Stic pens. Limit 2. Coupon Code: 1802950% OFF All paper expanding file folders. Limit 1. Coupon Code: 9312950% OFF Tuff hanging file folders, letter size, 15/pack, assorted colors. Limit 1. Coupon Code: 14513--- The above coupons all expire 10/08/2011
3M Product Dollar Off Coupons: LINK
$5 OFF Post-it 3" x 3" Canary Yellow Notes, 12/Pack. Limit 1. [130005] Coupon code:99180$5 OFF Scotch Easy Grip Sure Start Tape Dispenser. Limit 1. [741085] Coupon code: 45254$5 OFF any Scotch Heavy-Duty Shipping Tape, 6/Pack. Limit 1. Coupon code: 97000$5 OFF any Post-it 3" x 3" Super Sticky Notes, 10/Pack. Limit 1. Coupon code: 32380$3 OFF any 3M Business or Greeting Cards. Limit 1. Coupon code: 88976$3 OFF any Post-it Pop-up Note Dispenser. Limit 1. Coupon code: 10545$5 OFF any 3M Transparency Product. Limit 1. Coupon code: 74041$5 OFF any Post-it Easel Pad. Limit 1. Coupon code: 64791$3 OFF Post-it Super Sticky Weekly Planner. Limit 1. Coupon code: 58789$2 OFF Post-it Pockets. Limit 1. Coupon code: 90415$2 OFF any Post-it 3" x 3" Pop-up Notes, 6/Pack. Limit 1. Coupon code: 54073$2 OFF any Post-it Flag + Highlighter. Limit 1. Coupon code: 95780$1 OFF any Post-it Flags or Page Markers. Limit 1. Coupon code: 30586$1 OFF Post-it 3" x 3" Super Sticky Notes, 5/Pack. Limit 1. Coupon code: 83598$2 OFF any package of Scotch Double-Sided Tape. Limit 1. Coupon code: 60360$1 OFF any Post-it Durable Tab. Limit 1. Coupon code: 37206$1 OFF any Command Picture Hanging Product. Limit 1. Coupon code: 37376$1 OFF any Scotch Lint Roller. Limit 1. Coupon code: 39307$1 OFF any Scotch Adhesives and Glue. Limit 1. Coupon code: 27802$1 OFF any Scotch Reclosable Fasteners. Limit 1. Coupon code: 56365--- The 3M product dollar off coupons can be found in the pdf file linked above
--- The 3M product dollar off coupons expire 10/13/2011 TERMS:3. Discount applies to Avery Heavy-Duty View binders only. While supplies last. Each item purchased can only be discounted by one coupon, applied by cashier in order received and prior to tax. Coupon not valid if purchased or sold and must be surrendered. No cash/credit back. Not valid on prior purchases or purchases made with Staples Procurement Cards or Convenience Cards.4. Discount applies to Avery white or clear inkjet labels only. Limit one per customer. While supplies last. Each item purchased can only be discounted by one coupon, applied by cashier in order received and prior to tax. Coupon not valid if purchased or sold and must be surrendered. No cash/credit back. Not valid on prior purchases or purchases made with Staples Procurement Cards or Convenience Cards.5. Discount applies to Avery dividers only. Limit one per customer. While supplies last. Each item purchased can only be discounted by one coupon, applied by cashier in order received and prior to tax. Coupon not valid if purchased or sold and must be surrendered. No cash/credit back. Not valid on prior purchases or purchases made with Staples Procurement Cards or Convenience Cards.6. Discount applies to BIC Triumph pens only. Limit two per customer. While supplies last. Each item purchased can only be discounted by one coupon, applied by cashier in order received and prior to tax. Coupon not valid if purchased or sold and must be surrendered. No cash/credit back. Not valid on prior purchases or purchases made with Staples Procurement Cards or Convenience Cards.Cashier instructions: Scan or enter coupon code for each applicable BIC Triumph pen in the transaction. Limit two per customer.7. Discount applies to BIC Stic pens only. Includes Round Stic and Crystal Stic. Limit two per customer. While supplies last. Each item purchased can only be discounted by one coupon, applied by cashier in order received and prior to tax. Coupon not valid if purchased or sold and must be surrendered. No cash/credit back. Not valid on prior purchases or purchases made with Staples Procurement Cards or Convenience Cards.Cashier instructions: Scan or enter coupon code for each applicable BIC Stic pen in the transaction. Limit two per customer.8. Discount applies to paper expanding file folders only. Limit one per customer. While supplies last. Each item purchased can only be discounted by one coupon, applied by cashier in order received and prior to tax. Coupon not valid if purchased or sold and must be surrendered. No cash/credit back. Not valid on prior purchases or purchases made with Staples Procurement Cards or Convenience Cards.9. Discount applies to Tuff Hanging File Folder, Letter Size, 15/pack only, assorted colors. Limit one per customer. While supplies last. Each item purchased can only be discounted by one coupon, applied by cashier in order received and prior to tax. Coupon not valid if purchased or sold and must be surrendered. No cash/credit back. Not valid on prior purchases or purchases made with Staples Procurement Cards or Convenience Cards.

Walgreens: Olympus Tough 14 Megapixels TG310 Digital Camera (many colors available) - $105 shipped + tax

Walgreens: Olympus Tough 14 Megapixels TG310 Digital Camera (many colors available) - $105 shipped + tax
Walgreens.com has the Olympus Tough 14 Megapixels TG310 Digital Camera for $100.Shipping is $5.http://www.walgreens.com/search/results.jsp?Ntt=tg310&x=28&y= thanks gabe23111

Invention with exclusive licensing agreement contract and how to get out of it? Bad faith / Unconscionable

Many years ago, a friend of mine invented a great product (new tool). Within the last few years, he finally got it patented. I wished him luck, and was excited to hear more about it. Almost two years later, I ask him where it is and why it's not off the ground, and that I'd be interested in bring it to market. Before I came into the picture, his son was trying to make it happen. He told his Dad (inventor) that he needed him to sign this contract and if he couldn't get it going in 1 year, it would expire. His son googled an "exclusive licensing contract" and then edited it to fit his needs. He's no lawyer, and I think he screwed it up pretty badly, and now we're trying to get out of it before trying to go forward with the business.I managed to reverse-search the contract he signed to find the original, unedited version. I then compared the changes his son had made, and it very clearly shows his intent.The inventor had NO idea what he was signing, and he's essentially a southern farmer with a hobby for inventing. He has no sense of business, and is very trusting.I have attached three files:

OriginalUnedited_Contract.pdf - Contract found on the internet, also located HERE
ExclusiveContract_WithFormatting.pdf - I typed all of the son's editing changes and turned "Track Changes" on.
ScamContractWithNotes.pdf - This is the contract that he signed, with my notes in the margin. I edited out personal info
I think the contract is completely bogus and made in bad faith. He has a line in there to trick inventor into thinking he gets 25% royalties, but then he says inventor must pay son 25% back on another line.The son has done very minor work towards bringing this to market. He made a promotional video and has contacted various manufacturers with no success. He than gave up for a while until I came into the picture, and now he's interested in it again.There is one thing I worry about. During the patenting process, the inventor was paying the lawyer as he could. Total patent cost was around $8k. At one point, the inventor owed $4k, and the son paid the lawyer on his own. When the inventor asked him why he paid it, his son said, "Because God told me to." That patent is entirely in the inventor's name. I'd just hate to give the son the ability to sue because he paid some of the patent without being asked.Thoughts?? (Had to do PDFs, FW doesn't allow word docs) NOTE: My notes in the margin are just the highlighted pieces I thought important. There are quite a bit of changes that can be seen in the formatting document. I also plan to sit with a lawyer at some point. I was hoping to get some good info before hand.Edit: this is potentially a $2 million+/year idea conservatively.

Invention with exclusive licensing agreement contract and how to get out of it? Bad faith.

Bertuccis Fall 30th Birthday Specials--launching several classic dishes under-$10 beginning10/4-10/8

From the website...We're celebrating our 30th birthday by bringing back some of your favorite authentic dishes from the last three decades.

They are launching many dishes this week. Classic menu items are under $10, Classic entree specials cost more (all prices end in 81 cents). Some specials are already availableall specials will be available by 10/9.For choices and availability:

http://www.bertuccis.com/menu/30th-birthday-specials.html

BOGO Kid's DVD/Blu sale at DeepDiscount (Barney, Thomas, Angelina Ballerina, more...most start around $11)

Not nearly as great as some of the past kid's BOGO sales I have seen at DeepDiscount, but this is the first one I can recall in quite some time.A word of warning, once on their email list, you may never get off, no matter how many times you unsubscribe.Use coupon code KIDSBOGO at checkout. Link to selection

Sony HDR-CX160 Handycam $379 Shipped, Sony Cyber-Shot DSC-HX9V Digital Camera $279 iGo Pocket Projector $129 at Buydig

1 Posted By: FatWallette
Views: 313 Replies: 0

Having already served millions of customers online, buydig.com continues to expand its product offering with everyday low prices and award winning 5 star customer support. Buydig.com is an authorized online reseller for Canon, Nikon, Olympus, Samsung, LG, Toshiba, Garmin, Sandisk, HP, Kodak, Cuisinart, Western Digital and many more industry leading manufacturers. Buydig offers free shipping on thousands of Digital Cameras, SLR lenses and accessories, Camcorders, Home Theater Components including the latest 3D TVs, LCD, LED and Plasma HDTVs, DVD and blu ray players, GPS Navigators, Printers, Laptop computers and more. 2.0% Cash Back Available!

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Sony Cyber-shot DSC-HX9V 16.2 MP Exmor R CMOS Digital Camera - $279 Shipped

Extra $30 off iGo Pico Multi Media Pocket Projector - $129 w/ Free Shipping use coupon PRESENTATION30

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2.0% FatWallet Cash Back Available!
Gift Card Details: Cash Back not valid on gift card purchases or redemptions.

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How many AMEX can I get without inviting AA?

Currently have four with ~$100K in credit available. Got the Costco card for Costco; others because of signup bonii.Want to apply for the Plat card to get the 50K signup and to use for airport lounges, but don't want AMEX to hassle me. Won't have any problem qualifying (besides the potential problem with the number of AMEXes), FWIW.Thoughts on how much is too much?PS. I am a previous Plat card holder from ~7 years ago, if anyone thinks that matters.

King's Bounty: Platinum Edition (The Legend & Armored Princess & Crossworlds) download edition $4.99 - Amazon.com

Includes King's Bounty: The Legend, King's Bounty: Armored Princess and its expansion King's Bounty: Crossworldshttp://www.amazon.com/Kings-Bounty-Platinum-Princess-Crossworlds...King's Bounty: The LegendKings Bounty: The Legend is an adventure game with tactical turn-based battles and role-playing elements. In a fairy tale fantasy world of fearless knights, evil mages, wise kings and beautiful princesses the player controls a hero. Leading their character through the game world, exploring it, commanding armies in battle and accomplishing various quests can mean great reward or huge defeats.Gameplay is divided into two major sections: adventure mode and battle mode. While playing in adventure mode the gamer controls their character in real-time. With several classes available at the start of a new game, the player moves through the adventure map seeking various treasures, fighting monsters and accomplishing quests tasked to him by the local stewards. Once in battle mode the gamer assumes the role of a war chief, leading his troops in tactical turn-based combat. Battles take place on land or sea, in dungeons or castles or even in some items! The hero himself doesn't participate in the combat, but can assist his troops by casting spells or summoning different creatures. Classic real-time (adventure) meets turn-based (battles) gameplay
Rich fantasy setting, storyline with a lot of twists and an unexpected ending
Three types of characters to choose from Warrior, Paladin and Mage. Each of them with unique characteristics and abilities
Huge game world with dozens locations and battlefields - both on the surface and in the dungeons
The game world isn't static - enemies don't just sit and wait for the hero to arrive, they pursue their own aims and try to get into the player's wayKing's Bounty: Armored PrincessKing's Bounty: Armored Princess is a sequel to the critically acclaimed King's Bounty: The Legend. Players will take on the role of Princess Amelie who travels around the world of Teana and searches for the renowned knight, and her mentor, Bill Gilbert. This new world of King's Bounty: Armored Princess is full of mysteries and dangers. The new character, the Princess, will encounter horrible creatures, huge monstrous bosses and a new race, the bloodthirsty Lizards. As in the multi-award winning game on which this sequel is based, the player has many options to resist these new enemies. Various new skills and characteristics of Amelie as well as her chance to fly will help her overcome the hordes attacking the kingdom.The Princess is accompanied by a Pet Dragon, at the very beginning small and amusing, but its abilities develop steadily until it becomes an incredible ally. He will do his best to protect the Princess during the battles, starting with easy blows and treasure hunting and finishing with battle rage and volcano summoning. A new female character to play Princess Amelie
Pet Dragon which becomes more powerful as the player does
New Lizard race
Brand new spells and new Adventure Magic spell for game map
New unique bosses: Driller, Gremlion, Archdemon Baal and many othersKing's Bounty: CrossworldsNew campaign - Arena Champion
Mercenary Arthur is hired by some Lew Clissan, and finds himself in the Litan world. According to his contract he has to fight against dreadful creatures at the Arena of the Thousand Emperors to become a champion. battles with bosses in the gladiator tournament;
unique enemy mercenary heroes;
8 different guilds with specific relations;
11 companions.New campaign - Defender of Crown
Having returned from Teana, Princess Amelie has to pass her final exam on the path to the honorable title of the Defender of the Crown of Darion! She will be confronted by challenges, where it's not rude force that helps, but thoughtful tactics, since every new battle is a real enigma. battles at unique tactic arenas;
random selection of enemies and allies in each new game. Orc Path, large-scale expansion of the game world The Orcs set forth on a warpath, and hordes of green-skin warriors are prowling about the entire Teana seeking the Ancient Orc God, but not all chieftains are willing to see the almighty Agro God back on the throne, and they are asking humans to help... 9 creatures;
35 items, new item sets and assembled artifacts;
50 new abilities and skills for the creatures;
13 new spells;
mysterious Sage's Tower, a puzzle of mage, who learnt immortality;
chain of Military Academies allowing to upgrade creatures;
new quests;
Adrenalin, a unique ability of the Orcs;
and so much more...

Giveaway of the Day - Advanced Registry Doctor Pro 9.4

http://www.giveawayoftheday.com/advanced-registry-doctor/October 3, 2011
Advanced Registry Doctor Pro is capable of scanning, diagnosing and curing multiple registry problems, which averts possible malfunctions and crashes, and significantly improves the speed of computer loading and performance. In addition, the program comes with a set of advanced options, like registry defragmenting, built-in scheduler, backup and restore feature, history log and many other perks a registry toolkit, for example.

Kienzle 1822 V83091342420 Made in Germany Men's Watch $209 Shipped!

TODAY ONLY at:LINKThis is the BEST price you could get for this German Made men's watch. MSRP $1675. Sapphire Crystal, and a lot more...

HP 8500 printer blowout 8500a 25$ after trade in BEFORE COUPONS wmmv

HelloI know that we have seen many of these deals, but this is the best price i have seen on both the 8500a and the 8500 premiumboth OfficeMax and Office Depot have the 8500a wireless for 149.99they both have a 50 dollar trade intaking the price down to 99.99HP also has a 75.00 trade in for a non HP printerhttp://www.hp.com/united-states/tradein/promo/laserjet3/index_cf...So the purchase of the printer, with both a trade in at the store, and then a trade in with HP will net the printer at 25 bucks plus the tax on 100Throw in any number of coupons. I will use the 30 off 150 that OfficeMax sends me every month to make a buck or so on the deal.
I did not list the specific coupons, as i want to pull out what is left of my hair every time I see the 25 off 75 deals.in my opinion, to ensure the 2nd trade in flys, present the reciept to HP that there is not a trade in.
Do this by either ordering it online, and doing the trade in at the store, or
buying the printer, copying the reciept, and then do the trade in at the store.wads

Free Museum Admission - San Francisco Only - 10/15: New museum opening; 10/16: Yerba Buena Family Day

FIVE YEARS ON FATWALLET!Most San Francisco residents know that many museums in the City by the Bay offer one free admission day every month, usually at the beginning of the month. Since I haven't found any post about this, I thought I would post. Tourists should find this list helpful too!This list will be updated periodically to reflect the latest dates and details. Click on each site for hours. Free days, based on a check of museums' Web sites, are accurate as of 4/30/11.BANK OF AMERICA MUSEUMS ON US Free admission every first full weekend (Saturday and Sunday) of each month until December 2011 at participating museums nationwide with your Bank of America card and photo ID. Check out the BofA program Web site here for details. For participating San Francisco museums, please see below.CHECK OUT SAN FRANCISCO FAMILY PASS PROGRAM - Use the family pass to enjoy free admission to many of the San Francisco museums and attractions.SPECIAL ONE-TIME FREE MUSEUM DAYS>> Added on 10/2/11 - Friday, October 7, 2011 to Friday, November 11, 2011, Regular Open Hours - California Academy of Sciences Presents: We Salute the US Armed Forces - The Academy is pleased to offer free daytime admission to active-duty and veteran military personnel, in honor of their service to our communities and country. To participate, individuals must show a valid military ID at the ticket window. All accompanying family and friends of the military member can receive a 15% discount on their General Admission tickets. Check here for more details.>> Added on 9/22/11 - Saturday, October 15, 2011, 3-5pm - International Art Museum of America Grand Opening - Check here for more details. The International Art Museum of America (IAMA) is a public benefit, non-profit, permanent art museum open to the public, located at 1025 Market Street, near 7th Street in the downtown San Francisco Central Market Street area.>> Added on 9/22/11 - Sunday, October 16, 2011, 11am-4pm - Yerba Buena Family Day - Check here for more details. Four fun museums (Children's Creativity Museum fka Zeum, Contemporary Jewish Museum, Museum of the African Diaspora, San Francisco Museum of Modern Art - SF MOMA), two lively stages, all for free! Click here for the event map.REGULARLY SCHEDULED FREE MUSEUM DAYSEvery Day
Cable Car Museum (always free)
Golden Gate Fortune Cookie Factory (always free) - Not a museum, but tourists should find this very interesting if they happen to be in Chinatown.
Musee Mechanique - Mechanical Museum (always free) - Used to be at Cliff House.
San Francisco Botanical Garden (always free for SF residents with proof of residency) - Fee for non-San Francisco residents starting 8/1/10, click on link for exact details.
Added 6/11/11 - TCHO Chocolate Factory Tour (always free) - Not a museum, but it gives tours daily at 10:30am and 2pm. TCHO is the only chocolate manufacturer in SF. Reservations required.Every Monday, Wednesday, Friday - 9am to 10am
Japanese Tea Garden - [unofficial Web site] thanks FatWallet member texascountrymama for the unofficial linkEvery Monday through Friday
Wells Fargo Museum (always free)Every Tuesday through Saturday
Randall Museum (always free)
San Francisco Museum of Craft+Design (always free, donation requested - check with museum first as it does not a permanent location at present)Every Tuesday through Sunday
Museo ItaloAmericano - Italian American Museum (always free)
San Francisco Railway Museum (always free)First Tuesday of Each Month - Next One: Tuesday, 10/4
Cartoon Art Museum
Conservatory of Flowers
de Young Museum
Legion of Honor
San Francisco Museum of Modern Art - SF MOMA - Active U.S. military members (with valid military ID. Includes active U.S. Coast Guard and activated National Guard or Reservists) are always free.
SF Camerawork
Yerba Buena Center for the Arts Galleries

First Wednesday of Each Month - Next One: Wednesday, 10/5
Exploratorium
GLBT History Museum - Added 4/30/11
San Francisco Zoo - Free for SF residents only. Proof of residency required.Third Wednesday of Each Month - Next One: Wednesday, 10/19
California Academy of Sciences - Click here for the 2011 California Academy of Sciences Neighborhood Free Days Calendar for San Francisco residents.Every Thursday through Sunday
San Francisco Fire Museum (always free)First Thursday of Each Month - Next One: Thursday, 10/6
Chinese Historical Society of AmericaEvery Friday
Federal Reserve Bank (always free) - 12noon Every First Full Weekend - Saturday and Sunday of Each Month until December 2011* - Next One: 10/1 and 10/2
*with Bank of America card and photo ID only - check BofA's Museums on Us Web site for more details
Contemporary Jewish Museum - does not have a monthly free day outside of this program
de Young Museum
Legion of Honor
Museum of the African Diaspora - does not have a monthly free day outside of this program
Zeum - new for 2011! Does not have a monthly free day outside of this program - Name change to Children's Creativity Museum on October 15, 2011.First Sunday of Each Month - Next One: Sunday, 10/2
Asian Art Museum - Members of the U.S. Armed Forces (with valid I.D.) plus one guest are always free.Please PM me any additions and inaccuracies.

Relatively inexpensive LED replacement lights at Home Depot

Let me start off by saying I am realtively well off but I am frugal. I just paid $120 for 4 BR40 replacement LED light for my office. I replaced 4 CFL lights, and I couldn't be happier. I no longer have to wait several min. for my room to achieve full brightness. I have been wanting to purchse some LED lights, but they have always been in the $50 range and I just couldn't bite the bullet. Here is what I did, please let me know if you think this is a good deal.I printed 2 $10 off $50 purchase coupons for Lowes, Home Depot takes them, atleast mine does. I think that is standard for Home Depot.
Home Depot has the Ecosmart 16 watt BR40 LED replacement bulbs on sale for $34. (They have many other sizes at similar prices)
I bought 2 bulbs at a time for $68, and got the 2 for $58 plus tax.This is the absolute cheapest I have seen LED replacement bulbs go for. Please let me know if you have a better idea or a way to get them cheaper. I could have bought 1 bulb at a time and added something else I needed, but I had nothing I needed right now. This would have gotten my per bulb price down, but not my total money spent.Remember, I know LED bulbs are really really expensive. I think they offer a good long term value. CFL bulbs just piss me off and I could not stand it anymore. Sometimes you have to spend money to get what you want, this is unfortunately one of those times for me. I have 100+ more flood lights in my house, I hope LED prices come down much more in the future. I have no idea why they are so expensive, but I waited long enough. Thanks in advance for your help.

HP 8500 printer blowout 8500a 25$ after trade in BEFORE COUPONS

Craftsman 3 Piece Aluminum Nozzle Set $6.74 To $7.49 Reg Price: $12.99 Store Pick Up ( lifetime warranty ) @ Sears

Right on the Front Of The Pack , Forever Full Warranty
On The Back Of The Pack, Craftsman Full Warranty.http://www.sears.com/shc/s/p_10153_12605_07140130000PI have had mine outside for 3 years with no problem.
I have never keep it connected to my Craftsman hose .
But if there is ever a problem, with a Lifetime Warranty I will take them both back to Sears and get a new hose and a new nozzle set for free and I dont need a receipt..... Product Description
Craftsman 3 Piece Aluminum Nozzle Set $6.74 To $7.49 Reg Price: $12.99 Store Pick Up ( lifetime warranty ) @ Sears
Soft dial turret guard.High- impact metal construction
Spray adjust from fine mist to heavy stream
Comfort gripProduct Overview:
Individual, Kit or Set: Set
Item Weight (lbs.): 1.4 lbs.
Nozzle Type: Pistol
Number Included: 3
Materials & Finishes:
Material Type: AluminumI got this from wikipedia but I find this to be true.Warranty Craftsman hand tools have an unlimited lifetime warranty. This lifetime warranty program was instituted by Sears when they began selling the Craftsman line in 1927. This warranty program requires no receipt or dated proof of purchase. If the owner takes the item into a local retail store, it may be replaced or repaired free of charge. In some cases, such as ratchets, the customer may be offered a repair kit with which to repair the item.The full text of the warranty is as follows:If for any reason your Craftsman hand tool ever fails to provide complete satisfaction, return it to any Sears store or other Craftsman outlet in the United States for free repair or replacement. This warranty gives you specific legal rights and you may also have other rights which vary from state to state.
The hand tool lifetime warranty is also in effect on many Craftsman non-powered lawn and garden products including rakes, shovels, clippers, brooms, trowels, pruners, hoses, sprinklers, hose nozzles, and other small gardening hand tools. The lifetime warranty does not include precision hand tools, such as calipers , tape measures and torque wrenches, with the exception of beam-style torque wrenches.Power tools have a one-year warranty.After the merger, Kmart began selling Craftsman products and honoring the hand tool lifetime warranty.

Craftsman Garden Spade w/Fiberglass Handle ( unlimited lifetime warranty ) $16 Store Pick Up @ Sears

Product Description
This Craftsman garden spade has an industrial strength fiberglass handle for aded durability and leverage. It has a large power collar for stronger head to handle connection. It is best used for creating defined landscape bordersin hard, rocky soil.http://www.sears.com/shc/s/p_10153_12605_07183503000PI got this from wikipedia but I find this to be true.Warranty Craftsman hand tools have an unlimited lifetime warranty. This lifetime warranty program was instituted by Sears when they began selling the Craftsman line in 1927. This warranty program requires no receipt or dated proof of purchase. If the owner takes the item into a local retail store, it may be replaced or repaired free of charge. In some cases, such as ratchets, the customer may be offered a repair kit with which to repair the item.The full text of the warranty is as follows:If for any reason your Craftsman hand tool ever fails to provide complete satisfaction, return it to any Sears store or other Craftsman outlet in the United States for free repair or replacement. This warranty gives you specific legal rights and you may also have other rights which vary from state to state.
The hand tool lifetime warranty is also in effect on many Craftsman non-powered lawn and garden products including rakes, shovels, clippers, brooms, trowels, pruners, hoses, sprinklers, hose nozzles, and other small gardening hand tools. The lifetime warranty does not include precision hand tools, such as calipers , tape measures and torque wrenches, with the exception of beam-style torque wrenches.Power tools have a one-year warranty.After the merger, Kmart began selling Craftsman products and honoring the hand tool lifetime warranty.

I Need Some "Green Shoots" Words Of Encouragement

I've done my best to try to keep my spirits up and downplay some of the economic data I've seen here in the US and around the world, but my ability to look on the bright side, downplay, and sometimes ignore some of this negative data has meet its end. I now need some others to find for me the good economic news that I've overlooking.
This is what I've been able to avoid dealing with until now:
1) The United States economic position is extremely weak. Average household balance sheets are in the toilet. Defaults are on the rise. Persistent unemployment is not only causing many people's balance sheets to get worse, but is also worsening the fiscal situation of the United States. Furthermore, even if we do get out of this mess we get hit with almost immediate headline inflation because of the leveraging out the huge bank reserves at Fed(MB).2) Greece is going to default. Its no longer a question of "If" its going to happen, but "when" its going to happen. Right now Europe is just delaying the inevitable while hoping that a miracle will happen to prop up Europe from taking a crushing blow when that day happens. A miracle that is pretty much guaranteed to not happen.3) No matter what measures are being taken in the rest of the PIIGS bond and CDS pressure is continuing to mount meaning that a default in Greece isn't going to be able to stop a cascade of events to the other countries. The European bailout fund will never have the resources to prop up a country like Italy. Its just too big.4) Even non PIIGS are no longer immune. This last scare over the last few weeks have even driven up French vs. German CDS spreads to historically high levels. The market is sending the signal that once its starts spreading even a stronger country like France will feel the brunt of it.5) This is also outside of the fact that as this happens almost every bank in Europe with large exposure to Greek, Portuguese, Spanish, Irish, or Italian sovereign debt(which is most banks in Europe) will either have to be bailed out or let fail further straining the European system and their government balance sheets.6) This whole situation could easily spread to another high government debt to GDP country, Japan. With the country sitting at well over 200% debt to GDP all it takes is a rise of 100 basis pts and debt service to the country outstrips revenue forcing a default. Many may argue that Japan has held up for sometime in this seemingly tenuous position, but it doesn't change the fact that one day Japan will be hit hard for the position its put itself in. And if sovereign debt risk becomes scary enough to investors its perfectly reasonable to assume that day of reckoning could come if things get bad enough in Europe.7) The world is waiting for someone out there to become the consumers of all their production. As each country tries to devalue to make their production more attractive to somewhere else in the world, other countries follow suit. Going into this crisis the US accounted for over 1/3 of the worlds consumption. North America and Europe combined accounted for well over 60% of the worlds consumption. If American consumers balance sheets are still in dire straights and Europe is pulling back, who in the world is going to step up and buy??
Okay, now for a while I was willing to paper over all of that. I also sounded the alarms about China a little less than a year ago. The Chinese property and manufacturing market is in a bubble I don't think the world has ever seen before. Huge vacant cities that continue to be built on. Massive over production in its manufacturing sector. Both of which only very recently have started to halt, and now we are looking at a free fall in China.Just look at this footage from back in March
China's Property BubbleAnd up until very recently building was still continuing at high pace. In recent weeks a bunch of China's property developers have had their bonds trading at 70 cents on the dollar and falling in anticipation of massive defaults in the property sector. What has happened over the last year or so in China has grown increasingly scary. First they were prime borrowers from the state run banks. Then they were subprime borrowers. After being cut off from the state owned banks they floated billions of dollars in bonds to the international markets. That is now closed off. Then they went to China's trust banks paying interest between 35% and 90% a year to stay afloat. Since that spigot was turned off they've gone to underground banks with a minimum interest of 10% a month. CEO's are fleeing the country and their companies because they are on the verge of default. And since sales are slowing fast many of these developers will be forced into fire sales to try to meet their debt payments.Furthermore, Brazil, Australia, and much of the developing world is dependent upon the "China bid" to maintain its high production of commodities then they are in a very weak spot when this mess comes to a head.But what put the nail in the coffin for me was when I recently found out that estimates of China's *implicit* government debt is now approximately 200% of GDP. Now its important to note the word implicit. China has next to 0% debt on its government books. But its state owned enterprises and provincial governments have huge untold amounts of debt that have been up until now believed to have been backed by the Chinese government. Think about how Dubai World related to Dubai the Emirate and you have the right idea. So that means the Chinese government is powerless to stop what is about to hit its shores.And that got me thinking, if Japan is at over 200% of GDP in debt, Europe is at about 140% of GDP in debt, the US is at about 110% of GDP in debt(with extremely high growth in liabilities) and China now has 200% of GDP in implicit debt than who in God's name is left that isn't indebted up to their eyeballs?
I'm sorry guys for posting such a downer post, but right now I'm hoping somebody out there has some good news I'm overlooking because I need it. I've always prided myself on being an optimist and more easily a bull than a bear, but I'm really struggling here and I need some help from the Fatwallet community.

HP TouchPad Free App - Splashtop Remote Desktop HD - FREE with Promo Code

For those that missed out last night, its available again.
Code:
US: gjhia60774xmkszGermany: eynwj56018hhrjuUK: ehshy95442sfusiFrance: kpdvn01559acqwc

Rage or Dark Souls Xbox Ps3 $20 coupon plus more Kmart

They are quickly becoming a good place to pick up New releasesKmart Gamer said: Kmart will be doling out a $20 gaming coupon for Shop Your Way Reward Members for each of the following new releases that come out 10/4.
3603DSPS3Save Game #10from League of One - September 29th 2011
Save Game is growing up so fast..tear.

Alright, its time to usher in October with some big games and big deals. All of the below offers are valid from 10/2 10/8. Kmart will be doling out a $20 gaming coupon for Shop Your Way Reward Members for each of the following new releases that come out 10/4.

Rage (Potential sleeper for GOTY?)
NBA 2k12
Dark Souls (IGN.com is doing a great 24-Hour Live Stream on it, check it out!)
Spider-Man: Edge of Time

All for the PS3 and Xbox 360 versions (All are $59.99). The coupons will be redeemable from 10/9/11 11/19/11

The following promotions are in the print circular so are only valid in circular stores

Buy Starfox 64 for 3DS and get any other 3DS game 50% off (even Tetris Axis coming out 10/2).

Save $15 on the following titles. Each are on sale for $44.99. Deus Ex: Human Revolution, Warhammer 40k: Space Marine, NCAA Football 2012, and NHL 12.

Save $10 and get Crysis 2 for $29.99

My personal favorite deal of the week is buy the new Sony wireless stereo headset with 7.1 surround sound ($99.99 price) and get God of War: Origins Collections FREE ($39.99 value).

We also are running small PSP sale where if you buy a PSP 3000 you can get a featured $9.99 PSP game free. The games are Twisted Metal: Head On, Medal of Honor: Heroes, Castlevania: Dracula X Chronicles, Need for Speed: Most Wanted, and the Killzone Liberation/Syphon Filter: Logans Shadow dual pack (wow, Ive never used so many colons in a sentence).

You must sign up for a rewards card you can do so here.Ripped from Kmart Gamer.

citi cards reconsideration numbers

I applied for a citi card, and was declined, due to "too many credit inquiries are recorded on your credit report".In fact there are only 4 in the past 6 months. I searched and found a back door number of 800-201-4523 and it did not work I am not sure this is the best number to call, or any other ways to get reconsidered? I know the chase magic number really works. Citi is very hard.

What to pay a fired landscape company?

I have another question for the FWF forum. I'll give a bit of a background. We hired a landscaping company in July to do the lawn due to me having too many long work trips and my wife being pregnant and unable to do it in my absense. They provided service in July, August and part of September. No contract or agreement was signed by either party. The agreed upon price was $250 a month and the month they trimmed our big palms (August) it was $120 extra. The company continually failed to do what the owner said they would do (upon our inital meeting and two additional meetings we had with him) and we continued to try to work with them to get these items taken care of. After many futile attempts we had to terminate our service with them. In the last phone call we told them we did not feel comfortable paying for the final partial month of service (4 of 5 weeks) due to the continued neglect and that if we a new landscape company most would charge us a one-time upfront cleanup fee becuase the weekly items that are susposed to be done were not. In our last contact with the company we told them to send us a pro-rated bill for September for the work they feel was actually done. In their answer back they said, "However, this will be the last email from us. The bill however remains the same, $250.000 for service and $120.00 for the palm trimming (Total $370.00). The monthly amount will not hange just because we did the 4 out of 5 weeks. We do not increase your bill if there are 5 weeks in a month."Among other things, what the company fails to realize is that we already paid for the palm trees. Should we just wait for a final bill? Should we continue to try to work with a company that won't budge? Thanks for the advise.

UltimatumGames CD Keys - Great Deals For Battlefield 3/MW3/ Deus Ex:HR - Almost 50% off Steam/Origin price (PC Games)

Hi Everyone,
Thought i'd share this great site i've found,
Got Deus Ex: HR, Dead Island and also pre-ordered Battlefield 3 from them.
Found their service to be quick and helpful.UltimatumGamesYou can also get a 5% off discount if you like them on facebook.
At first i was unsure about them, but after seeing how many fans they've got on facebook (1,749) and all the great reviews on trustpilot
I went ahead and ordered, got my key delivered to my email within 30 minutes.Some good deals i found -
Battlefield 3 for $26.59
Call Of Duty MW3 for $47.99
Deus Ex: HR for $28.89
Fifa 2012 for $28.89
Red Orchestra 2: Heroes of Stalingrad for $24.69Hope this saves someone a few bucks

Tips for New Grads looking to Enter Workforce

Do the older, seasoned FWFers have any tips and advice for those fresh out of college or grad school looking to make an honest living?There are two important things that need to be done by a person in that situation:1. Finding a good job (decent pay, good work-life balance, reduced likelihood of burnout)2. Keeping that good job (not being layed off, fired, being replaced by technology, losing govt job due to budget cuts)
A lot of employers are simply not hiring much, and a lot who are hiring seem to be offering a lot of temp and contractor jobs
instead of full time jobs with benefits. Any advice on getting a full time job with benefits or are young people supposed to make
do with what's offered and wait a few years to get a better job? (this is for people with either a college or master's degree in
a variety of field, no one specific major necessarily) How can you stand out from the rest? So many people are applying, it's going to be
tough to be picked out of 200 or 500 applicants. What do employers seek the most? Confidence, good degrees, language skills? If the person is fortunate enough to find a good job that pays well, how can he or she increase the chances of keeping that job?
I've also read that you should rent instead of buying a house, and that if you buy a house you should only do so if you know you're
going to live there at least 5 years. I think that makes sense, it wouldn't be wise to buy a house and then have to move out just 2 or
3 years later. But how can you really control that? The company might send you to a different location in another city, or simply layoff
a lot of people. I've also seen well qualified, senior level employees who move around a lot, switching positions and locations
every 3 or 4 years. It seems the job market is very fluid and a lot of people are not sticking to one job or location for too long.
Finally, how realistic is it to start your own business and be your own employer, like having a home business?
Or else working for someone else but doing a lot of "telecommuting" where you do 90 percent of your work at home on the computer
and do a lot of phone calling and teleconferences? I think jobs that can be done in your pajamas in a comfy home office or at the beach
via internet and phone have a lot of appeal, but are rare to find. I know a few people who are able to do that, but not many. They still
work long hours and have to be on the ball, but at least they can do so from a mountain resort, living room, home office, instead of a little cubicle or hectic office
wearing a necktie and suit jacket. The work might be intense but the environment would be calm and relaxing.I do think that the age of Twitter, Facebook, LinkedIn, eBay, smartphones, telecommuting has brought in new employment styles and opportunities,
but how likely is it for someone to make a consistent monthly income from that? You can network much more easily and
reach potential clients or employers much more easily in the digital age, but how can you translate that into a consistent,
well paid job or business?I hope this starts a good discussion on a very important topic. All human beings need food, lodging, decent health care,
clothes, and a way to advance in life. For those of use who don't have a trust fund or an uncle who's chairman of the board, we're going to have to find a decent job to survive. I'm also looking forward to reading the 2011 edition of the yearly Career Thoughts and Compensation Thread Good info there as well.

Targus Bluetooth keyboard / Truss case for iPad or HP Touchpad: $30(+tax?) FS MacMall

MacMall has a Targus bundle, Truss case for iPad1 plus a Bluetooth keyboard (optimized for iPads1/2).Price seems decent $30 with free shipping, but tax for many states. Next cheapest (CDW and Provantage) are at least $10 more, and this bundle is $60+ from many online sources.These items get good reviews at Amazon. And although both are targeted for Apple iPads, are suitable for the HP Touchpad. Thus this may be a cheapie alternative to the genuine HP Touchpad case and wireless keyboard.Note that the Truss case specific for the HP TP can be had for around $20-25 from many sources (check Amazon or eBay). A discussion of the Truss case and mods of the iPad version for the HP TP (mainly cutouts for the Touchpad's stereo speakers along the molded channel at the spine-facing edge) can be accessed from PreCentral.net.The Targus keyboard will lack some of the dedicated buttons for accessing Touchpad functions, but should be okay for text entry (except for complaints about the location of the backspace key) and can be used for other BT devices as well.

CRA from online purchase habits - mistaken identity problem

Hello,I really feel this is a Finance issue since CRA topics have been kept here. I need some help on a situation and what I can do about it (if any).Situation:
-Made an online purchase, transaction was denied online saying problem with payment. Checked with card company, transactions are approved and are showing in pending area. No issue there.
-Thought maybe a problem with their credit card gateway. Found a number for a department that does order reviews at merchant. They took awhile, but then admitted that while the card auth was fine, they used another third-party database with demographics (maybe name/address/email/other stuff?) and that database said that the purchaser had a high fraud probability. This might be considered similar to a database of return purchases overuse in retail stores as known.
-Made the purchase using a different email address/new account effectively (but all other info the same), order went through fine. Merchant using database is AdvanceAutoParts.com (was my first time getting such an experience using this specific email address).I am pretty confident that it was a particular email address that triggered it that I used during the rejected times, but it was likely used by someone out there who thought it was a good 'fake' email address and did bad things with the merchant who reported it. Not an issue of normal identity theft in this case. If it helps, this particular email address is also banned from PayPal and Facebook (not through any actions of my own), but these actions I have found are not reversible with PayPal nor Facebook (they do not care). They also do not allow anyway to entirely 'delete' false accounts. It is because these sites do not (or did not in the past) verify email addresses used for accounts created and allowed these accounts to continue to be used without any good confirmation of the email address used. Many sites still do this unauthenticated email account stuff, but it is a very bad practice.Here are the questions:-Anyone out there know who is running this particular database (merchant would not disclose and said beside the fact you would have to identify which merchant is reporting the negative and get them to remove it anyway)? Companies that have created this sort of collaborative should not be hard to find. It is going to be hard for me to remove the falsely framed email address (if even possible).Obviously, recommended tips would be to use a different email address (using the varient features available from many email providers). Point noted.However, the CRA aspect was interesting. Not surprising, but I wish it was more transparent (translated: could dispute the issue). This is no different than what happens in real life with credit reports/insurance reports/etc.I could not find another thread about online flagging in this type of situation, and maybe the fact I still have an active account on an email address that someone might think is a 'fake' is not that often, but interesting nonetheless.Thanks,
Rasheed

TV Series on DVD: ER Season 1-12 $16, Waltons Season 1-9 $16, Adventures of Superman Season 1-6 $12, $5 flat ship

http://www.wbshop.com/TV-on-DVD-Blow-out-Sale---Complete-Series-...
TV Series on DVD: ER Season 1-12 $16, Waltons Season 1-9 $16, Adventures of Superman Season 1-6 $12, Fresh Prince of Bel-Air Season 1-4 $12, Dukes of Hazzard Season 1-7 $12 & More
WBShop has several TV Series on DVD on sale. Shipping is flat rate $5. Thanks safari Notable DealsER Seasons 1-12 $16
Waltons Seasons 1-9 and the Movie Collection $16
Dukes of Hazzard Seasons 1-7 $12
The Fresh Prince of Bel-Air: Season 1-4 $12
Adventures of Superman Seasons 1-6 $12Many more

up to 50% (or BOGO) many 3M/Scotch Items AC at OFFICE DEPOT (B&M or .com) to 10/8 (some MIR's apply to post its/labels)

http://officedepot.shoplocal.com/officedepot/default.aspx?action...
deals end 10-8

New Federal Tax Plan Idea - What are you thoughts?

I'm really tired of all the loopholes available for people to avoid paying taxes. We all use the resources provided from the federal government, we should all have to pay for them, right?Am I crazy? Here's my plan.5% Flat Tax - Everyone pays 5% of their gross income to taxes no matter how much or how little you make.
Deductions:
Having Dependent Children - until they are married or 21, whichever happens first ($1000 credit per kid)
Pre-Tax contributions to retirement plans, never to be taxed even when cashed out at age 65.Businesses should not have to pay any federal taxes at all, as a business entity.Here are my reasons.Like I typed earlier, everyone has the same resources available so everyone should be paying for them. Even if you're on welfare or social security, if you're getting a paycheck from somewhere other than you're own savings or retirement you should be paying some taxes back on that money. Sounds a little funny paying the government back on money they're paying you but maybe people won't rely so much on the government if they knew they still had to pay taxes on those dollars.Deductions for having kids because those people are providing the next generation of people who are going to support the economy. Sorry folks but without kids the world will die. I know when I'm old and retired I want some young hot looking thing serving me drinks at my restaurant of choice, not some old fart like myself. Kids = future tax collections.Deductions for contributing to retirement to encourage people to be fiscally responsible and save as much as they can so they are not dependent on the government in any way in their old age. Not to be taxed going in and not to be taxed going out so that everyone has as much as possible when they retire. No fear of having that nest egg shrink considerably when it's time to withdraw. There'd have to be a pre-set age on this, we don't want people thinking they can "retire" at 35 and cash out only to re-enter the workforce at 37 again, rinse and repeat.As far as I'm concerned, it's none of the government's business how much medical expenses I have, if I'm using my land for agricultural use, if I'm driving a "green" vehicle, or anything else that's a current tax exemption to some degree or another.Why on earth should a business pay taxes as an entity just so it's employees can turn around and pay taxes again on that same exact money? This has always baffled me. Whether people get money from their stocks/investments or a paycheck as an employee - it's all taxed again after the business records it's profits. This is really bad business. We should be encouraging businesses - not disabling them by making them pay to operate when all the employees are already paying. If they didn't have to pay so many taxes, maybe they could hire more employees - who would then turn around and pay some taxes.I would love to have a non-mud-slinging discussion about this. Anyone else have thoughts on the matter?

Bank of America $50 Bonus til 1/20/12, BoA's KTC $250 Bonus, $50 Biz 1/31/2012, and BOA credit card $75 Bonus

Bank of America $50 Checking account Bonus until 1/20/2012I saw this Bank of America $50 bonus for opening a checking account. I think u gotta set up direct deposit and use offer code is GROUP50. The deal expires 1/20/2012. Credit goes to the bank bonuses list at HMB. 1) Fill out our easy online application using Offer Code GROUP50.
2) Set up a qualifying Direct Deposit into your new checking account within 60 days of account opening. Learn how to set up Direct Deposit.
3) Receive your $50 bonus, directly deposited to your new checking account, within 120 days once qualifications are met.
T&Cs:Offer expires 1/20/2012. Bank of America may terminate the offer before that date. To receive the offer, you must open a personal checking account through the Bank of America at Work program and set up qualifying direct deposit into your checking account within 60 days. You must use the Offer Code GROUP50 in order to qualify for this offer. Limit one incentive per customer. The new customer must not be a current personal checking customer and the new checking account must remain open until we can verify its eligibility, which generally takes no more than 120 days. The new customer is not eligible for this offer if they were a signer on a Bank of America checking account that was closed within the last three months. All accounts are subject to our normal approval process. Offer does not apply to second or multiple accounts. This offer cannot be combined and is not eligible with other offers. The minimum deposit required to open a new personal checking account and receive this offer are subject to normal opening deposit requirements of the specific account being opened. For example, the minimum opening deposit for a MyAccess Checking account is $25. Account must be in good standing at the time of qualification. We generally direct deposit the incentive into the new Bank of America checking account within 120 days of account opening. If for any reason we are unable to successfully direct deposit the funds, a check will be issued. We may report to the IRS the value of any premium and applicable taxes are the responsibility of the recipient. We offer a variety of interest-bearing and noninterest bearing personal checking accounts. For Tiered Interest personal checking accounts, the minimum balance to open is $100 and the Annual Percentage Yields (APYs) are as follows: less than $10,000, 0.05%; $10,000-$99,999, 0.10% and $100,000 and over, 0.25% as of 2/15/2011. The rate may change after the account is opened or anytime after this date. Fees could reduce the earnings on the account. Please consult a banking center associate, visit bankofamerica.com or see our Personal Schedule of Fees for more information. Reproduction, purchase or sale of this offer is prohibited.

Bank of America $50 Business Referral & $25 Personal Referral Bonus valid until 1/31/2012

This offer expires no later than 1/31/2012. Bank of America may terminate the offer before that date. This offer cannot be combined with any other new customer offer.

Existing Customer (Referrer): We pay the incentive to an existing Customer (referrer) by check after we verify that the new customer they referred opened a qualifying new checking account and also met the other terms of this offer. We generally issue all checks within 90 days of a qualifying account opening. We may report to the IRS the value of any incentive or other premium and any applicable taxes are the responsibility of the recipient.

Bank of America reserves the right to determine in its sole discretion the eligibility of new customers (referees) and existing customers (referrers) for this offer. We reserve the right to disqualify referrals in circumstances where we reasonably believe they were not sent to us in good faith.

New Customer (Referee): To Qualify for the Incentive: You must present this referral form at the time of the account opening and satisfy the terms of the applicable referral program. For Personal Checking accounts you must open a new checking account with a minimum opening deposit of $125 and make a minimum of one debit card purchase during the first 30 days from account opening. For Business checking accounts you must open a new checking account with a minimum opening deposit of $250 and make a minimum of one debit card purchase in the first 30 days from account opening. All accounts are subject to our normal approval process.

No bank of America credit card to apply for the above bonus? Get $75 with a Bank of America Accelerated Cash Rewards Card or Cash Rewards Signature.

Fine print:

* Get a $50 statement credit after qualifying transactions◊. Get an additional $25 statement credit after registering and using your Card at The H0me Dep0t, T.G.I. Friday's or Wal-Martt.◊ * Earn 1.25% Ca$h Back on net retail purchases * No earnings limit * No annual fee

BOA $250 Bonus with Keep the Change Program.

BoA's KTC: said: 1Keep the Change Matching Promotion We match 100% of the amount of your Keep the Change transfers during the first three months after you enroll, and we will match 5% thereafter. The maximum total match is $250 per year. Limited to five checking accounts. Matching funds are paid annually after the anniversary of enrollment on accounts that remain open and enrolled. Savings accounts eligible to receive matching funds include, but are not limited to, Regular Savings, which requires a minimum opening balance of $25 and pays a variable Annual Percentage Yield that was 0.10% as of 01/15/10. Money Market savings accounts are also eligible. Fees could reduce earnings. The promotional matching funds will be reported to the IRS on Form 1099.

BOA $0 Equity Trade for customers with $25,000 or more in all asset across BoA deposit accounts, including checking, savings, and CDs.

BOA page: said: Offer available with an individual or joint Banc of America Investment Services, Inc. (BAI) Self-Directed Brokerage account. If you have a combined total of $25,000 or more in your deposit accounts at Bank of America N.A., BAI waives its commission fee for as many as 30 online equity trades each month. When you make an online equity trade, BAI determines whether you meet the balance requirement to qualify that trade for the commission fee waiver. BAI adds the average collected balances in your checking and savings accounts as of the prior month to the balances in your CD and FDIC-insured IRA accounts as of the prior business day. If this calculation reflects a combined total of less than $25,000, BAI then makes a second calculation to see if the trade qualifies by adding the balances in your checking, savings, CD and FDIC-insured IRA accounts as of the prior business day. Offer applies only to online equity trades, including stock and exchange traded fund (ETF) trades. Standard commission fees apply when the balance requirement is not met, or when you exceed 30 qualifying trades.

newbie needs some info

I am new to couponing. I know how to stack coupons, and to do match ups.What I need to know, and this sounds stupid, do you use your coupons on everyday shopping, or should I wait for the deals? Here in Texas, most of the coupons seem to be for paper goods, cleaning products, and personal care. I cant use 20 tubes of toothpaste. I have alot of coupons, but on most there arent many deals. Please help

Walgreens deals 9/25-10/1 (Many free and moneymaker items AC and ARR)

Walgreens has some good free after register rewards and moneymakers this week.Buy W Maxi Pads 14 ct or Overnight 24ct $2
Pay $2 and get a $2 RR and a $0.50 off coupon
Total: FREE! (You can roll the $.50 coupon, but not the RR, making $.50 on the next purchase. Good item for donation. )Buy 2 Colgate Optic White Toothpaste 4 oz 2/$7.98
RR: $6 wyb 2
Use (2) $1/1 Colgate Optic White Toothpaste coupons
Pay $5.98 and get a $6 RR
Total: 2 for FREE!
or
Use (2) $1.50/1 from 9/11 SS (exp 10/1)
Pay $4.98, get back $6 RR
Total: $1.02 MONEYMAKER!Buy (1) Balance Bar cookie dough or yogurt honey peanut buter -$1.59
RR: $1.59 wyb 1
Use $.55/1 from 9/11 SS (exp 10/23)
Pay $1.04, get back $1.59 RR
Total: $.55 MONEYMAKER!Remington KOS Azor 5Blade Razor System $4.99
RR: $4.99 wyb 1
Pay $4.99, get back $4.99 RR
Total: FREEZarbees Nighttime Cough/Sleep Drink Grap 2.47oz $5.99
RR $5.99 wyb 1
Use $1 off coupon found inside box
Pay $4.99, get back $5.99 RR
Total: $1 MONEYMAKER!Schick Quattro Razor Systems or 4ct cartridges for men or women $8.99
RR: $5 wyb 1
Use $4/1 from 9/25 SS (exp 11/5)
Pay $4.99, get back $5 RR
Total: FREE
or
Use $5/1 printable from coupons.com (now unavailable)
Pay $3.99, get back $5 RR
Total: $1 MONEYMAKER!Bausch and Lomb Renu Sensitive Multipurpose Solution 12oz $6.99
RR: $5 wyb 1
Use $2/1 printable from Renu website (now unavailable)
Pay $4.99, get back $5 RR
Total: FREEMentos Up2U Gum - $.99 w/in ad coupon
Use $1/2 from Walgreens October Coupon Book
Pay $.98 for 2Haribo Candy - $.69 w/in ad coupon
Use $.30/1 printable from coupons.com (now unavailable)
Total: $0.39 eachTheraflu Products - 2/$10
RR: $5 wyb 2
Use (2) $2/1 or $3/2 from 9/25 SS (exp 12/3) or printable
Pay $6, get back $5 RR
Total: $1.00 for 2(Some of this from my shopping experience, most of this courtesy couponingtodisney.com)

Card Info for a College Student

I am a college student and I currently have two cards, the Citi Dividend MC (opened 2/11) and the BankAmericard Visa (opened 8/11).
I chose the Citi card for the 5% CB in the rotating categories and the BankAmericard because of the 3% CB on gas and 2% in supermarkets.
For the Citi card, I am also getting an extra 0.5% CB for everything for 6 months just for asking.
I am looking into the Blue Cash by AMEX for the 3% in supermarkets ( I do a lot of grocery shopping for my parents) and 2% in Dept. Stores to help to maximize my CB and build my credit history but I don't know if 3 cards is too many (or the hard pulls on my credit report will look really bad) or if the benefits are worth it.
My current CreditKarma score is 712
Feedback would be great.
Thanks.

Malwarebytes Anti-Malware Lifetime License $14.95 Expired see update

Lifetime subscription - as low as I've ever seen it. Will be up for less than 24 hours (EXPIRED) see update below
http://www.bitsdujour.com/software/malwarebytes-anti-malware/src...
Apparently it can be transferred to another computer if you buy a new computer
9/28 UPDATE: Above deal has expired - the next best price available is for a 20% discount (19.96 per lic coupon code 5MU-NBU-DFR @ http://www.malwarebytes.org. Same great program - lifetime lic/transferable Also available for $19.00 (DVD) @ Amazon.com (price seems to fluctuate) Purchased myself - registered - no problem. Long time user of malwarebytes (free version). Why did I buy it if I can get it free? Free version is great but you have to manually run it. Paid version automatically runs and stops things before they get on your computer. How many of us remember to do things in a timely manner? This program has been a lifesaver for many people. Computers, like cars need preventative maintenance (cheap insurance). I would recommend it to anyone that they download the free version of malwarebytes and run it whether they go for this deal or not. Just my own opinion, please do your own research.

Great offer to get a Platinum American Express Card

I have been invited to get a Platinum American Express Card many times before, but $450 annual fee stop me.They give me a great offer this time that I cannot say no50K rewards points == ~$400
$200 any airline creditI am paying $175 for my reward gold card, so additional $275 will get me a Platinum card
+ 50K reward points + $200 any airline credit

SPECIAL K CEREAL--Try All The Flavors (6 boxes??)--Like It Or Money Back MIR to 12/31

http://www.specialk.com/fiber/survey/
We added fiber to many Special K cereals because diets high in fiber, combined with exercise, may help with weight management. We guarantee that your favorite Special K cereal tastes the same as it always has, but if you disagree, we'll give you your money back by mail. To obtain your money back guarantee, complete our satisfaction survey.Guarantee requires box top containing "best if used by date" from package, original receipt and a printout of our online Official Order Form. Limit one guarantee per household per flavor. Request must be postmarked by 12/31/11 and received by 1/10/12. Please allow up to 90 days to receive your refund.

Cards for a College Student

Password organizer, Free Download Today Only @ giveawayoftheday

http://www.giveawayoftheday.com/September 28, 2011
With the Password Organizer module you can organize all your passwords and login data, you only have to remember one master password. Additionally, it offers many useful functions concerning modern and secure password management like password generating and much more. Key features:
*.txt and *.sqlite export features prepare your secure data for printing, sending by e-mail or whatever you want
Integrated random password generator helps you if you dont have any idea how to create a new password
Backup and import function to save a diary, contacts or password data to another place or on another computer
and much more!The program is available for $39.99, but it will be free for our visitors as a time-limited offer.

Too many Visas?

So I've read that we should diversify the kinds of cards we have: Visa, Master Card, AMEX, Discover. For better credit exposure and something.... something....
However, I've find my self owning five credit cards and all Visas except one, Master Card.
They are all from major banks and my local fcu. They all seems to only offer visas, even my debit cards. Some odd romance between Visa and them.So my question is: should I care and do something about it? or it doesn't really matter.

Ok who used a credit card and didn't pay their bills?

Any stories here about people who you knew who used a Credit Card, didn't think they had to pay, maxed it out, bought everything they heavenly desired at will and messed up their credit score and no longer can get credit?In my life I know way too many people who did just this. It is sad when people can't control their own finances.

Lexar 128GB Memory Card $174.95, 64GB Memory Card $99.95 iGo Pico Multi Media Projector $129 + 2% Buydig Cash Back!

1 Posted By: FatWallette
Views: 519 Replies: 0

Having already served millions of customers online, buydig.com continues to expand its product offering with everyday low prices and award winning 5 star customer support. Buydig.com is an authorized online reseller for Canon, Nikon, Olympus, Samsung, LG, Toshiba, Garmin, Sandisk, HP, Kodak, Cuisinart, Western Digital and many more industry leading manufacturers. Buydig offers free shipping on thousands of Digital Cameras, SLR lenses and accessories, Camcorders, Home Theater Components including the latest 3D TVs, LCD, LED and Plasma HDTVs, DVD and blu ray players, GPS Navigators, Printers, Laptop computers and more. 2.0% Cash Back Available!

Special Offers from Buydig.com:

Extra $25 off Lexar Professional 133x SDXC 128 GB Memory Card - $174.95 w/ Free Shipping use coupon PROVID25

Extra $25 off Lexar Professional 133x SDXC 64 GB Memory Card - $99.95 w/ Free Shipping use coupon PROVID25

Extra $30 off iGo Pico Multi Media Pocket Projector - $129 w/ Free Shipping use coupon PRESENTATION30

More Offers from Buydig.com

2.0% FatWallet Cash Back Available!
Gift Card Details: Cash Back not valid on gift card purchases or redemptions.

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Chase $125 bonus 10/07/11, Chase $150 Bonus 10/31/11, and Chase $5 Paperless

Chase $125 Bonus expires 10/07/2011Saw this this $125 Bonus til Oct. 7th, 2011. You could also get the $150 Chase coupon from HMB til 10/31/2011. Bonus/Account Information Offer not available to existing Chase checking customers, fiduciary accounts and those who have closed an account within 90 days. Offer valid through 10/7/11. To receive the bonus: 1) open a new qualifying Chase checking account, which is subject to approval; 2) deposit $100 or more within 60 days of account opening; AND 3) have your direct deposit made to this account within 60 days of account opening. Your opening deposit cannot be money held by Chase or its affiliates, nor can the bonus be used as the opening deposit. Your direct deposit needs to be an electronic deposit from your employer or the government of your paycheck, pension or government benefits (such as Social Security). After we receive your first direct deposit, we'll deposit the bonus in your new account within 10 business days. If you open one of our interest-bearing checking accounts, the Annual Percentage Yield (APY) effective as of 8/12/11, is 0.01% for all balances in all states. Interest rates are variable and may change. Fees may reduce earnings on the account. You can only receive one checking account-related bonus per calendar year. If your checking account is closed within six months, we will deduct the bonus amount at closing. Also, if your account is closed within 90 days, an Account Closing Fee of $25 will apply.

$150 Bonus til 10/31/2011 thanks to Nummerkins

*QUALIFYING ACCOUNTS/MONTHLY SERVICE FEE - Offer available on personal Chase checking accounts excluding High School, College, Access, Customized, and Online Checking accounts. Chase checking accounts eligible for this offer have monthly Service Fees that start at $10-15. Monthly Service Fees vary by market and, except for Chase Essential Checking, there are ways to avoid these fees. For pricing and other details, please see a banker or visit Chase.com/checking. The terms of the accounts, including any fees or features, may change.
Bonus/Account Information - Offer not available to existing Chase checking customers, those with fiduciary accounts, and those who have closed an account within 90 days. To qualify for the bonus you must open a new qualifying Chase checking account with a $100 minimum opening deposit of new money (money not currently held by Chase or its affiliates). Also, within 60 days of account opening, we must receive from your employer or the government a monthly electronic direct deposit of your payroll, pension or government benefits, such as Social Security. The bonus will be deposited into your new account within 10 business days after your initial direct deposit is posted to your account. For interest-bearing checking accounts, the Annual Percentage Yield (APY) is effective as of 8/15/11. The APY is 0.01% for all balances in all states. Interest rates are variable and subject to change. Fees may reduce earnings on the account. Limit one checking account-related bonus per customer, per calendar year. Offer not available on account conversions or in combination with any other offer. Bonus is not considered part of the minimum opening balance. Checking account must remain open for a minimum of six months or the bonus amount will be debited from the account at closing. In addition, the checking account must remain open for 90 days or an Account Closing Fee of $25 will apply. Account is subject to approval. Bonus is considered interest and will be reported on IRS Form 1099-INT. More methods of getting $125 Chase Coupon taken from HMB:Chase $125 Checking Account Bank Bonus Coupon til 9/30/2011 Nationwide via eB@y, USPS, ATMChase $125 bank bonus is not available online, but there are a few tricks in order to get this nationwide bonus.Option 1) Visit your local U.S Postal Office and ask for a Movers Guide Package. Inside the package, there is a Chase $125 coupon good until 9/30/2011.Option 2) Many people on eB@y are selling the $125 Chase bonus coupon for $1 Or $2. Its well worth it if you dont want to go to the Postal Office.Option 3) Use one of your debit cards from non-Chase bank and withdraw money from a Chases Brick and Mortar bank(Great if your bank refunds your ATM fee). Once you withdraw your cash, Chase will print a bonus coupon in order to entice you to switch bank. Chase $5 Paperless Statement Bonus$5 Paperless Statement Bonus good until ?. Chase.com/gopaperless
Important for all Chase Account Holders:The account now has requirements of either1) DD of $500 or more
2) $1500 in checking
3) $5000 combined between checking, savings, investmentsMore bank bonuses nationwide.

Bath and Body Works $5 Online Body Care. Halloween sale (starting at $.75). $1 shipping on $25+

$5 Online Exclusives Body Care. Regularly up to $12 each.
While supplies last. No substitutions. Offer valid only at bathandbodyworks.com through 11:59 p.m. EST on September 29, 2011. Offer not valid at U.S. Bath & Body Works stores, Bath & Body Works stores in Canada and Bath & Body Works outlet locations.Halloween Sale. Many items 50% off. $.75 PocketBac Sanitizing Hand Gel. Or 8 for $5.Bath & Body Works Accessories 2011 Spook-tacular Bag Black Gingham $15 (Reg $32.50)$1 Shipping With Your Purchase of $25 or More
Place an online order of $25 or more and receive $1 ground shipping and handling anywhere in the contiguous U.S.; $1 shipping and handling offer excludes P.O. Boxes and orders shipping to Canada, Alaska, Hawaii and U.S. Territories. Enter promotion code EXCLUSIVE25 during checkout and shipping and handling charges will be adjusted on qualifying orders. Not valid on previous purchases. Not valid for orders upgraded to Second Day or Overnight delivery. Offer valid only at bathandbodyworks.com through 11:59 p.m. EST on September 29, 2011.

HP 110-3735dx Netbook N455/10.1"/1GB/250GB Hard $229 Bestbuy YMMV Clearance

Search "bestbuy 2754052" for the cached Bestbuy page.It's pretty much cleared out everywhere, but there are still some left. Today, BB's system said there was 9 left at the Montebello, CA at this price - all other S.Cal stores didn't have any.While it's not an amazing price at $229 for a single core netbook, it is cheaper than most out there brand new. Seems many netbooks are going for $250+ nowadays.
Microcenter stores do have refurbished netbooks starting at $199, so a better deal if you don't mind refurb's.The only notable point on this netbook that is a major plus vs others is the screen can fold open 180 degrees! Most other netbooks and laptops can't open completely, so when the notebook is in your lap, you often can't open the screen wide enough to get a comfy view.Yes, not fast or anything, but a decent 3lbs system for simple things like Office, web, email, and the like for students, penny pinchers, etc.

HP 15c Calculator Ltd Edition - $84 FS

HP has reissued the classic 15c Scientific Calculator in a Limited Edition.
The 15c is considered by many to be the best pocket sized calculator ever. LinkyFrom HP.com directly, $99 - $15 w/ SAVE15HP coupon = $84. (tx Solandri for better coupon)
Then add tax but get 5% Cash Back.Of note: This calculator does use RPN, i.e., TI-xx calculator users beware.

HP 15c Calculator Ltd Edition - $89 FS

HP has reissued the classic 15c Scientific Calculator in a Limited Edition.
The 15c is considered by many to be the best pocket sized calculator ever. LinkyFrom HP.com directly, $99 - $10 w/ SAVINGS10HP coupon = $89.
Then add tax but get 5% Cash Back.Of note: This calculator does use RPN, i.e., TI-xx calculator users beware.

2% cash back credit cards

Now that our favorite, the FIA card (formerly Schwab) card is expiring soon (when is that again?), I was wondering how many other 2% CB CCs there are left.As far as I know, there are 2 and please feel free to add what you know.Fidelity VISA
Fidelity American Express

Malwarebytes Anti-Malware Lifetime License $14.95

Lifetime subscription - as low as I've ever seen it. Will be up for less than 24 hours
http://www.bitsdujour.com/software/malwarebytes-anti-malware/src...
Apparently it can be transferred to another computer if you buy a new computer
I made this posting (deal) after doing a little research on bitsdujour myself. Could find no negatives. Purchased myself - registered - no problem. Long time user of malwarebytes (free version). Why did I buy it if I can get it free? Free version is great but you have to manually run it. Paid version automatically runs and stops things before they get on your computer. How many of us remember to do things in a timely manner? This program has been a lifesaver for many people. Computers, like cars need preventative maintenance (cheap insurance). I would recommend it to anyone that they download the free version of malwarebytes and run it whether they go for this deal or not. Just my own opinion, please do your own research.

Lands' End Canvas Bikinis from $3.38 + Free shipping

What they are showing are interesting; what they are hiding are crucial!Hot examples include:
Women's Plaid String Bikini Bottom $3.38
Women's Heritage Retro Hipster Solid Swim Bottom $3.75
Women's Montauk Striped Ring Bikini Bottom $4.13
and many more

Campmor Columbia Full Zip Fleece Sale in Four Styles and Many Colors ($26.98 - $29.98) @ Campmor

Free usenet at xsusenet

http://www.xsusenet.com/en/#1As part of the signup you are asked for a county. Choices are Germany, Belgium, and Netherlands. I selected Germany , and it processed my application and sent me a login and password. Subscribe now for free!Special: We are offering 1Mbit accounts for free (never expires)!Benefit of a system that has proven itself for over 30 years to be the most efficient and populair place to exchange information and files. Subscribe now for your free 1Mbit account with 2 connections, stays valid, doesn't expire!Why Usenet?Secure 100% protection of your privacy. There is no censorship or logging of any IP adddresses and other personal information with XS Usenet.Fast The fastest method for exchanging information and files over the internet. Try us out today with our free 1Mbit package or profit straight away from our competitively priced 100Mbit package. For more information about our paid packages please refer to Premium.More choices For over 30 years people have been building on the Usenet retention. Worldwide already more then 2500 terabyte of unique data has been stored. Every day this amount grows with more then 9 terabyte. At XS Usenet u profit from over 600 days of retention.For everyone Usenet is here for everyone. Search in over 500 million files and download anything with the ease of a single click.Software We advise the usage of the following software for reading of the Usenet:GrabIt- One of the most frequently used free Usenet browsers
NewsLeecher- One of the most populair Usenet browsers (paid)

Dreamhost.com 14th Birthday: 1yr Web Hosting 92% off

I've not used this web host, but the deal might be enough to take a gamble. Go to Dreamhost where you should get a splash page with the offer celebrating their 14th Birthday.It should read:Happy 14th Birthday to Us! Come Join the Party!
Save over $110 on web hosting and receive unlimited disk space and bandwidth!
Sign up today for a risk-free trial of a one-year hosting plan using the promotional code "777bday11" and you'll get an entire year of web hosting (including a domain registration) for just $9.24! That's 92% off our normal pricing!
Sign up now and you'll be on your way toward the most features, the greenest commitment, the most openness, and the craziest blog in Web Hosting! UNLIMITED Disk space! UNLIMITED Bandwidth! Many more features!Apparently they offer some form of '777' code throughout the year, but this is the one with the greatest discounts.New Customers Only. Not available in all regions. (Hurry, sale ends 9/25/2011 at 11:59PM PST!)IF the page goes away, simply refresh the page and it should appear again.

Convertible Backpack Diaper Bag $11.25 at lands end

Lands end has this Diaper bag for $15:
http://www.landsend.com/pp/ConvertibleBackpackDiaperBag-80720_21...
use code DISCOVER and pin 6956 for additional 25% off and free shipping.= $11.24many colors available.Also, don't forget Land's end has 4% back via FatCash!

VISA Black Card. WTF?

I got an invitation from VISA to receive their exclusive Black Card. Turns out Im one of only 1% of U.S. residents that qualify for it. Id have to pay $500 a year for the privilege of using it though. Never mind that with my current MasterCard, they PAY ME back $400-$500 per year with their 1% Cash Back program. They say the card is made with carbon and is guaranteed to get you noticed. If you stick it to your forehead? Do people actually fall for this crap? And the interest rate is no better at 15%, than many other cards, not withstanding the fact that most people that can afford the card will pay off the balance each month.

Craftsman 21 in. Bow Saw ( Lifetime Warranty ) $3.49 Store Pickup @ Sears

Craftsman 21 in. Bow Saw ( Lifetime Warranty ) $3.49 Store Pickup @ Sears
http://www.sears.com/shc/s/p_10153_12605_07183559000P
( Lifetime Warranty )
Dimensions:
Length (in.): 21 in.
Product Overview:
Item Type: Cutter
Item Weight (lbs.): 1.38 lbs.
Individual, Kit or Set: Individual
Blade:
Blade Length: 21 in.
Type: Bow saw
Tool Head:
Work Element: TeethI got this from wikipedia but I find this to be true.Warranty Craftsman hand tools have an unlimited lifetime warranty. This lifetime warranty program was instituted by Sears when they began selling the Craftsman line in 1927. This warranty program requires no receipt or dated proof of purchase. If the owner takes the item into a local retail store, it may be replaced or repaired free of charge. In some cases, such as ratchets, the customer may be offered a repair kit with which to repair the item.The full text of the warranty is as follows:If for any reason your Craftsman hand tool ever fails to provide complete satisfaction, return it to any Sears store or other Craftsman outlet in the United States for free repair or replacement. This warranty gives you specific legal rights and you may also have other rights which vary from state to state.
The hand tool lifetime warranty is also in effect on many Craftsman non-powered lawn and garden products including rakes, shovels, clippers, brooms, trowels, pruners, hoses, sprinklers, hose nozzles, and other small gardening hand tools. The lifetime warranty does not include precision hand tools, such as calipers , tape measures and torque wrenches, with the exception of beam-style torque wrenches.Power tools have a one-year warranty.After the merger, Kmart began selling Craftsman products and honoring the hand tool lifetime warranty.

The Economist Magazine Subscription $49.99 A Year @ Tanga

Enter code: ECONOMISThttp://www.tanga.com/products/the-economist-magazine-subscriptio...
Employing many famous editors throughout the years, The Economist is known for its staunch viewpoints and the absence of writer bylines on most articles. The Economist is written for top business executives, leaders and political figures worldwide. Published in magazine format, The Economist is actually regarded by many as a newspaper. Topics range from reports of individual countries, international business news and new releases in the arts and technology.From national disasters to elections, as well as international education, business and human rights, youll find all the news affecting our business and economy today. The Economist brings you an international perspective for some of the most important topics that are being discussed today and helps you gain an informed viewpoint. First published in 1843.You can buy up to a 1-year subscription and it comes with 51 issues per year.

Bridesmaid and Party Dresses Sale at David's Bridal $29.99 Shipped @ davidsbridal

Shop a selection of 75 styles of bridesmaid and party dresses, many available in several colors, and all just $29.99 each.Free shipping with the code: SHIP926http://www.davidsbridal.com/Browse_Outlet-Outlet-$29.99-Dresses?...

Reconditioned and Clearance Infinity JBL Harman Kardon Speakers 40-70% Off!

Harman Audio, the manufacturer of Infinity, JBL, Harman Kardon and others has many heavily discounted speakers in their clearance/reconditioned section. Mainly home theater speakers, but also car audio, ipod docks etc.Discounted Speakers

Hollister 30% off entire purchase!

Hollister has 30% off entire purchase. It is not a huge savings but many of there jeans are on sale so you can get a decent deal.

Charmin Ultra Strong Mega Rolls (4x more sheets than regular) - 18 rolls/$18.74, 24 rolls/ $24.78

Charmin Ultra Strong MEGA Quad Rolls Toilet Paper6 Count Pack (Pack of 3) 18 Total Rolls for $18.74 ($1.04 per roll)4 Count Pack (Pack of 6) 24 Total Rolls for $24.78 ($1.03 per roll)Use Amazon's Subscribe and Save to get this price.**Each roll is a quadruple roll, folks--that's 352 sheets/2 ply per roll. That istwice as many sheets per roll as the Cottonelle. 48 Cottonelle rolls for $23 or 24 Charmin rolls for $24.78. This is excellent stuff, folks. IMHO, better than the Cottonelle on FP right now. LINK:
http://www.amazon.com/gp/product/B003WJBF0U/

Urban Decay Cosmetics Sale Starting at $1

Loose pigment eyeshadow $1
Cream eye shadows $3
Matte shadows $3
Many more....Urban Decay Cosmetics Sale

David's Bridal Outlet Sale and Free Shipping with No Minimum Purchase - $9.99 Dresses More

Outlet items, sort low to high, from $6
Short cotton strapless dress with back tie $9.99, was $99.99 (many colors, limited sizes)
Unity Candle Set $7.99
Outlet dresses $29.99
Shoes $9.99Free shipping with no minimum purchase with coupon SHIP926

Corsair Force Series 3 CSSD-F120GB3A 120GB SATA III $136 AR at the Egg

http://www.newegg.com/Product/Product.aspx?Item=N82E16820233206&TpkThis is supposed to be one of the fastest SATA III drive available. At a great price. Since I upgraded to a motherboard with SATA III, I've been itching to upgrade my old Corsair SATA II drive. The price was just too good to beat. As with many SSD drives, be sure and set your BIOS to AHCI before you use the drive. In my opinion, many problems with SSD drives, especially Sandforce chipset, are due to keeping the motherboard at the bad IDE emulation default of the BIOS.$30 dollar rebate PerformanceMax Sequential Read
Up to 550 MB/sMax Sequential Write
Up to 510 MB/s4KB Random Write
Up to 85,000 IOPSMTBF
2,000,000 hours

St Paul (MN) Chamber Orchestra - Kid's Concert - 10/8/2011 9:30a

Hi All,Just received this email for additional free tickets to Inside Mozart's Piano for families with kids ages 6-12:You received tickets to one of our xplorchestra! or Start the Music! events as part of our Target Free Family Music drawing. You were limited to receiving tickets to only one fall event, but we know that many of you would like the opportunity to attend one of our other events as well. Because there have been a number of tickets turned back for the Ordway Family concert on October 8 at 9:30am, we are now able to give you the opportunity to reserve up to 6 tickets to this concert for FREE! Ordway Family Concert: Inside Mozarts Piano
Saturday, October 8, 2011 at 9:30am
Location: Ordway, Saint PaulClick Here to order your additional tickets. At the final checkout page, click use discount coupons, enter coupon ID tffm2 and click add to get up to 6 FREE tickets. Or, call our Ticket Office at 651.291.1144 and mention code tffm2.Enjoy, and maybe I'll run into other FW'ers there!

Newbie Car Re-Fi Question

Car: 2009 Volkswagen Rabbit
83k miles (travel for work)Orignally financed 1/09 @ 6.9% (VW Financing)Refinanced 6/10 @ 3.79% for 48 months. (local credit union)Have been paying extra for many months and currently have $7668.11 left to pay.Monthly payments are $309.34.Local Credit Union is offering re-fi special of 1.99% with minimum of 36 months. This is their best rate. With my co-signer, I qualified for their best rate last time around, so I have no doubts that I will qualify for this.I'm not a genius when it comes to calculating compound interest with loans like this yet. I'm hoping a few people can help me learn.My assumption is that I should re-fi for 36 months and then continue paying more each month even if the monthly payment is less, thinking that a better rate equals saving more money. Is this correct?I just don't want to re-fi and find out it wasn't the best decision for a guy who has never missed a payment and almost always pays extra each month.Thanks in advance for your help!

25% off Refurbished Inspiron 15z Laptops at Dell Outlet

Nice coupon - don't see to many 25% off Dell Outlet coupons.from Dell Outlet Facebook page:Take an additional 25% off Dell Outlet XPS 15z laptops - thinnest 15" on the planet! Enter coupon* code at checkout: ?L4RG59907DVWH (plus, get fast and FREE 3-5 day shipping and same as new Limited Hardware Warranty*)! Online only at Dell Outlet: http://www.dell.com/us/dfh/p/xps-15z/pd?~ck=anav&dgc=SM&cid=71741&lid=1886194Expires 09/24/11 or after the first 1,500 redemptions, whichever is first. *Limit 5 per customer. Coupon is not stackable with other offers posted on 9/22. Online only at Dell Outlet *For a copy of Limited Hardware Warranty, write Dell USA LP, Attn: Warranties, One Dell Way, Round Rock, TX 78682 or visit www.dell4me.com/termsandconditions

Free Ron Paul 2012 Bumper Stickers

If you call 1-800-RonPaul you can order as many free Ron Paul 2012 Bumper Stickers as you like. I ordered 200 of them with no problems, and just had to provide my name, address, and a phone number.

$200 OFF Complete 3-Month 4-person Food Supply at Costco.com - Now $799

Costco.com has the ShelfReliance Thrive 4 Person, 3 Month Premium Food Supply for $799.99 until October 9th.
(Also considered 1 year for 1 person or 6 months for 2 people)Operation Twist and the subsequent crashing of world equity, bond and commodity markets got you thinking that end may be near?
Or at least a bit of a rough patch? Think that Hyperinflation is just around the corner?
Or worse a Deflationary Depression? Or do you just like to be prepared for a prolonged outage or disruption of food supply chains, be it due to blizzard, hurricane or zombie apocalypse? No matter the reason (and I'm sure many will chime in with the absurdity of every reason), this is a good entry level food storage supply for your family.Normally, this package runs for $999. Compared to similar long-term, freeze-dried food packages on the market today - this is a great deal.LinkIf the 4 Person, 1 Year supply was too much or you weren't interested in the 55-Gallon Drum on the 2 Person 3 Month deal then maybe this is the one for you.

Penfed Amex $45 Billpay Bonus

Pay bills automatically with your
PenFed Premium Travel Rewards
American Express Card.Now, even paying your monthly bills can be rewarding. When you set up automatic payments with your PenFed Premium Travel Rewards American Express Card you can earn a $15 statement credit for each enrollment (maximum $45 statement credit). In addition to the one-time statement credit, you will continue to earn 1x points every time you pay your bills. Get the peace of mind that comes with making secure payments on time while enjoying the convenience of consolidating many of your bills onto one statement.
Step 1 Contact companies that send you a monthly billtelephone, Internet, cable/satellite, insurance. Or search for companies at PenFed.org/pay. Step 2 Provide your PenFed Premium Travel Rewards American Express Card account number and arrange an automatic monthly payment. The initial bill payment must post to your account between September 15, 2011November 30, 2011 to qualify for the promotion. Step 3 That's it! Receive a $15 statement credit for each new bill paymentup to a maximum of a $45 statement credit.It's simple, secure and automatic. Contact your service providers today!to set up automatic payments.
Or contact your service providers today.Note: Please allow up to 8 weeks from November 30, 2011 to receive statement credits.
PenFed will never ask for sensitive personal information such as a Social Security number, a PIN, account numbers or a password in an e-mail. To ensure delivery to your inbox, please add offers@penfed.org to your address book.Promotion only available to the recipient of this e-mail communication for use with the PenFed Premium Travel Rewards American Express Card. Promotion is not transferable. Maximum statement credit award is $45 if 3 new Automatic Bill Payments are made at a service provider that accepts American Express for payment between September 15, 2011 and November 30, 2011. A new payment is defined as an Automatic Bill Payment at a service provider using the PenFed Premium Travel Rewards American Express Card when a similar transaction with the same service provider has not been made within the 60 days prior to September 15, 2011. To qualify, new Automatic Bill Payments must: (i) be completed using the valid 15-digit PenFed Premium Travel Rewards American Express Card number by November 30, 2011, (ii) be Identified to American Express by the service provider as a recurring payment, and (iii) post to the PenFed Premium Travel Rewards American Express Card account by November 30, 2011. Allow up to 8 weeks after November 30, 2011 to receive statement credits. Statement credits will be applied by PenFed to the primary account (as determined by the PenFed records) linked to the PenFed Premium Travel Rewards American Express Card used to make the qualified payment. Account must be open and in good standing at the time the credit is applied. Not all service providers participate in the Automatic Bill Payment program. This Credit Card program is issued and administered by PenFed 2011 Pentagon Federal Credit Union. American Express is a federally registered Service mark of American Express and is used by PenFed pursuant to a license. May be targeted? Now to find 3 recurring billers...

Collecting on damage to property --your experience that dealing with claim processor is best?

Large trash collecting co's truck hit part of property and caused $10,000 direct damages. For many months co would not even respond. Eventually their insurance co opened a claim. In the meantime we received indications that attorneys would handle it for us for 30% of collected money. Have you had actual experiences with such situations? Is it worth to pay attorney 30% of collected monies if case does not have to go through the courts?

Craftsman 5/8 in. x 50 ft. All Rubber Garden Hose $19.99 Free Store Pick Up ( Full Lifetime Warranty ) @ Sears

HP Pavilion Intel Dual-Core Notebook with 17.3 BrightView LED Display $359.99 + $5.00 shipping (Refurbished)

Refurbished HP Pavilion Intel Dual-Core Notebook with 17.3 BrightView LED Display $359.99
+ $5.00 shipping
Good deal!
I've bought every computer refurbished and many carry the same warranty as a new computer.

Alienware Aurora Core i7-2600 Quad-Core 3.4GHz 8GB 1TB HD GTX 580 W7HP w/Liquid Cooling $1279 (Refurb) Geeks.com

Ya ya, refurb and Geeks.com. However, having worked at an OEM for several years, there are many possibilities to why its a refurb. Anytime stock is sitting and the OEM needs to open the package for any reason, like swap out memory or put a new sticker on the outside of the case, they have to call it refurb. Many times, these refurbs never left the OEM's warehouse but were ready to ship. This is the gamble with getting a refurb. Anyways, this is a great gaming system for the price and it gets two thumbs up from me.-------------------------------------------------------------------------------------------
Dell Alienware Gaming System <------LINK TO SYSTEM!!!!
Enjoy maximum gaming power with this Dell Alienware Aurora Core i7-2600 3.4GHz Gaming PC!Backed by an Intel Core i7-2600 3.4 GHz quad-core CPU with overclocked TurboBoost, liquid cooling, and 8 GB of DDR3 RAM, this gaming rig lets you tackle all of your computing tasks quickly and easily. Enjoy tons of storage capacity thanks to the 1 terabyte hard drive that features Microsoft Windows 7 Home Premium 64-bit pre-installed!Burn CDs or DVDs and watch movies with the DVDRW DL drive. Enjoy top of the line graphics performance with the NVIDIA GeForce GTX 580 1.5 GB PCI Express video card. Connect to local networks and the Internet via the integrated Gigabit Ethernet LAN. Your expansion opportunities are limitless with USB 2.0, SuperSpeed USB 3.0, IEEE 1394a, and eSATA ports.Keep an eye on your system's performance with Alienware Thermal Controls. With AlienFX you can customize the case's LED lights in various colors and patterns. This Dell Alienware Aurora Gaming PC also includes an illuminated gaming keyboard and optical gaming mouse, too. Simply add your favorite DVI or HDMI monitor and speakers to the mix and get ready to game like a pro. Order now!
Features/Specifications:
Dell Alienware Aurora Core i7-2600 3.4GHz Gaming PCGeneral Features:
Matte Stealth Black chassis
Microsoft Windows 7 Home Premium 64-bit pre-installed w/CoA
Intel Core i7-2600 3.4GHz quad-core processor w/Hyper-Threading Technology
Overclocked Turbo Boost to 3.9 GHz
8 MB Intel Smart Cache, 5 GT/s DMI speed
Intel P67 Express chipset
Dual-channel DDR3 memory architecture
8 GB DDR3 1333 MHz SDRAM
1,000 GB (1 TB) Serial ATA hard drive
DVDRW DL Serial ATA drive
NVIDIA GeForce GTX 580 1.5GB PCI Express Dual DVI video card
Integrated 7.1-channel high-definition audio with THX Trustudio
Integrated 10/100/1000 Gigabit Ethernet LAN
Alienware High-Performance CPU Liquid cooling
Alienware AlienFX customizable LEDs (up to 20 colors)
Alienware Thermal Controls
AlienFusion technology
Illuminated Alienware keyboard & gaming mouse included
Alienware 525-watt power supplyExpansion Slots:
Two (2) PCI Express x16 slots (one occupied)
Two (2) PCI Express x1 slots
Four (4) 240-pin DDR3 DIMM slots
Four (4) Serial ATA 3.0 Gb/s ports
Two (2) Serial ATA 6.0 Gb/s portsTop Panel Features:
Two (2) USB 2.0 ports
One (1) SuperSpeed USB 3.0 port
One (1) 3.5 mm microphone in
One (1) 3.5 mm headphone/speaker outRear I/O Ports:
One (1) SPDIF out (coaxial)
One (1) SPDIF out (optical)
Six (6) USB 2.0 ports
One (1) SuperSpeed USB 3.0 port
One (1) IEEE 1394a (FireWire) port
One (1) RJ-45 LAN
Two (2) dual-link DVI-I ports
One (1) mini HDMI out
Line in, line out, microphone 3.5 mm audio jacks
Side, rear, c/sub 3.5 mm audio jacksCase Features:
Mid-tower chassis
Internal shock absorbing
Tool-free design
Front panel access
Three (3) 5.25-inch external drive bays (one occupied)
Four (4) 3.5-inch internal drive bays (one occupied)
Alienware 525-watt power supplyUnit Dimensions:
16.77 x 9.847 x 25.39-inches (H x W x D)
Weight: ~ 45 lbs.Regulatory Approvals:
FCC
CE
cULus
Package Includes:
Dell Alienware Aurora Core i7-2600 3.4GHz Gaming PC
Microsoft Windows 7 Home Premium pre-installed w/CoA
Operating System Restore CD
Alienware Drivers & Utilities CD
Illuminated keyboard
USB optical gaming mouse
Power cord
One (1) DVI to VGA adapter
One (1) mini HDMI to HDMI adapter
Additional Information:Notes:
Model: Alienware Aurora R3Product Requirements:
Available power outlet
DVI or HDMI display with cable

Newegg Autumn Arrivals Deals

Newegg Fall Arrivals and dealsOCZ Solid 3 SLD3-25SAT3-120G 2.5" 120GB SATA III MLC for $135 after MIR plus Free Shipping
Patriot G series 8GB (2 x 4GB) DDR3 1600 Desktop Memory for $25 after MIR plus Free Shippingand many other deals

can I BT $50K from credit cards?

I have a number of BT cards, which I can BT out at least $50K. Will this be a problem?
Is it possible that the banks find out I have high BT balance and can terminate my BT offer earlier?
I am not sure if I BT many cards at the same time is a big problem or notFIA AMEX, CL 15K, 0 APR, 3% fee, no cap 10 Months
Discover, CL 11K, 0 APR, 3% fee, no cap 18 Months
Chase slate, 12K, 0 APR, 3% fee, no cap 15 Months
spouse Discover, CL 6K, 0 APR, 3% fee, no cap 18 months
Spouse chase slate, CL 8K, 0 APR, 3% fee, no cap 15 months

QE1 - QE2 - Twist - What to make of it

Just wondering if anyone can explain in plain english what this all means?I watch CNBC daily and cannot make heads or tails of what this all means and how to hedge or invest for the future.Anymore the stock market seems to be no better than making bets on red/black. I used to keep telling myself that I am investing for the long term and over time it will all pan out.I started investing in company stock / 401K match in 1998; at the time worked for Lucent and without knowing anything about diversification, invested over 4 years while the stock went from around $80 to something around $4.I then heard about diversification and put my investments in a mix of stock, mutual funds and bonds; I haven't calculated it out exactly, but with a rough estimate, I am pretty close to even if I added up what I have put in over the years and what the employer matched. So granted I am probably up a small percent because of the employer match, but nothing to make me feel good about investing long term.So Net-Net 14 years of investing has not panned out to much and in reading and seeing what the analysts and even Fed say about the future I am not sure I am much more hopeful about the next 14.I have read many forums on boggleheads about different investment ideas and am currently trying to follow some balanced approaches, but my main question in all of this is how can an everyday person make head or tails of the current economy and policies the Fed and government are putting into place and how can a regular person take advantage of policies like QE1/2 and Twist and not fall victim to the house.I know no one can accurately predict the future, but can someone explain in plain english without bias one way or the other what the QE1, QE2 and Twist policies mean. For example I hear that the Twist will create a flat yeild and from what I read this will either mean something great or something bad,but no one actually saying what this means.Thanks!

Need advice on dealing with my town's lawyer - Feel like I'm being jerked around

Alright, so I posted on here about a month and a half ago, about taking my town to small claims court.Short back story -
New sidewalks were installed in May by the town employees. They tore my yard up with their backhoe. I have several ruts in my yard from the backhoe and many deep impressions left by the outriggers that are about 1'x1' that are sunk in 3 to 6 inches. They also left alot of gravel in my yard and just blew grass seed over it, rather than actually prepping the yard for grass.Prior to this incident in fall of 2008, there was a tree in my yard within the towns 30 foot easement. I asked the mayor to have it cut down. He said it was my problem (no...its not). A few days later I arrived home to find it had been cut down and left in my yard. The mayor had someone cut it down rather than make them pay a speeding ticket (I didn't even realize he had this power). The tree was left in my yard for several months and the stump was never ground out. Eventually I had to pay someone to cut it up and I removed it (I didn't own a chainsaw at the time). The stump is still there.After doing some research, I found out I can't take a town to small claims court in my state.So rather, I sent the following demand letter -Mayor (his name here):On July 11, 2011, I enlightened yourself and the Town Council regarding the significant damage to my property, which stemmed from the town's installation of sidewalks in May 2011. The Councilagreedthat it was an issue and further promised that it would be repaired immediately.It is now a month later.While grass may hide the extent of the damage, my front yard has several holes caused by the backhoe outriggers during installation of the sidewalk.
In the attached picture you can see the damage left behind by the placement of one of the outriggers. There are many of these spread throughout the front of my yard. This is a safety hazard. I am now at greater risk of injury, as is anyone who may walk through my yard. I will not tolerate this liability and potential exposure any further
The damage to my yard was simply covered with grass seed and left. Absolutely no finish work was done after the sidewalk was finished. There was also a lot of gravel and other fill left on top of the dirt when the grass seed was blown on.I expect this damage to be fixed within one month from today, or I will be forced to pursue this matter in Court.In order to fix this damage, I expect the following
The gravel and other debris left by the sidewalk installation to be removed from my yard.
Clean topsoil brought in and placed in the holes left by the backhoe in my yard.
The area to be properly graded and reseeded.Furthermore, at the last town council meeting I brought up that the town had failed to complete cutting down a tree in my front yard in August of 2008. The town accepted responsibility for cutting this tree down, and it was never followed through on. After the tree was left in my front yard for several months, I had to pay to have the job completed. I spoke several times with the Mayor during this period, and he assured me it would be taken care of, however it was never completed.I expect the town to follow through on their original responsibility on removing this tree by having the stump ground out of my front yard. Otherwise, this matter will be included in the court proceedings. The town is already paying for the removal of my neighbors trees, and the stump grinding in my yard could easily be included in this job.Sincerely,
(Me)
I sent this certified mail on August 2nd.About 2 weeks later I received a letter from a lawyers office, stating they were the town's lawyer. They stated that they agreed it was an issue, and to please wait until after September 12th, as that was their next meeting with the town council. After this date they would talk with me to find a reasonable solution.Its now the 21st. The lawyers office has called once to say we need to arrange a meeting, but hasn't returned any of my calls as to when.At this point I feel that
1. I'm being jerked around. Their wasting my time to try to make me go away. I don't understand this because whatever their paying the lawyer has to be more expensive than a few wheelbarrows full of topsoil and some grass seed and a 4 hour rental on a stump grinder.2. If I finally do get a chance to sit down with the lawyer, I'm going to be pushed to a solution that I don't want with the lawyer using a bunch of legal mumbo-jumbo to confuse me.3. Its now late september and dipping into the 50s. Its too late in the season to grow grass. So whatever happens, I'm going to have to wait until next year.At the point what should I be doing? Wait out the lawyer? The next town council meeting is in a few days, should I attend and ask why they are wasting time and money on a lawyer instead of just fixing my yard?Or would it be best to continue dealing strictly with the lawyer?Any general advice would be appreciated. I just want them to take responsibility for the damages and fix my yard and grind out the stump that they left. I don't feel that its unreasonable.

GIGABYTE Radeon HD 6450 512MB DDR3 PCIe 2.1 x16 HDMI w/ AMD software download (valued at $40) for $19.95 AC/AR FS Newegg

It's definitely a low end card, but it's the best low end card around right now, and the price is hard to beat. Shipping is free.Because the 6450 can do hardware video postprocessing (sharpening and denoising) and hardware vector adaptive video deinterlacing simultaneously, it's almost as good as it gets for HTPC use. Unfortunately, this specific card does have a fan (many do not).Price is $46.99. Coupon code HARDOCPX921E knocks off 15%, and the rebate knocks off another $20. Additionally, there is an AMD software bundle available with purchase (valued at $40, though this seems quite inflated).Product LinkRebate LinkSoftware bundle link
-DivX Accelerated solution
-ArcSoft PMK Lite 5
-CyberLink Power2Go
-CyberLink PowerDirector (Trial Version)

Meelectronics M9P-BK Noise-Isolating High Performance Headset w/Control talk for $9.99 @ NewEgg

Inline microphone supports hand-free talking for iPhone, recent blackberry models, and many mobile phones (with a 3.5mm jack.Microphone unit has a single button remote that controls music playback on many iPods and blackberrys.

Click Here and add to cart for $21.99 - $12 off w/Coupon 24HRSALE921D (Ends 09/21) = $9.99 + Free Shipping-- Newegg subscription is required--

Lowes Patio furniture 75% off

In my area (southeast) patio just hit 75% off. gotta scrounge for the best stuff, but it's impressiveHere are some best bets from my last 3 hours of digging. It hurts me to post this as I'm still looking for a few items, but I want to give back as I've gotten so many deals over the years. Still, gimme that green!
70083 Great American Woodies Oil Stain Cypress A-Frame $34.50
http://www.lowes.com/pd_70083-813-84095_0__?productId=304317570092 Great American Woodies 5' Cypress Mission Swing $44.50
http://www.lowes.com/pd_70092-813-84080_0__?productId=3043176161000 allen + roth Dellinger Rectangle Aluminum Patio Table $71.50
http://www.lowes.com/pd_161000-66016-1121_0__?productId=3332696162822 allen + roth Set of 2 Dellinger Parsons Stationary Patio Chairs $49
http://www.lowes.com/pd_162822-66016-1181_0__?productId=3235292174350 Garden Treasures Set of 2 Stationary Patio Chairs $50
http://www.lowes.com/pd_174350-94767-LGD-1087-C_0__?productId=33...130696 Garden Treasures Woodbridge Bistro Chair $10
http://www.lowes.com/pd_130696-41435-WDC-704A_0__?productId=1013...120269 Garden Treasures Woodbridge Stack Dining Chair $10
http://www.lowes.com/pd_120269-41435-5W0017AR_0__?productId=3314...85627 Garden Treasures Woodbridge Round 48" Metal Patio Table $20
http://www.lowes.com/pd_85627-41435-1348-RXU_0__?productId=11024...124759 Garden Treasures GT WOODBRIDGE 30" SQ BISTRO TABLE $13
http://www.lowes.com/pd_124759-41435-WDC-7922L_0__?productId=100...Makes me want to expand my patio! I'll have to if I want to fit this new pauleys island woven hammock (with stand, $90) as well as my Allen + roth loveseat from last year for $140!

HP Touchstone + HP Case @ $59.98 free shipping with cpn SVN7795

Since SAVE30HP is no longer working for these touchpad goodies, you can use SVN7795 to knock out $10 and get the free shipping.Here's the combo:
HP Touchstone (FB339AA#ABA) $42.85
HP Touchpad Case (FB343AA#AC3) $17.13
Total $59.98 + Tax + free shippingNot the best but still gives you something. Tried many cpn, this one works.

Peet's Coffee & Tea B&M Buy One, Get One Free Coupon (Valid through September 25, 2011)

Hi, I hope you're well.Peet's Coffee & Tea
is offering a buy one, get one free coupon. It is valid through Sunday, September 25, 2011.Direct Link to CouponI have personally used these coupons many times and haven't had a single problem (most cashiers seem to have never seen them before, however).Enjoy!
Tofu Vic

$1.30 Small Cup or Cone or $.30 per oz. self-serve Frozen Yogurt at TCBY on 9/30 to Celebrate 30th Anniversary

To celebrate its 30th Anniversary TCBY, The Countrys Best Yogurt, to show its gratitude to its customers on September 30, participating stores across the country will treat local customers to a $1.30 small cup or cone in traditional stores, or $.30 per ounce in self-serve locations. TCBY is also hosting a sweepstakes on its Facebook page offering fans a chance to win free fro-yo, along with a 30 percent off coupon on a single item in September.Customers may visit participating stores on September 30 from open to close to receive either a small cup or cone for $1.30 at traditional stores, or $.30 per ounce of frozen yogurt at self-serve locations. TCBY is urging customers to contact their local store for details as many will host special events on September 30. Store locations can be found at http://www.tcby.com/find-a-store/.The Facebook sweepstakes runs through September 30, and can only be accessed through the 30th Anniversary Sweepstakes tab on the TCBY Facebook page, http://www.facebook.com/tcby. Monday through Friday, of each week in September, fans will have the chance to win one of two $30 gift certificates. On the final day, September 30, TCBY will pick one lucky winner who will receive a years worth of free fro-yo, a $300 value. Each fan that enters the contest will receive a coupon, via email, for 30% off a single item which they may use throughout the month of September. Contestants can only enter once through the sweepstakes submission form, but may gain more entries for each friend they share the contest with who enters.http://www.TCBY.com.

Dollar coins piling up at Baltimore reserve bank (The Mint needs us!)

The mint needs us!"BALTIMORE - In a dimly lit underground vault a block from Camden Yards, the Federal Reserve is holding millions of dollars in cash that nobody wants.The money - stored in cloth and plastic sacks piled high on metal shelving units - is in the unloved form of dollar coins, some of them never used. But a 2005 law requires the reserve bank to keep ordering coins regardless of its stockpile, and so vaults in Baltimore and around the country are filling up."This is just a small portion of what there is nationwide,'' Dave Beck, senior vice president of the Federal Reserve Bank of Richmond and regional executive for the Baltimore branch, said as he stood inside a small warehouse filled with money bags, each containing 2,000 coins."At certain times, that vault will be full and we have to look for other Fed facilities ... that have more space,'' he said.Congress created a program in 2005 to mint four new dollar coins a year, each featuring a different U.S. president, in an effort to encourage consumers to make the switch from dollar bills to coins.But the new line, which began rolling out in 2007, failed to spark a significant increase in demand, Fed officials said, and some commercial banks are threatening to stop ordering the coins altogether.Nonetheless, the law compels the Federal Reserve to keep buying the coins. Each time the Mint issues a new presidential coin - the latest, featuring Rutherford B. Hayes, came out earlier this month - the Fed must be able to supply commercial banks with that new $1 coin, and only that coin, for several weeks.That requirement limits the Fed's ability to draw down its burgeoning supply of idle coins.Beck, who has worked at the Baltimore branch for 27 years, would not say how many coins are stored in Baltimore, but the Fed's board of governors told Congress in June that the reserve system is holding more than $1.2 billion in dollar coins at 28 cash offices across the country.Officials expect the number of dollar coins sitting in storage to grow to $2 billion by 2016.Critics, including some members of Congress, call the law wasteful.As the Fed board reported, "Because of vault storage constraints and insurance limitations at coin terminals, the Reserve Banks have been forced to spend resources to expand storage capacity to hold the excess $1 coins, with no perceptible benefit to the taxpayer.''The Fed cited a 2008 Harris poll that showed 76 percent of Americans prefer paper money.Supporters of the coins counter that the real waste of taxpayer money is the public's reliance on greenbacks, which survive in circulation for only a few years before they must be replaced.The nonpartisan Government Accountability Office reported in March that switching from paper to metal would save taxpayers $5.5 billion over 30 years."We want the Fed and Treasury to encourage people to use dollar coins. They've done nothing toward that end,'' said Shawn Smeallie, a lobbyist for the Dollar Coin Alliance and a former aide to President George H.W. Bush.They're "complaining that no one uses the coin when it's their job to promote it.''The alliance is made up of vending machine operators, metal miners and at least one Washington-based fiscal watchdog group, Citizens Against Government Waste.While the stockpile of coins might appear wasteful, advocates say their production does put money into government coffers.It costs 30 cents to make a $1 coin, but the Fed purchases it for face value - and the U.S. Treasury pockets the difference. In 2010, the Mint put about 400 million $1 coins into circulation, which means the government made a profit of about $280 million.The backlog, which was first reported by National Public Radio, has prompted some members of Congress to consider revising the 2005 law.Rep. Jared Polis, a Colorado Democrat, introduced a bill in July that would allow the government to stop issuing new coins if stockpiles exceeded one year's worth of demand."We shouldn't continue to spend money minting coins until it's shown that the public actually has an interest in using them,'' Polis said. "When they were new, they were collector's items, but now billions of dollars of coins are sitting in storage space at taxpayer expense due to a lack of interest."We're not saying put an end to the program altogether,'' he said. "Just that we should put a hold on producing more until there is a demand for the coins.''"Read more: Dollar coins piling up at Baltimore reserve bank http://www.herald-review.com/news/national/article_2d9ebffc-dede...
From the Herald & Review

Antec Earthwatts Green 650W 80 Plus Bronze Power Supply $40 AC/AR @ Newegg

This is worth noting for anyone needing a power supply.Newegg has the Antec EA-650 Earthwatts 650Watt 80 Plus Bronze rated power supply for a low $40 AC/AR with free shipping. These are decent quality power supplies. This is the cheapest price ive seen the EA-650. You wont find too many 650watt+ 80 plus bronze rated psu's in the $40 price range.

Note: These are "green" which means they do not come with a power cable.
http://www.newegg.com/Product/Product.aspx?Item=N82E16817371044Coupon code expires 9/26.
Rebate expires 9/29. --> rebate

Save 20% on any OfficeMax.com purchase (many tech items excluded)

Code is SAVEATHON (all caps)While almost all tech is excluded, I have had luck in the past with OM.com accepting the coupon on items that were specifically excluded, so it may be worth a shot.Expires 9/24"Not valid on purchases of printers, computers, monitors, televisions, digital cameras, camcorders, MP3 players and accessories, digital photo frames, GPS systems and accessories, eReaders, video game consoles, projectors and accessories, fax machines, copiers, scanners, HP products and clearance items. This offer is not valid for customers placing orders on OfficeMaxSolutions.com, maxbuyer.OfficeMax.com, OfficeMaxCommercial.com, or Government.OfficeMax.com. Coupon does not include tax and shipping. Online coupon offers cannot be used for OfficeMax ImPress Print & Document Services, Ctrlcenter services or any other service powered by a third party website."

L.L. Bean - Up to 70% off Select Outerwear & Blazers + FS

The brand worn by TV guys @ Weather ChannelWomen's Cumberland Jacket $23
Women's Galway Jacket, Herringbone $35
Women's Casual Wool-Blend Jacket, Multicheck $38
Men's Men's Stadium Parka $45
Toddlers' Warm-Up Hooded Jacket $35
and many more

Craftsman 21 in. Hedge Shears $7.49 1/2 Price With Store Pick Up ( Full Lifetime Warranty ) @ Sears

Craftsman 21 in. Hedge Shears $7.49 1/2 Price With Store Pick Up ( Full Lifetime Warranty ) @ Sears http://www.sears.com/shc/s/p_10153_12605_07183553000PDimensions:
Cutting Blade: 8 in.
Product Overview:
Item Type: Cutter
Item Weight (lbs.): 2.33 lbs.
Individual, Kit or Set: Individual
Handles:
Adj. Handle: Yes
Main Handle Grip: Comfort grip
Handle Material: Steel
Blade:
Material: Steel
Type: Wavy
Tool Head:
Material: SteelI got this from wikipedia but I find this to be true.Warranty Craftsman hand tools have an unlimited lifetime warranty. This lifetime warranty program was instituted by Sears when they began selling the Craftsman line in 1927. This warranty program requires no receipt or dated proof of purchase. If the owner takes the item into a local retail store, it may be replaced or repaired free of charge. In some cases, such as ratchets, the customer may be offered a repair kit with which to repair the item.The full text of the warranty is as follows:If for any reason your Craftsman hand tool ever fails to provide complete satisfaction, return it to any Sears store or other Craftsman outlet in the United States for free repair or replacement. This warranty gives you specific legal rights and you may also have other rights which vary from state to state.
The hand tool lifetime warranty is also in effect on many Craftsman non-powered lawn and garden products including rakes, shovels, clippers, brooms, trowels, pruners, hoses, sprinklers, hose nozzles, and other small gardening hand tools. The lifetime warranty does not include precision hand tools, such as calipers , tape measures and torque wrenches, with the exception of beam-style torque wrenches.Power tools have a one-year warranty.After the merger, Kmart began selling Craftsman products and honoring the hand tool lifetime warranty.

Trying to Beat a Red Light/Speed Camera Ticket (Update: 9/19)

I imagine many of us are living in cities that have gone to automated traffic cameras for red light and/or speed limit enforcement. Although a quick search of the internet search turns up more than enough sites for why these cameras are unconstitutional, license plate sprays, and so forth, few have reasonably good advice for how to go about beating these tickets when they have been issued unjustly. For those of you unfamiliar with the "red light cameras" and how they operate, you can go to the website run by American Traffic Solutions (http://www.atsol.com/). In short, what happens is that your city signs a contract with ATS to put traffic enforcement cameras around the city. When a car triggers the camera, a video and pictures of the supposed offense are supposed to be sent to a local law enforcement officer who reviews the evidence and tells ATS to proceed with or cancel the citation. ATS sends out a violation notice to the owner of the vehicle and processes the violation payment. ATS keeps a portion (determined by each city's contract) and the rest goes to the city.I have been fairly vocal about the various problems (constitutional and otherwise) presented by the installation of these traffic cameras, but, until today, I had yet to receive a citation. Obviously, that has now changed. I received a violation for going 32MPH in a 25MPH zone. I have no idea whether or not I was actually going 32MPH, but it seems unlikely given the particular circumstances related to this incident. What I know is that I have absolutely no way of determining for myself whether or not my vehicle was traveling at that speed (expect for the reading of the camera). Although I was provided with a video and three still photographs, the camera angle and lack of frames per second information on the video make it impossible to determine the speed I was traveling.Unlike regular tickets, I cannot go and plead my case in front of a judge at Traffic Court. My only options are to contest the ticket by mail to American Traffic Solutions (Ha!) or appear at City Hall for an "Administrative Hearing". From reports of residents who went the Administrative Hearing route, this hearing is more of a formality. You show up when you want (no appointment necessary), they look at the pictures, look at the camera report of your speed, tell you that you're guilty, and tell you to pay your fine. In my city, the next appeal is to Civil District Court where the court costs exceed most of the tickets. The result is that fighting these tickets, even the unjust ones, is useless--you might as well just pay the fine and save yourself the aggravation. I'm an academic with a reasonable amount of free time during the summer. My plan is to do everything I can to beat this ticket and document the process. For me, it has nothing to do with the money, but, since these cameras are starting to pop up all around the country and the tickets can get quite expensive, I figured FWF would be interested in hearing about the experience. Also, I would be very interested to hear about any experiences of trying to contest traffic camera tickets.My plan right now is to argue that there is insufficient evidence to prove that the camera's speed detection mechanism (plates in the ground) gauged the speed of my car accurately. My first step is to make an informal discovery request to the City Attorney's Office and American Traffic Solutions. Since I have only 31 days from the date the violation notice was mailed (June 16) to show up for my administrative hearing, any evidence must be obtained relatively quickly. I plan to send the following letter off tomorrow:---[date and addresses above]Re: Discovery Request
Citation Notice #: [number here]To the Office of the City of Attorney and American Traffic Solutions Inc.:I represent myself in the above-referenced case. In order to properly defend myself against this citation, I am hereby giving notice that I am requesting disclosure and production of the following materials and information within ten (10) days of the date of the service of this request:1.All laboratory, technical, and other reports concerning the testing and examination of the physical evidence. This request specifically includes the calibration and maintenance documents for the traffic control camera installed at [intersection], with said records to include 365 days prior to the above referenced violation and 30 days subsequent thereto. 2.All reports of experts, police officers, service technicians, and investigators made in conjunction with the case involving the results of physical or mental examinations and/or scientific tests, including but not limited to the results of those who examined the photographs, registration records, and data collected in order to request that prosecution be initiated in this case. This list includes, but is not limited to, [officer listed], all local technicians who calibrated or otherwise worked on the traffic enforcement camera relevant to this citation notice, and all non-local technicians working for American Traffic Solutions Inc.3.All records, notices, tickets, reports, and/or photographs taken or issued by the traffic control camera at the above referenced location and which did not result in prosecution. This request includes any error logs delivered to the operations manager (or supervisor of said program) and further includes, but is not limited to, a failure to issue for any reason. 4.The resume, curriculum vitae, or any other relevant documents detailing the amount and type of training received by [officer listed] and any other person who has reviewed the photographic evidence, the physical equipment used to produce such evidence, or made any determination of guilt based on that evidence or equipment.5.Copies of all contracts between the [city here] and American Traffic Solutions Inc. relating to the use of the system used to produce this violation, including any provisions concerning the distribution of funds collected from this system.6.Any and all exculpatory evidence.If there are any fees to provide such evidence, you must contact me before proceeding. I may be reached immediately by phone at [phone number]. Thank you for your prompt attention regarding this matter.
---Edit: The text of the letter. The above version is the final text that I sent.

Licenciados Bauza Payless Cigar Sampler 10 cigars $20.95 shipped

Licenciados Bauza Payless Cigar Sampler 10 cigars $20.95 shippedhttp://www.mikescigars.com/product-details/licenciados-bauza-pay...2 each of the following:Licenciados Churchill (7 x 50) Licenciados proved to be the pioneer brand which paved the way to many other Dominican made cigars on the road to stardom and recognition by the media, and the lime lights were no longer the domain of the Castro industry only. Licenciados is adding more power and taste of roasted peanuts sweetened with notes of burned brown sugar, cocoa and long finish.

Arturo Fuente - The Bauza Fabulosos (7 1/2 x 50) is just fabulous. Wrapped in a beautiful Ecuador Sumatra Sun-grown leaf with Dominican binder and filler it provides a spicy yet soothing aroma with creamy delicate flavors of coffee and nutmeg. This is a real Fuente powerhouse with nutty notes and slow finish. Enjoy!!!

Cubita C.E.O. (7 1/2 x 54) The word Cubita means little Cuba and if you could take in the spirit of Cuba in one whiff of a good smoke, the Cubita cigar is the one to mooch on. The combination of this aged flavorful blend of Habano long filler tobaccos from Nicaragua and the Dominican Republic, a smooth, seasoned binder, and an attractive medium brown Ecuador Habano wrapper creates a well-balanced and rich smoke.

Bock y CA Robusto Larga (6 x 50) These babies are handmade off shore in Nicaragua; Bock was the very first cigar ever to sport a cigar band, which was invented by Gustav Bock back in 1850. From 1850 till about 1950 Bock was the largest selling long-filler cigar on the planet. The cigars are medium-bodied but full of flavors.

Flor de Copan Corona (5 x 42) cigars are loaded with robust and peppery flavors. These factory seconds are some of the strongest cigars produced by the Altadis factory in Danli, Honduras. The taste and aroma will capture the attention of even the most experienced cigar connoisseur.

battlefield 3 preorder 35$

Recently I have seen many offers for Battlefield 3.
I found a great option to get the game at a lower price , you get the key 1-2 days before the release
and many other games are available such as Red orchestra 2 or dead island.
Here is the site : www.intkeys.comI can personally say that they have a good service, and they have a live chat really useful if you have any questions. I saw that stocks were limited and in fact, many limited editions were already sold. You will get the key by mail, and all you have to do is activating and downloading it with origin.I hope you'll like the deal.

Purolator PureONE Air-Oil Filters: 4 Oil and 2 Air Filters for $4.50 AC/FW Cash and MIR's (AdvAutoParts instore PU)

Advance Auto Parts (4) Purolator PureONE oil filters $4 AC/AR + Tax !!! Order Online Order for pick-up
Deal:
Advanced Auto Parts [AdvanceAutoParts.com] has all their PureONEoil filters(under $11.99 reg price) on sale for $5 each.OR THIS GREAT WAY TO DO THE DEAL SUBMITTED BY MAYVID
**********************************************************
Here's what I did to make it an even better deal:4 PureOne oil filters $5.00 x 4 = $20.00
2 PureOne air filters $14.29 x 2 = $28.58
1 GoJo cleaner (filler) $1.89 x 1 = $ 1.89
Total.....................................$50.47
Add coupon code "PAYPAL" -$20.00
Total $30.47
Subtract $12 Oil Rebates, and $14 Air filter rebate.$30.47 - $26.00 rebates=
Total after Everything $4.47!!!!!!!!!!!Oh and don't forget FatCash of $1.83.....$2.64 for it all!!!!!!******************************************************************** Buy 4 with 20% off code P20 (thx scrawneywallet for code)http://shop.advanceautoparts.com/webapp/wcs/stores/servlet/conte... These are rated as one of the top oil filters by many different reviewers and they are MADE IN THE USA!!!If the store you are trying to get them from does not have (4) of the ones you need for pick-up, you can search again for the item number and add more to your cart as a separate item, then select a different store for pick-up on those. This way you can get your (4) total.
Rebate:
They also have a $3 off per filter mail in rebate with a limit of 4 per house hold here:http://shop.advanceautoparts.com/wcsstore/CVWEB/Attachment/stati... blackc5vert
sd

Buck-Naked Faith: A Brutally Honest Look at Stunted Christianity (Kindle) Free

Buck-Naked Faith: A Brutally Honest Look at Stunted ChristianityFrom the Back Cover
Take off your designer, postmodern phoniness. Strip off your pretty-sounding words. Get your faith naked. Honest and gritty, Eric Sandras encourages a generation of believers to drop the layers of make-believe nonsense that stunts our spiritual growth. What emerges is a positive alternative to life-crushing counterfeit faiths many of us are trying our best to work through. To do this, there's no secret handshake or magic formula, but there is vision and encouragement to take the risk and get dangerously real with God. He exposes the naked truth: We need to dress our lives with a real friendship with God and nothing else.4 stars after 16 reviews

Flu shots deals 2011

Flu shots deals 2011
1. safeway group (Tom Thumb, safeway etc) have a deal where you get 10% off your groceries if you get flu shots through them...http://www.safeway.com/IFL/Grocery/Flu-Shots2. Rite Aid
Rite is giving away a coupon book and 25 wellness points...see this thread for details.. 3. Free flu shots for the uninsured at CVS
CVS has announced that it will have $6M in flu shots free to uninsured folks. This is a great freebie in my opinion for those who need it...
4. Stop and Shop
They have a $5 off available ...see details here
5. Costco (for members and NON MEMBERS)
Their price is cheaper than most places if you are going to be paying for it...they have flu shots for $20 and members and NON MEMBERS both can have flu shots there. Costco does not need membership if you are entering for pharmacy related purchases/events.
6. Winn Dixie stores
Freebies worth $12.71 if you get your flu shots there
Through Sept. 20,Winn Dixie Customer Reward card memberswho getflu shotsfor$24.99will receive these itemsfree: a 3-pound bag of New Crop Eastern Jonamacapples, 64 ounces of Minute Maidorange juice, a 35-count package of Winn-Dixiedisinfecting wipes, a package of 65 or 85 Winn-Dixiefacial tissuesand 8 ounces of Top Carehand sanitizer.
7. Albertsons stores
They have flu shots for $28.99 and are giving away lots of free samples and a coupon book with flu shots.
The coupons expire 10 dec 2011 and they are:
tore coupons:
$1/2 Albertsons brand frozen vegetables
$1/2 Homelife Disinfectant Wipes
Bring in any NEW or Transferred Prescription and get a $25 Albertsons Gift Card
Manufacturers Coupons:
$1/2 Deer Park, Ice Mountain or Poland Spring Brand 100% Natural Spring Water 6, 8 or 12 packs or any (2) Arrowhead Brand 100% Mountain Spring Water 6, 8 or 12 packs
$1/1 One a Day Multivitamin Product
$1/1 Flintstones Multivitamin product
$1/1 Natures Bounty product
$1/1 Ester-C Product
$1.50/1 Maximum Strength Mucinex Fast Max Liquid
$2/1 Zicam
$1.50/1 Breathe Right Item 26 ct or larger
$2/1 Non-Drowsly Claritin-D Allergy Product
$1.50/1 Theraflu product
$1.50/1 Triaminic product
$1.50/1 Excedrin product
$2/1 Abreva product
8. Dominick's
10% off your grocery with flu shots
9. Jewel Osco
Some freebie samples with your flu shots and a coupon booklet with the following coupons in it$25 Jewel gift card with new or transferred prescription through 12/10/11
$1.00/2 or more bags Jewel frozen veggies 16 oz or more
$1.00/2 Ice Mountain 6, 8, or 12 packs.
$1.00/1 One-a-day.
$1.00/1 Flintstones multivitamin
$1.00/1 Natures Bounty product
$1.00/1 Ester-C product
$1.00/2 or more homelife wipes 35 ct or more
$1.50/1 maximum strength Mucinex Fast-Max liquid.
$2.00/1 Zicam.
$1.50/1 Breathe Right 26 ct+.
$2.00/1 Claritin-D.
$1.50/1 Theraflu.
$1.50/1 Triaminic.
$1.50/1 Excedrin.
$2.00/1 Abreva
10. CARE NOW
These walk in pharmacies have cheaper flu shots that are cheaper than most places. Its $15 as per their web site
http://www.carenow.com/
http://www.carenow.com/flu_shot_spotlight_page.aspx
For some reason, my local CARENOW clinic has a huge board outside saying they are doing flu shots for $5 !!Please list your local flu shots 'deals' in the Wiki as I am sure there will be many local deals ...Thanks to the OP BeeEss, Over @ S/D for this info.

Credit Unions that offer life insurance as a perk?

As a new dad, I've been paying more attention to various threads, when posted, having to do with life insurance. Inevitably, someone always chimes in and says something along the lines of "some credit unions offer life insurance for their members." It's alluded that the amount of insurance is minimal (2-5k)
In my research for life insurance, I never really stumbled across many credit unions that offered this as a perk, and for 1-2k in benefit, I'd kinda wish people stopped using it as something for someone to consider when they're looking at getting life insurance. Most people that are posting on FWF are looking for a lot of life insurance and one CU that gives a few thousand dollars amounts to a drop in the bucket.I thought I'd start a thread to try to document which credit unions offer life insurance, and how much? Are there really any "good" benefits out there? When I search for this on the internet, i don't find a definitive place that lists this type of benefit.I would say that a potential FWF user might benefit from this information. If one were to spread some $$s around to various Credit Unions in interest bearing accounts, AND get an additional life insurance benefit, then they might be able to offset some of their life insurance needs. In the end spending less on life insurance. Then again, it might not be worthwhile. It might be better to put that money into a higher interest account, and use those proceeds towards life insurance. If there's good info in this thread, then folks can link here.What I'm hoping is that folks will add CU's to this list, and include how much their complimentary life insurance is? Possibly also include AD&D policies? If folks want to include other banks/CUs that include these services for a nominal fee (I know WaMu used to have something like $3000 AD&D for 10 cents a month or so), this would be a good place for that as well. Also, another question - I found that many CUs have these plans underwritten by companies such as Hartford CU? If you have one account with one CU, and that's underwritten by the same company as another - is the 2nd plan void? If so, I have a feeling that this thread might die in short order.Here's what I found with a quick google search (none of my CUs currently offer life insurance).Wyrope WilliamsburgFCU - up to $2,000 based on amount in a savings account - cost minimum $5 deposit (0.750 apr)
Members First CU - $1,000 for all members (base account has 0.10% APR)
AmeriChoice Credit Union - $1,000 for all members ($5 will get you an account with 0.25% APR)
Fremont FCU - $1,000 for all members (base account has 0.10% APR)
Affinity FCU - $1,000 for all members (base account has 0.10% APR)That's a brief list, I couldn't add more for now (screaming 3 month old) - when I get a chance to do more of a search. I'll add to this thread.

Get a $5 giftcard from CVS if your insurance doesn't cover flu shot ($29.99)

Flu Shots $29.99 each. Many national and regional health plans cover some or all of the cost of a flu shot. If your flu shot is not covered by insurance. Get a $5 CVS/pharmacy gift card.

*While supplies last. Limit one gift card per customer. Restrictions apply. See gift card for details. Gift card cannot be issued or redeemed in NY, NJ or MA. Flu shots available when immunizing pharmacist is on duty.I don't know if this means that you must purchase a flu shot to get the $5 GC. Probably so. There are no further details on the website.

Free 24 Hour Fitness entry for adults age 50 and up - 9/25/11 - 10/1/11

Work out FREE during Active Aging Week!As a member of the International Council on Active Aging (ICAA), 24 Hour Fitness is proud to sponsor the 2011 Active Aging Week and invites adults age 50 and older to work out FREE from September 25 to October 1.Its all part of our effort to help you make exercise part of your daily routine so you can enjoy more energy and better health. Whether you like to walk, swim, dance or lift weights, 24 Hour Fitness offers Personal Training, Group Exercise classes, state-of-the-art equipment and many other resources to help you get a move on your goals.Check out our Exercise Guidelines for Older Adults before you come, or find a Group X Class thats tailored just for you and discover new ways to enjoy a healthy lifestyle.http://www.24hourfitness.com/membership/active_aging/

Credit Union that offer life insurance as a perk?

Sears Shoes on sale free ship, many styles under $30 @Sears

Sears Shoes on sale free ship, many styles under $30pumps less than $30.00

MacAppStore - BacktoSchoolSale - OSX - Gameloft games for 0.99: Modern Combat, Lets Golf, Fast Five, NOVA 2

Modern Combat Domination
http://itunes.apple.com/us/app/modern-combat-domination/id425721... (normally 12.99, now 0.99)
Description for Modern Combat: Domination
PLEASE CHECK SYSTEM REQUIREMENTS PRIOR TO PURCHASE
This game is not supported by iMac and MacBook Pro devices equipped with the following video cards:
Radeon X1600
Intel GMA 950
Discover an innovative and competitive FPS thats unique to next-gen consoles. With its mission-driven gameplay emphasising teamwork and skill, Modern Combat: Domination is a multiplayer shooter that delivers instant fun and realism and is designed to provide a constant challenge. Square off in 16-player battles in 6 different modes including classics like Capture the Flag and never-before-seen modes like Extraction or Escort. Rise through the ranks by completing missions and eliminating adversaries so you can unlock new equipment and improve your ability to rule the leaderboards! The precise gameplay of Modern Combat: Domination provides an astounding combat immersion. For an amazingly low price, you can discover a full-featured, high-tension FPS that provides addictive fun and memorable team moments.Available in English, French, German, Spanish, Italian and Japanese. System requirements:
OSX: 10.6.6
Memory: 2 GB [4 GB recommended]
CPU: Intel Core 2 Duo with 1.86 GHz [Intel Core i3 with 3 GHz recommended]
HDD: 2 GB of free space [10 GB recommended]
Video Chipset: NVIDIA GeForce 9400 (256 MB) - No Support for Intel integrated graphic chipset [ATI Radeon HD 4670 (256 MB) recommended]
Online: Ethernet or Wi-Fi
Support for analog USB gamepad [Dual stick and 10-button gamepad recommended] Lets Golf 2
http://itunes.apple.com/us/app/lets-golf!-2/id413638111?mt=12&ig... (normally 4.99, now 0.99)
Looking for a faster, more colorful and fun golf experience? Then this newest edition of the popular Lets Golf series is just the thing you need for the most exciting golf adventure youll ever find!- Select from 8 fun 3D characters that you can customize with unlocked caps, clothes and golf balls.
- Watch your character gain experience with each game & unleash special powers like rewinding time.
- Play 108 holes in 6 far-out spots like an Aztec Jungle, a winter wonderland in Greenland & a wild African Safari.
- See how you rate against the world with the online leaderboard, or challenge friends in multiplayer.
- Take on the new Career mode or just have fun with a variety of new challenges. Fast Five
http://itunes.apple.com/us/app/fast-five-movie-official-game/id4... (normally 6.99, now 0.99)
PLEASE CHECK SYSTEM REQUIREMENTS PRIOR TO PURCHASE
This game is not supported by iMac and MacBook Pro devices equipped with the following video cards:
Radeon X1600
Intel GMA 950.With its action-movie influence, Fast Five The Movie: Official Game is Gameloft's best racing game yet. (Slide To Play)
Who'd have thought a movie game would be this good? (Games Radar)
---------------------------------------------The explosive franchise built on speed is back with Fast Five, and this model comes fully loaded! Play as Brian O'Conner on the wrong side of the law and assemble an elite team of top racers. Get behind the wheel of your dream car to battle opponents in the ultimate high-stakes racing game that follows the movie storyline.THE OFFICIAL GAME OF THE MOVIE
- Escape hard-nosed federal agent Luke Hobbs by tearing up the streets of Rio de Janeiro, the Dominican Republic, Hong Kong and more!
- Get behind the wheel of famous cars from the film, including the latest Dodge Challenger 2011 and Dodge Charger 2011THE MOST SPECTACULAR RACING EXPERIENCE
- Discover the unbelievable Rewind Time feature and get a second chance at taking a nasty corner or avoiding a pile-up.
- Devastating events during the races: elements of the environment will collapse or explode, changing the track and creating new obstacles!
- Impressive realization with fluid animation - even during high-speed boosts - and real-time reflection of the roadside on your car.DOMINATE THE UNDERGROUND STREET RACING SCENE
- Intense Multiplayer mode: share the action with your friends or go online in races for up to 10 players!
- Tune and customize your vehicle with tons of options like decals, rims, boosts and much more!
- Hours of high-speed driving entertainment with racing events ranging from Drift Contests to Survivor Mode NOVA 2 Near Orbit Vanguard
http://itunes.apple.com/us/app/n.o.v.a.-2-near-orbit-vanguard/id... (normally 6.99, now 0.99)
PLEASE CHECK SYSTEM REQUIREMENTS PRIOR TO PURCHASE
This game is not supported by iMac and MacBook Pro devices equipped with the following video cards:
Radeon X1600
Intel GMA 950
Step into the ultimate sci-fi FPS!IGN - 8.5/10 + Editor's Choice: "a stunning shooter that should not be missed."
The AppEra: "N.O.V.A. 2 is simply the BEST FPS on the App Store right now."
TouchGen: "Intense and highly addictive."
iLounge: "Its hard to find a game with this much content and intensity at any price."
148apps: "N.O.V.A. 2 really does feel almost console worthy."
App Advice: "The best online multiplayer around with quick connection, and ten player battles."
---------------------------------------------6 years have passed since the events depicted in the first episode.
Humanity is now thrown into a bloody civil war fought on one side by the central government of the Terran Orbitals and the self-appointed Human-Alien Alliance; a new organization with a mysterious origin and agenda. Kal Wardin left active service in N.O.V.A. years ago and now lives among the colonists of the desert planet Scorpius.
But war never spares even the most peaceful places...AN EXTENSIVE ACTION-PACKED SINGLE-PLAYER CAMPAIGN:
- 13 chapters taking you through hostile, yet amazing environments of various Orbitals
- Varied gameplay: Run, shoot, fall, drive a motorbike, pilot a giant mech, and blast a laser
- Over a dozen weapons including the Dual Hand Guns, Assault Rifle, Shotgun, Automatic Shotgun, Sniper Rifle, Rocket Launcher, Grenade Launcher, Alien Plasma Gun, Alien Lightning Gun, Alien Laser Gun, Turrets, Frag Grenades and Mines
- 3 special powers: Freeze, Slow Time and Disc for melee combat
- Experience intense combats against a wide range of enemies with improved AIINTENSE MULTIPLAYER MODES:
- 1~10 players online or locally
- 5 modes: Free for All, Team Deathmatch, Capture the Flag, Freeze Tag, and InstaGib
- Ranking & perk systems
- 10 maps on which to battle it out
- Play against your friends or the entire world through Gameloft LIVE!
- Worldwide leaderboards in the game & on the official website, www.near-orbit-vanguard-alliance.com---------------------------------------------
JOIN THE FIGHT WITH MANY OTHER FANS!
Enlist on Twitter @NOVA_fps
Visit www.near-orbit-vanguard-alliance.com for more information.

Supersonic HD (TouchPad App) Free w/ Promo Code

Supersonic HD (TouchPad App) Free w/ Promo CodeUS
snrjv07942odtxkCanada
zrveg50737oetlnGermany
bsloe63889rthvpUK
nnoys53451cnijpFrance
vnwcb01014xljgi (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)

Investment Property buying, High Return Vs High Home Value?

Hi, guys, I am looking to buy a rental property recently and have a question here.
First of all, my goal is to buy a rental property with cash because it seems very difficult to get a loan for investment property these days.
After seeing many properties, my question is, should I choose property having higher Rent/Price rate over properties that have higher market value?
For example, two properties here:
#1, in a good area, total expense (home price + repiar) = 70k, Rent = 900, Tax = 1300, Insurance=450, Best History Sale Price: 150k, Current Market Value: 90k,
Return: (900 X 12 - 1300 - 450)/70k = 13%#2, in an ok area, total expense (home price + repiar) = 50k, Rent = 800, Tax = 1100, Insurance=350, Best History Sale Price: 110k, Current Market Value: 65k,
Return: (800 X 12 - 1100 - 350)/70k = 16%Now which one is better?
Thanks.

What is so bad about dying poor?

I just finished reading The Investor's Manifesto by William Bernstein. I found it overall to be a fascinating read, but I have one big question: why is dying poor so bad? Bernstein repeatedly states that your primary goal in saving should be to not die poor. Dying poor is apparently so bad that he relates it to going to hell in Pascal's wager. I'm trying to understand why this is so.I think about my grandmother, who is over 90 now. She has a few hundred thousand dollars in cd's, and lives rather comfortably on the interest along with social security. I can't really see her spending much more than she currently does, even she had millions. Similarly, even if she had nothing, and was just living on social security, I don't think it would affect her lifestyle much. As long as she doesn't lose her house, which she owns outright and pays almost no taxes on, I think she would be fine. Like my grandmother, most retired people I know have low expenses, even the ones that like to travel. How many people are really planning to do much more than sit around and watch tv when they are 90 anyways?I guess the big x-factor in this equation must not be leisure expenses, but rather medical expenses. I know another elderly lady who is living at home and has run out of money to pay her caretaker. She will likely have to be put in a nursing home, which she is very unhappy about. This situation is obviously not ideal, but is it really that terrible? How much more happiness is she going to get out of life regardless of where she ends up? Or conversely, how painful could it really be if she has no money left at all?Depending on who your heirs are, wouldn't some people view dying with millions of unconsumed dollars as far worse than dying poor? I don't want to turn this into a debate about the value of consumption now vs. later. But I would like to understand why dying poor is such a bad endgame for the average person.

Travelzoo Vouchers 10% discount - friends & family promo on local deals

I received an email from Travelzoo for a friends & family discount promotion. Below you'll find two 10% discount codes for certain local deals on Travelzoo. The codes expire on September 17 but if you can use them, they are yours. Please post if you use a code to minimize frustrations for others.They said to share these with friends and family. Well, FatWallet, you often feel like friends and family to me. Enjoy if you can....EMAIL (edited):With Labor Day behind us, we are getting ready for some of the most outstanding deals of the year at restaurants, spas, and hotels across the country.As a Travelzoo VIP, gift these discount codes of 10% OFF to your best friends and family, or colleagues.Enjoy your additional savings and thanks for being a Travelzoo VIP!The Travelzoo TeamHow your special Travelzoo VIP discount works:
Gift the following one-time 10% discount codes to friends and family:
FRIENDS_FAM_0906X6RP4-91BC5
FRIENDS_FAM_090672M1O-54X81
Visit www.travelzoo.com/local-deals to see deals nationwide.
When purchasing a Local Deal, click on 'Do you have a discount code?' enter the discount code and hit redeem. You will see the price drop immediately.
Codes are one-time, and each person can only use one code.
All discount codes are valid only on purchases made between now and September 17, 2011.
New purchases only. Cannot be applied to past purchases.
Discount code is valid only for one purchase and is not transferable.
Not valid on deals that are marked as "Direct Purchase".
--------------------------About Travelzoo Local Deals:
Travelzoo sends Local Deals email alerts several times a week, after negotiating with trusted merchants in your area. Many deals require a minimum number of people to purchase for the deal to become effective. Once the minimum number of people purchase the Local Deal, buyers receive a voucher to redeem for significant values at local businesses.

108 Stores with Senior Discounts

a new sticky?Restaurants
Applebees: 15% off with Golden Apple Card (60+)
Arbys: 10% off (55+) I tried...it worked...cathy
Ben & Jerrys: 10% off (60+)
Bennigans: discount varies by location
Bobs Big Boy: discount varies by location (60+)
Boston Market: 10% off (65+)
Burger King: 10% off (60+)
Captain Ds Seafood: discount varies on location (62+)
Chick-Fil-A: 10% off or free small drink or coffee (55+)
Chilis: 10% off (55+)
CiCis Pizza: 10% off (60+)
Culvers: 10% off (60+)
Dennys: 10% off, 20% off for AARP members (55+)
Dunkin Donuts: 10% off or free coffee (55+)
Einsteins Bagels: 10% off bakers dozen of bagels (60+)
Fuddruckers: 10% off any senior platter (55+)
Gattis Pizza: 10% off (60+)
Golden Corral: 10% off (60+)
Hardees: $0.33 beverages everyday (65+)
IHOP: 10% off (55+)
Jack in the Box: up to 20% off (55+)
KFC: free small drink with any meal (55+)
Krispy Kreme: 10% off (50+)
Long John Silvers: various discounts at participating locations (55+)
McDonalds: discounts on coffee everyday (55+)
Mrs. Fields: 10% off at participating locations (60+)
Shoneys: 10% off
Sonic: 10% off or free beverage (60+)
Steak n Shake: 10% off every Monday & Tuesday (50+)
Subway: 10% off (60+)
Sweet Tomatoes 10% off (62+)
Taco Bell: 5% off; free beverages for seniors (65+)
TCBY: 10% off (55+)
Tea Room Cafe: 10% off (50+)
Village Inn: 10% off (60+)
Waffle House: 10% off every Monday (60+)
Wendys: 10% off (55+)
White Castle: 10% off (62+)
Retail and Apparel
Banana Republic: 10% off (50+)
Bealls: 20% off first Tuesday of each month (50+)
Belks: 15% off first Tuesday of every month (55+)
Big Lots: 10% off
Bon-Ton Department Stores: 15% off on senior discount days (55+)
C.J. Banks: 10% off every Wednesday (60+)
Clarks: 10% off (62+)
Dress Barn: 10% off (55+)
Goodwill: 10% off one day a week (date varies by location)
Hallmark: 10% off one day a week (date varies by location)
Kmart: 20% off (50+)
Kohls: 15% off (60+)
Modells Sporting Goods: 10% off
Rite Aid: 10% off on Tuesdays & 10% off prescriptions
Ross Stores: 10% off every Tuesday (55+)
The Salvation Army Thrift Stores: up to 50% off (55+)
Stein Mart: 20% off red dot/clearance items first Monday of every month (55+)
Grocery
Albertsons: 10% off first Wednesday of each month (55+)
American Discount Stores: 10% off every Monday (50+)
Compare Foods Supermarket: 10% off every Wednesday (60+)
DeCicco Family Markets: 5% off every Wednesday (60+)
Food Lion: 6% off every Monday (60+)
Frys Supermarket: free Frys VIP Club Membership & 10% off every Monday (55+)
Great Valu Food Store: 5% off every Tuesday (60+)
Gristedes Supermarket: 10% off every Tuesday (60+)
Harris Teeter: 5% off every Tuesday (60+)
Hy-Vee: 5% off one day a week (date varies by location)
Kroger: 10% off (date varies by location)
Morton Williams Supermarket: 5% off every Tuesday (60+)
The Plant Shed: 10% off every Tuesday (50+)
Publix: 5% off every Wednesday (55+)
Rogers Marketplace: 5% off every Thursday (60+)
Uncle Guiseppes Marketplace: 5% off (62+)
Travel
Alaska Airlines: 10% off (65+)
Alamo: up to 25% off for AARP members
American Airlines: various discounts for 65 and up (call before booking for discount)
Amtrak: 15% off (62+)
Avis: up to 25% off for AARP members
Best Western: 10% off (55+)
Budget Rental Cars: 10% off; up to 20% off for AARP members (50+)
Cambria Suites: 20%-30% off (60+)
Clarion: 20%-30% off (60+)
Comfort Inn: 20%-30% off (60+)
Comfort Suites: 20%-30% off (60+)
Continental Airlines: no initiation fee for Continental Presidents Club & special fares for select destinations
Dollar Rent-A-Car: 10% off (50+)
Econo Lodge: 20%-30% off (60+)
Enterprise Rent-A-Car: 5% off for AARP members
Greyhound: 5% off (62+)
Hampton Inns & Suites: 10% off when booked 72 hours in advance
Hertz: up t0 25% off for AARP members
Holiday Inn: 10%-30% off depending on location (62+)
Hyatt Hotels: 25%-50% off (62+)
InterContinental Hotels Group: various discounts at all hotels (65+)
Mainstay Suites: 10% off with Mature Travelers Discount (50+); 20%-30% off (60+)
Marriott Hotels: 15% off (62+)
Motel 6: 10% off (60+)
Myrtle Beach Resort: 10% off (55+)
National Rent-A-Car: up to 30% off for AARP members
Quality Inn: 20%-30% off (60+)
Rodeway Inn: 20%-30% off (60+)
Sleep Inn: 20%-30% off (60+)
Southwest Airlines: various discounts for ages 65 and up (call before booking for discount)
Trailways Transportation System: various discounts for ages 50 and up
United Airlines: various discounts for ages 65 and up (call before booking for discount)
U.S. Airways: various discounts for ages 65 and up (call before booking for discount)
Activities & Entertainment
AMC Theaters: up to 30% off (55+)
Bally Total Fitness: up to $100 off memberships (62+)
Busch Gardens Tampa: $3 off one-day tickets (50+)
Carmike Cinemas: 35% off (65+)
Cinemark/Century Theaters: up to 35% off
U.S. National Parks: $10 lifetime pass; 50% off additional services including camping (62+)
Regal Cinemas: 30% off
Ripleys Believe it or Not: @ off one-day ticket (55+)
SeaWorld Orlando: $3 off one-day tickets (50+)
Cell Phone Discounts
AT&T: Special Senior Nation 200 Plan $29.99/month (65+)
Jitterbug: $10/month cell phone service (50+)
Verizon Wireless: Verizon Nationwide 65 Plus Plan $29.99/month (65+)
*Check out our Secret Cell Phone Discountsto view all cell phone discounts available to you!
Miscellaneous
Great Clips: $3 off hair cuts (60+)
Super Cuts: $2 off haircuts (60+)
Since many senior discounts are not advertised to the public, our advice to men and women over 55 is to ALWAYS ask a sales associate if that store provides a senior discount. That way, you can be sure to get the most bang for you buck.
Looking for a printable version of our list of discounts for seniors? Weve got you covered! Click this link to view, then just hit Print in your browser:
108 Stores with Senior Discounts (PDF, 141 KB)

HP 2.4 GHz Wireless Optical Mobile Mouse $7.99 @Amazon

was $29.99$7.99 + $7.19 shipping The micro-receiver is so small you can store it inside the mouse
Advanced 2.4GHz wireless technology for less interference and longer range of operation to work further away
Optical sensor with adjustable sensitivity (1250 CPI default, 1750 CPI max) works on many surfaces
Rubber sides and symmetric design provide comfortable and secure grip for left or right hand use
Compatible across all notebook and desktop platforms; System Requirements: Available USB port; Microsoft Windows /XP/Vista/7http://www.amazon.com/HP-Wireless-Optical-Mobile-Mouse/dp/B003UT...

In-network dentist overcharging against insurance limits

I have dental insurance through Delta Dental. My dentist is in-network with Delta and as such there are limits set on what they can charge for each procedure. But they continually bill me for more than they're allowed to. Each time this happens I call them up and they do not put up any resistance, they just say give me a few moments and correct the issue. This has happened multiple times and clearly is not just a simple one time mistake. Is there any legal action that can be taken against the dental practice?For example suppose I have procedure X done with a maximum allowed charge of $200, and my insurance plan covers 75%. In this case they pay $150 of the $200, and I should be responsible for $50. But what happens is my dentist will issue me a statement for $250, stating insurance only covered $150, and I'm responsible for $100. I'll give them a call and they'll just say you're right, please send us a check for $50.I'm sure many of their patients are unaware of the pricing limitations under insurance and are essentially being robbed.

The network of global corporate control

Science takes a look the conspiracy way..
Recently (7/11), Swiss economic researchers published their study of global network analysis of the most powerful transnational corporations.
From their paper abstract:
We present the ﬁrst investigation of the architecture of the international ownership network, along with the computation of the control held by each global player. We ﬁnd that transnational corporations form a giant bow-tie structure* and that a large portion of control ﬂows to a small tightly-knit core of ﬁnancial institutions. This core can be seen as an economic super-entity that raises new important issues both for researchers and policy makers."
Once uncovered, they voice concern over the concentration of power, the anti competitive effects that such situation presents and call for closer scrutiny and investigation of the "super entity".
From the article(link below):
The study "..shows that many of the top actors belong to the core. This means that they do not carry out their business in isolation but, on the contrary, they are tied together in an extremely entangled web of control. This ﬁnding is extremely important since there was no prior economic theory or empirical evidence regarding whether and how top players are connected."Read "soft" version:ARTICLE
Cornell University Library has the complete PDF version of the Paper (highly technical - sleep inducing for the uninitiated):Research Paper PDF

Military: FREE Nights Stay at Inn or B&B on Thur 11/10

In observance of Veterans Day, November 11th, select Bed & Breakfasts (B&Bs) and Inns are providing FREE rooms on Thursday, November 10th, to honor servicemen and women currently serving or who have previously served their country. This program currently includes more than 310 Inns. Click here to see U.S. properties http://www.betterwaytostay.com/current-promotions/bbs-for-vets/ that are participating in the program. Click here to see Canadian properties that are participating in the program. http://www.bbcanada.com/bbforvetsIf you are currently a military service member or a veteran, be sure to make reservations now as many participating B&Bs and inns are already full (reservations need to be made directly with the participating Inns and B&Bs). A valid Military or VA ID will be required for each reservation.(Thanks, Stacey!)http://www.betterwaytostay.com/current-promotions/bbs-for-vets/

Recert. Logitech Driving Force GT Racing Wheel for Sony PS3 for $68.94 shipped at MidnightBox.com

http://www.midnightbox.com/
Deal 2
$68.94 shipped
RecertifiedFeatures * 24-position realtime adjustment dial: Fine-tune brake bias, TCS, and other settings on the fly for unprecedented control over your car's performance
* 900-degree wheel rotation: Go 2.5 times around lock to lock, just as you would behind the wheel of many real cars
* Force feedback technology: Feel every inch of the road for maximum control and the ultimate racing experience
* Gas and brake pedals: Get precise throttle and brake response with true-to-life pedalsWhats in the Box * Force feedback steering wheel
* Gas and Brake Pedals
* Power Supply

Good credit score and getting several cards ...

I have a good credit score and want to get low apr balance transfers.
My first 5 cards got accepted and later on all cards got denied and stopped applying after 5 denials.
Looks like now a days, all credit card enquries got reported immediately so subsequent cards are getting denied.
How does one managing getting multiple cards.I called chase and asked for denial reason. the representative said you have lot of recent cards. I asked lot means how many?. He said 4. Is that 4 a lot?Gave a quick scan in the forum. could not find this kind of question. How does every one managing?

Jeep Diaper Bag-Black Micro Fiber Tote - $20 - Store pickup - Free

Jeep Diaper Bag-Black Micro Fiber Tote - $20 - Store pickup - Free Lowest price in internet.More than $37 every where else.. very good reviews..http://www.walmart.com/ip/Jeep-Clamshell-Diaper-Bag/9870627The black Jeep tote-style diaper bag is stylish, practical, and fits all of your babys essentials, along with many of your own. Outside pockets allow easy access to bottles, diapers, your cell phone, and more. The zippered center compartment gives you plenty of additional protected storage. This bag is well-suited to a multi-tasking dad!Additional Features:2 roomy side pockets
Large back pocket
2 zip front pockets
2 small front flap pockets
Includes change mat and wipes case
Cell phone holder
Tote straps and adjustable shoulder straps
2 interior elastic bottle holders
Spacious interior
Nylon exterior
Nylon-canvas material

Trying to Beat a Red Light/Speed Camera Ticket (Update: 9/14)

How does Homeowners Insurance Company determine payout in event of complete loss from natural disaster

Many people in my area, and in other states, have tragically lost their homes and all of their belongings from fire or tornado. I live near a greenbelt that is more brown these days than green due to a drought. What would happen if I have a total loss? My home is insured for an amount above its resale value - at the estimated cost to rebuild, plus my belongings are insured at a set percentage of the total home value for full replacement value. The agent told me I only needed to appraise jewelry which we don't have enough to worry about.How much documentation do I need on the belongings in particular? Do I have to have receipts for all of the furniture, electronics, appliances, clothing, tools, etc? Has anyone lost a house completely? If so, what did you experience from your insurance company? What company and what state?

GUNS, AR-15 Complete DPMS Lightweight upper, 379.99

Click here to orderProduct DescriptionDPMS Panther A3 Lite-16 Complete Upper Receiver Assembly- 5.56 NATOThis 16" DPMS Panther Lite weight upper receiver offers the quality & accuracy DPMS is known for as well as it's refined many great features & light profile barrel that won't weight you down. This upper receiver is complete, ready to shoot; just mount to any AR-15 lower receiver. Great for target shooting, officers, or anyone looking for a light upper receiver that is optics ready. Upper receiver is complete with bolt carrier group & is new in box.Specs-Upper Receiver: A3 Style Flat Top, Forged
7075-T6 aircraft aluminum alloy
Hard coat anodized per Mil Spec and Teflon coated black
Dust cover
Shell deflector
Round forward assist
Right hand ejectionHandguards: GlacierGuards (DPMS Standard Plastic)
Oval, Carbine length
Aluminum Delta Ring (no free float)Barrel: 16" Length w/ A2 flash hider (birdcage)
4140 chrome-moly steel light contour barrel (.625")
6 grooves, right-hand 1:9 twist
button rifledChamber: 5.56x45mm (5.56 NATO)Method of Operation: Gas operated rotating boltBolt & Carrier: 8620 steel bolt carrier, heat treated and plated per Mil Spec
Phosphated steel bolt, heat treated and plated per Mil SpecSights: A1 Front SightMFG. Part#: BA-16A3LManufactured by DPMS Panther Arms, St. Cloud Minnesota, U.S.A.

Free checking from the bank servicing your loan

With the loss of many free checking options, it is important to remember to look into the bank holding your loan currently to see if you can link that account to get free checking (and other perks). This can include first mortgages, second mortgages (HEL/HELOC/etc.), personal lines (actually used not available credit), investment property, etc.Here are the major banks that do loan servicing and the programs they offer to those customers for checking. In almost all cases, the bank only needs to be the current servicer and did not have to originate the loan (broker). This does mean that if your bank sells the servicing, your free checking would go away. However, most big banks currently have major divisions that can do servicing AND having the loan link CAN reduce the potential of the loan to be sold during their portfolio reviews.This may also make it worthwhile to check certain banks for refinancing or purchase loans if the additional benefit of free checking with lots of perks is helpful (although rate and closing totals should still be king).Some of this information is state specific, so please check your own state if necessary.Finally, you MUST link the accounts together for them fee waivers. Linking is something not easy, so make sure it is done properly in the computer system. Sometimes, this requires combined statement (online or paperless) or combined account access.Bank of America
https://www.bankofamerica.com/deposits/index.action?body=check_c...
Free Prima with Tiered Interest Checking
Have a $15,000 outstanding balance on a linked Installment Loan, Line of Credit, or any balance on a linked first mortgageBB&T
http://www.bbt.com/bbt/personal/products/elitegold/
Free Elite Gold
Requires 150k original balance on first mortgageChase
https://www.chase.com/index.jsp?pg_name=ccpmapp/smallbusiness/bu...
https://www.chase.com/online/Checking/chase-checking-account.htm
Free Premier (grandfathered customer only -- no longer available for new customers or conversion)
Benefits will match Premier Plus offering currently.
Requires 15k in combined balance including loansCitibank
https://online.citibank.com/US/JRS/pands/detail.do?ID=Packages
Free Citigold
Requires 100k in non-first mortgage or 250k on first-mortgage when used to qualify
Free The Citibank Account
Requires 6k in combined balance including loansCitizens Bank
http://www.citizensbank.com/checking/
Free Circle Gold
Requires 20k in combined balance including loansPNC
https://www.pnc.com/webapp/unsec/Blank.do?siteArea=/pnccorp/pnc/...
Free Performance
Requires 10k in combined balance including loansRegions
http://www.regions.com/personal_banking/checking.rf
Free Regions LifeGreen Preferred Checking
Requires 25k in comibined balance including equity loans (no first mortgages allowed for qualification)Suntrust
https://www.suntrust.com/portal/server.pt/community/chk_compare_...
Free Signature Advantage Banking
Requires 250k in loan balance if only account used for qualificationUS Bank
http://www.usbank.com/ICWeb/productComparison.html?productCode=D...
Free Platinum Checking Package
Minimum loan balance of $25k in "personal purpose loans (some indirect not included), U.S. Bank Home Equity Loans, Home Equity Line of Credit, Premier Line, U.S. Bank Home Mortgage and U.S. Bank credit cards."Wells Fargo
https://www.wellsfargo.com/checking/
Free Complete Advantage Package
Have a linked Wells Fargo Home Mortgage
Free PMA Package
*Mortgage Loan Balance over $250k (if qualifying on this account type alone)
Free Custom Management Package
*Requires auto-payment to home loan and three other Wells relationshipsI will update as new information comes. I would prefer to list top banks (top 25 in country) or top servicers (top 25 in country) that offer free checking for serviced loans that are collateral-based (primarily mortgage or equity loans/lines).Rasheed

10pay contract

I'm applying for more life insurance and asked my broker about a pre-payment option with the insurance company (MassMutual). He told me that they didn't offer it but also mentioned the following:broker said:
Mass does not offer a pre-payment benefit option short of funding a fixed annuity and setting up an auto transfer. Based on your age and investment time horizon this strategy does not make much sense to me.

An alternate leverage strategy that many of my clients utilize is creating a blended life portfolio (perm and term) utilizing an extremely lean 10Pay contract. This strategy provides full cost recovery of all funds utilized with the supplementary benefit of a very effective tax shelter. Often well implement this leverage technique for clients that are unable to fund a Roth IRA due to income limitations. In your case the IRR tops out at approximately 5% tax free which is attractive.
Can someone decifer this statement for me? I generally try to avoid permanent life insurance but I know there are some cases where the taxes make sense. My wife and I sit on the cusp of the 33% tax bracket and are above the Roth IRA income limitation but are contributing through conversion. What does IRR stand for? Is this a good strategy and if so why?

Debt collection letter 6 months after purchasing a Dell

I received a letter from DandSLTD yesterday, stating Dell has assigned them for collection.I checked the amount and it was for a laptop I purchased from Dell in March.
I believed I paid for this purchase with my credit card at that time.
And today, I give them a call asking for explanation.
They said Dell did not charge me for the computer and shipped the computer out.I checked my credit card statement and did not see the charge.
I don't understand why Dell would send out a thousand dollar laptop without ensuring payment first.Can Dell assigned collection agency to get money from me even though this is not my fault as I did try to pay with credit card at the time of the purchase?Is this going to affect my credit score/history?Can I settle for an amount less than the original since this is not my fault?Many thanks.Edit: I never sign up for Dell financing. I don't trust Dell with my SSN. The collection letter stated "Dell NON-TERMS (CREDIT CARD)" And Dell confirmation email stated charge to credit card.

iPhone App Price Drops: iBomber 2, 4x4 Safari, The Expendables, more

Below are downloads of several applications which have dropped in price and are available for a limited time from Apple's App Store. These apps are created for the iPhone and iPod touch; they're also compatible with the iPad but will run at a significantly lower resolution. (Check the individual apps for further information.) Many are at the lowest total price we've seen. The deals: (Search for these Deal Apps in iTunes App Store)
iBomber 2 for 99 cents ($2 off): Arcade style bombing game
iBomber Defense for 99 cents ($2 off): Tower defense game
Music Creator for or 99 cents ($1 off): Music creation software
Ultimate Image Search for 99 cents ($1 off): Image search utility
4x4 Safari - Multiplayer for 99 cents ($1 off): 3D puzzle game
The Expendables Game (pictured) for 99 cents ($1 off): Action adventure game: LINK
Dapp for $8.99 ($1 off): iOS application mockup tool

walgreens energizer battery mm in gas..

First, sorry if repost. My search in yesterdays other post did not come up in search.I went to Walgreens to get some free skittles and batteries. Walgreens has the lithium energizer batteries on sale for $5.98. There is $2 coupon from http://energizer.com/special-promotions/Pages/special-promotions... (national geographic > download energizer coupon). On the batteries I got, there was a promotion for $10 gas card http://www.facebook.com/Energizer (lithium gas reward). You will need to get 2 packs of the specially marked batteries.$12 (2 packs of batteries)
-$4 (2 coupons)
----------------------------
$8 paid and you get $10 gas card. If you happen to be one of many not needing gas, send your cards my way

Groupon $15 for $30 at Sierra Trading Post - Online and B&M

Groupon: $15 for $30 at Sierra Trading Post Online and B&MLink"The right clothes not only show off ones sense of fashion, they can also help conceal a tub of popcorn when sitting in on traffic court. Find many uses for your threads with today's Groupon: for $15, you get $30 worth of outdoor gear and apparel from Sierra Trading Post. Today's deal is valid online or at the locations in Cheyenne, Cody, Meridian, and Reno."(Credit to valkyrie9 at SD)

Rug Doctor Mighty Pro Professional Carpet Cleaner Refurb. $305 Shipped @ Sellout-Woot

http://sellout.woot.com/Warranty: 5 Year Rug DoctorCondition: RefurbishedFeatures:The power of a professional-grade Rug Doctor Carpet Cleaner at your fingertipswhenever you need it

These are NOT rental machines that have been reconditioned. These are NEW Rug Doctor machines that have been returned by the customer as part of their 30-day money-back program. Each machine is thoroughly inspected and guaranteed to work perfectly. Plus, every refurbished Rug Doctor machine includes a full 5-year warranty, so buy with confidence
Powerful 1-pass cleaning: Where other machines take 4 or more passes, the Rug Doctor takes just one pass and still cleans more effectively
Large Capacity: More than twice the capacity of many machines with a 2.6 gallon solution tank and 3.1 gallon recovery, which means less refilling and emptying
Durable Construction: Manufactured with heavy-gauge, impact-resistant, virtually indestructible material

BIG LOTS B&M 16 Month 2012 Deluxe Calendars $2-7 Large Selection (will vary by store)

Big Lots B&M has a huge selection of 2012 Calendars (Wall, Box/Desk, Purse Size)The selection is impressive, many are the same ones you see on Calendars.com for $13-15 a pop.Cartoons, animals, hobbys, Americana, Elvis and the like etc.Prices start at $2 (the nicer/fancier calendars are $7, but there are decent ones for $2 also!)Great deal and you can start using them right away since most start with September 2011 and run through Dec 2012.

Wal Mart B&M toy clearance - YMMV

I was just in my local WalMart, and the manager was frantically cutting toy prices to make room for her Christmas shipments. I picked up over $200 in toys for my sons for about $60.Examples include:
the Super Shield Captain America for $5.00
Thor Deluxe Edition Figures for $1.00
Lego Harry Potter "Freeing Dobby" set for $2.50
Lego "Ultimate Build Mater" from Cars 2 for $8.00
All 6 of the Star Wars Blu-Ray Commemorative Releaseaction figure sets for $10.00 . . . and many, many more.I spoke with the manager, and she stated that the Wal Mart Corporate office was twisting the thumbscrews on the managers to make room. There were deals on less notable action figures, such as Ben 10 and DC Universe, and less notable City series LEGO sets.

credit cards with BT offer, or sign up offer?

Considering current rate is so low, the BT promotion is less attractive, compared to sign up bonus offers. For example, if you BT 10K for 12 months to your bank account, for 1 year you can get $100-200 depending on your bank account rates. But many credit cards give you $100-300 sign up bonus (or even more sometimes). And it saves a lot of time to manage the BT stuff.So what is the motivation of doing BTs?

100 Duracell AAA Batteries - $19.99 w/ $2.99 Shipping - Bedeals

New Duracell AAA Batteries 100 pack for $19.99 with $2.99 from Bedeals.com, another one of the thousands daily deal sites. I know it's not AA, but maybe some people can find a use for that many AA. Deal should last until 12:00pm 9/14.Link

Free [Christian] PC Game from Left Behind Games w/ Like on Facebook

Left Behind Games/ Inspired Media is trying to spread Christian games. Get one of 5 select PC games free with like on facebook. Also receive a discount code for their online store.Link
Select A PC Game to Download Now!

Charlie Church Mouse 3D Bible Adventures 2$19.99 ValueCharlie Church Mouse: 3D Bible Adventures 2 is an interactive world that gives kids an opportunity to run, jump and explore as they control and guide Charlie in an exciting 3D theme park called Bible Adventures. Children learn 9 classic Bible stories from the Old and New Testament and academic skills vital to childhood development including colors, shapes, letters, addition, time, spelling and synonyms.
Children can win badges and awards, collect Charlie Coins and find hidden Bible verses scattered throughout the park. With 3 levels of difficulty, children ages 2-8 will be entertained and educated while they grow.

Praise Champion$29.99 ValuePraise Champion is an exciting and inspirational singing game for your Windows based personal computer. With 40 top praise and worship songs and 20 bonus Christmas songs, up to 4 players can sing along together and compete for the highest score! Microphone not included.
ESRB Rated: E, All Ages

Charlie Church Mouse SuperPak$19.99 ValueThere are six great learning adventures that your child may choose from in each of the three titles included in this set: Charlie Church Mouse Preschool, Charlie Church Mouse Early Elementary and Charlie Church Mouse Kindergarten.
ESRB Rated: E, Mild Cartoon Violence, Ages 2-8

King Solomon's Trivia Challenge$19.99 ValueThis new game includes funny, appropriate humor through Bible trivia for the entire family! King Solomon's Trivia Challenge is performed in a game-show like atmosphere. Choose from a number of characters as you progress through the game and match your wits with friends and family members.
ESRB Rated: E, All Ages

LEFT BEHIND 3: Rise of the Antichrist$29.99 ValueLEFT BEHIND 3: Rise of the Antichrist is a real-time strategy game based on the best-selling LEFT BEHIND book series, created by Tim LaHaye and Jerry Jenkins. Join the ultimate fight of Good versus Evil, commanding the Tribulation Forces, the Global Community Peacekeepers and the American Militia!
ESRB Rated: T, Violence, Ages 13 and up

Keys of the Kingdom$19.99 ValueKeys of the Kingdom is a brain-teasing logic PC game which takes you to the romantic epoch of noble knights and heroic adventures! You will move back in time and try to help Sir Lancelot save the township from the oppressive King. Along the journey to the King's castle, Sir Lancelot and his faithful horse will need to solve many exciting puzzles invented by the guards who block your way. Outsmart them all to reach your goal and meet the King.
ESRB Rated: E, All Ages

RS PRO-137 Racing Scanner $39.97 B&M YMMV

RS PRO-137 Racing Scanner $39.97 B&MGot last one today in SF bay area Radio Shack. Not recommended for scanner novices, too many damned features. Couldn't find it listed on RS website:Description: http://wiki.radioreference.com/index.php/Pro-137Reviews: http://www.eham.net/reviews/detail/8595Important: for those of you who constantly whine about imperfect posts, man up or call mommy.

Free [Christian] PC Game from Left Behind Games w/ Like on Facebook

Investment Scammer - How to Cope?

I have a friend of many years. He was always a mostly successful and smart guy. First the housing crisis brought his home value from $500000 to $200000 range. Tough break, but he completely owned the house. Couldn't sell it but was worth $200000.Here is where it went really bad for him...Someone convinced him to mortgage his house and invest in something related to Chinese bonds or stocks, and we telling him he would earn big bucks. He gave them ALL his money. Now they aren't answering calls, etc.I know he has contacted a lawyer friend, but again, now he has NO MONEY. Who could he turn to for help in this sad situation?

SunTrust Free Checking Changes

Received this email this morning:... As a result, your Free Checking account(s) will become Everyday CheckingSM on November 10, 2011, unless you contact us before then to make another selection.

Everyday Checking will include many convenient account features you currently enjoy, with some important differences:

$7.00 monthly maintenance fee unless you maintain a $500 minimum
daily collected balance OR sign up for Direct Deposit 1

$5.00 monthly fee for unlimited Check Card purchases 2

Contact us to find out more about how you could qualify for a waiver of your $7.00 monthly maintenance fee. 1 A qualifying Direct Deposit is a Direct Deposit of your salary, pension, Social Security or other regular monthly income of $100 or more per deposit electronically deposited to your account during statement cycle by your employer or an outside agency. Transfers from one account to another or deposits made at a banking location or ATM do not qualify as a Direct Deposit. 2 The check card fee will only apply during the statement cycle when a signature, PIN point of sale, or recurring transaction is initiated. You will not be charged this fee for ATM transactions or if you do not use your check card during the statement cycle for signature, PIN point of sale, or recurring check card transactions.

Are these low mortgage rates for real? Ie: PENFED 2.875%

Recent articles say that many of these low interest advertised mortgages are near impossible to get regardless how well you are qualified. Do you think it is truthful, or have you actually completed, any mortgage from PenFED which now advertises 5/5 adjustable for the first 60 months at 3.135 % APR, then the next 300 months at 2.875% Rate with 3.135% APR.

FatWallet Exclusive: Extra $70 off Hewlett Packard 17-1181NR Envy 17.3" Laptop $989.99 w/Free Shipping 2% CB @ Buydig

0 Posted By: FatWallette
Views: 115 Replies: 0

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Hey Disney Savvy Mom's - The Mouse is Recruiting

Have you and your family experienced many Disney Parks vacations? Are you a self-proclaimed "go to" person on all there is to see and do? Well, if so, then we'd like to hear from you! In 2008, we created the Walt Disney World Moms Panel, an online forum of vacation advisors made up of everyday people who answer questions, and offer advice to families in the process of planning a trip to Walt Disney World Resort.
Disney has been running this advisory panel for the last few years, if picked, you do get compensations. The applications are being accepted 9am EST, September 12, 2011 through 11:59pm EST, September 16. Supercalifragilisticexpialidocious Magic Link

$5 DVD Event at WALMART-- some BluRay!, all w/free ship to store (many new titles added!)

http://www.walmart.com/browse/5-DVDs/_/N-97lt?ic=48_0&path=0:409...

Craftsman 3 Piece Aluminum Nozzle Set with Lifetime Warranty $6.99 With Store Pick Up @ Sears

Right on the Front Of The Pack , Forever Full Warranty
On The Back Of The Pack, Craftsman Full Warranty.http://www.sears.com/shc/s/p_10153_12605_07140130000PI have had mine outside for 3 years with no problem
I never keep it connected to my Craftsman hose .
But if there is ever a problem, with a Lifetime Warranty I will take them both back.
Product Description
3 Piece Aluminum Nozzle Set includes adjustable classic pro nozzle, rear trigger adjustable 7 pattern turrent nozzle and rear trigger adjustable.Soft dial turret guard
High- impact metal construction
Spray adjust from fine mist to heavy stream
Comfort gripProduct Overview:
Individual, Kit or Set: Set
Item Weight (lbs.): 1.4 lbs.
Nozzle Type: Pistol
Number Included: 3
Materials & Finishes:
Material Type: AluminumI got this from wikipedia but I find this to be true.Warranty Craftsman hand tools have an unlimited lifetime warranty. This lifetime warranty program was instituted by Sears when they began selling the Craftsman line in 1927. This warranty program requires no receipt or dated proof of purchase. If the owner takes the item into a local retail store, it may be replaced or repaired free of charge. In some cases, such as ratchets, the customer may be offered a repair kit with which to repair the item.The full text of the warranty is as follows:If for any reason your Craftsman hand tool ever fails to provide complete satisfaction, return it to any Sears store or other Craftsman outlet in the United States for free repair or replacement. This warranty gives you specific legal rights and you may also have other rights which vary from state to state.
The hand tool lifetime warranty is also in effect on many Craftsman non-powered lawn and garden products including rakes, shovels, clippers, brooms, trowels, pruners, hoses, sprinklers, hose nozzles, and other small gardening hand tools. The lifetime warranty does not include precision hand tools, such as calipers , tape measures and torque wrenches, with the exception of beam-style torque wrenches.Power tools have a one-year warranty.After the merger, Kmart began selling Craftsman products and honoring the hand tool lifetime warranty.

Auctioning House on eBay?

Is it feasible, or a big mistake, and what is the best approach?I would trust eBay has enough viewers to auction off vehicles and machinery and expensive collectibles, but a house? I have experience with selling various items on eBay and other venues, but usually smaller items, not many over $1500. I can market it decently, have good feedback, and would be honest.I'm not sure I want to go into details, maybe would if it really matters. Overall the house has LOTS going for it including location, and has some negatives, but I know many families would love to move into this house today. It is basically a dream house for a middle class family, and it is great for a upper middle class family who is trying to downsize or not spend 30% of their income on housing. I feel strongly that the house is not that typical or boring, and therefore should be more in demand than others.Unfortunately it's not the type of house an investor would love to rent or flip. I wish it were. It could be possible they would buy it, but unlikely unless they are more advanced and doing the financing type of business, and even then.My reason for considering an auction is to get it sold faster. I also feel like I could get almost as high of a price on eBay as if I waited, when you take into account the mortgage payments over the wait time, and the fact that winter will be coming.I have local interest, but so many people are waiting to sell their other house first, or other reasons why they can't or won't buy now.Obviously I have some doubts. I would not hesitate as much to sell a lower end property like a fixer-upper investment property on eBay.I know I can do a classified ad format on eBay, and I have looked into the fees. I am wondering about whether to use auction format. It scares me that it would be 10 days only. In this case, being a house, I would like to do auction format but 20 or 30 days, giving people enough time to travel here if they are not local. I would love them to see the house before bidding, but I know some buyers would chance it without seeing in person, if I provided enough photos and probably video and seem honest, figuring they would lose only a small deposit at worst case. In my opinion, anyway.I know I can put a reserve (for a fee) and try it out and see, but it does take me time and effort.If I do it, there are different ways. Let them bid on the full price, or maybe bid on the earnest money or downpayment, or something else? There would be other big decisions for me to make I'm sure.One other hesitation I have is if that would hurt my local marketing. If people ended up seeing my "failed" or aborted auction on eBay, they might become worried about why the house didn't sell on eBay, or ? Even if it's irrational, I mean of course a great place might not sell on eBay. Or, if I started the bidding at my "lowest", then it's exposed right there for every local person (who is smart enough to search the web) to see. Because I would love for them to see it's a No Reserve auction.There are many other thoughts I had about this, but there you have a lot of the story. I am looking for anyone who has heard of good and bad experiences, and especially anyone who has tried it with their own house. Somewhere I read that so many houses sell on eBay per day, and I don't know if that's true. I would love to be a success story with this. I know some sellers of vehicles were extremely pleased that they decided to eBay their vehicle instead of go local with it.I am surprised to not see more people trying this, given how many people want to sell badly. I know many people don't have the knowledge and are too scared and have misconceptions. Or maybe they are wise to avoid it? Obviously hard stats would be the best, but I want to get an estimate to compare eBaying it with other options, and what type of auction or non-auction format.

Unemployment for Fun and Profit

Let's face it, there are options and strategies for all types of scenarios in life to maximize or minimize one's financial position. For example, we have strategic default, forced negotiation w/ credit issuers, churning, etc.With so many people out of work and so many more that will be out of work in the coming months and years, I'd like to discuss a way for people to better prepare themselves for the inevitable--no work. You can be out of work for many reasons, including termination, lay off, resignation, unable to find work, etc. Regardless of the reasons, you need a safety net to weather the storm. One of the best safety nets in this nation is unemployment insurance. Laws differ from state to state. But UI is available in all states. I want to limit this discussion to strategies to claim employment benefits and perhaps, with our collective wisdom, we can perhaps discover novel concepts and strategies to get this benefit.To pre-empt all the moral keyboard warriors from home, let me state:1) Unemployment Benefit is something that employers pay into the pool. It's not supported by tax payers for the 1st 26 weeks. If employers don't pay, it most likely will be part of your salary.
2) This is not a moral discussion. If you like to have a moral discussion, please talk with your kids or your pastors.So, let me start by giving something back.When I was an officer in a company, I didn't like my job. I was going to send a resignation letter on a Friday. But the company pre-empted me. They called me into the office on the Monday of the same week to demand for my resignation. They offered a package. I signed. I was still able to claim unemployment benefits.I asked the HR person if I was still eligible for Unemployment Benefits. He said since it was a forced resignation, I was eligible. I applied and received benefits. Fortunately for me, I was recruited while I was still at the company but my work won't start for another few months. I took that opportunity to visit family and friends and of course, still was looking for other work.The takeaway is this: Forced resignation will entitle you for unemployment benefits. When you're high enough in the ladder, you resign, you don't get fired. So, let's strategise:1) If you're at your current work and want to leave because of multiple reasons (state your reasons), what are some of the ways you can get around it? Leaving work because you want to start a business, take a break, medical conditions, etc.2) How successful are you at appealing? What are some strategies that worked for you?3) Have you sued your employer for denying unemployment insurance?4) Were you cut off from receiving benefits and what did you do to get it back? If you didn't get it back, what was the reason they gave you? And did you appeal?5) If you're collecting UI from abroad, is there some special considerations? 6) How soon do you get benefits after you applied? Some states, give the number on their website (week 1 application, week 2 waiting period, week 3, check sent).

Teen-Proofing: A Revolutionary Approach to Fostering Responsible Decision Making in Your Teenager Kindle Book

http://www.amazon.com/exec/obidos/ASIN/B001T4ZC7M/Tax in KS, KY, ND, NY, WA.
Parents can protect toddlers--with their maximum mobility and minimum logic--by pasting plastic on electrical outlets and putting poisons out of reach. But protecting teenagers is not so simple, says family psychologist and author of Raising a Nonviolent Child John Rosemond. "Short of solitary confinement, you can't guarantee that a teen won't use drugs, shoplift, drink or crash the car. In the final analysis, teens must protect themselves." Rosemond's Teen-Proofing provides parents with tough-love strategies for managing teens so they make self-protective, rather than self-destructive, decisions. Many parents will recognize the error of their ways in Rosemond's portraits of parents as "micro-managers" who try to control their children and "wimps" who let their children control them. He offers a compelling alternative by urging parents to be "mentors, who realize they can control the parent-child relationship, but not the child." The author explores critical parent-teen issues including curfews, cash, cars, and cohorts--detailing an approach that gives teenagers a "long rope" to make their own mistakes and also offers "creative consequences" to encourage responsible decision making. The author offers smart and seasoned advice--from coping with middle school "tweenagers" to understanding why teens are vulnerable and how the culture diminishes a parent's influence. Yet he undermines his clarity with snide asides about mental health professionals and one too many smug and self-congratulatory examples of his own parenting of a son and daughter. These distractions are unnecessary; the book's unconventional and provocative suggestions will speak volumes to parents of teens. --Barbara Mackoff

Hearst Magazines: $5 subscriptions

Link
1. Select as many magazines as you want to give or subscribe to by checking the boxes below:
FOR
MYSELFAS A
GIFTMAGAZINETERM
Car and Driver12 issues
Cosmopolitan12 issues
Country Living10 issues
ELLE12 issues
Elle Decor10 issues
Esquire11 issues
Good Housekeeping12 issues
Harper's BAZAAR11 issues
House Beautiful10 issues
Marie Claire12 issues
O, The Oprah Magazine12 issues
Popular Mechanics12 issues
Redbook12 issues
Road & Track12 issues
Seventeen10 issues
Town & Country11 issues
Veranda8 issues
Woman's Day12 issuesValid in US for new subscriptions only. Sales tax will be charged where applicable.

FileStream Secure Disk (180-day subscription) Free Download Today Only @ giveawayoftheday

http://www.giveawayoftheday.com/The program is available for $59.95, but it will be free for our visitors as a time-limited offer.September 11, 2011
FileStream Secure Disk is the perfect solution for protecting sensitive information from theft and other attacks. It makes a part or all of your hard disk, USB flash drive, or removable drive, into a secure vault, which can be accessed like any drive except it requires login User ID and passwords to open.
All your private information stored on the Secure Disk is protected by Strong Encryption with options of 256-bit or 448-bit encryption. You can create as many vaults of any size as you like to compartmentalize data with the ability to move files from one vault to another.

EasyTether for Android back to 4.99 again - Alive!

This is particularly exciting for me as a new Motorola Bionic user - it blocks all known WiFi tether options at the moment, unless you subscribe to a $30/mo plan. I don't use it enough to justify that, but those rare moments tethering is a lifesaver.EasyTether works very well, but the free version blocks secure sites. I didn't realize how many secure sites I use in a day, until I had them all blocked. Usually $10, this app just dropped back to $5 ($4.99) on Amazon Appstore. Whew!So....http://www.amazon.com/dp/B004JJR2K4

Logitech G27 Racing Wheel - PS2, PS3, PC - $205.00 - Newegg

Product LinkPrice $224.99
Less Coupon - $20.00 EMCYTZT743
Shipping FreePrice Shipped - 204.99.----------------------------------SPECSBrand
LogitechModel
G27SpecSpecifications
System Requirements:
Pentium processor or compatible
Windows XP or Windows Vista or Windows 7
256 MB RAM
20 MB of available hard disk space
CD-ROM drive
USB port Games that support Logitech force feedback
PLAYSTATION3 computer entertainment system
PlayStation 2 computer entertainment systemFeaturesFeatures
Dual-motor force feedback
You'll experience traction loss, weight shift, and road feel recreated smoothly and accurately. Helical gearing provides the exceptionally quiet steering action.Force feedback - You can really feel it. Six-speed shifter
You can quickly select exactly the right gear for the turn or the straightaway. The push-down reverse gear lets you back up realistically. RPM/shift indicator LEDs
Keeping an eye on the indicator panel lets you know just when to shift gears for maximum torque (in supported games). Hand-stitched leather
The 11-inch wheel is wrapped in real leather to help keep your hands comfortable from the start line to the checkered flag. Steel gas, brake, and clutch pedals
Sturdy true-to-life pedals deliver precise throttle, braking, and shifting control for heightened realism. 900-degree wheel rotation
You can go 2.5 times around lock to lockjust as you would behind the wheel of many real cars. 16 programmable buttons plus D-pad
You can map useful game functions to locations that make sense to youwhether on the wheel itself or on the shift module. Custom tuned for popular games
There are no dead zones or lag, so youll see and feel every bit of wheel movement reflected in-game. Optical encoding
You'll enjoy reliable and accurate handling race after race after race. Carpet grip system
Retractable teeth flip down to keep the pedals from sliding around on carpeting. Steel ball bearings
Two sets of solid steel ball bearings support the wheel shaft for superb performance and long-term reliability. Hard points
All three components (wheel console, pedals, and shifter module) can be bolted to a table other surface for a solid racing experience.Manufacturer WarrantyParts
1 year limitedLabor
1 year limited

Safeway Just4U - coupons don't always load

Is it just me? I go into my safeway Just4U account and load various coupons, and there are almost always a couple that say "Added" after you click on them, but aren't really added. They don't show up in your shopping list, no matter how many times you load them.

Harkins Theaters free movie weekend - Phoenix, Arizona

September 9th - 15th, Harkins Theaters is having a customer appreciation weekend. They are offering free showings of many different movies at different times. Last night we went and saw Super 8 at Tempe Marketplace at midnight, we used our large refillable cups to get drinks for $1, and yesterdays paper had a free popcorn coupon in it, so free popcorn. You can see the list here, marked "Free Anniversary Movie".
Movie Listing

Enjoy The City Restaurant Books (BOGOs for many area restaurants) $7 from Living Social most metro areas

http://www.enjoythecity.com/index.php
thx to bluefw who has this up for the grocery coupons

Free 11-in-1 Stainless Steel Pocket Survival Tool!

LinkFree + Free Shipping! Join our Facebook Fanpage & Help Yourself! 11-in-1 Stainless Steel Pocket Survival Tool!Limit 1 Per User!

Orders from non Fanpage users will be canceled.

Join our Facebook fanpage and post a comment/testimonial BEFORE ordering this free gift.A survival necessity with 11 different tools in one stainless steel pocket sized device, the Multi-Purpose Tool has everything you need to survive in an emergency. Included are a knife edge, multiple wrenches, a can opener, ruler and many other useful functions. Stored in a convenient storage pouch, you can carry the 11-in-1 Survival Tool with you and be prepared.

OfficeMax: Back to School Deals 9/11-9/17 including Free a/Rewards Binders 9/11-17

NOTE Be sure to check your local ad as NOT all ads have the same deals!). Also please note that many deals are limited to a certain number per customer (see the ad for complete details).* OfficeMax 8.5 x 11 Legal Pads 12 pack $5
(thats just $0.42 per pad!)* 1.5″ Heavy-Duty View Binder $5
(regularly $8.49)* OfficeMax Multi-Use Copy Paper 10 Ream Case $39.99
Get $20 back in MaxPerk Bonus Rewards
Final Cost $19.99 (thats just $2 per ream!)* Fervor High Back Executive Chair $50
(regularly $119.99)* [IN] Place 1″ Heavy Duty View Binder $7.49-$13.49
Get 100% back in MaxPerks Bonus Rewards (limit 4)
Final Cost FREE!* OfficeMax Corrugated Boxes 2/$2
(regularly $2.39-$5.29)* Keep your eyes peeled for clearance on back to school end of season products that may be reduced as much as 75% off!To qualify for the MaxPerks Rewards, you MUST use your MaxPerks ID during the checkout process! Bonus Rewards for these offers, along with any other rewards that you may have earned during the same period, will be issued in the next statement cycle in the form of a Reward Card redeemable toward future purchases at OfficeMax.

MERITLINE 69cents and up--WEEKEND SALE-Gizmos, Chargers, Ink, Gadgets, RC Helicopters and MORE

http://www.meritline.com/dailydeals.aspx
many items require the coupon code listed by the product to be entered to get the final sale price. FREE SHIPPING on most items too.

AV Webcam Morpher 2.0 Free Download Today Only @ giveawayoftheday

http://www.giveawayoftheday.com/The program is available for $49.95, but it will be free for our visitors as a time-limited offer. September 10, 2011
AV Webcam Morpher allows you to appear as a completely different person on webcam, even without actually having one. There are many characters to select from. A built-in voice changer will help you play the role perfectly. The program is based on the method of replacing your webcam signal with a fake video loop.
Key features:
Be a totally different person in any live video chat;
Protect your privacy with absolute anonymity;
Give yourself a brand-new look/sound everyday;
Save your memorable chat conversations;
Create visual presenter for business demonstrations;
Create unique video clips for your blog or video diary.;
Watch your house while for 24/7 security Webcam Morpher Recorder.

NFL REEBOK VINTAGE SHIRT LONG SLEEVE $19.99 FS @ eBay

NFL Reebok VINTAGE SHIRT LONG SLEEVE MANY SIZES & TEAMS $19.99 with free shipping.Link

Free HP touchpad apps limited inventory hurry

App-tastic promoWe want you to experience the best of webOS. Download the following four apps for free using the promo codes below.
Atlantis Sky Patrol HD
Take flight to destroy Doomsday devices that have been planted around the world in over 100 levels. Easy to learn, but difficult to master, this unique marble-popping adventure is nearly impossible to put down! Promo code: gsmww76669rudab
http://news.hpwebosnewsletters.com/cgi-bin13/DM/t/eBS2J0Pg4F10NT... Video Flood HD
Whether you are looking for video podcasts, TV shows or movies, Video Flood HD has you covered. View full episodes or video podcasts. Promo code: njoqi78204xxucw
http://news.hpwebosnewsletters.com/cgi-bin13/DM/t/eBS2J0Pg4F10NT... Britannica Kids: Solar System
Explore the secrets of the Solar System in a fun and engaging way. Learn and play at the same time through a variety of games. Promo code: ogeuq49821kdztn
http://news.hpwebosnewsletters.com/cgi-bin13/DM/t/eBS2J0Pg4F10NT... TapNote
Quickly jot notes in TapNote and optionally sync them to Dropbox for easy access from anywhere.
Promo code: dqbip28944awhev
http://news.hpwebosnewsletters.com/cgi-bin13/DM/t/eBS2J0Pg4F10NT... _____________________________________________________________________ Looking for the latest and greatest apps? Check out Pivot. With so many new apps hitting the App Catalog each month, it can sometimes be a challenge to learn about them all. To help, we've created Pivot, an exclusive monthly on-device magazine that complements the App Catalog. It showcases the best and hottest apps, providing reviews, developer interviews, and articles by notable writers sharing their perspectives on digital culture. It also gives you the backstory on key apps that highlight what is truly unique about webOS. The content is entirely original and produced by professional journalists who've worked for a variety of publications, including The New York Times, The Wall Street Journal, Vanity Fair, Fast Company, and New York magazine.In the September issue of Pivot, the HP catalog's AppZine, looks at the way we learn. Journalist Jim Tremayne uses the TouchPad as a tool that enables learning at any age, and author David Lipsky explains why technology equals knowledge. Here are a few highlights. _____________________________________________________________________ (C) Copyright 2011 Hewlett-Packard Development Company, L.P. Terms and Conditions1. Promo participants require a TouchPad with a current functioning user profile with credit card purchasing enabled. 2. Your use of the promotion indicates your acceptance of the terms and conditions of the promotion as set forth below as well as the EULA for the use of the App Catalog available to you when you register for the App Catalog.3. This promotion is available only to U.S.-based HP employees, HP reseller partners, HP customers, and HP webOS developer partners and not to business or enterprise customers. You must be 18 years old to use the promotion code. The code begins when you activate it via this email and expires 24 September 2011, 12:00 a.m. Pacific time. The code applies to TouchPads only and only qualifying apps from the HP webOS App Catalog listed herein.4. Promo codes are available for as long as inventories last. 5. Customers with an existing promo credit in their account may be unable to redeem these codes, and the price of the app will be deducted from their current credit.6. To redeem this offer select the desired app for purchase in the HP App catalog and when prompted enter the promo code. No charges will be made against your credit card, but you will receive a receipt. 7. The information contained herein is subject to change without notice. Third-party software is available separately. Within wireless coverage area only. Requires data services at additional cost. 8. Within wireless coverage area only. Actual speeds may vary. Email, mobile number, and related information required for setup and activation. Required data sold separately, unlimited plan recommended and may be required. Not all web content may be available. All screen images simulated.9. Internet access within wireless coverage area only. Wi-Fi within range of 802.11a/b/g/n Wi-Fi network. Some Wi-Fi hotspots may require fee for usage. Not all web content may be available. Email and related information required for setup
http://news.hpwebosnewsletters.com/cgi-bin13/DM/t/eBS2J0Pg4F10NT... Hewlett-Packard Company, 950 W Maude Ave., Sunnyvale, CA 94085-2801

$28.99 80% off 2 PACK DURACELL POWERHOUSE PORTABLE USB CHARGER -60 HOURS POWER

linkfrom website:
Specs:
2000 mAh
Can charge two devices at once
Up to 60 hours of backup power
USB port and swinging mini-USB arm
Use the cord of a USB or micro-USB device to plug into the Powerhouse Chargers USB portDevices it CAN CHARGE:
Apple iPhone
Apple iPod
iPod Nano
BlackBerry phones
Motorola phones
Devices with a mini-USB port (some digital camerasnote many digital cameras have mini-USB ports for data transfer only and not charging)

Samsung UN32D4003 32" LED TV for $339.99 ($305.99 after cash back) + s/h

Okay, didn't try to fiddle with this deal, as there are so many CashBack options at Sears.This Sammy TV is only 720p, and only has 2 HDMI inputs, but has a thin bezel design (total size is 29.8"x17.9"). Not as nice at the 5500 or 6000 series, but half the cost, and smaller overall size.CashBack options include Chase Rewards at 10% (possibly Discover, too) and FW at 4%.Possible net price before taxes would be $339.99-10%CB = pickup locally for $305.99+tax

Deadwood: The Complete Series" on DVD $60.49, Or Blu-ray $83.99 Shipped @ Amazon Gold Box

http://www.amazon.com/gp/goldboxSpecial Features
Audio Commentary
Featurette
Interviews
MAKING OF Editorial Reviews
Amazon.com
Deadwood represents one of those periodic, wholesale reinventions of the Western that is as different from, say, Lonesome Dove as that miniseries is from Howard Hawks's Rio Bravo or the latter is from Anthony Mann's The Naked Spur. In many ways, HBO's Deadwood embraces the Western's unambiguous morality during the cinema's silent era through the 1930s while also blazing trails through a post-NYPD Blue, post-The West Wing television age exalting dense and customized dialogue. On top of that, Deadwood has managed an original look and texture for a familiar genre: gritty, chaotic, and surging with both dark and hopeful energy. Yet the show's creator, erstwhile NYPD Blue head writer David Milch, never ridicules or condescends to his more grasping, futile characters or overstates the virtues of his heroic ones.
Set in an ungoverned stretch of South Dakota soon after the 1876 Custer massacre, Deadwood concerns a lawless, evolving town attracting fortune-seekers, drifters, tyrants, and burned-out adventurers searching for a card game and a place to die. Others, particularly women trapped in prostitution, sundry do-gooders, and hangers-on have nowhere else to go. Into this pool of aspiration and nightmare arrive former Montana lawman Seth Bullock (Timothy Olyphant) and his friend Sol Starr (John Hawkes), determined to open a lucrative hardware business. Over time, their paths cross with a weary but still formidable Wild Bill Hickok (Keith Carradine) and his doting companion, the coarse angel Calamity Jane (Robin Weigert); an aristocratic, drug-addicted widow (Molly Parker) trying to salvage a gold mining claim; and a despondent hooker (Paula Malcomson) who cares, briefly, for an orphaned girl. Casting a giant shadow over all is a blood-soaked king, Gem Saloon owner Al Swearengen (Ian McShane), possibly the best, most complex, and mesmerizing villain seen on TV in years. Each of these characters, and many others, will forge alliances and feuds, cope with disasters (such as smallpox), and move--almost invisibly but inexorably--toward some semblance of order and common cause. Making it all worthwhile is Milch's masterful dialogue--often profane, sometimes courtly and civilized, never perfunctory--and the brilliant acting of the aforementioned performers plus others. --Tom Keogh

21 Free Baby Genius Songs + Many Other Kids Songs-Veggie Tales, Sesame Street (Free download) @ babygenius.com

FREE 21 Baby Genius Songs, + Many Other Kids Songs(Veggie Tales, Sesame Street)

FREE 21 Baby Genius Songs, + Many Other Kids Songs (Veggie Tales, Sesame Street)
If you know a little someone who loves to sing along to fun songs go grab these 21 FREE Baby Genius Songs [babygenius.com]!BabyGeniusYou can also get:
**5 FREE Veggie Tales Silly Songs**5 FREE Sesame Street Songs Enjoy!
Thanks to SD member.....

16 Piece Deluxe Watch Repair Tool Kit - $5.00 FS at eBay daily deals

LinkDescription:
Any watch owner, whether a seasoned collector or once-in-a-lifetime buyer, will at one point or another need to resize or adjust his watch, change the battery, and make other minor repairs. Dont waste your hard-earned money on unnecessary trips to the jeweler.
With this 16-piece deluxe watch repair kit, you can take charge of all your watch adjustments. Change the battery, and add or remove as many links as you desire, as often as you desire, without paying a jeweler for each tiny adjustment. Become a seasoned professional who takes charge of watch repair! Set Includes:
1 Watchband Link Pin Remover
1 Watchband Holder
1 Spring Bar Remover
3 Pin Punches
1 Metal and Plastic Hammer
1 Case Knife
3 Slotted Screwdrivers
2 Phillips Screwdrivers
1 Case Wrench
1 Pair of Long Nose Pliers with Side Cutters
1 Pair of Stainless Steel Tweezers

FREE 21 Baby Genius Songs, + Many Other Kids Songs(Veggie Tales, Sesame Street)

Pre qualifying for SBA loan or patriot express loan, approval and score hits

I am in the process of looking for loans to start my business. Both using websites and visiting local banks. Many of the sites have pre qualifying applications where i input my EIN and my SSN as well as DL. I am 99% sure that this does put an inquiry on my credit, but i wanted to double check if i should only pre qualify for a few companies rather than trying to find out from several.My current score is 780, i got my EIN about 9 mths ago and took out some BIZ cards with my EIN. Is there a way to check my EIN score? I currently use credit karma from my personal score.

HP Touchpad case FB343AA from PCRichard $29.99 free shipping

LinkHurry this usually does not last long.$49.90 at Amazon and Out of Stock in many places.Technical Details
-Lightweight protection for your HP TouchPad
-Folds to hold your tablet at an angle
-Easy access to the headphone jack and on/off/volume buttons

Chase Freedom - Bonus Point Calculation Questions

Hi,I did a search and a quick read through of some posts, but I still couldn't find the answer(s) to my questions. I know many here have the Chase Freedom card, so I figured I may be able to get some information by asking. If my questions have been answered already, I apologize for wasting your time.I signed up for the Chase Freedom card when they offered me the $300 bonus after first purchase (no minimum requirement). Upon receipt of the card, I immediately enrolled in the 5% bonus for this quarter (gas, hotel, and airfare). And, since then, I've been using the card almost exclusively for these purchases.My first statement (dated July 6) was for $65.00 and included $40.00 worth of gas on July 4. My statement showed:Previous points balance 0Points earned on purchases 65Bonus points from Ultimate Rewards Travel 0Bonus points earned at Ultimate Rewards Mall 0First use points earned 30,000Current points balance 30,065I did not see the bonus points for the $40.00, so I emailed Customer Service. I was told the transaction was classified correctly and should have qualified for the bonus, but to wait 4 - 6 weeks for the bonus to post. I paid the balance and waited.My next statement (August 6) was for $421.00 ($301.00 of which was for gas). However, this time, my statement showed:Previous points balance 30,065Points earned on purchases 421Bonus from 5% categories: Jul - Sept 1,188Bonus points from Ultimate Rewards Travel 0Bonus points earned at Ultimate Rewards Mall 0Current points balance 31,674Again, paid in full.Now, my statement for September (September 6) posted and it was for $1,101.63, all of which was gas, hotel, and airfare. And this time my statement showed:Previous points balance 31,674Points earned on purchases 1,102Bonus from 5% categories: Jul - Sept 2,236Bonus points from Ultimate Rewards Travel 0Bonus points earned at Ultimate Rewards Mall 0Current points balance 35,012I guess I am just somewhat confused as to how they are calcuating the bonus points ... and I can't tell if I have received all that I should (especially those from my first statement for the $40 in gas?I've tried reading the FAQs on Chase's site and before I send off any emails to their outsourced Customer Service (at least every response I've received feels like it is outsourced) and try to decipher what they tell me and hope they understand my question(s), I was hoping someone here may be able to set me straight and help me understand.Thanks in advance and again, I apologize if this has already been asked and answered.

Early Bird for iPhone & iPad now free!

Early Bird for iPhone & iPad now free!http://itunes.apple.com/app/early-bird/id443251389?cjid=10492644...http://itunes.apple.com/app/early-bird-hd/id453089066?cjid=10492...Limited time download for the next 24 hours only!!! Download FreeAppKing to make more Apps like Early Bird Now Free! The iPad HD version is also free for a limited time.
Help the Early Bird catch the worm! But be careful, challenges await as you flutter through 72 amazing levels. Discover beautiful landscapes, earn achievements & top the leaderboard as you swipe your way to success in this incredible action puzzle game.
"Early Bird is an utterly adorable iOS app. The game is approachable, offers plenty of bang for your buck, and the enjoyment youll get out of playing through its many levels is priceless." - Gamezebo
"Early Bird is as bright and cheerful as a Disney cartoon. It's also charming, easy to learn, and challenging to master." - Slide to Play
Highlights
* 72 beautiful, fun-filled levels across 3 challenging zones
* Gorgeous HD graphics
* Simple & intuitive gesture controls
* Game Center leaderboards and achievements thanks SilverDeals

$29.99 + FREE shipping Mens and Womens Vans Casual Skate Shoes - 6 Styles

linkfrom website:
Vans shoes for men, women, boys, and girls spring from the very heart of Southern California skateboarding culture. Many Vans shoe designs help advance the sports that inspired them through the company's devotion to advance competitive footwear technology.
Often imitated but never equaled, Vans introduced the original skate shoe back in 1966, and has long been a devoted supporter not only of skate events but other extreme sports. They appear on some of the most in-demand apparel for the sports to which Vans has long been devoted.

$167.44 + Free* shipping 57%off Wusthof Grand Prix II 6-Piece Steak-Knife Set

linkfrom website:
Product Features
Set of 6 steak knives, each with a smooth, sharp blade and pointed tip
Precision-forged from a single piece of high-carbon, stain-resistant steel
Sturdy, steel bolster; full tang for strength and balance
Ergonomic, slip-resistant, synthetic handle; made in Germany; hand wash
Measures approximately 9 by 1 by 1/2 inches; lifetime warranty

Dockers Clearance up to 75% off

GKServices.com has Many Apparel Items on Clearance. Shipping is $8, so it is best to buy in multiples. Shipping is free if you spend $150+ and enter code SEPTSHIP at checkout. Thanks dandan @ SDSale Link

Trying to Beat a Red Light/Speed Camera Ticket (Update: 9/6)

Fashion Mini Handy Head / Scalp Massager $1.99 shipped @ Everbuying.com

MassagerMain Feature:
Beauty design to massage your head.
Mini size means it can go anywhere you go!
Stimulates blood circulation of scalp and joints.
Eliminates tension and pressure.
Eases aches and pains.
Relaxes stressed muscles.
Helpful for hair growth and brain relaxation.
Easy to operate
The"Scalp Massager"will send tingling sensations from scalp to toes and transport you to a more relaxing place.Close your eyes and the "Scalp Massager"will help ease away the stress of your day.The custom-fit fingers will bend to fit your head,gently raise and lower the Scalp Massager for a relaxing massage.The smooth tips glide across the surface of your scalp,sending sparkling sensations thru your entire body.The many fingers of the "Scalp Massager"are incredibly flexible,resulting in the perfect fit for everyone's head.Use it on your knee joints,elbows,ankles and scalp.

Museum Day 9/24/2011 Get FREE tickets to many museums

LinkWhen Is Museum Day?
Saturday, September 24, 2011How do I find out if a museum in my neighborhood is participating?
Visit the Find a Museum page to locate a participating museum in your area.Where do I find the Museum Day Ticket?
The Museum Day Ticket is available on the Ticket Information page. Fill out the form and you will be emailed instruction on downloading your ticket.Can anybody get free admission on Museum Day?
No, you must present the Museum Day Ticket, available on the Ticket Information page.Can I bring my whole family to Museum Day?
No, the Museum Day Ticket is only good for two people per household, per address. If you go to Museum Day with more than one guest, your other guests will have to pay full admission.Are all museums in the country participating in Museum Day?
No, museums must elect to participate. Find a museum in your area now.Where is my ticket email? I submitted the ticket form, but I haven't received the email.
Please check your Spam or Junk folder for the email. The email was sent from museumday@si.edu.

Shouldn't most people be getting interest-payment-only home loans?

The two strategies I've heard for home mortgages are:
1) Those who want or need to pay off the mortgage before they retire because they will NOT have enough cashflow or savings to continue to pay the mortgage (and maintain their desired lifestyle) when they retire AND they want to stay in that home. These people may even WANT to pay off the principle faster as proposed by many pundits to reduce overall interest payment and shorten mortgage period. Advantage: payoff mortgage and you have place to live without monthly outflow for mortgage payment. Disadvantage: payoff mortgage and you now have full risk of any lost value in your home. If you need money, then you may need to take out a HELOC or mortgage which brings you back to still having to pay monthly to live in your home.2) Those who do NOT want or need to pay off the mortgage before they retire because they WILL have enough cashflow or savings to continue to pay the mortgage (and still have enough to maintain their desired lifestyle) when they retire AND they want to stay in that home. These people do NOT want to pay off principle in any hurry; they just want to lock in the lowest interest rate they can. They rather hold onto a low mortgage interest rate and invest their other money in some other way (they feel will give a return more than the low interest rate on their mortgage). Advantage: Don't payoff mortage and the bank has the risk of you walking away from the home (lost value for any reason), and you use your other money to invest. Also, with inflation, you are paying back money to the bank with inflation-devalued dollars (which is what the FED is currently planning to do with the national debt!!) Disadvantage: You don't payoff mortgage, so you have to pay monthly... but hey, you can afford it, remember?So, I think if you are fortunate enough to afford #2, it is more desirable than #1.
If you are planning to move in a few short years, then a 5/1 ARM type loan is likely the way to go too.Just an opinion. Maybe no real right or wrong answer.But now I'm going to stir some debate by saying almost NO ONE should payoff their mortgage and almost NO ONE would do so even if they had enough money to do so ! Example: If you won the lottery and the amount you won after taxes was exactly the amount of your remaining mortgage, would
you use it to pay off your mortgage immediately?? I bet the answer for almost everyone is NO because almost everyone would realize the money would be locked up in the value of your house and they would have to take out a loan again to get at it !! People would rather have that money in cash (and/or invest it, travel, schooling, etc.). If that is the case, then why would the same person bother paying off the principle early or at all with money from a job?!? Shouldn't we be getting interest-payment-only loans (lower monthly paytments too!) and let the mortgage principle go unpaid (and leave the mortgage risk for the bank, not you because you can walk away if you need to)?

Need Help with Mortgage Refi reaching out to the veterans out there.

Ok guys here is the situation. Trying to find out if its worth doing a refi on my house. We bought it as a fore closer in 2009 for 520,000 I put down 20%. Since then I have put 100,000 into the house to redo the kitchen and put in a full mother daughter sweet in the basement to bring the house from 4200 to 6200 Square feet and clean up and redo all the landscaping. My rate I locked into with was a 30 year fixed in April of 2009 at 4.625%. We plan on living in the house for many years to come at least 15+. Our credit is top tear do you think it makes sense to Refi at this time? I think I can get a rate as low as 4.00% but I am not sure if the .625 is worth it with closing costs. Are there any companies out there offering free closing right now? Trying to better my position can some of the veterans out there let me know your thoughts. I was thinking dropping to a 20 year mortgage but not sure if that would but a strain on us with the higher payment. Any help would be great looking for some thoughts of others. D

Served with a lawsuit from a CC company that I'm not a party to - should I do anything?

Last night someone came to the door and asked if I was so-and-so, I said no and closed the door. They threw some paper at the door and shouted, "You've been served!" I collect the papers and it's a lawsuit from Discover for several thousand dollars against some person I never heard of filed in the County Superior Court. I've lived here for about 8 months, but it wasn't the previous owner of the house either who had owned it for many years. As I have nothing to do with the lawsuit should I just do nothing? Should I contact the court for any reason? I'm just curious to know what brought them to my doorstep (obviously they are under the incorrect impression the person lived here) and make sure the misunderstanding doesn't drag me into something with which I have no interest or affiliation.

Citi Forward Graduate School?

I was looking through various credit card applications when I came across the one from Citi Forward (www.citiforward.com). One of the questions it asks is whether you are currently a graduate student. If you say "yes" then it expands to further ask you questions about you and graduate school. Of the many questions that are asked in a credit card application, why this and why is it even relevant? How is this question even pertain to my credit worthiness? Why not ask if I'm an undergraduate, or in med school, or if I'm a tenured professor at an ivy league university?I've never seen any other credit card application ask this question. Can anyone guess as to why they would want to know and what the benefit is to saying yes or no to this question is?

LG 42" 1080p 120Hz LED-LCD HDTV 42LV5500 $650 shipped @ Newegg

Newegg had this deal about a month ago. So I got one myself. Picture quality is great if you ask me. Smart TV needs an improvement. Watch the video on the Newegg to see how many things are included with the tv. This TV comes with 2 remotes (one with backlight) and Wifi Dongle.http://www.newegg.com/Product/Product.aspx?Item=N82E16889005209 Use Code EMCYTZT738

Char-Broil Smoker Barrel Grill (27.5") $49,.98 (from $100) at Target, YMMV B&M

I was down at my local Target today and they had a number of deals in the Lawn & Garden section. 30% off many items. This grill was 50% the normal $99.98 price. Looks like a decent charcoal grill/smoker for the price. There were about 5 left at the Target in Rochester MN. They did not have any of the Smoker Box add on accessory which is normally $50 but if you can find a store with one it is likely these would be on clearance also. Char-Broil Smoker Barrel GrillSmoker Box add on

Barnes & Noble 40% off BluRay Sale + Members Discount

Didn't see this one posted. B&N doesn't always have the best prices to begin with, but they do have many titles that you don't see on sale other places, so the 40% off is good IMO.According to the clerk at my store, it includes "Every BluRay in the store" and according to him members get their discount as well (not sure if it's 5% or 10%).Web site shows select titles only, so YMMV on the B&N B&M.http://www.barnesandnoble.com/s/?sze=10&store=allproducts&srt=sa...Some newer titles that seem to be better prices than Amazon: American Graffiti, Good Will Hunting, Blood Simple, Scarface, Big Lebowski.Good for those titles that never seem to go on sale anywhere...I can't remember how long the sale lasts - it's posted in the store but can't find it online. I think it was 9/14.

Best Buy - Music Gear - Park Meadows - Lone Tree, CO - 20%-50% Off

I hate to post this because it is one location only but I thought it might be good for a few people.Best Buy in Park Meadows is closing their Music Gear Area. I guess it is hard to compete with a Guitar Center across the street. They shipped off some of the higher end stuff to their other stores but still have a lot available. I saw a few Gibson SG's as well as a Flying V that were $699 with 20% off. Most of the other guitars are 30% off. Most of the names were Fender, Epiphone, Dean, Taylor etc. I saw Line 6 Amps, Marshall's (I think all SS), Bogner's, Fender etc. all for 30% off. There was a 65 Reissue Fender Twin Reverb 85w for $1399 with 30% off. They sell new for $1399 so that is a pretty good deal. I saw many Boss/Fishman Effects for 50% off. They have Keyboards, Drums, PA Equipment, some rack mount gear, t-shirts, hats etc. So if you are in the area, take a look. Apologies to all the musicians outside the area!

Garmin nuvi 2300 GPS Navigator with Lifetime Maps $119.99 + FS

Garmin nuvi 2300 GPS Navigator with Lifetime Maps
http://www.meijer.com/s/garmin-nuvi-2300-gps-navigator-with-life...Garmin nuvi 2300 GPS Navigator with Lifetime Maps
Navigation is just the beginning. The nvi 2300 saves gas and money with ecoRoute, a green feature that calculates the most fuel-efficient route, tracks fuel usage and more. The 2300 includes many travel tools, including JPEG picture viewer, world travel clock with time zones, currency converter, measurement converter, calculator and more. With photo navigation, pictures can be downloaded from Garmin Connect Photos. Its also compatible with lifetime traffic alters (receiver purchase required). With its "Where Am I?" emergency locator, the location is always known. Simply tap the screen to get exact latitude and longitude coordinates, the nearest address and intersection, and the closest hospitals, police stations and fuel stations. The 2300 features Garmin Lock, an anti-theft feature, and is compatible with the free Garmin Garage where custom voices and vehicles can be downloaded. Enhance travel experiences with optional plug-in microSD cards. With its enhanced pedestrian navigation capabilities, nvi 2300 is the perfect travel companion for getting around town. The optional cityXplorer can be downloaded to help navigate city public transit. Know where to walk, where to catch the bus, subway, tram or other transportation and how long it will take to get there. With myTrends, nvi 2300 recognizes favorite destinations and over time predicts where youre going and provides estimated travel time to the destination. Whether youre driving to and from work or a regularly scheduled weekly event, your 2300 will help you get there on time.
Offer Details
■Not eligible for any further discounts or in combination with other promotional incentives
■While supplies last - Limit 2 Per Customer
■No substitutions or backorders
■Price valid on orders placed during promotional time period only
■GPS navigator
■4.3" Touchscreen interface
■480x272 Pixels
■Slim design fits easily in pocket
■Dual-orientation display
■Voice-activated navigation - user can operate device with spoken commands
■Turn-by-turn directions with spoken street names
■Route planner - plan & save routes with multiple via points
■Automatically sorts destinations for the most efficient route
■Traffic trends calculates routes based on predicted traffic flow
■"Where Am I?" feature finds the closest hospitals, police stations, gas stations, nearest address, intersection & coordinates
■High-sensitivity GPS receiver with Hotfix
■Trip computer records mileage, max speed, total time & more
■3D building view
■FM Traffic compatible
■Bluetooth wireless technology
■microSD memory card expansion slot
■Garmin Lock Anti-Theft feature
■Lane Assist guides user to proper lane
■My trends provides travel time & relevant information
■Ecoroute suggests fuel-efficient routes to save drivers money & fuel
■In the box: nvi 2300, preloaded City Navigator NT North America (US, Canada and Mexico), FM traffic receiver with vehicle power cable, vehicle suction cup mount, USB cable, dashboard disc, and quick start manual
■Made in Taiwan

Up to 20% off Free Shipping (through 9/6) at Kmart.com + 6% Cash Back

0 Posted By: FatWallette
Views: 647 Replies: 0

Thousands of Items on sale, plus shoppers will get an EXTRA 5-20% off Online Only on top selling items like Cameras, Camcorders, featured TVs, Patio, Grills, Fitness, Baby, Jewelry, Halloween and much more! Plus Free Shipping on ALL orders $59 or more. Don't forget about our Come Back Cash, Get $5 back when you spend $25 or more on Jewelry and Clothing, Get $10 back when you spend $50 or more on almost Everything Else! 6.0% Cash Back Available!

Special Offers from Kmart.com:

4-Day Labor Day Sales Event: Extra 5-20% off Many Items Cash Back

Free Shipping on All Orders of $59+ & Free Shipping on All Electronics Cash Backuse coupon LABORDAYSALE

Extra 5% off Cameras & Camcorders Cash Back

Up to $300 off ALL Panasonic & Samsung TVs Cash Back

Up to $100 off All Computers & Up to 10% off All MP3 Players Cash Back

Extra 10% off Patio Furniture & Extra 5% off Grills Cash Back

Extra 10% off Tools, Fitness & Sporting Goods and Fragrances Cash Back

Extra 20% off Apparel, Accessories & Intimates Cash Back

Extra 10% off Furniture and Closet Storage & Organization Cash Back

Extra 15% off Bed & Bath and Window Treatments Cash Back

Extra 15% off Rugs, Wall Dcor & Kitchen Textiles Cash Back

Extra 10% off Small Kitchen Appliances, Cookware & Tabletop Cash Back

Up to 45% off Camping & Hiking + Extra 5% off Cash Back

Extra 5% off Halloween Costumes Cash Back

Come Back Cash! Get $10 Back On Purchases of $99 Or More In Electronics, $5 Back On Purchases of $25 Or more in Clothing, Accessories & Jewelry, Get $10 Back On purchases of $50 Or More on almost everything else

More Offers from Kmart.com
6.0% Cash Back Available! Use of coupons without FatWallet's Cash Back designation can void Cash Back.Cash Back Sale ends 10/1/11.Cash Back available for buy-online / pick up in-store purchases, as well as buy-online / ship to your address orders.Changes to an order in store will void Cash Back.Cash Back not valid on PartsDirect, Sears Canada, Portrait, or Outlet purchases, Home Delivery Charge, PA & Installation and Master Protection Agreements, and Sears Marketplace items that must be paid for on another site.Kmart coupons not valid on Sold by Sears items.

Up to 20% off Free Shipping (through 9/6) at Kmart.com + 3% Cash Back

0 Posted By: FatWallette
Views: 243 Replies: 0

Thousands of Items on sale, plus shoppers will get an EXTRA 5-20% off Online Only on top selling items like Cameras, Camcorders, featured TVs, Patio, Grills, Fitness, Baby, Jewelry, Halloween and much more! Plus Free Shipping on ALL orders $59 or more. Don't forget about our Come Back Cash, Get $5 back when you spend $25 or more on Jewelry and Clothing, Get $10 back when you spend $50 or more on almost Everything Else!3.0% Cash Back Available!

Special Offers from Kmart.com:

4-Day Labor Day Sales Event: Extra 5-20% off Many Items Cash Back

Free Shipping on All Orders of $59+ & Free Shipping on All Electronics Cash Backuse coupon LABORDAYSALE

Extra 5% off Cameras & Camcorders Cash Back

Up to $300 off ALL Panasonic & Samsung TVs Cash Back

Up to $100 off All Computers & Up to 10% off All MP3 Players Cash Back

Extra 10% off Patio Furniture & Extra 5% off Grills Cash Back

Extra 10% off Tools, Fitness & Sporting Goods and Fragrances Cash Back

Extra 20% off Apparel, Accessories & Intimates Cash Back

Extra 10% off Furniture and Closet Storage & Organization Cash Back

Extra 15% off Bed & Bath and Window Treatments Cash Back

Extra 15% off Rugs, Wall Dcor & Kitchen Textiles Cash Back

Extra 10% off Small Kitchen Appliances, Cookware & Tabletop Cash Back

Up to 45% off Camping & Hiking + Extra 5% off Cash Back

Extra 5% off Halloween Costumes Cash Back

Come Back Cash! Get $10 Back On Purchases of $99 Or More In Electronics, $5 Back On Purchases of $25 Or more in Clothing, Accessories & Jewelry, Get $10 Back On purchases of $50 Or More on almost everything else

More Offers from Kmart.com
3.0% Cash Back Available! Use of coupons without FatWallet's Cash Back designation can void Cash Back.Cash Back available for buy-online / pick up in-store purchases, as well as buy-online / ship to your address orders.Changes to an order in store will void Cash Back.Cash Back not valid on PartsDirect, Sears Canada, Portrait, or Outlet purchases, Home Delivery Charge, PA & Installation and Master Protection Agreements, and Sears Marketplace items that must be paid for on another site.Kmart coupons not valid on Sold by Sears items.

TradeKing $100 referral bonus is back until 9/30

I would've bumped an older thread but they are locked I guess. I know a few people who appreciated the thread before, sorry for those of you who are annoyed by it (though honestly it isn't like the topics in this forum are many )Requires referral from current tradeking account owner, both parties get $100.Requires $1000 deposit and at least 1 trade execution. For new accounts only (no other account can be associated with the household you use).All eligibility rules are found here https://referrals.tradeking.com/rules/RAF.html

GFE (Good Faith Estimate) Changed with Higher costs - need help